Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.38
FCVA's Cash to Debt is ranked higher than
61% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FCVA: 0.38 )
FCVA' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 0.38

Equity to Asset 0.09
FCVA's Equity to Asset is ranked higher than
63% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FCVA: 0.09 )
FCVA' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.42
Current: 0.09

0.06
0.42
Interest Coverage 1.09
FCVA's Interest Coverage is ranked higher than
66% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FCVA: 1.09 )
FCVA' s 10-Year Interest Coverage Range
Min: 0.02   Max: 2
Current: 1.09

0.02
2
F-Score: 5
Z-Score: 0.09
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 27.65
FCVA's Operating margin (%) is ranked higher than
70% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. FCVA: 27.65 )
FCVA' s 10-Year Operating margin (%) Range
Min: -108.29   Max: 30.71
Current: 27.65

-108.29
30.71
Net-margin (%) 19.03
FCVA's Net-margin (%) is ranked higher than
70% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.57 vs. FCVA: 19.03 )
FCVA' s 10-Year Net-margin (%) Range
Min: -108.29   Max: 19.93
Current: 19.03

-108.29
19.93
ROE (%) 7.80
FCVA's ROE (%) is ranked higher than
72% of the 1554 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.99 vs. FCVA: 7.80 )
FCVA' s 10-Year ROE (%) Range
Min: -12.75   Max: 15.62
Current: 7.8

-12.75
15.62
ROA (%) 0.71
FCVA's ROA (%) is ranked higher than
69% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. FCVA: 0.71 )
FCVA' s 10-Year ROA (%) Range
Min: -2.07   Max: 1.8
Current: 0.71

-2.07
1.8
ROC (Joel Greenblatt) (%) 53.85
FCVA's ROC (Joel Greenblatt) (%) is ranked higher than
66% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. FCVA: 53.85 )
FCVA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -84.93   Max: 150.94
Current: 53.85

-84.93
150.94
Revenue Growth (%) -36.90
FCVA's Revenue Growth (%) is ranked lower than
53% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FCVA: -36.90 )
FCVA' s 10-Year Revenue Growth (%) Range
Min: -36.9   Max: 110.3
Current: -36.9

-36.9
110.3
» FCVA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with FCVA



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.90
FCVA's P/E(ttm) is ranked higher than
55% of the 1451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.60 vs. FCVA: 16.90 )
FCVA' s 10-Year P/E(ttm) Range
Min: 7.45   Max: 163.4
Current: 16.9

7.45
163.4
P/B 1.10
FCVA's P/B is ranked higher than
63% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FCVA: 1.10 )
FCVA' s 10-Year P/B Range
Min: 0.15   Max: 3.6
Current: 1.1

0.15
3.6
P/S 3.00
FCVA's P/S is ranked higher than
52% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. FCVA: 3.00 )
FCVA' s 10-Year P/S Range
Min: 0.33   Max: 16.67
Current: 3

0.33
16.67
PFCF 3.60
FCVA's PFCF is ranked higher than
80% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FCVA: 3.60 )
FCVA' s 10-Year PFCF Range
Min: 0.41   Max: 337
Current: 3.6

0.41
337
EV-to-EBIT 16.70
FCVA's EV-to-EBIT is ranked higher than
60% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.51 vs. FCVA: 16.70 )
FCVA' s 10-Year EV-to-EBIT Range
Min: 0.6   Max: 250.6
Current: 16.7

0.6
250.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.10
FCVA's Price/Tangible Book is ranked higher than
71% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FCVA: 1.10 )
FCVA' s 10-Year Price/Tangible Book Range
Min: 0.18   Max: 3.23
Current: 1.1

0.18
3.23
Price/DCF (Projected) 1.00
FCVA's Price/DCF (Projected) is ranked lower than
57% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. FCVA: 1.00 )
FCVA' s 10-Year Price/DCF (Projected) Range
Min: 0.13   Max: 1.05
Current: 1

0.13
1.05
Price/Median PS Value 1.50
FCVA's Price/Median PS Value is ranked lower than
67% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FCVA: 1.50 )
FCVA' s 10-Year Price/Median PS Value Range
Min: 0.2   Max: 3.95
Current: 1.5

0.2
3.95
Price/Graham Number 0.80
FCVA's Price/Graham Number is ranked higher than
73% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. FCVA: 0.80 )
FCVA' s 10-Year Price/Graham Number Range
Min: 0.46   Max: 2.15
Current: 0.8

0.46
2.15
Earnings Yield (Greenblatt) 6.00
FCVA's Earnings Yield (Greenblatt) is ranked higher than
66% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. FCVA: 6.00 )
FCVA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 168
Current: 6

0.4
168
Forward Rate of Return (Yacktman) 3.77
FCVA's Forward Rate of Return (Yacktman) is ranked higher than
55% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. FCVA: 3.77 )
FCVA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1   Max: 106.1
Current: 3.77

1
106.1

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
First Capital Bancorp, Inc., was incorporated under Virginia law in 2006. The Company is a bank holding company, conducts its main operations through its wholly-owned subsidiary, First Capital Bank, which opened for business in 1998. The Bank is a community oriented financial institution that offers a range of banking and related financial services to small and medium-sized businesses, professionals and individuals located in its market area which consists of the Richmond, Virginia metropolitan area, with a current emphasis on western Henrico County, Chesterfield County, the City of Richmond, the Town of Ashland, and the surrounding vicinity. It offers a range of deposit services that are typically available in banks including checking accounts, NOW accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. The transaction accounts and time certificates are tailored to its market area at rates competitive to those offered in the area. In addition, it offers certain retirement account services, such as Individual Retirement Accounts (IRAs). The Bank also offers a range of short-to-medium term commercial and consumer loans. Commercial loans include both secured and unsecured loans for working capital (including inventory and receivables), business expansion (including acquisition of real estate and improvements) and purchase of equipment and machinery; Consumer loans include secured (and unsecured loans) for financing automobiles, home improvements, education and personal investments. Additionally, it originates fixed and floating-rate mortgage and real estate construction and acquisition loans. Other services it offers include safe deposit boxes, certain cash management services, traveler's checks, direct deposit of payroll and social security checks and automatic drafts for various accounts, selected on-line banking services and a small and medium-sized businesses courier service. The Company competes as a financial intermediary with other commercial banks, savings and loan associations, credit unions, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, money market mutual funds and other financial institutions operating in the Richmond metropolitan area and elsewhere. As a bank holding company, the Company is subject to regulation under the Bank Holding Company Act of 1956, as amended, and the examination and reporting requirements of the Board of Governors of the Federal Reserve System.
» More Articles for FCVA

Headlines

Articles On GuruFocus.com
No related article found.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide