Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.23
FBNK's Cash to Debt is ranked lower than
83% of the 1161 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.56 vs. FBNK: 0.23 )
Ranked among companies with meaningful Cash to Debt only.
FBNK' s Cash to Debt Range Over the Past 10 Years
Min: 0.11  Med: 0.21 Max: 0.64
Current: 0.23
0.11
0.64
Equity to Asset 0.09
FBNK's Equity to Asset is ranked lower than
69% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FBNK: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
FBNK' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.16
Current: 0.09
0.07
0.16
Interest Coverage 1.41
FBNK's Interest Coverage is ranked lower than
54% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. FBNK: 1.41 )
Ranked among companies with meaningful Interest Coverage only.
FBNK' s Interest Coverage Range Over the Past 10 Years
Min: 0.06  Med: 0.52 Max: 1.37
Current: 1.41
0.06
1.37
F-Score: 4
M-Score: -2.26
WACC vs ROIC
4.50%
2.55%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 23.68
FBNK's Operating margin (%) is ranked lower than
69% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.24 vs. FBNK: 23.68 )
Ranked among companies with meaningful Operating margin (%) only.
FBNK' s Operating margin (%) Range Over the Past 10 Years
Min: -12.69  Med: 7.94 Max: 22.34
Current: 23.68
-12.69
22.34
Net-margin (%) 16.42
FBNK's Net-margin (%) is ranked lower than
72% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.66 vs. FBNK: 16.42 )
Ranked among companies with meaningful Net-margin (%) only.
FBNK' s Net-margin (%) Range Over the Past 10 Years
Min: -7.89  Med: 5.96 Max: 15.35
Current: 16.42
-7.89
15.35
ROE (%) 5.58
FBNK's ROE (%) is ranked lower than
72% of the 1669 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.48 vs. FBNK: 5.58 )
Ranked among companies with meaningful ROE (%) only.
FBNK' s ROE (%) Range Over the Past 10 Years
Min: -2.44  Med: 1.52 Max: 5.16
Current: 5.58
-2.44
5.16
ROA (%) 0.51
FBNK's ROA (%) is ranked lower than
74% of the 1679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. FBNK: 0.51 )
Ranked among companies with meaningful ROA (%) only.
FBNK' s ROA (%) Range Over the Past 10 Years
Min: -0.28  Med: 0.22 Max: 0.48
Current: 0.51
-0.28
0.48
Revenue Growth (3Y)(%) 13.00
FBNK's Revenue Growth (3Y)(%) is ranked higher than
81% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. FBNK: 13.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FBNK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 15.7
Current: 13
0
15.7
EBITDA Growth (3Y)(%) 40.50
FBNK's EBITDA Growth (3Y)(%) is ranked higher than
92% of the 1261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. FBNK: 40.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FBNK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 40.5
Current: 40.5
0
40.5
EPS Growth (3Y)(%) 54.50
FBNK's EPS Growth (3Y)(%) is ranked higher than
93% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FBNK: 54.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FBNK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 54.5
Current: 54.5
0
54.5
» FBNK's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-23)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

FBNK Guru Trades in Q1 2015

Jim Simons 58,600 sh (+3.72%)
Charles Brandes 19,158 sh (+2.54%)
» More
Q2 2015

FBNK Guru Trades in Q2 2015

Charles Brandes 51,898 sh (+170.89%)
Jim Simons 81,035 sh (+38.28%)
» More
Q3 2015

FBNK Guru Trades in Q3 2015

Jim Simons 103,600 sh (+27.85%)
Charles Brandes 39,988 sh (-22.95%)
» More
Q4 2015

FBNK Guru Trades in Q4 2015

Jim Simons 189,300 sh (+82.72%)
Charles Brandes 51,153 sh (+27.92%)
» More
» Details

Insider Trades

Latest Guru Trades with FBNK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 18.99
FBNK's P/E(ttm) is ranked lower than
78% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. FBNK: 18.99 )
Ranked among companies with meaningful P/E(ttm) only.
FBNK' s P/E(ttm) Range Over the Past 10 Years
Min: 17.76  Med: 41.23 Max: 187.5
Current: 18.99
17.76
187.5
Forward P/E 13.97
FBNK's Forward P/E is ranked lower than
80% of the 365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. FBNK: 13.97 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 18.99
FBNK's PE(NRI) is ranked lower than
78% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.57 vs. FBNK: 18.99 )
Ranked among companies with meaningful PE(NRI) only.
FBNK' s PE(NRI) Range Over the Past 10 Years
Min: 17.72  Med: 40.47 Max: 192.86
Current: 18.99
17.72
192.86
Price/Owner Earnings (ttm) 22.21
FBNK's Price/Owner Earnings (ttm) is ranked lower than
85% of the 878 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.23 vs. FBNK: 22.21 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FBNK' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 14.76  Med: 21.22 Max: 28.49
Current: 22.21
14.76
28.49
P/B 1.09
FBNK's P/B is ranked lower than
58% of the 1635 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. FBNK: 1.09 )
Ranked among companies with meaningful P/B only.
FBNK' s P/B Range Over the Past 10 Years
Min: 0.73  Med: 1.04 Max: 1.23
Current: 1.09
0.73
1.23
P/S 3.08
FBNK's P/S is ranked lower than
56% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. FBNK: 3.08 )
Ranked among companies with meaningful P/S only.
FBNK' s P/S Range Over the Past 10 Years
Min: 2.87  Med: 3.65 Max: 8.04
Current: 3.08
2.87
8.04
PFCF 37.10
FBNK's PFCF is ranked lower than
91% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.51 vs. FBNK: 37.10 )
Ranked among companies with meaningful PFCF only.
FBNK' s PFCF Range Over the Past 10 Years
Min: 5.26  Med: 15.50 Max: 692.5
Current: 37.1
5.26
692.5
POCF 27.59
FBNK's POCF is ranked lower than
91% of the 970 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. FBNK: 27.59 )
Ranked among companies with meaningful POCF only.
FBNK' s POCF Range Over the Past 10 Years
Min: 5.1  Med: 14.13 Max: 41.28
Current: 27.59
5.1
41.28
EV-to-EBIT 32.21
FBNK's EV-to-EBIT is ranked lower than
86% of the 1501 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. FBNK: 32.21 )
Ranked among companies with meaningful EV-to-EBIT only.
FBNK' s EV-to-EBIT Range Over the Past 10 Years
Min: -175.1  Med: 38.50 Max: 227.5
Current: 32.21
-175.1
227.5
EV-to-EBITDA 28.15
FBNK's EV-to-EBITDA is ranked lower than
86% of the 1503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.32 vs. FBNK: 28.15 )
Ranked among companies with meaningful EV-to-EBITDA only.
FBNK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -69.2  Med: 32.40 Max: 209.8
Current: 28.15
-69.2
209.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.39
FBNK's Dividend Yield is ranked lower than
84% of the 2089 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.99 vs. FBNK: 1.39 )
Ranked among companies with meaningful Dividend Yield only.
FBNK' s Dividend Yield Range Over the Past 10 Years
Min: 0.22  Med: 0.86 Max: 1.39
Current: 1.39
0.22
1.39
Dividend Payout 0.27
FBNK's Dividend Payout is ranked higher than
61% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. FBNK: 0.27 )
Ranked among companies with meaningful Dividend Payout only.
FBNK' s Dividend Payout Range Over the Past 10 Years
Min: 0.27  Med: 0.39 Max: 0.53
Current: 0.27
0.27
0.53
Dividend Growth (3y) 22.40
FBNK's Dividend Growth (3y) is ranked higher than
76% of the 746 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.90 vs. FBNK: 22.40 )
Ranked among companies with meaningful Dividend Growth (3y) only.
FBNK' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 78.3
Current: 22.4
0
78.3
Forward Dividend Yield 1.59
FBNK's Forward Dividend Yield is ranked lower than
83% of the 1957 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. FBNK: 1.59 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.39
FBNK's Yield on cost (5-Year) is ranked lower than
83% of the 2483 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.46 vs. FBNK: 1.39 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FBNK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.22  Med: 0.86 Max: 1.39
Current: 1.39
0.22
1.39
3-Year Average Share Buyback Ratio 3.20
FBNK's 3-Year Average Share Buyback Ratio is ranked higher than
94% of the 1111 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FBNK: 3.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FBNK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 3.2  Med: 0.00 Max: 0
Current: 3.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.09
FBNK's Price/Tangible Book is ranked lower than
52% of the 1627 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. FBNK: 1.09 )
Ranked among companies with meaningful Price/Tangible Book only.
FBNK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.92  Med: 1.12 Max: 1.14
Current: 1.09
0.92
1.14
Price/Projected FCF 0.74
FBNK's Price/Projected FCF is ranked lower than
62% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. FBNK: 0.74 )
Ranked among companies with meaningful Price/Projected FCF only.
FBNK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.75  Med: 0.75 Max: 0.75
Current: 0.74
Price/Median PS Value 0.86
FBNK's Price/Median PS Value is ranked higher than
71% of the 1530 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.02 vs. FBNK: 0.86 )
Ranked among companies with meaningful Price/Median PS Value only.
FBNK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.87  Med: 1.00 Max: 1.53
Current: 0.86
0.87
1.53
Price/Graham Number 0.96
FBNK's Price/Graham Number is ranked lower than
70% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. FBNK: 0.96 )
Ranked among companies with meaningful Price/Graham Number only.
FBNK' s Price/Graham Number Range Over the Past 10 Years
Min: 1.02  Med: 1.40 Max: 1.87
Current: 0.96
1.02
1.87
Earnings Yield (Greenblatt) (%) 3.14
FBNK's Earnings Yield (Greenblatt) (%) is ranked lower than
78% of the 1641 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FBNK: 3.14 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FBNK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.4  Med: 2.10 Max: 3.3
Current: 3.14
0.4
3.3

More Statistics

Revenue(Mil) $83
EPS $ 0.91
Beta0.72
Short Percentage of Float2.63%
52-Week Range $14.42 - 18.40
Shares Outstanding(Mil)15.74

Analyst Estimate

Dec16 Dec17
Revenue(Mil)
EPS($) 1.01 1.26
EPS without NRI($) 1.01 1.26

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:MBWM, NAS:BHBK, NAS:UVSP, NAS:CUNB, NAS:GBNK, NAS:TSC » details
First Connecticut Bancorp Inc is a Maryland-chartered stock holding company that owns 100% of the common stock of Farmington Bank. The Bank is a full-service, community bank with 22 full service branch offices and 4 limited service offices located throughout Hartford County, Connecticut. Farmington Bank. It provides various commercial and consumer services to businesses, individuals and governments across Central Connecticut. The Bank is regulated by the Connecticut Department of Banking and the Federal Deposit Insurance Corporation ('FDIC'). The Bank's deposits are insured to the maximum allowable under the Deposit Insurance Fund, which is administered by the FDIC. The Bank is a member of the Federal Home Loan Bank of Boston ('FHLBB'). One of its main lending activities consists of the origination of one-to-four family residential real estate loans that are secured by properties located in Hartford County and surrounding counties in Connecticut. It also offers adjustable-rate mortgage loans for one-to-four family properties, with an interest rate that adjusts annually based on the one-year Constant Maturity Treasury Bill Index, after a one, three, five, seven or ten - year initial fixed-rate period. It offers construction loans, including commercial construction loans and real estate subdivision development loans, to developers, licensed contractors and builders for the construction and development of commercial real estate projects and residential properties. It also offers home equity loans and home equity lines of credit, both of which are secured by owner-occupied one-to-four family residences. Its government banking group provides deposit services to municipalities throughout Connecticut. The Company competes for loans and deposits with commercial banks, savings institutions, mortgage banking firms and credit unions. The Bank is subject to extensive regulation by the Connecticut Department of Banking, as its chartering agency, and by the FDIC, as its deposit insurer. The Company is subject to regulation by and required to file reports with the Connecticut Department of Banking, the Federal Reserve Board and the Securities and Exchange Commission.
» More Articles for FBNK

Headlines

Articles On GuruFocus.com
No related article found.

More From Other Websites
Farmington Bank Selected as Best Community Bank By Readers of Hartford Magazine For Second Year in a... Apr 26 2016
Farmington Bank Selected as Best Community Bank By Readers of Hartford Magazine For Second Year in a... Apr 26 2016
First Connecticut Bancorp, Inc. :FBNK-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 25 2016
Edited Transcript of FBNK earnings conference call or presentation 21-Apr-16 2:30pm GMT Apr 21 2016
First Connecticut Bancorp, Inc. reports first quarter 2016 earnings of $0.24 earnings per share Apr 20 2016
First Connecticut posts 1Q profit Apr 20 2016
First Connecticut posts 1Q profit Apr 20 2016
FIRST CONNECTICUT BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 20 2016
First Connecticut Bancorp, Inc. reports first quarter 2016 earnings of $0.24 earnings per share Apr 20 2016
Q1 2016 First Connecticut Bancorp Inc Earnings Release - After Market Close Apr 20 2016
Coverage initiated on First Connecticut Bancorp by Piper Jaffray Apr 14 2016
FIRST CONNECTICUT BANCORP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Apr 05 2016
First Connecticut Bancorp, Inc. Announces First Quarter (Q1 2016) Earnings Release and Conference... Apr 05 2016
First Connecticut Bancorp, Inc. Announces First Quarter (Q1 2016) Earnings Release and Conference... Apr 05 2016
FIRST CONNECTICUT BANCORP, INC. Financials Mar 17 2016
FIRST CONNECTICUT BANCORP, INC. Files SEC form 10-K, Annual Report Mar 11 2016
FIRST CONNECTICUT BANCORP, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change... Feb 23 2016
First Connecticut Bancorp, Inc. Increases Quarterly Dividend and Sets Date for Annual Stockholders... Feb 23 2016
First Connecticut Bancorp, Inc. Earnings Analysis: Q4, 2015 By the Numbers Feb 01 2016
Edited Transcript of FBNK earnings conference call or presentation 28-Jan-16 3:30pm GMT Jan 28 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK