Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 9/10

vs
industry
vs
history
Cash to Debt No Debt
FNGN's Cash to Debt is ranked higher than
91% of the 1007 Companies
in the Global Business Services industry.

( Industry Median: 1.04 vs. FNGN: No Debt )
FNGN' s 10-Year Cash to Debt Range
Min: 1.1   Max: No Debt
Current: No Debt

Equity to Asset 0.89
FNGN's Equity to Asset is ranked higher than
97% of the 988 Companies
in the Global Business Services industry.

( Industry Median: 0.47 vs. FNGN: 0.89 )
FNGN' s 10-Year Equity to Asset Range
Min: 0.27   Max: 0.89
Current: 0.89

0.27
0.89
Interest Coverage No Debt
FNGN's Interest Coverage is ranked higher than
89% of the 710 Companies
in the Global Business Services industry.

( Industry Median: 19.86 vs. FNGN: No Debt )
FNGN' s 10-Year Interest Coverage Range
Min: 11.08   Max: 9999.99
Current: No Debt

11.08
9999.99
F-Score: 7
Z-Score: 24.80
M-Score: -2.65
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 20.87
FNGN's Operating margin (%) is ranked higher than
91% of the 1004 Companies
in the Global Business Services industry.

( Industry Median: 6.92 vs. FNGN: 20.87 )
FNGN' s 10-Year Operating margin (%) Range
Min: -4.26   Max: 18.79
Current: 20.87

-4.26
18.79
Net-margin (%) 13.42
FNGN's Net-margin (%) is ranked higher than
88% of the 1004 Companies
in the Global Business Services industry.

( Industry Median: 4.46 vs. FNGN: 13.42 )
FNGN' s 10-Year Net-margin (%) Range
Min: -5.07   Max: 56.88
Current: 13.42

-5.07
56.88
ROE (%) 10.88
FNGN's ROE (%) is ranked higher than
72% of the 972 Companies
in the Global Business Services industry.

( Industry Median: 10.51 vs. FNGN: 10.88 )
FNGN' s 10-Year ROE (%) Range
Min: -31.73   Max: 60.7
Current: 10.88

-31.73
60.7
ROA (%) 9.46
FNGN's ROA (%) is ranked higher than
86% of the 1017 Companies
in the Global Business Services industry.

( Industry Median: 4.32 vs. FNGN: 9.46 )
FNGN' s 10-Year ROA (%) Range
Min: -8.56   Max: 46.07
Current: 9.46

-8.56
46.07
ROC (Joel Greenblatt) (%) 96.54
FNGN's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 1014 Companies
in the Global Business Services industry.

( Industry Median: 31.21 vs. FNGN: 96.54 )
FNGN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -147.38   Max: 203.05
Current: 96.54

-147.38
203.05
Revenue Growth (%) 22.40
FNGN's Revenue Growth (%) is ranked higher than
94% of the 845 Companies
in the Global Business Services industry.

( Industry Median: 5.70 vs. FNGN: 22.40 )
FNGN' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 22.4
Current: 22.4

0
22.4
EBITDA Growth (%) 36.80
FNGN's EBITDA Growth (%) is ranked higher than
95% of the 704 Companies
in the Global Business Services industry.

( Industry Median: 7.70 vs. FNGN: 36.80 )
FNGN' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 36.8
Current: 36.8

0
36.8
EPS Growth (%) -24.00
FNGN's EPS Growth (%) is ranked lower than
51% of the 667 Companies
in the Global Business Services industry.

( Industry Median: 6.90 vs. FNGN: -24.00 )
FNGN' s 10-Year EPS Growth (%) Range
Min: 0   Max: 41.7
Current: -24

0
41.7
» FNGN's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FNGN Guru Trades in Q3 2013

Pioneer Investments 94,363 sh (+18.25%)
Ron Baron 3,198,912 sh (+2.71%)
Chuck Royce 103,800 sh (unchged)
RS Investment Management 46,792 sh (-78.76%)
» More
Q4 2013

FNGN Guru Trades in Q4 2013

Jim Simons 75,900 sh (New)
Paul Tudor Jones 4,332 sh (New)
Steven Cohen 3,018 sh (New)
RS Investment Management 84,400 sh (+80.37%)
Pioneer Investments 108,230 sh (+14.7%)
Ron Baron 3,198,912 sh (unchged)
Chuck Royce 58,431 sh (-43.71%)
» More
Q1 2014

FNGN Guru Trades in Q1 2014

RS Investment Management 1,011,070 sh (+1097.95%)
Steven Cohen 9,787 sh (+224.29%)
Paul Tudor Jones 5,700 sh (+31.58%)
Ron Baron 3,311,218 sh (+3.51%)
Jim Simons 58,900 sh (-22.4%)
Pioneer Investments 78,935 sh (-27.07%)
Chuck Royce 6,800 sh (-88.36%)
» More
Q2 2014

FNGN Guru Trades in Q2 2014

Joel Greenblatt 14,037 sh (New)
Chuck Royce 209,200 sh (+2976.47%)
Ron Baron 4,932,721 sh (+48.97%)
RS Investment Management 1,113,453 sh (+10.13%)
Paul Tudor Jones Sold Out
Pioneer Investments Sold Out
Jim Simons 46,000 sh (-21.9%)
» More
» Details

Insider Trades

Latest Guru Trades with FNGN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ron Baron 2014-06-30 Add 48.97%0.29%$38.4 - $53.05 $ 35.26-21%4932721
Joel Greenblatt 2014-06-30 New Buy0.01%$38.4 - $53.05 $ 35.26-21%14037
John Keeley 2013-06-30 Sold Out 0.03%$33.64 - $47.21 $ 35.26-12%0
John Keeley 2013-03-31 New Buy0.03%$27.74 - $36.22 $ 35.268%38189
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on Financial Engines Inc

Baron Funds Comments on Financial Engines - May 05, 2014

Financial Engines, Inc. (FNGN), the nation's largest defined contribution managed account provider, declined 27% in the quarter after they reported lower than expected earnings. The stock had been a huge winner in 2013 and gave up some of its gains. We expect the company to continue to grow by continuing to penetrate existing accounts, adding new plans or "assets under contract" and selling new services, such as income plus and social security advice. We consider the company to be very unique and well-positioned for significant growth and believe it deserves to trade at a high multiple.





From Baron Funds' first quarter 2014 commentary.



Check out Ron Baron latest stock trades

Baron Funds Comments on Financial Engines - May 02, 2014

Shares of Financial Engines, Inc. (FNGN), an investment accounts advisor, declined in the first quarter, in response to fourth quarter results that missed expectations due to modest margin contraction. In addition, asset growth was a bit less than prior periods. It is not unusual for this fast growing business to have "lumpy" quarterly results, however. Financial Engines is still gaining new plans and converting assets to its professionally managed service. It is developing and implementing new products and increasing marketing spend, which we think should improve enrollment rates over the coming years. Baron Growth Fund has about tripled its money in this investment over the past four years. (Michael Baron)



From Baron Funds' first quarter 2014 letter to investors.



Check out Ron Baron latest stock trades

Baron Funds Comments on Financial Engines Inc. - Aug 07, 2013

Our biggest contributor this quarter was Financial Engines, Inc. (FNGN), which provides personalized independent investment management and advice to employees for their retirement plans. The stock rose 26.0%. Revenues grew an impressive 29% in the first quarter, driven by additional corporate clients, more employee participation and stock market appreciation. The company recently introduced "Income Plus" an alternative to "target date" fund offerings, which is being well received and opens up potential new growth opportunities.

From Ron Baron’s second quarter 2013 commentary.


