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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.06
FISV's Cash to Debt is ranked lower than
92% of the 738 Companies
in the Global Business Services industry.

( Industry Median: 1.28 vs. FISV: 0.06 )
Ranked among companies with meaningful Cash to Debt only.
FISV' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.19 Max: 5.48
Current: 0.06
0.05
5.48
Equity to Asset 0.29
FISV's Equity to Asset is ranked lower than
79% of the 717 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. FISV: 0.29 )
Ranked among companies with meaningful Equity to Asset only.
FISV' s Equity to Asset Range Over the Past 10 Years
Min: 0.18  Med: 0.31 Max: 0.43
Current: 0.29
0.18
0.43
Interest Coverage 7.71
FISV's Interest Coverage is ranked lower than
72% of the 525 Companies
in the Global Business Services industry.

( Industry Median: 35.02 vs. FISV: 7.71 )
Ranked among companies with meaningful Interest Coverage only.
FISV' s Interest Coverage Range Over the Past 10 Years
Min: 3.49  Med: 6.25 Max: 23.64
Current: 7.71
3.49
23.64
F-Score: 6
Z-Score: 4.16
M-Score: -2.72
WACC vs ROIC
6.97%
12.46%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 24.95
FISV's Operating margin (%) is ranked higher than
89% of the 726 Companies
in the Global Business Services industry.

( Industry Median: 5.58 vs. FISV: 24.95 )
Ranked among companies with meaningful Operating margin (%) only.
FISV' s Operating margin (%) Range Over the Past 10 Years
Min: 18.65  Med: 22.56 Max: 24.36
Current: 24.95
18.65
24.36
Net-margin (%) 13.55
FISV's Net-margin (%) is ranked higher than
80% of the 727 Companies
in the Global Business Services industry.

( Industry Median: 3.87 vs. FISV: 13.55 )
Ranked among companies with meaningful Net-margin (%) only.
FISV' s Net-margin (%) Range Over the Past 10 Years
Min: 11  Med: 12.51 Max: 15.92
Current: 13.55
11
15.92
ROE (%) 23.44
FISV's ROE (%) is ranked higher than
85% of the 704 Companies
in the Global Business Services industry.

( Industry Median: 8.54 vs. FISV: 23.44 )
Ranked among companies with meaningful ROE (%) only.
FISV' s ROE (%) Range Over the Past 10 Years
Min: 14.55  Med: 18.36 Max: 22.49
Current: 23.44
14.55
22.49
ROA (%) 7.58
FISV's ROA (%) is ranked higher than
73% of the 742 Companies
in the Global Business Services industry.

( Industry Median: 3.74 vs. FISV: 7.58 )
Ranked among companies with meaningful ROA (%) only.
FISV' s ROA (%) Range Over the Past 10 Years
Min: 4.85  Med: 6.56 Max: 8
Current: 7.58
4.85
8
ROC (Joel Greenblatt) (%) 335.25
FISV's ROC (Joel Greenblatt) (%) is ranked higher than
91% of the 726 Companies
in the Global Business Services industry.

( Industry Median: 24.08 vs. FISV: 335.25 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
FISV' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: 109.87  Med: 345.15 Max: 417
Current: 335.25
109.87
417
Revenue Growth (3Y)(%) 10.50
FISV's Revenue Growth (3Y)(%) is ranked higher than
72% of the 571 Companies
in the Global Business Services industry.

( Industry Median: 4.00 vs. FISV: 10.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FISV' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 1.9  Med: 10.90 Max: 20.6
Current: 10.5
1.9
20.6
EBITDA Growth (3Y)(%) 13.60
FISV's EBITDA Growth (3Y)(%) is ranked higher than
71% of the 476 Companies
in the Global Business Services industry.

( Industry Median: 5.50 vs. FISV: 13.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FISV' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 4.4  Med: 15.45 Max: 25.3
Current: 13.6
4.4
25.3
EPS Growth (3Y)(%) 20.90
FISV's EPS Growth (3Y)(%) is ranked higher than
76% of the 438 Companies
in the Global Business Services industry.

( Industry Median: 4.80 vs. FISV: 20.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FISV' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -2.6  Med: 16.15 Max: 24.4
Current: 20.9
-2.6
24.4
» FISV's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

FISV Guru Trades in Q4 2014

Jim Simons 22,604 sh (New)
Ray Dalio Sold Out
Pioneer Investments 899,641 sh (-1.14%)
Mairs and Power 1,688,871 sh (-8.05%)
Chuck Royce 42,060 sh (-27.91%)
» More
Q1 2015

FISV Guru Trades in Q1 2015

Caxton Associates 5,000 sh (New)
Pioneer Investments 902,600 sh (+0.33%)
Jim Simons Sold Out
Chuck Royce 39,760 sh (-5.47%)
Mairs and Power 1,554,181 sh (-7.98%)
» More
Q2 2015

FISV Guru Trades in Q2 2015

Louis Moore Bacon 22,847 sh (New)
Pioneer Investments 903,042 sh (+0.05%)
Chuck Royce 39,760 sh (unchged)
Caxton Associates Sold Out
Mairs and Power 1,452,916 sh (-6.52%)
» More
Q3 2015

FISV Guru Trades in Q3 2015

John Burbank 11,979 sh (New)
Louis Moore Bacon 27,209 sh (+19.09%)
Pioneer Investments 906,779 sh (+0.41%)
Mairs and Power 1,265,611 sh (-12.89%)
Chuck Royce 29,800 sh (-25.05%)
» More
» Details

Insider Trades

Latest Guru Trades with FISV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 32.05
FISV's P/E(ttm) is ranked lower than
77% of the 763 Companies
in the Global Business Services industry.

( Industry Median: 20.40 vs. FISV: 32.05 )
Ranked among companies with meaningful P/E(ttm) only.
FISV' s P/E(ttm) Range Over the Past 10 Years
Min: 8.2  Med: 19.02 Max: 33.23
Current: 32.05
8.2
33.23
Forward P/E 18.62
FISV's Forward P/E is ranked lower than
77% of the 461 Companies
in the Global Business Services industry.

( Industry Median: 14.41 vs. FISV: 18.62 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 32.05
FISV's PE(NRI) is ranked lower than
75% of the 606 Companies
in the Global Business Services industry.

( Industry Median: 21.00 vs. FISV: 32.05 )
Ranked among companies with meaningful PE(NRI) only.
FISV' s PE(NRI) Range Over the Past 10 Years
Min: 13.46  Med: 19.26 Max: 33.26
Current: 32.05
13.46
33.26
P/B 8.03
FISV's P/B is ranked lower than
90% of the 979 Companies
in the Global Business Services industry.

( Industry Median: 2.27 vs. FISV: 8.03 )
Ranked among companies with meaningful P/B only.
FISV' s P/B Range Over the Past 10 Years
Min: 1.77  Med: 3.18 Max: 7.93
Current: 8.03
1.77
7.93
P/S 4.33
FISV's P/S is ranked lower than
88% of the 988 Companies
in the Global Business Services industry.

( Industry Median: 1.13 vs. FISV: 4.33 )
Ranked among companies with meaningful P/S only.
FISV' s P/S Range Over the Past 10 Years
Min: 1.03  Med: 2.29 Max: 4.5
Current: 4.33
1.03
4.5
PFCF 23.95
FISV's PFCF is ranked lower than
66% of the 592 Companies
in the Global Business Services industry.

( Industry Median: 17.32 vs. FISV: 23.95 )
Ranked among companies with meaningful PFCF only.
FISV' s PFCF Range Over the Past 10 Years
Min: 4.25  Med: 18.04 Max: 33.75
Current: 23.95
4.25
33.75
POCF 17.33
FISV's POCF is ranked lower than
72% of the 723 Companies
in the Global Business Services industry.

( Industry Median: 11.69 vs. FISV: 17.33 )
Ranked among companies with meaningful POCF only.
FISV' s POCF Range Over the Past 10 Years
Min: 3.68  Med: 13.30 Max: 17.99
Current: 17.33
3.68
17.99
EV-to-EBIT 20.76
FISV's EV-to-EBIT is ranked lower than
70% of the 813 Companies
in the Global Business Services industry.

( Industry Median: 14.83 vs. FISV: 20.76 )
Ranked among companies with meaningful EV-to-EBIT only.
FISV' s EV-to-EBIT Range Over the Past 10 Years
Min: 9.5  Med: 13.00 Max: 22.1
Current: 20.76
9.5
22.1
EV-to-EBITDA 15.46
FISV's EV-to-EBITDA is ranked lower than
71% of the 863 Companies
in the Global Business Services industry.

( Industry Median: 10.98 vs. FISV: 15.46 )
Ranked among companies with meaningful EV-to-EBITDA only.
FISV' s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.9  Med: 9.80 Max: 16.5
Current: 15.46
6.9
16.5
PEG 3.61
FISV's PEG is ranked lower than
77% of the 237 Companies
in the Global Business Services industry.

( Industry Median: 1.88 vs. FISV: 3.61 )
Ranked among companies with meaningful PEG only.
FISV' s PEG Range Over the Past 10 Years
Min: 0.92  Med: 1.54 Max: 3.43
Current: 3.61
0.92
3.43
Shiller P/E 45.28
FISV's Shiller P/E is ranked lower than
78% of the 228 Companies
in the Global Business Services industry.

( Industry Median: 26.31 vs. FISV: 45.28 )
Ranked among companies with meaningful Shiller P/E only.
FISV' s Shiller P/E Range Over the Past 10 Years
Min: 14.25  Med: 26.21 Max: 46.99
Current: 45.28
14.25
46.99
Current Ratio 1.09
FISV's Current Ratio is ranked lower than
76% of the 722 Companies
in the Global Business Services industry.

( Industry Median: 1.59 vs. FISV: 1.09 )
Ranked among companies with meaningful Current Ratio only.
FISV' s Current Ratio Range Over the Past 10 Years
Min: 0.14  Med: 1.11 Max: 6.19
Current: 1.09
0.14
6.19
Quick Ratio 1.09
FISV's Quick Ratio is ranked lower than
69% of the 722 Companies
in the Global Business Services industry.

( Industry Median: 1.42 vs. FISV: 1.09 )
Ranked among companies with meaningful Quick Ratio only.
FISV' s Quick Ratio Range Over the Past 10 Years
Min: 0.14  Med: 1.11 Max: 6.19
Current: 1.09
0.14
6.19
Days Sales Outstanding 55.72
FISV's Days Sales Outstanding is ranked higher than
52% of the 553 Companies
in the Global Business Services industry.

( Industry Median: 57.70 vs. FISV: 55.72 )
Ranked among companies with meaningful Days Sales Outstanding only.
FISV' s Days Sales Outstanding Range Over the Past 10 Years
Min: 47.03  Med: 56.81 Max: 78.3
Current: 55.72
47.03
78.3
Days Payable 9.66
FISV's Days Payable is ranked lower than
85% of the 485 Companies
in the Global Business Services industry.

( Industry Median: 36.86 vs. FISV: 9.66 )
Ranked among companies with meaningful Days Payable only.
FISV' s Days Payable Range Over the Past 10 Years
Min: 7.73  Med: 14.97 Max: 82.15
Current: 9.66
7.73
82.15

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 1.68
FISV's Price/Projected FCF is ranked lower than
62% of the 569 Companies
in the Global Business Services industry.

( Industry Median: 1.38 vs. FISV: 1.68 )
Ranked among companies with meaningful Price/Projected FCF only.
FISV' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.67  Med: 1.11 Max: 2.87
Current: 1.68
0.67
2.87
Price/DCF (Earnings Based) 1.96
FISV's Price/DCF (Earnings Based) is ranked lower than
66% of the 111 Companies
in the Global Business Services industry.

( Industry Median: 2.97 vs. FISV: 1.96 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.87
FISV's Price/Median PS Value is ranked lower than
86% of the 874 Companies
in the Global Business Services industry.

( Industry Median: 1.01 vs. FISV: 1.87 )
Ranked among companies with meaningful Price/Median PS Value only.
FISV' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.57  Med: 1.11 Max: 2.07
Current: 1.87
0.57
2.07
Price/Peter Lynch Fair Value 2.95
FISV's Price/Peter Lynch Fair Value is ranked lower than
79% of the 267 Companies
in the Global Business Services industry.

( Industry Median: 1.63 vs. FISV: 2.95 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
FISV' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.93  Med: 1.36 Max: 3.31
Current: 2.95
0.93
3.31
Earnings Yield (Greenblatt) (%) 4.87
FISV's Earnings Yield (Greenblatt) (%) is ranked lower than
53% of the 718 Companies
in the Global Business Services industry.

( Industry Median: 5.40 vs. FISV: 4.87 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FISV' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 4.5  Med: 7.70 Max: 10.5
Current: 4.87
4.5
10.5
Forward Rate of Return (Yacktman) (%) 14.00
FISV's Forward Rate of Return (Yacktman) (%) is ranked higher than
60% of the 369 Companies
in the Global Business Services industry.

( Industry Median: 11.02 vs. FISV: 14.00 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FISV' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 10.5  Med: 18.10 Max: 23.4
Current: 14
10.5
23.4

More Statistics

Revenue(Mil) $5254
EPS $ 2.99
Beta0.78
Short Percentage of Float1.79%
52-Week Range $76.15 - 97.76
Shares Outstanding(Mil)228.54

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 5,283 5,585 5,925
EPS($) 3.84 4.34 4.95
EPS without NRI($) 3.84 4.34 4.95

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:FIV.Germany, FISV.Mexico,
Fiserv Inc was incorporated in Delaware in 1984 and reincorporated as a Wisconsin corporation in 1992. The Company is a provider of financial services technology. The Company and its subsidiaries provide integrated information management and electronic commerce systems and services, including transaction processing, electronic bill payment and presentment, business process outsourcing, document distribution services and software and systems solutions. The Companys operations are mainly in the United States and are comprised of the Financial Institution Services segment, Payments and Industry Products segment and Corporate and Other segment. The Financial segment provides banks, thrifts and credit unions with account processing services, item processing services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Payments segment mainly provides electronic bill payment and presentment services, biller services, digital channel services, and other electronic payments services such as person-to-person payments and account-to-account transfers. The businesses in this segment also provide card and print personalization services, Internet banking, investment account processing services for separately managed accounts and fraud and risk management products and services. The Corporate and Other segment mainly consists of unallocated corporate overhead expenses, amortization of acquisition-related intangible assets and intercompany eliminations. The Company competes with vendors that offer similar transaction processing products and services to financial institutions, including Fidelity National Information Services, Inc., Jack Henry and Associates, Inc, MasterCard Incorporated, Total System Services, Inc., Visa, Inc. and Western Union. The Company is subject to the Federal Reserve Boards rules with respect to its ACH network.
» More Articles for FISV

Headlines

Articles On GuruFocus.com
Mairs & Power 4th Quarter Growth Fund Commentary Feb 02 2016 
The Best Way to Judge Past Performance: Part Two Jul 01 2015 
Weekly 52-Week Highs Highlight: V, DLPH, FISV, NWL May 17 2015 
Ready to Follow Ray Dalio on this Stock Dec 17 2014 
Weekly 52-Week Highs Highlight: LBTYK, STZ, FISV, BCR Nov 09 2014 
Warrior Capital’s Major Sells in Review - VistaPrint, Google, Fiserv, Express Scripts Nov 30 2013 
Former Warren Buffett CIO Lou Simpson Buys UPS, Brookfield Asset Management, Sells Lowe's, Fiserv Aug 21 2013 
Looking For a Few Good Businesses Jun 20 2013 
Lou Simpson Buys Moody's Corporation, Oracle Corporation, Brookfield Asset Management Inc, Sells Fis Feb 18 2013 
52-Week High Companies: AMGN, CBE, FISV, NEWS, ACE Oct 01 2012 

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