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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.45
FFG's Cash to Debt is ranked higher than
67% of the 159 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.36 vs. FFG: 0.45 )
FFG' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.45

Equity to Asset 0.14
FFG's Equity to Asset is ranked higher than
91% of the 169 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. FFG: 0.14 )
FFG' s 10-Year Equity to Asset Range
Min: 0.02   Max: 0.19
Current: 0.14

0.02
0.19
Interest Coverage 21.90
FFG's Interest Coverage is ranked higher than
84% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.17 vs. FFG: 21.90 )
FFG' s 10-Year Interest Coverage Range
Min: 4.04   Max: 9999.99
Current: 21.9

4.04
9999.99
F-Score: 7
Z-Score: 0.37
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 21.31
FFG's Operating margin (%) is ranked higher than
98% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.25 vs. FFG: 21.31 )
FFG' s 10-Year Operating margin (%) Range
Min: -4.95   Max: 21.74
Current: 21.31

-4.95
21.74
Net-margin (%) 15.74
FFG's Net-margin (%) is ranked higher than
99% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.93 vs. FFG: 15.74 )
FFG' s 10-Year Net-margin (%) Range
Min: -2.82   Max: 19.82
Current: 15.74

-2.82
19.82
ROE (%) 9.69
FFG's ROE (%) is ranked higher than
79% of the 170 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.72 vs. FFG: 9.69 )
FFG' s 10-Year ROE (%) Range
Min: -3.13   Max: 12.37
Current: 9.69

-3.13
12.37
ROA (%) 1.25
FFG's ROA (%) is ranked higher than
92% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.70 vs. FFG: 1.25 )
FFG' s 10-Year ROA (%) Range
Min: -0.13   Max: 2.18
Current: 1.25

-0.13
2.18
Revenue Growth (%) 10.80
FFG's Revenue Growth (%) is ranked higher than
86% of the 150 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.70 vs. FFG: 10.80 )
FFG' s 10-Year Revenue Growth (%) Range
Min: -13.9   Max: 22.9
Current: 10.8

-13.9
22.9
EBITDA Growth (%) 14.00
FFG's EBITDA Growth (%) is ranked higher than
89% of the 142 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. FFG: 14.00 )
FFG' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 23.3
Current: 14

0
23.3
EPS Growth (%) 17.00
FFG's EPS Growth (%) is ranked higher than
90% of the 141 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.00 vs. FFG: 17.00 )
FFG' s 10-Year EPS Growth (%) Range
Min: -13.6   Max: 20.6
Current: 17

-13.6
20.6
» FFG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

FFG Guru Trades in Q4 2013

Paul Tudor Jones 5,600 sh (New)
Chuck Royce 2,800 sh (unchged)
» More
Q1 2014

FFG Guru Trades in Q1 2014

Richard Snow 16,320 sh (New)
Chuck Royce Sold Out
Paul Tudor Jones 4,973 sh (-11.2%)
» More
Q2 2014

FFG Guru Trades in Q2 2014

John Keeley 46,744 sh (New)
Richard Snow 34,220 sh (+109.68%)
Paul Tudor Jones 4,373 sh (-12.07%)
» More
Q3 2014

FFG Guru Trades in Q3 2014

Paul Tudor Jones 5,516 sh (+26.14%)
John Keeley 52,324 sh (+11.94%)
Richard Snow 35,520 sh (+3.8%)
» More
» Details

Insider Trades

Latest Guru Trades with FFG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2014-06-30 New Buy0.04%$42.57 - $47.03 $ 55.6125%46744
Richard Snow 2014-06-30 Add 109.68%0.03%$42.57 - $47.03 $ 55.6125%34220
Richard Snow 2014-03-31 New Buy0.03%$36.79 - $44.79 $ 55.6134%16320
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.80
FFG's P/E(ttm) is ranked higher than
90% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.00 vs. FFG: 12.80 )
FFG' s 10-Year P/E(ttm) Range
Min: 5.86   Max: 73.76
Current: 12.8

5.86
73.76
P/B 1.14
FFG's P/B is ranked higher than
85% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.51 vs. FFG: 1.14 )
FFG' s 10-Year P/B Range
Min: 0.29   Max: 1.77
Current: 1.14

0.29
1.77
P/S 2.02
FFG's P/S is ranked higher than
67% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. FFG: 2.02 )
FFG' s 10-Year P/S Range
Min: 0.1   Max: 3.45
Current: 2.02

0.1
3.45
PFCF 7.31
FFG's PFCF is ranked higher than
86% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.01 vs. FFG: 7.31 )
FFG' s 10-Year PFCF Range
Min: 0.18   Max: 14.43
Current: 7.31

0.18
14.43
EV-to-EBIT 9.40
FFG's EV-to-EBIT is ranked higher than
86% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.24 vs. FFG: 9.40 )
FFG' s 10-Year EV-to-EBIT Range
Min: -183.2   Max: 74.5
Current: 9.4

-183.2
74.5
PEG 1.47
FFG's PEG is ranked higher than
86% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. FFG: 1.47 )
FFG' s 10-Year PEG Range
Min: 0.29   Max: 1.31
Current: 1.47

0.29
1.31
Shiller P/E 18.92
FFG's Shiller P/E is ranked higher than
87% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 25.77 vs. FFG: 18.92 )
FFG' s 10-Year Shiller P/E Range
Min: 1.19   Max: 20.6
Current: 18.92

1.19
20.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.52
FFG's Dividend Yield is ranked higher than
65% of the 156 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.25 vs. FFG: 2.52 )
FFG' s 10-Year Dividend Yield Range
Min: 0.74   Max: 19.61
Current: 2.52

0.74
19.61
Dividend Payout 0.28
FFG's Dividend Payout is ranked higher than
76% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. FFG: 0.28 )
FFG' s 10-Year Dividend Payout Range
Min: 0.04   Max: 1.5
Current: 0.28

0.04
1.5
Dividend growth (3y) 27.70
FFG's Dividend growth (3y) is ranked higher than
93% of the 118 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.60 vs. FFG: 27.70 )
FFG' s 10-Year Dividend growth (3y) Range
Min: -19.5   Max: 44.2
Current: 27.7

-19.5
44.2
Yield on cost (5-Year) 5.46
FFG's Yield on cost (5-Year) is ranked higher than
78% of the 157 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.26 vs. FFG: 5.46 )
FFG' s 10-Year Yield on cost (5-Year) Range
Min: 1.55   Max: 41.19
Current: 5.46

1.55
41.19
Share Buyback Rate 5.70
FFG's Share Buyback Rate is ranked higher than
97% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.70 vs. FFG: 5.70 )
FFG' s 10-Year Share Buyback Rate Range
Min: 8.7   Max: -1.6
Current: 5.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.14
FFG's Price/Tangible Book is ranked higher than
89% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.02 vs. FFG: 1.14 )
FFG' s 10-Year Price/Tangible Book Range
Min: 0.43   Max: 1.91
Current: 1.14

0.43
1.91
Price/DCF (Projected) 0.35
FFG's Price/DCF (Projected) is ranked higher than
93% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.22 vs. FFG: 0.35 )
FFG' s 10-Year Price/DCF (Projected) Range
Min: 0.05   Max: 0.57
Current: 0.35

0.05
0.57
Price/Median PS Value 1.57
FFG's Price/Median PS Value is ranked higher than
66% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.06 vs. FFG: 1.57 )
FFG' s 10-Year Price/Median PS Value Range
Min: 0.13   Max: 2.09
Current: 1.57

0.13
2.09
Price/Graham Number 0.80
FFG's Price/Graham Number is ranked higher than
90% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.18 vs. FFG: 0.80 )
FFG' s 10-Year Price/Graham Number Range
Min: 0.41   Max: 2.26
Current: 0.8

0.41
2.26
Earnings Yield (Greenblatt) 10.60
FFG's Earnings Yield (Greenblatt) is ranked higher than
84% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.60 vs. FFG: 10.60 )
FFG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 31.1
Current: 10.6

1.3
31.1
Forward Rate of Return (Yacktman) 31.48
FFG's Forward Rate of Return (Yacktman) is ranked higher than
88% of the 139 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.80 vs. FFG: 31.48 )
FFG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 11.6   Max: 326.7
Current: 31.48

11.6
326.7

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
FBL Financial Group Inc was incorporated in Iowa in October 1993. The Company sells individual life insurance and annuity products principally under the consumer brand name Farm Bureau Financial Services. This brand identity is represented by the distribution channel of Company's subsidiary Farm Bureau Life Insurance Company (Farm Bureau Life). In addition, in the state of Colorado, the Company offers life and annuity products through Greenfields Life Insurance Company (Greenfields Life). The Company manages all aspects of two Farm Bureau affiliated property-casualty insurance companies (Farm Bureau Property & Casualty Insurance Company and Western Agricultural Insurance Company) which operate predominately in eight states in the Midwest and West. The Company operates through four segments: Annuity, Life Insurance product segments, Corporate and Other Segments. The Annuity Segment sells a variety of traditional annuity products through exclusive agency force. It primarily consists of fixed rate and indexed annuities and supplementary contracts (some of which involve life contingencies). The Life Insurance sells a variety of traditional and universal life insurance products through its exclusive agency force. It consists of whole life, term life and universal life policies. The Corporate and Other segment includes: advisory services for the management of investments and other companies; marketing and distribution services for the sale of mutual funds and insurance products; leasing services with affiliates; closed blocks of variable annuity, variable life and accident and health products; interest expense and investments and related investment income. The Company's distribution channels are currently conducted in 15 states. The Company is subject to the same federal laws as other corporations, including, but not limited to pension regulation, discrimination, financial services regulation, securities regulation and federal taxation.
» More Articles for FFG

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