Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 4.19
FIBK's Cash to Debt is ranked higher than
84% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. FIBK: 4.19 )
FIBK' s 10-Year Cash to Debt Range
Min: 0.63   Max: No Debt
Current: 4.19

Equity to Asset 0.11
FIBK's Equity to Asset is ranked higher than
77% of the 1732 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FIBK: 0.11 )
FIBK' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.11
Current: 0.11

0.07
0.11
Interest Coverage 6.41
FIBK's Interest Coverage is ranked higher than
94% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. FIBK: 6.41 )
FIBK' s 10-Year Interest Coverage Range
Min: 0.82   Max: 6.41
Current: 6.41

0.82
6.41
F-Score: 5
Z-Score: 0.32
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 39.36
FIBK's Operating margin (%) is ranked higher than
86% of the 1755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.45 vs. FIBK: 39.36 )
FIBK' s 10-Year Operating margin (%) Range
Min: 15.9   Max: 40.52
Current: 39.36

15.9
40.52
Net-margin (%) 25.55
FIBK's Net-margin (%) is ranked higher than
82% of the 1762 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.29 vs. FIBK: 25.55 )
FIBK' s 10-Year Net-margin (%) Range
Min: 10.91   Max: 26.16
Current: 25.55

10.91
26.16
ROE (%) 10.80
FIBK's ROE (%) is ranked higher than
85% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. FIBK: 10.80 )
FIBK' s 10-Year ROE (%) Range
Min: 5.7   Max: 19.89
Current: 10.8

5.7
19.89
ROA (%) 1.16
FIBK's ROA (%) is ranked higher than
89% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. FIBK: 1.16 )
FIBK' s 10-Year ROA (%) Range
Min: 0.51   Max: 1.59
Current: 1.16

0.51
1.59
ROC (Joel Greenblatt) (%) 74.38
FIBK's ROC (Joel Greenblatt) (%) is ranked higher than
76% of the 1726 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 68.75 vs. FIBK: 74.38 )
FIBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 28.32   Max: 112.09
Current: 74.38

28.32
112.09
Revenue Growth (%) -2.40
FIBK's Revenue Growth (%) is ranked higher than
66% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. FIBK: -2.40 )
FIBK' s 10-Year Revenue Growth (%) Range
Min: 0   Max: -2.4
Current: -2.4

EBITDA Growth (%) 22.00
FIBK's EBITDA Growth (%) is ranked higher than
90% of the 1385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FIBK: 22.00 )
FIBK' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 22
Current: 22

0
22
EPS Growth (%) 32.10
FIBK's EPS Growth (%) is ranked higher than
92% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. FIBK: 32.10 )
FIBK' s 10-Year EPS Growth (%) Range
Min: 0   Max: 32.1
Current: 32.1

0
32.1
» FIBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FIBK Guru Trades in Q3 2013

Jim Simons 133,100 sh (-6%)
HOTCHKIS & WILEY 368,082 sh (-52.88%)
» More
Q4 2013

FIBK Guru Trades in Q4 2013

Jim Simons 187,400 sh (+40.8%)
HOTCHKIS & WILEY 105,357 sh (-71.38%)
» More
Q1 2014

FIBK Guru Trades in Q1 2014

Paul Tudor Jones 19,589 sh (New)
Steven Cohen 7,158 sh (New)
Jim Simons 383,603 sh (+104.7%)
HOTCHKIS & WILEY 105,357 sh (unchged)
» More
Q2 2014

FIBK Guru Trades in Q2 2014

HOTCHKIS & WILEY 105,000 sh (-0.34%)
Jim Simons 311,300 sh (-18.85%)
Paul Tudor Jones 11,687 sh (-40.34%)
» More
» Details

Insider Trades

Latest Guru Trades with FIBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.60
FIBK's P/E(ttm) is ranked higher than
72% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. FIBK: 14.60 )
FIBK' s 10-Year P/E(ttm) Range
Min: 10.56   Max: 19.47
Current: 14.6

10.56
19.47
P/B 1.51
FIBK's P/B is ranked higher than
57% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FIBK: 1.51 )
FIBK' s 10-Year P/B Range
Min: 0.6   Max: 1.59
Current: 1.51

0.6
1.59
P/S 3.74
FIBK's P/S is ranked higher than
63% of the 1711 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. FIBK: 3.74 )
FIBK' s 10-Year P/S Range
Min: 1.23   Max: 3.7
Current: 3.74

1.23
3.7
PFCF 10.21
FIBK's PFCF is ranked higher than
67% of the 982 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.80 vs. FIBK: 10.21 )
FIBK' s 10-Year PFCF Range
Min: 3.41   Max: 10.12
Current: 10.21

3.41
10.12
EV-to-EBIT 6.67
FIBK's EV-to-EBIT is ranked higher than
94% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.25 vs. FIBK: 6.67 )
FIBK' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 7.5
Current: 6.67

0.1
7.5
PEG 4.42
FIBK's PEG is ranked higher than
80% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FIBK: 4.42 )
FIBK' s 10-Year PEG Range
Min: 1.26   Max: 2.07
Current: 4.42

1.26
2.07
Shiller P/E 19.73
FIBK's Shiller P/E is ranked higher than
69% of the 1093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.35 vs. FIBK: 19.73 )
FIBK' s 10-Year Shiller P/E Range
Min: 8.54   Max: 21.09
Current: 19.73

8.54
21.09

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.23
FIBK's Dividend Yield is ranked lower than
52% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.38 vs. FIBK: 2.23 )
FIBK' s 10-Year Dividend Yield Range
Min: 0.68   Max: 4.48
Current: 2.23

0.68
4.48
Dividend Payout 0.31
FIBK's Dividend Payout is ranked higher than
75% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. FIBK: 0.31 )
FIBK' s 10-Year Dividend Payout Range
Min: 0.26   Max: 0.81
Current: 0.31

0.26
0.81
Dividend growth (3y) -3.10
FIBK's Dividend growth (3y) is ranked higher than
66% of the 1033 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. FIBK: -3.10 )
FIBK' s 10-Year Dividend growth (3y) Range
Min: 0   Max: -3.1
Current: -3.1

Yield on cost (5-Year) 2.20
FIBK's Yield on cost (5-Year) is ranked lower than
56% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. FIBK: 2.20 )
FIBK' s 10-Year Yield on cost (5-Year) Range
Min: 0.68   Max: 4.48
Current: 2.2

0.68
4.48
Share Buyback Rate -3.20
FIBK's Share Buyback Rate is ranked higher than
69% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FIBK: -3.20 )
FIBK' s 10-Year Share Buyback Rate Range
Min: 0   Max: -10.8
Current: -3.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.99
FIBK's Price/Tangible Book is ranked higher than
63% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.44 vs. FIBK: 1.99 )
FIBK' s 10-Year Price/Tangible Book Range
Min: 0.89   Max: 2.09
Current: 1.99

0.89
2.09
Price/DCF (Projected) 0.73
FIBK's Price/DCF (Projected) is ranked higher than
66% of the 1192 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. FIBK: 0.73 )
FIBK' s 10-Year Price/DCF (Projected) Range
Min: 0.31   Max: 0.74
Current: 0.73

0.31
0.74
Price/Median PS Value 2.10
FIBK's Price/Median PS Value is ranked higher than
57% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. FIBK: 2.10 )
FIBK' s 10-Year Price/Median PS Value Range
Min: 0.76   Max: 2.05
Current: 2.1

0.76
2.05
Price/Peter Lynch Fair Value 2.08
FIBK's Price/Peter Lynch Fair Value is ranked higher than
86% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FIBK: 2.08 )
FIBK' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.45   Max: 2.07
Current: 2.08

1.45
2.07
Price/Graham Number 1.14
FIBK's Price/Graham Number is ranked higher than
61% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. FIBK: 1.14 )
FIBK' s 10-Year Price/Graham Number Range
Min: 0.63   Max: 1.16
Current: 1.14

0.63
1.16
Earnings Yield (Greenblatt) 15.00
FIBK's Earnings Yield (Greenblatt) is ranked higher than
92% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FIBK: 15.00 )
FIBK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 13.2   Max: 2285.5
Current: 15

13.2
2285.5
Forward Rate of Return (Yacktman) 7.00
FIBK's Forward Rate of Return (Yacktman) is ranked higher than
61% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.46 vs. FIBK: 7.00 )
FIBK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.1   Max: 12.3
Current: 7

2.1
12.3

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:4FB.Germany
First Interstate BancSystem, Inc was incorporated in 1971 as a holding company. It is a financial and bank holding company for First Interstate Bank. Through the Bank, the Company delivers a range of banking products and services to individuals, businesses, municipalities and other entities throughout its market areas. The Company's customers participate in a variety of industries, including energy, healthcare and professional services, education and governmental services, construction, mining, agriculture, retail and wholesale trade and tourism. The Company currently operates 71 banking offices in 42 communities located in Montana, Wyoming and western South Dakota. The Company's loan portfolio consists of a mix of real estate, consumer, commercial, agricultural and other loans, including fixed and variable rate loans. The Company's real estate loans comprise commercial real estate, construction including residential, commercial and land development loans, residential, agricultural and other real estate loans. Fluctuations in the loan portfolio are directly related to the economies of the communities. While each loan originated generally must meet minimum underwriting standards established in the company's credit policies, lending officers are granted discretion within pre-approved limits in approving and pricing loans to assure that the banking offices are responsive to competitive issues and community needs in each market area. The Company funds its loan portfolio with the core deposits from its customers, generally without utilizing brokered deposits and with minimal reliance on wholesale funding sources. Commercial banking is very competitive, the company competes with other financial institutions located in Montana, Wyoming, South Dakota and adjoining states for deposits, loans and trust, employee benefit, investment and insurance accounts and with savings and loan associations, savings banks and credit unions for deposits and loans and large banks in major financial centers and other financial intermediaries, such as consumer finance companies, brokerage firms, mortgage banking companies, insurance companies, securities firms, mutual funds and certain government agencies as well as major retailers, all actively engaged in providing various types of loans and other financial services. The Company is subject to regulation under federal and state laws and the Bank Holding Company Act of 1956.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK