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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.62
FMBI's Cash to Debt is ranked higher than
78% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FMBI: 1.62 )
FMBI' s 10-Year Cash to Debt Range
Min: 0.07   Max: 7.71
Current: 1.62

0.07
7.71
Equity to Asset 0.13
FMBI's Equity to Asset is ranked higher than
89% of the 1753 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FMBI: 0.13 )
FMBI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.15
Current: 0.13

0.07
0.15
Interest Coverage 4.72
FMBI's Interest Coverage is ranked higher than
90% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. FMBI: 4.72 )
FMBI' s 10-Year Interest Coverage Range
Min: 0.22   Max: 4.72
Current: 4.72

0.22
4.72
F-Score: 5
Z-Score: 0.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 33.51
FMBI's Operating margin (%) is ranked higher than
81% of the 1776 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.81 vs. FMBI: 33.51 )
FMBI' s 10-Year Operating margin (%) Range
Min: -20.27   Max: 43.75
Current: 33.51

-20.27
43.75
Net-margin (%) 20.87
FMBI's Net-margin (%) is ranked higher than
74% of the 1783 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.59 vs. FMBI: 20.87 )
FMBI' s 10-Year Net-margin (%) Range
Min: -6.88   Max: 33.01
Current: 20.87

-6.88
33.01
ROE (%) 8.43
FMBI's ROE (%) is ranked higher than
76% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. FMBI: 8.43 )
FMBI' s 10-Year ROE (%) Range
Min: -2.78   Max: 19.48
Current: 8.43

-2.78
19.48
ROA (%) 1.01
FMBI's ROA (%) is ranked higher than
83% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. FMBI: 1.01 )
FMBI' s 10-Year ROA (%) Range
Min: -0.32   Max: 1.61
Current: 1.01

-0.32
1.61
ROC (Joel Greenblatt) (%) 114.29
FMBI's ROC (Joel Greenblatt) (%) is ranked higher than
83% of the 1757 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 72.81 vs. FMBI: 114.29 )
FMBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -63.09   Max: 154.01
Current: 114.29

-63.09
154.01
Revenue Growth (%) 1.30
FMBI's Revenue Growth (%) is ranked higher than
76% of the 1555 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FMBI: 1.30 )
FMBI' s 10-Year Revenue Growth (%) Range
Min: -12   Max: 8
Current: 1.3

-12
8
» FMBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FMBI Guru Trades in Q3 2013

Richard Pzena 904,521 sh (+603.91%)
Ken Fisher Sold Out
Jim Simons 119,971 sh (-35.94%)
David Dreman 193,209 sh (-72.47%)
» More
Q4 2013

FMBI Guru Trades in Q4 2013

Steven Cohen 11,211 sh (New)
Richard Pzena 1,058,209 sh (+16.99%)
David Dreman 220,785 sh (+14.27%)
Jim Simons 95,471 sh (-20.42%)
» More
Q1 2014

FMBI Guru Trades in Q1 2014

Paul Tudor Jones 33,389 sh (New)
Jim Simons 104,174 sh (+9.12%)
David Dreman 227,698 sh (+3.13%)
Richard Pzena 1,047,099 sh (-1.05%)
Steven Cohen 10,700 sh (-4.56%)
» More
Q2 2014

FMBI Guru Trades in Q2 2014

Richard Pzena 1,932,666 sh (+84.57%)
Jim Simons Sold Out
David Dreman 223,027 sh (-2.05%)
Paul Tudor Jones 20,978 sh (-37.17%)
» More
» Details

Insider Trades

Latest Guru Trades with FMBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Richard Pzena 2014-06-30 Add 84.57%0.08%$15.68 - $17.65 $ 15.86-4%1932666
David Dreman 2013-09-30 Reduce -72.47%0.22%$14.14 - $16 $ 15.864%193209
Richard Pzena 2013-09-30 Add 603.91%0.08%$14.14 - $16 $ 15.864%904521
Ken Fisher 2013-09-30 Sold Out $14.14 - $16 $ 15.864%0
Ken Fisher 2013-06-30 Reduce -74.17%0.05%$11.65 - $13.73 $ 15.8623%498914
Richard Pzena 2013-06-30 New Buy0.01%$11.65 - $13.73 $ 15.8623%128500
David Dreman 2012-03-31 New Buy0.21%$10.53 - $12.62 $ 15.8647%860287
George Soros 2011-12-31 Sold Out 0.0019%$6.99 - $10.23 $ 15.8675%0
George Soros 2011-09-30 New Buy$7.44 - $12.67 $ 15.8662%14700
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Ratios

vs
industry
vs
history
P/E(ttm) 14.00
FMBI's P/E(ttm) is ranked higher than
77% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.50 vs. FMBI: 14.00 )
FMBI' s 10-Year P/E(ttm) Range
Min: 7.02   Max: 34.61
Current: 14

7.02
34.61
P/B 1.15
FMBI's P/B is ranked higher than
72% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FMBI: 1.15 )
FMBI' s 10-Year P/B Range
Min: 0.43   Max: 3.43
Current: 1.15

0.43
3.43
P/S 2.90
FMBI's P/S is ranked higher than
74% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.97 vs. FMBI: 2.90 )
FMBI' s 10-Year P/S Range
Min: 0.97   Max: 11.11
Current: 2.9

0.97
11.11
PFCF 11.01
FMBI's PFCF is ranked higher than
81% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 98.89 vs. FMBI: 11.01 )
FMBI' s 10-Year PFCF Range
Min: 1.96   Max: 28.72
Current: 11.01

1.96
28.72
EV-to-EBIT 7.44
FMBI's EV-to-EBIT is ranked higher than
93% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.23 vs. FMBI: 7.44 )
FMBI' s 10-Year EV-to-EBIT Range
Min: 3.5   Max: 418.9
Current: 7.44

3.5
418.9
Shiller P/E 150.90
FMBI's Shiller P/E is ranked higher than
70% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 27.04 vs. FMBI: 150.90 )
FMBI' s 10-Year Shiller P/E Range
Min: 3.24   Max: 161.36
Current: 150.9

3.24
161.36

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.89
FMBI's Dividend Yield is ranked lower than
62% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. FMBI: 1.89 )
FMBI' s 10-Year Dividend Yield Range
Min: 0.22   Max: 16.31
Current: 1.89

0.22
16.31
Dividend Payout 0.23
FMBI's Dividend Payout is ranked higher than
82% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. FMBI: 0.23 )
FMBI' s 10-Year Dividend Payout Range
Min: 0.05   Max: 1.36
Current: 0.23

0.05
1.36
Dividend growth (3y) 58.70
FMBI's Dividend growth (3y) is ranked higher than
96% of the 1053 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. FMBI: 58.70 )
FMBI' s 10-Year Dividend growth (3y) Range
Min: -67.8   Max: 58.7
Current: 58.7

-67.8
58.7
Yield on cost (5-Year) 7.61
FMBI's Yield on cost (5-Year) is ranked higher than
89% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. FMBI: 7.61 )
FMBI' s 10-Year Yield on cost (5-Year) Range
Min: 0.88   Max: 65.36
Current: 7.61

0.88
65.36
Share Buyback Rate -0.70
FMBI's Share Buyback Rate is ranked higher than
79% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FMBI: -0.70 )
FMBI' s 10-Year Share Buyback Rate Range
Min: 3.4   Max: -28.8
Current: -0.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.56
FMBI's Price/Tangible Book is ranked higher than
66% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. FMBI: 1.56 )
FMBI' s 10-Year Price/Tangible Book Range
Min: 0.8   Max: 7.16
Current: 1.56

0.8
7.16
Price/DCF (Projected) 0.55
FMBI's Price/DCF (Projected) is ranked higher than
85% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. FMBI: 0.55 )
FMBI' s 10-Year Price/DCF (Projected) Range
Min: 0.18   Max: 2.07
Current: 0.55

0.18
2.07
Price/Median PS Value 0.94
FMBI's Price/Median PS Value is ranked higher than
86% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. FMBI: 0.94 )
FMBI' s 10-Year Price/Median PS Value Range
Min: 0.37   Max: 3.41
Current: 0.94

0.37
3.41
Price/Graham Number 0.99
FMBI's Price/Graham Number is ranked higher than
74% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. FMBI: 0.99 )
FMBI' s 10-Year Price/Graham Number Range
Min: 0.65   Max: 3.61
Current: 0.99

0.65
3.61
Earnings Yield (Greenblatt) 13.40
FMBI's Earnings Yield (Greenblatt) is ranked higher than
91% of the 1692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.00 vs. FMBI: 13.40 )
FMBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 28.2
Current: 13.4

0.2
28.2
Forward Rate of Return (Yacktman) 11.50
FMBI's Forward Rate of Return (Yacktman) is ranked higher than
70% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. FMBI: 11.50 )
FMBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.7   Max: 27.7
Current: 11.5

2.7
27.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
First Midwest Bancorp, Inc. is a Delaware corporation and bank holding company that was incorporated in 1982, began operations on March 31, 1983, and was formed through an exchange of common stock. The Company operates one wholly-owned subsidiary: First Midwest Bank or the Bank. It is engaged in commercial and retail banking and offers financial products and services including lending, depository, trust, investment management, insurance, and other related financial services tailored to the needs of its individual, business, institutional, and governmental customers. First Midwest offers a variety of traditional financial products and services that are designed to meet the financial needs of the customers and communities it serves. For over 60 years, First Midwest has been in the basic business of community banking, namely attracting deposits and making loans, as well as providing wealth management, investment, and retirement plan services. First Midwest offers a full range of deposit services that are typically available in most commercial banks and financial institutions, including checking accounts, NOW accounts, money market accounts, savings accounts, and time deposits of various types, ranging from shorter-term to longer-term certificates of deposit. First Midwest originates commercial and industrial, agricultural, commercial real estate, and consumer loans. First Midwest's ability to maintain affordable funding sources allows the Company to meet the credit needs of its customers and the communities it serves. First Midwest maintains a sizeable securities portfolio in order to provide the Company with financial stability, asset diversification, income, and collateral for borrowing. The Bank operates the following wholly-owned subsidiaries: FMB Investment Corporation is a Delaware corporation that manages investment securities, principally state and municipal obligations, and provides corporate management services to its wholly-owned subsidiary, FMB Investment Trust, a Maryland business trust. FMB Investment Trust manages many of the real estate loans originated by the Bank. Calumet Investment Corporation is a Delaware corporation that manages investment securities, principally state and municipal obligations, and provides corporate management services to its wholly-owned subsidiary, Calumet Investments Ltd., a Bermuda corporation. Calumet Investments Ltd. manages investment securities and is largely inactive. Six limited liability companies: Synergy Properties Holdings, LLC; FDB Berkshire, LLC; FDB Sheridan Terrace LLC; FDB Curtiss Street, LLC; Hamlin Wilson, LLC; and FDB Properties LLC, each of which holds OREO properties acquired by the former First DuPage Bank or the Bank. Bank Calumet Financial Services, Inc. is an Indiana corporation, which is largely inactive. The banking and financial services industry in the Chicago metropolitan area is highly competitive, and the Company expects it to remain so in the future. It fac
» More Articles for FMBI

Headlines

Articles On GuruFocus.com
First Midwest Bancorp, Inc. Announces Schedule for Third Quarter 2014 Earnings Release and Conferenc Oct 15 2014 
First Midwest Bancorp Inc. Reports Operating Results (10-K) Mar 01 2011 
Weekly CFO Buys Highlight: PVF Capital Corp., First Midwest Bancorp Inc., Bank of Hawaii Corp., Old Jan 31 2010 
Weekly CEO Buys Highlight: Supervalu Inc, First Midwest Bancorp Inc, Keithley Instruments Inc. Jan 24 2010 
First Midwest Bancorp Inc. (FMBI) CEO Michael L Scudder buys 1,818 Shares Jan 22 2010 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
First Midwest Bancorp Inc. Reports Operating Results (10-Q) Aug 10 2009 
Weekly CEO Buys Highlight: First Midwest Bancorp Inc., Rite Aid Corp., FCStone Group Inc., Dycom Ind Jul 22 2008 

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