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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.53
FMBI's Cash to Debt is ranked lower than
72% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.98 vs. FMBI: 0.53 )
Ranked among companies with meaningful Cash to Debt only.
FMBI' s Cash to Debt Range Over the Past 10 Years
Min: 0.07  Med: 0.29 Max: 7.71
Current: 0.53
0.07
7.71
Equity to Asset 0.11
FMBI's Equity to Asset is ranked higher than
60% of the 1608 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FMBI: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
FMBI' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.15
Current: 0.11
0.07
0.15
Interest Coverage 4.89
FMBI's Interest Coverage is ranked higher than
80% of the 1529 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. FMBI: 4.89 )
Ranked among companies with meaningful Interest Coverage only.
FMBI' s Interest Coverage Range Over the Past 10 Years
Min: 0.22  Med: 1.03 Max: 4.91
Current: 4.89
0.22
4.91
F-Score: 5
WACC vs ROIC
10.72%
6.73%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 26.63
FMBI's Operating margin (%) is ranked lower than
61% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.83 vs. FMBI: 26.63 )
Ranked among companies with meaningful Operating margin (%) only.
FMBI' s Operating margin (%) Range Over the Past 10 Years
Min: -20.27  Med: 18.45 Max: 42.88
Current: 26.63
-20.27
42.88
Net-margin (%) 17.74
FMBI's Net-margin (%) is ranked lower than
66% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.44 vs. FMBI: 17.74 )
Ranked among companies with meaningful Net-margin (%) only.
FMBI' s Net-margin (%) Range Over the Past 10 Years
Min: -6.88  Med: 16.8 Max: 33.01
Current: 17.74
-6.88
33.01
ROE (%) 7.20
FMBI's ROE (%) is ranked lower than
60% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. FMBI: 7.20 )
Ranked among companies with meaningful ROE (%) only.
FMBI' s ROE (%) Range Over the Past 10 Years
Min: -3.84  Med: 6.23 Max: 18.11
Current: 7.2
-3.84
18.11
ROA (%) 0.83
FMBI's ROA (%) is ranked lower than
54% of the 1627 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. FMBI: 0.83 )
Ranked among companies with meaningful ROA (%) only.
FMBI' s ROA (%) Range Over the Past 10 Years
Min: -0.32  Med: 0.69 Max: 1.5
Current: 0.83
-0.32
1.5
Revenue Growth (3Y)(%) 4.50
FMBI's Revenue Growth (3Y)(%) is ranked higher than
57% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.30 vs. FMBI: 4.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FMBI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -13.1  Med: 1.2 Max: 8
Current: 4.5
-13.1
8
GuruFocus has detected 4 Warning Signs with First Midwest Bancorp Inc $FMBI.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» FMBI's 10-Y Financials

Financials (Next Earnings Date: 2017-01-24)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

FMBI Guru Trades in Q4 2015

Jim Simons 238,700 sh (+205.24%)
Paul Tudor Jones 33,452 sh (+63.98%)
David Dreman Sold Out
Richard Pzena 1,640,523 sh (-0.57%)
» More
Q1 2016

FMBI Guru Trades in Q1 2016

David Dreman 365,608 sh (New)
Jim Simons 397,571 sh (+66.56%)
Richard Pzena 1,643,896 sh (+0.21%)
Paul Tudor Jones Sold Out
» More
Q2 2016

FMBI Guru Trades in Q2 2016

Paul Tudor Jones 17,400 sh (New)
Jim Simons 416,200 sh (+4.69%)
David Dreman Sold Out
Richard Pzena 1,636,052 sh (-0.48%)
» More
Q3 2016

FMBI Guru Trades in Q3 2016

Paul Tudor Jones 20,400 sh (+17.24%)
Jim Simons 449,500 sh (+8.00%)
Richard Pzena 1,673,166 sh (+2.27%)
» More
» Details

Insider Trades

Latest Guru Trades with FMBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:IBOC, NAS:CVBF, NYSE:GWB, NYSE:EVER, NAS:COLB, NYSE:CBU, NAS:GBCI, NAS:ONB, NAS:TRMK, NYSE:BXS, NAS:FFIN, NAS:SSB, NAS:CATY, NAS:HOPE, NAS:CBF, NAS:EGBN, NAS:PNFP, NAS:TOWN, NYSE:VLY, NAS:UCBI » details
Traded in other countries:FM6.Germany,
First Midwest Bancorp Inc is engaged in the commercial and retail banking. It offers financial products and services, including lending, depository, wealth management, and other related financial services.

First Midwest Bancorp Inc was incorporated in Delaware in 1982. The Company along with its subsidiary, First Midwest Bank provides commercial and retail banking, and wealth management services to commercial and industrial, commercial real estate, municipal, and consumer customers throughout the greater Chicago metropolitan area as well as northwest Indiana, central and western Illinois, and eastern Iowa through approximately 90 banking offices. It offers financial products and services including lending, depository, trust, investment management, insurance, and other related financial services tailored to the needs of its individual, business, institutional, and governmental customers. First Midwest offers a full range of deposit services that are typically available in commercial banks and financial institutions, including checking accounts, NOW accounts, money market accounts, savings accounts, and time deposits of various types, ranging from shorter-term to longer-term certificates of deposit. It originates commercial and industrial, agricultural, commercial real estate, and consumer loans. Substantially all of the Company's borrowers are businesses and residents in the Bank's service areas. The Company's lending portfolio includes customers in commercial real estate, followed by commercial and industrial. The Company's ability to maintain affordable funding sources allows the Bank to meet the credit needs of its customers and the communities it serves. It maintains a securities portfolio to provide the Company with financial stability, asset diversification, income, and collateral for borrowing. The Bank operates the following wholly-owned subsidiaries: First Midwest Securities Management, LLC is a Delaware limited liability company that manages investment securities; LIH Holdings, LLC is an Illinois limited liability company that holds an equity interest in a Section 8 housing venture; Synergy Property Holdings, LLC is an Illinois limited liability company that manages the majority of the Bank's OREO properties; and First Midwest Holdings, Inc. is a Delaware corporation that manages investment securities, principally municipal obligations, and provides corporate management services to its wholly owned subsidiary, FMB Investments Ltd., a Bermuda corporation. FMB Investments Ltd. manages investment securities and is largely inactive. The banking and financial services industry in the Chicago metropolitan area is competitive, and the Company expects it to remain so in the future. It faces competition from local and out of state institutions within its service areas and it expects to face increasing competition from on-line banking and financial institutions seeking to attract customers by providing access to services and products that mirror the services and products offered by traditional institutions. The Company and its subsidiaries are subject to regulation and supervision by various governmental regulatory authorities inclu

