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12.75 (1y: +22%)
Market Cap 958.66 M P/E(ttm)
Enterprise Value 1.17 B P/B 1.00
FMBI- NAS (USA)
First Midwest Bancorp Inc
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$12.75
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 3.335
FMBI's Cash to Debt is ranked higher than
82% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. FMBI: 3.335 )
FMBI' s 10-Year Cash to Debt Range
Min: 0.13   Max: 4.25
Current: 3.34
0.13
4.25
Equity to Asset 0.116
FMBI's Equity to Asset is ranked higher than
77% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FMBI: 0.116 )
FMBI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.14
Current: 0.12
0.07
0.14
Interest Coverage No Debt
FMBI's Interest Coverage is ranked higher than
51% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. FMBI: No Debt )
FMBI' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 3
Z-Score: 0.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry		 vs
history
Operating margin (%) -15.90
FMBI's Operating margin (%) is ranked lower than
67% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.80 vs. FMBI: -15.90 )
FMBI' s 10-Year Operating margin (%) Range
Min: -20.3   Max: 43.8
Current: -15.9
-20.3
43.8
Net-margin (%) -5.7
FMBI's Net-margin (%) is ranked lower than
67% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.70 vs. FMBI: -5.7 )
FMBI' s 10-Year Net-margin (%) Range
Min: -6.9   Max: 33
Current: -5.7
-6.9
33
ROE (%) -2.2
FMBI's ROE (%) is ranked lower than
66% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. FMBI: -2.2 )
FMBI' s 10-Year ROE (%) Range
Min: -2.7   Max: 19.2
Current: -2.2
-2.7
19.2
ROA (%) -0.3
FMBI's ROA (%) is ranked lower than
66% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. FMBI: -0.3 )
FMBI' s 10-Year ROA (%) Range
Min: -0.3   Max: 1.5
Current: -0.3
-0.3
1.5
Revenue Growth (%) -9.7
FMBI's Revenue Growth (%) is ranked lower than
63% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: -9.7 )
FMBI' s 10-Year Revenue Growth (%) Range
Min: -9.7   Max: 5.9
Current: -9.7
-9.7
5.9
EBITDA Growth (%) -16.3
FMBI's EBITDA Growth (%) is ranked lower than
66% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: -16.3 )
FMBI' s 10-Year EBITDA Growth (%) Range
Min: -24.5   Max: 11.2
Current: -16.3
-24.5
11.2
EPS Growth (%) -20.8
FMBI's EPS Growth (%) is ranked lower than
66% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: -20.8 )
FMBI' s 10-Year EPS Growth (%) Range
Min: -23.1   Max: 8.6
Current: -20.8
-23.1
8.6
ยป FMBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

FMBI Guru Trades in Q2 2012

Jim Simons 267,271 sh (+278.19%)
David Dreman 862,827 sh (+0.3%)
Steven Cohen Sold Out
Ken Fisher 2,093,140 sh (-5.38%)
» More
Q3 2012

FMBI Guru Trades in Q3 2012

Ken Fisher 2,068,845 sh (-1.16%)
David Dreman 840,228 sh (-2.62%)
Jim Simons 108,871 sh (-59.27%)
» More
Q4 2012

FMBI Guru Trades in Q4 2012

Steven Cohen 15,375 sh (New)
David Dreman 835,302 sh (-0.59%)
Ken Fisher 1,941,886 sh (-6.14%)
Jim Simons 61,571 sh (-43.45%)
» More
Q1 2013

FMBI Guru Trades in Q1 2013

Jim Simons 226,571 sh (+267.98%)
Steven Cohen Sold Out
Ken Fisher 1,931,769 sh (-0.52%)
David Dreman 826,130 sh (-1.1%)
» More
» Details

Insider Trades

Latest Guru Trades with FMBI

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2012-03-31 New Buy0.21%$10.53 - $12.62 $ 12.7518%860287
George Soros 2011-12-31 Sold Out 0.0019%$6.99 - $10.23 $ 12.7541%0
George Soros 2011-09-30 New Buy$7.44 - $12.67 $ 12.7530%14700
George Soros 2010-09-30 Sold Out $10.84 - $13.23 $ 12.758%0
John Paulson 2010-06-30 Sold Out 0.03%$12.29 - $17.9 $ 12.75-11%0
George Soros 2010-06-30 New Buy$12.29 - $17.9 $ 12.75-11%10600
John Paulson 2010-03-31 New Buy0.03%$10.51 - $14.205 $ 12.75-1%400000
Premium More recent guru trades are included for Premium Members only!!
ยป Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/B 1.00
FMBI's P/B is ranked higher than
62% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. FMBI: 1.00 )
FMBI' s 10-Year P/B Range
Min: 0.43   Max: 3.45
Current: 1
0.43
3.45
P/S 2.54
FMBI's P/S is ranked higher than
61% of the 1433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.33 vs. FMBI: 2.54 )
FMBI' s 10-Year P/S Range
Min: 0.97   Max: 5.78
Current: 2.54
0.97
5.78
PFCF 7.80
FMBI's PFCF is ranked higher than
58% of the 1087 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.38 vs. FMBI: 7.80 )
FMBI' s 10-Year PFCF Range
Min: 1.96   Max: 21.92
Current: 7.8
1.96
21.92
EV-to-EBIT 33.3
FMBI's EV-to-EBIT is ranked lower than
75% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. FMBI: 33.3 )
FMBI' s 10-Year EV-to-EBIT Range
Min: 7.1   Max: 418.9
Current: 33.3
7.1
418.9
Shiller P/E 47.2
FMBI's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. FMBI: 47.2 )
FMBI' s 10-Year Shiller P/E Range
Min: 3.22   Max: 50.22
Current: 47.2
3.22
50.22

