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9.7 (1y: +27%)
Market Cap 193 M P/E(ttm) 285.30
Enterprise Value 193.01 M P/B 2.69
FFBH- NAS (USA)
First Federal Bancshares of Arkansas Inc
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$9.70
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry		 vs
history
Cash to Debt No Debt
FFBH's Cash to Debt is ranked higher than
82% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.63 vs. FFBH: No Debt )
FFBH' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: No Debt
Equity to Asset 0.131
FFBH's Equity to Asset is ranked higher than
75% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. FFBH: 0.131 )
FFBH' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.13
Current: 0.13
0.06
0.13
Interest Coverage No Debt
FFBH's Interest Coverage is ranked lower than
66% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10000.00 vs. FFBH: No Debt )
FFBH' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 4
Z-Score: 0.32
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 3.40
FFBH's Operating margin (%) is ranked lower than
78% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 24.60 vs. FFBH: 3.40 )
FFBH' s 10-Year Operating margin (%) Range
Min: -156.9   Max: 44.8
Current: 3.4
-156.9
44.8
Net-margin (%) 3.4
FFBH's Net-margin (%) is ranked lower than
85% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 18.10 vs. FFBH: 3.4 )
FFBH' s 10-Year Net-margin (%) Range
Min: -157.4   Max: 29.8
Current: 3.4
-157.4
29.8
ROE (%) 1.1
FFBH's ROE (%) is ranked lower than
75% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.20 vs. FFBH: 1.1 )
FFBH' s 10-Year ROE (%) Range
Min: -105.1   Max: 11.2
Current: 1.1
-105.1
11.2
ROA (%) 0.1
FFBH's ROA (%) is ranked lower than
83% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.70 vs. FFBH: 0.1 )
FFBH' s 10-Year ROA (%) Range
Min: -6.2   Max: 1.1
Current: 0.1
-6.2
1.1
Revenue Growth (%) -56.5
FFBH's Revenue Growth (%) is ranked lower than
99% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.00 vs. FFBH: -56.5 )
FFBH' s 10-Year Revenue Growth (%) Range
Min: -56.5   Max: 17.1
Current: -56.5
-56.5
17.1
ยป FFBH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

FFBH Guru Trades in

FFBH Guru Trades in

Q4 2012

FFBH Guru Trades in Q4 2012

Jim Simons 11,708 sh (New)
» More
Q1 2013

FFBH Guru Trades in Q1 2013

Jim Simons 15,108 sh (+29.04%)
» More
» Details

Insider Trades

Latest Guru Trades with FFBH



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 285.30
FFBH's P/E(ttm) is ranked lower than
99% of the 792 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.80 vs. FFBH: 285.30 )
FFBH' s 10-Year P/E(ttm) Range
Min: 8.48   Max: 294.12
Current: 285.3
8.48
294.12
P/B 2.69
FFBH's P/B is ranked lower than
96% of the 876 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.94 vs. FFBH: 2.69 )
FFBH' s 10-Year P/B Range
Min: 0.22   Max: 3.16
Current: 2.69
0.22
3.16
P/S 9.51
FFBH's P/S is ranked lower than
97% of the 894 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.45 vs. FFBH: 9.51 )
FFBH' s 10-Year P/S Range
Min: 0.17   Max: 9.85
Current: 9.51
0.17
9.85
EV-to-EBIT 222.61
FFBH's EV-to-EBIT is ranked lower than
97% of the 745 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.84 vs. FFBH: 222.61 )
FFBH' s 10-Year EV-to-EBIT Range
Min: 0.4   Max: 177
Current: 222.61
0.4
177
Shiller P/E 10.6
FFBH's Shiller P/E is ranked lower than
100% of the Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: vs. FFBH: 10.6 )
FFBH' s 10-Year Shiller P/E Range
Min: 3.1   Max: 32.12
Current: 10.6
3.1
32.12

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 2.7
FFBH's Price/Tangible Book is ranked lower than
94% of the 797 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. FFBH: 2.7 )
FFBH' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 2.9
Current: 2.7
0.4
2.9
Price/DCF (Projected) 1.6
FFBH's Price/DCF (Projected) is ranked lower than
96% of the 503 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.60 vs. FFBH: 1.6 )
FFBH' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 1.7
Current: 1.6
0.1
1.7
Price/Median PS Value 2.8
FFBH's Price/Median PS Value is ranked lower than
98% of the 853 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. FFBH: 2.8 )
FFBH' s 10-Year Price/Median PS Value Range
Min: 0.1   Max: 3
Current: 2.8
0.1
3
Price/Graham Number 5.4
FFBH's Price/Graham Number is ranked lower than
99% of the 763 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. FFBH: 5.4 )
FFBH' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 5.8
Current: 5.4
0.6
5.8
Earnings Yield (Greenblatt) 0.40
FFBH's Earnings Yield (Greenblatt) is ranked lower than
81% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.20 vs. FFBH: 0.40 )
FFBH' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 245.4
Current: 0.4
0.6
245.4
Forward Rate of Return (Yacktman) 67.96
FFBH's Forward Rate of Return (Yacktman) is ranked higher than
96% of the 902 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.38 vs. FFBH: 67.96 )
FFBH' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -0.9   Max: 88
Current: 67.96
-0.9
88

Business Description

First Federal Bancshares of Arkansas, Inc. is a Texas corporation organized in January 1996 by First Federal Bank ('First Federal' or the 'Bank') for the purpose of becoming a unitary holding company of the Bank. First Federal Bancshares of Arkansas, Inc. provides a line of financial products to individuals and small- to medium-sized businesses. The Bank is a community-oriented financial institution offering a range of retail and business deposit accounts, including noninterest bearing and interest bearing checking, savings and money market accounts, certificates of deposit, and individual retirement accounts. Loan products offered by the Bank include residential real estate, consumer, construction, lines of credit, commercial real estate and commercial non-real estate. Other financial services include investment products offered through First Federal Investment Services, Inc.; automated teller machines; 24-hour telephone banking; internet banking, including account access, bill payment, e-statements and online loan applications; Bounce Protection overdraft service; debit cards; and safe deposit boxes. The Bank has traditionally concentrated its lending activities on loans collateralized by real estate. The Bank currently originates both fixed rate and adjustable rate one- to four-family residential mortgage loans. The Bank offers mortgage loans for the acquisition and refinancing of multifamily residential properties. The Bank originates mortgage loans for the acquisition and refinancing of commercial real estate properties. Land loans include loans for the acquisition or refinancing of land for consumer or commercial purposes. The Bank has also offered loans for the acquisition and development of land into residential subdivisions. The Bank originates one- to four-family residential, multifamily, and commercial real estate construction loans. The Bank also offers commercial loans, which mainly consist of equipment and inventory loans that are typically cross-collateralized by commercial real estate. The Bank offers consumer loans in order to provide a full range of financial services to its customers while increasing the yield on its overall loan portfolio and decreasing its interest rate risk due to the relatively shorter-term nature of consumer loans. The Bank faces strong competition both in attracting deposits and making loans. Its most direct competition for deposits has historically come from other savings associations, community banks, credit unions and commercial banks, including many large financial institutions that have greater financial and marketing resources available to them. The Company within the meaning of the Home Owners' Loan Act ('HOLA'), has registered with the OTS and is subject to OTS regulations, examinations, supervision and reporting requirements.
Company Website
SEC Reports
Industry: Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, FNFG
ยป More Articles for FFBH

Headlines

Articles On GuruFocus.com
First Federal Bancshares of Arkansas Inc Reports Operating Results (10-K) Mar 16 2011 
First Federal Bancshares of Arkansas Inc (ffbh) CFO Sherri Billings buys 1,000 Shares Mar 17 2009 

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