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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt No Debt
FNHC's Cash to Debt is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: No Debt )
FNHC' s 10-Year Cash to Debt Range
Min: 0.08   Max: No Debt
Current: No Debt

Equity to Asset 0.32
FNHC's Equity to Asset is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 0.32 )
FNHC' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.41
Current: 0.32

0.13
0.41
Interest Coverage No Debt
FNHC's Interest Coverage is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: No Debt )
FNHC' s 10-Year Interest Coverage Range
Min: 12.28   Max: 9999.99
Current: No Debt

12.28
9999.99
F-Score: 6
Z-Score: 1.58
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 15.79
FNHC's Operating margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 15.79 )
FNHC' s 10-Year Operating margin (%) Range
Min: -27.58   Max: 27.28
Current: 15.79

-27.58
27.28
Net-margin (%) 10.45
FNHC's Net-margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 10.45 )
FNHC' s 10-Year Net-margin (%) Range
Min: -17.48   Max: 17.86
Current: 10.45

-17.48
17.86
ROE (%) 11.73
FNHC's ROE (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 11.73 )
FNHC' s 10-Year ROE (%) Range
Min: -43.47   Max: 29.72
Current: 11.73

-43.47
29.72
ROA (%) 4.02
FNHC's ROA (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 4.02 )
FNHC' s 10-Year ROA (%) Range
Min: -6.64   Max: 9.7
Current: 4.02

-6.64
9.7
ROC (Joel Greenblatt) (%) 2068.68
FNHC's ROC (Joel Greenblatt) (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 2068.68 )
FNHC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -1887.08   Max: 3107.55
Current: 2068.68

-1887.08
3107.55
Revenue Growth (%) 22.10
FNHC's Revenue Growth (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 22.10 )
FNHC' s 10-Year Revenue Growth (%) Range
Min: -19.9   Max: 23.9
Current: 22.1

-19.9
23.9
» FNHC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FNHC Guru Trades in Q3 2013

Jim Simons 213,000 sh (+9.57%)
» More
Q4 2013

FNHC Guru Trades in Q4 2013

Jim Simons 371,500 sh (+74.41%)
» More
Q1 2014

FNHC Guru Trades in Q1 2014

Jim Simons 374,500 sh (+0.81%)
» More
Q2 2014

FNHC Guru Trades in Q2 2014

Jim Simons 490,100 sh (+30.87%)
» More
» Details

Insider Trades

Latest Guru Trades with FNHC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 9.20
FNHC's P/E(ttm) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 9.20 )
FNHC' s 10-Year P/E(ttm) Range
Min: 3.31   Max: 16.84
Current: 9.2

3.31
16.84
P/B 2.00
FNHC's P/B is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 2.00 )
FNHC' s 10-Year P/B Range
Min: 0.18   Max: 3.51
Current: 2

0.18
3.51
P/S 1.40
FNHC's P/S is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 1.40 )
FNHC' s 10-Year P/S Range
Min: 0.22   Max: 1.93
Current: 1.4

0.22
1.93
PFCF 2.00
FNHC's PFCF is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 2.00 )
FNHC' s 10-Year PFCF Range
Min: 1.25   Max: 42.65
Current: 2

1.25
42.65
EV-to-EBIT 4.76
FNHC's EV-to-EBIT is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 4.76 )
FNHC' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 11.7
Current: 4.76

0.1
11.7
Shiller P/E 247.10
FNHC's Shiller P/E is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 247.10 )
FNHC' s 10-Year Shiller P/E Range
Min: 1.81   Max: 261.1
Current: 247.1

1.81
261.1

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.50
FNHC's Dividend Yield is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 0.50 )
FNHC' s 10-Year Dividend Yield Range
Min: 0.34   Max: 41.86
Current: 0.5

0.34
41.86
Dividend Payout 0.04
FNHC's Dividend Payout is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 0.04 )
FNHC' s 10-Year Dividend Payout Range
Min: 0.03   Max: 4.5
Current: 0.04

0.03
4.5
Dividend growth (3y) -2.90
FNHC's Dividend growth (3y) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: -2.90 )
FNHC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 154
Current: -2.9

0
154
Yield on cost (5-Year) 0.50
FNHC's Yield on cost (5-Year) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 0.50 )
FNHC' s 10-Year Yield on cost (5-Year) Range
Min: 0.34   Max: 41.86
Current: 0.5

0.34
41.86
Share Buyback Rate -3.40
FNHC's Share Buyback Rate is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: -3.40 )
FNHC' s 10-Year Share Buyback Rate Range
Min: 4   Max: -17.2
Current: -3.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.10
FNHC's Price/Tangible Book is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 2.10 )
FNHC' s 10-Year Price/Tangible Book Range
Min: 0.33   Max: 3.51
Current: 2.1

0.33
3.51
Price/DCF (Projected) 0.60
FNHC's Price/DCF (Projected) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 0.60 )
FNHC' s 10-Year Price/DCF (Projected) Range
Min: 0.11   Max: 0.85
Current: 0.6

0.11
0.85
Price/Median PS Value 1.70
FNHC's Price/Median PS Value is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 1.70 )
FNHC' s 10-Year Price/Median PS Value Range
Min: 0.19   Max: 2.09
Current: 1.7

0.19
2.09
Price/Graham Number 0.90
FNHC's Price/Graham Number is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 0.90 )
FNHC' s 10-Year Price/Graham Number Range
Min: 0.35   Max: 1.36
Current: 0.9

0.35
1.36
Earnings Yield (Greenblatt) 19.60
FNHC's Earnings Yield (Greenblatt) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 19.60 )
FNHC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 8.6   Max: 5314.9
Current: 19.6

8.6
5314.9
Forward Rate of Return (Yacktman) 2.98
FNHC's Forward Rate of Return (Yacktman) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. FNHC: 2.98 )
FNHC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -2.9   Max: 79.3
Current: 2.98

-2.9
79.3

Business Description

Industry: »
Compare: » details
Federated National Holding Co., was formerly known as 21st Century Holding Company. The Company is an insurance holding company and authorized to underwrite, and place through its wholly owned subsidiaries, homeowners' multi-peril, and commercial general liability, personal and commercial automobile, personal umbrella, fire, allied lines, workers' compensation and commercial inland marine insurance in Florida and various other states. It markets and distributes its own and third-party insurers' products and its other services through a network of independent agents. It also utilizes a select number of general agents for the same purpose. Its main insurance subsidiary is Federated National Insurance Company ('FNIC'). FNIC is licensed as an admitted carrier in Florida. An admitted carrier is an insurance company that has received a license from the state insurance regulator for authority to write specific lines of insurance in that state. Through contractual relationships with a network of approximately 3,000 independent agents, of which approximately 900 actively sell and service its product., FNIC is authorized to underwrite homeowners', commercial general liability, fire, allied lines and personal and commercial automobile insurance in Florida. FNIC is also licensed as an admitted carrier in Alabama, Louisiana, Georgia and Texas, and underwrites commercial general liability insurance in those states and personal automobile insurance in Georgia. FNIC operated as a non-admitted carrier in Arkansas, California, Kentucky, Maryland, Missouri, Nevada, Oklahoma, South Carolina, Tennessee and Virginia, and could underwrite commercial general liability insurance in all of these states. It faces competition from national, regional and residual market insurance companies in the homeowners', commercial general liability, and automobile markets. It is subject to laws governing insurance holding companies in Florida where FNHC is domiciled.
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Federated National Holding Company Reports Second Quarter 2014 Basic Net Income of $1.04 Per Share... Jul 29 2014
Federated National Holding Company (FNHC) Up: Shares Rise 7.7% Jul 29 2014
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