Hide

FocusBar

FeedbackFeedback
Subscribe to Premium Member
205.47 (1y: +23%)
Market Cap 1.97 B P/E(ttm) 13.30
Enterprise Value 2.98 B P/B 1.00
FCNCA- NAS (USA)
First Citizens BancShares Inc (DE)
  • Currently 3/5
Business Predictability Rank: 3-Star (On Watch)
Back Testing Results:
Average gain of all 3-Star stocks: 8.2% per year.
% of Stocks that are in still loss if held for 10yrs: 11%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$205.47
Switch to:

GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 1.069
FCNCA's Cash to Debt is ranked higher than
73% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. FCNCA: 1.069 )
FCNCA' s 10-Year Cash to Debt Range
Min: 0.43   Max: 1.13
Current: 1.07
0.43
1.13
Equity to Asset 0.088
FCNCA's Equity to Asset is ranked higher than
60% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FCNCA: 0.088 )
FCNCA' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.09
Current: 0.09
0.08
0.09
Interest Coverage No Debt
FCNCA's Interest Coverage is ranked higher than
64% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. FCNCA: No Debt )
FCNCA' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 4
Z-Score: 0.41
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry		 vs
history
Operating margin (%) 17.60
FCNCA's Operating margin (%) is ranked higher than
62% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.80 vs. FCNCA: 17.60 )
FCNCA' s 10-Year Operating margin (%) Range
Min: 17.2   Max: 27.7
Current: 17.6
17.2
27.7
Net-margin (%) 12.2
FCNCA's Net-margin (%) is ranked higher than
59% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.70 vs. FCNCA: 12.2 )
FCNCA' s 10-Year Net-margin (%) Range
Min: 11.2   Max: 17.3
Current: 12.2
11.2
17.3
ROE (%) 7.2
FCNCA's ROE (%) is ranked higher than
74% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. FCNCA: 7.2 )
FCNCA' s 10-Year ROE (%) Range
Min: 6.3   Max: 12.1
Current: 7.2
6.3
12.1
ROA (%) 0.6
FCNCA's ROA (%) is ranked higher than
66% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. FCNCA: 0.6 )
FCNCA' s 10-Year ROA (%) Range
Min: 0.5   Max: 0.9
Current: 0.6
0.5
0.9
ROC (Joel Greenblatt) (%) 52.70
FCNCA's ROC (Joel Greenblatt) (%) is ranked higher than
84% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FCNCA: 52.70 )
FCNCA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 13.2   Max: 90.7
Current: 52.7
13.2
90.7
Revenue Growth (%) 5.1
FCNCA's Revenue Growth (%) is ranked higher than
87% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FCNCA: 5.1 )
FCNCA' s 10-Year Revenue Growth (%) Range
Min: 1.9   Max: 13.4
Current: 5.1
1.9
13.4
EBITDA Growth (%) 2.5
FCNCA's EBITDA Growth (%) is ranked higher than
79% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FCNCA: 2.5 )
FCNCA' s 10-Year EBITDA Growth (%) Range
Min: -2.4   Max: 16.4
Current: 2.5
-2.4
16.4
EPS Growth (%) 4.1
FCNCA's EPS Growth (%) is ranked higher than
80% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FCNCA: 4.1 )
FCNCA' s 10-Year EPS Growth (%) Range
Min: -6.3   Max: 21.1
Current: 4.1
-6.3
21.1
ยป FCNCA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

FCNCA Guru Trades in Q2 2012

Chuck Royce 88,350 sh (+250%)
Jim Simons 42,900 sh (+1.42%)
» More
Q3 2012

FCNCA Guru Trades in Q3 2012

Chuck Royce 95,800 sh (+8.43%)
Jim Simons 42,200 sh (-1.63%)
» More
Q4 2012

FCNCA Guru Trades in Q4 2012

Howard Marks 62,000 sh (New)
Chuck Royce 107,053 sh (+11.75%)
Jim Simons 40,800 sh (-3.32%)
» More
Q1 2013

FCNCA Guru Trades in Q1 2013

Paul Tudor Jones 3,400 sh (New)
Howard Marks 62,000 sh (unchged)
Chuck Royce 107,053 sh (unchged)
Jim Simons 33,600 sh (-17.65%)
» More
» Details

Insider Trades

Latest Guru Trades with FCNCA



No Insider Trades Found!
ยป Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 13.30
FCNCA's P/E(ttm) is ranked higher than
64% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.60 vs. FCNCA: 13.30 )
FCNCA' s 10-Year P/E(ttm) Range
Min: 7.29   Max: 34.66
Current: 13.3
7.29
34.66
P/B 1.00
FCNCA's P/B is ranked higher than
60% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. FCNCA: 1.00 )
FCNCA' s 10-Year P/B Range
Min: 0.56   Max: 1.79
Current: 1
0.56
1.79
P/S 1.88
FCNCA's P/S is ranked higher than
75% of the 1433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.33 vs. FCNCA: 1.88 )
FCNCA' s 10-Year P/S Range
Min: 1.01   Max: 2.98
Current: 1.88
1.01
2.98
PFCF 19.20
FCNCA's PFCF is ranked lower than
62% of the 1087 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.38 vs. FCNCA: 19.20 )
FCNCA' s 10-Year PFCF Range
Min: 2.43   Max: 27.95
Current: 19.2
2.43
27.95
EV-to-EBIT 13.3
FCNCA's EV-to-EBIT is ranked higher than
70% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. FCNCA: 13.3 )
FCNCA' s 10-Year EV-to-EBIT Range
Min: 5   Max: 34.2
Current: 13.3
5
34.2
PEG 1.3
FCNCA's PEG is ranked higher than
58% of the 491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. FCNCA: 1.3 )
FCNCA' s 10-Year PEG Range
Min: 0.56   Max: 17.93
Current: 1.3
0.56
17.93
Shiller P/E 14
FCNCA's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. FCNCA: 14 )
FCNCA' s 10-Year Shiller P/E Range
Min: 7.83   Max: 22.11
Current: 14
7.83
22.11

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 0.58
FCNCA's Dividend Yield is ranked lower than
63% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. FCNCA: 0.58 )
FCNCA' s 10-Year Dividend Yield Range
Min: 0.51   Max: 2.17
Current: 0.58
0.51
2.17
Dividend Payout 0.0783
FCNCA's Dividend Payout is ranked higher than
90% of the 951 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.30 vs. FCNCA: 0.0783 )
FCNCA' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.15
Current: 0.08
0.06
0.15
Yield on cost (5-Year) 0.66
FCNCA's Yield on cost (5-Year) is ranked lower than
55% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. FCNCA: 0.66 )
FCNCA' s 10-Year Yield on cost (5-Year) Range
Min: 0.56   Max: 2.37
Current: 0.66
0.56
2.37
Share Buyback Rate 0.5
FCNCA's Share Buyback Rate is ranked higher than
95% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -0.20 vs. FCNCA: 0.5 )
FCNCA' s 10-Year Share Buyback Rate Range
Min: 0.5   Max: 0
Current: 0.5

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.1
FCNCA's Price/Tangible Book is ranked higher than
58% of the 1191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FCNCA: 1.1 )
FCNCA' s 10-Year Price/Tangible Book Range
Min: 1   Max: 1.8
Current: 1.1
1
1.8
Price/DCF (Projected) 0.5
FCNCA's Price/DCF (Projected) is ranked higher than
75% of the 679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. FCNCA: 0.5 )
FCNCA' s 10-Year Price/DCF (Projected) Range
Min: 0.4   Max: 0.6
Current: 0.5
0.4
0.6
Price/Median PS Value 1
FCNCA's Price/Median PS Value is ranked higher than
73% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FCNCA: 1 )
FCNCA' s 10-Year Price/Median PS Value Range
Min: 0.7   Max: 1.5
Current: 1
0.7
1.5
Price/Peter Lynch Fair Value 1.1
FCNCA's Price/Peter Lynch Fair Value is ranked higher than
59% of the 273 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FCNCA: 1.1 )
FCNCA' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.6   Max: 3.1
Current: 1.1
0.6
3.1
Price/Graham Number 0.9
FCNCA's Price/Graham Number is ranked higher than
59% of the 1094 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FCNCA: 0.9 )
FCNCA' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 1.2
Current: 0.9
0.6
1.2
Earnings Yield (Greenblatt) 7.50
FCNCA's Earnings Yield (Greenblatt) is ranked higher than
81% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.10 vs. FCNCA: 7.50 )
FCNCA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 20
Current: 7.5
2.9
20
Forward Rate of Return (Yacktman) 23.19
FCNCA's Forward Rate of Return (Yacktman) is ranked higher than
89% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FCNCA: 23.19 )
FCNCA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 8   Max: 30
Current: 23.19
8
30

Business Description

First Citizens BancShares, Inc. was incorporated under the laws of Delaware on August 7, 1986, to become the holding company of First-Citizens Bank & Trust Company, its banking subsidiary. FCB opened in 1898 as the Bank of Smithfield, Smithfield, North Carolina, and later became First-Citizens Bank & Trust Company. FCB and ISB offer full-service banking services designed to meet the needs of retail and commercial customers in the markets in which they operate. The services offered include transaction and savings deposit accounts, commercial and consumer lending, trust, asset management and broker-dealer services, insurance services and other activities incidental to commercial banking. BancShares is also the parent company of Neuse, Incorporated, which owns some of the real property from which ISB operates its branches and also owns certain ISB generated other real estate. BancShares conducts its banking operations through its two separately chartered wholly-owned subsidiaries, FCB and ISB. FCB and ISB offer similar banking products and services to customers through separate branch operations, and each operates in different geographic markets with the exception of the states of California and Washington, where both operate. BancShares maintains a community bank approach to providing customer service, a competitive advantage that strengthens its ability to effectively provide financial products and services to individuals and businesses in its markets. Although FCB provides products and services targeted to both business and retail customers, ISB has focused main attention on business customers, providing retail banking services on a limited basis. There is intense competition among commercial banks in its market areas. In addition, it competes with other providers of financial services, such as credit unions, consumer finance companies, commercial finance and leasing companies and brokerage firms as well as other institutions that deliver their products and services through alternative delivery networks. The business and operations of BancShares and its subsidiary banks are subject to federal and state governmental regulation and supervision.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
Traded in other countries:FCNCB.USA
ยป More Articles for FCNCA

Headlines

Articles On GuruFocus.com
comment on FCNCA Apr 03 2012 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,995 Mar 17 2011 
First Citizens BancShares Inc. Reports Operating Results (10-K) Mar 01 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,544 Feb 14 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 01 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 925 S May 24 2010 
First Citizens BancShares Inc. Reports Operating Results (10-Q) May 10 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,000 Mar 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 2,155 Jan 11 2010 

Personalized Checklist





Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK