Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Interest Coverage 1.42
FCVA's Interest Coverage is ranked lower than
99.99% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. FCVA: 1.42 )
Ranked among companies with meaningful Interest Coverage only.
FCVA' s Interest Coverage Range Over the Past 10 Years
Min: 0  Med: 0 Max: 1.42
Current: 1.42
0
1.42
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
» FCVA's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-29)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Insider Trades

Latest Guru Trades with FCVA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:GFED, OTCPK:FOFN, OTCPK:COFS, NAS:DNBF, OTCPK:CABC, OTCPK:BCML, NAS:MFNC, OTCPK:CMTV, OTCPK:PFLC, NAS:MBCN, NAS:SBBX, OTCPK:BNCC, NAS:SBCP, NAS:AMRB, OTCPK:SCZC, OTCPK:HARL, NAS:MPB, OTCPK:TYCB, OTCBB:CSBB, NAS:HWBK » details


First Capital Bancorp Inc was incorporated under Virginia law in 2006. The Company is a bank holding company and conducts its operations through its wholly-owned subsidiary, First Capital Bank. The Bank is a community oriented financial institution that offers a range of banking and related financial services to small and medium-sized businesses, professionals and individuals located in its market area, which consists of the Richmond, Virginia metropolitan area, with a current emphasis on western Henrico County, Chesterfield County, the City of Richmond, the Town of Ashland, and the surrounding vicinity. It offers a range of deposit services including checking accounts, NOW accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. The transaction accounts and time certificates are tailored to its market area at rates competitive to those offered in the area. In addition, it offers certain retirement account services, such as Individual Retirement Accounts, or IRAs. The Bank also offers a range of short-to-medium term commercial and consumer loans. Commercial loans include both secured and unsecured loans for working capital, including inventory and receivables; business expansion, including acquisition of real estate and improvements; and purchase of equipment and machinery; Consumer loans include secured and unsecured loans for financing automobiles, home improvements, education and personal investments. It originates fixed and floating-rate mortgage and real estate construction and acquisition loans. Other services it offers include safe deposit boxes, certain cash management services, traveler's checks, direct deposit of payroll and social security checks and automatic drafts for various accounts, selected on-line banking services and a small and medium-sized businesses courier service. The Company competes with other commercial banks, savings and loan associations, credit unions, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, money market mutual funds and other financial institutions operating in the Richmond metropolitan area and elsewhere. As a bank holding company, the Company is subject to regulation under the Bank Holding Company Act of 1956, as amended, and the examination and reporting requirements of the Board of Governors of the Federal Reserve System.

Ratios

vs
industry
vs
history

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.54
FCVA's Dividend Yield is ranked lower than
95% of the 2218 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.95 vs. FCVA: 0.54 )
Ranked among companies with meaningful Dividend Yield only.
FCVA' s Dividend Yield Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.54
Current: 0.54
0
0.54
Dividend Payout 0.06
FCVA's Dividend Payout is ranked higher than
96% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FCVA: 0.06 )
Ranked among companies with meaningful Dividend Payout only.
FCVA' s Dividend Payout Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.06
Current: 0.06
0
0.06
Forward Dividend Yield 0.72
FCVA's Forward Dividend Yield is ranked lower than
95% of the 2104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. FCVA: 0.72 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.54
FCVA's Yield on cost (5-Year) is ranked lower than
94% of the 2523 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.51 vs. FCVA: 0.54 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FCVA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.54
Current: 0.54
0
0.54

Valuation & Return

vs
industry
vs
history

More Statistics

Revenue (TTM) (Mil) $22.35
EPS (TTM) $ 0.33
Short Percentage of Float0.01%
52-Week Range $4.17 - 6.10
Shares Outstanding (Mil)13.00
» More Articles for FCVA

Headlines

Articles On GuruFocus.com
No related article found.

More From Other Websites
Park Sterling Corporation Completes Merger With First Capital Bancorp, Inc. Apr 01 2016
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Completion of Acquisition or Disposition of Assets,... Jan 04 2016
Park Sterling Corporation Completes Merger With First Capital Bancorp, Inc. Jan 04 2016
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Dec 30 2015
FIRST CAPITAL BANCORP, INC. Financials Dec 08 2015
First Capital Bancorp, Inc., Announces $0.01 Cash Dividend Nov 22 2015
First Capital Bancorp, Inc., Announces Leadership Change Nov 22 2015
First Capital Bancorp, Inc., Reports Net Income Available to Common Shareholders of $1.3 Million for... Nov 22 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Nov 09 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K/A, Change in Directors or Principal Officers, Other... Nov 04 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Nov 04 2015
Lumber Liquidators names new CEO Nov 04 2015
First Capital Bancorp, Inc. (Virginia) Earnings Q3, 2015 Oct 30 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 29 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 10-Q, Quarterly Report Oct 29 2015
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Notifies Shareholders of First Capital Bancorp, Inc. of... Oct 07 2015
FIRST CAPITAL BANCORP, INC. SHAREHOLDER ALERT: Former SEC Attorney Willie Briscoe and Powers Taylor... Oct 07 2015
SHAREHOLDER NOTICE: Faruqi & Faruqi, LLP Announces the Investigation of First Capital Bancorp, Inc.... Oct 05 2015
FIRST CAPITAL BANCORP INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti,... Oct 03 2015
SHAREHOLDER NOTICE: Faruqi & Faruqi, LLP Announces the Investigation of First Capital Bancorp, Inc.... Oct 02 2015
EQUITY ALERT: Rosen Law Firm Announces Investigation of First Capital Bancorp, Inc. Concerning its... Oct 01 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement,... Oct 01 2015
Park Sterling Corporation and First Capital Bancorp, Inc. to Merge Oct 01 2015
First Capital Bancorp, Inc. (Virginia) breached its 50 day moving average in a Bearish Manner :... Sep 14 2015
First Capital Bancorp, Inc. (Virginia) Earnings Q2, 2015 Aug 28 2015
FIRST CAPITAL BANCORP, INC. Files SEC form 8-K, Other Events Aug 24 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)