Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.14
FNB's Cash to Debt is ranked lower than
89% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. FNB: 0.14 )
Ranked among companies with meaningful Cash to Debt only.
FNB' s Cash to Debt Range Over the Past 10 Years
Min: 0.09  Med: 0.18 Max: 0.64
Current: 0.14
0.09
0.64
Equity to Asset 0.12
FNB's Equity to Asset is ranked higher than
69% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FNB: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
FNB' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.09 Max: 0.13
Current: 0.12
0.05
0.13
Interest Coverage 3.69
FNB's Interest Coverage is ranked higher than
72% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.71 vs. FNB: 3.69 )
Ranked among companies with meaningful Interest Coverage only.
FNB' s Interest Coverage Range Over the Past 10 Years
Min: 0.27  Med: 1.38 Max: 4.84
Current: 3.69
0.27
4.84
F-Score: 4
M-Score: -2.33
WACC vs ROIC
4.74%
3.44%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 29.03
FNB's Operating margin (%) is ranked lower than
54% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. FNB: 29.03 )
Ranked among companies with meaningful Operating margin (%) only.
FNB' s Operating margin (%) Range Over the Past 10 Years
Min: 12.68  Med: 30.58 Max: 36.25
Current: 29.03
12.68
36.25
Net-margin (%) 20.11
FNB's Net-margin (%) is ranked lower than
59% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. FNB: 20.11 )
Ranked among companies with meaningful Net-margin (%) only.
FNB' s Net-margin (%) Range Over the Past 10 Years
Min: 10.53  Med: 22.03 Max: 25.23
Current: 20.11
10.53
25.23
ROE (%) 6.12
FNB's ROE (%) is ranked lower than
67% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. FNB: 6.12 )
Ranked among companies with meaningful ROE (%) only.
FNB' s ROE (%) Range Over the Past 10 Years
Min: 3.33  Med: 7.39 Max: 13.34
Current: 6.12
3.33
13.34
ROA (%) 0.79
FNB's ROA (%) is ranked lower than
57% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. FNB: 0.79 )
Ranked among companies with meaningful ROA (%) only.
FNB' s ROA (%) Range Over the Past 10 Years
Min: 0.48  Med: 0.94 Max: 1.17
Current: 0.79
0.48
1.17
Revenue Growth (3Y)(%) 1.50
FNB's Revenue Growth (3Y)(%) is ranked lower than
59% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. FNB: 1.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
FNB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -12.6  Med: -3.8 Max: 5.2
Current: 1.5
-12.6
5.2
EBITDA Growth (3Y)(%) 5.50
FNB's EBITDA Growth (3Y)(%) is ranked lower than
52% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. FNB: 5.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
FNB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -26.7  Med: 4.6 Max: 21.3
Current: 5.5
-26.7
21.3
EPS Growth (3Y)(%) 2.90
FNB's EPS Growth (3Y)(%) is ranked lower than
63% of the 1206 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FNB: 2.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
FNB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -34.5  Med: 2.9 Max: 35.2
Current: 2.9
-34.5
35.2
» FNB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

FNB Guru Trades in Q3 2015

Paul Tudor Jones 63,700 sh (New)
Richard Snow 351,610 sh (-47.05%)
Jim Simons 89,900 sh (-63.10%)
» More
Q4 2015

FNB Guru Trades in Q4 2015

Chuck Royce 231,000 sh (New)
Richard Snow 676,025 sh (+92.27%)
Paul Tudor Jones 22,300 sh (-64.99%)
Jim Simons 15,500 sh (-82.76%)
» More
Q1 2016

FNB Guru Trades in Q1 2016

Jim Simons 339,118 sh (+2087.86%)
Chuck Royce 231,000 sh (unchged)
Paul Tudor Jones Sold Out
Richard Snow 561,929 sh (-16.88%)
» More
Q2 2016

FNB Guru Trades in Q2 2016

Richard Snow 588,649 sh (+4.76%)
Chuck Royce 231,000 sh (unchged)
Jim Simons 142,118 sh (-58.09%)
» More
» Details

Insider Trades

Latest Guru Trades with FNB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of F N B Corp

SymbolPriceYieldDescription
FNBPRE29.506.15Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs Series -E-

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:PNFP, NAS:HBHC, NAS:FULT, NAS:CATY, NYSE:TCB, NYSE:VLY, NYSE:EVER, NAS:TCBI, NAS:FFIN, NAS:IBKC, NAS:WTFC, NYSE:BXS, NAS:MBFI, NYSE:STL, NAS:GBCI, NYSE:ASB, NAS:UBSI, NAS:UMBF, NYSE:BOH, NYSE:CBU » details
Traded in other countries:FN2.Germany,
F N B Corp is a diversified financial services holding company. It offers Community banking, wealth management, insurance and consumer finance. It has approximately 289 Community Banking offices and approximately 73 Consumer Finance offices.

F N B Corp was formed in 1974 as a bank holding company. During 2000, the Corporation elected to become and remains a financial holding company under the Gramm-Leach-Bliley Act of 1999. The Corporation has four reportable business segments; Community Banking, Wealth Management, Insurance and Consumer Finance. The Company, through its subsidiaries, provides financial services to consumers and small to medium-sized businesses in its market areas. The Company's Community Banking segment consists of First National Bank of Pennsylvania, which offers services traditionally offered by commercial banks, including commercial and individual demand, savings and time deposit accounts and commercial, mortgage and individual installment loans. The Company's Wealth Management segment delivers wealth management services to individuals, corporations and retirement funds as well as existing customers of Community Banking. Wealth Management provides services to individuals and businesses located within the Corporations geographic markets. The Company's Insurance segment operates through First National Insurance Agency, LLC, which is a subsidiary of the Corporation. FNIA is an insurance brokerage agency offering numerous lines of commercial and personal insurance through the carriers to businesses and individuals within the Corporations geographic markets. The Company's Consumer Finance segment operates through its subsidiary, Regency Finance Company, which is involved in making personal installment loans to individuals and purchasing installment sales finance contracts from retail merchants. The Consumer Finance segment operates in Pennsylvania, Ohio and Tennessee. It subsidiaries compete for deposits, loans and financial services business with a large number of other financial institutions, such as commercial banks, savings banks, savings and loan associations, credit life insurance companies, mortgage banking companies, consumer finance companies, credit unions and commercial finance and leasing companies, many of which have greater resources than the Corporation. In providing wealth and asset management services, as well as insurance brokerage services, the subsidiaries compete with many other financial services firms, brokerage firms, mutual fund complexes, investment management firms, trust and fiduciary service providers and insurance agencies. The Company operates under the laws and regulations of the Government.

Ratios

vs
industry
vs
history
P/E(ttm) 16.66
FNB's P/E(ttm) is ranked lower than
68% of the 1491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. FNB: 16.66 )
Ranked among companies with meaningful P/E(ttm) only.
FNB' s P/E(ttm) Range Over the Past 10 Years
Min: 10.53  Med: 15.71 Max: 188.5
Current: 16.66
10.53
188.5
Forward P/E 13.55
FNB's Forward P/E is ranked higher than
52% of the 370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.85 vs. FNB: 13.55 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.66
FNB's PE(NRI) is ranked lower than
67% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.36 vs. FNB: 16.66 )
Ranked among companies with meaningful PE(NRI) only.
FNB' s PE(NRI) Range Over the Past 10 Years
Min: 10.53  Med: 15.71 Max: 188.5
Current: 16.66
10.53
188.5
Price/Owner Earnings (ttm) 14.75
FNB's Price/Owner Earnings (ttm) is ranked lower than
61% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. FNB: 14.75 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
FNB' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 1.56  Med: 9.08 Max: 30.68
Current: 14.75
1.56
30.68
P/B 1.06
FNB's P/B is ranked lower than
51% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. FNB: 1.06 )
Ranked among companies with meaningful P/B only.
FNB' s P/B Range Over the Past 10 Years
Min: 0.56  Med: 1.16 Max: 2.26
Current: 1.06
0.56
2.26
P/S 3.21
FNB's P/S is ranked lower than
55% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. FNB: 3.21 )
Ranked among companies with meaningful P/S only.
FNB' s P/S Range Over the Past 10 Years
Min: 1.34  Med: 3.29 Max: 4.31
Current: 3.21
1.34
4.31
PFCF 11.87
FNB's PFCF is ranked lower than
58% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. FNB: 11.87 )
Ranked among companies with meaningful PFCF only.
FNB' s PFCF Range Over the Past 10 Years
Min: 1.34  Med: 8.4 Max: 30.93
Current: 11.87
1.34
30.93
POCF 10.44
FNB's POCF is ranked lower than
59% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.12 vs. FNB: 10.44 )
Ranked among companies with meaningful POCF only.
FNB' s POCF Range Over the Past 10 Years
Min: 1.28  Med: 6.42 Max: 14.74
Current: 10.44
1.28
14.74
EV-to-EBIT 24.64
FNB's EV-to-EBIT is ranked lower than
80% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. FNB: 24.64 )
Ranked among companies with meaningful EV-to-EBIT only.
FNB' s EV-to-EBIT Range Over the Past 10 Years
Min: 16.2  Med: 20.7 Max: 129.8
Current: 24.64
16.2
129.8
EV-to-EBITDA 20.09
FNB's EV-to-EBITDA is ranked lower than
77% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. FNB: 20.09 )
Ranked among companies with meaningful EV-to-EBITDA only.
FNB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 13.4  Med: 17.5 Max: 46.4
Current: 20.09
13.4
46.4
PEG 2.46
FNB's PEG is ranked lower than
78% of the 736 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FNB: 2.46 )
Ranked among companies with meaningful PEG only.
FNB' s PEG Range Over the Past 10 Years
Min: 0.56  Med: 1.24 Max: 76.31
Current: 2.46
0.56
76.31
Shiller P/E 15.42
FNB's Shiller P/E is ranked higher than
62% of the 486 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.59 vs. FNB: 15.42 )
Ranked among companies with meaningful Shiller P/E only.
FNB' s Shiller P/E Range Over the Past 10 Years
Min: 4.36  Med: 11.13 Max: 17.88
Current: 15.42
4.36
17.88

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.89
FNB's Dividend Yield is ranked higher than
66% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. FNB: 3.89 )
Ranked among companies with meaningful Dividend Yield only.
FNB' s Dividend Yield Range Over the Past 10 Years
Min: 3.29  Med: 4.92 Max: 16.7
Current: 3.89
3.29
16.7
Dividend Payout 0.65
FNB's Dividend Payout is ranked higher than
53% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FNB: 0.65 )
Ranked among companies with meaningful Dividend Payout only.
FNB' s Dividend Payout Range Over the Past 10 Years
Min: 0.31  Med: 0.67 Max: 24
Current: 0.65
0.31
24
Forward Dividend Yield 3.89
FNB's Forward Dividend Yield is ranked higher than
64% of the 2090 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. FNB: 3.89 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.90
FNB's Yield on cost (5-Year) is ranked higher than
55% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.48 vs. FNB: 3.90 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
FNB' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.29  Med: 4.93 Max: 16.7
Current: 3.9
3.29
16.7
3-Year Average Share Buyback Ratio -7.80
FNB's 3-Year Average Share Buyback Ratio is ranked lower than
71% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. FNB: -7.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FNB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -23.8  Med: -11 Max: -2.7
Current: -7.8
-23.8
-2.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.94
FNB's Price/Tangible Book is ranked lower than
83% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. FNB: 1.94 )
Ranked among companies with meaningful Price/Tangible Book only.
FNB' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.68  Med: 2.06 Max: 4.64
Current: 1.94
0.68
4.64
Price/Projected FCF 0.57
FNB's Price/Projected FCF is ranked higher than
62% of the 847 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. FNB: 0.57 )
Ranked among companies with meaningful Price/Projected FCF only.
FNB' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.27  Med: 0.58 Max: 2.19
Current: 0.57
0.27
2.19
Price/Median PS Value 0.97
FNB's Price/Median PS Value is ranked higher than
64% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. FNB: 0.97 )
Ranked among companies with meaningful Price/Median PS Value only.
FNB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.31  Med: 0.94 Max: 2.07
Current: 0.97
0.31
2.07
Price/Peter Lynch Fair Value 2.84
FNB's Price/Peter Lynch Fair Value is ranked lower than
95% of the 389 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. FNB: 2.84 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
FNB' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.45  Med: 1.19 Max: 3.51
Current: 2.84
0.45
3.51
Price/Graham Number 1.20
FNB's Price/Graham Number is ranked lower than
78% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. FNB: 1.20 )
Ranked among companies with meaningful Price/Graham Number only.
FNB' s Price/Graham Number Range Over the Past 10 Years
Min: 0.41  Med: 1.24 Max: 3.65
Current: 1.2
0.41
3.65
Earnings Yield (Greenblatt) (%) 4.10
FNB's Earnings Yield (Greenblatt) (%) is ranked lower than
63% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. FNB: 4.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
FNB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.8  Med: 4.8 Max: 6.2
Current: 4.1
0.8
6.2
Forward Rate of Return (Yacktman) (%) 19.63
FNB's Forward Rate of Return (Yacktman) (%) is ranked higher than
68% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.00 vs. FNB: 19.63 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
FNB' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -3.3  Med: 20.4 Max: 37.3
Current: 19.63
-3.3
37.3

More Statistics

Revenue (TTM) (Mil) $729.2
EPS (TTM) $ 0.74
Beta0.89
Short Percentage of Float8.41%
52-Week Range $11.16 - 14.66
Shares Outstanding (Mil)210.12

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $)
EPS ($) 0.91 1.01 1.06
EPS w/o NRI ($) 0.91 1.01 1.06
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.48 0.48 0.48
» More Articles for NYSE:FNB

Headlines

Articles On GuruFocus.com
5 Winning Dividend Picks for Big Income Mar 08 2012 
Weekly CEO Buys Highlight: INFN, HBAN, FNB, VOXX, BOOT Jul 31 2011 
F.N.B. Corp. Reports Operating Results (10-K) Feb 25 2011 
F.N.B. Corp. Reports Operating Results (10-Q) Nov 05 2010 
F.N.B. Corp. Reports Operating Results (10-Q) Aug 05 2010 
F.N.B. Corp. Reports Operating Results (10-Q) May 07 2010 
F.N.B. Corp. Reports Operating Results (10-Q) Aug 10 2009 
Weekly CFO Buy Highlights: F.N.B. Corp, Great Wolf Resorts Inc, Dyax Corp, Transcat Inc, Cal Dive In Jun 20 2009 
F.N.B. Corp. (FNB) Chairman Stephen J Gurgovits buys 25,000 Shares Jun 15 2009 
F.N.B. Corp. (FNB) CFO Brian F Lilly buys 25,000 Shares Jun 15 2009 

More From Other Websites
FNB CORP/FL/ Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 25 2016
F.N.B. taps Yadkin leaders for regional executive roles Aug 25 2016
F.N.B. Corporation Announces Key Local Leadership Positions for New Markets in Southeastern U.S. Aug 25 2016
First National Bank Honored as Top Workplace in Pittsburgh for Sixth Consecutive Year Aug 22 2016
First National Bank Honored as Top Workplace in Pittsburgh for Sixth Consecutive Year Aug 22 2016
F.N.B. Corporation Declares Dividend of 12 Cents on Common Stock Aug 17 2016
F.N.B. Corporation Declares Dividend of 12 Cents on Common Stock Aug 17 2016
FNB CORP/FL/ Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial Statements and... Aug 16 2016
FNB CORP/FL/ Financials Aug 11 2016
FNB CORP/FL/ Files SEC form 10-Q, Quarterly Report Aug 05 2016
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces the Commencement of an Investigation Into Whether... Aug 02 2016
Three Strong Performing Companies See Corporate Insiders Unloading Company Stock & Insider Buying at... Aug 01 2016
YADKIN INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC... Jul 31 2016
Who could benefit the most in FNB-Yadkin buy Jul 27 2016
Yadkin Financial Corp. Acquisition May Not Be in the Best Interests of YDKN Shareholders Jul 26 2016
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces an Investigation Into Whether the Sale of Yadkin... Jul 25 2016
If FNB deal dissolves, Yadkin will have to pay $45M Jul 25 2016
Edited Transcript of FNB earnings conference call or presentation 21-Jul-16 6:00pm GMT Jul 21 2016
FNB CEO: Why we skipped Virginia and went straight for Raleigh's Yadkin Financial Jul 21 2016
FNB CORP/FL/ Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial Statements... Jul 21 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)