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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.09
EVER's Cash to Debt is ranked lower than
51% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. EVER: 0.09 )
EVER' s 10-Year Cash to Debt Range
Min: 0.03   Max: No Debt
Current: 0.09

Equity to Asset 0.08
EVER's Equity to Asset is ranked higher than
59% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. EVER: 0.08 )
EVER' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.09
Current: 0.08

0.07
0.09
Interest Coverage 1.23
EVER's Interest Coverage is ranked higher than
67% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. EVER: 1.23 )
EVER' s 10-Year Interest Coverage Range
Min: 0.18   Max: 1.7
Current: 1.23

0.18
1.7
F-Score: 3
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 22.39
EVER's Operating margin (%) is ranked higher than
64% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. EVER: 22.39 )
EVER' s 10-Year Operating margin (%) Range
Min: 11.89   Max: 30.36
Current: 22.39

11.89
30.36
Net-margin (%) 14.12
EVER's Net-margin (%) is ranked higher than
61% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. EVER: 14.12 )
EVER' s 10-Year Net-margin (%) Range
Min: 7.69   Max: 22.95
Current: 14.12

7.69
22.95
ROE (%) 7.77
EVER's ROE (%) is ranked higher than
72% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. EVER: 7.77 )
EVER' s 10-Year ROE (%) Range
Min: 5.32   Max: 24.11
Current: 7.77

5.32
24.11
ROA (%) 0.69
EVER's ROA (%) is ranked higher than
69% of the 2019 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. EVER: 0.69 )
EVER' s 10-Year ROA (%) Range
Min: 0.42   Max: 1.88
Current: 0.69

0.42
1.88
ROC (Joel Greenblatt) (%) 242.44
EVER's ROC (Joel Greenblatt) (%) is ranked higher than
91% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.96 vs. EVER: 242.44 )
EVER' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 151.47   Max: 612.95
Current: 242.44

151.47
612.95
Revenue Growth (%) -7.60
EVER's Revenue Growth (%) is ranked higher than
58% of the 1727 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. EVER: -7.60 )
EVER' s 10-Year Revenue Growth (%) Range
Min: 0   Max: -7.6
Current: -7.6

EBITDA Growth (%) -21.30
EVER's EBITDA Growth (%) is ranked higher than
56% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. EVER: -21.30 )
EVER' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: -21.3
Current: -21.3

EPS Growth (%) -19.30
EVER's EPS Growth (%) is ranked higher than
57% of the 1545 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. EVER: -19.30 )
EVER' s 10-Year EPS Growth (%) Range
Min: 0   Max: -19.3
Current: -19.3

» EVER's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

EVER Guru Trades in Q4 2013

Mario Gabelli 14,000 sh (New)
Joel Greenblatt 23,390 sh (New)
Jim Simons Sold Out
» More
Q1 2014

EVER Guru Trades in Q1 2014

Mario Gabelli 21,000 sh (+50%)
Joel Greenblatt 10,272 sh (-56.08%)
» More
Q2 2014

EVER Guru Trades in Q2 2014

Mario Gabelli 25,000 sh (+19.05%)
Joel Greenblatt Sold Out
» More
Q3 2014

EVER Guru Trades in Q3 2014

Jim Simons 195,800 sh (New)
Paul Tudor Jones 34,300 sh (New)
Mario Gabelli 30,500 sh (+22%)
» More
» Details

Insider Trades

Latest Guru Trades with EVER

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Mario Gabelli 2014-09-30 Add 22%$17.87 - $20.23 $ 19.050%30500
Joel Greenblatt 2014-06-30 Sold Out $18.39 - $20.45 $ 19.05-1%0
Joel Greenblatt 2014-03-31 Reduce -56.08%0.01%$16.54 - $19.77 $ 19.055%10272
Mario Gabelli 2014-03-31 Add 50%$16.54 - $19.77 $ 19.055%21000
Joel Greenblatt 2013-12-31 New Buy0.01%$14.08 - $18.62 $ 19.0519%23390
Mario Gabelli 2013-12-31 New Buy$14.08 - $18.62 $ 19.0519%14000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of EverBank Financial Corp

SymbolPriceYieldDescription
EVERPRA0.006.66DR

Ratios

vs
industry
vs
history
P/E(ttm) 20.00
EVER's P/E(ttm) is ranked higher than
71% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.50 vs. EVER: 20.00 )
EVER' s 10-Year P/E(ttm) Range
Min: 12.82   Max: 31.29
Current: 20

12.82
31.29
P/B 1.50
EVER's P/B is ranked higher than
69% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. EVER: 1.50 )
EVER' s 10-Year P/B Range
Min: 1.07   Max: 1.63
Current: 1.5

1.07
1.63
P/S 2.60
EVER's P/S is ranked higher than
83% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. EVER: 2.60 )
EVER' s 10-Year P/S Range
Min: 1.24   Max: 2.63
Current: 2.6

1.24
2.63
PFCF 2.60
EVER's PFCF is ranked higher than
97% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. EVER: 2.60 )
EVER' s 10-Year PFCF Range
Min: 1.17   Max: 8.58
Current: 2.6

1.17
8.58
EV-to-EBIT 29.97
EVER's EV-to-EBIT is ranked higher than
65% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.80 vs. EVER: 29.97 )
EVER' s 10-Year EV-to-EBIT Range
Min: 11.5   Max: 46.8
Current: 29.97

11.5
46.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.70
EVER's Dividend Yield is ranked lower than
88% of the 1871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.25 vs. EVER: 0.70 )
EVER' s 10-Year Dividend Yield Range
Min: 0.13   Max: 0.74
Current: 0.7

0.13
0.74
Dividend Payout 0.14
EVER's Dividend Payout is ranked higher than
92% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. EVER: 0.14 )
EVER' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.23
Current: 0.14

0.06
0.23
Yield on cost (5-Year) 0.70
EVER's Yield on cost (5-Year) is ranked lower than
85% of the 1883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. EVER: 0.70 )
EVER' s 10-Year Yield on cost (5-Year) Range
Min: 0.13   Max: 0.74
Current: 0.7

0.13
0.74
Share Buyback Rate -18.40
EVER's Share Buyback Rate is ranked higher than
54% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. EVER: -18.40 )
EVER' s 10-Year Share Buyback Rate Range
Min: 0   Max: -18.4
Current: -18.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.08
EVER's Price/Tangible Book is ranked higher than
67% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. EVER: 2.08 )
EVER' s 10-Year Price/Tangible Book Range
Min: 1.65   Max: 2.47
Current: 2.08

1.65
2.47
Price/Median PS Value 1.39
EVER's Price/Median PS Value is ranked higher than
69% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. EVER: 1.39 )
EVER' s 10-Year Price/Median PS Value Range
Min: 0.66   Max: 1.39
Current: 1.39

0.66
1.39
Price/Graham Number 1.21
EVER's Price/Graham Number is ranked higher than
72% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. EVER: 1.21 )
EVER' s 10-Year Price/Graham Number Range
Min: 0.96   Max: 1.54
Current: 1.21

0.96
1.54
Earnings Yield (Greenblatt) 3.30
EVER's Earnings Yield (Greenblatt) is ranked higher than
60% of the 1973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. EVER: 3.30 )
EVER' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 8.7
Current: 3.3

2.1
8.7

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:3B5.Germany
EverBank Financial Corp, a unitary savings and loan holding company was incorporated in September 27, 2010. It provides a wide range of financial products and services to retail and commercial clients nationwide through scalable, low-cost distribution channels. In May 2012, EverBank Delaware completed an initial public offering. It market and distribute its products and services through its integrated online financial portal, which is augmented by a nationwide network of independent financial advisors, high-volume financial centers in targeted Florida markets and at other business offices and retail loan centers throughout the country. Its three financial reporting segments are: Banking and Wealth Management, Mortgage Banking and Corporate Services. The Banking and Wealth Management segment includes all banking, lending and investing products and services offered to clients either over the web or telephone or through financial centers or financial advisors. The Mortgage Banking segment includes the origination and servicing of mortgage loans and focuses on residential loans for purposes of resale to government-sponsored enterprises, institutional investors or for investment by the Banking and Wealth Management segment. The Corporate Services segment consists of services provided to the Banking and Wealth Management and Mortgage Banking segments including executive management, technology, legal, human resources, marketing, corporate development, treasury, accounting, finance and other services and transaction-related items. On February 14, 2013, the Company formed EverBank Funding, LLC, a Delaware limited liability company, to facilitate the pooling and securitization of mortgage loans for issuance into the secondary market. The Company is subject to various regulatory capital requirements administered by federal banking agencies.
» More Articles for EVER

Headlines

Articles On GuruFocus.com
Weekly CEO Sells Highlight: Ross Stores, Zalicus, EverBank Financial and eHealth Jan 21 2013 

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