Ratios

vs
industry
vs
history
P/E(ttm) 22.02
FMBI's P/E(ttm) is ranked lower than
79% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. FMBI: 22.02 )
Ranked among companies with meaningful P/E(ttm) only.
FMBI' s P/E(ttm) Range Over the Past 10 Years
Min: 7.01  Med: 16.66 Max: 99999999.99
Current: 22.02
7.01
99999999.99
Forward P/E 17.06
FMBI's Forward P/E is ranked lower than
62% of the 366 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.41 vs. FMBI: 17.06 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 22.02
FMBI's PE(NRI) is ranked lower than
79% of the 1490 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.29 vs. FMBI: 22.02 )
Ranked among companies with meaningful PE(NRI) only.
FMBI' s PE(NRI) Range Over the Past 10 Years
Min: 7.01  Med: 16.66 Max: 99999999.99
Current: 22.02
7.01
99999999.99
Price/Owner Earnings (ttm) 24.74
FMBI's Price/Owner Earnings (ttm) is ranked lower than
81% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.64 vs. FMBI: 24.74 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FMBI' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 8.11  Med: 19.18 Max: 44.62
Current: 24.74
8.11
44.62
P/B 1.55
FMBI's P/B is ranked lower than
70% of the 1607 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. FMBI: 1.55 )
Ranked among companies with meaningful P/B only.
FMBI' s P/B Range Over the Past 10 Years
Min: 0.43  Med: 1.19 Max: 2.68
Current: 1.55
0.43
2.68
P/S 3.86
FMBI's P/S is ranked lower than
60% of the 1587 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.37 vs. FMBI: 3.86 )
Ranked among companies with meaningful P/S only.
FMBI' s P/S Range Over the Past 10 Years
Min: 0.97  Med: 2.93 Max: 5.46
Current: 3.86
0.97
5.46
PFCF 12.55
FMBI's PFCF is ranked higher than
51% of the 823 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.99 vs. FMBI: 12.55 )
Ranked among companies with meaningful PFCF only.
FMBI' s PFCF Range Over the Past 10 Years
Min: 1.89  Med: 8.98 Max: 28.79
Current: 12.55
1.89
28.79
POCF 11.29
FMBI's POCF is ranked higher than
50% of the 895 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. FMBI: 11.29 )
Ranked among companies with meaningful POCF only.
FMBI' s POCF Range Over the Past 10 Years
Min: 1.87  Med: 8.34 Max: 22.92
Current: 11.29
1.87
22.92
EV-to-EBIT 21.91
FMBI's EV-to-EBIT is ranked lower than
76% of the 1216 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.39 vs. FMBI: 21.91 )
Ranked among companies with meaningful EV-to-EBIT only.
FMBI' s EV-to-EBIT Range Over the Past 10 Years
Min: -29.2  Med: 9.7 Max: 418.9
Current: 21.91
-29.2
418.9
EV-to-EBITDA 21.91
FMBI's EV-to-EBITDA is ranked lower than
80% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.20 vs. FMBI: 21.91 )
Ranked among companies with meaningful EV-to-EBITDA only.
FMBI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -29.2  Med: 9.7 Max: 418.9
Current: 21.91
-29.2
418.9
Shiller P/E 33.93
FMBI's Shiller P/E is ranked lower than
79% of the 484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.92 vs. FMBI: 33.93 )
Ranked among companies with meaningful Shiller P/E only.
FMBI' s Shiller P/E Range Over the Past 10 Years
Min: 2.58  Med: 9.42 Max: 35.69
Current: 33.93
2.58
35.69

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.49
FMBI's Dividend Yield is ranked lower than
78% of the 2358 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.55 vs. FMBI: 1.49 )
Ranked among companies with meaningful Dividend Yield only.
FMBI' s Dividend Yield Range Over the Past 10 Years
Min: 0.22  Med: 1.83 Max: 16.31
Current: 1.49
0.22
16.31
Dividend Payout 0.33
FMBI's Dividend Payout is ranked lower than
51% of the 1314 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. FMBI: 0.33 )
Ranked among companies with meaningful Dividend Payout only.
FMBI' s Dividend Payout Range Over the Past 10 Years
Min: 0.11  Med: 0.34 Max: 1.16
Current: 0.33
0.11
1.16
Dividend Growth (3y) 108.00
FMBI's Dividend Growth (3y) is ranked higher than
98% of the 733 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.90 vs. FMBI: 108.00 )
Ranked among companies with meaningful Dividend Growth (3y) only.
FMBI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -67.8  Med: 10 Max: 108
Current: 108
-67.8
108
Forward Dividend Yield 1.49
FMBI's Forward Dividend Yield is ranked lower than
81% of the 2268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.77 vs. FMBI: 1.49 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 20.97
FMBI's Yield on cost (5-Year) is ranked higher than
96% of the 2640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.36 vs. FMBI: 20.97 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FMBI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.1  Med: 25.75 Max: 229.54
Current: 20.97
3.1
229.54
3-Year Average Share Buyback Ratio -1.40
FMBI's 3-Year Average Share Buyback Ratio is ranked higher than
55% of the 1049 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FMBI: -1.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FMBI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -17.5  Med: -1.7 Max: 3.6
Current: -1.4
-17.5
3.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.19
FMBI's Price/Tangible Book is ranked lower than
82% of the 1600 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. FMBI: 2.19 )
Ranked among companies with meaningful Price/Tangible Book only.
FMBI' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.8  Med: 2.46 Max: 4.67
Current: 2.19
0.8
4.67
Price/Projected FCF 0.84
FMBI's Price/Projected FCF is ranked lower than
55% of the 886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. FMBI: 0.84 )
Ranked among companies with meaningful Price/Projected FCF only.
FMBI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.19  Med: 0.78 Max: 2.07
Current: 0.84
0.19
2.07
Price/Median PS Value 1.31
FMBI's Price/Median PS Value is ranked lower than
66% of the 1463 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. FMBI: 1.31 )
Ranked among companies with meaningful Price/Median PS Value only.
FMBI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.39  Med: 1.09 Max: 1.91
Current: 1.31
0.39
1.91
Price/Graham Number 1.46
FMBI's Price/Graham Number is ranked lower than
83% of the 1404 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. FMBI: 1.46 )
Ranked among companies with meaningful Price/Graham Number only.
FMBI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.81  Med: 1.32 Max: 1.78
Current: 1.46
0.81
1.78
Earnings Yield (Greenblatt) (%) 4.60
FMBI's Earnings Yield (Greenblatt) (%) is ranked lower than
57% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. FMBI: 4.60 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FMBI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.2  Med: 6.9 Max: 168.4
Current: 4.6
0.2
168.4
Forward Rate of Return (Yacktman) (%) -28.82
FMBI's Forward Rate of Return (Yacktman) (%) is ranked lower than
96% of the 872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.48 vs. FMBI: -28.82 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FMBI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -28.82  Med: 16.8 Max: 37.3
Current: -28.82
-28.82
37.3

More Statistics

Revenue (TTM) (Mil) $495.8
EPS (TTM) $ 1.10
Beta1.22
Short Percentage of Float1.62%
52-Week Range $14.56 - 25.83
Shares Outstanding (Mil)102.38

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 524 678 742
EPS ($) 1.20 1.42 1.64
EPS w/o NRI ($) 1.20 1.42 1.64
EPS Growth Rate
(3Y to 5Y Estimate)
7.00%
Dividends Per Share ($) 0.36 0.40 0.44
» More Articles for FMBI

Headlines

Articles On GuruFocus.com
First Midwest Bancorp Inc. Reports Operating Results (10-K) Mar 01 2011 
Weekly CFO Buys Highlight: PVF Capital Corp., First Midwest Bancorp Inc., Bank of Hawaii Corp., Old Jan 31 2010 
Weekly CEO Buys Highlight: Supervalu Inc, First Midwest Bancorp Inc, Keithley Instruments Inc. Jan 24 2010 
First Midwest Bancorp Inc. (FMBI) CEO Michael L Scudder buys 1,818 Shares Jan 22 2010 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Aug 10 2009 
Weekly CEO Buys Highlight: First Midwest Bancorp Inc., Rite Aid Corp., FCStone Group Inc., Dycom Ind Jul 22 2008 

More From Other Websites
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First Midwest Completes Standard Deal (FMBI) Jan 10 2017
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First Midwest Bancorp, Inc. to Move Headquarters to Chicago Jan 03 2017
First Midwest Bancorp, Inc. to Move Headquarters to Chicago Jan 03 2017
First Midwest Bancorp, Inc. Appoints New Chief Financial Officer to Start in January 2017 Dec 21 2016
First Midwest Bancorp, Inc. Appoints New Chief Financial Officer to Start in January 2017 Dec 21 2016
Is First Midwest Bancorp Inc (FMBI) a Good Stock to Buy? Dec 13 2016
First Midwest Bank Expands Healthcare Group With New Hires Dec 08 2016
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... Dec 06 2016
First Midwest Bancorp, Inc. Declares Fourth Quarter Cash Dividend of $0.09 Per Share Nov 17 2016
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Nov 17 2016
FIRST MIDWEST BANCORP INC Financials Nov 16 2016
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Other Events Nov 15 2016

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