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Also traded in: Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.31
FCNCA's Cash to Debt is ranked lower than
78% of the 1188 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. FCNCA: 0.31 )
Ranked among companies with meaningful Cash to Debt only.
FCNCA' s Cash to Debt Range Over the Past 10 Years
Min: 0.31  Med: 0.80 Max: 1.72
Current: 0.31
0.31
1.72
Equity to Asset 0.09
FCNCA's Equity to Asset is ranked lower than
61% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FCNCA: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
FCNCA' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.1
Current: 0.09
0.07
0.1
Interest Coverage 7.08
FCNCA's Interest Coverage is ranked higher than
88% of the 1565 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. FCNCA: 7.08 )
Ranked among companies with meaningful Interest Coverage only.
FCNCA' s Interest Coverage Range Over the Past 10 Years
Min: 0.4  Med: 1.86 Max: 7.5
Current: 7.08
0.4
7.5
F-Score: 4
M-Score: -3.22
WACC vs ROIC
7.76%
13.79%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 22.58
FCNCA's Operating margin (%) is ranked lower than
71% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.14 vs. FCNCA: 22.58 )
Ranked among companies with meaningful Operating margin (%) only.
FCNCA' s Operating margin (%) Range Over the Past 10 Years
Min: 17.19  Med: 22.41 Max: 26.37
Current: 22.58
17.19
26.37
Net-margin (%) 14.37
FCNCA's Net-margin (%) is ranked lower than
77% of the 1694 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.52 vs. FCNCA: 14.37 )
Ranked among companies with meaningful Net-margin (%) only.
FCNCA' s Net-margin (%) Range Over the Past 10 Years
Min: 11.22  Med: 14.31 Max: 16.85
Current: 14.37
11.22
16.85
ROE (%) 6.85
FCNCA's ROE (%) is ranked lower than
61% of the 1689 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.37 vs. FCNCA: 6.85 )
Ranked among companies with meaningful ROE (%) only.
FCNCA' s ROE (%) Range Over the Past 10 Years
Min: 5.82  Med: 7.82 Max: 11.73
Current: 6.85
5.82
11.73
ROA (%) 0.62
FCNCA's ROA (%) is ranked lower than
67% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. FCNCA: 0.62 )
Ranked among companies with meaningful ROA (%) only.
FCNCA' s ROA (%) Range Over the Past 10 Years
Min: 0.54  Med: 0.68 Max: 0.98
Current: 0.62
0.54
0.98
Revenue Growth (3Y)(%) 2.50
FCNCA's Revenue Growth (3Y)(%) is ranked lower than
51% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. FCNCA: 2.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FCNCA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -7.2  Med: 6.70 Max: 18.3
Current: 2.5
-7.2
18.3
EBITDA Growth (3Y)(%) 12.80
FCNCA's EBITDA Growth (3Y)(%) is ranked higher than
69% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. FCNCA: 12.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FCNCA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -8.2  Med: 4.40 Max: 22.5
Current: 12.8
-8.2
22.5
EPS Growth (3Y)(%) 10.10
FCNCA's EPS Growth (3Y)(%) is ranked higher than
58% of the 1270 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FCNCA: 10.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FCNCA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.3  Med: 6.90 Max: 29.1
Current: 10.1
-10.3
29.1
» FCNCA's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-29)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

FCNCA Guru Trades in Q2 2015

Chuck Royce 212,278 sh (+18.47%)
Murray Stahl 3,667 sh (+11.49%)
» More
Q3 2015

FCNCA Guru Trades in Q3 2015

Chuck Royce 209,728 sh (-1.20%)
Murray Stahl 3,159 sh (-13.85%)
» More
Q4 2015

FCNCA Guru Trades in Q4 2015

Jim Simons 6,004 sh (New)
Chuck Royce 211,428 sh (+0.81%)
Murray Stahl 2,328 sh (-26.31%)
» More
Q1 2016

FCNCA Guru Trades in Q1 2016

Jim Simons 9,300 sh (+54.90%)
Chuck Royce 207,928 sh (-1.66%)
Murray Stahl 2,029 sh (-12.84%)
» More
» Details

Insider Trades

Latest Guru Trades with FCNCA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:PVTB, NAS:BPOP, NYSE:BOH, NAS:HOMB, NAS:UMBF » details
Traded in other countries:FC6A.Germany, FCNCB.USA,
First Citizens BancShares Inc (DE) is a financial holding company. The Company through its subsidiaries provides banking services including transaction and savings deposit accounts, commercial and consumer loans, trust and asset management.

First Citizens BancShares Inc (DE) was incorporated under the laws of Delaware on August 7, 1986. The Company is a financial holding Company registered with the Federal Reserve Board under the Bank Holding Company Act of 1956. As of December 31, 2013 it operated 397 branches in North Carolina, Virginia, West Virginia, Maryland, Tennessee, Washington, California, Florida, Georgia, Texas, Arizona, New Mexico, Oregon, Colorado, Oklahoma, Kansas, Missouri and Washington, DC. The Company along with its subsidiaries offers online banking services, mobile banking services, savings account, mortgage loans, investment and wealth management services, and insurance products, as well as checking and savings services, credit card services, loans and financing, small business solutions, merchant and treasury services, corporate and nonprofit services, among others. The Company competes with other banks and financial service providers. It competes with local, regional, and national banks, credit unions, commercial finance companies, wealth management providers, insurance agencies, mortgage companies and non-bank providers of financial services. It is subject to a number of federal and state regulation and supervision.

Ratios

vs
industry
vs
history
P/E(ttm) 15.82
FCNCA's P/E(ttm) is ranked lower than
65% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.48 vs. FCNCA: 15.82 )
Ranked among companies with meaningful P/E(ttm) only.
FCNCA' s P/E(ttm) Range Over the Past 10 Years
Min: 7.53  Med: 14.43 Max: 34.69
Current: 15.82
7.53
34.69
PE(NRI) 15.82
FCNCA's PE(NRI) is ranked lower than
65% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.53 vs. FCNCA: 15.82 )
Ranked among companies with meaningful PE(NRI) only.
FCNCA' s PE(NRI) Range Over the Past 10 Years
Min: 7.53  Med: 14.43 Max: 34.66
Current: 15.82
7.53
34.66
Price/Owner Earnings (ttm) 15.52
FCNCA's Price/Owner Earnings (ttm) is ranked lower than
66% of the 871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.93 vs. FCNCA: 15.52 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FCNCA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 5.67  Med: 17.92 Max: 141.82
Current: 15.52
5.67
141.82
P/B 1.01
FCNCA's P/B is ranked higher than
51% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. FCNCA: 1.01 )
Ranked among companies with meaningful P/B only.
FCNCA' s P/B Range Over the Past 10 Years
Min: 0.56  Med: 1.06 Max: 1.79
Current: 1.01
0.56
1.79
P/S 2.29
FCNCA's P/S is ranked higher than
64% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. FCNCA: 2.29 )
Ranked among companies with meaningful P/S only.
FCNCA' s P/S Range Over the Past 10 Years
Min: 1.01  Med: 1.96 Max: 2.99
Current: 2.29
1.01
2.99
PFCF 19.96
FCNCA's PFCF is ranked lower than
82% of the 907 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.99 vs. FCNCA: 19.96 )
Ranked among companies with meaningful PFCF only.
FCNCA' s PFCF Range Over the Past 10 Years
Min: 3.49  Med: 14.79 Max: 86.38
Current: 19.96
3.49
86.38
POCF 12.62
FCNCA's POCF is ranked lower than
70% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.81 vs. FCNCA: 12.62 )
Ranked among companies with meaningful POCF only.
FCNCA' s POCF Range Over the Past 10 Years
Min: 3.78  Med: 8.35 Max: 38.67
Current: 12.62
3.78
38.67
EV-to-EBIT 4.02
FCNCA's EV-to-EBIT is ranked higher than
92% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. FCNCA: 4.02 )
Ranked among companies with meaningful EV-to-EBIT only.
FCNCA' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.3  Med: 9.30 Max: 34.2
Current: 4.02
3.3
34.2
EV-to-EBITDA 2.95
FCNCA's EV-to-EBITDA is ranked higher than
95% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.75 vs. FCNCA: 2.95 )
Ranked among companies with meaningful EV-to-EBITDA only.
FCNCA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.5  Med: 7.20 Max: 18.6
Current: 2.95
2.5
18.6
Shiller P/E 17.02
FCNCA's Shiller P/E is ranked higher than
51% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.88 vs. FCNCA: 17.02 )
Ranked among companies with meaningful Shiller P/E only.
FCNCA' s Shiller P/E Range Over the Past 10 Years
Min: 7.64  Med: 15.72 Max: 23.8
Current: 17.02
7.64
23.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.46
FCNCA's Dividend Yield is ranked lower than
95% of the 2261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.05 vs. FCNCA: 0.46 )
Ranked among companies with meaningful Dividend Yield only.
FCNCA' s Dividend Yield Range Over the Past 10 Years
Min: 0.45  Med: 0.62 Max: 1.46
Current: 0.46
0.45
1.46
Dividend Payout 0.07
