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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.04
FMBI's Cash to Debt is ranked lower than
55% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. FMBI: 1.04 )
Ranked among companies with meaningful Cash to Debt only.
FMBI' s Cash to Debt Range Over the Past 10 Years
Min: 0.07  Med: 0.27 Max: 7.71
Current: 1.04
0.07
7.71
Equity to Asset 0.12
FMBI's Equity to Asset is ranked higher than
70% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FMBI: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
FMBI' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.15
Current: 0.12
0.07
0.15
Interest Coverage 4.91
FMBI's Interest Coverage is ranked higher than
79% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. FMBI: 4.91 )
Ranked among companies with meaningful Interest Coverage only.
FMBI' s Interest Coverage Range Over the Past 10 Years
Min: 0.22  Med: 1.03 Max: 4.72
Current: 4.91
0.22
4.72
F-Score: 5
WACC vs ROIC
9.43%
10.81%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 26.73
FMBI's Operating margin (%) is ranked lower than
62% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. FMBI: 26.73 )
Ranked among companies with meaningful Operating margin (%) only.
FMBI' s Operating margin (%) Range Over the Past 10 Years
Min: -20.27  Med: 18.45 Max: 43.75
Current: 26.73
-20.27
43.75
Net-margin (%) 18.31
FMBI's Net-margin (%) is ranked lower than
65% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. FMBI: 18.31 )
Ranked among companies with meaningful Net-margin (%) only.
FMBI' s Net-margin (%) Range Over the Past 10 Years
Min: -6.88  Med: 16.80 Max: 33.01
Current: 18.31
-6.88
33.01
ROE (%) 7.20
FMBI's ROE (%) is ranked lower than
57% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. FMBI: 7.20 )
Ranked among companies with meaningful ROE (%) only.
FMBI' s ROE (%) Range Over the Past 10 Years
Min: -3.84  Med: 6.27 Max: 18.84
Current: 7.2
-3.84
18.84
ROA (%) 0.85
FMBI's ROA (%) is ranked lower than
51% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. FMBI: 0.85 )
Ranked among companies with meaningful ROA (%) only.
FMBI' s ROA (%) Range Over the Past 10 Years
Min: -0.32  Med: 0.69 Max: 1.5
Current: 0.85
-0.32
1.5
Revenue Growth (3Y)(%) 1.20
FMBI's Revenue Growth (3Y)(%) is ranked lower than
55% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. FMBI: 1.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FMBI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -12  Med: 3.00 Max: 8
Current: 1.2
-12
8
EBITDA Growth (3Y)(%) 26.80
FMBI's EBITDA Growth (3Y)(%) is ranked higher than
87% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. FMBI: 26.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FMBI' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -31.2  Med: 4.40 Max: 26.8
Current: 26.8
-31.2
26.8
EPS Growth (3Y)(%) 38.90
FMBI's EPS Growth (3Y)(%) is ranked higher than
89% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. FMBI: 38.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FMBI' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.7  Med: 9.10 Max: 38.9
Current: 38.9
-29.7
38.9
» FMBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

FMBI Guru Trades in Q1 2015

David Dreman 292,718 sh (+8.39%)
Richard Pzena 1,720,823 sh (-3.53%)
Paul Tudor Jones 13,000 sh (-5.80%)
Jim Simons 16,000 sh (-14.44%)
» More
Q2 2015

FMBI Guru Trades in Q2 2015

Paul Tudor Jones 14,800 sh (+13.85%)
David Dreman 319,041 sh (+8.99%)
Richard Pzena 1,733,198 sh (+0.72%)
Jim Simons 12,000 sh (-25.00%)
» More
Q3 2015

FMBI Guru Trades in Q3 2015

Jim Simons 78,200 sh (+551.67%)
Paul Tudor Jones 20,400 sh (+37.84%)
David Dreman 363,211 sh (+13.84%)
Richard Pzena 1,649,923 sh (-4.80%)
» More
Q4 2015

FMBI Guru Trades in Q4 2015

Jim Simons 238,700 sh (+205.24%)
Richard Pzena 1,640,523 sh (-0.57%)
» More
» Details

