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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.08
NAS:FMNB's Cash to Debt is ranked lower than
94% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.13 vs. NAS:FMNB: 0.08 )
Ranked among companies with meaningful Cash to Debt only.
NAS:FMNB' s Cash to Debt Range Over the Past 10 Years
Min: 0.07  Med: 0.21 Max: N/A
Current: 0.08
Equity to Asset 0.11
NAS:FMNB's Equity to Asset is ranked higher than
61% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:FMNB: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
NAS:FMNB' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.12
Current: 0.11
0.08
0.12
Interest Coverage 4.79
NAS:FMNB's Interest Coverage is ranked higher than
79% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NAS:FMNB: 4.79 )
Ranked among companies with meaningful Interest Coverage only.
NAS:FMNB' s Interest Coverage Range Over the Past 10 Years
Min: 0.32  Med: 1.28 Max: 4.79
Current: 4.79
0.32
4.79
F-Score: 5
M-Score: -1.73
WACC vs ROIC
3.20%
3.88%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 23.28
NAS:FMNB's Operating margin (%) is ranked lower than
68% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.84 vs. NAS:FMNB: 23.28 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:FMNB' s Operating margin (%) Range Over the Past 10 Years
Min: 15.51  Med: 22.84 Max: 31.74
Current: 23.28
15.51
31.74
Net-margin (%) 17.43
NAS:FMNB's Net-margin (%) is ranked lower than
66% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.27 vs. NAS:FMNB: 17.43 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:FMNB' s Net-margin (%) Range Over the Past 10 Years
Min: 11.84  Med: 18.27 Max: 24.85
Current: 17.43
11.84
24.85
ROE (%) 7.55
NAS:FMNB's ROE (%) is ranked lower than
56% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.34 vs. NAS:FMNB: 7.55 )
Ranked among companies with meaningful ROE (%) only.
NAS:FMNB' s ROE (%) Range Over the Past 10 Years
Min: 5.01  Med: 7.74 Max: 10.66
Current: 7.55
5.01
10.66
ROA (%) 0.82
NAS:FMNB's ROA (%) is ranked lower than
54% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. NAS:FMNB: 0.82 )
Ranked among companies with meaningful ROA (%) only.
NAS:FMNB' s ROA (%) Range Over the Past 10 Years
Min: 0.54  Med: 0.76 Max: 0.9
Current: 0.82
0.54
0.9
Revenue Growth (3Y)(%) 4.40
NAS:FMNB's Revenue Growth (3Y)(%) is ranked higher than
57% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. NAS:FMNB: 4.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:FMNB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.7  Med: 4.4 Max: 105.8
Current: 4.4
-10.7
105.8
EBITDA Growth (3Y)(%) -9.20
NAS:FMNB's EBITDA Growth (3Y)(%) is ranked lower than
85% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. NAS:FMNB: -9.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:FMNB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -15.4  Med: -3.75 Max: 24.8
Current: -9.2
-15.4
24.8
EPS Growth (3Y)(%) -12.10
NAS:FMNB's EPS Growth (3Y)(%) is ranked lower than
85% of the 1213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. NAS:FMNB: -12.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:FMNB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -14.7  Med: -3 Max: 16.7
Current: -12.1
-14.7
16.7
» NAS:FMNB's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-21)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

FMNB Guru Trades in Q3 2015

Jim Simons 51,500 sh (+37.15%)
» More
Q4 2015

FMNB Guru Trades in Q4 2015

Jim Simons 74,500 sh (+44.66%)
» More
Q1 2016

FMNB Guru Trades in Q1 2016

Jim Simons 65,200 sh (-12.48%)
» More
Q2 2016

FMNB Guru Trades in Q2 2016

Jim Simons 180,500 sh (+176.84%)
» More
» Details

Insider Trades

Latest Guru Trades with FMNB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:NCOM, NAS:PFIS, NAS:FBNK, NAS:CCNE, NAS:WFBI, NAS:BMRC, NAS:CARO, NAS:HEOP, NAS:MCBC, NAS:PCBK, NAS:FNLC, NAS:CZNC, NAS:BSRR, NAS:FMBH, NAS:WTBA, NAS:CCBG, NAS:CNBKA, NAS:ATLO, NAS:NCBS, NAS:ANCX » details
Farmers National Banc Corp and its subsidiaries operate in the domestic banking, trust, retirement consulting, insurance and financial management industries. Its business consists of owning and supervising its subsidiaries.

Farmers National Banc Corp is a one-bank holding company organized in 1983 under the laws of the State of Ohio and registered under the Bank Holding Company Act of 1956. The Company and its subsidiaries operate in the domestic banking, trust, retirement consulting, insurance and financial management industries. Its business consists of owning and supervising its subsidiaries. Its business activities are managed and financial performance is aggregated and reported in three lines of business, the Bank segment, the Trust segment and NAI segment. The Farmers National Bank of Canfield, the Bank is a full-service national banking association engaged in commercial and retail banking in Mahoning, Trumbull, Columbiana and Stark Counties in Ohio. Farmers Trust Company, Farmers Trust offers a full complement of personal and corporate trust services in the areas of estate settlement, trust administration and employee benefit plans. National Associates, Inc., during 2013, the Company completed the acquisition of all outstanding stock of the retirement planning consultancy National Associates, Inc. of Cleveland, Ohio. Its part of the Company's plan to increase the levels of noninterest income and to complement the existing retirement service currently being offered. The Company and its subsidiaries are subject to extensive regulation by federal and state regulatory agencies. As a bank holding company, it is subject to regulation under the BHCA and to inspection, examination and supervision by the Board of Governors of the Federal Reserve System.

Ratios

vs
industry
vs
history
P/E(ttm) 18.91
FMNB's P/E(ttm) is ranked lower than
75% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.26 vs. FMNB: 18.91 )
Ranked among companies with meaningful P/E(ttm) only.
FMNB' s P/E(ttm) Range Over the Past 10 Years
Min: 5.23  Med: 15.51 Max: 28.16
Current: 18.91
5.23
28.16
PE(NRI) 18.91
FMNB's PE(NRI) is ranked lower than
75% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.28 vs. FMNB: 18.91 )
Ranked among companies with meaningful PE(NRI) only.
FMNB' s PE(NRI) Range Over the Past 10 Years
Min: 5.23  Med: 15.51 Max: 28.16
Current: 18.91
5.23
28.16
Price/Owner Earnings (ttm) 80.44
FMNB's Price/Owner Earnings (ttm) is ranked lower than
96% of the 859 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.81 vs. FMNB: 80.44 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FMNB' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 4.03  Med: 18 Max: 187.5
Current: 80.44
4.03
187.5
P/B 1.35
FMNB's P/B is ranked lower than
71% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. FMNB: 1.35 )
Ranked among companies with meaningful P/B only.
FMNB' s P/B Range Over the Past 10 Years
Min: 0.53  Med: 1.12 Max: 2.33
Current: 1.35
0.53
2.33
P/S 3.25
FMNB's P/S is ranked lower than
55% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. FMNB: 3.25 )
Ranked among companies with meaningful P/S only.
FMNB' s P/S Range Over the Past 10 Years
Min: 0.92  Med: 2.68 Max: 5.57
Current: 3.25
0.92
5.57
PFCF 30.36
FMNB's PFCF is ranked lower than
90% of the 817 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. FMNB: 30.36 )
Ranked among companies with meaningful PFCF only.
FMNB' s PFCF Range Over the Past 10 Years
Min: 2.73  Med: 14.02 Max: 38.39
Current: 30.36
2.73
38.39
POCF 27.30
FMNB's POCF is ranked lower than
92% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.22 vs. FMNB: 27.30 )
Ranked among companies with meaningful POCF only.
FMNB' s POCF Range Over the Past 10 Years
Min: 2.61  Med: 11.63 Max: 30.28
Current: 27.3
2.61
30.28
EV-to-EBIT 26.23
FMNB's EV-to-EBIT is ranked lower than
81% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.80 vs. FMNB: 26.23 )
Ranked among companies with meaningful EV-to-EBIT only.
FMNB' s EV-to-EBIT Range Over the Past 10 Years
Min: 12.7  Med: 23.85 Max: 41.6
Current: 26.23
12.7
41.6
EV-to-EBITDA 22.13
FMNB's EV-to-EBITDA is ranked lower than
80% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.39 vs. FMNB: 22.13 )
Ranked among companies with meaningful EV-to-EBITDA only.
FMNB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 11.1  Med: 20.7 Max: 33.7
Current: 22.13
11.1
33.7
Shiller P/E 20.39
FMNB's Shiller P/E is ranked lower than
60% of the 494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.76 vs. FMNB: 20.39 )
Ranked among companies with meaningful Shiller P/E only.
FMNB' s Shiller P/E Range Over the Past 10 Years
Min: 4.75  Med: 10.23 Max: 20.48
Current: 20.39
4.75
20.48

