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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.00
FCNCA's Cash to Debt is ranked higher than
73% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. FCNCA: 1.00 )
FCNCA' s 10-Year Cash to Debt Range
Min: 0.34   Max: 1.72
Current: 1

0.34
1.72
Equity to Asset 0.10
FCNCA's Equity to Asset is ranked higher than
73% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FCNCA: 0.10 )
FCNCA' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.1

0.07
0.1
Interest Coverage 4.67
FCNCA's Interest Coverage is ranked higher than
90% of the 1845 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FCNCA: 4.67 )
FCNCA' s 10-Year Interest Coverage Range
Min: 0.38   Max: 4.67
Current: 4.67

0.38
4.67
F-Score: 5
Z-Score: 0.28
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 16.42
FCNCA's Operating margin (%) is ranked higher than
58% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.47 vs. FCNCA: 16.42 )
FCNCA' s 10-Year Operating margin (%) Range
Min: 17.19   Max: 27.71
Current: 16.42

17.19
27.71
Net-margin (%) 10.88
FCNCA's Net-margin (%) is ranked higher than
57% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. FCNCA: 10.88 )
FCNCA' s 10-Year Net-margin (%) Range
Min: 11.22   Max: 17.32
Current: 10.88

11.22
17.32
ROE (%) 4.89
FCNCA's ROE (%) is ranked higher than
62% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. FCNCA: 4.89 )
FCNCA' s 10-Year ROE (%) Range
Min: 6.31   Max: 12.77
Current: 4.89

6.31
12.77
ROA (%) 0.47
FCNCA's ROA (%) is ranked higher than
62% of the 2045 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FCNCA: 0.47 )
FCNCA' s 10-Year ROA (%) Range
Min: 0.55   Max: 0.98
Current: 0.47

0.55
0.98
ROC (Joel Greenblatt) (%) 17.60
FCNCA's ROC (Joel Greenblatt) (%) is ranked higher than
56% of the 2013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. FCNCA: 17.60 )
FCNCA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 13.5   Max: 83.77
Current: 17.6

13.5
83.77
Revenue Growth (3Y)(%) -2.70
FCNCA's Revenue Growth (3Y)(%) is ranked higher than
65% of the 1748 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FCNCA: -2.70 )
FCNCA' s 10-Year Revenue Growth (3Y)(%) Range
Min: -2.7   Max: 18.3
Current: -2.7

-2.7
18.3
EBITDA Growth (3Y)(%) -0.20
FCNCA's EBITDA Growth (3Y)(%) is ranked higher than
66% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. FCNCA: -0.20 )
FCNCA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -4.7   Max: 24.5
Current: -0.2

-4.7
24.5
EPS Growth (3Y)(%) -2.00
FCNCA's EPS Growth (3Y)(%) is ranked higher than
64% of the 1550 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. FCNCA: -2.00 )
FCNCA' s 10-Year EPS Growth (3Y)(%) Range
Min: -8.3   Max: 29.1
Current: -2

-8.3
29.1
» FCNCA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

FCNCA Guru Trades in Q4 2013

Murray Stahl 2,345 sh (+41.78%)
Chuck Royce 131,953 sh (-2.22%)
Jim Simons 30,081 sh (-18.88%)
» More
Q1 2014

FCNCA Guru Trades in Q1 2014

Murray Stahl 3,287 sh (+40.17%)
Chuck Royce 131,953 sh (unchged)
Jim Simons 20,557 sh (-31.66%)
» More
Q2 2014

FCNCA Guru Trades in Q2 2014

Chuck Royce 173,479 sh (+31.47%)
Murray Stahl 3,128 sh (-4.84%)
Jim Simons 13,784 sh (-32.95%)
» More
Q3 2014

FCNCA Guru Trades in Q3 2014

Murray Stahl 3,829 sh (+22.41%)
Chuck Royce 173,479 sh (unchged)
Jim Simons 12,300 sh (-10.77%)
» More
» Details

Insider Trades

Latest Guru Trades with FCNCA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 23.60
FCNCA's P/E(ttm) is ranked higher than
69% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.00 vs. FCNCA: 23.60 )
FCNCA' s 10-Year P/E(ttm) Range
Min: 7.53   Max: 34.69
Current: 23.6

7.53
34.69
P/B 1.12
FCNCA's P/B is ranked higher than
78% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. FCNCA: 1.12 )
FCNCA' s 10-Year P/B Range
Min: 0.56   Max: 1.79
Current: 1.12

0.56
1.79
P/S 2.57
FCNCA's P/S is ranked higher than
83% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.59 vs. FCNCA: 2.57 )
FCNCA' s 10-Year P/S Range
Min: 1.01   Max: 2.99
Current: 2.57

1.01
2.99
PFCF 57.39
FCNCA's PFCF is ranked higher than
73% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FCNCA: 57.39 )
FCNCA' s 10-Year PFCF Range
Min: 5.15   Max: 86.34
Current: 57.39

5.15
86.34
EV-to-EBIT 15.68
FCNCA's EV-to-EBIT is ranked higher than
76% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.57 vs. FCNCA: 15.68 )
FCNCA' s 10-Year EV-to-EBIT Range
Min: 4.5   Max: 34.2
Current: 15.68

4.5
34.2
PEG 4.63
FCNCA's PEG is ranked higher than
84% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FCNCA: 4.63 )
FCNCA' s 10-Year PEG Range
Min: 0.56   Max: 25.07
Current: 4.63

0.56
25.07
Shiller P/E 16.44
FCNCA's Shiller P/E is ranked higher than
89% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FCNCA: 16.44 )
FCNCA' s 10-Year Shiller P/E Range
Min: 7.85   Max: 22.15
Current: 16.44

7.85
22.15

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.48
FCNCA's Dividend Yield is ranked lower than
93% of the 1880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.31 vs. FCNCA: 0.48 )
FCNCA' s 10-Year Dividend Yield Range
Min: 0.46   Max: 1.46
Current: 0.48

0.46
1.46
Dividend Payout 0.11
FCNCA's Dividend Payout is ranked higher than
96% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. FCNCA: 0.11 )
FCNCA' s 10-Year Dividend Payout Range
Min: 0.03   Max: 0.51
Current: 0.11

0.03
0.51
Yield on cost (5-Year) 0.50
FCNCA's Yield on cost (5-Year) is ranked lower than
90% of the 1893 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. FCNCA: 0.50 )
FCNCA' s 10-Year Yield on cost (5-Year) Range
Min: 0.46   Max: 1.46
Current: 0.5

0.46
1.46
Share Buyback Rate 2.70
FCNCA's Share Buyback Rate is ranked higher than
95% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. FCNCA: 2.70 )
FCNCA' s 10-Year Share Buyback Rate Range
Min: 2.7   Max: -4.5
Current: 2.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.19
FCNCA's Price/Tangible Book is ranked higher than
80% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. FCNCA: 1.19 )
FCNCA' s 10-Year Price/Tangible Book Range
Min: 0.81   Max: 2.01
Current: 1.19

0.81
2.01
Price/DCF (Projected) 0.83
FCNCA's Price/DCF (Projected) is ranked higher than
82% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.17 vs. FCNCA: 0.83 )
FCNCA' s 10-Year Price/DCF (Projected) Range
Min: 0.28   Max: 0.96
Current: 0.83

0.28
0.96
Price/Median PS Value 1.31
FCNCA's Price/Median PS Value is ranked higher than
70% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. FCNCA: 1.31 )
FCNCA' s 10-Year Price/Median PS Value Range
Min: 0.58   Max: 1.53
Current: 1.31

0.58
1.53
Price/Graham Number 1.12
FCNCA's Price/Graham Number is ranked higher than
74% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. FCNCA: 1.12 )
FCNCA' s 10-Year Price/Graham Number Range
Min: 0.51   Max: 1.26
Current: 1.12

0.51
1.26
Earnings Yield (Greenblatt) 6.40
FCNCA's Earnings Yield (Greenblatt) is ranked higher than
73% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. FCNCA: 6.40 )
FCNCA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 22.4
Current: 6.4

2.9
22.4
Forward Rate of Return (Yacktman) 1.17
FCNCA's Forward Rate of Return (Yacktman) is ranked higher than
59% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. FCNCA: 1.17 )
FCNCA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1   Max: 23.6
Current: 1.17

1
23.6

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:FCNCB.USA,
First Citizens BancShares Inc was incorporated under the laws of Delaware on August 7, 1986. The Company is a financial holding Company registered with the Federal Reserve Board under the Bank Holding Company Act of 1956. As of December 31, 2013 it operated 397 branches in North Carolina, Virginia, West Virginia, Maryland, Tennessee, Washington, California, Florida, Georgia, Texas, Arizona, New Mexico, Oregon, Colorado, Oklahoma, Kansas, Missouri and Washington, DC. The Company along with its subsidiaries offers online banking services, mobile banking services, savings account, mortgage loans, investment and wealth management services, and insurance products, as well as checking and savings services, credit card services, loans and financing, small business solutions, merchant and treasury services, corporate and nonprofit services, among others. The Company competes with other banks and financial service providers. It competes with local, regional, and national banks, credit unions, commercial finance companies, wealth management providers, insurance agencies, mortgage companies and non-bank providers of financial services. It is subject to a number of federal and state regulation and supervision.
» More Articles for FCNCA

Headlines

Articles On GuruFocus.com
comment on FCNCA Apr 03 2012 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,995 Mar 17 2011 
First Citizens BancShares Inc. Reports Operating Results (10-K) Mar 01 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,544 Feb 14 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 01 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 925 S May 24 2010 
First Citizens BancShares Inc. Reports Operating Results (10-Q) May 10 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,000 Mar 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 2,155 Jan 11 2010 

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