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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 1.15
FAF's Cash to Debt is ranked higher than
69% of the 197 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.36 vs. FAF: 1.15 )
FAF' s 10-Year Cash to Debt Range
Min: 1.05   Max: No Debt
Current: 1.15

Equity to Asset 0.36
FAF's Equity to Asset is ranked higher than
88% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. FAF: 0.36 )
FAF' s 10-Year Equity to Asset Range
Min: 0.33   Max: 0.39
Current: 0.36

0.33
0.39
Interest Coverage 20.31
FAF's Interest Coverage is ranked higher than
70% of the 159 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 22.74 vs. FAF: 20.31 )
FAF' s 10-Year Interest Coverage Range
Min: 10.31   Max: 51.56
Current: 20.31

10.31
51.56
F-Score: 4
Z-Score: 1.31
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 6.27
FAF's Operating margin (%) is ranked higher than
62% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.10 vs. FAF: 6.27 )
FAF' s 10-Year Operating margin (%) Range
Min: -3.44   Max: 10.29
Current: 6.27

-3.44
10.29
Net-margin (%) 3.76
FAF's Net-margin (%) is ranked higher than
60% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.68 vs. FAF: 3.76 )
FAF' s 10-Year Net-margin (%) Range
Min: -2.35   Max: 6.63
Current: 3.76

-2.35
6.63
ROE (%) 7.60
FAF's ROE (%) is ranked higher than
66% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. FAF: 7.60 )
FAF' s 10-Year ROE (%) Range
Min: -7.41   Max: 12.82
Current: 7.6

-7.41
12.82
ROA (%) 2.86
FAF's ROA (%) is ranked higher than
76% of the 193 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.65 vs. FAF: 2.86 )
FAF' s 10-Year ROA (%) Range
Min: -2.67   Max: 4.98
Current: 2.86

-2.67
4.98
ROC (Joel Greenblatt) (%) 85.99
FAF's ROC (Joel Greenblatt) (%) is ranked higher than
64% of the 152 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 184.44 vs. FAF: 85.99 )
FAF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -47.57   Max: 136.09
Current: 85.99

-47.57
136.09
Revenue Growth (%) 7.30
FAF's Revenue Growth (%) is ranked higher than
71% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. FAF: 7.30 )
FAF' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 7.3
Current: 7.3

0
7.3
EBITDA Growth (%) 8.40
FAF's EBITDA Growth (%) is ranked higher than
73% of the 164 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. FAF: 8.40 )
FAF' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 19.9
Current: 8.4

0
19.9
EPS Growth (%) 12.50
FAF's EPS Growth (%) is ranked higher than
79% of the 168 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. FAF: 12.50 )
FAF' s 10-Year EPS Growth (%) Range
Min: 0   Max: 32.9
Current: 12.5

0
32.9
» FAF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FAF Guru Trades in Q3 2013

Jean-Marie Eveillard 391,747 sh (New)
Manning & Napier Advisors, Inc 216,960 sh (New)
Sarah Ketterer 844,700 sh (New)
Arnold Schneider 129,610 sh (New)
Steven Cohen 27,154 sh (New)
RS Investment Management 4,011,406 sh (+37.83%)
Zeke Ashton 400,000 sh (+26.98%)
John Rogers 9,839,625 sh (+13.75%)
Joel Greenblatt 18,824 sh (+5.06%)
Paul Tudor Jones Sold Out
Whitney Tilson Sold Out
Chuck Royce 288,061 sh (-0.55%)
Jim Simons 518,000 sh (-23.87%)
John Keeley 790,960 sh (-62.18%)
» More
Q4 2013

FAF Guru Trades in Q4 2013

David Dreman 1,690 sh (New)
Paul Tudor Jones 118,000 sh (New)
Sarah Ketterer 1,657,732 sh (+96.25%)
Arnold Schneider 199,019 sh (+53.55%)
RS Investment Management 4,445,004 sh (+10.81%)
Jean-Marie Eveillard 425,247 sh (+8.55%)
John Keeley 819,670 sh (+3.63%)
John Rogers 9,964,903 sh (+1.27%)
Chuck Royce 289,561 sh (+0.52%)
Zeke Ashton Sold Out
Joel Greenblatt 18,624 sh (-1.06%)
Manning & Napier Advisors, Inc 211,200 sh (-2.65%)
Steven Cohen 14,125 sh (-47.98%)
Jim Simons 112,800 sh (-78.22%)
» More
Q1 2014

FAF Guru Trades in Q1 2014

Jim Simons 560,045 sh (+396.49%)
Arnold Schneider 376,299 sh (+89.08%)
Sarah Ketterer 2,276,882 sh (+37.35%)
RS Investment Management 5,118,666 sh (+15.16%)
Paul Tudor Jones 122,700 sh (+3.98%)
John Keeley 820,118 sh (+0.05%)
Jean-Marie Eveillard 425,423 sh (+0.04%)
Steven Cohen Sold Out
John Rogers 9,603,028 sh (-3.63%)
David Dreman 1,556 sh (-7.93%)
Chuck Royce 249,561 sh (-13.81%)
Joel Greenblatt 10,060 sh (-45.98%)
Manning & Napier Advisors, Inc 8,450 sh (-96%)
» More
Q2 2014

FAF Guru Trades in Q2 2014

Zeke Ashton 105,000 sh (New)
Sarah Ketterer 3,123,338 sh (+37.18%)
Arnold Schneider 427,108 sh (+13.5%)
Jean-Marie Eveillard 425,423 sh (unchged)
Manning & Napier Advisors, Inc Sold Out
David Dreman Sold Out
Joel Greenblatt Sold Out
Paul Tudor Jones Sold Out
John Rogers 9,404,467 sh (-2.07%)
Chuck Royce 226,361 sh (-9.3%)
John Keeley 736,508 sh (-10.19%)
RS Investment Management 4,493,151 sh (-12.22%)
Jim Simons 453,300 sh (-19.06%)
» More
» Details

Insider Trades

Latest Guru Trades with FAF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Sold Out $25.6 - $28.62 $ 27.983%0
David Dreman 2014-06-30 Sold Out $25.6 - $28.62 $ 27.983%0
Joel Greenblatt 2014-03-31 Reduce -45.98%0.01%$24.92 - $28.2 $ 27.985%10060
David Dreman 2013-12-31 New Buy$23.62 - $28.26 $ 27.988%1690
John Keeley 2013-09-30 Reduce -62.18%0.57%$20.9 - $24.61 $ 27.9826%790960
Jean-Marie Eveillard 2013-09-30 New Buy0.03%$20.9 - $24.61 $ 27.9826%391747
Joel Greenblatt 2013-06-30 Add 32.53%$20.53 - $27.34 $ 27.9813%17918
Joel Greenblatt 2013-03-31 Add 62.19%0.01%$23.01 - $25.57 $ 27.9814%13520
Charles Brandes 2012-12-31 Sold Out 0.01%$22.04 - $24.69 $ 27.9819%0
Joel Greenblatt 2012-12-31 New Buy0.01%$22.04 - $24.69 $ 27.9819%8336
Charles Brandes 2012-09-30 Reduce -40.34%$16.46 - $22.25 $ 27.9849%40853
Charles Brandes 2011-09-30 Reduce -63.1%0.01%$12.72 - $16.02 $ 27.9890%65592
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.30
FAF's P/E(ttm) is ranked higher than
55% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.20 vs. FAF: 16.30 )
FAF' s 10-Year P/E(ttm) Range
Min: 8.46   Max: 21.1
Current: 16.3

8.46
21.1
P/B 1.20
FAF's P/B is ranked higher than
66% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.26 vs. FAF: 1.20 )
FAF' s 10-Year P/B Range
Min: 0.56   Max: 1.22
Current: 1.2

0.56
1.22
P/S 0.65
FAF's P/S is ranked higher than
85% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. FAF: 0.65 )
FAF' s 10-Year P/S Range
Min: 0.29   Max: 0.7
Current: 0.65

0.29
0.7
PFCF 11.70
FAF's PFCF is ranked higher than
58% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.70 vs. FAF: 11.70 )
FAF' s 10-Year PFCF Range
Min: 5.25   Max: 47.09
Current: 11.7

5.25
47.09
EV-to-EBIT 9.49
FAF's EV-to-EBIT is ranked higher than
72% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.33 vs. FAF: 9.49 )
FAF' s 10-Year EV-to-EBIT Range
Min: 4.9   Max: 11.7
Current: 9.49

4.9
11.7
PEG 1.51
FAF's PEG is ranked higher than
82% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. FAF: 1.51 )
FAF' s 10-Year PEG Range
Min: 0.71   Max: 1.06
Current: 1.51

0.71
1.06
Shiller P/E 17.10
FAF's Shiller P/E is ranked higher than
68% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.78 vs. FAF: 17.10 )
FAF' s 10-Year Shiller P/E Range
Min: 16.59   Max: 17.4
Current: 17.1

16.59
17.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.14
FAF's Dividend Yield is ranked lower than
58% of the 159 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.46 vs. FAF: 2.14 )
FAF' s 10-Year Dividend Yield Range
Min: 0.4   Max: 2.28
Current: 2.14

0.4
2.28
Dividend Payout 0.35
FAF's Dividend Payout is ranked higher than
74% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.46 vs. FAF: 0.35 )
FAF' s 10-Year Dividend Payout Range
Min: 0.08   Max: 0.6
Current: 0.35

0.08
0.6
Dividend growth (3y) 38.70
FAF's Dividend growth (3y) is ranked higher than
98% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.80 vs. FAF: 38.70 )
FAF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 38.7
Current: 38.7

0
38.7
Yield on cost (5-Year) 2.10
FAF's Yield on cost (5-Year) is ranked lower than
70% of the 161 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.07 vs. FAF: 2.10 )
FAF' s 10-Year Yield on cost (5-Year) Range
Min: 0.4   Max: 2.28
Current: 2.1

0.4
2.28
Share Buyback Rate -0.90
FAF's Share Buyback Rate is ranked higher than
65% of the 157 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. FAF: -0.90 )
FAF' s 10-Year Share Buyback Rate Range
Min: 0   Max: -1.4
Current: -0.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.00
FAF's Price/Tangible Book is ranked higher than
60% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.50 vs. FAF: 2.00 )
FAF' s 10-Year Price/Tangible Book Range
Min: 1.16   Max: 2
Current: 2

1.16
2
Price/DCF (Projected) 0.80
FAF's Price/DCF (Projected) is ranked higher than
67% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.80 vs. FAF: 0.80 )
FAF' s 10-Year Price/DCF (Projected) Range
Min: 0.8   Max: 0.91
Current: 0.8

0.8
0.91
Price/Median PS Value 1.40
FAF's Price/Median PS Value is ranked higher than
66% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. FAF: 1.40 )
FAF' s 10-Year Price/Median PS Value Range
Min: 0.7   Max: 1.36
Current: 1.4

0.7
1.36
Price/Peter Lynch Fair Value 1.00
FAF's Price/Peter Lynch Fair Value is ranked higher than
98% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. FAF: 1.00 )
FAF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.74   Max: 1.03
Current: 1

0.74
1.03
Price/Graham Number 1.20
FAF's Price/Graham Number is ranked higher than
62% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. FAF: 1.20 )
FAF' s 10-Year Price/Graham Number Range
Min: 0.74   Max: 1.21
Current: 1.2

0.74
1.21
Earnings Yield (Greenblatt) 10.00
FAF's Earnings Yield (Greenblatt) is ranked higher than
59% of the 195 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.20 vs. FAF: 10.00 )
FAF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 8.5   Max: 20.3
Current: 10

8.5
20.3
Forward Rate of Return (Yacktman) 19.88
FAF's Forward Rate of Return (Yacktman) is ranked higher than
89% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.10 vs. FAF: 19.88 )
FAF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 20.7   Max: 27.2
Current: 19.88

20.7
27.2

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare: » details
Traded in other countries:Y1F.Germany
First American Financial Corporation was incorporated in the state of Delaware in January 2008 to serve as the holding company of The First American Corporation's financial services business. The Company is engaged in the business of providing financial services through its title insurance and services segment and its specialty insurance segment. The title insurance and services segment provides title insurance, escrow or closing services and similar or related financial services domestically and internationally in connection with residential and commercial real estate transactions. It also maintains, manages and provides access to title plant records and images and provides banking, trust and investment advisory services. It has two business segments ie The Company's title insurance and services segment issues title insurance policies on residential and commercial property and its specialty insurance segment issues property and casualty insurance policies and sells home warranty products.The substantial majority of its business is dependent upon activity in the real estate and mortgage markets, which are cyclical and seasonal. During the most recent real estate and mortgage cycle, it has primarily emphasized expense control and operational efficiency by, among other activities, reducing employee count, consolidating offices, centralizing agency and administrative functions, optimizing its organizational structure and rationalizing its brand strategy. There are various risks attached to its business ie Conditions in the real estate market generally impact the demand for a substantial portion of the Company's products and services, Unfavorable economic conditions may have a material adverse effect on the Company, Unfavorable economic or other conditions could cause the Company to write off a portion of its goodwill and other intangible assets, A downgrade by ratings agencies, reductions in statutory surplus maintained by the Company's title insurance underwriters or a deterioration in other measures of financial strength may negatively affect the Company's results of operations and competitive position, Failures at financial institutions at which the Company deposits funds could adversely affect the Company, Changes in government regulation could prohibit or limit the Company's operations or make it more burdensome to conduct such operations, Scrutiny of the Company's businesses and the industries in which it operates by governmental entities and others could adversely affect its operations and financial condition, Reform of government-sponsored enterprises could negatively impact the Company, Regulation of title insurance rates could adversely affect the Company's results of operations etc.
» More Articles for FAF

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