Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 3.02
FMBI's Cash to Debt is ranked higher than
77% of the 1731 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.88 vs. FMBI: 3.02 )
FMBI' s 10-Year Cash to Debt Range
Min: 0.14   Max: 4.25
Current: 3.02

0.14
4.25
Equity to Asset 0.12
FMBI's Equity to Asset is ranked higher than
79% of the 2241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FMBI: 0.12 )
FMBI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.14
Current: 0.12

0.07
0.14
Interest Coverage 4.37
FMBI's Interest Coverage is ranked higher than
87% of the 2150 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. FMBI: 4.37 )
FMBI' s 10-Year Interest Coverage Range
Min: 0.22   Max: 4.72
Current: 4.37

0.22
4.72
F-Score: 4
Z-Score: 0.32
WACC vs ROIC
12.24%
10.37%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 24.90
FMBI's Operating margin (%) is ranked higher than
66% of the 2344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.22 vs. FMBI: 24.90 )
FMBI' s 10-Year Operating margin (%) Range
Min: -20.27   Max: 43.75
Current: 24.9

-20.27
43.75
Net-margin (%) 17.18
FMBI's Net-margin (%) is ranked higher than
65% of the 2344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.22 vs. FMBI: 17.18 )
FMBI' s 10-Year Net-margin (%) Range
Min: -6.88   Max: 33.01
Current: 17.18

-6.88
33.01
ROE (%) 6.65
FMBI's ROE (%) is ranked higher than
65% of the 2347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.96 vs. FMBI: 6.65 )
FMBI' s 10-Year ROE (%) Range
Min: -2.78   Max: 19.48
Current: 6.65

-2.78
19.48
ROA (%) 0.80
FMBI's ROA (%) is ranked higher than
71% of the 2356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. FMBI: 0.80 )
FMBI' s 10-Year ROA (%) Range
Min: -0.32   Max: 1.61
Current: 0.8

-0.32
1.61
ROC (Joel Greenblatt) (%) 82.05
FMBI's ROC (Joel Greenblatt) (%) is ranked higher than
74% of the 2318 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 87.86 vs. FMBI: 82.05 )
FMBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -63.09   Max: 154.01
Current: 82.05

-63.09
154.01
Revenue Growth (3Y)(%) 1.70
FMBI's Revenue Growth (3Y)(%) is ranked higher than
73% of the 2002 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. FMBI: 1.70 )
FMBI' s 10-Year Revenue Growth (3Y)(%) Range
Min: -12   Max: 8
Current: 1.7

-12
8
EBITDA Growth (3Y)(%) 31.00
FMBI's EBITDA Growth (3Y)(%) is ranked higher than
94% of the 1812 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FMBI: 31.00 )
FMBI' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -31.2   Max: 31
Current: 31

-31.2
31
EPS Growth (3Y)(%) 38.50
FMBI's EPS Growth (3Y)(%) is ranked higher than
93% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. FMBI: 38.50 )
FMBI' s 10-Year EPS Growth (3Y)(%) Range
Min: -29.5   Max: 38.5
Current: 38.5

-29.5
38.5
» FMBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

FMBI Guru Trades in Q1 2014

Paul Tudor Jones 33,389 sh (New)
Jim Simons 104,174 sh (+9.12%)
David Dreman 227,698 sh (+3.13%)
Richard Pzena 1,047,099 sh (-1.05%)
Steven Cohen 10,700 sh (-4.56%)
» More
Q2 2014

FMBI Guru Trades in Q2 2014

Richard Pzena 1,932,666 sh (+84.57%)
Jim Simons Sold Out
David Dreman 223,027 sh (-2.05%)
Paul Tudor Jones 20,978 sh (-37.17%)
» More
Q3 2014

FMBI Guru Trades in Q3 2014

Paul Tudor Jones 31,500 sh (+50.16%)
David Dreman 225,970 sh (+1.32%)
Richard Pzena 1,920,691 sh (-0.62%)
» More
Q4 2014

FMBI Guru Trades in Q4 2014

Jim Simons 18,700 sh (New)
David Dreman 270,061 sh (+19.51%)
Richard Pzena 1,783,841 sh (-7.13%)
Paul Tudor Jones 13,800 sh (-56.19%)
» More
» Details

Insider Trades

Latest Guru Trades with FMBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 18.60
FMBI's P/E(ttm) is ranked higher than
68% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.90 vs. FMBI: 18.60 )
FMBI' s 10-Year P/E(ttm) Range
Min: 7.02   Max: 34.61
Current: 18.6

7.02
34.61
Forward P/E 13.11
FMBI's Forward P/E is ranked higher than
74% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 13.11 )
N/A
PE(NRI) 19.10
FMBI's PE(NRI) is ranked higher than
72% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.80 vs. FMBI: 19.10 )
FMBI' s 10-Year PE(NRI) Range
Min: 7.01   Max: 99999999.99
Current: 19.1

