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12.88 (1y: -2%)
Market Cap 49.27 M P/E(ttm) 22.40
Enterprise Value 88.26 M P/B 0.80
FABK- OTCPK (USA)
First Advantage Bancorp
Not Rated
Top Ranked Predictable Companies
$12.88
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.453
FABK's Cash to Debt is ranked higher than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. FABK: 0.453 )
FABK' s 10-Year Cash to Debt Range
Min: 0.12   Max: No Debt
Current: 0.45
Equity to Asset 0.186
FABK's Equity to Asset is ranked higher than
93% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FABK: 0.186 )
FABK' s 10-Year Equity to Asset Range
Min: 0.14   Max: 0.31
Current: 0.19
0.14
0.31
Interest Coverage No Debt
FABK's Interest Coverage is ranked higher than
93% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. FABK: No Debt )
FABK' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.43
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry		 vs
history
Operating margin (%) 21.60
FABK's Operating margin (%) is ranked lower than
66% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. FABK: 21.60 )
FABK' s 10-Year Operating margin (%) Range
Min: -133.2   Max: 21.6
Current: 21.6
-133.2
21.6
Net-margin (%) 13.2
FABK's Net-margin (%) is ranked lower than
72% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. FABK: 13.2 )
FABK' s 10-Year Net-margin (%) Range
Min: -77.4   Max: 26.7
Current: 13.2
-77.4
26.7
ROE (%) 3.6
FABK's ROE (%) is ranked lower than
76% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. FABK: 3.6 )
FABK' s 10-Year ROE (%) Range
Min: -11.5   Max: 17
Current: 3.6
-11.5
17
ROA (%) 0.7
FABK's ROA (%) is ranked lower than
63% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FABK: 0.7 )
FABK' s 10-Year ROA (%) Range
Min: -2.4   Max: 2.5
Current: 0.7
-2.4
2.5
Revenue Growth (%) 12.1
FABK's Revenue Growth (%) is ranked lower than
87% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. FABK: 12.1 )
FABK' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 16.2
Current: 12.1
0
16.2
EBITDA Growth (%) 38.5
FABK's EBITDA Growth (%) is ranked lower than
89% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.10 vs. FABK: 38.5 )
FABK' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 38.5
Current: 38.5
0
38.5
EPS Growth (%) 63.4
FABK's EPS Growth (%) is ranked lower than
98% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. FABK: 63.4 )
FABK' s 10-Year EPS Growth (%) Range
Min: 0   Max: 63.4
Current: 63.4
0
63.4
ยป FABK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

FABK Guru Trades in

FABK Guru Trades in

Q4 2012

FABK Guru Trades in Q4 2012

First Pacific Advisors 92,850 sh (unchged)
» More
Q1 2013

FABK Guru Trades in Q1 2013

First Pacific Advisors 92,850 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with FABK



No Insider Trades Found!

Top Ranked Articles about First Advantage Bancorp

Go Fish in a Sea of 52-Week Lows
May 12, 2013
Jim Simons,Columbia Wanger - Go Fish In A Sea Of 52-Week Lows
Like stocks at a 52-week low, some excellent bottom fish also live in murky, shifting waters. In fact, some of the best investments and tastiest fish can come from the mysterious deep. It could pay to go fishing in a veritable sea of 52-week lows. Using the GuruFocus special feature 52-week low screener is a great place to start researching thousands of stocks, 558 of them U.S. companies, currently listed at a 52-week low. Read more...

Ratios

vs
industry		 vs
history
P/E(ttm) 22.40
FABK's P/E(ttm) is ranked lower than
59% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. FABK: 22.40 )
FABK' s 10-Year P/E(ttm) Range
Min: 19.76   Max: 132.63
Current: 22.4
19.76
132.63
P/B 0.80
FABK's P/B is ranked higher than
61% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. FABK: 0.80 )
FABK' s 10-Year P/B Range
Min: 0.6   Max: 0.89
Current: 0.8
0.6
0.89
P/S 2.70
FABK's P/S is ranked lower than
68% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. FABK: 2.70 )
FABK' s 10-Year P/S Range
Min: 2.6   Max: 17.79
Current: 2.7
2.6
17.79
PFCF 5.80
FABK's PFCF is ranked lower than
73% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. FABK: 5.80 )
FABK' s 10-Year PFCF Range
Min: 5.11   Max: 650.5
Current: 5.8
5.11
650.5
EV-to-EBIT 23.3
FABK's EV-to-EBIT is ranked higher than
50% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. FABK: 23.3 )
FABK' s 10-Year EV-to-EBIT Range
Min: 17.6   Max: 197.2
Current: 23.3
17.6
197.2

