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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 4.56
FRBK's Cash to Debt is ranked higher than
83% of the 1609 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.52 vs. FRBK: 4.56 )
FRBK' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 4.56

Equity to Asset 0.10
FRBK's Equity to Asset is ranked higher than
73% of the 2017 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FRBK: 0.10 )
FRBK' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.11
Current: 0.1

0.06
0.11
F-Score: 4
Z-Score: 0.07
WACC vs ROIC
16.28%
6.37%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 5.46
FRBK's Operating margin (%) is ranked higher than
52% of the 2053 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.14 vs. FRBK: 5.46 )
FRBK' s 10-Year Operating margin (%) Range
Min: -64.25   Max: 40.82
Current: 5.46

-64.25
40.82
Net-margin (%) 5.57
FRBK's Net-margin (%) is ranked higher than
53% of the 2053 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.86 vs. FRBK: 5.57 )
FRBK' s 10-Year Net-margin (%) Range
Min: -60.76   Max: 38.34
Current: 5.57

-60.76
38.34
ROE (%) 2.63
FRBK's ROE (%) is ranked higher than
55% of the 2055 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.65 vs. FRBK: 2.63 )
FRBK' s 10-Year ROE (%) Range
Min: -32.29   Max: 20.61
Current: 2.63

-32.29
20.61
ROA (%) 0.23
FRBK's ROA (%) is ranked higher than
55% of the 2059 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. FRBK: 0.23 )
FRBK' s 10-Year ROA (%) Range
Min: -2.57   Max: 1.34
Current: 0.23

-2.57
1.34
ROC (Joel Greenblatt) (%) 8.51
FRBK's ROC (Joel Greenblatt) (%) is ranked higher than
54% of the 2025 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.88 vs. FRBK: 8.51 )
FRBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -67.39   Max: 1142.86
Current: 8.51

-67.39
1142.86
Revenue Growth (3Y)(%) -2.90
FRBK's Revenue Growth (3Y)(%) is ranked higher than
65% of the 1736 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FRBK: -2.90 )
FRBK' s 10-Year Revenue Growth (3Y)(%) Range
Min: -18.2   Max: 13.5
Current: -2.9

-18.2
13.5
EBITDA Growth (3Y)(%) -60.10
FRBK's EBITDA Growth (3Y)(%) is ranked higher than
52% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. FRBK: -60.10 )
FRBK' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -80.6   Max: 79.7
Current: -60.1

-80.6
79.7
EPS Growth (3Y)(%) -38.90
FRBK's EPS Growth (3Y)(%) is ranked higher than
55% of the 1543 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.70 vs. FRBK: -38.90 )
FRBK' s 10-Year EPS Growth (3Y)(%) Range
Min: -38.9   Max: 187.4
Current: -38.9

-38.9
187.4
» FRBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

FRBK Guru Trades in Q1 2014

Jim Simons 238,919 sh (+3.79%)
» More
Q2 2014

FRBK Guru Trades in Q2 2014

Jim Simons 283,896 sh (+18.83%)
» More
Q3 2014

FRBK Guru Trades in Q3 2014

Jim Simons 283,112 sh (-0.28%)
» More
Q4 2014

FRBK Guru Trades in Q4 2014

Jim Simons 269,403 sh (-4.84%)
» More
» Details

Insider Trades

Latest Guru Trades with FRBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
Forward P/E 26.11
FRBK's Forward P/E is ranked higher than
74% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.48 vs. FRBK: 26.11 )
N/A
P/B 1.11
FRBK's P/B is ranked higher than
76% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. FRBK: 1.11 )
FRBK' s 10-Year P/B Range
Min: 0.4   Max: 2.03
Current: 1.11

0.4
2.03
P/S 2.39
FRBK's P/S is ranked higher than
84% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.65 vs. FRBK: 2.39 )
FRBK' s 10-Year P/S Range
Min: 0.62   Max: 17.46
Current: 2.39

0.62
17.46
PFCF 41.50
FRBK's PFCF is ranked higher than
75% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FRBK: 41.50 )
FRBK' s 10-Year PFCF Range
Min: 4.18   Max: 248
Current: 41.5

4.18
248
POCF 8.10
FRBK's POCF is ranked higher than
87% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 80.77 vs. FRBK: 8.10 )
FRBK' s 10-Year POCF Range
Min: 3.51   Max: 184
Current: 8.1

3.51
184
EV-to-EBIT -26.70
FRBK's EV-to-EBIT is ranked lower than
52% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.30 vs. FRBK: -26.70 )
FRBK' s 10-Year EV-to-EBIT Range
Min: -165.8   Max: 146.8
Current: -26.7

-165.8
146.8
Days Sales Outstanding 27.32
FRBK's Days Sales Outstanding is ranked higher than
91% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FRBK: 27.32 )
FRBK' s 10-Year Days Sales Outstanding Range
Min: 26.6   Max: 55.76
Current: 27.32

26.6
55.76

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.11
FRBK's Price/Tangible Book is ranked higher than
82% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. FRBK: 1.11 )
FRBK' s 10-Year Price/Tangible Book Range
Min: 0.39   Max: 2.17
Current: 1.11

0.39
2.17
Price/DCF (Projected) 1.37
FRBK's Price/DCF (Projected) is ranked higher than
77% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. FRBK: 1.37 )
FRBK' s 10-Year Price/DCF (Projected) Range
Min: 0.16   Max: 1.91
Current: 1.37

0.16
1.91
Price/Median PS Value 0.92
FRBK's Price/Median PS Value is ranked higher than
89% of the 2692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. FRBK: 0.92 )
FRBK' s 10-Year Price/Median PS Value Range
Min: 0.26   Max: 6.55
Current: 0.92

0.26
6.55
Earnings Yield (Greenblatt) -3.70
FRBK's Earnings Yield (Greenblatt) is ranked higher than
51% of the 2043 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. FRBK: -3.70 )
FRBK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 488.6
Current: -3.7

0.7
488.6
Forward Rate of Return (Yacktman) 23.86
FRBK's Forward Rate of Return (Yacktman) is ranked higher than
80% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.46 vs. FRBK: 23.86 )
FRBK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -8   Max: 25.3
Current: 23.86

-8
25.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Republic First Bancorp Inc was organized and incorporated under the laws of the Commonwealth of Pennsylvania in 1987 to be the holding company for Republic First Bank. The Company offers a range of competitively priced banking products and services, including consumer and commercial deposit accounts, checking accounts, interest-bearing demand accounts, money market accounts, certificates of deposit, savings accounts, sweep accounts, lockbox services and individual retirement accounts, secured and unsecured commercial loans, real estate loans, construction and land development loans, automobile loans, home improvement loans, mortgages, home equity and overdraft lines of credit, and other products. Republic offers a variety of credit and depository banking services mainly in the Greater Philadelphia and Southern New Jersey area through their offices and branches in Philadelphia, Montgomery, and Delaware Counties in Pennsylvania and Camden County, New Jersey. It attempts to offer a high level of personalized service to both its retail and commercial customers. It is a member of the STAR and PLUS automated teller (ATM) networks, which enable it to provide its customers with access to ATMs worldwide. It currently has thirteen proprietary ATMs located in its store network. Its main competitors include Wells Fargo, Citizens, PNC, Sovereign, TD Bank and Bank of America, as well as local community banks. In addition, it compete directly with savings banks, savings and loan associations, finance companies, credit unions, factors, mortgage brokers, insurance companies, securities brokerage firms, mutual funds, money market funds, private lenders and other institutions for deposits, commercial loans, mortgages and consumer loans, as well as other services. The Company is a bank holding company subject to supervision and regulation by the Board of Governors of the Federal Reserve System.
» More Articles for FRBK

Headlines

Articles On GuruFocus.com
Republic First Bancorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Weekly CFO Buys Highlight: The Pep BoysManny Moe & Jack, ProLogis, Republic First Bancorp Inc., Gene Jul 03 2010 
Republic First Bancorp Inc. Reports Operating Results (10-Q) Nov 09 2009 
Republic First Bancorp Inc. Reports Operating Results (10-Q) Aug 07 2009 
Republic First Bancorp Inc. Reports Operating Results (10-Q) May 09 2009 
Weekly CEO Buys Highlight: Kronos Worldwide Inc., American Spectrum Realty Inc., StoneMor Partners L Jan 13 2008 
Weekly Top CEO Buys: General Electric Company, Republic First Bancorp Inc., MGIC Investment Corp., Q Oct 30 2007 
Michael Price Buys Delta Air Lines, SLM Corp., Encore Capital Group Inc., Sells TD Banknorth Inc., U Aug 14 2007 

More From Other Websites
Republic Bank Makes EITC Donation to The Children's Hospital of Philadelphia, Surprises Patients... Jan 27 2015
Republic Bank Opens New Store in Glassboro, N.J. Jan 24 2015
Republic Bank Opens New Store in Glassboro, N.J. Jan 24 2015
REPUBLIC FIRST BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 23 2015
Republic First Bancorp, Inc. Reports Deposit Growth Of 23%; Net Income Improves By 170% Jan 22 2015
Republic First Bancorp, Inc. Reports Deposit Growth Of 23%; Net Income Improves By 170% Jan 22 2015
"The Power of Red" Gains Momentum as Republic Bank Adds New Glassboro Store Manager Jan 06 2015
"The Power of Red" Gains Momentum as Republic Bank Adds New Glassboro Store Manager Jan 06 2015
Republic Bank Donates $10,000 to Golden Sunrise, Saves Mummers' Fancy Club Division Dec 31 2014
Republic Bank Celebrates Small Business Saturday, "Surprises and Delights" Hanna's Gourmet Kitchen Dec 01 2014
Republic Bank Celebrates Small Business Saturday, "Surprises and Delights" Hanna's Gourmet Kitchen Dec 01 2014
Rhonda Costello, EVP/Chief Retail Officer at Republic Bank, Receives 2014 Women of Distinction Award Nov 19 2014
Rhonda Costello, EVP/Chief Retail Officer at Republic Bank, Receives 2014 Women of Distinction Award Nov 19 2014
REPUBLIC FIRST BANCORP INC Financials Nov 15 2014
REPUBLIC FIRST BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 07 2014
"The Power of Red" Continues as Republic Bank Strengthens New Jersey Lending Team Nov 05 2014
"The Power of Red" Continues as Republic Bank's Lending Team Grows in Pennsylvania Oct 29 2014
REPUBLIC FIRST BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 20 2014
Republic First Bancorp, Inc. Reports Earnings For Third Quarter 2014 Oct 20 2014
Republic First Bancorp, Inc. Reports Earnings For Third Quarter 2014 Oct 20 2014

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