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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

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GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

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» FMFC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2012

FMFC Guru Trades in Q4 2012

Jim Simons 40,600 sh (+36.7%)
Arnold Schneider 12,786 sh (-55.74%)
» More
Q1 2013

FMFC Guru Trades in Q1 2013

Jim Simons 63,700 sh (+56.9%)
Arnold Schneider Sold Out
» More
Q2 2013

FMFC Guru Trades in Q2 2013

Jim Simons 91,400 sh (+43.49%)
» More
Q3 2013

FMFC Guru Trades in Q3 2013

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with FMFC



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

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Valuation & Return

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Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:FXER.USA
First M&F Corporation is a one-bank holding Company chartered and organized under Mississippi laws in 1979. The Company engages exclusively in the banking business through its wholly-owned subsidiary, Merchants and Farmers Bank of Kosciusko in the states of Mississippi, Tennessee, Alabama, and Florida. The Bank offers a complete range of commercial and consumer services at its main office and two branches in Kosciusko and its branches within central and north Mississippi, including Ackerman, Brandon, Bruce, Canton, Cleveland, Clinton, Durant, Flowood, Grenada, Jackson, Madison, Olive Branch, Oxford, Pearl, Philadelphia, Ridgeland, Southaven, Starkville, and Tupelo. The Bank also has banking locations in southwest Tennessee in Bells, Cordova, Germantown and Memphis. The Bank also has banking locations in central Alabama in Birmingham, Chelsea, Columbiana, Inverness, Pelham and Wilsonville. The Bank also has a banking location in Niceville, Florida. The banking system offers a variety of deposit, investment and credit products to customers. The Bank provides these services to middle market and professional businesses, ranging from business checking, treasury management services and secured and unsecured lines of credit. Additional services include ACH origination, sweep accounts and letters of credit. The Bank also offers a variety of checking accounts to its customers and other services, which include debit cards and automated teller machine access through several networks, and an overdraft protection plan. Trust services are offered through the Kosciusko and Madison offices in Mississippi and discount brokerage services are offered through the Madison and Tupelo offices in Mississippi. The Company competes generally with other banking institutions, savings associations, credit unions, mortgage banking firms, consumer finance companies, mutual funds, insurance companies, securities brokerage firms, and other finance related institutions; many of which have greater resources than those available to the Company.
» More Articles for FMFC

Headlines

Articles On GuruFocus.com
First M & F Corp. (FMFC) CEO Hugh S Jr Potts buys 1,500 Shares Feb 03 2011 
First M & F Corp. (FMFC) Vice Chairman & President Scott M Wiggers sells 1,333 Shares Nov 30 2009 
First M & F Corp. (FMFC) Director Jon A Crocker buys 1,000 Shares Apr 03 2009 
First M&F Corp. Approved to Participate in U.S. Treasury Capital Purchase Program Dec 16 2008 

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Renasant Management Discusses Q3 2013 Results - Earnings Call Transcript Oct 16 2013
Yadkin Financial Upped to Strong Buy Sep 04 2013
FIRST M&F CORP/MS Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a Continued Listing... Sep 03 2013
Middleburg Financial Upped to Strong Buy Aug 23 2013
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Monarch Financial Hits New 52-Week High Aug 22 2013
FIRST M&F CORP/MS Financials Aug 21 2013
BancorpSouth Reaches New 52-Week High Aug 19 2013
FIRST M&F CORP/MS Files SEC form 8-K, Temporary Suspension of Trading Under Registrant's Employee... Aug 16 2013
Renasant receives regulatory approval for merger with First M & F Corporation Aug 15 2013
Renasant Receives Regulatory Approval For Merger With First M&F Aug 15 2013
FIRST M&F CORP/MS Files SEC form 10-Q, Quarterly Report Aug 14 2013
Union First Upgraded to Strong Buy Aug 14 2013
FIRST M&F CORP/MS Files SEC form 8-K/A, Results of Operations and Financial Condition Aug 07 2013
First M&F revises earnings for second quarter Aug 07 2013
Renasant Corporation: Organic Growth With An Acquisition Pending, Is This Bank A Buy? Jul 30 2013
Solid quarter for First M&F as merger nears Jul 19 2013
FIRST M&F CORP/MS Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD... Jul 19 2013
FIRST M&F CORP/MS Files SEC form 8-K, Regulation FD Disclosure Jul 01 2013
FIRST M&F CORP/MS Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jun 26 2013

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