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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 4.31
FIBK's Cash to Debt is ranked higher than
59% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.13 vs. FIBK: 4.31 )
Ranked among companies with meaningful Cash to Debt only.
FIBK' s Cash to Debt Range Over the Past 10 Years
Min: 0.63  Med: 3.25 Max: N/A
Current: 4.31
Equity to Asset 0.11
FIBK's Equity to Asset is ranked higher than
54% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FIBK: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
FIBK' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.11
Current: 0.11
0.07
0.11
Interest Coverage 7.52
FIBK's Interest Coverage is ranked higher than
86% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. FIBK: 7.52 )
Ranked among companies with meaningful Interest Coverage only.
FIBK' s Interest Coverage Range Over the Past 10 Years
Min: 0.84  Med: 1.34 Max: 7.52
Current: 7.52
0.84
7.52
F-Score: 5
M-Score: -2.50
WACC vs ROIC
9.08%
20.45%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 34.05
FIBK's Operating margin (%) is ranked higher than
57% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.84 vs. FIBK: 34.05 )
Ranked among companies with meaningful Operating margin (%) only.
FIBK' s Operating margin (%) Range Over the Past 10 Years
Min: 15.9  Med: 31.78 Max: 40.44
Current: 34.05
15.9
40.44
Net-margin (%) 22.55
FIBK's Net-margin (%) is ranked higher than
51% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.27 vs. FIBK: 22.55 )
Ranked among companies with meaningful Net-margin (%) only.
FIBK' s Net-margin (%) Range Over the Past 10 Years
Min: 10.91  Med: 20.97 Max: 26.11
Current: 22.55
10.91
26.11
ROE (%) 9.45
FIBK's ROE (%) is ranked higher than
58% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.34 vs. FIBK: 9.45 )
Ranked among companies with meaningful ROE (%) only.
FIBK' s ROE (%) Range Over the Past 10 Years
Min: 5.18  Med: 9.61 Max: 19.89
Current: 9.45
5.18
19.89
ROA (%) 1.04
FIBK's ROA (%) is ranked higher than
61% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. FIBK: 1.04 )
Ranked among companies with meaningful ROA (%) only.
FIBK' s ROA (%) Range Over the Past 10 Years
Min: 0.51  Med: 1.02 Max: 1.59
Current: 1.04
0.51
1.59
Revenue Growth (3Y)(%) 0.50
FIBK's Revenue Growth (3Y)(%) is ranked lower than
64% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. FIBK: 0.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FIBK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.5
Current: 0.5
0
0.5
EBITDA Growth (3Y)(%) 10.10
FIBK's EBITDA Growth (3Y)(%) is ranked higher than
63% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. FIBK: 10.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FIBK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 22.1
Current: 10.1
0
22.1
EPS Growth (3Y)(%) 14.40
FIBK's EPS Growth (3Y)(%) is ranked higher than
70% of the 1213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FIBK: 14.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FIBK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 32.1
Current: 14.4
0
32.1
» FIBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

FIBK Guru Trades in Q3 2015

Jim Simons 301,500 sh (+4.43%)
» More
Q4 2015

FIBK Guru Trades in Q4 2015

Jim Simons 351,900 sh (+16.72%)
» More
Q1 2016

FIBK Guru Trades in Q1 2016

Jim Simons 461,700 sh (+31.20%)
» More
Q2 2016

FIBK Guru Trades in Q2 2016

Jim Simons 465,700 sh (+0.87%)
» More
» Details

Insider Trades

Latest Guru Trades with FIBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:NBTB, NAS:INDB, NAS:RNST, AMEX:PRK, NAS:CBF, NAS:UCBI, NAS:FFBC, NAS:SFBS, NAS:HOPE, NAS:SFNC, NAS:NPBC, NAS:LTXB, NAS:BANR, NYSE:YDKN, NAS:TLMR, NAS:FMBI, NAS:WABC, NAS:WSBC, NYSE:FCB, NAS:ABCB » details
Traded in other countries:4FB.Germany,
First Interstate BancSystem Inc is a financial and bank holding company, which through its subsidiary bank, delivers banking products and services to individuals, businesses, municipalities and other entities throughout its market areas.

First Interstate BancSystem Inc is a financial and bank holding company incorporated as a Montana corporation in 1971. The Company currently operates 79 banking offices, including detached drive-up facilities, in 45 communities located in Montana, Wyoming and South Dakota. It also offers internet and mobile banking services. Through its wholly-owned subsidiary, First Interstate Bank, the Company delivers various banking products and services to individuals, businesses, municipalities and other entities throughout its market areas. Its customers participate in various, including energy, healthcare and professional services, education and governmental services, construction, mining, agriculture, retail and wholesale trade and tourism. The Company has one operating segment, community banking, which encompasses commercial and consumer banking services offered to individuals, businesses, municipalities and other entities. The Company offers traditional depository products including checking, savings and time deposits. It also provides trust, employee benefit, investment management, insurance, agency and custodial services. The Company competes with other financial institutions located in Montana, Wyoming, South Dakota and adjoining states for deposits, loans and trust, employee benefit, investment and insurance accounts. It also competes with savings and loan associations, savings banks and credit unions for deposits and loans. The Company is subject to extensive regulation under federal and state laws.

Ratios

vs
industry
vs
history
P/E(ttm) 15.91
FIBK's P/E(ttm) is ranked lower than
65% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.26 vs. FIBK: 15.91 )
Ranked among companies with meaningful P/E(ttm) only.
FIBK' s P/E(ttm) Range Over the Past 10 Years
Min: 10.53  Med: 13.97 Max: 19.29
Current: 15.91
10.53
19.29
Forward P/E 13.76
FIBK's Forward P/E is ranked lower than
72% of the 369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.63 vs. FIBK: 13.76 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.91
FIBK's PE(NRI) is ranked lower than
65% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.28 vs. FIBK: 15.91 )
Ranked among companies with meaningful PE(NRI) only.
FIBK' s PE(NRI) Range Over the Past 10 Years
Min: 10.53  Med: 13.97 Max: 19.29
Current: 15.91
10.53
19.29
Price/Owner Earnings (ttm) 14.94
FIBK's Price/Owner Earnings (ttm) is ranked lower than
61% of the 859 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.81 vs. FIBK: 14.94 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FIBK' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.98  Med: 10.98 Max: 23.01
Current: 14.94
6.98
23.01
P/B 1.46
FIBK's P/B is ranked lower than
76% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. FIBK: 1.46 )
Ranked among companies with meaningful P/B only.
FIBK' s P/B Range Over the Past 10 Years
Min: 0.6  Med: 1.18 Max: 1.59
Current: 1.46
0.6
1.59
P/S 3.57
FIBK's P/S is ranked lower than
63% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. FIBK: 3.57 )
Ranked among companies with meaningful P/S only.
FIBK' s P/S Range Over the Past 10 Years
Min: 1.23  Med: 2.5 Max: 3.76
Current: 3.57
1.23
3.76
PFCF 42.46
FIBK's PFCF is ranked lower than
94% of the 817 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. FIBK: 42.46 )
Ranked among companies with meaningful PFCF only.
FIBK' s PFCF Range Over the Past 10 Years
Min: 3.83  Med: 7.89 Max: 70.14
Current: 42.46
3.83
70.14
POCF 11.50
FIBK's POCF is ranked lower than
63% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.22 vs. FIBK: 11.50 )
Ranked among companies with meaningful POCF only.
FIBK' s POCF Range Over the Past 10 Years
Min: 3.25  Med: 6.72 Max: 12.87
Current: 11.5
3.25
12.87
EV-to-EBIT 7.72
FIBK's EV-to-EBIT is ranked higher than
70% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.80 vs. FIBK: 7.72 )
Ranked among companies with meaningful EV-to-EBIT only.
FIBK' s EV-to-EBIT Range Over the Past 10 Years
Min: -0.4  Med: 4.9 Max: 7.91
Current: 7.72
-0.4
7.91
EV-to-EBITDA 6.78
FIBK's EV-to-EBITDA is ranked higher than
72% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.39 vs. FIBK: 6.78 )
Ranked among companies with meaningful EV-to-EBITDA only.
FIBK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.3  Med: 4.1 Max: 6.94
Current: 6.78
-0.3
6.94
PEG 1.14
FIBK's PEG is ranked higher than
52% of the 740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. FIBK: 1.14 )
Ranked among companies with meaningful PEG only.
FIBK' s PEG Range Over the Past 10 Years
Min: 0.85  Med: 1.21 Max: 4.58
Current: 1.14
0.85
4.58
Shiller P/E 16.96
FIBK's Shiller P/E is ranked higher than
51% of the 494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.76 vs. FIBK: 16.96 )
Ranked among companies with meaningful Shiller P/E only.
FIBK' s Shiller P/E Range Over the Past 10 Years
Min: 9.02  Med: 15.01 Max: 17.29
Current: 16.96
9.02
17.29

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.75
FIBK's Dividend Yield is ranked lower than
54% of the 2190 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. FIBK: 2.75 )
Ranked among companies with meaningful Dividend Yield only.
FIBK' s Dividend Yield Range Over the Past 10 Years
Min: 0.68  Med: 2.69 Max: 4.48
Current: 2.75
0.68
4.48
Dividend Payout 0.42
FIBK's Dividend Payout is ranked lower than
66% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FIBK: 0.42 )
Ranked among companies with meaningful Dividend Payout only.
FIBK' s Dividend Payout Range Over the Past 10 Years
Min: 0.26  Med: 0.41 Max: 0.81
Current: 0.42
0.26
0.81
Dividend Growth (3y) 17.80
FIBK's Dividend Growth (3y) is ranked higher than
70% of the 734 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.50 vs. FIBK: 17.80 )
Ranked among companies with meaningful Dividend Growth (3y) only.
FIBK' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 17.8
Current: 17.8
0
17.8
Forward Dividend Yield 2.83
FIBK's Forward Dividend Yield is ranked lower than
58% of the 2073 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.13 vs. FIBK: 2.83 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.69
FIBK's Yield on cost (5-Year) is ranked higher than
63% of the 2538 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. FIBK: 4.69 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FIBK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.16  Med: 4.57 Max: 7.62
Current: 4.69
1.16
7.62
3-Year Average Share Buyback Ratio -1.60
FIBK's 3-Year Average Share Buyback Ratio is ranked higher than
52% of the 1052 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FIBK: -1.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FIBK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -11  Med: 0 Max: 0
Current: -1.6
-11
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.89
FIBK's Price/Tangible Book is ranked lower than
83% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FIBK: 1.89 )
Ranked among companies with meaningful Price/Tangible Book only.
FIBK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.89  Med: 1.52 Max: 2.09
Current: 1.89
0.89
2.09
Price/Projected FCF 0.86
FIBK's Price/Projected FCF is ranked lower than
69% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. FIBK: 0.86 )
Ranked among companies with meaningful Price/Projected FCF only.
FIBK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.6  Med: 0.86 Max: 1.14
Current: 0.86
0.6
1.14
Price/Median PS Value 1.42
FIBK's Price/Median PS Value is ranked lower than
86% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. FIBK: 1.42 )
Ranked among companies with meaningful Price/Median PS Value only.
FIBK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.53  Med: 0.95 Max: 1.46
Current: 1.42
0.53
1.46
Price/Peter Lynch Fair Value 1.16
FIBK's Price/Peter Lynch Fair Value is ranked lower than
62% of the 385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. FIBK: 1.16 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
FIBK' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.93  Med: 1.24 Max: 2.56
Current: 1.16
0.93
2.56
Price/Graham Number 1.15
FIBK's Price/Graham Number is ranked lower than
76% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. FIBK: 1.15 )
Ranked among companies with meaningful Price/Graham Number only.
FIBK' s Price/Graham Number Range Over the Past 10 Years
Min: 0.68  Med: 1.01 Max: 1.18
Current: 1.15
0.68
1.18
Earnings Yield (Greenblatt) (%) 12.94
FIBK's Earnings Yield (Greenblatt) (%) is ranked higher than
77% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. FIBK: 12.94 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FIBK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 12.6  Med: 20.4 Max: 5316.6
Current: 12.94
12.6
5316.6
Forward Rate of Return (Yacktman) (%) 19.35
FIBK's Forward Rate of Return (Yacktman) (%) is ranked higher than
67% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. FIBK: 19.35 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FIBK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 0.6  Med: 10.2 Max: 23.7
Current: 19.35
0.6
23.7

More Statistics

Revenue (TTM) (Mil) $396.0
EPS (TTM) $ 1.97
Beta0.98
Short Percentage of Float8.50%
52-Week Range $24.92 - 32.56
Shares Outstanding (Mil)44.75

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $)
EPS ($) 2.04 2.26 2.30
EPS w/o NRI ($) 2.04 2.26 2.30
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.88 0.88
» More Articles for FIBK

Headlines

Articles On GuruFocus.com
First Interstate BancSystem Inc. Reports Operating Results (10-K) Feb 28 2011 
First Interstate BancSystem Inc. Reports Operating Results (10-Q) Nov 04 2010 
First Interstate BancSystem Inc. Reports Operating Results (10-Q) Jul 30 2010 
First Interstate BancSystem Inc. Reports Operating Results (10-Q) May 03 2010 

More From Other Websites
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Change in Directors or Principal Officers Sep 26 2016
ETF’s with exposure to First Interstate BancSystem, Inc. (Montana) : September 23, 2016 Sep 23 2016
FIRST INTERSTATE BANCSYSTEM INC Financials Aug 16 2016
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 15 2016
First Interstate BancSystem, Inc.’s Bank Subsidiary Acquires Flathead Bank of Bigfork, Montana Aug 12 2016
First Interstate BancSystem, Inc.’s Bank Subsidiary Acquires Flathead Bank of Bigfork, Montana Aug 12 2016
First Interstate BancSystem, Inc. (Montana) :FIBK-US: Earnings Analysis: Q2, 2016 By the Numbers :... Aug 10 2016
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 10-Q, Quarterly Report Aug 05 2016
Opening Bell, August 4, 2016 Aug 04 2016
Today's Bell Ringer, August 4, 2016 Aug 04 2016
First Interstate Bank Executives to Ring Opening Bell of Nasdaq Stock Market Aug 03 2016
First Interstate BancSystem, Inc. (Nasdaq: FIBK) to Ring The Nasdaq Stock Market Opening Bell Aug 03 2016
First Interstate BancSystem, Inc. (Nasdaq: FIBK) to Ring The Nasdaq Stock Market Opening Bell Aug 03 2016
First Interstate Bancsystem downgraded by FIG Partners Jul 27 2016
Edited Transcript of FIBK earnings conference call or presentation 26-Jul-16 3:00pm GMT Jul 26 2016
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Results of Operations and Financial Condition Jul 26 2016
First Interstate BancSystem, Inc. Reports Strong Second Quarter Earnings; Announces Quarterly... Jul 25 2016
First Interstate BancSystem posts 2Q profit Jul 25 2016
First Interstate BancSystem posts 2Q profit Jul 25 2016
First Interstate BancSystem, Inc. Reports Strong Second Quarter Earnings; Announces Quarterly... Jul 25 2016

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