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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.16
FMNB's Cash to Debt is ranked higher than
54% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. FMNB: 0.16 )
FMNB' s 10-Year Cash to Debt Range
Min: 0.07   Max: No Debt
Current: 0.16

Equity to Asset 0.11
FMNB's Equity to Asset is ranked higher than
78% of the 1732 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FMNB: 0.11 )
FMNB' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.11

0.08
0.12
Interest Coverage 1.87
FMNB's Interest Coverage is ranked higher than
75% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. FMNB: 1.87 )
FMNB' s 10-Year Interest Coverage Range
Min: 0.32   Max: 2.09
Current: 1.87

0.32
2.09
F-Score: 4
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 20.85
FMNB's Operating margin (%) is ranked higher than
64% of the 1755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.45 vs. FMNB: 20.85 )
FMNB' s 10-Year Operating margin (%) Range
Min: -420.41   Max: 41.19
Current: 20.85

-420.41
41.19
Net-margin (%) 16.65
FMNB's Net-margin (%) is ranked higher than
66% of the 1762 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.29 vs. FMNB: 16.65 )
FMNB' s 10-Year Net-margin (%) Range
Min: 13.71   Max: 221.84
Current: 16.65

13.71
221.84
ROE (%) 7.31
FMNB's ROE (%) is ranked higher than
72% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. FMNB: 7.31 )
FMNB' s 10-Year ROE (%) Range
Min: 6.66   Max: 12.52
Current: 7.31

6.66
12.52
ROA (%) 0.74
FMNB's ROA (%) is ranked higher than
73% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. FMNB: 0.74 )
FMNB' s 10-Year ROA (%) Range
Min: 0.62   Max: 1.45
Current: 0.74

0.62
1.45
ROC (Joel Greenblatt) (%) 12.04
FMNB's ROC (Joel Greenblatt) (%) is ranked higher than
55% of the 1726 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 68.75 vs. FMNB: 12.04 )
FMNB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -259.88   Max: 93.7
Current: 12.04

-259.88
93.7
Revenue Growth (%) -10.80
FMNB's Revenue Growth (%) is ranked higher than
56% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. FMNB: -10.80 )
FMNB' s 10-Year Revenue Growth (%) Range
Min: -10.8   Max: 105.4
Current: -10.8

-10.8
105.4
EBITDA Growth (%) -14.60
FMNB's EBITDA Growth (%) is ranked higher than
57% of the 1385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FMNB: -14.60 )
FMNB' s 10-Year EBITDA Growth (%) Range
Min: -17   Max: 25.1
Current: -14.6

-17
25.1
EPS Growth (%) -14.70
FMNB's EPS Growth (%) is ranked higher than
59% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. FMNB: -14.70 )
FMNB' s 10-Year EPS Growth (%) Range
Min: -16   Max: 28.3
Current: -14.7

-16
28.3
» FMNB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

FMNB Guru Trades in Q2 2013

Jim Simons 12,700 sh (New)
» More
Q3 2013

FMNB Guru Trades in Q3 2013

Jim Simons 14,000 sh (+10.24%)
» More
Q4 2013

FMNB Guru Trades in Q4 2013

Jim Simons 15,202 sh (+8.59%)
» More
Q1 2014

FMNB Guru Trades in Q1 2014

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with FMNB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 17.80
FMNB's P/E(ttm) is ranked higher than
63% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. FMNB: 17.80 )
FMNB' s 10-Year P/E(ttm) Range
Min: 5.24   Max: 29.8
Current: 17.8

5.24
29.8
P/B 1.28
FMNB's P/B is ranked higher than
66% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FMNB: 1.28 )
FMNB' s 10-Year P/B Range
Min: 0.53   Max: 2.8
Current: 1.28

0.53
2.8
P/S 3.04
FMNB's P/S is ranked higher than
73% of the 1711 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. FMNB: 3.04 )
FMNB' s 10-Year P/S Range
Min: 0.93   Max: 6.64
Current: 3.04

0.93
6.64
PFCF 8.39
FMNB's PFCF is ranked higher than
75% of the 982 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.80 vs. FMNB: 8.39 )
FMNB' s 10-Year PFCF Range
Min: 2.74   Max: 29.22
Current: 8.39

2.74
29.22
EV-to-EBIT 22.11
FMNB's EV-to-EBIT is ranked higher than
69% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.25 vs. FMNB: 22.11 )
FMNB' s 10-Year EV-to-EBIT Range
Min: 12.7   Max: 38.3
Current: 22.11

12.7
38.3
Shiller P/E 15.59
FMNB's Shiller P/E is ranked higher than
81% of the 1093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.35 vs. FMNB: 15.59 )
FMNB' s 10-Year Shiller P/E Range
Min: 6.27   Max: 25.77
Current: 15.59

6.27
25.77

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.46
FMNB's Dividend Yield is ranked lower than
67% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.38 vs. FMNB: 1.46 )
FMNB' s 10-Year Dividend Yield Range
Min: 1.46   Max: 13.68
Current: 1.46

1.46
13.68
Dividend Payout 0.27
FMNB's Dividend Payout is ranked higher than
78% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. FMNB: 0.27 )
FMNB' s 10-Year Dividend Payout Range
Min: 0.13   Max: 16
Current: 0.27

0.13
16
Yield on cost (5-Year) 0.47
FMNB's Yield on cost (5-Year) is ranked lower than
87% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. FMNB: 0.47 )
FMNB' s 10-Year Yield on cost (5-Year) Range
Min: 0.51   Max: 4.57
Current: 0.47

0.51
4.57
Share Buyback Rate -11.40
FMNB's Share Buyback Rate is ranked higher than
58% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FMNB: -11.40 )
FMNB' s 10-Year Share Buyback Rate Range
Min: 7.9   Max: -28.2
Current: -11.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.39
FMNB's Price/Tangible Book is ranked higher than
73% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.44 vs. FMNB: 1.39 )
FMNB' s 10-Year Price/Tangible Book Range
Min: 0.58   Max: 2.75
Current: 1.39

0.58
2.75
Price/DCF (Projected) 0.78
FMNB's Price/DCF (Projected) is ranked higher than
64% of the 1192 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. FMNB: 0.78 )
FMNB' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 1.08
Current: 0.78

0.3
1.08
Price/Median PS Value 1.09
FMNB's Price/Median PS Value is ranked higher than
81% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. FMNB: 1.09 )
FMNB' s 10-Year Price/Median PS Value Range
Min: 0.35   Max: 7.76
Current: 1.09

0.35
7.76
Price/Graham Number 1.07
FMNB's Price/Graham Number is ranked higher than
66% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. FMNB: 1.07 )
FMNB' s 10-Year Price/Graham Number Range
Min: 0.39   Max: 2.65
Current: 1.07

0.39
2.65
Earnings Yield (Greenblatt) 4.50
FMNB's Earnings Yield (Greenblatt) is ranked higher than
61% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FMNB: 4.50 )
FMNB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.6   Max: 7.9
Current: 4.5

2.6
7.9
Forward Rate of Return (Yacktman) 5.26
FMNB's Forward Rate of Return (Yacktman) is ranked higher than
59% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.46 vs. FMNB: 5.26 )
FMNB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -3.3   Max: 22
Current: 5.26

-3.3
22

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Farmers National Banc Corporation is a multi-bank holding company. The Corporation has three subsidiaries, Farmers National Bank of Canfield (the Bank), an independent community bank with 16 offices; Farmers Trust Company, a non-depository trust bank; and Farmers National Insurance, LLC. The Corporation and its subsidiaries operate in one industry, domestic banking. The Bank is a full-service national bank engaged in commercial and retail banking in Mahoning, Trumbull and Columbiana Counties in Ohio. The Bank's commercial and retail banking services include checking accounts, savings accounts, time deposit accounts, commercial, mortgage and installment loans, home equity loans, home equity lines of credit, night depository, safe deposit boxes, money orders, bank checks, automated teller machines, internet banking, travel cards, 'E' Bond transactions, utility bill payments, MasterCard and Visa credit cards, brokerage services and other miscellaneous services normally offered by commercial banks. On March 31, 2009, the Company acquired 100% of the capital stock of Butler Wick Trust Company, a wholly owned subsidiary of Butler Wick Corporation. The newly acquired trust entity operates under the name Farmers Trust Company. With the acquisition, the Company has added trust services in the areas of estate settlement, living trusts, testamentary trusts, charitable trusts, charitable endowments and employee benefit plans to complement its core retail banking and investment services. Farmers National Insurance offers insurance products through licensed representatives. The Company is regulated by the Federal Reserve Bank (the FRB). The Bank is regulated by the Office of the Comptroller of the Currency (the OCC), as well as the Federal Deposit Insurance Corporation (the FDIC).
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