7.01
99999999.99
P/B 1.20
FMBI's P/B is ranked higher than
71% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. FMBI: 1.20 )
FMBI' s 10-Year P/B Range
Min: 0.43   Max: 3.32
Current: 1.2

0.43
3.32
P/S 3.21
FMBI's P/S is ranked higher than
64% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.81 vs. FMBI: 3.21 )
FMBI' s 10-Year P/S Range
Min: 0.97   Max: 11.75
Current: 3.21

0.97
11.75
PFCF 12.10
FMBI's PFCF is ranked higher than
81% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 12.10 )
FMBI' s 10-Year PFCF Range
Min: 1.96   Max: 28.72
Current: 12.1

1.96
28.72
POCF 10.75
FMBI's POCF is ranked higher than
82% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 191.45 vs. FMBI: 10.75 )
FMBI' s 10-Year POCF Range
Min: 1.87   Max: 23.28
Current: 10.75

1.87
23.28
EV-to-EBIT 9.54
FMBI's EV-to-EBIT is ranked higher than
89% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.44 vs. FMBI: 9.54 )
FMBI' s 10-Year EV-to-EBIT Range
Min: -29.2   Max: 418.9
Current: 9.54

-29.2
418.9
Shiller P/E 85.10
FMBI's Shiller P/E is ranked higher than
71% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 85.10 )
FMBI' s 10-Year Shiller P/E Range
Min: 3.22   Max: 342
Current: 85.1

3.22
342
Days Sales Outstanding 172.71
FMBI's Days Sales Outstanding is ranked higher than
79% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 172.71 )
FMBI' s 10-Year Days Sales Outstanding Range
Min: 28.78   Max: 212
Current: 172.71

28.78
212

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.90
FMBI's Dividend Yield is ranked lower than
61% of the 2205 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. FMBI: 1.90 )
FMBI' s 10-Year Dividend Yield Range
Min: 0.22   Max: 16.31
Current: 1.9

0.22
16.31
Dividend Payout 0.33
FMBI's Dividend Payout is ranked higher than
84% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. FMBI: 0.33 )
FMBI' s 10-Year Dividend Payout Range
Min: 0.11   Max: 1.16
Current: 0.33

0.11
1.16
Dividend growth (3y) 97.90
FMBI's Dividend growth (3y) is ranked higher than
99% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FMBI: 97.90 )
FMBI' s 10-Year Dividend growth (3y) Range
Min: -67.8   Max: 97.9
Current: 97.9

-67.8
97.9
Yield on cost (5-Year) 14.87
FMBI's Yield on cost (5-Year) is ranked higher than
98% of the 2213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.78 vs. FMBI: 14.87 )
FMBI' s 10-Year Yield on cost (5-Year) Range
Min: 1.72   Max: 127.61
Current: 14.87

1.72
127.61
Share Buyback Rate -0.50
FMBI's Share Buyback Rate is ranked higher than
79% of the 1656 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. FMBI: -0.50 )
FMBI' s 10-Year Share Buyback Rate Range
Min: 3.4   Max: -14.7
Current: -0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.70
FMBI's Price/Tangible Book is ranked higher than
67% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. FMBI: 1.70 )
FMBI' s 10-Year Price/Tangible Book Range
Min: 0.8   Max: 4.67
Current: 1.7

0.8
4.67
Price/DCF (Projected) 0.60
FMBI's Price/DCF (Projected) is ranked higher than
88% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 0.60 )
FMBI' s 10-Year Price/DCF (Projected) Range
Min: 0.32   Max: 1.69
Current: 0.6

0.32
1.69
Price/Median PS Value 1.00
FMBI's Price/Median PS Value is ranked higher than
88% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FMBI: 1.00 )
FMBI' s 10-Year Price/Median PS Value Range
Min: 0.47   Max: 3.71
Current: 1

0.47
3.71
Price/Graham Number 1.20
FMBI's Price/Graham Number is ranked higher than
71% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FMBI: 1.20 )
FMBI' s 10-Year Price/Graham Number Range
Min: 0.89   Max: 1.79
Current: 1.2

0.89
1.79
Earnings Yield (Greenblatt) 10.60
FMBI's Earnings Yield (Greenblatt) is ranked higher than
86% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. FMBI: 10.60 )
FMBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 168.4
Current: 10.6

0.2
168.4
Forward Rate of Return (Yacktman) -14.42
FMBI's Forward Rate of Return (Yacktman) is ranked higher than
52% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.27 vs. FMBI: -14.42 )
FMBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -7.6   Max: 37.3
Current: -14.42