Check out Ron Baron latest stock trades

Top Ranked Articles about Financial Engines Inc

Baron Funds Comments on Financial Engines
Financial Engines, Inc. (FNGN), the nation's largest defined contribution managed account provider, declined 27% in the quarter after they reported lower than expected earnings. The stock had been a huge winner in 2013 and gave up some of its gains. We expect the company to continue to grow by continuing to penetrate existing accounts, adding new plans or "assets under contract" and selling new services, such as income plus and social security advice. We consider the company to be very unique and well-positioned for significant growth and believe it deserves to trade at a high multiple. Read more...
Baron Funds Comments on Financial Engines
Shares of Financial Engines, Inc. (FNGN), an investment accounts advisor, declined in the first quarter, in response to fourth quarter results that missed expectations due to modest margin contraction. In addition, asset growth was a bit less than prior periods. It is not unusual for this fast growing business to have "lumpy" quarterly results, however. Financial Engines is still gaining new plans and converting assets to its professionally managed service. It is developing and implementing new products and increasing marketing spend, which we think should improve enrollment rates over the coming years. Baron Growth Fund has about tripled its money in this investment over the past four years. (Michael Baron) Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 51.80
FNGN's P/E(ttm) is ranked higher than
54% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 25.40 vs. FNGN: 51.80 )
FNGN' s 10-Year P/E(ttm) Range
Min: 12.73   Max: 131.04
Current: 51.8

12.73
131.04
P/B 4.95
FNGN's P/B is ranked lower than
56% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 2.85 vs. FNGN: 4.95 )
FNGN' s 10-Year P/B Range
Min: 3.28   Max: 11.12
Current: 4.95

3.28
11.12
P/S 6.94
FNGN's P/S is ranked lower than
67% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 1.48 vs. FNGN: 6.94 )
FNGN' s 10-Year P/S Range
Min: 3.66   Max: 15.57
Current: 6.94

3.66
15.57
PFCF 35.13
FNGN's PFCF is ranked higher than
61% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 44.00 vs. FNGN: 35.13 )
FNGN' s 10-Year PFCF Range
Min: 32.37   Max: 135.38
Current: 35.13

32.37
135.38
EV-to-EBIT 28.61
FNGN's EV-to-EBIT is ranked higher than
62% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 17.88 vs. FNGN: 28.61 )
FNGN' s 10-Year EV-to-EBIT Range
Min: 15.9   Max: 85.9
Current: 28.61

15.9
85.9
PEG 1.53
FNGN's PEG is ranked higher than
90% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. FNGN: 1.53 )
FNGN' s 10-Year PEG Range
Min: 1.53   Max: 2.44
Current: 1.53

1.53
2.44
Shiller P/E 64.94
FNGN's Shiller P/E is ranked higher than
65% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 228.80 vs. FNGN: 64.94 )
FNGN' s 10-Year Shiller P/E Range
Min: 59.85   Max: 93.75
Current: 64.94

59.85
93.75
Current Ratio 9.50
FNGN's Current Ratio is ranked higher than
98% of the 1009 Companies
in the Global Business Services industry.

( Industry Median: 1.46 vs. FNGN: 9.50 )
FNGN' s 10-Year Current Ratio Range
Min: 1.09   Max: 9.5
Current: 9.5

1.09
9.5
Quick Ratio 9.50
FNGN's Quick Ratio is ranked higher than
98% of the 1009 Companies
in the Global Business Services industry.

( Industry Median: 1.29 vs. FNGN: 9.50 )
FNGN' s 10-Year Quick Ratio Range
Min: 1.09   Max: 9.5
Current: 9.5

1.09
9.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.65
FNGN's Dividend Yield is ranked lower than
88% of the 683 Companies
in the Global Business Services industry.

( Industry Median: 2.20 vs. FNGN: 0.65 )
FNGN' s 10-Year Dividend Yield Range
Min: 0.12   Max: 0.69
Current: 0.65

0.12
0.69
Dividend Payout 0.33
FNGN's Dividend Payout is ranked higher than
86% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 1.39 vs. FNGN: 0.33 )
FNGN' s 10-Year Dividend Payout Range
Min: 0.29   Max: 0.42
Current: 0.33

0.29
0.42
Yield on cost (5-Year) 0.70
FNGN's Yield on cost (5-Year) is ranked lower than
87% of the 702 Companies
in the Global Business Services industry.

( Industry Median: 2.63 vs. FNGN: 0.70 )
FNGN' s 10-Year Yield on cost (5-Year) Range
Min: 0.12   Max: 0.69
Current: 0.7

0.12
0.69
Share Buyback Rate -5.30
FNGN's Share Buyback Rate is ranked higher than
57% of the 720 Companies
in the Global Business Services industry.

( Industry Median: -0.80 vs. FNGN: -5.30 )
FNGN' s 10-Year Share Buyback Rate Range
Min: 0   Max: -12.9
Current: -5.3

Valuation & Return

vs
industry
vs
history
Price/Net Cash 7.58
FNGN's Price/Net Cash is ranked higher than
94% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. FNGN: 7.58 )
FNGN' s 10-Year Price/Net Cash Range
Min: 8.05   Max: 18.38
Current: 7.58

8.05
18.38
Price/Net Current Asset Value 6.30
FNGN's Price/Net Current Asset Value is ranked higher than
92% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. FNGN: 6.30 )
FNGN' s 10-Year Price/Net Current Asset Value Range
Min: 6.35   Max: 14.72
Current: 6.3

6.35
14.72
Price/Tangible Book 5.05
FNGN's Price/Tangible Book is ranked higher than
69% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 10.67 vs. FNGN: 5.05 )
FNGN' s 10-Year Price/Tangible Book Range
Min: 3.5   Max: 11.28
Current: 5.05

3.5
11.28
Price/DCF (Projected) 3.68
FNGN's Price/DCF (Projected) is ranked higher than
69% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 2.63 vs. FNGN: 3.68 )
FNGN' s 10-Year Price/DCF (Projected) Range
Min: 4.97   Max: 6.03
Current: 3.68

4.97
6.03
Price/Median PS Value 0.92
FNGN's Price/Median PS Value is ranked higher than
78% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 1.10 vs. FNGN: 0.92 )
FNGN' s 10-Year Price/Median PS Value Range
Min: 0.51   Max: 2.01
Current: 0.92

0.51
2.01
Price/Peter Lynch Fair Value 2.09
FNGN's Price/Peter Lynch Fair Value is ranked higher than
89% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. FNGN: 2.09 )
FNGN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 2.82   Max: 4.96
Current: 2.09

2.82
4.96
Price/Graham Number 3.37
FNGN's Price/Graham Number is ranked higher than
72% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 14.00 vs. FNGN: 3.37 )
FNGN' s 10-Year Price/Graham Number Range
Min: 1.2   Max: 7.69
Current: 3.37

1.2
7.69
Earnings Yield (Greenblatt) 3.50
FNGN's Earnings Yield (Greenblatt) is ranked lower than
55% of the 846 Companies
in the Global Business Services industry.

( Industry Median: 6.80 vs. FNGN: 3.50 )
FNGN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.2   Max: 6.3
Current: 3.5

1.2
6.3
Forward Rate of Return (Yacktman) 32.47
FNGN's Forward Rate of Return (Yacktman) is ranked higher than
94% of the 795 Companies
in the Global Business Services industry.

( Industry Median: 7.53 vs. FNGN: 32.47 )
FNGN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 32.3   Max: 57.3
Current: 32.47

32.3
57.3

Business Description

Industry: Business Services » Business Services
Compare: » details
Traded in other countries:3FE.Germany
Financial Engines, Inc. was incorporated on May 13, 1996 under the laws of the state of California. The Company provides independent, technology-enabled portfolio management services; investment advice and retirement help to participants in employer-sponsored defined contribution retirement plans, such as 401(k) plans. It helps investors plan for retirement by offering personalized plans for saving and investing, as well as by providing assessments of retirement income needs and readiness, regardless of the investor's personal wealth or investment account size. It uses its proprietary advice technology platform to provide its services to millions of retirement plan participants on a cost-efficient basis. The Company targets three key constituencies in the retirement plan market: plan participants, plan sponsors and plan providers. It offers three main services: Professional Management is a discretionary managed account service designed for plan participants who want affordable, personalized and professional portfolio management services; investment advice and retirement help from an independent investment advisor without the conflicts of interest that could arise when an advisor offers proprietary products. Online Advice is an Internet-based non-discretionary investment advisory service designed for plan participants who manage their portfolios directly and want to receive personalized investment advice. Retirement Evaluation is a retirement readiness assessment provided to plan participants upon plan rollout and generally annually thereafter, together with Professional Management enrollment materials. It provides personalized portfolio management services, investment advice and retirement income services to plan participants through plan providers. The Company maintains an ongoing research program to improve and extend its investment methodologies as well as portfolio management and investment advisory services. Its goal is to increase enrollment by continuing to promote its services to participants. It competes with many investment advice providers competing for business from individual investors, financial advisors and institutional customers. The Company is subject to state and federal regulations related to privacy, data use and security.
» More Articles for FNGN

Headlines

Articles On GuruFocus.com
Baron Funds Comments on Financial Engines May 05 2014 
Baron Funds Comments on Financial Engines May 02 2014 
Baron Funds Comments on Financial Engines Inc. Aug 07 2013 
4 Cheapest Financial Dividend Stocks from the Top Performing YTD List Jul 10 2013 
`` Oct 16 2011 
Weekly CFO Sells Highlight: SGEN, APKT, AMRC, FNGN Oct 10 2011 
Financial Engines Inc. (FNGN) EVP and CFO Raymond J. Sims sells 4,000 Shares Mar 16 2011 
Financial Engines Inc. (FNGN) CEO and President Jeffrey Nacey Maggioncalda sells 29,753 Shares Mar 15 2011 
Financial Engines Inc. (FNGN) EVP and CFO Raymond J. Sims sells 4,000 Shares Feb 17 2011 
Financial Engines Inc. (FNGN) CEO and President Jeffrey Nacey Maggioncalda sells 46,420 Shares Feb 17 2011 

More From Other Websites
Financial Engines to Announce Third Quarter 2014 Results on November 6, 2014 Oct 23 2014
Financial Engines to Announce Third Quarter 2014 Results on November 6, 2014 Oct 23 2014
Social Security benefits get another tiny raise Oct 22 2014
Social Security recipients get a 1.7% raise Oct 22 2014
Financial Engines Celebrates 10 Years of Helping 401(k) Participants Save and Invest for Retirement... Oct 01 2014
Your Guide To The New Social Security Statements Sep 25 2014
FINANCIAL ENGINES, INC. Financials Aug 08 2014
Financial Engines Inc Earnings Call scheduled for 5:00 pm ET today Jul 31 2014
FINANCIAL ENGINES, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 31 2014
Financial Engines Reports Second Quarter 2014 Financial Results Jul 31 2014
Q2 2014 FINANCIAL ENGINES INC Earnings Release - After Market Close Jul 31 2014
How Will Financial Engines (FNGN) Stock Be Affected By This Analyst Upgrade? Jul 30 2014
Financial Engines to Present at the Needham's 3rd Software & Services Conference Jul 30 2014
Nest Egg-onomics: Financial Engines Revs Up Retirement Plans Jun 18 2014
Financial Engines to Present at the William Blair 34th Annual Growth Stock Conference Jun 05 2014
FINANCIAL ENGINES, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 23 2014
Investing: The herd isn't always dumb May 22 2014
Financial Engines Inc Stock Downgraded (FNGN) May 22 2014
Financial Engines to Present at the Cowen and Company 42nd Annual Technology, Media & Telecom... May 22 2014
Financial Engines upgraded to Buy from Neutral at Sidoti May 16 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK