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Also traded in: Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt No Debt
FCNCA's Cash to Debt is ranked lower than
78% of the 1134 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.18 vs. FCNCA: No Debt )
Ranked among companies with meaningful Cash to Debt only.
FCNCA' s Cash to Debt Range Over the Past 10 Years
Min: 0.31  Med: 0.80 Max: 1.72
Current: No Debt
0.31
1.72
Equity to Asset 0.09
FCNCA's Equity to Asset is ranked lower than
60% of the 1602 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FCNCA: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
FCNCA' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.1
Current: 0.09
0.07
0.1
Interest Coverage 8.03
FCNCA's Interest Coverage is ranked higher than
89% of the 1585 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. FCNCA: 8.03 )
Ranked among companies with meaningful Interest Coverage only.
FCNCA' s Interest Coverage Range Over the Past 10 Years
Min: 0.4  Med: 1.86 Max: 7.5
Current: 8.03
0.4
7.5
F-Score: 4
M-Score: -3.22
WACC vs ROIC
7.59%
18.00%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 24.96
FCNCA's Operating margin (%) is ranked lower than
70% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.11 vs. FCNCA: 24.96 )
Ranked among companies with meaningful Operating margin (%) only.
FCNCA' s Operating margin (%) Range Over the Past 10 Years
Min: 17.19  Med: 22.41 Max: 26.64
Current: 24.96
17.19
26.64
Net-margin (%) 15.84
FCNCA's Net-margin (%) is ranked lower than
76% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.40 vs. FCNCA: 15.84 )
Ranked among companies with meaningful Net-margin (%) only.
FCNCA' s Net-margin (%) Range Over the Past 10 Years
Min: 11.22  Med: 14.31 Max: 16.91
Current: 15.84
11.22
16.91
ROE (%) 7.58
FCNCA's ROE (%) is ranked lower than
61% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.20 vs. FCNCA: 7.58 )
Ranked among companies with meaningful ROE (%) only.
FCNCA' s ROE (%) Range Over the Past 10 Years
Min: 5.82  Med: 7.82 Max: 11.73
Current: 7.58
5.82
11.73
ROA (%) 0.70
FCNCA's ROA (%) is ranked lower than
66% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. FCNCA: 0.70 )
Ranked among companies with meaningful ROA (%) only.
FCNCA' s ROA (%) Range Over the Past 10 Years
Min: 0.54  Med: 0.68 Max: 0.98
Current: 0.7
0.54
0.98
Revenue Growth (3Y)(%) 2.40
FCNCA's Revenue Growth (3Y)(%) is ranked lower than
51% of the 1336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. FCNCA: 2.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FCNCA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -7.1  Med: 6.70 Max: 18.3
Current: 2.4
-7.1
18.3
EBITDA Growth (3Y)(%) 11.90
FCNCA's EBITDA Growth (3Y)(%) is ranked higher than
70% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. FCNCA: 11.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FCNCA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -8.2  Med: 4.40 Max: 24.5
Current: 11.9
-8.2
24.5
EPS Growth (3Y)(%) 10.70
FCNCA's EPS Growth (3Y)(%) is ranked higher than
59% of the 1211 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FCNCA: 10.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FCNCA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.3  Med: 6.90 Max: 29.1
Current: 10.7
-10.3
29.1
» FCNCA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

FCNCA Guru Trades in Q2 2015

Chuck Royce 212,278 sh (+18.47%)
Murray Stahl 3,667 sh (+11.49%)
» More
Q3 2015

FCNCA Guru Trades in Q3 2015

Chuck Royce 209,728 sh (-1.20%)
Murray Stahl 3,159 sh (-13.85%)
» More
Q4 2015

FCNCA Guru Trades in Q4 2015

Jim Simons 6,004 sh (New)
Chuck Royce 211,428 sh (+0.81%)
Murray Stahl 2,328 sh (-26.31%)
» More
Q1 2016

FCNCA Guru Trades in Q1 2016

Jim Simons 9,300 sh (+54.90%)
Chuck Royce 207,928 sh (-1.66%)
Murray Stahl 2,029 sh (-12.84%)
» More
» Details

Insider Trades

Latest Guru Trades with FCNCA

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:BKU, NAS:BPOP, NYSE:WBS, NAS:UMPQ, NYSE:BOH, NAS:OZRK, NAS:HOMB, NYSE:FHN, NAS:FMER, NAS:MBFI, NAS:PVTB, NYSE:ASB, NAS:UMBF, NYSE:WAL, NAS:UBSI, NAS:FNFG, NAS:IBKC, NAS:WTFC, NYSE:PB, NYSE:FNB » details
Traded in other countries:FC6A.Germany, FCNCB.USA,
First Citizens BancShares Inc (DE) is a financial holding company. The Company through its subsidiaries provides banking services including transaction and savings deposit accounts, commercial and consumer loans, trust and asset management.

First Citizens BancShares Inc (DE) was incorporated under the laws of Delaware on August 7, 1986. The Company is a financial holding Company registered with the Federal Reserve Board under the Bank Holding Company Act of 1956. The Company along with its subsidiaries offers online banking services, mobile banking services, savings account, mortgage loans, investment and wealth management services, and insurance products, as well as checking and savings services, credit card services, loans and financing, small business solutions, merchant and treasury services, corporate and nonprofit services, among others. The Company competes with other banks and financial service providers. It competes with local, regional, and national banks, credit unions, commercial finance companies, wealth management providers, insurance agencies, mortgage companies and non-bank providers of financial services. It is subject to a number of federal and state regulation and supervision.

Ratios

vs
industry
vs
history
P/E(ttm) 14.17
FCNCA's P/E(ttm) is ranked lower than
68% of the 1682 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.67 vs. FCNCA: 14.17 )
Ranked among companies with meaningful P/E(ttm) only.
FCNCA' s P/E(ttm) Range Over the Past 10 Years
Min: 7.53  Med: 14.39 Max: 34.63
Current: 14.17
7.53
34.63
PE(NRI) 14.17
FCNCA's PE(NRI) is ranked lower than
66% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.86 vs. FCNCA: 14.17 )
Ranked among companies with meaningful PE(NRI) only.
FCNCA' s PE(NRI) Range Over the Past 10 Years
Min: 7.53  Med: 14.38 Max: 34.66
Current: 14.17
7.53
34.66
Price/Owner Earnings (ttm) 15.60
FCNCA's Price/Owner Earnings (ttm) is ranked lower than
65% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.62 vs. FCNCA: 15.60 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FCNCA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 5.67  Med: 17.45 Max: 141.82
Current: 15.6
5.67
141.82
P/B 1.03
FCNCA's P/B is ranked lower than
52% of the 1759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. FCNCA: 1.03 )
Ranked among companies with meaningful P/B only.
FCNCA' s P/B Range Over the Past 10 Years
Min: 0.56  Med: 1.06 Max: 1.79
Current: 1.03
0.56
1.79
P/S 2.30
FCNCA's P/S is ranked higher than
62% of the 1761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. FCNCA: 2.30 )
Ranked among companies with meaningful P/S only.
FCNCA' s P/S Range Over the Past 10 Years
Min: 1.01  Med: 1.96 Max: 2.99
Current: 2.3
1.01
2.99
PFCF 20.09
FCNCA's PFCF is ranked lower than
82% of the 918 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.16 vs. FCNCA: 20.09 )
Ranked among companies with meaningful PFCF only.
FCNCA' s PFCF Range Over the Past 10 Years
Min: 3.49  Med: 15.14 Max: 86.38
Current: 20.09
3.49
86.38
POCF 12.71
FCNCA's POCF is ranked lower than
71% of the 1025 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.89 vs. FCNCA: 12.71 )
Ranked among companies with meaningful POCF only.
FCNCA' s POCF Range Over the Past 10 Years
Min: 4.33  Med: 8.65 Max: 38.67
Current: 12.71
4.33
38.67
EV-to-EBIT 4.10
FCNCA's EV-to-EBIT is ranked higher than
92% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. FCNCA: 4.10 )
Ranked among companies with meaningful EV-to-EBIT only.
FCNCA' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.3  Med: 8.60 Max: 34.2
Current: 4.1
3.3
34.2
EV-to-EBITDA 3.01
FCNCA's EV-to-EBITDA is ranked higher than
95% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.75 vs. FCNCA: 3.01 )
Ranked among companies with meaningful EV-to-EBITDA only.
FCNCA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.4  Med: 7.00 Max: 18.6
Current: 3.01
2.4
18.6
Shiller P/E 16.93
FCNCA's Shiller P/E is ranked lower than
51% of the 491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.16 vs. FCNCA: 16.93 )
Ranked among companies with meaningful Shiller P/E only.
FCNCA' s Shiller P/E Range Over the Past 10 Years
Min: 7.65  Med: 15.74 Max: 23.82
Current: 16.93
7.65
23.82

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.46
FCNCA's Dividend Yield is ranked lower than
96% of the 2235 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. FCNCA: 0.46 )
Ranked among companies with meaningful Dividend Yield only.
FCNCA' s Dividend Yield Range Over the Past 10 Years
Min: 0.45  Med: 0.61 Max: 1.46
Current: 0.46
0.45
1.46
Dividend Payout 0.07
FCNCA's Dividend Payout is ranked higher than
96% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FCNCA: 0.07 )
Ranked among companies with meaningful Dividend Payout only.
FCNCA' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.11 Max: 0.51
Current: 0.07
0.03
0.51
Forward Dividend Yield 0.46
FCNCA's Forward Dividend Yield is ranked lower than
96% of the 2109 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. FCNCA: 0.46 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.46
FCNCA's Yield on cost (5-Year) is ranked lower than
95% of the 2505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.58 vs. FCNCA: 0.46 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FCNCA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.45  Med: 0.61 Max: 1.46
Current: 0.46
0.45
1.46
3-Year Average Share Buyback Ratio -7.70
FCNCA's 3-Year Average Share Buyback Ratio is ranked lower than
71% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FCNCA: -7.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FCNCA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.7  Med: 0.20 Max: 2.7
Current: -7.7
-7.7
2.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.03
FCNCA's Price/Tangible Book is ranked lower than
52% of the 1747 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. FCNCA: 1.03 )
Ranked among companies with meaningful Price/Tangible Book only.
FCNCA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.81  Med: 1.19 Max: 2.01
Current: 1.03
0.81
2.01
Price/Projected FCF 0.79
FCNCA's Price/Projected FCF is ranked lower than
63% of the 973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. FCNCA: 0.79 )
Ranked among companies with meaningful Price/Projected FCF only.
FCNCA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.28  Med: 0.67 Max: 0.95
Current: 0.79
0.28
0.95
Price/Median PS Value 1.17
FCNCA's Price/Median PS Value is ranked lower than
72% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. FCNCA: 1.17 )
Ranked among companies with meaningful Price/Median PS Value only.
FCNCA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.58  Med: 0.98 Max: 1.54
Current: 1.17
0.58
1.54
Price/Graham Number 0.90
FCNCA's Price/Graham Number is ranked lower than
56% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. FCNCA: 0.90 )
Ranked among companies with meaningful Price/Graham Number only.
FCNCA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.51  Med: 0.87 Max: 1.29
Current: 0.9
0.51
1.29
Earnings Yield (Greenblatt) (%) 24.40
FCNCA's Earnings Yield (Greenblatt) (%) is ranked higher than
92% of the 1803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. FCNCA: 24.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FCNCA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.9  Med: 11.70 Max: 30
Current: 24.4
2.9
30
Forward Rate of Return (Yacktman) (%) 9.63
FCNCA's Forward Rate of Return (Yacktman) (%) is ranked lower than
58% of the 844 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.22 vs. FCNCA: 9.63 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FCNCA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 2.7  Med: 10.70 Max: 23.6
Current: 9.63
2.7
23.6

More Statistics

Revenue (TTM) (Mil) $1,389
EPS (TTM) $ 18.33
Beta1.11
Short Percentage of Float5.23%
52-Week Range $213.74 - 269.99
Shares Outstanding (Mil)12.01
» More Articles for FCNCA

Headlines

Articles On GuruFocus.com
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,995 Mar 17 2011 
First Citizens BancShares Inc. Reports Operating Results (10-K) Mar 01 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,544 Feb 14 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 01 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 925 S May 24 2010 
First Citizens BancShares Inc. Reports Operating Results (10-Q) May 10 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,000 Mar 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 2,155 Jan 11 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 910 S Dec 28 2009 

More From Other Websites
First Citizens BancShares Declares Dividend Jul 27 2016
First Citizens BancShares Reports Earnings For Second Quarter 2016 Jul 27 2016
First Citizens posts 2Q profit Jul 27 2016
First Citizens posts 2Q profit Jul 27 2016
First Citizens BancShares Declares Dividend Jul 27 2016
First Citizens BancShares Reports Earnings For Second Quarter 2016 Jul 27 2016
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure Jul 27 2016
Martin Joins First Citizens Bank as Director of Private Banking Jul 13 2016
7 Stocks Where Insiders Are Buying Jul 08 2016
First Citizens Bank to Provide Free Barbecue Meals to Help People Impacted by West Virginia Flooding Jul 08 2016
First Citizens BancShares, Inc. (North Carolina) breached its 50 day moving average in a Bearish... Jul 06 2016
ETF’s with exposure to First Citizens BancShares, Inc. (North Carolina) : June 30, 2016 Jun 30 2016
First Citizens Bancshares Inc (de) (FCNCA) Chairman and CEO Frank B Jr Holding Bought $130,698 ... Jun 29 2016
First Citizens BancShares, Inc. (North Carolina) breached its 50 day moving average in a Bullish... Jun 24 2016
First Citizens BancShares Announces Early Termination of Five FDIC Loss Share Agreements Jun 20 2016
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Other Events, Financial Statements and... Jun 20 2016
First Citizens BancShares Announces Early Termination of Five FDIC Loss Share Agreements Jun 20 2016
First Citizens BancShares, Inc. (North Carolina) breached its 50 day moving average in a Bearish... Jun 13 2016
First Citizens BancShares, Inc. (North Carolina) breached its 50 day moving average in a Bullish... May 23 2016
First Citizens Bank and Cordia Bancorp Inc. Announce Merger Agreement May 23 2016

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