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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.21
EVER's Cash to Debt is ranked higher than
53% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. EVER: 0.21 )
EVER' s 10-Year Cash to Debt Range
Min: 0.03   Max: No Debt
Current: 0.21

Equity to Asset 0.09
EVER's Equity to Asset is ranked higher than
66% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. EVER: 0.09 )
EVER' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.09
Current: 0.09

0.07
0.09
Interest Coverage 1.23
EVER's Interest Coverage is ranked higher than
67% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. EVER: 1.23 )
EVER' s 10-Year Interest Coverage Range
Min: 0.18   Max: 1.7
Current: 1.23

0.18
1.7
F-Score: 4
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 20.22
EVER's Operating margin (%) is ranked higher than
61% of the 1594 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.40 vs. EVER: 20.22 )
EVER' s 10-Year Operating margin (%) Range
Min: 11.89   Max: 30.36
Current: 20.22

11.89
30.36
Net-margin (%) 12.68
EVER's Net-margin (%) is ranked higher than
58% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.45 vs. EVER: 12.68 )
EVER' s 10-Year Net-margin (%) Range
Min: 7.69   Max: 22.95
Current: 12.68

7.69
22.95
ROE (%) 8.44
EVER's ROE (%) is ranked higher than
76% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.13 vs. EVER: 8.44 )
EVER' s 10-Year ROE (%) Range
Min: 5.1   Max: 18.64
Current: 8.44

5.1
18.64
ROA (%) 0.78
EVER's ROA (%) is ranked higher than
73% of the 1616 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. EVER: 0.78 )
EVER' s 10-Year ROA (%) Range
Min: 0.4   Max: 1.57
Current: 0.78

0.4
1.57
ROC (Joel Greenblatt) (%) 245.38
EVER's ROC (Joel Greenblatt) (%) is ranked higher than
92% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.85 vs. EVER: 245.38 )
EVER' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 99.27   Max: 391.1
Current: 245.38

99.27
391.1
Revenue Growth (%) -7.60
EVER's Revenue Growth (%) is ranked higher than
57% of the 1443 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. EVER: -7.60 )
EVER' s 10-Year Revenue Growth (%) Range
Min: 0   Max: -7.6
Current: -7.6

EBITDA Growth (%) -21.30
EVER's EBITDA Growth (%) is ranked higher than
53% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. EVER: -21.30 )
EVER' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: -21.3
Current: -21.3

EPS Growth (%) -19.30
EVER's EPS Growth (%) is ranked higher than
55% of the 1283 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. EVER: -19.30 )
EVER' s 10-Year EPS Growth (%) Range
Min: 0   Max: -19.3
Current: -19.3

» EVER's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

EVER Guru Trades in Q2 2013

Jim Simons 373,100 sh (+79.81%)
RS Investment Management Sold Out
Paul Tudor Jones Sold Out
» More
Q3 2013

EVER Guru Trades in Q3 2013

Jim Simons 19,700 sh (-94.72%)
» More
Q4 2013

EVER Guru Trades in Q4 2013

Mario Gabelli 14,000 sh (New)
Joel Greenblatt 23,390 sh (New)
Jim Simons Sold Out
» More
Q1 2014

EVER Guru Trades in Q1 2014

Mario Gabelli 21,000 sh (+50%)
Joel Greenblatt 10,272 sh (-56.08%)
» More
» Details

Insider Trades

Latest Guru Trades with EVER

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-03-31 Reduce -56.08%0.01%$16.54 - $19.77 $ 19.26%10272
Mario Gabelli 2014-03-31 Add 50%$16.54 - $19.77 $ 19.26%21000
Joel Greenblatt 2013-12-31 New Buy0.01%$14.08 - $18.62 $ 19.220%23390
Mario Gabelli 2013-12-31 New Buy$14.08 - $18.62 $ 19.220%14000
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of EverBank Financial Corp

SymbolPriceYieldDescription
EVERPRA0.006.79DR

Ratios

vs
industry
vs
history
P/E(ttm) 20.30
EVER's P/E(ttm) is ranked higher than
63% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. EVER: 20.30 )
EVER' s 10-Year P/E(ttm) Range
Min: 12.82   Max: 31.29
Current: 20.3

12.82
31.29
P/B 1.59
EVER's P/B is ranked higher than
61% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. EVER: 1.59 )
EVER' s 10-Year P/B Range
Min: 1.07   Max: 1.66
Current: 1.59

1.07
1.66
P/S 2.38
EVER's P/S is ranked higher than
80% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. EVER: 2.38 )
EVER' s 10-Year P/S Range
Min: 1.24   Max: 2.47
Current: 2.38

1.24
2.47
PFCF 1.33
EVER's PFCF is ranked higher than
95% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 26.04 vs. EVER: 1.33 )
EVER' s 10-Year PFCF Range
Min: 1.26   Max: 8.58
Current: 1.33

1.26
8.58
EV-to-EBIT 21.44
EVER's EV-to-EBIT is ranked higher than
68% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.36 vs. EVER: 21.44 )
EVER' s 10-Year EV-to-EBIT Range
Min: 11.5   Max: 46.8
Current: 21.44

11.5
46.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.62
EVER's Dividend Yield is ranked lower than
90% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.43 vs. EVER: 0.62 )
EVER' s 10-Year Dividend Yield Range
Min: 0.13   Max: 0.63
Current: 0.62

0.13
0.63
Dividend Payout 0.13
EVER's Dividend Payout is ranked higher than
98% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. EVER: 0.13 )
EVER' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.23
Current: 0.13

0.06
0.23
Yield on cost (5-Year) 0.60
EVER's Yield on cost (5-Year) is ranked lower than
85% of the 1367 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.63 vs. EVER: 0.60 )
EVER' s 10-Year Yield on cost (5-Year) Range
Min: 0.13   Max: 0.63
Current: 0.6

0.13
0.63
Share Buyback Rate -18.40
EVER's Share Buyback Rate is ranked higher than
53% of the 1242 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. EVER: -18.40 )
EVER' s 10-Year Share Buyback Rate Range
Min: 0   Max: -18.4
Current: -18.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.27
EVER's Price/Tangible Book is ranked higher than
60% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. EVER: 2.27 )
EVER' s 10-Year Price/Tangible Book Range
Min: 1.65   Max: 2.47
Current: 2.27

1.65
2.47
Price/Median PS Value 1.30
EVER's Price/Median PS Value is ranked higher than
80% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. EVER: 1.30 )
EVER' s 10-Year Price/Median PS Value Range
Min: 0.68   Max: 1.32
Current: 1.3

0.68
1.32
Price/Graham Number 1.27
EVER's Price/Graham Number is ranked higher than
73% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. EVER: 1.27 )
EVER' s 10-Year Price/Graham Number Range
Min: 0.96   Max: 1.54
Current: 1.27

0.96
1.54
Earnings Yield (Greenblatt) 4.70
EVER's Earnings Yield (Greenblatt) is ranked higher than
59% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. EVER: 4.70 )
EVER' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 8.7
Current: 4.7

2.1
8.7

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:3B5.Germany
EverBank Financial Corp., provides a diverse range of financial products and services directly to customers nationwide through multiple business channels. Headquartered in Jacksonville, Florida, EverBank has $13 billion in assets, $10.3 billion in deposits and approximately 2,400 employees. With an emphasis on value, innovation and service, EverBank offers a broad selection of banking, lending and investing products to consumers and businesses. EverBank provides services to customers through websites, over the phone, through the mail and at 14 Florida-based Financial Centers. EverBank Direct provides consumer direct and business banking. This division provides a creative mix of quality products and services, including high yield deposit accounts, global diversification opportunities and comprehensive online banking. Retail Banking - serves banking customers in the Florida market, EverBank's Retail Banking division offers consumer and business banking products and services along with lending products. The EverBank World Markets division provides EverBank customers with access to several global market products, including WorldCurrency accounts featuring foreign currency CDs and deposit accounts as well as non-FDIC insured precious metals accounts. EverBank Advisor Services provides financial planning firms and investment professionals the opportunity to offer banking services to their clients. One of the only programs of its kind, the service is available through nearly 2,500 investment professionals working for more than 200 independent broker-dealer and investment advisor firms in all 50 states. EverTrade Direct Brokerage, Inc. - The brokerage services subsidiary of EverBank, EverTrade Direct Brokerage, Inc. offers an innovative and well-diversified suite of investment services for personal and business customers. EverTrade provides a full-range of global and domestic trading opportunities, including online access to all major U.S. exchanges and OTC markets, over 20 foreign equity exchanges (telephone only), more than 20 mutual fund families, equity options and Exchange Traded Funds (EFTs) as well as foreign/domestic bonds and equities. EverTrade customers can access easy-to-use online trading tools or work directly with a broker. EverBank Wealth Management, Inc - an subsidiary of EverBank, EverBank Wealth Management, Inc. offers individual investors a goals-based, institutional level investment approach with a global perspective. Providing a straightforward and transparent fee structure, the company delivers wealth management advice based on client-led collaboration and the latest international investment intelligence, research and technology. EverBank's Direct Lending division delivers a comprehensive range of conforming and jumbo home financing solutions for purchase and refinance directly to consumers in all 50 states. With access to the same range of home financing solutions as Direct Lending, the EverBank Retail Lending div
» More Articles for EVER

Headlines

Articles On GuruFocus.com
Weekly CEO Sells Highlight: Ross Stores, Zalicus, EverBank Financial and eHealth Jan 21 2013 

More From Other Websites
EVERBANK FINANCIAL CORP Files SEC form 8-K, Other Events Jul 25 2014
EverBank Financial Corp Announces Second Quarter 2014 Earnings and Conference Call Date Jul 09 2014
EverBank Financial Corp Announces Second Quarter 2014 Earnings and Conference Call Date Jul 09 2014
Andrew J. Micheletti, the EVP and CFO of BofI Holding, Inc. (BOFI), Interviews with The Wall Street... Jul 07 2014
[video] Triple Crown stock bets Jun 06 2014
EVERBANK FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure Jun 04 2014
EVERBANK FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Submission of... May 27 2014
Summit Professional Networks to hold a conference May 12 2014
EVERBANK FINANCIAL CORP Financials May 07 2014
EverBank Financial's CEO Discusses Q1 2014 Results - Earnings Call Transcript Apr 30 2014
EverBank Financial Corp Earnings Call scheduled for 8:30 am ET today Apr 30 2014
Q1 2014 EverBank Financial Corp Earnings Release - Before Market Open Apr 30 2014
EVERBANK FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition Apr 30 2014
EverBank Financial Corp Announces First Quarter 2014 Financial Results Apr 30 2014
EverBank Financial Corp Announces First Quarter 2014 Earnings and Conference Call Date Apr 16 2014
Don't Fear BofI Holding's Interest Rate Gap Apr 14 2014
EVERBANK FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Mar 31 2014
EverBank Financial Corp Completes Sale of Servicing Assets to Green Tree Servicing LLC Mar 31 2014
BofA's Stress Test Makes Analyst 'Nervous' On Returns Mar 24 2014
Will This Upgrade Help Everbank Financial Corp (EVER) Today? Mar 24 2014

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