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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.34
FNF's Cash to Debt is ranked higher than
65% of the 113 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.08 vs. FNF: 0.34 )
FNF' s 10-Year Cash to Debt Range
Min: 0.16   Max: No Debt
Current: 0.34

Equity to Asset 0.40
FNF's Equity to Asset is ranked higher than
92% of the 113 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.21 vs. FNF: 0.40 )
FNF' s 10-Year Equity to Asset Range
Min: 0.3   Max: 0.51
Current: 0.4

0.3
0.51
Interest Coverage 7.00
FNF's Interest Coverage is ranked higher than
57% of the 81 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 23.07 vs. FNF: 7.00 )
FNF' s 10-Year Interest Coverage Range
Min: 3.2   Max: 26
Current: 7

3.2
26
F-Score: 2
Z-Score: 1.33
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 4.37
FNF's Operating margin (%) is ranked higher than
66% of the 113 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.23 vs. FNF: 4.37 )
FNF' s 10-Year Operating margin (%) Range
Min: -6.58   Max: 18.44
Current: 4.37

-6.58
18.44
Net-margin (%) 3.07
FNF's Net-margin (%) is ranked higher than
65% of the 113 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.57 vs. FNF: 3.07 )
FNF' s 10-Year Net-margin (%) Range
Min: -4.21   Max: 11.17
Current: 3.07

-4.21
11.17
ROE (%) 5.19
FNF's ROE (%) is ranked higher than
64% of the 111 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.21 vs. FNF: 5.19 )
FNF' s 10-Year ROE (%) Range
Min: -5.92   Max: 28.13
Current: 5.19

-5.92
28.13
ROA (%) 2.22
FNF's ROA (%) is ranked higher than
75% of the 113 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.25 vs. FNF: 2.22 )
FNF' s 10-Year ROA (%) Range
Min: -2.24   Max: 13.78
Current: 2.22

-2.24
13.78
ROC (Joel Greenblatt) (%) 54.61
FNF's ROC (Joel Greenblatt) (%) is ranked higher than
68% of the 91 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 185.85 vs. FNF: 54.61 )
FNF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -31.88   Max: 517.55
Current: 54.61

-31.88
517.55
Revenue Growth (%) 15.60
FNF's Revenue Growth (%) is ranked higher than
92% of the 99 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 6.40 vs. FNF: 15.60 )
FNF' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 15.6
Current: 15.6

0
15.6
EBITDA Growth (%) 10.70
FNF's EBITDA Growth (%) is ranked higher than
84% of the 96 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.80 vs. FNF: 10.70 )
FNF' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 27.4
Current: 10.7

0
27.4
EPS Growth (%) 3.80
FNF's EPS Growth (%) is ranked higher than
71% of the 96 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.40 vs. FNF: 3.80 )
FNF' s 10-Year EPS Growth (%) Range
Min: 0   Max: 39.1
Current: 3.8

0
39.1
» FNF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

FNF Guru Trades in Q4 2013

Louis Moore Bacon 495,000 sh (New)
David Dreman 2,418 sh (New)
Daniel Loeb 2,750,000 sh (New)
Seth Klarman 1,974,400 sh (New)
Tom Gayner 79,700 sh (New)
Steven Cohen 898,053 sh (+95.71%)
Paul Tudor Jones 27,500 sh (+70.81%)
Larry Robbins 4,091,600 sh (+54.52%)
Murray Stahl 48,774 sh (+5.18%)
RS Investment Management 1,636,210 sh (+4.72%)
John Paulson 2,500,000 sh (unchged)
Ken Fisher 87,600 sh (unchged)
Paul Tudor Jones 147,019 sh (unchged)
Jeremy Grantham Sold Out
Arnold Van Den Berg 642,865 sh (-1.19%)
John Keeley 391,655 sh (-2.74%)
Chuck Royce 1,097,852 sh (-27.88%)
Joel Greenblatt 7,520 sh (-43.53%)
Jim Simons 150,701 sh (-73.07%)
Lee Ainslie 825,200 sh (-86.63%)
» More
Q1 2014

FNF Guru Trades in Q1 2014

Julian Robertson 117,800 sh (New)
Mario Gabelli 8,634 sh (New)
Jim Simons 907,914 sh (+502.46%)
Paul Tudor Jones 140,851 sh (+412.19%)
Steven Cohen 2,258,897 sh (+151.53%)
Murray Stahl 49,026 sh (+0.52%)
Daniel Loeb Sold Out
John Paulson Sold Out
Joel Greenblatt Sold Out
Seth Klarman Sold Out
Lee Ainslie Sold Out
Arnold Van Den Berg 638,904 sh (-0.62%)
Larry Robbins 4,025,053 sh (-1.63%)
John Keeley 379,587 sh (-3.08%)
Chuck Royce 1,056,952 sh (-3.73%)
Tom Gayner 76,000 sh (-4.64%)
RS Investment Management 1,523,624 sh (-6.88%)
Ken Fisher 78,200 sh (-10.73%)
David Dreman 331 sh (-86.31%)
Louis Moore Bacon 50,000 sh (-89.9%)
» More
Q2 2014

FNF Guru Trades in Q2 2014

George Soros 60,500 sh (New)
Louis Moore Bacon 600,000 sh (+1100%)
RS Investment Management 2,676,102 sh (+75.64%)
Larry Robbins 6,135,663 sh (+52.44%)
Ken Fisher 78,350 sh (+0.19%)
Murray Stahl 49,026 sh (unchged)
Steven Cohen 2,854,900 sh (unchged)
Mario Gabelli Sold Out
David Dreman Sold Out
Tom Gayner Sold Out
Paul Tudor Jones Sold Out
Arnold Van Den Berg 632,827 sh (-0.95%)
Chuck Royce 1,022,711 sh (-3.24%)
John Keeley 363,202 sh (-4.32%)
Julian Robertson 93,100 sh (-20.97%)
Jim Simons 61,015 sh (-93.28%)
» More
Q3 2014

FNF Guru Trades in Q3 2014

Arnold Van Den Berg 594,230 sh (-6.1%)
» More
» Details

Insider Trades

Latest Guru Trades with FNF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Julian Robertson 2014-06-30 Reduce -20.97%0.25%$31.11 - $34.45 $ 28.3-14%93100
Tom Gayner 2014-06-30 Sold Out 0.07%$31.11 - $34.45 $ 28.3-14%0
George Soros 2014-06-30 New Buy0.02%$31.11 - $34.45 $ 28.3-14%60500
David Dreman 2014-06-30 Sold Out $31.11 - $34.45 $ 28.3-14%0
Mario Gabelli 2014-06-30 Sold Out $31.11 - $34.45 $ 28.3-14%0
Seth Klarman 2014-03-31 Sold Out 1.8%$24.47 - $27.3 $ 28.39%0
Daniel Loeb 2014-03-31 Sold Out 1.5%$24.47 - $27.3 $ 28.39%0
Julian Robertson 2014-03-31 New Buy1.2%$24.47 - $27.3 $ 28.39%117800
John Paulson 2014-03-31 Sold Out 0.4%$24.47 - $27.3 $ 28.39%0
Lee Ainslie 2014-03-31 Sold Out 0.35%$24.47 - $27.3 $ 28.39%0
David Dreman 2014-03-31 Reduce -86.31%0.01%$24.47 - $27.3 $ 28.39%331
Joel Greenblatt 2014-03-31 Sold Out 0.01%$24.47 - $27.3 $ 28.39%0
Mario Gabelli 2014-03-31 New Buy$24.47 - $27.3 $ 28.39%8634
Lee Ainslie 2013-12-31 Reduce -86.63%1.91%$21.16 - $27.07 $ 28.322%825200
Seth Klarman 2013-12-31 New Buy1.8%$21.16 - $27.07 $ 28.322%1974400
Daniel Loeb 2013-12-31 New Buy1.5%$21.16 - $27.07 $ 28.322%2750000
Tom Gayner 2013-12-31 New Buy0.08%$21.16 - $27.07 $ 28.322%79700
David Dreman 2013-12-31 New Buy0.01%$21.16 - $27.07 $ 28.322%2418
Joel Greenblatt 2013-12-31 Reduce -43.53%$21.16 - $27.07 $ 28.322%7520
Arnold Van Den Berg 2013-09-30 New Buy1.7%$19.19 - $21.91 $ 28.340%650605
Lee Ainslie 2013-09-30 Add 26.72%0.46%$19.19 - $21.91 $ 28.340%6170625
John Keeley 2013-09-30 Add 77.65%0.09%$19.19 - $21.91 $ 28.340%402695
Tom Gayner 2013-09-30 Sold Out 0.01%$19.19 - $21.91 $ 28.340%0
Ken Fisher 2013-09-30 New Buy0.01%$19.19 - $21.91 $ 28.340%87600
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 26.60
FNF's P/E(ttm) is ranked higher than
66% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.40 vs. FNF: 26.60 )
FNF' s 10-Year P/E(ttm) Range
Min: 3.84   Max: 57.47
Current: 26.6

3.84
57.47
P/B 1.32
FNF's P/B is ranked higher than
72% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.16 vs. FNF: 1.32 )
FNF' s 10-Year P/B Range
Min: 0.54   Max: 1.96
Current: 1.32

0.54
1.96
P/S 0.85
FNF's P/S is ranked higher than
84% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.98 vs. FNF: 0.85 )
FNF' s 10-Year P/S Range
Min: 0.27   Max: 1.08
Current: 0.85

0.27
1.08
PFCF 56.60
FNF's PFCF is ranked higher than
68% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 16.49 vs. FNF: 56.60 )
FNF' s 10-Year PFCF Range
Min: 4.07   Max: 92
Current: 56.6

4.07
92
EV-to-EBIT 27.46
FNF's EV-to-EBIT is ranked higher than
68% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.42 vs. FNF: 27.46 )
FNF' s 10-Year EV-to-EBIT Range
Min: 1.5   Max: 50.1
Current: 27.46

1.5
50.1
PEG 1.51
FNF's PEG is ranked higher than
87% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9999.00 vs. FNF: 1.51 )
FNF' s 10-Year PEG Range
Min: 1.51   Max: 1.61
Current: 1.51

1.51
1.61
Shiller P/E 20.30
FNF's Shiller P/E is ranked higher than
77% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.68 vs. FNF: 20.30 )
FNF' s 10-Year Shiller P/E Range
Min: 8.09   Max: 24.5
Current: 20.3

8.09
24.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.54
FNF's Dividend Yield is ranked lower than
60% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.79 vs. FNF: 2.54 )
FNF' s 10-Year Dividend Yield Range
Min: 0.99   Max: 16.24
Current: 2.54

0.99
16.24
Dividend Payout 0.68
FNF's Dividend Payout is ranked higher than
79% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.45 vs. FNF: 0.68 )
FNF' s 10-Year Dividend Payout Range
Min: 0.08   Max: 10
Current: 0.68

0.08
10
Dividend growth (3y) -1.50
FNF's Dividend growth (3y) is ranked higher than
75% of the 93 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.80 vs. FNF: -1.50 )
FNF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 61.3
Current: -1.5

0
61.3
Yield on cost (5-Year) 2.63
FNF's Yield on cost (5-Year) is ranked lower than
66% of the 99 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.92 vs. FNF: 2.63 )
FNF' s 10-Year Yield on cost (5-Year) Range
Min: 1   Max: 16.4
Current: 2.63

1
16.4
Share Buyback Rate -0.80
FNF's Share Buyback Rate is ranked higher than
71% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.10 vs. FNF: -0.80 )
FNF' s 10-Year Share Buyback Rate Range
Min: 0   Max: -7.7
Current: -0.8

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 1.10
FNF's Price/DCF (Projected) is ranked higher than
77% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.99 vs. FNF: 1.10 )
FNF' s 10-Year Price/DCF (Projected) Range
Min: 0.45   Max: 1.24
Current: 1.1

0.45
1.24
Price/Median PS Value 1.30
FNF's Price/Median PS Value is ranked higher than
68% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.06 vs. FNF: 1.30 )
FNF' s 10-Year Price/Median PS Value Range
Min: 0.45   Max: 1.41
Current: 1.3

0.45
1.41
Price/Peter Lynch Fair Value 1.60
FNF's Price/Peter Lynch Fair Value is ranked higher than
89% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9999.00 vs. FNF: 1.60 )
FNF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.31   Max: 1.52
Current: 1.6

0.31
1.52
Earnings Yield (Greenblatt) 3.60
FNF's Earnings Yield (Greenblatt) is ranked higher than
62% of the 110 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.10 vs. FNF: 3.60 )
FNF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2   Max: 66.7
Current: 3.6

2
66.7
Forward Rate of Return (Yacktman) 19.89
FNF's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 101 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.91 vs. FNF: 19.89 )
FNF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.8   Max: 20.8
Current: 19.89

1.8
20.8

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:SAXPY, MSADY, AGO, LCSHF, OB » details
Traded in other countries:F1E.Germany
Fidelity National Financial, Inc. was incorporated in the State of Delaware. It is a holding company that provides, through its subsidiaries, title insurance, specialty insurance, claims management services, and information services. The Company currently has three reporting segments i.e. Fidelity National Title Group, Specialty Insurance, Corporate and Other. The Fidelity National Title Group segment consists of the operations of its title insurance underwriters and related businesses. This segment provides core title insurance and escrow and other title-related services including collection and trust activities, trustee's sales guarantees, recordings and reconveyances. The Specialty Insurance segment consists of certain subsidiaries that issue flood, home warranty, homeowners, automobile and other personal lines insurance policies. The corporate and other segment consists of the operations of the parent holding company, certain other unallocated corporate overhead expenses, other smaller operations, and the Company's share in the operations of certain equity investments, including Sedgwick, Ceridian, and Remy International, Inc. The Company issues various insurance policies and contracts, which include Flood insurance, Home warranty. The Company issues new and renewal flood insurance policies in conjunction with the NFIP. The NFIP bears all insurance risk related to these policies. The Company issues one-year, renewable contracts that protect homeowners against defects in household systems and appliances. The Company's sales and marketing efforts are mainly organized around its lines of business. The Company markets and distributes its title and escrow products and services to customers in the residential and commercial market sectors of the real estate industry through customer solicitation by sales personnel. The Company relies on a combination of contractual restrictions, internal security practices, and copyright and trade secret law to establish and protect its software, technology, and expertise. In the Company's specialty insurance segment, it competes with the national, regional and local insurance carriers. Fidelity's insurance subsidiaries, including title insurers, property and casualty insurers, underwritten title companies and insurance agencies, are subject to extensive regulation under applicable state laws.
» More Articles for FNF

Headlines

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This Stock Has Raised Its Dividend for an Astounding 56 Consecutive Years Nov 12 2012 

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