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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.86
FMBI's Cash to Debt is ranked higher than
74% of the 1736 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.91 vs. FMBI: 1.86 )
FMBI' s 10-Year Cash to Debt Range
Min: 0.07   Max: 7.71
Current: 1.86

0.07
7.71
Equity to Asset 0.12
FMBI's Equity to Asset is ranked higher than
81% of the 2309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FMBI: 0.12 )
FMBI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.15
Current: 0.12

0.07
0.15
Interest Coverage 4.37
FMBI's Interest Coverage is ranked higher than
88% of the 2192 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. FMBI: 4.37 )
FMBI' s 10-Year Interest Coverage Range
Min: 0.22   Max: 4.72
Current: 4.37

0.22
4.72
F-Score: 4
Z-Score: 0.32
WACC vs ROIC
12.04%
10.03%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 24.57
FMBI's Operating margin (%) is ranked higher than
66% of the 2420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.39 vs. FMBI: 24.57 )
FMBI' s 10-Year Operating margin (%) Range
Min: -20.27   Max: 43.75
Current: 24.57

-20.27
43.75
Net-margin (%) 17.01
FMBI's Net-margin (%) is ranked higher than
65% of the 2420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.16 vs. FMBI: 17.01 )
FMBI' s 10-Year Net-margin (%) Range
Min: -6.88   Max: 33.01
Current: 17.01

-6.88
33.01
ROE (%) 6.71
FMBI's ROE (%) is ranked higher than
66% of the 2420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.01 vs. FMBI: 6.71 )
FMBI' s 10-Year ROE (%) Range
Min: -2.78   Max: 19.2
Current: 6.71

-2.78
19.2
ROA (%) 0.80
FMBI's ROA (%) is ranked higher than
71% of the 2427 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FMBI: 0.80 )
FMBI' s 10-Year ROA (%) Range
Min: -0.32   Max: 1.55
Current: 0.8

-0.32
1.55
ROC (Joel Greenblatt) (%) 83.21
FMBI's ROC (Joel Greenblatt) (%) is ranked higher than
74% of the 2386 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 90.48 vs. FMBI: 83.21 )
FMBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -63.09   Max: 154.01
Current: 83.21

-63.09
154.01
Revenue Growth (3Y)(%) 1.70
FMBI's Revenue Growth (3Y)(%) is ranked higher than
73% of the 2096 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. FMBI: 1.70 )
FMBI' s 10-Year Revenue Growth (3Y)(%) Range
Min: -12   Max: 8
Current: 1.7

-12
8
EBITDA Growth (3Y)(%) 31.00
FMBI's EBITDA Growth (3Y)(%) is ranked higher than
94% of the 1863 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FMBI: 31.00 )
FMBI' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -31.2   Max: 31
Current: 31

-31.2
31
EPS Growth (3Y)(%) 38.50
FMBI's EPS Growth (3Y)(%) is ranked higher than
94% of the 1888 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.30 vs. FMBI: 38.50 )
FMBI' s 10-Year EPS Growth (3Y)(%) Range
Min: -29.5   Max: 38.5
Current: 38.5

-29.5
38.5
» FMBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

FMBI Guru Trades in Q2 2014

Richard Pzena 1,932,666 sh (+84.57%)
Jim Simons Sold Out
David Dreman 223,027 sh (-2.05%)
Paul Tudor Jones 20,978 sh (-37.17%)
» More
Q3 2014

FMBI Guru Trades in Q3 2014

Paul Tudor Jones 31,500 sh (+50.16%)
David Dreman 225,970 sh (+1.32%)
Richard Pzena 1,920,691 sh (-0.62%)
» More
Q4 2014

FMBI Guru Trades in Q4 2014

Jim Simons 18,700 sh (New)
David Dreman 270,061 sh (+19.51%)
Richard Pzena 1,783,841 sh (-7.13%)
Paul Tudor Jones 13,800 sh (-56.19%)
» More
Q1 2015

FMBI Guru Trades in Q1 2015

David Dreman 292,718 sh (+8.39%)
Richard Pzena 1,720,823 sh (-3.53%)
Paul Tudor Jones 13,000 sh (-5.80%)
Jim Simons 16,000 sh (-14.44%)
» More
» Details

Insider Trades

Latest Guru Trades with FMBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 18.70
FMBI's P/E(ttm) is ranked higher than
69% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. FMBI: 18.70 )
FMBI' s 10-Year P/E(ttm) Range
Min: 7.02   Max: 34.61
Current: 18.7

7.02
34.61
Forward P/E 13.72
FMBI's Forward P/E is ranked higher than
73% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 13.72 )
N/A
PE(NRI) 18.70
FMBI's PE(NRI) is ranked higher than
73% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. FMBI: 18.70 )
FMBI' s 10-Year PE(NRI) Range
Min: 7.01   Max: 99999999.99
Current: 18.7

7.01
99999999.99
P/B 1.20
FMBI's P/B is ranked higher than
71% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. FMBI: 1.20 )
FMBI' s 10-Year P/B Range
Min: 0.43   Max: 3.32
Current: 1.2

0.43
3.32
P/S 3.20
FMBI's P/S is ranked higher than
65% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.74 vs. FMBI: 3.20 )
FMBI' s 10-Year P/S Range
Min: 0.97   Max: 11.75
Current: 3.2

0.97
11.75
PFCF 10.70
FMBI's PFCF is ranked higher than
83% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 10.70 )
FMBI' s 10-Year PFCF Range
Min: 1.96   Max: 28.72
Current: 10.7

1.96
28.72
POCF 9.79
FMBI's POCF is ranked higher than
84% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 152.54 vs. FMBI: 9.79 )
FMBI' s 10-Year POCF Range
Min: 1.87   Max: 23.28
Current: 9.79

1.87
23.28
EV-to-EBIT 10.60
FMBI's EV-to-EBIT is ranked higher than
88% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.11 vs. FMBI: 10.60 )
FMBI' s 10-Year EV-to-EBIT Range
Min: -29.2   Max: 418.9
Current: 10.6

-29.2
418.9
Shiller P/E 74.50
FMBI's Shiller P/E is ranked higher than
70% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 74.50 )
FMBI' s 10-Year Shiller P/E Range
Min: 3.24   Max: 342
Current: 74.5

3.24
342
Days Sales Outstanding 174.17
FMBI's Days Sales Outstanding is ranked higher than
80% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 174.17 )
FMBI' s 10-Year Days Sales Outstanding Range
Min: 28.78   Max: 212
Current: 174.17

28.78
212

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.80
FMBI's Dividend Yield is ranked lower than
62% of the 2273 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.49 vs. FMBI: 1.80 )
FMBI' s 10-Year Dividend Yield Range
Min: 0.22   Max: 16.31
Current: 1.8

0.22
16.31
Dividend Payout 0.35
FMBI's Dividend Payout is ranked higher than
78% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.70 vs. FMBI: 0.35 )
FMBI' s 10-Year Dividend Payout Range
Min: 0.05   Max: 1.36
Current: 0.35

0.05
1.36
Dividend growth (3y) 97.90
FMBI's Dividend growth (3y) is ranked higher than
99% of the 1374 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. FMBI: 97.90 )
FMBI' s 10-Year Dividend growth (3y) Range
Min: -67.8   Max: 97.9
Current: 97.9

-67.8
97.9
Yield on cost (5-Year) 14.87
FMBI's Yield on cost (5-Year) is ranked higher than
97% of the 2281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. FMBI: 14.87 )
FMBI' s 10-Year Yield on cost (5-Year) Range
Min: 1.72   Max: 127.61
Current: 14.87

1.72
127.61
Share Buyback Rate -0.50
FMBI's Share Buyback Rate is ranked higher than
80% of the 1718 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. FMBI: -0.50 )
FMBI' s 10-Year Share Buyback Rate Range
Min: 3.4   Max: -14.7
Current: -0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.80
FMBI's Price/Tangible Book is ranked higher than
65% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. FMBI: 1.80 )
FMBI' s 10-Year Price/Tangible Book Range
Min: 0.8   Max: 4.67
Current: 1.8

0.8
4.67
Price/DCF (Projected) 0.60
FMBI's Price/DCF (Projected) is ranked higher than
88% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 0.60 )
FMBI' s 10-Year Price/DCF (Projected) Range
Min: 0.19   Max: 2.07
Current: 0.6

0.19
2.07
Price/Median PS Value 1.00
FMBI's Price/Median PS Value is ranked higher than
84% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FMBI: 1.00 )
FMBI' s 10-Year Price/Median PS Value Range
Min: 0.37   Max: 3.71
Current: 1

0.37
3.71
Price/Graham Number 1.20
FMBI's Price/Graham Number is ranked higher than
68% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FMBI: 1.20 )
FMBI' s 10-Year Price/Graham Number Range
Min: 0.65   Max: 3.21
Current: 1.2

0.65
3.21
Earnings Yield (Greenblatt) 9.40
FMBI's Earnings Yield (Greenblatt) is ranked higher than
83% of the 2411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. FMBI: 9.40 )
FMBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 168.4
Current: 9.4

0.2
168.4
Forward Rate of Return (Yacktman) -14.41
FMBI's Forward Rate of Return (Yacktman) is ranked higher than
53% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.45 vs. FMBI: -14.41 )
FMBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -7.6   Max: 37.3
Current: -14.41

