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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 9/10

vs
industry
vs
history
Cash to Debt No Debt
FNGN's Cash to Debt is ranked higher than
69% of the 1394 Companies
in the Global Asset Management industry.

( Industry Median: 10000.00 vs. FNGN: No Debt )
FNGN' s 10-Year Cash to Debt Range
Min: 1.1   Max: No Debt
Current: No Debt

Equity to Asset 0.87
FNGN's Equity to Asset is ranked higher than
68% of the 1541 Companies
in the Global Asset Management industry.

( Industry Median: 0.81 vs. FNGN: 0.87 )
FNGN' s 10-Year Equity to Asset Range
Min: 0.27   Max: 0.89
Current: 0.87

0.27
0.89
Interest Coverage No Debt
FNGN's Interest Coverage is ranked higher than
77% of the 1287 Companies
in the Global Asset Management industry.

( Industry Median: 2003.83 vs. FNGN: No Debt )
FNGN' s 10-Year Interest Coverage Range
Min: 11.08   Max: 9999.99
Current: No Debt

11.08
9999.99
F-Score: 6
Z-Score: 22.92
M-Score: -2.66
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 20.88
FNGN's Operating margin (%) is ranked higher than
52% of the 1589 Companies
in the Global Asset Management industry.

( Industry Median: 51.71 vs. FNGN: 20.88 )
FNGN' s 10-Year Operating margin (%) Range
Min: -4.26   Max: 18.79
Current: 20.88

-4.26
18.79
Net-margin (%) 13.21
FNGN's Net-margin (%) is ranked higher than
50% of the 1591 Companies
in the Global Asset Management industry.

( Industry Median: 46.96 vs. FNGN: 13.21 )
FNGN' s 10-Year Net-margin (%) Range
Min: -5.07   Max: 56.88
Current: 13.21

-5.07
56.88
ROE (%) 10.61
FNGN's ROE (%) is ranked higher than
72% of the 1620 Companies
in the Global Asset Management industry.

( Industry Median: 7.97 vs. FNGN: 10.61 )
FNGN' s 10-Year ROE (%) Range
Min: -31.73   Max: 60.7
Current: 10.61

-31.73
60.7
ROA (%) 9.25
FNGN's ROA (%) is ranked higher than
77% of the 1639 Companies
in the Global Asset Management industry.

( Industry Median: 4.60 vs. FNGN: 9.25 )
FNGN' s 10-Year ROA (%) Range
Min: -8.56   Max: 46.07
Current: 9.25

-8.56
46.07
ROC (Joel Greenblatt) (%) 94.03
FNGN's ROC (Joel Greenblatt) (%) is ranked higher than
69% of the 1068 Companies
in the Global Asset Management industry.

( Industry Median: 82.78 vs. FNGN: 94.03 )
FNGN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -147.38   Max: 203.05
Current: 94.03

-147.38
203.05
Revenue Growth (3Y)(%) 22.40
FNGN's Revenue Growth (3Y)(%) is ranked higher than
87% of the 1009 Companies
in the Global Asset Management industry.

( Industry Median: 1.10 vs. FNGN: 22.40 )
FNGN' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 22.4
Current: 22.4

0
22.4
EBITDA Growth (3Y)(%) 36.80
FNGN's EBITDA Growth (3Y)(%) is ranked higher than
91% of the 868 Companies
in the Global Asset Management industry.

( Industry Median: 1.40 vs. FNGN: 36.80 )
FNGN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 36.8
Current: 36.8

0
36.8
EPS Growth (3Y)(%) -24.00
FNGN's EPS Growth (3Y)(%) is ranked higher than
51% of the 883 Companies
in the Global Asset Management industry.

( Industry Median: 3.40 vs. FNGN: -24.00 )
FNGN' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 41.7
Current: -24

0
41.7
» FNGN's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

FNGN Guru Trades in Q4 2013

Steven Cohen 3,018 sh (New)
Jim Simons 75,900 sh (New)
Paul Tudor Jones 4,332 sh (New)
RS Investment Management 84,400 sh (+80.37%)
Pioneer Investments 108,230 sh (+14.7%)
Ron Baron 3,198,912 sh (unchged)
Chuck Royce 58,431 sh (-43.71%)
» More
Q1 2014

FNGN Guru Trades in Q1 2014

RS Investment Management 1,011,070 sh (+1097.95%)
Steven Cohen 9,787 sh (+224.29%)
Paul Tudor Jones 5,700 sh (+31.58%)
Ron Baron 3,311,218 sh (+3.51%)
Jim Simons 58,900 sh (-22.4%)
Pioneer Investments 78,935 sh (-27.07%)
Chuck Royce 6,800 sh (-88.36%)
» More
Q2 2014

FNGN Guru Trades in Q2 2014

Joel Greenblatt 14,037 sh (New)
Chuck Royce 209,200 sh (+2976.47%)
Ron Baron 4,932,721 sh (+48.97%)
RS Investment Management 1,113,453 sh (+10.13%)
Paul Tudor Jones Sold Out
Pioneer Investments Sold Out
Jim Simons 46,000 sh (-21.9%)
» More
Q3 2014

FNGN Guru Trades in Q3 2014

Jim Simons 338,100 sh (+635%)
Chuck Royce 254,200 sh (+21.51%)
Joel Greenblatt 15,876 sh (+13.1%)
Ron Baron 5,073,099 sh (+2.85%)
RS Investment Management Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with FNGN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ron Baron 2014-06-30 Add 48.97%0.29%$38.4 - $53.05 $ 38.2-15%4932721
Joel Greenblatt 2014-06-30 New Buy0.01%$38.4 - $53.05 $ 38.2-15%14037
John Keeley 2013-06-30 Sold Out 0.03%$33.64 - $47.21 $ 38.2-5%0
John Keeley 2013-03-31 New Buy0.03%$27.74 - $36.22 $ 38.217%38189
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on Financial Engines Inc

Baron Growth Fund Comments on Financial Engines Inc - Oct 24, 2014

Shares of Financial Engines, Inc. (FNGN), a service provider to defined contribution plans and individual investors, fell in the third quarter. While the company continues to penetrate the market, investors have become concerned about profitability and competition. Gross profit yield continues to gradually decline as plan providers use their gatekeeper positions to receive a higher share incremental economics. Investors are also concerned that cheaper target date funds could take market share. We retain conviction about the company’s unique product and significant market opportunity. (Michael Baron)

The share price of Financial Engines, Inc. (FNGN), a service provider to defined contribution plans and individual investors, has declined by approximately 50% year-to-date. Although we thought its valuation was justified by its growth prospects, lower profit yield in 2014 and investor rotation away from less established businesses led to the drop in share value. We took advantage of its attractive stock price to add to the Fund’s investment and believe its long-term investment premise still holds. Financial Engines is the dominant player in a $5 trillion market, with roughly $900 billion in plan assets under contract and $100 billion in assets under management. Significant potential exists to add to these amounts through increased sales to plan sponsors and improved marketing to plan participants and broadening product offerings. Additionally, we believe the company should eventually be able to use its expertise to service the IRA and defined benefit market, each of which represents an additional $5 trillion in assets. We believe that Financial Engines’ essential advice offering and plan connectivity advantage will result in significant client growth and a highly profitable recurring revenue stream. (Michael Baron)

From Ron Baron (Trades, Portfolio)’s Baron Growth Fund Q3 2014 Report.

Check out Ron Baron latest stock trades

Baron Funds Comments on Financial Engines - May 05, 2014

Financial Engines, Inc. (FNGN), the nation's largest defined contribution managed account provider, declined 27% in the quarter after they reported lower than expected earnings. The stock had been a huge winner in 2013 and gave up some of its gains. We expect the company to continue to grow by continuing to penetrate existing accounts, adding new plans or "assets under contract" and selling new services, such as income plus and social security advice. We consider the company to be very unique and well-positioned for significant growth and believe it deserves to trade at a high multiple.





From Baron Funds' first quarter 2014 commentary.



Check out Ron Baron latest stock trades

Baron Funds Comments on Financial Engines - May 02, 2014

Shares of Financial Engines, Inc. (FNGN), an investment accounts advisor, declined in the first quarter, in response to fourth quarter results that missed expectations due to modest margin contraction. In addition, asset growth was a bit less than prior periods. It is not unusual for this fast growing business to have "lumpy" quarterly results, however. Financial Engines is still gaining new plans and converting assets to its professionally managed service. It is developing and implementing new products and increasing marketing spend, which we think should improve enrollment rates over the coming years. Baron Growth Fund has about tripled its money in this investment over the past four years. (Michael Baron)



From Baron Funds' first quarter 2014 letter to investors.



Check out Ron Baron latest stock trades

Baron Funds Comments on Financial Engines Inc. - Aug 07, 2013

Our biggest contributor this quarter was Financial Engines, Inc. (FNGN), which provides personalized independent investment management and advice to employees for their retirement plans. The stock rose 26.0%. Revenues grew an impressive 29% in the first quarter, driven by additional corporate clients, more employee participation and stock market appreciation. The company recently introduced "Income Plus" an alternative to "target date" fund offerings, which is being well received and opens up potential new growth opportunities.

From Ron Baron’s second quarter 2013 commentary.


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Top Ranked Articles about Financial Engines Inc

Baron Growth Fund Comments on Financial Engines Inc
Shares of Financial Engines, Inc. (FNGN), a service provider to defined contribution plans and individual investors, fell in the third quarter. While the company continues to penetrate the market, investors have become concerned about profitability and competition. Gross profit yield continues to gradually decline as plan providers use their gatekeeper positions to receive a higher share incremental economics. Investors are also concerned that cheaper target date funds could take market share. We retain conviction about the company’s unique product and significant market opportunity. (Michael Baron) Read more...
Baron Funds Comments on Financial Engines
Financial Engines, Inc. (FNGN), the nation's largest defined contribution managed account provider, declined 27% in the quarter after they reported lower than expected earnings. The stock had been a huge winner in 2013 and gave up some of its gains. We expect the company to continue to grow by continuing to penetrate existing accounts, adding new plans or "assets under contract" and selling new services, such as income plus and social security advice. We consider the company to be very unique and well-positioned for significant growth and believe it deserves to trade at a high multiple. Read more...
Baron Funds Comments on Financial Engines
Shares of Financial Engines, Inc. (FNGN), an investment accounts advisor, declined in the first quarter, in response to fourth quarter results that missed expectations due to modest margin contraction. In addition, asset growth was a bit less than prior periods. It is not unusual for this fast growing business to have "lumpy" quarterly results, however. Financial Engines is still gaining new plans and converting assets to its professionally managed service. It is developing and implementing new products and increasing marketing spend, which we think should improve enrollment rates over the coming years. Baron Growth Fund has about tripled its money in this investment over the past four years. (Michael Baron) Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 54.80
FNGN's P/E(ttm) is ranked higher than
60% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 21.30 vs. FNGN: 54.80 )
FNGN' s 10-Year P/E(ttm) Range
Min: 12.73   Max: 131.04
Current: 54.8

12.73
131.04
P/B 5.19
FNGN's P/B is ranked lower than
51% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 1.07 vs. FNGN: 5.19 )
FNGN' s 10-Year P/B Range
Min: 3.28   Max: 11.12
Current: 5.19

3.28
11.12
P/S 7.43
FNGN's P/S is ranked higher than
73% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 8.76 vs. FNGN: 7.43 )
FNGN' s 10-Year P/S Range
Min: 3.66   Max: 15.57
Current: 7.43

3.66
15.57
PFCF 36.10
FNGN's PFCF is ranked higher than
89% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 9999.00 vs. FNGN: 36.10 )
FNGN' s 10-Year PFCF Range
Min: 30.18   Max: 135.38
Current: 36.1

30.18
135.38
EV-to-EBIT 28.96
FNGN's EV-to-EBIT is ranked higher than
65% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 23.05 vs. FNGN: 28.96 )
FNGN' s 10-Year EV-to-EBIT Range
Min: 15.9   Max: 168.1
Current: 28.96

15.9
168.1
PEG 1.62
FNGN's PEG is ranked higher than
93% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 9999.00 vs. FNGN: 1.62 )
FNGN' s 10-Year PEG Range
Min: 1.42   Max: 2.25
Current: 1.62

1.42
2.25
Shiller P/E 71.04
FNGN's Shiller P/E is ranked higher than
74% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 9999.00 vs. FNGN: 71.04 )
FNGN' s 10-Year Shiller P/E Range
Min: 59.23   Max: 93.75
Current: 71.04

59.23
93.75
Current Ratio 8.82
FNGN's Current Ratio is ranked higher than
78% of the 1081 Companies
in the Global Asset Management industry.

( Industry Median: 2.75 vs. FNGN: 8.82 )
FNGN' s 10-Year Current Ratio Range
Min: 1.09   Max: 9.5
Current: 8.82

1.09
9.5
Quick Ratio 8.82
FNGN's Quick Ratio is ranked higher than
79% of the 1081 Companies
in the Global Asset Management industry.

( Industry Median: 2.70 vs. FNGN: 8.82 )
FNGN' s 10-Year Quick Ratio Range
Min: 1.09   Max: 9.5
Current: 8.82

1.09
9.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.63
FNGN's Dividend Yield is ranked lower than
92% of the 1249 Companies
in the Global Asset Management industry.

( Industry Median: 3.59 vs. FNGN: 0.63 )
FNGN' s 10-Year Dividend Yield Range
Min: 0.12   Max: 0.73
Current: 0.63

0.12
0.73
Dividend Payout 0.34
FNGN's Dividend Payout is ranked higher than
82% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 3.21 vs. FNGN: 0.34 )
FNGN' s 10-Year Dividend Payout Range
Min: 0.29   Max: 0.42
Current: 0.34

0.29
0.42
Yield on cost (5-Year) 0.70
FNGN's Yield on cost (5-Year) is ranked lower than
91% of the 1263 Companies
in the Global Asset Management industry.

( Industry Median: 4.16 vs. FNGN: 0.70 )
FNGN' s 10-Year Yield on cost (5-Year) Range
Min: 0.12   Max: 0.73
Current: 0.7

0.12
0.73
Share Buyback Rate -5.30
FNGN's Share Buyback Rate is ranked higher than
55% of the 1036 Companies
in the Global Asset Management industry.

( Industry Median: -0.70 vs. FNGN: -5.30 )
FNGN' s 10-Year Share Buyback Rate Range
Min: 0   Max: -12.9
Current: -5.3

Valuation & Return

vs
industry
vs
history
Price/Net Cash 8.09
FNGN's Price/Net Cash is ranked higher than
89% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 9999.00 vs. FNGN: 8.09 )
FNGN' s 10-Year Price/Net Cash Range
Min: 7.36   Max: 18.38
Current: 8.09

7.36
18.38
Price/Net Current Asset Value 6.66
FNGN's Price/Net Current Asset Value is ranked higher than
90% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 9999.00 vs. FNGN: 6.66 )
FNGN' s 10-Year Price/Net Current Asset Value Range
Min: 6.06   Max: 14.72
Current: 6.66

6.06
14.72
Price/Tangible Book 5.28
FNGN's Price/Tangible Book is ranked higher than
55% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 1.29 vs. FNGN: 5.28 )
FNGN' s 10-Year Price/Tangible Book Range
Min: 3.5   Max: 11.28
Current: 5.28

3.5
11.28
Price/DCF (Projected) 3.67
FNGN's Price/DCF (Projected) is ranked higher than
72% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 9999.00 vs. FNGN: 3.67 )
FNGN' s 10-Year Price/DCF (Projected) Range
Min: 3.34   Max: 6.03
Current: 3.67

3.34
6.03
Price/Median PS Value 0.98
FNGN's Price/Median PS Value is ranked higher than
87% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 1.48 vs. FNGN: 0.98 )
FNGN' s 10-Year Price/Median PS Value Range
Min: 0.52   Max: 2.03
Current: 0.98

0.52
2.03
Price/Peter Lynch Fair Value 2.21
FNGN's Price/Peter Lynch Fair Value is ranked higher than
93% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 9999.00 vs. FNGN: 2.21 )
FNGN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 2.01   Max: 4.96
Current: 2.21

2.01
4.96
Price/Graham Number 3.56
FNGN's Price/Graham Number is ranked higher than
65% of the 1817 Companies
in the Global Asset Management industry.

( Industry Median: 2.31 vs. FNGN: 3.56 )
FNGN' s 10-Year Price/Graham Number Range
Min: 1.2   Max: 7.69
Current: 3.56

1.2
7.69
Earnings Yield (Greenblatt) 3.50
FNGN's Earnings Yield (Greenblatt) is ranked higher than
61% of the 1571 Companies
in the Global Asset Management industry.

( Industry Median: 5.30 vs. FNGN: 3.50 )
FNGN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 6.3
Current: 3.5

0.6
6.3
Forward Rate of Return (Yacktman) 33.94
FNGN's Forward Rate of Return (Yacktman) is ranked higher than
90% of the 632 Companies
in the Global Asset Management industry.

( Industry Median: 7.29 vs. FNGN: 33.94 )
FNGN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 33.9   Max: 60.2
Current: 33.94

33.9
60.2

Business Description

Industry: Asset Management » Asset Management
Compare: » details
Traded in other countries:3FE.Germany,
Financial Engines Inc was incorporated on May 13, 1996 under the laws of the state of California. The Company provides independent, technology-enabled portfolio management services, investment advice and retirement income services to participants in employer-sponsored defined contribution retirement plans, such as 401(k) plans. It helps investors plan for retirement by offering personalized plans for saving and investing, as well as by providing assessments of retirement income needs and readiness, regardless of the investors personal wealth or investment account size. It uses its proprietary advice technology platform to provide its services to millions of retirement plan participants on a cost-efficient basis. The Company targets three key constituencies in the retirement plan market: plan participants, plan sponsors and plan providers. It offers three main services: Professional Management, Online Advice & Retirement Evaluation. Professional Management is a discretionary managed account service designed for plan participants who want affordable, personalized and professional portfolio management services; investment advice and retirement help from an independent investment advisor without the conflicts of interest that could arise when an advisor offers proprietary products. Online Advice is an Internet-based non-discretionary investment advisory service designed for plan participants who manage their portfolios directly and want to receive personalized investment advice. Retirement Evaluation is a retirement readiness assessment provided to plan participants upon plan rollout and generally annually thereafter, together with Professional Management enrollment materials. It provides personalized portfolio management services, investment advice and retirement income services to plan participants through plan providers. The Company maintains an ongoing research program to improve and extend its investment methodologies as well as portfolio management and investment advisory services. It competes with many investment advice providers competing for business from individual investors, financial advisors and institutional customers. The Company is subject to state and federal regulations related to privacy, data use and security.
» More Articles for FNGN

Headlines

Articles On GuruFocus.com
Ron Baron’s Baron Focused Growth Fund Q3 2014 Report Oct 24 2014 
Baron Growth Fund Comments on Financial Engines Inc Oct 24 2014 
Ron Baron’s Baron Growth Fund Q3 2014 Report Oct 24 2014 
Baron Funds Comments on Financial Engines May 05 2014 
Baron Funds Comments on Financial Engines May 02 2014 
Baron Funds Comments on Financial Engines Inc. Aug 07 2013 
4 Cheapest Financial Dividend Stocks from the Top Performing YTD List Jul 10 2013 
`` Oct 16 2011 
Weekly CFO Sells Highlight: SGEN, APKT, AMRC, FNGN Oct 10 2011 
Financial Engines Inc. (FNGN) EVP and CFO Raymond J. Sims sells 4,000 Shares Mar 16 2011 

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