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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.32
FFKT's Cash to Debt is ranked higher than
75% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FFKT: 1.32 )
FFKT' s 10-Year Cash to Debt Range
Min: 0.15   Max: 14.04
Current: 1.32

0.15
14.04
Equity to Asset 0.09
FFKT's Equity to Asset is ranked higher than
63% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FFKT: 0.09 )
FFKT' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.09

0.07
0.13
Interest Coverage 1.49
FFKT's Interest Coverage is ranked higher than
72% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FFKT: 1.49 )
FFKT' s 10-Year Interest Coverage Range
Min: 0.06   Max: 1.49
Current: 1.49

0.06
1.49
F-Score: 6
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 23.27
FFKT's Operating margin (%) is ranked higher than
65% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. FFKT: 23.27 )
FFKT' s 10-Year Operating margin (%) Range
Min: -65.71   Max: 38.39
Current: 23.27

-65.71
38.39
Net-margin (%) 17.50
FFKT's Net-margin (%) is ranked higher than
67% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.57 vs. FFKT: 17.50 )
FFKT' s 10-Year Net-margin (%) Range
Min: -54.55   Max: 29.95
Current: 17.5

-54.55
29.95
ROE (%) 7.91
FFKT's ROE (%) is ranked higher than
73% of the 1554 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.99 vs. FFKT: 7.91 )
FFKT' s 10-Year ROE (%) Range
Min: -30.39   Max: 12.07
Current: 7.91

-30.39
12.07
ROA (%) 0.74
FFKT's ROA (%) is ranked higher than
71% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. FFKT: 0.74 )
FFKT' s 10-Year ROA (%) Range
Min: -2.06   Max: 1.44
Current: 0.74

-2.06
1.44
ROC (Joel Greenblatt) (%) 49.30
FFKT's ROC (Joel Greenblatt) (%) is ranked higher than
64% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. FFKT: 49.30 )
FFKT' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -137.76   Max: 93.99
Current: 49.3

-137.76
93.99
Revenue Growth (%) -5.10
FFKT's Revenue Growth (%) is ranked higher than
61% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FFKT: -5.10 )
FFKT' s 10-Year Revenue Growth (%) Range
Min: -5.1   Max: 9.2
Current: -5.1

-5.1
9.2
EBITDA Growth (%) 14.90
FFKT's EBITDA Growth (%) is ranked higher than
80% of the 1124 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. FFKT: 14.90 )
FFKT' s 10-Year EBITDA Growth (%) Range
Min: -26   Max: 14.9
Current: 14.9

-26
14.9
EPS Growth (%) 31.30
FFKT's EPS Growth (%) is ranked higher than
90% of the 1103 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.50 vs. FFKT: 31.30 )
FFKT' s 10-Year EPS Growth (%) Range
Min: -43.2   Max: 31.3
Current: 31.3

-43.2
31.3
» FFKT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

FFKT Guru Trades in Q1 2013

Jim Simons 85,900 sh (+27.64%)
Arnold Schneider 16,511 sh (unchged)
» More
Q2 2013

FFKT Guru Trades in Q2 2013

Jim Simons 115,900 sh (+34.92%)
Arnold Schneider 16,511 sh (unchged)
» More
Q3 2013

FFKT Guru Trades in Q3 2013

Jim Simons 135,411 sh (+16.83%)
Arnold Schneider Sold Out
» More
Q4 2013

FFKT Guru Trades in Q4 2013

Jim Simons 142,400 sh (+5.16%)
» More
» Details

Insider Trades

Latest Guru Trades with FFKT



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.00
FFKT's P/E(ttm) is ranked higher than
72% of the 1451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.60 vs. FFKT: 13.00 )
FFKT' s 10-Year P/E(ttm) Range
Min: 7.06   Max: 67.01
Current: 13

7.06
67.01
P/B 1.10
FFKT's P/B is ranked higher than
65% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FFKT: 1.10 )
FFKT' s 10-Year P/B Range
Min: 0.23   Max: 2.12
Current: 1.1

0.23
2.12
P/S 1.97
FFKT's P/S is ranked higher than
74% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. FFKT: 1.97 )
FFKT' s 10-Year P/S Range
Min: 0.37   Max: 5.01
Current: 1.97

0.37
5.01
PFCF 7.40
FFKT's PFCF is ranked higher than
59% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FFKT: 7.40 )
FFKT' s 10-Year PFCF Range
Min: 1.1   Max: 21.65
Current: 7.4

1.1
21.65
EV-to-EBIT 12.80
FFKT's EV-to-EBIT is ranked higher than
74% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.51 vs. FFKT: 12.80 )
FFKT' s 10-Year EV-to-EBIT Range
Min: 4.9   Max: 178.5
Current: 12.8

4.9
178.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.10
FFKT's Price/Tangible Book is ranked higher than
74% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FFKT: 1.10 )
FFKT' s 10-Year Price/Tangible Book Range
Min: 0.27   Max: 2.35
Current: 1.1

0.27
2.35
Price/DCF (Projected) 0.40
FFKT's Price/DCF (Projected) is ranked higher than
83% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. FFKT: 0.40 )
FFKT' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 0.94
Current: 0.4

0.1
0.94
Price/Median PS Value 0.90
FFKT's Price/Median PS Value is ranked higher than
76% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FFKT: 0.90 )
FFKT' s 10-Year Price/Median PS Value Range
Min: 0.18   Max: 2.36
Current: 0.9

0.18
2.36
Price/Graham Number 0.70
FFKT's Price/Graham Number is ranked higher than
75% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. FFKT: 0.70 )
FFKT' s 10-Year Price/Graham Number Range
Min: 0.24   Max: 1.73
Current: 0.7

0.24
1.73
Earnings Yield (Greenblatt) 7.80
FFKT's Earnings Yield (Greenblatt) is ranked higher than
78% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. FFKT: 7.80 )
FFKT' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 20.5
Current: 7.8

0.6
20.5
Forward Rate of Return (Yacktman) 11.39
FFKT's Forward Rate of Return (Yacktman) is ranked higher than
69% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. FFKT: 11.39 )
FFKT' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -14.6   Max: 71.2
Current: 11.39

-14.6
71.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Farmers Capital Bank Corporation was originally formed as a bank holding company under the Bank Holding Company Act of 1956, as amended, on October 28, 1982 under the laws of the Commonwealth of Kentucky. The Company is a bank holding company with four wholly-owned bank subsidiaries, providing banking and bank-related services to customers throughout Central and Northern Kentucky. The Company provides financial services at its approximately 36 locations in 23 communities throughout Central and Northern Kentucky to individual, business, agriculture, government, and educational customers. Its primary deposit products are checking, savings, and term certificate accounts. Its primary lending products are residential mortgage, commercial lending, and consumer installment loans. The bank accepts savings, time and demand deposits; making secured and unsecured loans to corporations, individuals and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The bank's lending activities include making commercial, construction, mortgage, and personal loans and lines of credit. The bank serves as an agent in providing credit card loans. It acts as trustee of personal trusts, as executor of estates, as trustee for employee benefit trusts and as registrar, transfer agent and paying agent for bond issues. It serves as a general depository for the Commonwealth of Kentucky. The Company and its subsidiaries are subject to comprehensive supervision and regulation that affect virtually all aspects of their operations. These laws and regulations are primarily intended for the protection of depositors, borrowers, and federal deposit insurance funds, and, to a lesser extent, for the protection of stockholders and creditors.

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