Hide

FocusBar

FeedbackFeedback
Subscribe to Premium Member
16.49 (1y: +52%)
Market Cap 2 B P/E(ttm) 20.80
Enterprise Value 4.86 B P/B 1.40
EVER- NYSE (USA)
EverBank Financial Corp
Not Rated
Top Ranked Predictable Companies
$16.49
Switch to:

GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry		 vs
history
Cash to Debt 0.14
EVER's Cash to Debt is ranked lower than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. EVER: 0.14 )
EVER' s 10-Year Cash to Debt Range
Min: 0.03   Max: 1.32
Current: 0.14
0.03
1.32
Equity to Asset 0.059
EVER's Equity to Asset is ranked lower than
84% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. EVER: 0.059 )
EVER' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.08
Current: 0.06
0.04
0.08
Interest Coverage No Debt
EVER's Interest Coverage is ranked higher than
69% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. EVER: No Debt )
EVER' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
Z-Score: 0.3
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry		 vs
history
Operating margin (%) 13.10
EVER's Operating margin (%) is ranked lower than
61% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. EVER: 13.10 )
EVER' s 10-Year Operating margin (%) Range
Min: 11.9   Max: 30.4
Current: 13.1
11.9
30.4
Net-margin (%) 8.4
EVER's Net-margin (%) is ranked lower than
70% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. EVER: 8.4 )
EVER' s 10-Year Net-margin (%) Range
Min: 7.7   Max: 22.9
Current: 8.4
7.7
22.9
ROE (%) 5.1
EVER's ROE (%) is ranked higher than
54% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. EVER: 5.1 )
EVER' s 10-Year ROE (%) Range
Min: 5.1   Max: 18.6
Current: 5.1
5.1
18.6
ROA (%) 0.4
EVER's ROA (%) is ranked lower than
57% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. EVER: 0.4 )
EVER' s 10-Year ROA (%) Range
Min: 0.4   Max: 1.6
Current: 0.4
0.4
1.6
ยป EVER's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

EVER Guru Trades in Q2 2012

Steven Cohen 28,066 sh (New)
» More
Q3 2012

EVER Guru Trades in Q3 2012

Steven Cohen 29,284 sh (+4.34%)
» More
Q4 2012

EVER Guru Trades in Q4 2012

Jim Simons 27,100 sh (New)
Paul Tudor Jones 20,000 sh (New)
Steven Cohen Sold Out
» More
Q1 2013

EVER Guru Trades in Q1 2013

RS Investment Management 920,856 sh (New)
Jim Simons 207,500 sh (+665.68%)
Paul Tudor Jones 13,500 sh (-32.5%)
» More
» Details

Insider Trades

Latest Guru Trades with EVER



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 20.80
EVER's P/E(ttm) is ranked lower than
84% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. EVER: 20.80 )
EVER' s 10-Year P/E(ttm) Range
Min: 17.78   Max: 71.65
Current: 20.8
17.78
71.65
P/B 1.40
EVER's P/B is ranked lower than
76% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. EVER: 1.40 )
EVER' s 10-Year P/B Range
Min: 0.94   Max: 1.49
Current: 1.4
0.94
1.49
P/S 2.00
EVER's P/S is ranked higher than
66% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. EVER: 2.00 )
EVER' s 10-Year P/S Range
Min: 1.68   Max: 2.8
Current: 2
1.68
2.8
EV-to-EBIT 30.3
EVER's EV-to-EBIT is ranked higher than
89% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. EVER: 30.3 )
EVER' s 10-Year EV-to-EBIT Range
Min: 25   Max: 48.8
Current: 30.3
25
48.8

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 0.50
EVER's Dividend Yield is ranked lower than
64% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. EVER: 0.50 )
EVER' s 10-Year Dividend Yield Range
Min: 0.13   Max: 0.42
Current: 0.5
0.13
0.42
Dividend Payout 0.0749
EVER's Dividend Payout is ranked higher than
94% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. EVER: 0.0749 )
EVER' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.06
Current: 0.07
Yield on cost (5-Year) 0.50
EVER's Yield on cost (5-Year) is ranked lower than
59% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. EVER: 0.50 )
EVER' s 10-Year Yield on cost (5-Year) Range
Min: 0.13   Max: 0.42
Current: 0.5
0.13
0.42

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.9
EVER's Price/Tangible Book is ranked lower than
81% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. EVER: 1.9 )
EVER' s 10-Year Price/Tangible Book Range
Min: 1.5   Max: 1.5
Current: 1.9
Price/Median PS Value 1
EVER's Price/Median PS Value is ranked lower than
81% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. EVER: 1 )
EVER' s 10-Year Price/Median PS Value Range
Min: 0.9   Max: 0.9
Current: 1
Price/Graham Number 1.3
EVER's Price/Graham Number is ranked lower than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. EVER: 1.3 )
EVER' s 10-Year Price/Graham Number Range
Min: 1.2   Max: 1.2
Current: 1.3
Earnings Yield (Greenblatt) 3.30
EVER's Earnings Yield (Greenblatt) is ranked lower than
73% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. EVER: 3.30 )
EVER' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 4
Current: 3.3
2.1
4

Business Description

EverBank Financial Corp provides a diverse range of financial products and services directly to customers nationwide through multiple business channels. Headquartered in Jacksonville, Florida, EverBank has $13 billion in assets, $10.3 billion in deposits and approximately 2,400 employees. With an emphasis on value, innovation and service, EverBank offers a broad selection of banking, lending and investing products to consumers and businesses. EverBank provides services to customers through websites, over the phone, through the mail and at 14 Florida-based Financial Centers. EverBank Direct provides consumer direct and business banking. This division provides a creative mix of quality products and services, including high yield deposit accounts, global diversification opportunities and comprehensive online banking. Retail Banking - serves banking customers in the Florida market, EverBank's Retail Banking division offers consumer and business banking products and services along with lending products. The EverBank World Markets division provides EverBank customers with access to several global market products, including WorldCurrency accounts featuring foreign currency CDs and deposit accounts as well as non-FDIC insured precious metals accounts. EverBank Advisor Services provides financial planning firms and investment professionals the opportunity to offer banking services to their clients. One of the only programs of its kind, the service is available through nearly 2,500 investment professionals working for more than 200 independent broker-dealer and investment advisor firms in all 50 states. EverTrade Direct Brokerage, Inc. - The brokerage services subsidiary of EverBank, EverTrade Direct Brokerage, Inc. offers an innovative and well-diversified suite of investment services for personal and business customers. EverTrade provides a full-range of global and domestic trading opportunities, including online access to all major U.S. exchanges and OTC markets, over 20 foreign equity exchanges (telephone only), more than 20 mutual fund families, equity options and Exchange Traded Funds (EFTs) as well as foreign/domestic bonds and equities. EverTrade customers can access easy-to-use online trading tools or work directly with a broker. EverBank Wealth Management, Inc - an subsidiary of EverBank, EverBank Wealth Management, Inc. offers individual investors a goals-based, institutional level investment approach with a global perspective. Providing a straightforward and transparent fee structure, the company delivers wealth management advice based on client-led collaboration and the latest international investment intelligence, research and technology. EverBank's Direct Lending division delivers a comprehensive range of conforming and jumbo home financing solutions for purchase and refinance directly to consumers in all 50 states. With access to the same range of home financing solutions as Direct Lending, the EverBank Retail Lending divis
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:
Traded in other countries:3B5.Germany
ยป More Articles for EVER

Headlines

Articles On GuruFocus.com
Weekly CEO Sells Highlight: Ross Stores, Zalicus, EverBank Financial and eHealth Jan 21 2013 


Personalized Checklist





Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names
Free 7-day Trial