Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.43
FCVA's Cash to Debt is ranked lower than
72% of the 970 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.49 vs. FCVA: 0.43 )
Ranked among companies with meaningful Cash to Debt only.
FCVA' s 10-Year Cash to Debt Range
Min: 0.1  Med: 0.45 Max: No Debt
Current: 0.43
Equity to Asset 0.09
FCVA's Equity to Asset is ranked lower than
63% of the 1323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FCVA: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
FCVA' s 10-Year Equity to Asset Range
Min: 0.06  Med: 0.09 Max: 0.29
Current: 0.09
0.06
0.29
Interest Coverage 1.25
FCVA's Interest Coverage is ranked lower than
57% of the 1239 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.65 vs. FCVA: 1.25 )
Ranked among companies with meaningful Interest Coverage only.
FCVA' s 10-Year Interest Coverage Range
Min: 0.02  Med: 0.57 Max: 2
Current: 1.25
0.02
2
F-Score: 6
WACC vs ROIC
5.59%
5.42%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 30.69
FCVA's Operating margin (%) is ranked higher than
52% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.90 vs. FCVA: 30.69 )
Ranked among companies with meaningful Operating margin (%) only.
FCVA' s 10-Year Operating margin (%) Range
Min: -108.29  Med: 20.96 Max: 30.71
Current: 30.69
-108.29
30.71
Net-margin (%) 20.71
FCVA's Net-margin (%) is ranked lower than
53% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.60 vs. FCVA: 20.71 )
Ranked among companies with meaningful Net-margin (%) only.
FCVA' s 10-Year Net-margin (%) Range
Min: -108.29  Med: 15.00 Max: 20.71
Current: 20.71
-108.29
20.71
ROE (%) 9.24
FCVA's ROE (%) is ranked higher than
58% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.16 vs. FCVA: 9.24 )
Ranked among companies with meaningful ROE (%) only.
FCVA' s 10-Year ROE (%) Range
Min: -15.11  Med: 6.02 Max: 17.08
Current: 9.24
-15.11
17.08
ROA (%) 0.76
FCVA's ROA (%) is ranked lower than
55% of the 1399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. FCVA: 0.76 )
Ranked among companies with meaningful ROA (%) only.
FCVA' s 10-Year ROA (%) Range
Min: -1.11  Med: 0.73 Max: 2
Current: 0.76
-1.11
2
ROC (Joel Greenblatt) (%) 60.48
FCVA's ROC (Joel Greenblatt) (%) is ranked lower than
57% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.24 vs. FCVA: 60.48 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
FCVA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -83.68  Med: 34.31 Max: 127.09
Current: 60.48
-83.68
127.09
Revenue Growth (3Y)(%) -38.10
FCVA's Revenue Growth (3Y)(%) is ranked lower than
96% of the 1174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. FCVA: -38.10 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FCVA' s 10-Year Revenue Growth (3Y)(%) Range
Min: -38.1  Med: 5.75 Max: 110.3
Current: -38.1
-38.1
110.3
» FCVA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with FCVA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.93
FCVA's P/E(ttm) is ranked lower than
52% of the 1251 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. FCVA: 14.93 )
Ranked among companies with meaningful P/E(ttm) only.
FCVA' s 10-Year P/E(ttm) Range
Min: 13.72  Med: 19.13 Max: 163.4
Current: 14.93
13.72
163.4
PE(NRI) 14.70
FCVA's PE(NRI) is ranked lower than
52% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. FCVA: 14.70 )
Ranked among companies with meaningful PE(NRI) only.
FCVA' s 10-Year PE(NRI) Range
Min: 13.68  Med: 19.20 Max: 173.2
Current: 14.7
13.68
173.2
P/B 1.16
FCVA's P/B is ranked lower than
51% of the 1349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FCVA: 1.16 )
Ranked among companies with meaningful P/B only.
FCVA' s 10-Year P/B Range
Min: 0.15  Med: 1.00 Max: 3.6
Current: 1.16
0.15
3.6
P/S 3.13
FCVA's P/S is ranked higher than
50% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.99 vs. FCVA: 3.13 )
Ranked among companies with meaningful P/S only.
FCVA' s 10-Year P/S Range
Min: 0.33  Med: 2.62 Max: 16.67
Current: 3.13
0.33
16.67
PFCF 12.43
FCVA's PFCF is ranked lower than
52% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.27 vs. FCVA: 12.43 )
Ranked among companies with meaningful PFCF only.
FCVA' s 10-Year PFCF Range
Min: 0.91  Med: 9.30 Max: 337
Current: 12.43
0.91
337
POCF 9.02
FCVA's POCF is ranked higher than
56% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.79 vs. FCVA: 9.02 )
Ranked among companies with meaningful POCF only.
FCVA' s 10-Year POCF Range
Min: 0.78  Med: 7.66 Max: 84.25
Current: 9.02
0.78
84.25
EV-to-EBIT 13.45
FCVA's EV-to-EBIT is ranked higher than
54% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.99 vs. FCVA: 13.45 )
Ranked among companies with meaningful EV-to-EBIT only.
FCVA' s 10-Year EV-to-EBIT Range
Min: -423.6  Med: 15.90 Max: 250.6
Current: 13.45
-423.6
250.6
Days Sales Outstanding 29.95
FCVA's Days Sales Outstanding is ranked higher than
57% of the 769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 33.98 vs. FCVA: 29.95 )
Ranked among companies with meaningful Days Sales Outstanding only.
FCVA' s 10-Year Days Sales Outstanding Range
Min: 29.91  Med: 43.60 Max: 254.53
Current: 29.95
29.91
254.53

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.22
FCVA's Dividend Yield is ranked lower than
98% of the 2204 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. FCVA: 0.22 )
Ranked among companies with meaningful Dividend Yield only.
FCVA' s 10-Year Dividend Yield Range
Min: 0  Med: 0.00 Max: 3.07
Current: 0.22
0
3.07
Yield on cost (5-Year) 0.22
FCVA's Yield on cost (5-Year) is ranked lower than
98% of the 2195 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. FCVA: 0.22 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FCVA' s 10-Year Yield on cost (5-Year) Range
Min: 0  Med: 0.00 Max: 3.07
Current: 0.22
0
3.07
Share Buyback Rate -70.50
FCVA's Share Buyback Rate is ranked lower than
96% of the 997 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FCVA: -70.50 )
Ranked among companies with meaningful Share Buyback Rate only.
FCVA' s 10-Year Share Buyback Rate Range
Min: 20.8  Med: -16.65 Max: -70.5
Current: -70.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.16
FCVA's Price/Tangible Book is ranked higher than
54% of the 1328 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. FCVA: 1.16 )
Ranked among companies with meaningful Price/Tangible Book only.
FCVA' s 10-Year Price/Tangible Book Range
Min: 0.15  Med: 0.88 Max: 3.23
Current: 1.16
0.15
3.23
Price/Projected FCF 0.83
FCVA's Price/Projected FCF is ranked lower than
60% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. FCVA: 0.83 )
Ranked among companies with meaningful Price/Projected FCF only.
FCVA' s 10-Year Price/Projected FCF Range
Min: 0.13  Med: 0.78 Max: 2.07
Current: 0.83
0.13
2.07
Price/Median PS Value 1.20
FCVA's Price/Median PS Value is ranked lower than
59% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. FCVA: 1.20 )
Ranked among companies with meaningful Price/Median PS Value only.
FCVA' s 10-Year Price/Median PS Value Range
Min: 0.13  Med: 0.78 Max: 6.29
Current: 1.2
0.13
6.29
Price/Graham Number 0.83
FCVA's Price/Graham Number is ranked higher than
57% of the 1155 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. FCVA: 0.83 )
Ranked among companies with meaningful Price/Graham Number only.
FCVA' s 10-Year Price/Graham Number Range
Min: 0.45  Med: 0.87 Max: 2.33
Current: 0.83
0.45
2.33
Earnings Yield (Greenblatt) (%) 7.46
FCVA's Earnings Yield (Greenblatt) (%) is ranked higher than
59% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. FCVA: 7.46 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FCVA' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.4  Med: 3.80 Max: 14.9
Current: 7.46
0.4
14.9
Forward Rate of Return (Yacktman) (%) 61.89
FCVA's Forward Rate of Return (Yacktman) (%) is ranked higher than
94% of the 765 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. FCVA: 61.89 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FCVA' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 0.4  Med: 13.40 Max: 76.9
Current: 61.89
0.4
76.9

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
First Capital Bancorp Inc was incorporated under Virginia law in 2006. The Company is a bank holding company and conducts its operations through its wholly-owned subsidiary, First Capital Bank. The Bank is a community oriented financial institution that offers a range of banking and related financial services to small and medium-sized businesses, professionals and individuals located in its market area, which consists of the Richmond, Virginia metropolitan area, with a current emphasis on western Henrico County, Chesterfield County, the City of Richmond, the Town of Ashland, and the surrounding vicinity. It offers a range of deposit services including checking accounts, NOW accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. The transaction accounts and time certificates are tailored to its market area at rates competitive to those offered in the area. In addition, it offers certain retirement account services, such as Individual Retirement Accounts, or IRAs. The Bank also offers a range of short-to-medium term commercial and consumer loans. Commercial loans include both secured and unsecured loans for working capital, including inventory and receivables; business expansion, including acquisition of real estate and improvements; and purchase of equipment and machinery; Consumer loans include secured and unsecured loans for financing automobiles, home improvements, education and personal investments. It originates fixed and floating-rate mortgage and real estate construction and acquisition loans. Other services it offers include safe deposit boxes, certain cash management services, traveler's checks, direct deposit of payroll and social security checks and automatic drafts for various accounts, selected on-line banking services and a small and medium-sized businesses courier service. The Company competes with other commercial banks, savings and loan associations, credit unions, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, money market mutual funds and other financial institutions operating in the Richmond metropolitan area and elsewhere. As a bank holding company, the Company is subject to regulation under the Bank Holding Company Act of 1956, as amended, and the examination and reporting requirements of the Board of Governors of the Federal Reserve System.
» More Articles for FCVA

Headlines

Articles On GuruFocus.com
No related article found.

More From Other Websites
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 29 2015
First Capital Bancorp, Inc., Reports Net Income Available to Common Shareholders of $1.2 Million for... Jul 28 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... May 22 2015
First Capital Bancorp, Inc., Announces $0.01 Cash Dividend May 22 2015
FIRST CAPITAL BANCORP, INC. Financials May 22 2015
10-Q for First Capital Bancorp, Inc. (Virginia) May 16 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 10-Q, Quarterly Report May 14 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... May 04 2015
First Capital Bancorp, Inc. Reports Net Income Available to Common Shareholders of $1.1 Million for... May 04 2015
Nasdaq stocks posting largest volume increases Apr 29 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Changes in Registrant's Certifying Accountant,... Apr 01 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 10-K, Annual Report Mar 27 2015
First Capital Bancorp, Inc. Reports Net Income of $1.3 Million for the Fourth Quarter of 2014, and... Feb 25 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 29 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Other Events Dec 22 2014
FIRST CAPITAL BANCORP, INC. Files SEC form 10-Q, Quarterly Report Nov 13 2014
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 31 2014
FIRST CAPITAL BANCORP, INC. Files SEC form 10-Q, Quarterly Report Aug 14 2014
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 30 2014
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in... Jun 25 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK