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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.06
NAS:FLIC's Cash-to-Debt is ranked lower than
97% of the 1482 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. NAS:FLIC: 0.06 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:FLIC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: No Debt Max: No Debt
Current: 0.06
Equity-to-Asset 0.09
NAS:FLIC's Equity-to-Asset is ranked lower than
58% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:FLIC: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:FLIC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.12
Current: 0.09
0.07
0.12
Interest Coverage 2.22
NAS:FLIC's Interest Coverage is ranked higher than
58% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. NAS:FLIC: 2.22 )
Ranked among companies with meaningful Interest Coverage only.
NAS:FLIC' s Interest Coverage Range Over the Past 10 Years
Min: 0.88  Med: 1.5 Max: 2.22
Current: 2.22
0.88
2.22
Piotroski F-Score: 5
Beneish M-Score: -2.33
WACC vs ROIC
5.35%
4.20%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 41.81
NAS:FLIC's Operating Margin % is ranked higher than
76% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.60 vs. NAS:FLIC: 41.81 )
Ranked among companies with meaningful Operating Margin % only.
NAS:FLIC' s Operating Margin % Range Over the Past 10 Years
Min: 29.77  Med: 37.42 Max: 41.81
Current: 41.81
29.77
41.81
Net Margin % 32.34
NAS:FLIC's Net Margin % is ranked higher than
78% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.84 vs. NAS:FLIC: 32.34 )
Ranked among companies with meaningful Net Margin % only.
NAS:FLIC' s Net Margin % Range Over the Past 10 Years
Min: 24.17  Med: 29.44 Max: 32.34
Current: 32.34
24.17
32.34
ROE % 10.73
NAS:FLIC's ROE % is ranked higher than
69% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.26 vs. NAS:FLIC: 10.73 )
Ranked among companies with meaningful ROE % only.
NAS:FLIC' s ROE % Range Over the Past 10 Years
Min: 10.33  Med: 11.15 Max: 13.47
Current: 10.73
10.33
13.47
ROA % 0.93
NAS:FLIC's ROA % is ranked higher than
55% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. NAS:FLIC: 0.93 )
Ranked among companies with meaningful ROA % only.
NAS:FLIC' s ROA % Range Over the Past 10 Years
Min: 0.88  Med: 0.97 Max: 1.14
Current: 0.93
0.88
1.14
3-Year Revenue Growth Rate 7.20
NAS:FLIC's 3-Year Revenue Growth Rate is ranked higher than
55% of the 1300 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.80 vs. NAS:FLIC: 7.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:FLIC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -1.5  Med: 7.2 Max: 14.8
Current: 7.2
-1.5
14.8
3-Year EBITDA Growth Rate 9.00
NAS:FLIC's 3-Year EBITDA Growth Rate is ranked higher than
53% of the 1210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. NAS:FLIC: 9.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:FLIC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -6.9  Med: 7.1 Max: 18.4
Current: 9
-6.9
18.4
3-Year EPS without NRI Growth Rate 9.10
NAS:FLIC's 3-Year EPS without NRI Growth Rate is ranked lower than
51% of the 1174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NAS:FLIC: 9.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:FLIC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0.4  Med: 7.3 Max: 15.1
Current: 9.1
0.4
15.1
GuruFocus has detected 6 Warning Signs with First of Long Island Corp $NAS:FLIC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:FLIC's 10-Y Financials

Financials (Next Earnings Date: 2017-04-29 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

FLIC Guru Trades in Q1 2016

Diamond Hill Capital 336,992 sh (unchged)
Jim Simons 178,852 sh (-12.31%)
» More
Q2 2016

FLIC Guru Trades in Q2 2016

Jim Simons 218,052 sh (+21.92%)
Diamond Hill Capital 335,771 sh (-0.36%)
» More
Q3 2016

FLIC Guru Trades in Q3 2016

Jim Simons 281,952 sh (+29.30%)
Diamond Hill Capital 334,698 sh (-0.32%)
» More
Q4 2016

FLIC Guru Trades in Q4 2016

Jim Simons 479,904 sh (+13.47%)
Diamond Hill Capital 488,767 sh (-2.65%)
» More
» Details

Insider Trades

Latest Guru Trades with FLIC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:TSC, NAS:OPB, NAS:CAC, NAS:BMTC, NAS:GBNK, NAS:SGBK, NAS:PSTB, NAS:BDGE, NAS:CUNB, NAS:GNBC, NAS:RBCAA, NAS:CACB, NAS:COBZ, NAS:FBNC, NAS:GSBC, NAS:GABC, NAS:PEBO, NAS:LION, NAS:HBNC, NAS:HFWA » details
First of Long Island Corp is a bank holding company. The Company through its wholly-owned subsidiary provides financial services.

First of Long Island Corp, is a one-bank holding company, was incorporated on February 7, 1984. The Company, through its subsidiary, The First National Bank of Long Island, "Bank" provides financial services. The Bank serves the financial needs of privately owned businesses, professionals, consumers, public bodies and other organizations in Nassau and Suffolk Counties, Long Island, New York. The Bank has an Investment Management Division that provides investment management, pension trust, personal trust, estate and custody services. In addition to its loan and deposit products, the Bank offers other services to its customers such as; account reconciliation services, online banking, ATM banking, payroll services, bank by mail, personal money orders, bill payment, remote deposit, cash management services, safe deposit boxes, collection services, securities transactions, controlled disbursement accounts, signature guarantee services, drive-through banking, telephone banking, lock box services, travelers checks, merchant credit card services, investment management and trust services, mutual funds, annuities and life insurance, wire transfers and foreign cables, night depository services, and withholding tax depository services. The Company competes with money center, large regional and community banks located within the market area, as well as mortgage brokers, brokerage firms and credit unions. The Company and the Bank is subject to regulation, supervision and examination by, among others, the Federal Reserve Board, OCC and FDIC, which also insures the Bank's deposits.

Ratios

vs
industry
vs
history
PE Ratio 19.70
FLIC's PE Ratio is ranked lower than
76% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.36 vs. FLIC: 19.70 )
Ranked among companies with meaningful PE Ratio only.
FLIC' s PE Ratio Range Over the Past 10 Years
Min: 10.24  Med: 13.7 Max: 21.59
Current: 19.7
10.24
21.59
PE Ratio without NRI 19.85
FLIC's PE Ratio without NRI is ranked lower than
75% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. FLIC: 19.85 )
Ranked among companies with meaningful PE Ratio without NRI only.
FLIC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 10.22  Med: 13.68 Max: 21.69
Current: 19.85
10.22
21.69
Price-to-Owner-Earnings 26.11
FLIC's Price-to-Owner-Earnings is ranked lower than
85% of the 860 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.74 vs. FLIC: 26.11 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
FLIC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 9.07  Med: 15.43 Max: 100.35
Current: 26.11
9.07
100.35
PB Ratio 2.05
FLIC's PB Ratio is ranked lower than
88% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. FLIC: 2.05 )
Ranked among companies with meaningful PB Ratio only.
FLIC' s PB Ratio Range Over the Past 10 Years
Min: 1.05  Med: 1.52 Max: 2.24
Current: 2.05
1.05
2.24
PS Ratio 6.28
FLIC's PS Ratio is ranked lower than
89% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. FLIC: 6.28 )
Ranked among companies with meaningful PS Ratio only.
FLIC' s PS Ratio Range Over the Past 10 Years
Min: 2.79  Med: 3.8 Max: 6.87
Current: 6.28
2.79
6.87
Price-to-Free-Cash-Flow 21.39
FLIC's Price-to-Free-Cash-Flow is ranked lower than
79% of the 854 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.08 vs. FLIC: 21.39 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FLIC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 5.9  Med: 12.92 Max: 58.58
Current: 21.39
5.9
58.58
Price-to-Operating-Cash-Flow 17.02
FLIC's Price-to-Operating-Cash-Flow is ranked lower than
77% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.36 vs. FLIC: 17.02 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FLIC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 5.8  Med: 10.3 Max: 18.6
Current: 17.02
5.8
18.6
EV-to-EBIT 29.56
FLIC's EV-to-EBIT is ranked lower than
83% of the 1204 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.59 vs. FLIC: 29.56 )
Ranked among companies with meaningful EV-to-EBIT only.
FLIC' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.7  Med: 19 Max: 30.4
Current: 29.56
6.7
30.4
EV-to-EBITDA 27.35
FLIC's EV-to-EBITDA is ranked lower than
85% of the 1219 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.36 vs. FLIC: 27.35 )
Ranked among companies with meaningful EV-to-EBITDA only.
FLIC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.9  Med: 17.15 Max: 28.1
Current: 27.35
5.9
28.1
PEG Ratio 2.96
FLIC's PEG Ratio is ranked lower than
90% of the 767 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. FLIC: 2.96 )
Ranked among companies with meaningful PEG Ratio only.
FLIC' s PEG Ratio Range Over the Past 10 Years
Min: 0.65  Med: 2.94 Max: 41.68
Current: 2.96
0.65
41.68
Shiller PE Ratio 24.92
FLIC's Shiller PE Ratio is ranked lower than
66% of the 488 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.69 vs. FLIC: 24.92 )
Ranked among companies with meaningful Shiller PE Ratio only.
FLIC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.07  Med: 15.64 Max: 27.22
Current: 24.92
12.07
27.22

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.10
FLIC's Dividend Yield % is ranked lower than
66% of the 2308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. FLIC: 2.10 )
Ranked among companies with meaningful Dividend Yield % only.
FLIC' s Dividend Yield % Range Over the Past 10 Years
Min: 1.89  Med: 2.95 Max: 4
Current: 2.1
1.89
4
Dividend Payout Ratio 0.41
FLIC's Dividend Payout Ratio is ranked lower than
64% of the 1308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FLIC: 0.41 )
Ranked among companies with meaningful Dividend Payout Ratio only.
FLIC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.37  Med: 0.41 Max: 0.44
Current: 0.41
0.37
0.44
3-Year Dividend Growth Rate 6.50
FLIC's 3-Year Dividend Growth Rate is ranked lower than
52% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. FLIC: 6.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
FLIC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 6.4  Med: 12.6 Max: 15
Current: 6.5
6.4
15
Forward Dividend Yield % 2.14
FLIC's Forward Dividend Yield % is ranked lower than
70% of the 2276 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.87 vs. FLIC: 2.14 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.88
FLIC's 5-Year Yield-on-Cost % is ranked lower than
57% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. FLIC: 2.88 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
FLIC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.59  Med: 4.04 Max: 5.48
Current: 2.88
2.59
5.48
3-Year Average Share Buyback Ratio -4.80
FLIC's 3-Year Average Share Buyback Ratio is ranked higher than
50% of the 997 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. FLIC: -4.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FLIC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.7  Med: 1.8 Max: 3.4
Current: -4.8
-7.7
3.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.05
FLIC's Price-to-Tangible-Book is ranked lower than
82% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. FLIC: 2.05 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
FLIC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.22  Med: 1.69 Max: 2.22
Current: 2.05
1.22
2.22
Price-to-Intrinsic-Value-Projected-FCF 1.06
FLIC's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
77% of the 895 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. FLIC: 1.06 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FLIC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.45  Med: 0.83 Max: 1.15
Current: 1.06
0.45
1.15
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.62
FLIC's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
94% of the 138 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. FLIC: 1.62 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.66
FLIC's Price-to-Median-PS-Value is ranked lower than
87% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. FLIC: 1.66 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FLIC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.83  Med: 1.09 Max: 1.79
Current: 1.66
0.83
1.79
Price-to-Peter-Lynch-Fair-Value 2.94
FLIC's Price-to-Peter-Lynch-Fair-Value is ranked lower than
93% of the 437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. FLIC: 2.94 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
FLIC' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.23  Med: 1.1 Max: 3.18
Current: 2.94
0.23
3.18
Price-to-Graham-Number 1.34
FLIC's Price-to-Graham-Number is ranked lower than
80% of the 1344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. FLIC: 1.34 )
Ranked among companies with meaningful Price-to-Graham-Number only.
FLIC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.78  Med: 1.04 Max: 1.45
Current: 1.34
0.78
1.45
Earnings Yield (Greenblatt) % 3.38
FLIC's Earnings Yield (Greenblatt) % is ranked lower than
63% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.77 vs. FLIC: 3.38 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
FLIC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3.3  Med: 5.3 Max: 15
Current: 3.38
3.3
15
Forward Rate of Return (Yacktman) % 12.18
FLIC's Forward Rate of Return (Yacktman) % is ranked higher than
51% of the 885 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.32 vs. FLIC: 12.18 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
FLIC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -0.2  Med: 11.65 Max: 24.2
Current: 12.18
-0.2
24.2

More Statistics

Revenue (TTM) (Mil) $95.50
EPS (TTM) $ 1.34
Beta0.75
Short Percentage of Float0.55%
52-Week Range $18.06 - 29.67
Shares Outstanding (Mil)23.70
» More Articles for FLIC

Headlines

Articles On GuruFocus.com
6 Large Cap Buy Rated Stocks With Healthy Cash Payment Boosts Sep 22 2013 
11 Dividend Stocks Delivering What's Important Sep 26 2011 
First of Long Island Corp. (FLIC) President & CEO Michael N Vittorio sells 4,688 Shares Feb 22 2011 
First of Long Island Corp. (FLIC) President & CEO Michael N Vittorio sells 5,784 Shares Feb 15 2011 
First of Long Island Corp. (FLIC) President & CEO Michael N Vittorio sells 7,702 Shares Feb 11 2011 
First of Long Island Corp. Reports Operating Results (10-Q) Nov 09 2010 
9 Dividend Stocks Giving Shareholders A Raise: 9 Dividend Stocks Giving Shareholders A Raise: AI, CA Sep 27 2010 
First of Long Island Corp. Reports Operating Results (10-Q) Aug 06 2010 
Tweedy Browne Buys FinishMaster Inc., Adds to Altria Group, Inc., General Electric Company, Sells Tr Aug 23 2007 

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