-7.6
37.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:FM6.Germany,
First Midwest Bancorp Inc is a Delaware corporation and bank holding company that was incorporated in 1982, began operations on March 31, 1983, and was formed through an exchange of common stock. The Company along with its subsidiary, First Midwest Bank provides commercial and retail banking, and wealth management services to commercial and industrial, commercial real estate, municipal, and consumer customers throughout the greater Chicago metropolitan area as well as northwest Indiana, central and western Illinois, and eastern Iowa through approximately 90 banking offices. It offers financial products and services including lending, depository, trust, investment management, insurance, and other related financial services tailored to the needs of its individual, business, institutional, and governmental customers. First Midwest offers a full range of deposit services that are typically available in commercial banks and financial institutions, including checking accounts, NOW accounts, money market accounts, savings accounts, and time deposits of various types, ranging from shorter-term to longer-term certificates of deposit. It originates commercial and industrial, agricultural, commercial real estate, and consumer loans. Substantially all of the Company's borrowers are businesses and residents in the Bank's service areas. The Company's lending portfolio includes customers in commercial real estate, followed by commercial and industrial. The Company's ability to maintain affordable funding sources allows the Bank to meet the credit needs of its customers and the communities it serves. It maintains a securities portfolio to provide the Company with financial stability, asset diversification, income, and collateral for borrowing. The Bank operates the following wholly-owned subsidiaries: First Midwest Securities Management, LLC is a Delaware limited liability company that manages investment securities; LIH Holdings, LLC is an Illinois limited liability company that holds an equity interest in a Section 8 housing venture; Synergy Property Holdings, LLC is an Illinois limited liability company that manages the majority of the Bank's OREO properties; and First Midwest Holdings, Inc. is a Delaware corporation that manages investment securities, principally municipal obligations, and provides corporate management services to its wholly owned subsidiary, FMB Investments Ltd., a Bermuda corporation. FMB Investments Ltd. manages investment securities and is largely inactive. The banking and financial services industry in the Chicago metropolitan area is highly competitive, and the Company expects it to remain so in the future. It faces competition from local and out of state institutions within its service areas and it expects to face increasing competition from on-line banking and financial institutions seeking to attract customers by providing access to services and products that mirror the services and products offered by traditional i
» More Articles for FMBI

Headlines

Articles On GuruFocus.com
First Midwest Bancorp, Inc. Announces Schedule for 2014 Fourth Quarter and Full Year Earnings Releas Jan 12 2015 
First Midwest Bancorp, Inc. Announces Commercial Banking Leadership Changes Dec 22 2014 
First Midwest Bancorp, Inc. Completes Its Acquisition of Great Lakes Bank Dec 08 2014 
First Midwest Bancorp, Inc. Announces Schedule for Third Quarter 2014 Earnings Release and Conferenc Oct 15 2014 
First Midwest Bancorp Inc. Reports Operating Results (10-K) Mar 01 2011 
Weekly CFO Buys Highlight: PVF Capital Corp., First Midwest Bancorp Inc., Bank of Hawaii Corp., Old Feb 01 2010 
Weekly CEO Buys Highlight: Supervalu Inc, First Midwest Bancorp Inc, Keithley Instruments Inc. Jan 25 2010 
First Midwest Bancorp Inc. (FMBI) CEO Michael L Scudder buys 1,818 Shares Jan 22 2010 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Aug 10 2009 

More From Other Websites
First Midwest Bank Launches First Midwest Equipment Finance Apr 09 2015
First Midwest Bank Launches First Midwest Equipment Finance Apr 09 2015
First Midwest Bancorp, Inc. Announces Schedule for 2015 First Quarter Earnings Release and... Apr 06 2015
First Midwest Bancorp, Inc. Announces Schedule for 2015 First Quarter Earnings Release and... Apr 06 2015
First Midwest Bancorp, Inc. to Participate in 2015 Keefe, Bruyette & Woods Boston Bank Conference Mar 24 2015
FIRST MIDWEST BANCORP INC Financials Mar 10 2015
10-K for First Midwest Bancorp, Inc. (Illinois) Mar 04 2015
FIRST MIDWEST BANCORP INC Files SEC form 10-K, Annual Report Mar 02 2015
First Midwest Bancorp, Inc. Increases Cash Dividend to $0.09 per Share Feb 25 2015
First Midwest Bancorp, Inc. to Participate in 2015 Keefe, Bruyette & Woods Boston Bank Conference Feb 25 2015
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Feb 24 2015
First Midwest Bancorp, Inc. Increases Cash Dividend to $0.09 per Share Feb 23 2015
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Feb 12 2015
FIRST MIDWEST BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 21 2015
First Midwest Bancorp tops 4Q profit forecasts Jan 20 2015
First Midwest Bancorp tops 4Q profit forecasts Jan 20 2015
First Midwest Bancorp, Inc. Announces 2014 Fourth Quarter and Full Year Results Jan 20 2015
First Midwest Bancorp, Inc. Announces 2014 Fourth Quarter and Full Year Results Jan 20 2015
Q4 2014 First Midwest Bancorp Inc Earnings Release - After Market Close Jan 20 2015
First Midwest Bancorp, Inc. Announces Schedule for 2014 Fourth Quarter and Full Year Earnings... Jan 12 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK