Switch to:
Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.07
FISV's Cash-to-Debt is ranked lower than
93% of the 701 Companies
in the Global Business Services industry.

( Industry Median: 1.28 vs. FISV: 0.07 )
Ranked among companies with meaningful Cash-to-Debt only.
FISV' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.22 Max: N/A
Current: 0.07
Equity-to-Asset 0.25
FISV's Equity-to-Asset is ranked lower than
82% of the 684 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. FISV: 0.25 )
Ranked among companies with meaningful Equity-to-Asset only.
FISV' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.18  Med: 0.28 Max: 0.72
Current: 0.25
0.18
0.72
Interest Coverage 8.92
FISV's Interest Coverage is ranked lower than
70% of the 608 Companies
in the Global Business Services industry.

( Industry Median: 24.33 vs. FISV: 8.92 )
Ranked among companies with meaningful Interest Coverage only.
FISV' s Interest Coverage Range Over the Past 10 Years
Min: 3.49  Med: 6.27 Max: 9.72
Current: 8.92
3.49
9.72
Piotroski F-Score: 7
Altman Z-Score: 3.14
Beneish M-Score: -2.70
WACC vs ROIC
6.01%
14.16%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating Margin % 26.42
FISV's Operating Margin % is ranked higher than
93% of the 690 Companies
in the Global Business Services industry.

( Industry Median: 5.95 vs. FISV: 26.42 )
Ranked among companies with meaningful Operating Margin % only.
FISV' s Operating Margin % Range Over the Past 10 Years
Min: 18.96  Med: 23.41 Max: 26.25
Current: 26.42
18.96
26.25
Net Margin % 15.95
FISV's Net Margin % is ranked higher than
88% of the 691 Companies
in the Global Business Services industry.

( Industry Median: 3.91 vs. FISV: 15.95 )
Ranked among companies with meaningful Net Margin % only.
FISV' s Net Margin % Range Over the Past 10 Years
Min: 11  Med: 12.93 Max: 16.89
Current: 15.95
11
16.89
ROE % 34.53
FISV's ROE % is ranked higher than
92% of the 667 Companies
in the Global Business Services industry.

( Industry Median: 8.66 vs. FISV: 34.53 )
Ranked among companies with meaningful ROE % only.
FISV' s ROE % Range Over the Past 10 Years
Min: 14.55  Med: 18.41 Max: 35.76
Current: 34.53
14.55
35.76
ROA % 9.22
FISV's ROA % is ranked higher than
80% of the 705 Companies
in the Global Business Services industry.

( Industry Median: 3.48 vs. FISV: 9.22 )
Ranked among companies with meaningful ROA % only.
FISV' s ROA % Range Over the Past 10 Years
Min: 4.85  Med: 6.56 Max: 9.75
Current: 9.22
4.85
9.75
ROC (Joel Greenblatt) % 367.20
FISV's ROC (Joel Greenblatt) % is ranked higher than
93% of the 691 Companies
in the Global Business Services industry.

( Industry Median: 22.74 vs. FISV: 367.20 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
FISV' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 109.87  Med: 346.78 Max: 417
Current: 367.2
109.87
417
3-Year Revenue Growth Rate 10.80
FISV's 3-Year Revenue Growth Rate is ranked higher than
74% of the 550 Companies
in the Global Business Services industry.

( Industry Median: 4.50 vs. FISV: 10.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
FISV' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 1.9  Med: 11.3 Max: 31.7
Current: 10.8
1.9
31.7
3-Year EBITDA Growth Rate 14.60
FISV's 3-Year EBITDA Growth Rate is ranked higher than
72% of the 476 Companies
in the Global Business Services industry.

( Industry Median: 5.60 vs. FISV: 14.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
FISV' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 4.4  Med: 15.7 Max: 26.9
Current: 14.6
4.4
26.9
3-Year EPS without NRI Growth Rate 19.40
FISV's 3-Year EPS without NRI Growth Rate is ranked higher than
73% of the 430 Companies
in the Global Business Services industry.

( Industry Median: 7.10 vs. FISV: 19.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
FISV' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -2.6  Med: 18.4 Max: 26.9
Current: 19.4
-2.6
26.9
GuruFocus has detected 3 Warning Signs with Fiserv Inc $FISV.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» FISV's 10-Y Financials

Financials (Next Earnings Date: 2017-05-08 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

FISV Guru Trades in Q1 2016

Jeremy Grantham 528,400 sh (+3814.07%)
John Burbank 13,136 sh (+9.66%)
Paul Tudor Jones 8,000 sh (unchged)
Mairs and Power 1,183,006 sh (-3.23%)
Jim Simons 228,204 sh (-8.54%)
Chuck Royce 16,000 sh (-22.33%)
Pioneer Investments 634,631 sh (-30.01%)
Paul Tudor Jones 7,429 sh (-74.82%)
» More
Q2 2016

FISV Guru Trades in Q2 2016

Ray Dalio 2,600 sh (New)
Mario Gabelli 5,330 sh (New)
Louis Moore Bacon 4,102 sh (New)
Joel Greenblatt 29,643 sh (New)
Jeremy Grantham 856,534 sh (+62.10%)
Jim Simons 265,504 sh (+16.35%)
Paul Tudor Jones Sold Out
Pioneer Investments 633,131 sh (-0.24%)
Mairs and Power 1,145,338 sh (-3.18%)
John Burbank 11,979 sh (-8.81%)
Chuck Royce 11,700 sh (-26.88%)
» More
Q3 2016

FISV Guru Trades in Q3 2016

Paul Tudor Jones 2,400 sh (New)
Joel Greenblatt 111,426 sh (+275.89%)
Mario Gabelli 11,075 sh (+107.79%)
Louis Moore Bacon 7,477 sh (+82.28%)
Jim Simons 294,504 sh (+10.92%)
Chuck Royce Sold Out
John Burbank Sold Out
Ray Dalio Sold Out
Mairs and Power 1,125,778 sh (-1.71%)
Pioneer Investments 591,570 sh (-6.56%)
Jeremy Grantham 525,724 sh (-38.62%)
» More
Q4 2016

FISV Guru Trades in Q4 2016

Paul Tudor Jones 5,965 sh (+148.54%)
Pioneer Investments Sold Out
Jim Simons Sold Out
Mairs and Power 1,125,711 sh (-0.01%)
Mario Gabelli 11,050 sh (-0.23%)
Jeremy Grantham 374,681 sh (-28.73%)
Joel Greenblatt 2,290 sh (-97.94%)
» More
» Details

Insider Trades

Latest Guru Trades with FISV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Business Services » Business Services    NAICS: 561499    SIC: 7389
Compare:NYSE:FIS, NAS:PAYX, OTCPK:EXPGF, OTCPK:SDXAY, NAS:INFO, OTCPK:FUJIF, NYSE:EFX, OTCPK:SGSOY, NYSE:NLSN, NYSE:FDC, NYSE:FLT, NAS:VRSK, NAS:CTAS, NYSE:VNTV, NYSE:GPN, OTCPK:BXBLY, NYSE:ZTO, NYSE:IRM, OTCPK:BVRDF, NYSE:ROL » details
Traded in other countries:FIV.Germany, FISV.Mexico,
Headquarter Location:USA
Fiserv Inc is a provider of financial services technology. It provides account processing systems; and electronic payments processing products & services to banks, thrifts, credit unions, leasing and finance, retailers, merchants, and building societies.

Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for U.S. banks and credit unions. It serves 13,000 clients, with a focus on its legacy business with small and midsize banks.

Top Ranked Articles about Fiserv Inc

Strategies for Long-Term Success in Community Banking The FDIC's all-day conference
I started investing in community banks for the first time this year. One of my objectives is to understand what it’s like to run a community bank from the perspective of executive management. Read more...
Companies Hit 52-Week Highs Five companies have risen to their highest price in a year
According to GuruFocus list of 52-week highs, these guru stocks have reached their 52-Week Highs. Read more...
5 Companies Achieve 52-Week Highs As of late, 5 companies have reached milestones
According to GuruFocus list of 52-week highs, these guru stocks have reached their 52-week highs. Read more...

Ratios

vs
industry
vs
history
PE Ratio 29.79
FISV's PE Ratio is ranked lower than
67% of the 530 Companies
in the Global Business Services industry.

( Industry Median: 20.87 vs. FISV: 29.79 )
Ranked among companies with meaningful PE Ratio only.
FISV' s PE Ratio Range Over the Past 10 Years
Min: 8.2  Med: 19.75 Max: 33.26
Current: 29.79
8.2
33.26
Forward PE Ratio 23.53
FISV's Forward PE Ratio is ranked lower than
75% of the 280 Companies
in the Global Business Services industry.

( Industry Median: 18.05 vs. FISV: 23.53 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 29.79
FISV's PE Ratio without NRI is ranked lower than
67% of the 530 Companies
in the Global Business Services industry.

( Industry Median: 20.73 vs. FISV: 29.79 )
Ranked among companies with meaningful PE Ratio without NRI only.
FISV' s PE Ratio without NRI Range Over the Past 10 Years
Min: 13.35  Med: 20.72 Max: 33.15
Current: 29.79
13.35
33.15
Price-to-Owner-Earnings 24.18
FISV's Price-to-Owner-Earnings is ranked lower than
60% of the 368 Companies
in the Global Business Services industry.

( Industry Median: 18.84 vs. FISV: 24.18 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
FISV' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.1  Med: 15.6 Max: 24.45
Current: 24.18
6.1
24.45
PB Ratio 10.77
FISV's PB Ratio is ranked lower than
91% of the 661 Companies
in the Global Business Services industry.

( Industry Median: 2.29 vs. FISV: 10.77 )
Ranked among companies with meaningful PB Ratio only.
FISV' s PB Ratio Range Over the Past 10 Years
Min: 1.77  Med: 3.34 Max: 10.77
Current: 10.77
1.77
10.77
PS Ratio 4.77
FISV's PS Ratio is ranked lower than
85% of the 660 Companies
in the Global Business Services industry.

( Industry Median: 1.22 vs. FISV: 4.77 )
Ranked among companies with meaningful PS Ratio only.
FISV' s PS Ratio Range Over the Past 10 Years
Min: 1.04  Med: 2.4 Max: 4.77
Current: 4.77
1.04
4.77
Price-to-Free-Cash-Flow 24.25
FISV's Price-to-Free-Cash-Flow is ranked lower than
59% of the 326 Companies
in the Global Business Services industry.

( Industry Median: 20.27 vs. FISV: 24.25 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FISV' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.25  Med: 18.49 Max: 30.92
Current: 24.25
4.25
30.92
Price-to-Operating-Cash-Flow 19.12
FISV's Price-to-Operating-Cash-Flow is ranked lower than
71% of the 391 Companies
in the Global Business Services industry.

( Industry Median: 12.71 vs. FISV: 19.12 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FISV' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.69  Med: 13.62 Max: 19.12
Current: 19.12
3.69
19.12
EV-to-EBIT 20.14
FISV's EV-to-EBIT is ranked lower than
64% of the 707 Companies
in the Global Business Services industry.

( Industry Median: 16.41 vs. FISV: 20.14 )
Ranked among companies with meaningful EV-to-EBIT only.
FISV' s EV-to-EBIT Range Over the Past 10 Years
Min: 7.1  Med: 14.55 Max: 22.4
Current: 20.14
7.1
22.4
EV-to-EBITDA 15.70
FISV's EV-to-EBITDA is ranked lower than
68% of the 747 Companies
in the Global Business Services industry.

( Industry Median: 12.32 vs. FISV: 15.70 )
Ranked among companies with meaningful EV-to-EBITDA only.
FISV' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.3  Med: 11 Max: 16.8
Current: 15.7
5.3
16.8
PEG Ratio 2.29
FISV's PEG Ratio is ranked lower than
53% of the 247 Companies
in the Global Business Services industry.

( Industry Median: 1.94 vs. FISV: 2.29 )
Ranked among companies with meaningful PEG Ratio only.
FISV' s PEG Ratio Range Over the Past 10 Years
Min: 0.92  Med: 1.85 Max: 3.45
Current: 2.29
0.92
3.45
Shiller PE Ratio 47.99
FISV's Shiller PE Ratio is ranked lower than
74% of the 148 Companies
in the Global Business Services industry.

( Industry Median: 28.90 vs. FISV: 47.99 )
Ranked among companies with meaningful Shiller PE Ratio only.
FISV' s Shiller PE Ratio Range Over the Past 10 Years
Min: 14.25  Med: 28 Max: 48.67
Current: 47.99
14.25
48.67
Current Ratio 0.90
FISV's Current Ratio is ranked lower than
85% of the 660 Companies
in the Global Business Services industry.

( Industry Median: 1.57 vs. FISV: 0.90 )
Ranked among companies with meaningful Current Ratio only.
FISV' s Current Ratio Range Over the Past 10 Years
Min: 0.14  Med: 1.11 Max: 6.19
Current: 0.9
0.14
6.19
Quick Ratio 0.90
FISV's Quick Ratio is ranked lower than
78% of the 660 Companies
in the Global Business Services industry.

( Industry Median: 1.40 vs. FISV: 0.90 )
Ranked among companies with meaningful Quick Ratio only.
FISV' s Quick Ratio Range Over the Past 10 Years
Min: 0.14  Med: 1.11 Max: 6.19
Current: 0.9
0.14
6.19
Days Sales Outstanding 56.44
FISV's Days Sales Outstanding is ranked lower than
51% of the 524 Companies
in the Global Business Services industry.

( Industry Median: 59.50 vs. FISV: 56.44 )
Ranked among companies with meaningful Days Sales Outstanding only.
FISV' s Days Sales Outstanding Range Over the Past 10 Years
Min: 47.03  Med: 56.2 Max: 78.3
Current: 56.44
47.03
78.3
Days Payable 13.49
FISV's Days Payable is ranked lower than
81% of the 440 Companies
in the Global Business Services industry.

( Industry Median: 39.89 vs. FISV: 13.49 )
Ranked among companies with meaningful Days Payable only.
FISV' s Days Payable Range Over the Past 10 Years
Min: 7.73  Med: 13.69 Max: 82.15
Current: 13.49
7.73
82.15

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 5.40
FISV's 3-Year Average Share Buyback Ratio is ranked higher than
96% of the 396 Companies
in the Global Business Services industry.

( Industry Median: -1.50 vs. FISV: 5.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FISV' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -11.3  Med: -0.7 Max: 5.5
Current: 5.4
-11.3
5.5

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 1.73
FISV's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
60% of the 339 Companies
in the Global Business Services industry.

( Industry Median: 1.45 vs. FISV: 1.73 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FISV' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.68  Med: 1.43 Max: 2.95
Current: 1.73
0.68
2.95
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.55
FISV's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
66% of the 50 Companies
in the Global Business Services industry.

( Industry Median: 1.71 vs. FISV: 1.55 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.98
FISV's Price-to-Median-PS-Value is ranked lower than
86% of the 543 Companies
in the Global Business Services industry.

( Industry Median: 1.12 vs. FISV: 1.98 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FISV' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.4  Med: 0.94 Max: 1.98
Current: 1.98
0.4
1.98
Price-to-Peter-Lynch-Fair-Value 2.32
FISV's Price-to-Peter-Lynch-Fair-Value is ranked lower than
68% of the 154 Companies
in the Global Business Services industry.

( Industry Median: 1.53 vs. FISV: 2.32 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
FISV' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.81  Med: 1.51 Max: 3.34
Current: 2.32
0.81
3.34
Earnings Yield (Greenblatt) % 4.97
FISV's Earnings Yield (Greenblatt) % is ranked higher than
50% of the 888 Companies
in the Global Business Services industry.

( Industry Median: 5.13 vs. FISV: 4.97 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
FISV' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 4.5  Med: 6.9 Max: 14.2
Current: 4.97
4.5
14.2
Forward Rate of Return (Yacktman) % 16.05
FISV's Forward Rate of Return (Yacktman) % is ranked higher than
65% of the 367 Companies
in the Global Business Services industry.

( Industry Median: 10.49 vs. FISV: 16.05 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
FISV' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 10.5  Med: 16.5 Max: 23.2
Current: 16.05
10.5
23.2

More Statistics

Revenue (TTM) (Mil) $5,568
EPS (TTM) $ 4.00
Beta0.72
Short Percentage of Float1.59%
52-Week Range $92.81 - 122.91
Shares Outstanding (Mil)212.38

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 5,785 6,099 6,405
EPS ($) 5.11 5.72 6.29
EPS without NRI ($) 5.11 5.72 6.29
EPS Growth Rate
(Future 3Y To 5Y Estimate)
10.13%
Dividends per Share ($)
» More Articles for FISV

Headlines

Articles On GuruFocus.com
Everything Right Except Price Jan 27 2017 
Jack Henry & Associates: No Debt, 5-Star Predictability Jan 27 2017 
Strategies for Long-Term Success in Community Banking Aug 02 2016 
Companies Hit 52-Week Highs Jul 19 2016 
5 Companies Achieve 52-Week Highs Jul 05 2016 
5 Companies Achieve 52-Week Highs Jun 07 2016 
Mairs & Power 4th Quarter Growth Fund Commentary Feb 02 2016 
The Best Way to Judge Past Performance: Part Two Jul 01 2015 
Weekly 52-Week Highs Highlight: V, DLPH, FISV, NWL May 17 2015 
Ready to Follow Ray Dalio on this Stock Dec 17 2014 

More From Other Websites
Edited Transcript of FISV earnings conference call or presentation 26-Apr-17 9:00pm GMT Apr 27 2017
Fiserv (FISV) Q1 Earnings and Revenues Surpass Estimates Apr 27 2017
Fiserv beats 1Q profit forecasts Apr 26 2017
Fiserv Reports First Quarter 2017 Results Apr 26 2017
Total System (TSS) Beats Q1 Earnings Estimates, Guides Up Apr 26 2017
Fiserv could relocate HQ to downtown Milwaukee Apr 25 2017
Fiserv Sponsors New ABA Resources to Inspire Careers in Banking Apr 25 2017
What's in Store for Fortinet (FTNT) this Earnings Season? Apr 25 2017
Is Fiserv (FISV) Set to Surpass Estimates in Q1 Earnings? Apr 24 2017
Why Earnings Season Could Be Great for Fiserv (FISV) Apr 24 2017
What's in Store for Equinix (EQIX) this Earnings Season? Apr 24 2017
Will Aflac (AFL) Q1 Earnings Gain on Product Mix Change? Apr 24 2017
Fiserv President and CEO Jeffery Yabuki Recognized with University of Wisconsin-Milwaukee... Apr 21 2017
Six $1B-plus Credit Unions Grow with Fiserv, Extend Long-Term Core Account Processing Relationships Apr 19 2017
Fast Growth at SouthEast Bank Prompts Move to Fiserv for Flexible Core Processing Platform and... Apr 19 2017
Fulton Financial Corporation Renews Fiserv Relationship to Support Long-Term Strategy Apr 10 2017
MB Financial Renews and Expands Relationship With Fiserv to Support Continued Growth Apr 10 2017
Visa (V) Extends PayPal Partnership to Serve Asia Pacific Apr 06 2017
Buckaroo Selects AML Risk Manager from Fiserv to Facilitate Enhanced Risk Profiling and Enable... Apr 05 2017
Fiserv to Release First Quarter Earnings Results on April 26, 2017 Apr 04 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)