FCNCA's Dividend Payout is ranked higher than
96% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FCNCA: 0.07 )
Ranked among companies with meaningful Dividend Payout only.
FCNCA' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.11 Max: 0.51
Current: 0.07
0.03
0.51
Forward Dividend Yield 0.46
FCNCA's Forward Dividend Yield is ranked lower than
96% of the 2133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.23 vs. FCNCA: 0.46 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.46
FCNCA's Yield on cost (5-Year) is ranked lower than
94% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.53 vs. FCNCA: 0.46 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FCNCA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.45  Med: 0.62 Max: 1.46
Current: 0.46
0.45
1.46
3-Year Average Share Buyback Ratio -7.70
FCNCA's 3-Year Average Share Buyback Ratio is ranked lower than
72% of the 1070 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FCNCA: -7.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FCNCA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.7  Med: 0.20 Max: 2.7
Current: -7.7
-7.7
2.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.14
FCNCA's Price/Tangible Book is ranked higher than
50% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FCNCA: 1.14 )
Ranked among companies with meaningful Price/Tangible Book only.
FCNCA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.81  Med: 1.20 Max: 2.01
Current: 1.14
0.81
2.01
Price/Projected FCF 0.79
FCNCA's Price/Projected FCF is ranked lower than
64% of the 897 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. FCNCA: 0.79 )
Ranked among companies with meaningful Price/Projected FCF only.
FCNCA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.28  Med: 0.67 Max: 0.95
Current: 0.79
0.28
0.95
Price/Median PS Value 1.17
FCNCA's Price/Median PS Value is ranked lower than
69% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FCNCA: 1.17 )
Ranked among companies with meaningful Price/Median PS Value only.
FCNCA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.58  Med: 0.98 Max: 1.54
Current: 1.17
0.58
1.54
Price/Graham Number 0.90
FCNCA's Price/Graham Number is ranked lower than
54% of the 1517 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. FCNCA: 0.90 )
Ranked among companies with meaningful Price/Graham Number only.
FCNCA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.51  Med: 0.86 Max: 1.29
Current: 0.9
0.51
1.29
Earnings Yield (Greenblatt) (%) 24.76
FCNCA's Earnings Yield (Greenblatt) (%) is ranked higher than
93% of the 1722 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.12 vs. FCNCA: 24.76 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FCNCA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.9  Med: 10.80 Max: 30
Current: 24.76
2.9
30
Forward Rate of Return (Yacktman) (%) 9.82
FCNCA's Forward Rate of Return (Yacktman) (%) is ranked lower than
58% of the 861 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. FCNCA: 9.82 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FCNCA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 2.7  Med: 10.70 Max: 23.6
Current: 9.82
2.7
23.6

More Statistics

Revenue (TTM) (Mil) $1,359
EPS (TTM) $ 16.27
Beta1.11
Short Percentage of Float5.10%
52-Week Range $213.74 - 269.50
Shares Outstanding (Mil)12.01
» More Articles for FCNCA

Headlines

Articles On GuruFocus.com
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,995 Mar 17 2011 
First Citizens BancShares Inc. Reports Operating Results (10-K) Mar 01 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,544 Feb 14 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 01 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 925 S May 24 2010 
First Citizens BancShares Inc. Reports Operating Results (10-Q) May 10 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,000 Mar 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 2,155 Jan 11 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 910 S Dec 28 2009 

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First Citizens Bank and Cordia Bancorp Inc. Announce Merger Agreement May 20 2016
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FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 10-Q, Quarterly Report May 05 2016
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First Citizens Reports Earnings For First Quarter 2016 Apr 27 2016
First Citizens BancShares Declares Dividend Apr 27 2016
First Citizens posts 1Q profit Apr 27 2016

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