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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.35
FFG's Cash-to-Debt is ranked lower than
88% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.67 vs. FFG: 0.35 )
Ranked among companies with meaningful Cash-to-Debt only.
FFG' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.31 Max: N/A
Current: 0.35
Equity-to-Asset 0.12
FFG's Equity-to-Asset is ranked higher than
63% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. FFG: 0.12 )
Ranked among companies with meaningful Equity-to-Asset only.
FFG' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.02  Med: 0.11 Max: 0.17
Current: 0.12
0.02
0.17
Interest Coverage 29.23
FFG's Interest Coverage is ranked lower than
55% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 250.28 vs. FFG: 29.23 )
Ranked among companies with meaningful Interest Coverage only.
FFG' s Interest Coverage Range Over the Past 10 Years
Min: 4.04  Med: 14.86 Max: 31.25
Current: 29.23
4.04
31.25
Piotroski F-Score: 4
WACC vs ROIC
9.28%
7.70%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 19.52
FFG's Operating Margin % is ranked higher than
82% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.20 vs. FFG: 19.52 )
Ranked among companies with meaningful Operating Margin % only.
FFG' s Operating Margin % Range Over the Past 10 Years
Min: -4.95  Med: 18.67 Max: 21.74
Current: 19.52
-4.95
21.74
Net Margin % 14.76
FFG's Net Margin % is ranked higher than
83% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.03 vs. FFG: 14.76 )
Ranked among companies with meaningful Net Margin % only.
FFG' s Net Margin % Range Over the Past 10 Years
Min: -2.82  Med: 13.48 Max: 19.07
Current: 14.76
-2.82
19.07
ROE % 8.80
FFG's ROE % is ranked higher than
50% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.80 vs. FFG: 8.80 )
Ranked among companies with meaningful ROE % only.
FFG' s ROE % Range Over the Past 10 Years
Min: -3.13  Med: 9.53 Max: 12.37
Current: 8.8
-3.13
12.37
ROA % 1.14
FFG's ROA % is ranked higher than
66% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.59 vs. FFG: 1.14 )
Ranked among companies with meaningful ROA % only.
FFG' s ROA % Range Over the Past 10 Years
Min: -0.13  Med: 0.88 Max: 1.29
Current: 1.14
-0.13
1.29
3-Year Revenue Growth Rate 2.60
FFG's 3-Year Revenue Growth Rate is ranked lower than
54% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.00 vs. FFG: 2.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
FFG' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -13.9  Med: 8.8 Max: 24.5
Current: 2.6
-13.9
24.5
3-Year EBITDA Growth Rate -1.40
FFG's 3-Year EBITDA Growth Rate is ranked lower than
62% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.00 vs. FFG: -1.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
FFG' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -17.2  Med: 8 Max: 34.3
Current: -1.4
-17.2
34.3
3-Year EPS without NRI Growth Rate 0.60
FFG's 3-Year EPS without NRI Growth Rate is ranked lower than
65% of the 68 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.00 vs. FFG: 0.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
FFG' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -13.6  Med: 8.7 Max: 38
Current: 0.6
-13.6
38
GuruFocus has detected 1 Warning Sign with FBL Financial Group Inc $FFG.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» FFG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

FFG Guru Trades in Q1 2016

Jim Simons 29,000 sh (+94.63%)
Richard Snow Sold Out
Paul Tudor Jones Sold Out
Barrow, Hanley, Mewhinney & Strauss Sold Out
Keeley Asset Management Corp 47,849 sh (-8.81%)
Jeremy Grantham 5,700 sh (-13.64%)
» More
Q2 2016

FFG Guru Trades in Q2 2016

Jeremy Grantham 7,100 sh (+24.56%)
Jim Simons 29,700 sh (+2.41%)
Keeley Asset Management Corp 43,949 sh (-8.15%)
» More
Q3 2016

FFG Guru Trades in Q3 2016

Keeley Asset Management Corp 43,949 sh (unchged)
Jeremy Grantham Sold Out
Jim Simons 29,400 sh (-1.01%)
» More
Q4 2016

FFG Guru Trades in Q4 2016

Keeley Asset Management Corp 47,539 sh (+8.17%)
Jim Simons 27,200 sh (-7.48%)
» More
» Details

Insider Trades

Latest Guru Trades with FFG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Life » Insurance - Life    NAICS: 524113    SIC: 6411
Compare:NAS:NWLI, NYSE:AEL, NYSE:CIA, OTCPK:KCLI, OTCPK:MMHDF, NYSE:IHC, NAS:TIPT, NAS:AAME, OTCPK:UTGN, OTCPK:IHRC, NYSE:CNO, NYSE:PRI, OTCPK:STJPF, NYSE:TMK, OTCPK:SLFPF, OTCPK:TDHOY, OTCPK:SLLDY, OTCPK:AMLTF, NYSE:UNM, NYSE:LNC » details
FBL Financial Group Inc sells individual life insurance and annuity products principally under the consumer brand name Farm Bureau Financial Services.

FBL Financial Group Inc was incorporated in Iowa in October 1993. The Company sells individual life insurance and annuity products principally under the consumer brand name Farm Bureau Financial Services. This brand identity is represented by the distribution channel of Company's subsidiary Farm Bureau Life Insurance Company (Farm Bureau Life). In addition, in the state of Colorado, the Company offers life and annuity products through Greenfields Life Insurance Company (Greenfields Life). The Company manages all aspects of two Farm Bureau affiliated property-casualty insurance companies (Farm Bureau Property & Casualty Insurance Company and Western Agricultural Insurance Company) which operate predominately in eight states in the Midwest and West. The Company operates through four segments: Annuity, Life Insurance product segments, Corporate and Other Segments. The Annuity Segment sells a variety of traditional annuity products through exclusive agency force. It consists of fixed rate and indexed annuities and supplementary contracts (some of which involve life contingencies). The Life Insurance sells a variety of traditional and universal life insurance products through its exclusive agency force. It consists of whole life, term life and universal life policies. The Corporate and Other segment includes advisory services for the management of investments and other companies; marketing and distribution services for the sale of mutual funds and insurance products; leasing services with affiliates; closed blocks of variable annuity, variable life and accident and health products; interest expense and investments and related investment income. The Company's distribution channels are currently conducted in 15 states. The Company is subject to the same federal laws as other corporations, including, but not limited to pension regulation, discrimination, financial services regulation, securities regulation and federal taxation.

Ratios

vs
industry
vs
history
PE Ratio 16.35
FFG's PE Ratio is ranked lower than
53% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.30 vs. FFG: 16.35 )
Ranked among companies with meaningful PE Ratio only.
FFG' s PE Ratio Range Over the Past 10 Years
Min: 5.85  Med: 12.19 Max: 73.91
Current: 16.35
5.85
73.91
PE Ratio without NRI 16.35
FFG's PE Ratio without NRI is ranked lower than
51% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.62 vs. FFG: 16.35 )
Ranked among companies with meaningful PE Ratio without NRI only.
FFG' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.14  Med: 12.29 Max: 69.38
Current: 16.35
7.14
69.38
Price-to-Owner-Earnings 10.67
FFG's Price-to-Owner-Earnings is ranked higher than
52% of the 46 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.38 vs. FFG: 10.67 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
FFG' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.52  Med: 7.78 Max: 19.48
Current: 10.67
1.52
19.48
PB Ratio 1.48
FFG's PB Ratio is ranked lower than
60% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.10 vs. FFG: 1.48 )
Ranked among companies with meaningful PB Ratio only.
FFG' s PB Ratio Range Over the Past 10 Years
Min: 0.29  Med: 0.98 Max: 1.77
Current: 1.48
0.29
1.77
PS Ratio 2.40
FFG's PS Ratio is ranked lower than
82% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.03 vs. FFG: 2.40 )
Ranked among companies with meaningful PS Ratio only.
FFG' s PS Ratio Range Over the Past 10 Years
Min: 0.1  Med: 1.51 Max: 3.47
Current: 2.4
0.1
3.47
Price-to-Free-Cash-Flow 10.82
FFG's Price-to-Free-Cash-Flow is ranked lower than
67% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.07 vs. FFG: 10.82 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FFG' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.18  Med: 4.94 Max: 14.37
Current: 10.82
0.18
14.37
Price-to-Operating-Cash-Flow 10.25
FFG's Price-to-Operating-Cash-Flow is ranked lower than
68% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.21 vs. FFG: 10.25 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FFG' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.17  Med: 4.65 Max: 11.98
Current: 10.25
0.17
11.98
EV-to-EBIT 12.20
FFG's EV-to-EBIT is ranked lower than
64% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.39 vs. FFG: 12.20 )
Ranked among companies with meaningful EV-to-EBIT only.
FFG' s EV-to-EBIT Range Over the Past 10 Years
Min: -47.2  Med: 7 Max: 18.4
Current: 12.2
-47.2
18.4
EV-to-EBITDA 12.20
FFG's EV-to-EBITDA is ranked lower than
72% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.64 vs. FFG: 12.20 )
Ranked among companies with meaningful EV-to-EBITDA only.
FFG' s EV-to-EBITDA Range Over the Past 10 Years
Min: -47.2  Med: 6.8 Max: 14.4
Current: 12.2
-47.2
14.4
PEG Ratio 1.01
FFG's PEG Ratio is ranked higher than
59% of the 46 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. FFG: 1.01 )
Ranked among companies with meaningful PEG Ratio only.
FFG' s PEG Ratio Range Over the Past 10 Years
Min: 0.44  Med: 0.87 Max: 4.73
Current: 1.01
0.44
4.73
Shiller PE Ratio 22.29
FFG's Shiller PE Ratio is ranked lower than
68% of the 41 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. FFG: 22.29 )
Ranked among companies with meaningful Shiller PE Ratio only.
FFG' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.28  Med: 14.46 Max: 26.08
Current: 22.29
1.28
26.08

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.42
FFG's Dividend Yield % is ranked lower than
69% of the 125 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.97 vs. FFG: 2.42 )
Ranked among companies with meaningful Dividend Yield % only.
FFG' s Dividend Yield % Range Over the Past 10 Years
Min: 0.74  Med: 1.35 Max: 19.61
Current: 2.42
0.74
19.61
Dividend Payout Ratio 0.37
FFG's Dividend Payout Ratio is ranked lower than
51% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.36 vs. FFG: 0.37 )
Ranked among companies with meaningful Dividend Payout Ratio only.
FFG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1  Med: 0.17 Max: 0.39
Current: 0.37
0.1
0.39
3-Year Dividend Growth Rate 47.80
FFG's 3-Year Dividend Growth Rate is ranked higher than
96% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.90 vs. FFG: 47.80 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
FFG' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -19.5  Med: 6.3 Max: 69.4
Current: 47.8
-19.5
69.4
Forward Dividend Yield % 2.42
FFG's Forward Dividend Yield % is ranked lower than
73% of the 125 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.28 vs. FFG: 2.42 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 18.14
FFG's 5-Year Yield-on-Cost % is ranked higher than
98% of the 124 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.63 vs. FFG: 18.14 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
FFG' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.43  Med: 9.91 Max: 144.02
Current: 18.14
5.43
144.02
3-Year Average Share Buyback Ratio -0.20
FFG's 3-Year Average Share Buyback Ratio is ranked higher than
55% of the 65 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. FFG: -0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FFG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -1.7  Med: -0.5 Max: 8.7
Current: -0.2
-1.7
8.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.47
FFG's Price-to-Tangible-Book is ranked lower than
53% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.29 vs. FFG: 1.47 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
FFG' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.65  Med: 1.11 Max: 1.91
Current: 1.47
0.65
1.91
Price-to-Intrinsic-Value-Projected-FCF 0.54
FFG's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
50% of the 44 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.54 vs. FFG: 0.54 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FFG' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.17  Med: 0.36 Max: 0.61
Current: 0.54
0.17
0.61
Price-to-Median-PS-Value 1.60
FFG's Price-to-Median-PS-Value is ranked lower than
89% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.05 vs. FFG: 1.60 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FFG' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.33  Med: 0.98 Max: 1.79
Current: 1.6
0.33
1.79
Price-to-Peter-Lynch-Fair-Value 0.89
FFG's Price-to-Peter-Lynch-Fair-Value is ranked higher than
50% of the 24 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.88 vs. FFG: 0.89 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
FFG' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.47  Med: 0.65 Max: 1.33
Current: 0.89
0.47
1.33
Price-to-Graham-Number 1.03
FFG's Price-to-Graham-Number is ranked higher than
54% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.12 vs. FFG: 1.03 )
Ranked among companies with meaningful Price-to-Graham-Number only.
FFG' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.48  Med: 0.78 Max: 1.15
Current: 1.03
0.48
1.15
Earnings Yield (Greenblatt) % 8.22
FFG's Earnings Yield (Greenblatt) % is ranked lower than
51% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. FFG: 8.22 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
FFG' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 5.4  Med: 10.8 Max: 69.6
Current: 8.22
5.4
69.6
Forward Rate of Return (Yacktman) % 28.91
FFG's Forward Rate of Return (Yacktman) % is ranked higher than
59% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 24.11 vs. FFG: 28.91 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
FFG' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 13.7  Med: 35.5 Max: 326.7
Current: 28.91
13.7
326.7

More Statistics

Revenue (TTM) (Mil) $726.4
EPS (TTM) $ 4.28
Beta0.97
Short Percentage of Float0.51%
52-Week Range $56.41 - 82.60
Shares Outstanding (Mil)24.88
» More Articles for FFG

Headlines

Articles On GuruFocus.com
FBL Financial Group Inc. Reports Operating Results (10-Q) Aug 05 2010 
FBL Financial Group Inc. Reports Operating Results (10-Q) May 05 2010 
FBL Financial Group Inc. Reports Operating Results (10-Q) Nov 05 2009 
FBL Financial Group Inc. Reports Operating Results (10-Q) May 11 2009 
Guru Stocks at 52-Week Low: Valero Energy Corp, FBL Financial Group Inc, Sterling Financial Corp, Ne May 11 2008 

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