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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.53
FCNCA's Cash to Debt is ranked higher than
75% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. FCNCA: 1.53 )
FCNCA' s 10-Year Cash to Debt Range
Min: 0.34   Max: 1.72
Current: 1.53

0.34
1.72
Equity to Asset 0.10
FCNCA's Equity to Asset is ranked higher than
74% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FCNCA: 0.10 )
FCNCA' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.1

0.07
0.1
Interest Coverage 4.67
FCNCA's Interest Coverage is ranked higher than
90% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. FCNCA: 4.67 )
FCNCA' s 10-Year Interest Coverage Range
Min: 0.38   Max: 4.67
Current: 4.67

0.38
4.67
F-Score: 5
Z-Score: 0.25
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 26.37
FCNCA's Operating margin (%) is ranked higher than
70% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. FCNCA: 26.37 )
FCNCA' s 10-Year Operating margin (%) Range
Min: 17.19   Max: 27.71
Current: 26.37

17.19
27.71
Net-margin (%) 16.71
FCNCA's Net-margin (%) is ranked higher than
66% of the 1665 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. FCNCA: 16.71 )
FCNCA' s 10-Year Net-margin (%) Range
Min: 11.22   Max: 17.32
Current: 16.71

11.22
17.32
ROE (%) 8.08
FCNCA's ROE (%) is ranked higher than
74% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. FCNCA: 8.08 )
FCNCA' s 10-Year ROE (%) Range
Min: 6.31   Max: 12.13
Current: 8.08

6.31
12.13
ROA (%) 0.79
FCNCA's ROA (%) is ranked higher than
75% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. FCNCA: 0.79 )
FCNCA' s 10-Year ROA (%) Range
Min: 0.54   Max: 0.93
Current: 0.79

0.54
0.93
ROC (Joel Greenblatt) (%) 30.19
FCNCA's ROC (Joel Greenblatt) (%) is ranked higher than
60% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. FCNCA: 30.19 )
FCNCA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 13.2   Max: 44.27
Current: 30.19

13.2
44.27
Revenue Growth (%) -2.70
FCNCA's Revenue Growth (%) is ranked higher than
64% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FCNCA: -2.70 )
FCNCA' s 10-Year Revenue Growth (%) Range
Min: -2.7   Max: 18.3
Current: -2.7

-2.7
18.3
EBITDA Growth (%) -0.80
FCNCA's EBITDA Growth (%) is ranked higher than
64% of the 1306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. FCNCA: -0.80 )
FCNCA' s 10-Year EBITDA Growth (%) Range
Min: -4.7   Max: 24.5
Current: -0.8

-4.7
24.5
EPS Growth (%) -2.00
FCNCA's EPS Growth (%) is ranked higher than
63% of the 1296 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. FCNCA: -2.00 )
FCNCA' s 10-Year EPS Growth (%) Range
Min: -8.3   Max: 29.1
Current: -2

-8.3
29.1
» FCNCA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FCNCA Guru Trades in Q3 2013

Murray Stahl 1,654 sh (New)
Jim Simons 37,081 sh (+3%)
Paul Tudor Jones Sold Out
Chuck Royce 134,953 sh (-1.46%)
» More
Q4 2013

FCNCA Guru Trades in Q4 2013

Murray Stahl 2,345 sh (+41.78%)
Chuck Royce 131,953 sh (-2.22%)
Jim Simons 30,081 sh (-18.88%)
» More
Q1 2014

FCNCA Guru Trades in Q1 2014

Murray Stahl 3,287 sh (+40.17%)
Chuck Royce 131,953 sh (unchged)
Jim Simons 20,557 sh (-31.66%)
» More
Q2 2014

FCNCA Guru Trades in Q2 2014

Chuck Royce 173,479 sh (+31.47%)
Murray Stahl 3,128 sh (-4.84%)
Jim Simons 13,784 sh (-32.95%)
» More
» Details

Insider Trades

Latest Guru Trades with FCNCA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 18.40
FCNCA's P/E(ttm) is ranked higher than
59% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. FCNCA: 18.40 )
FCNCA' s 10-Year P/E(ttm) Range
Min: 7.53   Max: 34.69
Current: 18.4

7.53
34.69
P/B 1.00
FCNCA's P/B is ranked higher than
75% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FCNCA: 1.00 )
FCNCA' s 10-Year P/B Range
Min: 0.56   Max: 1.79
Current: 1

0.56
1.79
P/S 2.20
FCNCA's P/S is ranked higher than
72% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.06 vs. FCNCA: 2.20 )
FCNCA' s 10-Year P/S Range
Min: 1.01   Max: 2.99
Current: 2.2

1.01
2.99
PFCF 10.90
FCNCA's PFCF is ranked higher than
71% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.14 vs. FCNCA: 10.90 )
FCNCA' s 10-Year PFCF Range
Min: 3.19   Max: 27.95
Current: 10.9

3.19
27.95
EV-to-EBIT 8.14
FCNCA's EV-to-EBIT is ranked higher than
91% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.09 vs. FCNCA: 8.14 )
FCNCA' s 10-Year EV-to-EBIT Range
Min: 4.5   Max: 34.2
Current: 8.14

4.5
34.2
PEG 3.70
FCNCA's PEG is ranked higher than
77% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FCNCA: 3.70 )
FCNCA' s 10-Year PEG Range
Min: 0.55   Max: 18.97
Current: 3.7

0.55
18.97
Shiller P/E 14.50
FCNCA's Shiller P/E is ranked higher than
86% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 55.69 vs. FCNCA: 14.50 )
FCNCA' s 10-Year Shiller P/E Range
Min: 7.86   Max: 22.18
Current: 14.5

7.86
22.18

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.50
FCNCA's Dividend Yield is ranked lower than
91% of the 1412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.46 vs. FCNCA: 0.50 )
FCNCA' s 10-Year Dividend Yield Range
Min: 0.46   Max: 1.46
Current: 0.5

0.46
1.46
Dividend Payout 0.10
FCNCA's Dividend Payout is ranked higher than
96% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.49 vs. FCNCA: 0.10 )
FCNCA' s 10-Year Dividend Payout Range
Min: 0.03   Max: 0.51
Current: 0.1

0.03
0.51
Yield on cost (5-Year) 0.60
FCNCA's Yield on cost (5-Year) is ranked lower than
88% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. FCNCA: 0.60 )
FCNCA' s 10-Year Yield on cost (5-Year) Range
Min: 0.46   Max: 1.46
Current: 0.6

0.46
1.46
Share Buyback Rate 2.70
FCNCA's Share Buyback Rate is ranked higher than
95% of the 1238 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FCNCA: 2.70 )
FCNCA' s 10-Year Share Buyback Rate Range
Min: 2.7   Max: 0
Current: 2.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
FCNCA's Price/Tangible Book is ranked higher than
80% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. FCNCA: 1.00 )
FCNCA' s 10-Year Price/Tangible Book Range
Min: 0.81   Max: 2.01
Current: 1

0.81
2.01
Price/DCF (Projected) 0.50
FCNCA's Price/DCF (Projected) is ranked higher than
90% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. FCNCA: 0.50 )
FCNCA' s 10-Year Price/DCF (Projected) Range
Min: 0.28   Max: 0.69
Current: 0.5

0.28
0.69
Price/Median PS Value 1.10
FCNCA's Price/Median PS Value is ranked higher than
61% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FCNCA: 1.10 )
FCNCA' s 10-Year Price/Median PS Value Range
Min: 0.59   Max: 1.54
Current: 1.1

0.59
1.54
Price/Graham Number 0.90
FCNCA's Price/Graham Number is ranked higher than
73% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FCNCA: 0.90 )
FCNCA' s 10-Year Price/Graham Number Range
Min: 0.51   Max: 1.26
Current: 0.9

0.51
1.26
Earnings Yield (Greenblatt) 11.90
FCNCA's Earnings Yield (Greenblatt) is ranked higher than
88% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FCNCA: 11.90 )
FCNCA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 22.4
Current: 11.9

2.9
22.4
Forward Rate of Return (Yacktman) 7.58
FCNCA's Forward Rate of Return (Yacktman) is ranked higher than
62% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.09 vs. FCNCA: 7.58 )
FCNCA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 6.2   Max: 29.5
Current: 7.58

6.2
29.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:FCNCB.USA
First Citizens BancShares Inc (DE) was incorporated under the laws of Delaware on August 7, 1986, to become the holding company of First-Citizens Bank & Trust Company (FCB), its banking subsidiary. The Company opened in 1898 as the Bank of Smithfield, Smithfield, North Carolina, and later became First-Citizens Bank & Trust Company. As of December 31, 2012, FCB operated 414 branches in North Carolina, Virginia, West Virginia, Maryland, Tennessee, Washington, California, Florida, Georgia, Texas, Arizona, New Mexico, Oregon, Colorado, Oklahoma, Kansas, Missouri and Washington, DC. FCB services offered at most offices include taking of deposits, cashing of checks and providing for individual and commercial cash needs; numerous checking and savings plans; commercial, business and consumer lending; a full-service trust department; and other activities incidental to commercial banking. FCB'S wholly-owned subsidiary, First Citizens Investor Services, Inc. (FCIS), provides various investment products including annuities, discount brokerage services and third-party mutual funds to customers primarily through the bank's branch network. It competes with other banks and specialized financial service providers in its market areas. Its main competitors include local, regional and national banks and savings associations, credit unions, commercial finance companies, various wealth management providers, independent and captive insurance agencies, mortgage companies and non-bank providers of financial services. The business and operations of BancShares and FCB are subject to significant federal and state governmental regulation and supervision.
» More Articles for FCNCA

Headlines

Articles On GuruFocus.com
comment on FCNCA Apr 03 2012 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,995 Mar 17 2011 
First Citizens BancShares Inc. Reports Operating Results (10-K) Mar 01 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,544 Feb 14 2011 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 5,125 Oct 01 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 925 S May 24 2010 
First Citizens BancShares Inc. Reports Operating Results (10-Q) May 10 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 1,000 Mar 08 2010 
First Citizens BancShares Inc. (FCNCA) Executive Vice Chairman, 10% Owner Frank B Holding buys 2,155 Jan 11 2010 

More From Other Websites
First Citizens Receives Distinguished Bank Service Award from U.S. Army Aug 21 2014
First Citizens Receives Distinguished Bank Service Award From U.S. Army Aug 20 2014
FIRST CITIZENS BANCSHARES INC /DE/ Financials Aug 15 2014
Photo Release -- Coules Joins First Citizens Bank as Chief Risk Officer Aug 13 2014
GLOBAL MARKETS-Russia leads stocks rally; bond yields tick up Aug 11 2014
First Citizens Bancshares (FCNCA) Declares 30 Cent Quarterly Dividend Aug 11 2014
First Citizens BancShares Declares Dividend Aug 08 2014
First Citizens Reports Earnings For Second Quarter 2014 Aug 08 2014
First Citizens Bancshares Declares Dividend Aug 08 2014
First Citizens BancShares Reports Earnings for Second Quarter 2014 Aug 08 2014
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure Aug 08 2014
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jul 30 2014
Lifshitz & Miller Law Firm Announces Investigation of Auxilium Pharmaceuticals Inc., First Citizens... Jul 04 2014
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Change in Directors or Principal Officers Jun 23 2014
First-Citizens Bank & Trust Company -- Moody's affirms First Citizens (A3 deposits); stable outlook Jun 12 2014
Abnormal Volume Stocks To Watch On Thursday Jun 12 2014
FIRST CITIZENS BANCSHARES INC /DE/ Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jun 11 2014
[$$] North, South Carolina Banks to Merge Jun 10 2014
First Citizens Bancshares and First Citizens Bancorporation agree to merge Jun 10 2014

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