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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 5.07
FIBK's Cash to Debt is ranked higher than
61% of the 970 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.49 vs. FIBK: 5.07 )
Ranked among companies with meaningful Cash to Debt only.
FIBK' s 10-Year Cash to Debt Range
Min: 0.63  Med: 3.05 Max: N/A
Current: 5.07
Equity to Asset 0.11
FIBK's Equity to Asset is ranked higher than
53% of the 1323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FIBK: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
FIBK' s 10-Year Equity to Asset Range
Min: 0.07  Med: 0.09 Max: 0.11
Current: 0.11
0.07
0.11
Interest Coverage 6.97
FIBK's Interest Coverage is ranked higher than
87% of the 1239 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.65 vs. FIBK: 6.97 )
Ranked among companies with meaningful Interest Coverage only.
FIBK' s 10-Year Interest Coverage Range
Min: 0.82  Med: 1.30 Max: 6.97
Current: 6.97
0.82
6.97
F-Score: 5
WACC vs ROIC
13.09%
25.67%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 34.66
FIBK's Operating margin (%) is ranked higher than
63% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.90 vs. FIBK: 34.66 )
Ranked among companies with meaningful Operating margin (%) only.
FIBK' s 10-Year Operating margin (%) Range
Min: 15.9  Med: 29.90 Max: 40.44
Current: 34.66
15.9
40.44
Net-margin (%) 22.72
FIBK's Net-margin (%) is ranked higher than
54% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.60 vs. FIBK: 22.72 )
Ranked among companies with meaningful Net-margin (%) only.
FIBK' s 10-Year Net-margin (%) Range
Min: 10.91  Med: 19.41 Max: 26.11
Current: 22.72
10.91
26.11
ROE (%) 9.60
FIBK's ROE (%) is ranked higher than
60% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.16 vs. FIBK: 9.60 )
Ranked among companies with meaningful ROE (%) only.
FIBK' s 10-Year ROE (%) Range
Min: 5.18  Med: 12.39 Max: 19.89
Current: 9.6
5.18
19.89
ROA (%) 1.03
FIBK's ROA (%) is ranked higher than
64% of the 1399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. FIBK: 1.03 )
Ranked among companies with meaningful ROA (%) only.
FIBK' s 10-Year ROA (%) Range
Min: 0.51  Med: 1.11 Max: 1.59
Current: 1.03
0.51
1.59
ROC (Joel Greenblatt) (%) 67.05
FIBK's ROC (Joel Greenblatt) (%) is ranked lower than
54% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.24 vs. FIBK: 67.05 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
FIBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 28.32  Med: 69.25 Max: 112.09
Current: 67.05
28.32
112.09
Revenue Growth (3Y)(%) -0.20
FIBK's Revenue Growth (3Y)(%) is ranked lower than
62% of the 1174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. FIBK: -0.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FIBK' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: -0.2
Current: -0.2
EBITDA Growth (3Y)(%) 18.40
FIBK's EBITDA Growth (3Y)(%) is ranked higher than
75% of the 1035 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FIBK: 18.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FIBK' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 22
Current: 18.4
0
22
EPS Growth (3Y)(%) 24.90
FIBK's EPS Growth (3Y)(%) is ranked higher than
78% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.40 vs. FIBK: 24.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FIBK' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 32.1
Current: 24.9
0
32.1
» FIBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

FIBK Guru Trades in Q2 2014

HOTCHKIS & WILEY 105,000 sh (-0.34%)
Jim Simons 311,300 sh (-18.85%)
Paul Tudor Jones 11,687 sh (-40.34%)
» More
Q3 2014

FIBK Guru Trades in Q3 2014

HOTCHKIS & WILEY 105,000 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons 311,077 sh (-0.07%)
» More
Q4 2014

FIBK Guru Trades in Q4 2014

HOTCHKIS & WILEY Sold Out
Jim Simons 295,600 sh (-4.98%)
» More
Q1 2015

FIBK Guru Trades in Q1 2015

Jim Simons 297,100 sh (+0.51%)
» More
» Details

Insider Trades

Latest Guru Trades with FIBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 15.09
FIBK's P/E(ttm) is ranked lower than
58% of the 1251 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. FIBK: 15.09 )
Ranked among companies with meaningful P/E(ttm) only.
FIBK' s 10-Year P/E(ttm) Range
Min: 10.56  Med: 13.60 Max: 19.47
Current: 15.09
10.56
19.47
Forward P/E 14.20
FIBK's Forward P/E is ranked lower than
73% of the 710 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.17 vs. FIBK: 14.20 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.10
FIBK's PE(NRI) is ranked lower than
58% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. FIBK: 15.10 )
Ranked among companies with meaningful PE(NRI) only.
FIBK' s 10-Year PE(NRI) Range
Min: 10.53  Med: 13.61 Max: 19.55
Current: 15.1
10.53
19.55
P/B 1.39
FIBK's P/B is ranked lower than
71% of the 1349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FIBK: 1.39 )
Ranked among companies with meaningful P/B only.
FIBK' s 10-Year P/B Range
Min: 0.6  Med: 0.97 Max: 1.59
Current: 1.39
0.6
1.59
P/S 3.39
FIBK's P/S is ranked lower than
60% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.99 vs. FIBK: 3.39 )
Ranked among companies with meaningful P/S only.
FIBK' s 10-Year P/S Range
Min: 1.23  Med: 1.84 Max: 3.78
Current: 3.39
1.23
3.78
POCF 12.96
FIBK's POCF is ranked lower than
66% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.79 vs. FIBK: 12.96 )
Ranked among companies with meaningful POCF only.
FIBK' s 10-Year POCF Range
Min: 3.3  Med: 6.35 Max: 13.39
Current: 12.96
3.3
13.39
EV-to-EBIT 5.84
FIBK's EV-to-EBIT is ranked higher than
88% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.99 vs. FIBK: 5.84 )
Ranked among companies with meaningful EV-to-EBIT only.
FIBK' s 10-Year EV-to-EBIT Range
Min: -0.3  Med: 4.50 Max: 7.5
Current: 5.84
-0.3
7.5
PEG 2.56
FIBK's PEG is ranked lower than
79% of the 575 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. FIBK: 2.56 )
Ranked among companies with meaningful PEG only.
FIBK' s 10-Year PEG Range
Min: 0.95  Med: 1.38 Max: 1.99
Current: 2.56
0.95
1.99
Shiller P/E 18.89
FIBK's Shiller P/E is ranked lower than
59% of the 770 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.76 vs. FIBK: 18.89 )
Ranked among companies with meaningful Shiller P/E only.
FIBK' s 10-Year Shiller P/E Range
Min: 8.54  Med: 12.66 Max: 20.94
Current: 18.89
8.54
20.94
Days Sales Outstanding 26.89
FIBK's Days Sales Outstanding is ranked higher than
65% of the 769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 33.98 vs. FIBK: 26.89 )
Ranked among companies with meaningful Days Sales Outstanding only.
FIBK' s 10-Year Days Sales Outstanding Range
Min: 27.45  Med: 35.85 Max: 40.26
Current: 26.89
27.45
40.26

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.61
FIBK's Dividend Yield is ranked higher than
50% of the 2204 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. FIBK: 2.61 )
Ranked among companies with meaningful Dividend Yield only.
FIBK' s 10-Year Dividend Yield Range
Min: 0.68  Med: 2.47 Max: 4.48
Current: 2.61
0.68
4.48
Dividend Payout 0.37
FIBK's Dividend Payout is ranked higher than
62% of the 1287 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FIBK: 0.37 )
Ranked among companies with meaningful Dividend Payout only.
FIBK' s 10-Year Dividend Payout Range
Min: 0.26  Med: 0.40 Max: 0.81
Current: 0.37
0.26
0.81
Dividend growth (3y) 11.80
FIBK's Dividend growth (3y) is ranked higher than
62% of the 657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. FIBK: 11.80 )
Ranked among companies with meaningful Dividend growth (3y) only.
FIBK' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 0.00 Max: 11.8
Current: 11.8
0
11.8
Yield on cost (5-Year) 2.63
FIBK's Yield on cost (5-Year) is ranked lower than
57% of the 2195 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. FIBK: 2.63 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FIBK' s 10-Year Yield on cost (5-Year) Range
Min: 0.68  Med: 2.47 Max: 4.48
Current: 2.63
0.68
4.48
Share Buyback Rate -1.80
FIBK's Share Buyback Rate is ranked higher than
50% of the 997 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FIBK: -1.80 )
Ranked among companies with meaningful Share Buyback Rate only.
FIBK' s 10-Year Share Buyback Rate Range
Min: 0  Med: 0.00 Max: -10.8
Current: -1.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.83
FIBK's Price/Tangible Book is ranked lower than
80% of the 1328 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. FIBK: 1.83 )
Ranked among companies with meaningful Price/Tangible Book only.
FIBK' s 10-Year Price/Tangible Book Range
Min: 0.89  Med: 1.40 Max: 2.09
Current: 1.83
0.89
2.09
Price/Projected FCF 1.14
FIBK's Price/Projected FCF is ranked lower than
82% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. FIBK: 1.14 )
Ranked among companies with meaningful Price/Projected FCF only.
FIBK' s 10-Year Price/Projected FCF Range
Min: 0.49  Med: 0.83 Max: 1.26
Current: 1.14
0.49
1.26
Price/Median PS Value 1.83
FIBK's Price/Median PS Value is ranked lower than
94% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. FIBK: 1.83 )
Ranked among companies with meaningful Price/Median PS Value only.
FIBK' s 10-Year Price/Median PS Value Range
Min: 0.73  Med: 1.00 Max: 1.99
Current: 1.83
0.73
1.99
Price/Peter Lynch Fair Value 0.97
FIBK's Price/Peter Lynch Fair Value is ranked lower than
53% of the 358 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. FIBK: 0.97 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
FIBK' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.99  Med: 1.51 Max: 2.01
Current: 0.97
0.99
2.01
Price/Graham Number 1.10
FIBK's Price/Graham Number is ranked lower than
72% of the 1155 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. FIBK: 1.10 )
Ranked among companies with meaningful Price/Graham Number only.
FIBK' s 10-Year Price/Graham Number Range
Min: 0.63  Med: 0.91 Max: 1.16
Current: 1.1
0.63
1.16
Earnings Yield (Greenblatt) (%) 17.06
FIBK's Earnings Yield (Greenblatt) (%) is ranked higher than
89% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. FIBK: 17.06 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FIBK' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 13.2  Med: 22.00 Max: 2285.5
Current: 17.06
13.2
2285.5
Forward Rate of Return (Yacktman) (%) 17.78
FIBK's Forward Rate of Return (Yacktman) (%) is ranked higher than
60% of the 765 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. FIBK: 17.78 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FIBK' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 0.6  Med: 4.30 Max: 17.9
Current: 17.78
0.6
17.9

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:4FB.Germany,
First Interstate BancSystem Inc is a financial and bank holding company incorporated as a Montana corporation in 1971. The Company currently operates 74 banking offices, including detached drive-up facilities, in 41 communities located in Montana, Wyoming and western South Dakota. It also offers internet and mobile banking services. Through its wholly-owned subsidiary, First Interstate Bank, the Company delivers various banking products and services to individuals, businesses, municipalities and other entities throughout its market areas. Its customers participate in various, including energy, healthcare and professional services, education and governmental services, construction, mining, agriculture, retail and wholesale trade and tourism. The Company has one operating segment, community banking, which encompasses commercial and consumer banking services offered to individuals, businesses, municipalities and other entities. The Company offers traditional depository products including checking, savings and time deposits. It also provides trust, employee benefit, investment management, insurance, agency and custodial services. The Company competes with other financial institutions located in Montana, Wyoming, South Dakota and adjoining states for deposits, loans and trust, employee benefit, investment and insurance accounts. It also competes with savings and loan associations, savings banks and credit unions for deposits and loans. The Company is subject to extensive regulation under federal and state laws.
» More Articles for FIBK

Headlines

Articles On GuruFocus.com
comment on FIBK Feb 24 2013 
comment on FIBK Jan 20 2012 
BOT $11.15 Dec 06 2011 
First Interstate BancSystem Inc. Reports Operating Results (10-K) Feb 28 2011 
First Interstate BancSystem Inc. Reports Operating Results (10-Q) Nov 04 2010 
First Interstate BancSystem Inc. Reports Operating Results (10-Q) Jul 30 2010 
First Interstate BancSystem Inc. Reports Operating Results (10-Q) May 03 2010 

More From Other Websites
First Interstate Bancsystem upgraded by Piper Jaffray Jul 30 2015
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jul 28 2015
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FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Change in Directors or Principal Officers,... Jul 24 2015
First Interstate BancSystem, Inc. Announces CEO Succession Jul 23 2015
Edited Transcript of FIBK earnings conference call or presentation 21-Jul-15 3:00pm GMT Jul 21 2015
First Interstate BancSystem, Inc. Reports Earnings Growth of 5.9% Quarter-Over-Quarter Jul 20 2015
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Results of Operations and Financial Condition Jul 20 2015
First Interstate BancSystem, Inc. Reports Earnings Growth of 5.9% Quarter-Over-Quarter Jul 20 2015
Q2 2015 First Interstate BancSystem Inc Earnings Release - After Market Close Jul 20 2015
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First Interstate BancSystem, Inc. Announces Second Quarter Earnings Release and Conference Call Jul 09 2015
First Interstate BancSystem, Inc. Announces Second Quarter Earnings Release and Conference Call Jul 09 2015
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Submission of Matters to a Vote of Security... May 27 2015
FIRST INTERSTATE BANCSYSTEM INC Financials May 15 2015
FIRST INTERSTATE BANCSYSTEM INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 12 2015
10-Q for First Interstate BancSystem, Inc. (Montana) May 09 2015
First Interstate BancSystem, Inc. to Present at the D.A. Davidson 17th Annual Financial Services... May 08 2015
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FIRST INTERSTATE BANCSYSTEM INC Files SEC form 10-Q, Quarterly Report May 07 2015

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