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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.902
FFKT's Cash to Debt is ranked lower than
54% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. FFKT: 1.902 )
FFKT' s 10-Year Cash to Debt Range
Min: 0.15   Max: 2.97
Current: 1.9

0.15
2.97
Equity to Asset 0.092
FFKT's Equity to Asset is ranked higher than
56% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FFKT: 0.092 )
FFKT' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.12
Current: 0.09

0.05
0.12
Interest Coverage No Debt
FFKT's Interest Coverage is ranked lower than
67% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. FFKT: No Debt )
FFKT' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt

F-Score: 6
Z-Score: 0.29
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 19.40
FFKT's Operating margin (%) is ranked lower than
52% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. FFKT: 19.40 )
FFKT' s 10-Year Operating margin (%) Range
Min: -65.7   Max: 35.9
Current: 19.4

-65.7
35.9
Net-margin (%) 15.7
FFKT's Net-margin (%) is ranked lower than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. FFKT: 15.7 )
FFKT' s 10-Year Net-margin (%) Range
Min: -54.6   Max: 29.9
Current: 15.7

-54.6
29.9
ROE (%) 7.2
FFKT's ROE (%) is ranked higher than
54% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. FFKT: 7.2 )
FFKT' s 10-Year ROE (%) Range
Min: -30.4   Max: 12
Current: 7.2

-30.4
12
ROA (%) 0.7
FFKT's ROA (%) is ranked higher than
58% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FFKT: 0.7 )
FFKT' s 10-Year ROA (%) Range
Min: -2.1   Max: 1.3
Current: 0.7

-2.1
1.3
Revenue Growth (%) -1.7
FFKT's Revenue Growth (%) is ranked higher than
69% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. FFKT: -1.7 )
FFKT' s 10-Year Revenue Growth (%) Range
Min: -1.7   Max: 4.6
Current: -1.7

-1.7
4.6
ยป FFKT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2012

FFKT Guru Trades in Q2 2012

Arnold Schneider 16,511 sh (+18.57%)
Jim Simons 54,700 sh (-1.26%)
» More
Q3 2012

FFKT Guru Trades in Q3 2012

Jim Simons 58,000 sh (+6.03%)
Arnold Schneider 16,511 sh (unchged)
» More
Q4 2012

FFKT Guru Trades in Q4 2012

Jim Simons 67,300 sh (+16.03%)
Arnold Schneider 16,511 sh (unchged)
» More
Q1 2013

FFKT Guru Trades in Q1 2013

Jim Simons 85,900 sh (+27.64%)
Arnold Schneider 16,511 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with FFKT



No Insider Trades Found!

Ratios

vs
industry
vs
history
P/E(ttm) 14.30
FFKT's P/E(ttm) is ranked higher than
57% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. FFKT: 14.30 )
FFKT' s 10-Year P/E(ttm) Range
Min: 7.06   Max: 67.01
Current: 14.3

7.06
67.01
P/B 0.90
FFKT's P/B is ranked higher than
64% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. FFKT: 0.90 )
FFKT' s 10-Year P/B Range
Min: 0.19   Max: 2.32
Current: 0.9

0.19
2.32
P/S 1.98
FFKT's P/S is ranked higher than
68% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. FFKT: 1.98 )
FFKT' s 10-Year P/S Range
Min: 0.37   Max: 5.14
Current: 1.98

0.37
5.14
PFCF 5.30
FFKT's PFCF is ranked higher than
62% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. FFKT: 5.30 )
FFKT' s 10-Year PFCF Range
Min: 1.1   Max: 39.69
Current: 5.3

1.1
39.69
EV-to-EBIT 13.7
FFKT's EV-to-EBIT is ranked lower than
56% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. FFKT: 13.7 )
FFKT' s 10-Year EV-to-EBIT Range
Min: 4.5   Max: 178.5
Current: 13.7

4.5
178.5
Shiller P/E 457.2
FFKT's Shiller P/E is ranked lower than
97% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.60 vs. FFKT: 457.2 )
FFKT' s 10-Year Shiller P/E Range
Min: 5.08   Max: 457.2
Current: 457.2

5.08
457.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.9
FFKT's Price/Tangible Book is ranked lower than
62% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FFKT: 0.9 )
FFKT' s 10-Year Price/Tangible Book Range
Min: 0.2   Max: 2.4
Current: 0.9

0.2
2.4
Price/DCF (Projected) 0.4
FFKT's Price/DCF (Projected) is ranked higher than
53% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. FFKT: 0.4 )
FFKT' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 0.9
Current: 0.4

0.1
0.9
Price/Median PS Value 0.6
FFKT's Price/Median PS Value is ranked lower than
62% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FFKT: 0.6 )
FFKT' s 10-Year Price/Median PS Value Range
Min: 0.1   Max: 1.4
Current: 0.6

0.1
1.4
Price/Graham Number 0.7
FFKT's Price/Graham Number is ranked lower than
57% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FFKT: 0.7 )
FFKT' s 10-Year Price/Graham Number Range
Min: 0.2   Max: 1.7
Current: 0.7

0.2
1.7
Earnings Yield (Greenblatt) 7.30
FFKT's Earnings Yield (Greenblatt) is ranked higher than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. FFKT: 7.30 )
FFKT' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 22.4
Current: 7.3

0.6
22.4
Forward Rate of Return (Yacktman) 13.2
FFKT's Forward Rate of Return (Yacktman) is ranked higher than
78% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.01 vs. FFKT: 13.2 )
FFKT' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -16.6   Max: 73
Current: 13.2

-16.6
73

Business Description

Farmers Capital Bank Corporation is a bank holding company with four bank subsidiaries. The Registrant was originally formed as a bank holding company under the Bank Holding Company Act of 1956, as amended, on October 28, 1982 under the laws of the Commonwealth of Kentucky.The company, together with its subsidiaries, provides a range of banking and bank-related services to customers throughout Central and Northern Kentucky. The company provides a range of financial services to individuals, corporations, and others through its banking locations in communities throughout Central and Northern Kentucky. These services mainly include the activities of lending and leasing, receiving deposits, providing cash management services, safe deposit box rental, and trust activities. The company's subsidiaries include: Farmers Bank & Capital Trust Co., United Bank & Trust Co., The Lawrenceburg Bank and Trust Company, First Citizens Bank and Citizens Bank of Northern Kentucky, Inc. Farmers Bank is a state chartered bank engaged in a range of commercial and personal banking activities. The bank accepts savings, time and demand deposits. It makes secured and unsecured loans to corporations, individuals and others. It also provides cash management services to corporate and individual customers, issues letters of credit, rents safe deposit boxes and provides funds transfer services. The bank's lending activities include making commercial, construction, mortgage, and personal loans and lines of credit. The bank serves as an agent in providing credit card loans. It acts as trustee of personal trusts, as executor of estates, as trustee for employee benefit trusts and as registrar, transfer agent and paying agent for bond issues. Farmers Bank is the general depository for the Commonwealth of Kentucky. United Bank, Lawrenceburg Bank, First Citizens and Citizens Northern are engaged in a general banking business providing full service banking to individuals, businesses, and governmental customers. Nonbanking Subsidiaries provides data processing services and support for the company and its subsidiaries. The Company and its subsidiaries are subject to comprehensive supervision and regulation that affect virtually all aspects of their operations. These laws and regulations are primarily intended for the protection of depositors, borrowers, and federal deposit insurance funds, and, to a lesser extent, for the protection of stockholders and creditors.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR

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