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 0.31
FMBI's Dividend Yield is ranked lower than
66% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. FMBI: 0.31 )
FMBI' s 10-Year Dividend Yield Range
Min: 0.22   Max: 16.31
Current: 0.31
0.22
16.31
Yield on cost (5-Year) 0.01
FMBI's Yield on cost (5-Year) is ranked lower than
63% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. FMBI: 0.01 )
FMBI' s 10-Year Yield on cost (5-Year) Range
Min: 0.01   Max: 0.56
Current: 0.01
0.01
0.56
Share Buyback Rate -10.2
FMBI's Share Buyback Rate is ranked lower than
61% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -0.20 vs. FMBI: -10.2 )
FMBI' s 10-Year Share Buyback Rate Range
Min: 2.3   Max: -10.8
Current: -10.2

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.5
FMBI's Price/Tangible Book is ranked higher than
51% of the 1191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FMBI: 1.5 )
FMBI' s 10-Year Price/Tangible Book Range
Min: 1.1   Max: 4.2
Current: 1.5
1.1
4.2
Price/DCF (Projected) 0.4
FMBI's Price/DCF (Projected) is ranked higher than
83% of the 679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. FMBI: 0.4 )
FMBI' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 1.1
Current: 0.4
0.3
1.1
Price/Median PS Value 0.6
FMBI's Price/Median PS Value is ranked higher than
86% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FMBI: 0.6 )
FMBI' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 1.2
Current: 0.6
0.3
1.2
Earnings Yield (Greenblatt) 3.00
FMBI's Earnings Yield (Greenblatt) is ranked higher than
61% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.10 vs. FMBI: 3.00 )
FMBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 14
Current: 3
0.2
14
Forward Rate of Return (Yacktman) 15.56
FMBI's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FMBI: 15.56 )
FMBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1.5   Max: 26.6
Current: 15.56
-1.5
26.6

Business Description

First Midwest Bancorp, Inc. is a Delaware corporation and bank holding company that was incorporated in 1982, began operations on March 31, 1983, and was formed through an exchange of common stock. The Company operates one wholly-owned subsidiary: First Midwest Bank or the Bank. The Company is engaged in commercial and retail banking and offers financial products and services including lending, depository, trust, investment management, insurance, and other related financial services tailored to the needs of its individual, business, institutional, and governmental customers. First Midwest offers a variety of traditional financial products and services that are designed to meet the financial needs of the customers and communities it serves. For over 60 years, First Midwest has been in the basic business of community banking, namely attracting deposits and making loans, as well as providing wealth management, investment, and retirement plan services. First Midwest offers a full range of deposit services that are typically available in most commercial banks and financial institutions, including checking accounts, NOW accounts, money market accounts, savings accounts, and time deposits of various types, ranging from shorter-term to longer-term certificates of deposit. First Midwest originates commercial and industrial, agricultural, commercial real estate, and consumer loans. First Midwest's ability to maintain affordable funding sources allows the Company to meet the credit needs of its customers and the communities it serves. First Midwest maintains a sizeable securities portfolio in order to provide the Company with financial stability, asset diversification, income, and collateral for borrowing. The Bank operates the following wholly-owned subsidiaries: FMB Investment Corporation is a Delaware corporation that manages investment securities, principally state and municipal obligations, and provides corporate management services to its wholly-owned subsidiary, FMB Investment Trust, a Maryland business trust. FMB Investment Trust manages many of the real estate loans originated by the Bank. Calumet Investment Corporation is a Delaware corporation that manages investment securities, principally state and municipal obligations, and provides corporate management services to its wholly-owned subsidiary, Calumet Investments Ltd., a Bermuda corporation. Calumet Investments Ltd. manages investment securities and is largely inactive. Six limited liability companies: Synergy Properties Holdings, LLC; FDB Berkshire, LLC; FDB Sheridan Terrace LLC; FDB Curtiss Street, LLC; Hamlin Wilson, LLC; and FDB Properties LLC, each of which holds OREO properties acquired by the former First DuPage Bank or the Bank. Bank Calumet Financial Services, Inc. is an Indiana corporation, which is largely inactive. The banking and financial services industry in the Chicago metropolitan area is highly competitive, and the Company expects it to remain so in the futur
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
ยป More Articles for FMBI

Headlines

Articles On GuruFocus.com
First Midwest Bancorp Inc. Reports Operating Results (10-K) Mar 01 2011 
Weekly CFO Buys Highlight: PVF Capital Corp., First Midwest Bancorp Inc., Bank of Hawaii Corp., Old Jan 31 2010 
Weekly CEO Buys Highlight: Supervalu Inc, First Midwest Bancorp Inc, Keithley Instruments Inc. Jan 24 2010 
First Midwest Bancorp Inc. (FMBI) CEO Michael L Scudder buys 1,818 Shares Jan 22 2010 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Aug 10 2009 
Weekly CEO Buys Highlight: First Midwest Bancorp Inc., Rite Aid Corp., FCStone Group Inc., Dycom Ind Jul 22 2008 


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