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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.12
NYSE:FNB's Cash-to-Debt is ranked lower than
92% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.97 vs. NYSE:FNB: 0.12 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:FNB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.17 Max: 0.63
Current: 0.12
0.1
0.63
Equity-to-Asset 0.12
NYSE:FNB's Equity-to-Asset is ranked higher than
70% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NYSE:FNB: 0.12 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:FNB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.13
Current: 0.12
0.06
0.13
Interest Coverage 3.65
NYSE:FNB's Interest Coverage is ranked higher than
72% of the 1758 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. NYSE:FNB: 3.65 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:FNB' s Interest Coverage Range Over the Past 10 Years
Min: 0.27  Med: 2.11 Max: 4.84
Current: 3.65
0.27
4.84
Beneish M-Score: -2.18
WACC vs ROIC
5.56%
3.57%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 30.30
NYSE:FNB's Operating Margin % is ranked lower than
51% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.68 vs. NYSE:FNB: 30.30 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:FNB' s Operating Margin % Range Over the Past 10 Years
Min: 12.68  Med: 30.44 Max: 35.49
Current: 30.3
12.68
35.49
Net Margin % 21.01
NYSE:FNB's Net Margin % is ranked lower than
54% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.91 vs. NYSE:FNB: 21.01 )
Ranked among companies with meaningful Net Margin % only.
NYSE:FNB' s Net Margin % Range Over the Past 10 Years
Min: 10.53  Med: 21.46 Max: 25.19
Current: 21.01
10.53
25.19
ROE % 6.62
NYSE:FNB's ROE % is ranked lower than
63% of the 1509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. NYSE:FNB: 6.62 )
Ranked among companies with meaningful ROE % only.
NYSE:FNB' s ROE % Range Over the Past 10 Years
Min: 3.33  Med: 7.26 Max: 12.88
Current: 6.62
3.33
12.88
ROA % 0.83
NYSE:FNB's ROA % is ranked lower than
53% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. NYSE:FNB: 0.83 )
Ranked among companies with meaningful ROA % only.
NYSE:FNB' s ROA % Range Over the Past 10 Years
Min: 0.48  Med: 0.93 Max: 1.15
Current: 0.83
0.48
1.15
3-Year Revenue Growth Rate 2.80
NYSE:FNB's 3-Year Revenue Growth Rate is ranked lower than
56% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. NYSE:FNB: 2.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:FNB' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -24.6  Med: -3.8 Max: 21.3
Current: 2.8
-24.6
21.3
3-Year EBITDA Growth Rate 4.10
NYSE:FNB's 3-Year EBITDA Growth Rate is ranked lower than
57% of the 1228 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. NYSE:FNB: 4.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:FNB' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -26.7  Med: 4.6 Max: 21.3
Current: 4.1
-26.7
21.3
3-Year EPS without NRI Growth Rate -0.80
NYSE:FNB's 3-Year EPS without NRI Growth Rate is ranked lower than
72% of the 1184 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NYSE:FNB: -0.80 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:FNB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -34.5  Med: -0.8 Max: 35.2
Current: -0.8
-34.5
35.2
GuruFocus has detected 1 Warning Sign with F N B Corp $NYSE:FNB.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:FNB's 10-Y Financials

Financials (Next Earnings Date: 2017-04-19 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

FNB Guru Trades in Q1 2016

Jim Simons 339,118 sh (+2087.86%)
Chuck Royce 231,000 sh (unchged)
Paul Tudor Jones Sold Out
Richard Snow 561,929 sh (-16.88%)
» More
Q2 2016

FNB Guru Trades in Q2 2016

Richard Snow 588,649 sh (+4.76%)
Chuck Royce 231,000 sh (unchged)
Jim Simons 142,118 sh (-58.09%)
» More
Q3 2016

FNB Guru Trades in Q3 2016

Paul Tudor Jones 29,500 sh (New)
Leucadia National 527,360 sh (New)
Jim Simons 261,642 sh (+84.10%)
Richard Snow 630,694 sh (+7.14%)
Chuck Royce Sold Out
» More
Q4 2016

FNB Guru Trades in Q4 2016

Jim Simons 656,342 sh (+150.85%)
Richard Snow 1,076,729 sh (+70.72%)
Paul Tudor Jones Sold Out
Leucadia National Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with FNB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of F N B Corp

SymbolPriceYieldDescription
FNBPRE28.276.41Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs Series -E-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NYSE:VLY, NAS:FULT, NAS:PNFP, NYSE:STL, NAS:CATY, NAS:UBSI, NYSE:BXS, NYSE:BOH, NYSE:TCB, NAS:MBFI, OTCPK:FCNCB, NAS:CHFC, NAS:FFIN, NYSE:ASB, NAS:WTFC, NAS:FMER, NAS:HOPE, NAS:GBCI, NAS:SSB, NYSE:EVER » details
Traded in other countries:FN2.Germany,
F N B Corp is a diversified financial services holding company. It offers Community banking, wealth management, insurance and consumer finance. It has approximately 289 Community Banking offices and approximately 73 Consumer Finance offices.

F N B Corp was formed in 1974 as a bank holding company. During 2000, the Corporation elected to become and remains a financial holding company under the Gramm-Leach-Bliley Act of 1999. The Corporation has four reportable business segments; Community Banking, Wealth Management, Insurance and Consumer Finance.The Community Banking segment provides commercial and consumer banking services. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, asset based lending, capital markets and lease financing. Consumer banking products and services include deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services.The Wealth Management segment provides personal and corporate fiduciary services including the administration of decedent and trust estates. In addition, it offers various alternative products, including securities brokerage and investment advisory services, mutual funds and annuities.The Insurance segment includes a full-service insurance agency offering all lines of commercial and personal insurance.The Insurance segment also includes a reinsurer. The Consumer Finance segment makes installment loans to individuals and purchases installment sales finance contracts from retail merchants. The Consumer Finance segment activity is funded through the sale of subordinated notes, which are issued by a wholly-owned subsidiary.

Ratios

vs
industry
vs
history
PE Ratio 18.90
FNB's PE Ratio is ranked lower than
72% of the 1941 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.56 vs. FNB: 18.90 )
Ranked among companies with meaningful PE Ratio only.
FNB' s PE Ratio Range Over the Past 10 Years
Min: 10.53  Med: 15.8 Max: 188.5
Current: 18.9
10.53
188.5
Forward PE Ratio 14.58
FNB's Forward PE Ratio is ranked lower than
52% of the 526 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.33 vs. FNB: 14.58 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 18.90
FNB's PE Ratio without NRI is ranked lower than
69% of the 1635 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. FNB: 18.90 )
Ranked among companies with meaningful PE Ratio without NRI only.
FNB' s PE Ratio without NRI Range Over the Past 10 Years
Min: 10.53  Med: 15.8 Max: 188.5
Current: 18.9
10.53
188.5
Price-to-Owner-Earnings 14.18
FNB's Price-to-Owner-Earnings is ranked higher than
50% of the 905 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.04 vs. FNB: 14.18 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
FNB' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.56  Med: 9.08 Max: 29.45
Current: 14.18
1.56
29.45
PB Ratio 1.26
FNB's PB Ratio is ranked lower than
54% of the 1810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. FNB: 1.26 )
Ranked among companies with meaningful PB Ratio only.
FNB' s PB Ratio Range Over the Past 10 Years
Min: 0.56  Med: 1.16 Max: 2.06
Current: 1.26
0.56
2.06
PS Ratio 3.77
FNB's PS Ratio is ranked lower than
58% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.32 vs. FNB: 3.77 )
Ranked among companies with meaningful PS Ratio only.
FNB' s PS Ratio Range Over the Past 10 Years
Min: 1.34  Med: 3.28 Max: 4.31
Current: 3.77
1.34
4.31
Price-to-Free-Cash-Flow 12.90
FNB's Price-to-Free-Cash-Flow is ranked lower than
54% of the 1008 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.76 vs. FNB: 12.90 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FNB' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.34  Med: 6.85 Max: 15.87
Current: 12.9
1.34
15.87
Price-to-Operating-Cash-Flow 10.29
FNB's Price-to-Operating-Cash-Flow is ranked higher than
52% of the 1096 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. FNB: 10.29 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FNB' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.28  Med: 6.42 Max: 13.18
Current: 10.29
1.28
13.18
EV-to-EBIT 23.90
FNB's EV-to-EBIT is ranked lower than
81% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.64 vs. FNB: 23.90 )
Ranked among companies with meaningful EV-to-EBIT only.
FNB' s EV-to-EBIT Range Over the Past 10 Years
Min: 16.2  Med: 20.7 Max: 129.8
Current: 23.9
16.2
129.8
EV-to-EBITDA 19.18
FNB's EV-to-EBITDA is ranked lower than
78% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.00 vs. FNB: 19.18 )
Ranked among companies with meaningful EV-to-EBITDA only.
FNB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 13.4  Med: 17.5 Max: 46.4
Current: 19.18
13.4
46.4
PEG Ratio 3.32
FNB's PEG Ratio is ranked lower than
78% of the 780 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. FNB: 3.32 )
Ranked among companies with meaningful PEG Ratio only.
FNB' s PEG Ratio Range Over the Past 10 Years
Min: 0.56  Med: 1.36 Max: 76.31
Current: 3.32
0.56
76.31
Shiller PE Ratio 18.90
FNB's Shiller PE Ratio is ranked higher than
59% of the 496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.63 vs. FNB: 18.90 )
Ranked among companies with meaningful Shiller PE Ratio only.
FNB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.39  Med: 11.17 Max: 21.03
Current: 18.9
4.39
21.03

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.27
FNB's Dividend Yield % is ranked higher than
61% of the 2303 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. FNB: 3.27 )
Ranked among companies with meaningful Dividend Yield % only.
FNB' s Dividend Yield % Range Over the Past 10 Years
Min: 2.93  Med: 4.58 Max: 16.7
Current: 3.27
2.93
16.7
Dividend Payout Ratio 0.62
FNB's Dividend Payout Ratio is ranked higher than
54% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FNB: 0.62 )
Ranked among companies with meaningful Dividend Payout Ratio only.
FNB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.56  Med: 0.65 Max: 2.18
Current: 0.62
0.56
2.18
Forward Dividend Yield % 3.33
FNB's Forward Dividend Yield % is ranked higher than
59% of the 2274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.95 vs. FNB: 3.33 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.27
FNB's 5-Year Yield-on-Cost % is ranked higher than
51% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.27 vs. FNB: 3.27 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
FNB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.93  Med: 4.58 Max: 16.7
Current: 3.27
2.93
16.7
3-Year Average Share Buyback Ratio -9.80
FNB's 3-Year Average Share Buyback Ratio is ranked lower than
77% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. FNB: -9.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FNB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -23.8  Med: -11 Max: -2.7
Current: -9.8
-23.8
-2.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.27
FNB's Price-to-Tangible-Book is ranked lower than
85% of the 1798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. FNB: 2.27 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
FNB' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.68  Med: 2.2 Max: 4.25
Current: 2.27
0.68
4.25
Price-to-Intrinsic-Value-Projected-FCF 0.58
FNB's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
72% of the 1104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FNB: 0.58 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FNB' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.32  Med: 0.59 Max: 1.05
Current: 0.58
0.32
1.05
Price-to-Median-PS-Value 1.14
FNB's Price-to-Median-PS-Value is ranked higher than
55% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. FNB: 1.14 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FNB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.3  Med: 0.98 Max: 1.42
Current: 1.14
0.3
1.42
Price-to-Graham-Number 1.38
FNB's Price-to-Graham-Number is ranked lower than
80% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. FNB: 1.38 )
Ranked among companies with meaningful Price-to-Graham-Number only.
FNB' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.52  Med: 1.26 Max: 2.12
Current: 1.38
0.52
2.12
Earnings Yield (Greenblatt) % 4.17
FNB's Earnings Yield (Greenblatt) % is ranked lower than
61% of the 2086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.41 vs. FNB: 4.17 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
FNB' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.8  Med: 4.8 Max: 6.2
Current: 4.17
0.8
6.2
Forward Rate of Return (Yacktman) % 19.63
FNB's Forward Rate of Return (Yacktman) % is ranked higher than
71% of the 891 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. FNB: 19.63 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
FNB' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1.8  Med: 22.6 Max: 42.3
Current: 19.63
-1.8
42.3

More Statistics

Revenue (TTM) (Mil) $813.3
EPS (TTM) $ 0.78
Beta0.91
Short Percentage of Float11.67%
52-Week Range $11.69 - 16.43
Shares Outstanding (Mil)211.10

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 1,143 1,263 1,343
EPS ($) 0.98 1.11 1.20
EPS without NRI ($) 0.98 1.11 1.20
EPS Growth Rate
(Future 3Y To 5Y Estimate)
15.00%
Dividends per Share ($) 0.49 0.49 0.51
» More Articles for NYSE:FNB

Headlines

Articles On GuruFocus.com
5 Winning Dividend Picks for Big Income Mar 08 2012 
Weekly CEO Buys Highlight: INFN, HBAN, FNB, VOXX, BOOT Jul 31 2011 
F.N.B. Corp. Reports Operating Results (10-K) Feb 25 2011 
F.N.B. Corp. Reports Operating Results (10-Q) Nov 05 2010 
F.N.B. Corp. Reports Operating Results (10-Q) Aug 05 2010 
F.N.B. Corp. Reports Operating Results (10-Q) May 07 2010 
F.N.B. Corp. Reports Operating Results (10-Q) Aug 10 2009 
Weekly CFO Buy Highlights: F.N.B. Corp, Great Wolf Resorts Inc, Dyax Corp, Transcat Inc, Cal Dive In Jun 20 2009 
F.N.B. Corp. (FNB) Chairman Stephen J Gurgovits buys 25,000 Shares Jun 15 2009 
F.N.B. Corp. (FNB) CFO Brian F Lilly buys 25,000 Shares Jun 15 2009 

More From Other Websites
F.N.B. Corporation Schedules First Quarter 2017 Earnings Report and Conference Call Mar 23 2017
F.N.B. Corp. (Pennsylvania) breached its 50 day moving average in a Bearish Manner : FNB-US : March... Mar 16 2017
FNB CORP/PA/ Files SEC form 8-K, Change in Directors or Principal Officers Mar 15 2017
After Yadkin buy, F.N.B. adds to Raleigh management team Mar 15 2017
F.N.B. Corporation Announces Local Credit Leadership for Southeastern U.S. Markets Mar 15 2017
F.N.B. Corporation Closes Merger with Yadkin, Stock Dips Mar 15 2017
FNB CORP/PA/ Files SEC form 8-K/A, Change in Directors or Principal Officers Mar 13 2017
F.N.B. closes Yadkin deal: How customers, employees are impacted Mar 13 2017
F.N.B. Corporation Completes Merger with Yadkin Financial Corporation Mar 13 2017
F.N.B. Corporation Announces Corporate Controller and Director of Corporate Finance Mar 09 2017
FNB CORP/PA/ Files SEC form 8-K/A, Change in Directors or Principal Officers Mar 08 2017
FNB CORP/PA/ Files SEC form 8-K, Change in Directors or Principal Officers Mar 06 2017
FNB CORP/PA/ Financials Feb 28 2017
F.N.B. Corporation (FNB) Gets Final Nod for Yadkin Merger Feb 28 2017
All done! F.N.B.-Yadkin deal clears final regulatory hurdles Feb 27 2017
U.S. regional bank FNB says it gets regulatory nod to buy Yadkin Feb 27 2017
F.N.B. Corporation Receives Final Regulatory Approvals for First National Bank of Pennsylvania and... Feb 27 2017
FNB CORP/PA/ Files SEC form 10-K, Annual Report Feb 23 2017
F.N.B. Corporation Declares Dividend of 12 Cents on Common Stock Feb 15 2017
F.N.B. Corporation Named Winner of Ten Greenwich Associates Excellence in Banking Awards Feb 15 2017

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