-7.6
37.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:FM6.Germany,
First Midwest Bancorp Inc is a Delaware corporation and bank holding company that was incorporated in 1982, began operations on March 31, 1983, and was formed through an exchange of common stock. The Company along with its subsidiary, First Midwest Bank provides commercial and retail banking, and wealth management services to commercial and industrial, commercial real estate, municipal, and consumer customers throughout the greater Chicago metropolitan area as well as northwest Indiana, central and western Illinois, and eastern Iowa through approximately 90 banking offices. It offers financial products and services including lending, depository, trust, investment management, insurance, and other related financial services tailored to the needs of its individual, business, institutional, and governmental customers. First Midwest offers a full range of deposit services that are typically available in commercial banks and financial institutions, including checking accounts, NOW accounts, money market accounts, savings accounts, and time deposits of various types, ranging from shorter-term to longer-term certificates of deposit. It originates commercial and industrial, agricultural, commercial real estate, and consumer loans. Substantially all of the Company's borrowers are businesses and residents in the Bank's service areas. The Company's lending portfolio includes customers in commercial real estate, followed by commercial and industrial. The Company's ability to maintain affordable funding sources allows the Bank to meet the credit needs of its customers and the communities it serves. It maintains a securities portfolio to provide the Company with financial stability, asset diversification, income, and collateral for borrowing. The Bank operates the following wholly-owned subsidiaries: First Midwest Securities Management, LLC is a Delaware limited liability company that manages investment securities; LIH Holdings, LLC is an Illinois limited liability company that holds an equity interest in a Section 8 housing venture; Synergy Property Holdings, LLC is an Illinois limited liability company that manages the majority of the Bank's OREO properties; and First Midwest Holdings, Inc. is a Delaware corporation that manages investment securities, principally municipal obligations, and provides corporate management services to its wholly owned subsidiary, FMB Investments Ltd., a Bermuda corporation. FMB Investments Ltd. manages investment securities and is largely inactive. The banking and financial services industry in the Chicago metropolitan area is highly competitive, and the Company expects it to remain so in the future. It faces competition from local and out of state institutions within its service areas and it expects to face increasing competition from on-line banking and financial institutions seeking to attract customers by providing access to services and products that mirror the services and products offered by traditional in
» More Articles for FMBI

Headlines

Articles On GuruFocus.com
First Midwest Bancorp, Inc. Announces Schedule for 2014 Fourth Quarter and Full Year Earnings Releas Jan 12 2015 
First Midwest Bancorp, Inc. Announces Commercial Banking Leadership Changes Dec 22 2014 
First Midwest Bancorp, Inc. Completes Its Acquisition of Great Lakes Bank Dec 08 2014 
First Midwest Bancorp, Inc. Announces Schedule for Third Quarter 2014 Earnings Release and Conferenc Oct 15 2014 
First Midwest Bancorp Inc. Reports Operating Results (10-K) Mar 01 2011 
Weekly CFO Buys Highlight: PVF Capital Corp., First Midwest Bancorp Inc., Bank of Hawaii Corp., Old Jan 31 2010 
Weekly CEO Buys Highlight: Supervalu Inc, First Midwest Bancorp Inc, Keithley Instruments Inc. Jan 24 2010 
First Midwest Bancorp Inc. (FMBI) CEO Michael L Scudder buys 1,818 Shares Jan 22 2010 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Aug 10 2009 

More From Other Websites
First Midwest Bancorp, Inc. Declares Second Quarter Cash Dividend of $0.09 per Share May 21 2015
First Midwest Bancorp, Inc. Declares Second Quarter Cash Dividend of $0.09 per Share May 21 2015
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Regulation FD Disclosure May 20 2015
First Midwest Bancorp, Inc. to Webcast Annual Meeting of Stockholders May 13 2015
First Midwest Bancorp, Inc. to Webcast Annual Meeting of Stockholders May 13 2015
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Regulation FD Disclosure May 12 2015
Kristen Vitale of First Midwest Financial Network Recognized as Among the Best Bank Investment... May 12 2015
Kristen Vitale of First Midwest Financial Network Recognized as Among the Best Bank Investment... May 12 2015
10-Q for First Midwest Bancorp, Inc. (Illinois) May 06 2015
FIRST MIDWEST BANCORP INC Files SEC form 10-Q, Quarterly Report May 04 2015
First Midwest Bank Ranked Highest for Customer Satisfaction for Second Year in a Row for the Six... May 04 2015
First Midwest Bank Ranked Highest for Customer Satisfaction for Second Year in a Row for the Six... May 04 2015
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 22 2015
First Midwest Bancorp misses Street 1Q forecasts Apr 21 2015
First Midwest Bancorp misses Street 1Q forecasts Apr 21 2015
First Midwest Bancorp, Inc. Announces 2015 First Quarter Results Apr 21 2015
Q1 2015 First Midwest Bancorp, Inc. Earnings Release - After Market Close Apr 21 2015
First Midwest Bank Launches First Midwest Equipment Finance Apr 09 2015
First Midwest Bank Launches First Midwest Equipment Finance Apr 09 2015
First Midwest Bancorp, Inc. Announces Schedule for 2015 First Quarter Earnings Release and... Apr 06 2015

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