Insider Trades

Latest Guru Trades with FMBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 15.31
FMBI's P/E(ttm) is ranked lower than
72% of the 2083 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.50 vs. FMBI: 15.31 )
Ranked among companies with meaningful P/E(ttm) only.
FMBI' s P/E(ttm) Range Over the Past 10 Years
Min: 7.01  Med: 15.66 Max: 99999999.99
Current: 15.31
7.01
99999999.99
Forward P/E 11.88
FMBI's Forward P/E is ranked lower than
73% of the 1323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.52 vs. FMBI: 11.88 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.13
FMBI's PE(NRI) is ranked lower than
68% of the 1535 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.30 vs. FMBI: 15.13 )
Ranked among companies with meaningful PE(NRI) only.
FMBI' s PE(NRI) Range Over the Past 10 Years
Min: 7.01  Med: 15.63 Max: 99999999.99
Current: 15.13
7.01
99999999.99
P/B 1.09
FMBI's P/B is ranked lower than
61% of the 2114 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. FMBI: 1.09 )
Ranked among companies with meaningful P/B only.
FMBI' s P/B Range Over the Past 10 Years
Min: 0.43  Med: 1.20 Max: 3.32
Current: 1.09
0.43
3.32
P/S 2.77
FMBI's P/S is ranked lower than
55% of the 2513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.57 vs. FMBI: 2.77 )
Ranked among companies with meaningful P/S only.
FMBI' s P/S Range Over the Past 10 Years
Min: 0.97  Med: 2.71 Max: 5.46
Current: 2.77
0.97
5.46
PFCF 10.46
FMBI's PFCF is ranked lower than
62% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. FMBI: 10.46 )
Ranked among companies with meaningful PFCF only.
FMBI' s PFCF Range Over the Past 10 Years
Min: 1.97  Med: 10.38 Max: 28.95
Current: 10.46
1.97
28.95
POCF 9.46
FMBI's POCF is ranked lower than
63% of the 1445 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.26 vs. FMBI: 9.46 )
Ranked among companies with meaningful POCF only.
FMBI' s POCF Range Over the Past 10 Years
Min: 1.87  Med: 8.86 Max: 22.98
Current: 9.46
1.87
22.98
EV-to-EBIT 6.29
FMBI's EV-to-EBIT is ranked higher than
82% of the 2044 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.62 vs. FMBI: 6.29 )
Ranked among companies with meaningful EV-to-EBIT only.
FMBI' s EV-to-EBIT Range Over the Past 10 Years
Min: -29.2  Med: 7.80 Max: 418.9
Current: 6.29
-29.2
418.9
EV-to-EBITDA 6.29
FMBI's EV-to-EBITDA is ranked higher than
80% of the 2053 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.33 vs. FMBI: 6.29 )
Ranked among companies with meaningful EV-to-EBITDA only.
FMBI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -29.2  Med: 7.80 Max: 418.9
Current: 6.29
-29.2
418.9
Shiller P/E 15.67
FMBI's Shiller P/E is ranked lower than
55% of the 557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. FMBI: 15.67 )
Ranked among companies with meaningful Shiller P/E only.
FMBI' s Shiller P/E Range Over the Past 10 Years
Min: 2.6  Med: 9.19 Max: 19.22
Current: 15.67
2.6
19.22

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.27
FMBI's Dividend Yield is ranked lower than
67% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. FMBI: 2.27 )
Ranked among companies with meaningful Dividend Yield only.
FMBI' s Dividend Yield Range Over the Past 10 Years
Min: 0.22  Med: 1.88 Max: 16.31
Current: 2.27
0.22
16.31
Dividend Payout 0.33
FMBI's Dividend Payout is ranked higher than
67% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. FMBI: 0.33 )
Ranked among companies with meaningful Dividend Payout only.
FMBI' s Dividend Payout Range Over the Past 10 Years
Min: 0.05  Med: 0.38 Max: 1.36
Current: 0.33
0.05
1.36
Dividend Growth (3y) 97.90
FMBI's Dividend Growth (3y) is ranked higher than
98% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. FMBI: 97.90 )
Ranked among companies with meaningful Dividend Growth (3y) only.
FMBI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -67.8  Med: 9.95 Max: 97.9
Current: 97.9
-67.8
97.9
Forward Dividend Yield 2.21
FMBI's Forward Dividend Yield is ranked lower than
72% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. FMBI: 2.21 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 17.76
FMBI's Yield on cost (5-Year) is ranked higher than
94% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. FMBI: 17.76 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FMBI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.72  Med: 14.71 Max: 127.61
Current: 17.76
1.72
127.61
3-Year Average Share Buyback Ratio -0.50
FMBI's 3-Year Average Share Buyback Ratio is ranked higher than
64% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. FMBI: -0.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FMBI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -14.7  Med: -0.45 Max: 3.4
Current: -0.5
-14.7
3.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.54
FMBI's Price/Tangible Book is ranked lower than
78% of the 1932 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. FMBI: 1.54 )
Ranked among companies with meaningful Price/Tangible Book only.
FMBI' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.8  Med: 2.46 Max: 4.68
Current: 1.54
0.8
4.68
Price/Projected FCF 0.56
FMBI's Price/Projected FCF is ranked higher than
58% of the 1071 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.64 vs. FMBI: 0.56 )
Ranked among companies with meaningful Price/Projected FCF only.
FMBI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.2  Med: 0.83 Max: 2.07
Current: 0.56
0.2
2.07
Price/Median PS Value 1.02
FMBI's Price/Median PS Value is ranked lower than
66% of the 1761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. FMBI: 1.02 )
Ranked among companies with meaningful Price/Median PS Value only.
FMBI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.42  Med: 1.30 Max: 2.07
Current: 1.02
0.42
2.07
Price/Graham Number 1.01
FMBI's Price/Graham Number is ranked lower than
72% of the 1720 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. FMBI: 1.01 )
Ranked among companies with meaningful Price/Graham Number only.
FMBI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.81  Med: 1.35 Max: 1.78
Current: 1.01
0.81
1.78
Earnings Yield (Greenblatt) (%) 15.88
FMBI's Earnings Yield (Greenblatt) (%) is ranked higher than
87% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. FMBI: 15.88 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FMBI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.2  Med: 9.00 Max: 168.4
Current: 15.88
0.2
168.4
Forward Rate of Return (Yacktman) (%) -26.43
FMBI's Forward Rate of Return (Yacktman) (%) is ranked lower than
94% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. FMBI: -26.43 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FMBI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -21.2  Med: 17.40 Max: 37.3
Current: -26.43
-21.2
37.3

More Statistics

Revenue(Mil) $448
EPS $ 1.05
Beta1.06
Short Percentage of Float2.44%
52-Week Range $14.56 - 19.81
Shares Outstanding(Mil)77.95

Analyst Estimate

Dec16 Dec17
Revenue(Mil)
EPS($) 1.26 1.37
EPS without NRI($) 1.26 1.37

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:FM6.Germany,
First Midwest Bancorp Inc is a Delaware corporation and bank holding company that was incorporated in 1982, began operations on March 31, 1983, and was formed through an exchange of common stock. The Company along with its subsidiary, First Midwest Bank provides commercial and retail banking, and wealth management services to commercial and industrial, commercial real estate, municipal, and consumer customers throughout the greater Chicago metropolitan area as well as northwest Indiana, central and western Illinois, and eastern Iowa through approximately 90 banking offices. It offers financial products and services including lending, depository, trust, investment management, insurance, and other related financial services tailored to the needs of its individual, business, institutional, and governmental customers. First Midwest offers a full range of deposit services that are typically available in commercial banks and financial institutions, including checking accounts, NOW accounts, money market accounts, savings accounts, and time deposits of various types, ranging from shorter-term to longer-term certificates of deposit. It originates commercial and industrial, agricultural, commercial real estate, and consumer loans. Substantially all of the Company's borrowers are businesses and residents in the Bank's service areas. The Company's lending portfolio includes customers in commercial real estate, followed by commercial and industrial. The Company's ability to maintain affordable funding sources allows the Bank to meet the credit needs of its customers and the communities it serves. It maintains a securities portfolio to provide the Company with financial stability, asset diversification, income, and collateral for borrowing. The Bank operates the following wholly-owned subsidiaries: First Midwest Securities Management, LLC is a Delaware limited liability company that manages investment securities; LIH Holdings, LLC is an Illinois limited liability company that holds an equity interest in a Section 8 housing venture; Synergy Property Holdings, LLC is an Illinois limited liability company that manages the majority of the Bank's OREO properties; and First Midwest Holdings, Inc. is a Delaware corporation that manages investment securities, principally municipal obligations, and provides corporate management services to its wholly owned subsidiary, FMB Investments Ltd., a Bermuda corporation. FMB Investments Ltd. manages investment securities and is largely inactive. The banking and financial services industry in the Chicago metropolitan area is highly competitive, and the Company expects it to remain so in the future. It faces competition from local and out of state institutions within its service areas and it expects to face increasing competition from on-line banking and financial institutions seeking to attract customers by providing access to services and products that mirror the services and products offered by traditional in
» More Articles for FMBI

Headlines

Articles On GuruFocus.com
First Midwest Bancorp Inc. Reports Operating Results (10-K) Mar 01 2011 
Weekly CFO Buys Highlight: PVF Capital Corp., First Midwest Bancorp Inc., Bank of Hawaii Corp., Old Jan 31 2010 
Weekly CEO Buys Highlight: Supervalu Inc, First Midwest Bancorp Inc, Keithley Instruments Inc. Jan 24 2010 
First Midwest Bancorp Inc. (FMBI) CEO Michael L Scudder buys 1,818 Shares Jan 22 2010 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Aug 10 2009 
Weekly CEO Buys Highlight: First Midwest Bancorp Inc., Rite Aid Corp., FCStone Group Inc., Dycom Ind Jul 22 2008 

More From Other Websites
First Midwest Bancorp, Inc. (Illinois) Earnings Analysis: Q4, 2015 By the Numbers Jan 28 2016
Edited Transcript of FMBI earnings conference call or presentation 27-Jan-16 3:00pm GMT Jan 27 2016
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition Jan 27 2016
First Midwest Bancorp, Inc. Announces 2015 Fourth Quarter and Full Year Results Jan 26 2016
First Midwest Bancorp meets 4Q profit forecasts Jan 26 2016
First Midwest Bancorp meets 4Q profit forecasts Jan 26 2016
Q4 Earnings Season Accelerates: Apple (AAPL), AT&T (T), Capital One (COF) & More Jan 26 2016
First Midwest Bancorp, Inc. Announces 2015 Fourth Quarter and Full Year Results Jan 26 2016
Q4 2015 First Midwest Bancorp Inc Earnings Release - After Market Close Jan 26 2016
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Other Events Jan 15 2016
First Midwest Bancorp, Inc. Announces Strategic Branch Initiatives Jan 15 2016
First Midwest Bancorp, Inc. Announces Strategic Branch Initiatives Jan 15 2016
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Other Events Jan 13 2016
First Midwest Bancorp, Inc. Receives Federal Reserve Approval for Acquisition of the National Bank &... Jan 13 2016
First Midwest Bancorp, Inc. Receives Federal Reserve Approval for Acquisition of the National Bank &... Jan 13 2016
Where Opportunity is Found - Coverage Initiated on Gannett, CVB Financial, First Midwest Bancorp and... Jan 13 2016
First Midwest Bancorp, Inc. Announces Schedule for 2015 Fourth Quarter and Full Year Earnings... Jan 07 2016
First Midwest Bancorp, Inc. Announces Schedule for 2015 Fourth Quarter and Full Year Earnings... Jan 07 2016
First Midwest Bancorp, Inc. (Illinois) breached its 50 day moving average in a Bullish Manner :... Dec 25 2015
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Other Events Dec 14 2015

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