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Also traded in: Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.32
NAS:FCNCA's Cash to Debt is ranked lower than
80% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.13 vs. NAS:FCNCA: 0.32 )
Ranked among companies with meaningful Cash to Debt only.
NAS:FCNCA' s Cash to Debt Range Over the Past 10 Years
Min: 0.31  Med: 0.79 Max: 1.72
Current: 0.32
0.31
1.72
Equity to Asset 0.09
NAS:FCNCA's Equity to Asset is ranked lower than
60% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:FCNCA: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
NAS:FCNCA' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.1
Current: 0.09
0.07
0.1
Interest Coverage 8.03
NAS:FCNCA's Interest Coverage is ranked higher than
87% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NAS:FCNCA: 8.03 )
Ranked among companies with meaningful Interest Coverage only.
NAS:FCNCA' s Interest Coverage Range Over the Past 10 Years
Min: 0.4  Med: 1.86 Max: 8.03
Current: 8.03
0.4
8.03
F-Score: 4
M-Score: -2.81
WACC vs ROIC
7.25%
14.30%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 24.96
NAS:FCNCA's Operating margin (%) is ranked lower than
65% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.84 vs. NAS:FCNCA: 24.96 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:FCNCA' s Operating margin (%) Range Over the Past 10 Years
Min: 17.19  Med: 22.41 Max: 26.64
Current: 24.96
17.19
26.64
Net-margin (%) 15.84
NAS:FCNCA's Net-margin (%) is ranked lower than
70% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.27 vs. NAS:FCNCA: 15.84 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:FCNCA' s Net-margin (%) Range Over the Past 10 Years
Min: 11.22  Med: 14.31 Max: 16.91
Current: 15.84
11.22
16.91
ROE (%) 7.58
NAS:FCNCA's ROE (%) is ranked lower than
56% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.34 vs. NAS:FCNCA: 7.58 )
Ranked among companies with meaningful ROE (%) only.
NAS:FCNCA' s ROE (%) Range Over the Past 10 Years
Min: 5.82  Med: 7.82 Max: 11.73
Current: 7.58
5.82
11.73
ROA (%) 0.70
NAS:FCNCA's ROA (%) is ranked lower than
62% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. NAS:FCNCA: 0.70 )
Ranked among companies with meaningful ROA (%) only.
NAS:FCNCA' s ROA (%) Range Over the Past 10 Years
Min: 0.54  Med: 0.68 Max: 0.98
Current: 0.7
0.54
0.98
Revenue Growth (3Y)(%) 2.40
NAS:FCNCA's Revenue Growth (3Y)(%) is ranked lower than
55% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. NAS:FCNCA: 2.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:FCNCA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -7.1  Med: 6.7 Max: 18.3
Current: 2.4
-7.1
18.3
EBITDA Growth (3Y)(%) 11.90
NAS:FCNCA's EBITDA Growth (3Y)(%) is ranked higher than
67% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. NAS:FCNCA: 11.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:FCNCA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -8.2  Med: 4.4 Max: 24.5
Current: 11.9
-8.2
24.5
EPS Growth (3Y)(%) 10.70
NAS:FCNCA's EPS Growth (3Y)(%) is ranked higher than
61% of the 1213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. NAS:FCNCA: 10.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:FCNCA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.3  Med: 6.9 Max: 29.1
Current: 10.7
-10.3
29.1
» NAS:FCNCA's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-28)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

FCNCA Guru Trades in Q3 2015

Chuck Royce 209,728 sh (-1.20%)
Murray Stahl 3,159 sh (-13.85%)
» More
Q4 2015

FCNCA Guru Trades in Q4 2015

Jim Simons 6,004 sh (New)
Chuck Royce 211,428 sh (+0.81%)
Murray Stahl 2,328 sh (-26.31%)
» More
Q1 2016

FCNCA Guru Trades in Q1 2016

Jim Simons 9,300 sh (+54.90%)
Chuck Royce 207,928 sh (-1.66%)
Murray Stahl 2,029 sh (-12.84%)
» More
Q2 2016

FCNCA Guru Trades in Q2 2016

Jim Simons 10,400 sh (+11.83%)
Chuck Royce 207,928 sh (unchged)
Murray Stahl 1,710 sh (-15.72%)
» More
» Details

Insider Trades

Latest Guru Trades with FCNCA

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:UMPQ, NYSE:WBS, NYSE:FHN, NAS:FMER, NAS:FNFG, NYSE:BKU, NAS:PVTB, NYSE:BOH, NAS:HOMB, NYSE:PB, NYSE:ASB, NAS:UMBF, NAS:UBSI, NYSE:WAL, NAS:WTFC, NYSE:SNV, NAS:MBFI, NAS:IBKC, NAS:BPOP, NYSE:FNB » details
Traded in other countries:FC6A.Germany, FCNCB.USA,
First Citizens BancShares Inc (DE) is a financial holding company. The Company through its subsidiaries provides banking services including transaction and savings deposit accounts, commercial and consumer loans, trust and asset management.

First Citizens BancShares Inc (DE) was incorporated under the laws of Delaware on August 7, 1986. The Company is a financial holding Company registered with the Federal Reserve Board under the Bank Holding Company Act of 1956. The Company along with its subsidiaries offers online banking services, mobile banking services, savings account, mortgage loans, investment and wealth management services, and insurance products, as well as checking and savings services, credit card services, loans and financing, small business solutions, merchant and treasury services, corporate and nonprofit services, among others. The Company competes with other banks and financial service providers. It competes with local, regional, and national banks, credit unions, commercial finance companies, wealth management providers, insurance agencies, mortgage companies and non-bank providers of financial services. It is subject to a number of federal and state regulation and supervision.

Ratios

vs
industry
vs
history
P/E(ttm) 15.42
FCNCA's P/E(ttm) is ranked lower than
61% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.26 vs. FCNCA: 15.42 )
Ranked among companies with meaningful P/E(ttm) only.
FCNCA' s P/E(ttm) Range Over the Past 10 Years
Min: 7.53  Med: 14.33 Max: 34.63
Current: 15.42
7.53
34.63
PE(NRI) 15.42
FCNCA's PE(NRI) is ranked lower than
61% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.28 vs. FCNCA: 15.42 )
Ranked among companies with meaningful PE(NRI) only.
FCNCA' s PE(NRI) Range Over the Past 10 Years
Min: 7.53  Med: 14.32 Max: 34.66
Current: 15.42
7.53
34.66
Price/Owner Earnings (ttm) 15.48
FCNCA's Price/Owner Earnings (ttm) is ranked lower than
62% of the 859 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.81 vs. FCNCA: 15.48 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FCNCA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 5.67  Med: 17.09 Max: 141.82
Current: 15.48
5.67
141.82
P/B 1.12
FCNCA's P/B is ranked lower than
55% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. FCNCA: 1.12 )
Ranked among companies with meaningful P/B only.
FCNCA' s P/B Range Over the Past 10 Years
Min: 0.56  Med: 1.06 Max: 1.79
Current: 1.12
0.56
1.79
P/S 2.44
FCNCA's P/S is ranked higher than
62% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. FCNCA: 2.44 )
Ranked among companies with meaningful P/S only.
FCNCA' s P/S Range Over the Past 10 Years
Min: 1.01  Med: 1.96 Max: 2.99
Current: 2.44
1.01
2.99
PFCF 20.82
FCNCA's PFCF is ranked lower than
81% of the 817 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. FCNCA: 20.82 )
Ranked among companies with meaningful PFCF only.
FCNCA' s PFCF Range Over the Past 10 Years
Min: 3.49  Med: 15.45 Max: 86.38
Current: 20.82
3.49
86.38
POCF 13.55
FCNCA's POCF is ranked lower than
70% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.22 vs. FCNCA: 13.55 )
Ranked among companies with meaningful POCF only.
FCNCA' s POCF Range Over the Past 10 Years
Min: 4.33  Med: 8.75 Max: 38.67
Current: 13.55
4.33
38.67
EV-to-EBIT 6.31
FCNCA's EV-to-EBIT is ranked higher than
77% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.80 vs. FCNCA: 6.31 )
Ranked among companies with meaningful EV-to-EBIT only.
FCNCA' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.3  Med: 8.5 Max: 34.2
Current: 6.31
3.3
34.2
EV-to-EBITDA 4.76
FCNCA's EV-to-EBITDA is ranked higher than
81% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.39 vs. FCNCA: 4.76 )
Ranked among companies with meaningful EV-to-EBITDA only.
FCNCA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.5  Med: 6.9 Max: 18.6
Current: 4.76
2.5
18.6
Shiller P/E 18.21
FCNCA's Shiller P/E is ranked lower than
51% of the 494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.76 vs. FCNCA: 18.21 )
Ranked among companies with meaningful Shiller P/E only.
FCNCA' s Shiller P/E Range Over the Past 10 Years
Min: 7.68  Med: 15.71 Max: 22.69
Current: 18.21
7.68
22.69