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.00
FABK's Dividend Yield is ranked higher than
56% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. FABK: 2.00 )
FABK' s 10-Year Dividend Yield Range
Min: 0.49   Max: 1.98
Current: 2
0.49
1.98
Dividend Payout 0.3509
FABK's Dividend Payout is ranked higher than
65% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. FABK: 0.3509 )
FABK' s 10-Year Dividend Payout Range
Min: 0.35   Max: 2.54
Current: 0.35
0.35
2.54
Yield on cost (5-Year) 8.01
FABK's Yield on cost (5-Year) is ranked higher than
63% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. FABK: 8.01 )
FABK' s 10-Year Yield on cost (5-Year) Range
Min: 1.96   Max: 7.93
Current: 8.01
1.96
7.93
Share Buyback Rate 2
FABK's Share Buyback Rate is ranked higher than
97% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.75 vs. FABK: 2 )
FABK' s 10-Year Share Buyback Rate Range
Min: 0   Max: 1.9
Current: 2
0
1.9

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 0.8
FABK's Price/Tangible Book is ranked higher than
53% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FABK: 0.8 )
FABK' s 10-Year Price/Tangible Book Range
Min: 0.6   Max: 0.8
Current: 0.8
0.6
0.8
Price/DCF (Projected) 0.6
FABK's Price/DCF (Projected) is ranked lower than
98% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. FABK: 0.6 )
FABK' s 10-Year Price/DCF (Projected) Range
Min: 0.6   Max: 0.6
Current: 0.6
Price/Median PS Value 0.8
FABK's Price/Median PS Value is ranked higher than
66% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FABK: 0.8 )
FABK' s 10-Year Price/Median PS Value Range
Min: 0.8   Max: 1.3
Current: 0.8
0.8
1.3
Price/Graham Number 0.9
FABK's Price/Graham Number is ranked higher than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FABK: 0.9 )
FABK' s 10-Year Price/Graham Number Range
Min: 0.9   Max: 2
Current: 0.9
0.9
2
Earnings Yield (Greenblatt) 4.30
FABK's Earnings Yield (Greenblatt) is ranked higher than
59% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. FABK: 4.30 )
FABK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 5.7
Current: 4.3
0.5
5.7
Forward Rate of Return (Yacktman) 5.47
FABK's Forward Rate of Return (Yacktman) is ranked lower than
97% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.01 vs. FABK: 5.47 )
FABK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 5   Max: 7.1
Current: 5.47
5
7.1

Business Description

First Advantage Bancorp is a Tennessee chartered company incorporated in June 2007 to serve as the holding company for First Advantage Bank (the "Bank"), a Tennessee-chartered commercial bank formerly known as First Federal Savings Bank. First Advantage Bancorp's main business activity is the ownership of the outstanding common stock of the Bank. The Bank operates as a community-oriented financial institution offering traditional financial services to customers and businesses in the Bank's primary market area. The Bank attracts deposits from the general public and uses those funds to originate one-to-four family mortgage loans, nonresidential real estate loans, construction loans (including speculative construction loans) commercial business loans and land loans, and, to a lesser extent, multi-family loans and consumer loans. The largest segment of its loan portfolio is real estate mortgage loans, mainly one-to-four family residential loans and nonresidential real estate loans. The other significant segments of its loan portfolio are construction loans, mainly one-to-four family construction loans (including speculative construction loans), multi-family loans, commercial business loans and land loans. It originates loans for investment purposes, although it generally sells substantially all of its one-to-four family residential loans into the secondary market with servicing released. Its origination of residential mortgage loans enables borrowers to purchase or refinance existing homes located in Montgomery County, Tennessee, and the surrounding areas. The Bank offers fixed- and adjustable-rate mortgage loans secured by nonresidential real estate. It faces significant competition for the attraction of deposits and origination of loans. The Bank is subject to supervision, examination and regulation by the TDFI and the FDIC.
Company Website
SEC Reports
Industry: Banks - Regional - US
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