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.40
FMNB's Dividend Yield is ranked lower than
82% of the 2190 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. FMNB: 1.40 )
Ranked among companies with meaningful Dividend Yield only.
FMNB' s Dividend Yield Range Over the Past 10 Years
Min: 1.29  Med: 2.79 Max: 13.68
Current: 1.4
1.29
13.68
Dividend Payout 0.25
FMNB's Dividend Payout is ranked higher than
67% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FMNB: 0.25 )
Ranked among companies with meaningful Dividend Payout only.
FMNB' s Dividend Payout Range Over the Past 10 Years
Min: 0.12  Med: 0.75 Max: 16
Current: 0.25
0.12
16
Forward Dividend Yield 1.52
FMNB's Forward Dividend Yield is ranked lower than
85% of the 2073 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.13 vs. FMNB: 1.52 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.40
FMNB's Yield on cost (5-Year) is ranked lower than
83% of the 2538 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. FMNB: 1.40 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FMNB' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.29  Med: 2.79 Max: 13.68
Current: 1.4
1.29
13.68
3-Year Average Share Buyback Ratio -12.70
FMNB's 3-Year Average Share Buyback Ratio is ranked lower than
80% of the 1052 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FMNB: -12.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FMNB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.6  Med: -1.6 Max: 0.6
Current: -12.7
-16.6
0.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.75
FMNB's Price/Tangible Book is ranked lower than
78% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FMNB: 1.75 )
Ranked among companies with meaningful Price/Tangible Book only.
FMNB' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.58  Med: 1.4 Max: 2.76
Current: 1.75
0.58
2.76
Price/Projected FCF 1.07
FMNB's Price/Projected FCF is ranked lower than
79% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. FMNB: 1.07 )
Ranked among companies with meaningful Price/Projected FCF only.
FMNB' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.29  Med: 0.66 Max: 1.53
Current: 1.07
0.29
1.53
Price/Median PS Value 1.21
FMNB's Price/Median PS Value is ranked lower than
72% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. FMNB: 1.21 )
Ranked among companies with meaningful Price/Median PS Value only.
FMNB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.36  Med: 1.17 Max: 8.07
Current: 1.21
0.36
8.07
Price/Graham Number 1.21
FMNB's Price/Graham Number is ranked lower than
78% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. FMNB: 1.21 )
Ranked among companies with meaningful Price/Graham Number only.
FMNB' s Price/Graham Number Range Over the Past 10 Years
Min: 0.39  Med: 1.01 Max: 1.81
Current: 1.21
0.39
1.81
Earnings Yield (Greenblatt) (%) 3.79
FMNB's Earnings Yield (Greenblatt) (%) is ranked lower than
61% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. FMNB: 3.79 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FMNB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.4  Med: 4.2 Max: 7.9
Current: 3.79
2.4
7.9
Forward Rate of Return (Yacktman) (%) 0.46
FMNB's Forward Rate of Return (Yacktman) (%) is ranked lower than
76% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. FMNB: 0.46 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FMNB' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -2.2  Med: 6.7 Max: 20.3
Current: 0.46
-2.2
20.3

More Statistics

Revenue (TTM) (Mil) $85.18
EPS (TTM) $ 0.57
Beta0.31
Short Percentage of Float1.42%
52-Week Range $7.60 - 11.82
Shares Outstanding (Mil)27.05
» More Articles for NAS:FMNB

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