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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 1.49
FNF's Cash to Debt is ranked higher than
68% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.89 vs. FNF: 1.49 )
FNF' s 10-Year Cash to Debt Range
Min: 0.12   Max: No Debt
Current: 1.49

Equity to Asset 0.48
FNF's Equity to Asset is ranked higher than
96% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.21 vs. FNF: 0.48 )
FNF' s 10-Year Equity to Asset Range
Min: 0.3   Max: 0.53
Current: 0.48

0.3
0.53
Interest Coverage 7.00
FNF's Interest Coverage is ranked higher than
59% of the 88 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 33.72 vs. FNF: 7.00 )
FNF' s 10-Year Interest Coverage Range
Min: 3.2   Max: 26
Current: 7

3.2
26
F-Score: 4
Z-Score: 2.09
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 7.60
FNF's Operating margin (%) is ranked higher than
72% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.09 vs. FNF: 7.60 )
FNF' s 10-Year Operating margin (%) Range
Min: -6.58   Max: 18.44
Current: 7.6

-6.58
18.44
Net-margin (%) 4.69
FNF's Net-margin (%) is ranked higher than
66% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 6.46 vs. FNF: 4.69 )
FNF' s 10-Year Net-margin (%) Range
Min: -4.21   Max: 11.17
Current: 4.69

-4.21
11.17
ROE (%) 7.93
FNF's ROE (%) is ranked higher than
67% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.16 vs. FNF: 7.93 )
FNF' s 10-Year ROE (%) Range
Min: -6.38   Max: 29.4
Current: 7.93

-6.38
29.4
ROA (%) 3.82
FNF's ROA (%) is ranked higher than
85% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.19 vs. FNF: 3.82 )
FNF' s 10-Year ROA (%) Range
Min: -2.14   Max: 11.87
Current: 3.82

-2.14
11.87
ROC (Joel Greenblatt) (%) 100.93
FNF's ROC (Joel Greenblatt) (%) is ranked higher than
70% of the 77 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 148.65 vs. FNF: 100.93 )
FNF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -15.76   Max: 258.78
Current: 100.93

-15.76
258.78
Revenue Growth (%) 15.60
FNF's Revenue Growth (%) is ranked higher than
89% of the 88 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.40 vs. FNF: 15.60 )
FNF' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 15.6
Current: 15.6

0
15.6
EBITDA Growth (%) 10.70
FNF's EBITDA Growth (%) is ranked higher than
81% of the 83 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.60 vs. FNF: 10.70 )
FNF' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 27.4
Current: 10.7

0
27.4
EPS Growth (%) 3.80
FNF's EPS Growth (%) is ranked higher than
69% of the 83 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.20 vs. FNF: 3.80 )
FNF' s 10-Year EPS Growth (%) Range
Min: 0   Max: 39.1
Current: 3.8

0
39.1
» FNF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

FNF Guru Trades in Q2 2013

RS Investment Management 1,585,219 sh (+157.89%)
Paul Tudor Jones 60,700 sh (+47.69%)
Joel Greenblatt 13,116 sh (+33.2%)
Steven Cohen 138,790 sh (+29.98%)
Murray Stahl 36,833 sh (+3.37%)
Chuck Royce 1,637,852 sh (+0.47%)
John Paulson 2,500,000 sh (unchged)
Pioneer Investments Sold Out
Tom Gayner 9,800 sh (-21.6%)
Jim Simons 1,324,501 sh (-38.79%)
Lee Ainslie 4,869,622 sh (-49.29%)
Jeremy Grantham 31,722 sh (-59.35%)
John Keeley 226,685 sh (-76.36%)
» More
Q3 2013

FNF Guru Trades in Q3 2013

Ken Fisher 87,600 sh (New)
Larry Robbins 2,648,000 sh (New)
Arnold Van Den Berg 650,605 sh (New)
Steven Cohen 458,867 sh (+230.62%)
John Keeley 402,695 sh (+77.65%)
Lee Ainslie 6,170,625 sh (+26.72%)
Murray Stahl 46,374 sh (+25.9%)
Joel Greenblatt 13,317 sh (+1.53%)
John Paulson 2,500,000 sh (unchged)
Tom Gayner Sold Out
RS Investment Management 1,562,533 sh (-1.43%)
Chuck Royce 1,522,352 sh (-7.05%)
Jeremy Grantham 22,557 sh (-28.89%)
Jim Simons 559,601 sh (-57.75%)
Paul Tudor Jones 16,100 sh (-73.48%)
» More
Q4 2013

FNF Guru Trades in Q4 2013

Seth Klarman 1,974,400 sh (New)
Daniel Loeb 2,750,000 sh (New)
David Dreman 2,418 sh (New)
Louis Moore Bacon 495,000 sh (New)
Tom Gayner 79,700 sh (New)
Steven Cohen 898,053 sh (+95.71%)
Paul Tudor Jones 27,500 sh (+70.81%)
Larry Robbins 4,091,600 sh (+54.52%)
Murray Stahl 48,774 sh (+5.18%)
RS Investment Management 1,636,210 sh (+4.72%)
Ken Fisher 87,600 sh (unchged)
Paul Tudor Jones 147,019 sh (unchged)
John Paulson 2,500,000 sh (unchged)
Jeremy Grantham Sold Out
Arnold Van Den Berg 642,865 sh (-1.19%)
John Keeley 391,655 sh (-2.74%)
Chuck Royce 1,097,852 sh (-27.88%)
Joel Greenblatt 7,520 sh (-43.53%)
Jim Simons 150,701 sh (-73.07%)
Lee Ainslie 825,200 sh (-86.63%)
» More
Q1 2014

FNF Guru Trades in Q1 2014

Arnold Van Den Berg 638,904 sh (-0.62%)
» More
» Details

Insider Trades

Latest Guru Trades with FNF

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Lee Ainslie 2013-12-31 Reduce -86.63%1.91%$25.75 - $32.94 $ 31.3311%825200
Seth Klarman 2013-12-31 New Buy1.8%$25.75 - $32.94 $ 31.3311%1974400
Daniel Loeb 2013-12-31 New Buy1.5%$25.75 - $32.94 $ 31.3311%2750000
Tom Gayner 2013-12-31 New Buy0.08%$25.75 - $32.94 $ 31.3311%79700
David Dreman 2013-12-31 New Buy0.01%$25.75 - $32.94 $ 31.3311%2418
Joel Greenblatt 2013-12-31 Reduce -43.53%$25.75 - $32.94 $ 31.3311%7520
Arnold Van Den Berg 2013-09-30 New Buy1.7%$23.35 - $26.66 $ 31.3327%650605
Lee Ainslie 2013-09-30 Add 26.72%0.46%$23.35 - $26.66 $ 31.3327%6170625
John Keeley 2013-09-30 Add 77.65%0.09%$23.35 - $26.66 $ 31.3327%402695
Tom Gayner 2013-09-30 Sold Out 0.01%$23.35 - $26.66 $ 31.3327%0
Lee Ainslie 2013-06-30 Reduce -49.29%1.53%$22.31 - $26.85 $ 31.3323%4869622
John Keeley 2013-06-30 Reduce -76.36%0.36%$22.31 - $26.85 $ 31.3323%226685
Tom Gayner 2013-06-30 Reduce -21.6%$22.31 - $26.85 $ 31.3323%9800
Joel Greenblatt 2013-06-30 Add 33.2%$22.31 - $26.85 $ 31.3323%13116
Lee Ainslie 2013-03-31 Add 7.22%0.21%$23.55 - $26.14 $ 31.3325%9602395
George Soros 2013-03-31 Sold Out 0.03%$23.55 - $26.14 $ 31.3325%0
Joel Greenblatt 2013-03-31 New Buy0.01%$23.55 - $26.14 $ 31.3325%9847
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Fidelity National Financial Inc.

Texas Investor Arnold Van Den Berg's Top New Q3 Stock Buys
Chairman and Co-Chief Investment Officer of the $2 billion value investing firm Century Management, Arnold Van Den Berg, reported his third-quarter stock holdings this week. He bought seven new stocks during the quarter, for a total of 64 companies represented in the portfolio and a 5% turnover from the previous quarter. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 18.30
FNF's P/E(ttm) is ranked higher than
53% of the 91 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.20 vs. FNF: 18.30 )
FNF' s 10-Year P/E(ttm) Range
Min: 3.84   Max: 57.47
Current: 18.3

3.84
57.47
P/B 1.50
FNF's P/B is ranked higher than
61% of the 96 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.20 vs. FNF: 1.50 )
FNF' s 10-Year P/B Range
Min: 0.54   Max: 1.96
Current: 1.5

0.54
1.96
P/S 0.90
FNF's P/S is ranked higher than
72% of the 102 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.06 vs. FNF: 0.90 )
FNF' s 10-Year P/S Range
Min: 0.27   Max: 1.08
Current: 0.9

0.27
1.08
PFCF 21.90
FNF's PFCF is ranked higher than
51% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.93 vs. FNF: 21.90 )
FNF' s 10-Year PFCF Range
Min: 4.07   Max: 92
Current: 21.9

4.07
92
EV-to-EBIT 15.40
FNF's EV-to-EBIT is ranked lower than
52% of the 91 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.70 vs. FNF: 15.40 )
FNF' s 10-Year EV-to-EBIT Range
Min: 1.5   Max: 49.6
Current: 15.4

1.5
49.6
PEG 1.00
FNF's PEG is ranked higher than
60% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.70 vs. FNF: 1.00 )
FNF' s 10-Year PEG Range
Min: 0   Max: 1.18
Current: 1

0
1.18
Shiller P/E 23.60
FNF's Shiller P/E is ranked higher than
54% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.96 vs. FNF: 23.60 )
FNF' s 10-Year Shiller P/E Range
Min: 8.09   Max: 24.61
Current: 23.6

8.09
24.61

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.20
FNF's Dividend Yield is ranked lower than
60% of the 86 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.96 vs. FNF: 2.20 )
FNF' s 10-Year Dividend Yield Range
Min: 0.99   Max: 16.24
Current: 2.2

0.99
16.24
Dividend Payout 0.39
FNF's Dividend Payout is ranked higher than
62% of the 77 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.34 vs. FNF: 0.39 )
FNF' s 10-Year Dividend Payout Range
Min: 0.05   Max: 2.03
Current: 0.39

0.05
2.03
Dividend growth (3y) -1.50
FNF's Dividend growth (3y) is ranked higher than
73% of the 78 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.50 vs. FNF: -1.50 )
FNF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 61.3
Current: -1.5

0
61.3
Yield on cost (5-Year) 2.22
FNF's Yield on cost (5-Year) is ranked lower than
65% of the 88 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.20 vs. FNF: 2.22 )
FNF' s 10-Year Yield on cost (5-Year) Range
Min: 1   Max: 16.4
Current: 2.22

1
16.4
Share Buyback Rate -0.80
FNF's Share Buyback Rate is ranked higher than
68% of the 81 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.20 vs. FNF: -0.80 )
FNF' s 10-Year Share Buyback Rate Range
Min: 0   Max: -7.7
Current: -0.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.10
FNF's Price/Tangible Book is ranked higher than
50% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.60 vs. FNF: 3.10 )
FNF' s 10-Year Price/Tangible Book Range
Min: 1.71   Max: 3.59
Current: 3.1

1.71
3.59
Price/DCF (Projected) 1.20
FNF's Price/DCF (Projected) is ranked higher than
52% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.60 vs. FNF: 1.20 )
FNF' s 10-Year Price/DCF (Projected) Range
Min: 0.53   Max: 1.24
Current: 1.2

0.53
1.24
Price/Median PS Value 1.40
FNF's Price/Median PS Value is ranked higher than
53% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.10 vs. FNF: 1.40 )
FNF' s 10-Year Price/Median PS Value Range
Min: 0.71   Max: 1.39
Current: 1.4

0.71
1.39
Price/Graham Number 1.60
FNF's Price/Graham Number is ranked higher than
55% of the 87 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.80 vs. FNF: 1.60 )
FNF' s 10-Year Price/Graham Number Range
Min: 0.81   Max: 1.63
Current: 1.6

0.81
1.63
Earnings Yield (Greenblatt) 6.50
FNF's Earnings Yield (Greenblatt) is ranked higher than
56% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.50 vs. FNF: 6.50 )
FNF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2   Max: 66.8
Current: 6.5

2
66.8
Forward Rate of Return (Yacktman) 2.29
FNF's Forward Rate of Return (Yacktman) is ranked higher than
67% of the 82 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.60 vs. FNF: 2.29 )
FNF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.8   Max: 12
Current: 2.29

1.8
12

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:SAXPY, MSADY, AGO, LCSHF, OB » details
Traded in other countries:F1E.Germany
Fidelity National Financial, Inc. was incorporated in the State of Delaware. It is a holding company that provides, through its subsidiaries, title insurance, specialty insurance, claims management services, and information services. The Company currently has three reporting segments i.e. Fidelity National Title Group, Specialty Insurance, Corporate and Other. The Fidelity National Title Group segment consists of the operations of its title insurance underwriters and related businesses. This segment provides core title insurance and escrow and other title-related services including collection and trust activities, trustee's sales guarantees, recordings and reconveyances. The Specialty Insurance segment consists of certain subsidiaries that issue flood, home warranty, homeowners, automobile and other personal lines insurance policies. The corporate and other segment consists of the operations of the parent holding company, certain other unallocated corporate overhead expenses, other smaller operations, and the Company's share in the operations of certain equity investments, including Sedgwick, Ceridian, and Remy International, Inc. The Company issues various insurance policies and contracts, which include Flood insurance, Home warranty. The Company issues new and renewal flood insurance policies in conjunction with the NFIP. The NFIP bears all insurance risk related to these policies. The Company issues one-year, renewable contracts that protect homeowners against defects in household systems and appliances. The Company's sales and marketing efforts are mainly organized around its lines of business. The Company markets and distributes its title and escrow products and services to customers in the residential and commercial market sectors of the real estate industry through customer solicitation by sales personnel. The Company relies on a combination of contractual restrictions, internal security practices, and copyright and trade secret law to establish and protect its software, technology, and expertise. In the Company's specialty insurance segment, it competes with the national, regional and local insurance carriers. Fidelity's insurance subsidiaries, including title insurers, property and casualty insurers, underwritten title companies and insurance agencies, are subject to extensive regulation under applicable state laws.

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