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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.36
EVER's Cash to Debt is ranked higher than
61% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. EVER: 0.36 )
EVER' s 10-Year Cash to Debt Range
Min: 0.03   Max: 1.32
Current: 0.36

0.03
1.32
Equity to Asset 0.09
EVER's Equity to Asset is ranked higher than
63% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. EVER: 0.09 )
EVER' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.09
Current: 0.09

0.06
0.09
Interest Coverage 1.23
EVER's Interest Coverage is ranked higher than
68% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. EVER: 1.23 )
EVER' s 10-Year Interest Coverage Range
Min: 0.18   Max: 1.7
Current: 1.23

0.18
1.7
F-Score: 5
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 20.22
EVER's Operating margin (%) is ranked higher than
60% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. EVER: 20.22 )
EVER' s 10-Year Operating margin (%) Range
Min: 11.89   Max: 30.36
Current: 20.22

11.89
30.36
Net-margin (%) 12.68
EVER's Net-margin (%) is ranked higher than
58% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.57 vs. EVER: 12.68 )
EVER' s 10-Year Net-margin (%) Range
Min: 7.69   Max: 22.95
Current: 12.68

7.69
22.95
ROE (%) 8.44
EVER's ROE (%) is ranked higher than
76% of the 1554 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.99 vs. EVER: 8.44 )
EVER' s 10-Year ROE (%) Range
Min: 5.1   Max: 18.64
Current: 8.44

5.1
18.64
ROA (%) 0.78
EVER's ROA (%) is ranked higher than
73% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. EVER: 0.78 )
EVER' s 10-Year ROA (%) Range
Min: 0.4   Max: 1.57
Current: 0.78

0.4
1.57
ROC (Joel Greenblatt) (%) 245.38
EVER's ROC (Joel Greenblatt) (%) is ranked higher than
91% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. EVER: 245.38 )
EVER' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 99.27   Max: 391.1
Current: 245.38

99.27
391.1
Revenue Growth (%) -7.60
EVER's Revenue Growth (%) is ranked higher than
58% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. EVER: -7.60 )
EVER' s 10-Year Revenue Growth (%) Range
Min: 0   Max: -7.6
Current: -7.6

EBITDA Growth (%) -21.30
EVER's EBITDA Growth (%) is ranked higher than
53% of the 1124 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. EVER: -21.30 )
EVER' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: -21.3
Current: -21.3

EPS Growth (%) -19.30
EVER's EPS Growth (%) is ranked higher than
54% of the 1103 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.50 vs. EVER: -19.30 )
EVER' s 10-Year EPS Growth (%) Range
Min: 0   Max: -19.3
Current: -19.3

» EVER's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

EVER Guru Trades in Q1 2013

RS Investment Management 920,856 sh (New)
Jim Simons 207,500 sh (+665.68%)
Paul Tudor Jones 13,500 sh (-32.5%)
» More
Q2 2013

EVER Guru Trades in Q2 2013

Jim Simons 373,100 sh (+79.81%)
RS Investment Management Sold Out
Paul Tudor Jones Sold Out
» More
Q3 2013

EVER Guru Trades in Q3 2013

Jim Simons 19,700 sh (-94.72%)
» More
Q4 2013

EVER Guru Trades in Q4 2013

Joel Greenblatt 23,390 sh (New)
Mario Gabelli 14,000 sh (New)
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with EVER

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2013-12-31 New Buy0.01%$14.08 - $18.62 $ 19.0319%23390
Mario Gabelli 2013-12-31 New Buy$14.08 - $18.62 $ 19.0319%14000
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of EverBank Financial Corp

SymbolPriceYieldDescription
EVERPRA0.006.98DR

Ratios

vs
industry
vs
history
P/E(ttm) 18.50
EVER's P/E(ttm) is ranked higher than
52% of the 1451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.60 vs. EVER: 18.50 )
EVER' s 10-Year P/E(ttm) Range
Min: 12.82   Max: 31.29
Current: 18.5

12.82
31.29
P/B 1.60
EVER's P/B is ranked lower than
55% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. EVER: 1.60 )
EVER' s 10-Year P/B Range
Min: 1.07   Max: 1.62
Current: 1.6

1.07
1.62
P/S 2.19
EVER's P/S is ranked higher than
69% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. EVER: 2.19 )
EVER' s 10-Year P/S Range
Min: 1.24   Max: 2.23
Current: 2.19

1.24
2.23
PFCF 1.80
EVER's PFCF is ranked higher than
91% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. EVER: 1.80 )
EVER' s 10-Year PFCF Range
Min: 1.64   Max: 8.58
Current: 1.8

1.64
8.58
EV-to-EBIT 22.70
EVER's EV-to-EBIT is ranked lower than
52% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.51 vs. EVER: 22.70 )
EVER' s 10-Year EV-to-EBIT Range
Min: 11.5   Max: 48.8
Current: 22.7

11.5
48.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.58
EVER's Dividend Yield is ranked lower than
90% of the 1312 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. EVER: 0.58 )
EVER' s 10-Year Dividend Yield Range
Min: 0.13   Max: 0.63
Current: 0.58

0.13
0.63
Dividend Payout 0.10
EVER's Dividend Payout is ranked higher than
94% of the 1147 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.31 vs. EVER: 0.10 )
EVER' s 10-Year Dividend Payout Range
Min: 0.07   Max: 0.1
Current: 0.1

0.07
0.1
Yield on cost (5-Year) 0.60
EVER's Yield on cost (5-Year) is ranked lower than
87% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. EVER: 0.60 )
EVER' s 10-Year Yield on cost (5-Year) Range
Min: 0.13   Max: 0.63
Current: 0.6

0.13
0.63
Share Buyback Rate -18.40
EVER's Share Buyback Rate is ranked higher than
51% of the 1170 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.70 vs. EVER: -18.40 )
EVER' s 10-Year Share Buyback Rate Range
Min: 0   Max: -18.4
Current: -18.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.60
EVER's Price/Tangible Book is ranked lower than
62% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. EVER: 2.60 )
EVER' s 10-Year Price/Tangible Book Range
Min: 2.07   Max: 2.47
Current: 2.6

2.07
2.47
Price/Median PS Value 1.20
EVER's Price/Median PS Value is ranked higher than
69% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. EVER: 1.20 )
EVER' s 10-Year Price/Median PS Value Range
Min: 0.99   Max: 1.18
Current: 1.2

0.99
1.18
Price/Graham Number 1.30
EVER's Price/Graham Number is ranked higher than
51% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. EVER: 1.30 )
EVER' s 10-Year Price/Graham Number Range
Min: 1.24   Max: 1.38
Current: 1.3

1.24
1.38
Earnings Yield (Greenblatt) 4.40
EVER's Earnings Yield (Greenblatt) is ranked higher than
56% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. EVER: 4.40 )
EVER' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 8.7
Current: 4.4

2.1
8.7

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:3B5.Germany
EverBank Financial Corp., provides a diverse range of financial products and services directly to customers nationwide through multiple business channels. Headquartered in Jacksonville, Florida, EverBank has $13 billion in assets, $10.3 billion in deposits and approximately 2,400 employees. With an emphasis on value, innovation and service, EverBank offers a broad selection of banking, lending and investing products to consumers and businesses. EverBank provides services to customers through websites, over the phone, through the mail and at 14 Florida-based Financial Centers. EverBank Direct provides consumer direct and business banking. This division provides a creative mix of quality products and services, including high yield deposit accounts, global diversification opportunities and comprehensive online banking. Retail Banking - serves banking customers in the Florida market, EverBank's Retail Banking division offers consumer and business banking products and services along with lending products. The EverBank World Markets division provides EverBank customers with access to several global market products, including WorldCurrency accounts featuring foreign currency CDs and deposit accounts as well as non-FDIC insured precious metals accounts. EverBank Advisor Services provides financial planning firms and investment professionals the opportunity to offer banking services to their clients. One of the only programs of its kind, the service is available through nearly 2,500 investment professionals working for more than 200 independent broker-dealer and investment advisor firms in all 50 states. EverTrade Direct Brokerage, Inc. - The brokerage services subsidiary of EverBank, EverTrade Direct Brokerage, Inc. offers an innovative and well-diversified suite of investment services for personal and business customers. EverTrade provides a full-range of global and domestic trading opportunities, including online access to all major U.S. exchanges and OTC markets, over 20 foreign equity exchanges (telephone only), more than 20 mutual fund families, equity options and Exchange Traded Funds (EFTs) as well as foreign/domestic bonds and equities. EverTrade customers can access easy-to-use online trading tools or work directly with a broker. EverBank Wealth Management, Inc - an subsidiary of EverBank, EverBank Wealth Management, Inc. offers individual investors a goals-based, institutional level investment approach with a global perspective. Providing a straightforward and transparent fee structure, the company delivers wealth management advice based on client-led collaboration and the latest international investment intelligence, research and technology. EverBank's Direct Lending division delivers a comprehensive range of conforming and jumbo home financing solutions for purchase and refinance directly to consumers in all 50 states. With access to the same range of home financing solutions as Direct Lending, the EverBank Retail Lending div

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