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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.29
FRC's Cash to Debt is ranked higher than
60% of the 1369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.49 vs. FRC: 0.29 )
FRC' s 10-Year Cash to Debt Range
Min: 0.07   Max: No Debt
Current: 0.29

Equity to Asset 0.10
FRC's Equity to Asset is ranked higher than
71% of the 1759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FRC: 0.10 )
FRC' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.1
Current: 0.1

0.05
0.1
Interest Coverage 5.03
FRC's Interest Coverage is ranked higher than
91% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. FRC: 5.03 )
FRC' s 10-Year Interest Coverage Range
Min: 2.34   Max: 5.08
Current: 5.03

2.34
5.08
F-Score: 2
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 43.77
FRC's Operating margin (%) is ranked higher than
89% of the 1784 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.51 vs. FRC: 43.77 )
FRC' s 10-Year Operating margin (%) Range
Min: 43.26   Max: 56.48
Current: 43.77

43.26
56.48
Net-margin (%) 30.27
FRC's Net-margin (%) is ranked higher than
88% of the 1784 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.58 vs. FRC: 30.27 )
FRC' s 10-Year Net-margin (%) Range
Min: 3.08   Max: 32.32
Current: 30.27

3.08
32.32
ROE (%) 11.04
FRC's ROE (%) is ranked higher than
85% of the 1791 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.52 vs. FRC: 11.04 )
FRC' s 10-Year ROE (%) Range
Min: 1.11   Max: 33.26
Current: 11.04

1.11
33.26
ROA (%) 1.09
FRC's ROA (%) is ranked higher than
86% of the 1791 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. FRC: 1.09 )
FRC' s 10-Year ROA (%) Range
Min: 0.07   Max: 2.2
Current: 1.09

0.07
2.2
ROC (Joel Greenblatt) (%) 410.33
FRC's ROC (Joel Greenblatt) (%) is ranked higher than
96% of the 1765 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.03 vs. FRC: 410.33 )
FRC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 429.84   Max: 703.13
Current: 410.33

429.84
703.13
Revenue Growth (%) -32.90
FRC's Revenue Growth (%) is ranked higher than
51% of the 1557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FRC: -32.90 )
FRC' s 10-Year Revenue Growth (%) Range
Min: -36.1   Max: 81.3
Current: -32.9

-36.1
81.3
EBITDA Growth (%) -34.50
FRC's EBITDA Growth (%) is ranked higher than
54% of the 1406 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. FRC: -34.50 )
FRC' s 10-Year EBITDA Growth (%) Range
Min: -41.4   Max: 254.4
Current: -34.5

-41.4
254.4
EPS Growth (%) 13.90
FRC's EPS Growth (%) is ranked higher than
81% of the 1416 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. FRC: 13.90 )
FRC' s 10-Year EPS Growth (%) Range
Min: 0   Max: 135.1
Current: 13.9

0
135.1
» FRC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FRC Guru Trades in Q3 2013

Ken Fisher 322,370 sh (New)
Steven Cohen 14,900 sh (+182.68%)
Diamond Hill Capital 254,449 sh (+50.93%)
Scott Black 5,910 sh (+6.29%)
Chuck Royce 53,700 sh (unchged)
Ron Baron 451,916 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons 606,100 sh (-20.03%)
Pioneer Investments 520,840 sh (-24.96%)
» More
Q4 2013

FRC Guru Trades in Q4 2013

Steven Cohen 24,816 sh (+66.55%)
Diamond Hill Capital 264,429 sh (+3.92%)
Ken Fisher 322,720 sh (+0.11%)
Ron Baron 451,916 sh (unchged)
Chuck Royce 53,700 sh (unchged)
Scott Black Sold Out
Pioneer Investments 478,302 sh (-8.17%)
Jim Simons 349,300 sh (-42.37%)
» More
Q1 2014

FRC Guru Trades in Q1 2014

RS Investment Management 26,700 sh (New)
Louis Moore Bacon 150,000 sh (New)
Jim Simons 468,800 sh (+34.21%)
Diamond Hill Capital 279,174 sh (+5.58%)
Ron Baron 451,916 sh (unchged)
Chuck Royce 53,700 sh (unchged)
Ken Fisher 306,130 sh (-5.14%)
Pioneer Investments 395,778 sh (-17.25%)
Steven Cohen 5,753 sh (-76.82%)
» More
Q2 2014

FRC Guru Trades in Q2 2014

RS Investment Management 40,000 sh (+49.81%)
Ken Fisher 397,148 sh (+29.73%)
Diamond Hill Capital 329,604 sh (+18.06%)
Chuck Royce 59,700 sh (+11.17%)
Ron Baron 451,916 sh (unchged)
Louis Moore Bacon Sold Out
Jim Simons 349,500 sh (-25.45%)
Pioneer Investments 171,353 sh (-56.7%)
» More
» Details

Insider Trades

Latest Guru Trades with FRC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ken Fisher 2014-06-30 Add 29.73%0.01%$49.94 - $55.13 $ 47.58-9%397148
Scott Black 2013-12-31 Sold Out 0.03%$45.84 - $52.72 $ 47.58-5%0
Ken Fisher 2013-09-30 New Buy0.04%$38.38 - $47.05 $ 47.588%322370
Scott Black 2012-12-31 New Buy0.03%$32 - $35.02 $ 47.5842%6460
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of First Republic Bank

SymbolPriceYieldDescription
FRCPRB5.806.15Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs -B-
FRCPRC5.806.05DR
FRCPRD0.006.05ADR
FRCPRE24.995.98Deposit Shs Repr 1/40th 7% Non-Cum Perp Pfd Shs Series -E-
FRCPRA0.006.42Deposit Shs Repr 1/40th Perp Pfd Shs Series -A-

Ratios

vs
industry
vs
history
P/E(ttm) 16.00
FRC's P/E(ttm) is ranked higher than
67% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.80 vs. FRC: 16.00 )
FRC' s 10-Year P/E(ttm) Range
Min: 6.53   Max: 18.66
Current: 16

6.53
18.66
P/B 1.77
FRC's P/B is ranked higher than
51% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. FRC: 1.77 )
FRC' s 10-Year P/B Range
Min: 1.24   Max: 2.13
Current: 1.77

1.24
2.13
P/S 4.31
FRC's P/S is ranked higher than
53% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.08 vs. FRC: 4.31 )
FRC' s 10-Year P/S Range
Min: 1.43   Max: 5.11
Current: 4.31

1.43
5.11
PFCF 37.76
FRC's PFCF is ranked higher than
67% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FRC: 37.76 )
FRC' s 10-Year PFCF Range
Min: 8.66   Max: 463.86
Current: 37.76

8.66
463.86
EV-to-EBIT 17.56
FRC's EV-to-EBIT is ranked higher than
72% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.06 vs. FRC: 17.56 )
FRC' s 10-Year EV-to-EBIT Range
Min: 4.2   Max: 19.5
Current: 17.56

4.2
19.5
Shiller P/E 16.09
FRC's Shiller P/E is ranked higher than
82% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 27.60 vs. FRC: 16.09 )
FRC' s 10-Year Shiller P/E Range
Min: 9.61   Max: 19.03
Current: 16.09

9.61
19.03

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.10
FRC's Dividend Yield is ranked lower than
81% of the 1506 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. FRC: 1.10 )
FRC' s 10-Year Dividend Yield Range
Min: 0.29   Max: 1.11
Current: 1.1

0.29
1.11
Dividend Payout 0.17
FRC's Dividend Payout is ranked higher than
88% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. FRC: 0.17 )
FRC' s 10-Year Dividend Payout Range
Min: 0.12   Max: 0.18
Current: 0.17

0.12
0.18
Yield on cost (5-Year) 1.10
FRC's Yield on cost (5-Year) is ranked lower than
79% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. FRC: 1.10 )
FRC' s 10-Year Yield on cost (5-Year) Range
Min: 0.29   Max: 1.11
Current: 1.1

0.29
1.11

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.90
FRC's Price/Tangible Book is ranked higher than
62% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. FRC: 1.90 )
FRC' s 10-Year Price/Tangible Book Range
Min: 1.33   Max: 2.31
Current: 1.9

1.33
2.31
Price/DCF (Projected) 1.24
FRC's Price/DCF (Projected) is ranked higher than
70% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. FRC: 1.24 )
FRC' s 10-Year Price/DCF (Projected) Range
Min: 0.7   Max: 1.43
Current: 1.24

0.7
1.43
Price/Median PS Value 1.20
FRC's Price/Median PS Value is ranked higher than
68% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FRC: 1.20 )
FRC' s 10-Year Price/Median PS Value Range
Min: 0.42   Max: 1.39
Current: 1.2

0.42
1.39
Price/Peter Lynch Fair Value 2.36
FRC's Price/Peter Lynch Fair Value is ranked higher than
86% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FRC: 2.36 )
FRC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.26   Max: 2.73
Current: 2.36

0.26
2.73
Price/Graham Number 0.98
FRC's Price/Graham Number is ranked higher than
76% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. FRC: 0.98 )
FRC' s 10-Year Price/Graham Number Range
Min: 0.61   Max: 1.13
Current: 0.98

0.61
1.13
Earnings Yield (Greenblatt) 5.70
FRC's Earnings Yield (Greenblatt) is ranked higher than
62% of the 1575 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. FRC: 5.70 )
FRC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 5.1   Max: 23.6
Current: 5.7

5.1
23.6
Forward Rate of Return (Yacktman) 10.77
FRC's Forward Rate of Return (Yacktman) is ranked higher than
70% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.52 vs. FRC: 10.77 )
FRC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 10.9   Max: 111.1
Current: 10.77

10.9
111.1

Business Description

Industry: Banks » Banks - Regional - US
Compare:TYI, HKG, FRN, CUT, SEA, SWH, FNI » details
Traded in other countries:81R.Germany, FRC.Mexico
First Republic Bank was founded in 1985. It is a full-service bank and wealth management firm. The Bank and its affiliated companies provide private banking, private business banking and private wealth management, including investment, trust and brokerage services. The Bank provides investment management, brokerage, and trust services. Its investment management provides unique and personalized investment solutions for individuals, families, foundations, endowments and organizations. Its brokerage services are the answer for the investor seeking high quality support combined with unique and personalized investment solutions. First Republic Securities Company, LLC offers a full range of brokerage services. The Bank's trust services work flexibly with its client's existing advisors and investment managers to provide objective counsel and decision-making and tailor its services in response to what suits for its clients. It delivers its service through offices in the following geographies: San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach, San Diego, Portland, Boston, Greenwich and New York City.
» More Articles for FRC

Headlines

Articles On GuruFocus.com
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