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.42
FCNCA's Dividend Yield is ranked lower than
96% of the 2190 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. FCNCA: 0.42 )
Ranked among companies with meaningful Dividend Yield only.
FCNCA' s Dividend Yield Range Over the Past 10 Years
Min: 0.42  Med: 0.61 Max: 1.46
Current: 0.42
0.42
1.46
Dividend Payout 0.07
FCNCA's Dividend Payout is ranked higher than
97% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FCNCA: 0.07 )
Ranked among companies with meaningful Dividend Payout only.
FCNCA' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.11 Max: 0.51
Current: 0.07
0.03
0.51
Forward Dividend Yield 0.42
FCNCA's Forward Dividend Yield is ranked lower than
97% of the 2073 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.13 vs. FCNCA: 0.42 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.42
FCNCA's Yield on cost (5-Year) is ranked lower than
95% of the 2538 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. FCNCA: 0.42 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FCNCA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.42  Med: 0.61 Max: 1.46
Current: 0.42
0.42
1.46
3-Year Average Share Buyback Ratio -7.70
FCNCA's 3-Year Average Share Buyback Ratio is ranked lower than
71% of the 1052 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FCNCA: -7.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FCNCA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.7  Med: 0.2 Max: 2.7
Current: -7.7
-7.7
2.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.21
FCNCA's Price/Tangible Book is ranked lower than
55% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FCNCA: 1.21 )
Ranked among companies with meaningful Price/Tangible Book only.
FCNCA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.81  Med: 1.19 Max: 2.01
Current: 1.21
0.81
2.01
Price/Projected FCF 0.86
FCNCA's Price/Projected FCF is ranked lower than
68% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. FCNCA: 0.86 )
Ranked among companies with meaningful Price/Projected FCF only.
FCNCA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.28  Med: 0.67 Max: 0.95
Current: 0.86
0.28
0.95
Price/Median PS Value 1.24
FCNCA's Price/Median PS Value is ranked lower than
74% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. FCNCA: 1.24 )
Ranked among companies with meaningful Price/Median PS Value only.
FCNCA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.58  Med: 0.99 Max: 1.54
Current: 1.24
0.58
1.54
Price/Graham Number 0.91
FCNCA's Price/Graham Number is ranked lower than
55% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. FCNCA: 0.91 )
Ranked among companies with meaningful Price/Graham Number only.
FCNCA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.51  Med: 0.86 Max: 1.29
Current: 0.91
0.51
1.29
Earnings Yield (Greenblatt) (%) 15.80
FCNCA's Earnings Yield (Greenblatt) (%) is ranked higher than
82% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. FCNCA: 15.80 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FCNCA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.9  Med: 11.7 Max: 30
Current: 15.8
2.9
30
Forward Rate of Return (Yacktman) (%) 7.29
FCNCA's Forward Rate of Return (Yacktman) (%) is ranked lower than
62% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. FCNCA: 7.29 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FCNCA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 2.7  Med: 10.7 Max: 23.6
Current: 7.29
2.7
23.6

More Statistics

Revenue (TTM) (Mil) $1,389
EPS (TTM) $ 18.33
Beta1.01
Short Percentage of Float4.52%
52-Week Range $213.74 - 288.50
Shares Outstanding (Mil)12.01
» More Articles for NAS:FCNCA

Headlines

Articles On GuruFocus.com
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,995 Mar 17 2011 
First Citizens BancShares Inc. Reports Operating Results (10-K) Mar 01 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,544 Feb 14 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 01 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 925 S May 24 2010 
First Citizens BancShares Inc. Reports Operating Results (10-Q) May 10 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,000 Mar 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 2,155 Jan 11 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 910 S Dec 28 2009 

More From Other Websites
First Citizens Study Shows U.S. Small Business Owners Have Rising Confidence in the Economy Sep 22 2016
Study Shows U.S. Small Business Owners Have Rising Confidence in the Economy Sep 22 2016
ETF’s with exposure to First Citizens BancShares, Inc. (North Carolina) : September 7, 2016 Sep 07 2016
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Other Events, Financial Statements and... Sep 01 2016
First Citizens Bank Completes Merger with Cordia Bancorp, Bank of Virginia Sep 01 2016
First Citizens Bank Completes Merger With Cordia Bancorp, Bank of Virginia Sep 01 2016
Cordia Bancorp Inc. Shareholders Approve Merger With First Citizens Bank Aug 11 2016
Cordia Bancorp Inc. Shareholders Approve Merger with First Citizens Bank Aug 11 2016
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Other Events, Financial Statements and... Aug 11 2016
Cordia Bancorp Inc. Shareholders Approve Merger With First Citizens Bank Aug 11 2016
FIRST CITIZENS BANCSHARES INC /DE/ Financials Aug 11 2016
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 10-Q, Quarterly Report Aug 04 2016
First Citizens BancShares, Inc. (North Carolina) :FCNCA-US: Earnings Analysis: Q2, 2016 By the... Aug 04 2016
First Citizens BancShares Declares Dividend Jul 27 2016
First Citizens BancShares Reports Earnings For Second Quarter 2016 Jul 27 2016
First Citizens posts 2Q profit Jul 27 2016
First Citizens posts 2Q profit Jul 27 2016
First Citizens BancShares Declares Dividend Jul 27 2016
First Citizens BancShares Reports Earnings For Second Quarter 2016 Jul 27 2016
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure Jul 27 2016

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