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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.16
FMNB's Cash to Debt is ranked higher than
53% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. FMNB: 0.16 )
FMNB' s 10-Year Cash to Debt Range
Min: 0.07   Max: No Debt
Current: 0.16

Equity to Asset 0.11
FMNB's Equity to Asset is ranked higher than
76% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FMNB: 0.11 )
FMNB' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.11

0.08
0.12
Interest Coverage 1.87
FMNB's Interest Coverage is ranked higher than
74% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FMNB: 1.87 )
FMNB' s 10-Year Interest Coverage Range
Min: 0.32   Max: 2.09
Current: 1.87

0.32
2.09
F-Score: 6
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 23.17
FMNB's Operating margin (%) is ranked higher than
66% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. FMNB: 23.17 )
FMNB' s 10-Year Operating margin (%) Range
Min: -420.41   Max: 41.19
Current: 23.17

-420.41
41.19
Net-margin (%) 17.91
FMNB's Net-margin (%) is ranked higher than
68% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. FMNB: 17.91 )
FMNB' s 10-Year Net-margin (%) Range
Min: 13.71   Max: 221.84
Current: 17.91

13.71
221.84
ROE (%) 7.78
FMNB's ROE (%) is ranked higher than
72% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. FMNB: 7.78 )
FMNB' s 10-Year ROE (%) Range
Min: 6.66   Max: 12.52
Current: 7.78

6.66
12.52
ROA (%) 0.80
FMNB's ROA (%) is ranked higher than
73% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FMNB: 0.80 )
FMNB' s 10-Year ROA (%) Range
Min: 0.62   Max: 1.45
Current: 0.8

0.62
1.45
ROC (Joel Greenblatt) (%) 14.14
FMNB's ROC (Joel Greenblatt) (%) is ranked higher than
55% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. FMNB: 14.14 )
FMNB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -259.88   Max: 93.7
Current: 14.14

-259.88
93.7
Revenue Growth (%) -10.80
FMNB's Revenue Growth (%) is ranked higher than
56% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FMNB: -10.80 )
FMNB' s 10-Year Revenue Growth (%) Range
Min: -10.8   Max: 105.4
Current: -10.8

-10.8
105.4
EBITDA Growth (%) -14.60
FMNB's EBITDA Growth (%) is ranked higher than
58% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. FMNB: -14.60 )
FMNB' s 10-Year EBITDA Growth (%) Range
Min: -17   Max: 25.1
Current: -14.6

-17
25.1
EPS Growth (%) -14.70
FMNB's EPS Growth (%) is ranked higher than
59% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. FMNB: -14.70 )
FMNB' s 10-Year EPS Growth (%) Range
Min: -16   Max: 28.3
Current: -14.7

-16
28.3
» FMNB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

FMNB Guru Trades in Q2 2013

Jim Simons 12,700 sh (New)
» More
Q3 2013

FMNB Guru Trades in Q3 2013

Jim Simons 14,000 sh (+10.24%)
» More
Q4 2013

FMNB Guru Trades in Q4 2013

Jim Simons 15,202 sh (+8.59%)
» More
Q1 2014

FMNB Guru Trades in Q1 2014

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with FMNB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.50
FMNB's P/E(ttm) is ranked higher than
75% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. FMNB: 16.50 )
FMNB' s 10-Year P/E(ttm) Range
Min: 5.24   Max: 29.8
Current: 16.5

5.24
29.8
P/B 1.25
FMNB's P/B is ranked higher than
73% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. FMNB: 1.25 )
FMNB' s 10-Year P/B Range
Min: 0.53   Max: 2.8
Current: 1.25

0.53
2.8
P/S 2.99
FMNB's P/S is ranked higher than
78% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. FMNB: 2.99 )
FMNB' s 10-Year P/S Range
Min: 0.93   Max: 6.64
Current: 2.99

0.93
6.64
PFCF 21.89
FMNB's PFCF is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FMNB: 21.89 )
FMNB' s 10-Year PFCF Range
Min: 2.74   Max: 29.22
Current: 21.89

2.74
29.22
EV-to-EBIT 19.09
FMNB's EV-to-EBIT is ranked higher than
72% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. FMNB: 19.09 )
FMNB' s 10-Year EV-to-EBIT Range
Min: 12.7   Max: 38.3
Current: 19.09

12.7
38.3
Shiller P/E 15.36
FMNB's Shiller P/E is ranked higher than
90% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FMNB: 15.36 )
FMNB' s 10-Year Shiller P/E Range
Min: 6.16   Max: 25.77
Current: 15.36

6.16
25.77

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.48
FMNB's Dividend Yield is ranked lower than
68% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. FMNB: 1.48 )
FMNB' s 10-Year Dividend Yield Range
Min: 1.42   Max: 13.68
Current: 1.48

1.42
13.68
Dividend Payout 0.25
FMNB's Dividend Payout is ranked higher than
82% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. FMNB: 0.25 )
FMNB' s 10-Year Dividend Payout Range
Min: 0.13   Max: 16
Current: 0.25

0.13
16
Yield on cost (5-Year) 0.50
FMNB's Yield on cost (5-Year) is ranked lower than
90% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. FMNB: 0.50 )
FMNB' s 10-Year Yield on cost (5-Year) Range
Min: 0.47   Max: 4.57
Current: 0.5

0.47
4.57
Share Buyback Rate -11.40
FMNB's Share Buyback Rate is ranked higher than
57% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. FMNB: -11.40 )
FMNB' s 10-Year Share Buyback Rate Range
Min: 7.9   Max: -28.2
Current: -11.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.36
FMNB's Price/Tangible Book is ranked higher than
75% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. FMNB: 1.36 )
FMNB' s 10-Year Price/Tangible Book Range
Min: 0.58   Max: 2.75
Current: 1.36

0.58
2.75
Price/DCF (Projected) 0.76
FMNB's Price/DCF (Projected) is ranked higher than
82% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. FMNB: 0.76 )
FMNB' s 10-Year Price/DCF (Projected) Range
Min: 0.29   Max: 1.42
Current: 0.76

0.29
1.42
Price/Median PS Value 1.07
FMNB's Price/Median PS Value is ranked higher than
79% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. FMNB: 1.07 )
FMNB' s 10-Year Price/Median PS Value Range
Min: 0.35   Max: 7.76
Current: 1.07

0.35
7.76
Price/Graham Number 1.00
FMNB's Price/Graham Number is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. FMNB: 1.00 )
FMNB' s 10-Year Price/Graham Number Range
Min: 0.39   Max: 2.65
Current: 1

0.39
2.65
Earnings Yield (Greenblatt) 5.20
FMNB's Earnings Yield (Greenblatt) is ranked higher than
67% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. FMNB: 5.20 )
FMNB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.6   Max: 7.9
Current: 5.2

2.6
7.9
Forward Rate of Return (Yacktman) 6.17
FMNB's Forward Rate of Return (Yacktman) is ranked higher than
62% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. FMNB: 6.17 )
FMNB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1   Max: 20.8
Current: 6.17

-1
20.8

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Farmers National Banc Corp is a one-bank holding company organized in 1983 under the laws of the State of Ohio and registered under the Bank Holding Company Act of 1956. The Company and its subsidiaries operate in the domestic banking, trust, retirement consulting, insurance and financial management industries. Its business consists of owning and supervising its subsidiaries. Its business activities are managed and financial performance is aggregated and reported in three lines of business, the Bank segment, the Trust segment and NAI segment. The Farmers National Bank of Canfield, the Bank is a full-service national banking association engaged in commercial and retail banking in Mahoning, Trumbull, Columbiana and Stark Counties in Ohio. Farmers Trust Company, Farmers Trust offers a full complement of personal and corporate trust services in the areas of estate settlement, trust administration and employee benefit plans. National Associates, Inc., during 2013, the Company completed the acquisition of all outstanding stock of the retirement planning consultancy National Associates, Inc. of Cleveland, Ohio. Its part of the Company's plan to increase the levels of noninterest income and to complement the existing retirement service currently being offered. The Company and its subsidiaries are subject to extensive regulation by federal and state regulatory agencies. As a bank holding company, it is subject to regulation under the BHCA and to inspection, examination and supervision by the Board of Governors of the Federal Reserve System.
» More Articles for FMNB

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