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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.04
FXCB's Cash to Debt is ranked lower than
53% of the 1340 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.26 vs. FXCB: 0.04 )
FXCB' s 10-Year Cash to Debt Range
Min: 0.02   Max: No Debt
Current: 0.04

Equity to Asset 0.16
FXCB's Equity to Asset is ranked higher than
94% of the 1732 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. FXCB: 0.16 )
FXCB' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.19
Current: 0.16

0.08
0.19
Interest Coverage 1.02
FXCB's Interest Coverage is ranked higher than
64% of the 1595 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.27 vs. FXCB: 1.02 )
FXCB' s 10-Year Interest Coverage Range
Min: 0.06   Max: 1.02
Current: 1.02

0.06
1.02
F-Score: 4
Z-Score: 0.32
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 27.41
FXCB's Operating margin (%) is ranked higher than
72% of the 1755 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 28.45 vs. FXCB: 27.41 )
FXCB' s 10-Year Operating margin (%) Range
Min: -392.91   Max: 22.98
Current: 27.41

-392.91
22.98
Net-margin (%) 19.27
FXCB's Net-margin (%) is ranked higher than
71% of the 1762 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.29 vs. FXCB: 19.27 )
FXCB' s 10-Year Net-margin (%) Range
Min: -9.37   Max: 186.17
Current: 19.27

-9.37
186.17
ROE (%) 3.89
FXCB's ROE (%) is ranked higher than
59% of the 1768 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.01 vs. FXCB: 3.89 )
FXCB' s 10-Year ROE (%) Range
Min: -3.19   Max: 9.38
Current: 3.89

-3.19
9.38
ROA (%) 0.63
FXCB's ROA (%) is ranked higher than
69% of the 1768 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.75 vs. FXCB: 0.63 )
FXCB' s 10-Year ROA (%) Range
Min: -0.21   Max: 0.76
Current: 0.63

-0.21
0.76
ROC (Joel Greenblatt) (%) 20.91
FXCB's ROC (Joel Greenblatt) (%) is ranked higher than
58% of the 1726 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 68.75 vs. FXCB: 20.91 )
FXCB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -98.13   Max: 61.62
Current: 20.91

-98.13
61.62
Revenue Growth (%) 11.10
FXCB's Revenue Growth (%) is ranked higher than
92% of the 1536 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.50 vs. FXCB: 11.10 )
FXCB' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 39.6
Current: 11.1

0
39.6
EBITDA Growth (%) 30.90
FXCB's EBITDA Growth (%) is ranked higher than
93% of the 1385 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. FXCB: 30.90 )
FXCB' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 47.7
Current: 30.9

0
47.7
EPS Growth (%) 33.90
FXCB's EPS Growth (%) is ranked higher than
93% of the 1355 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.20 vs. FXCB: 33.90 )
FXCB' s 10-Year EPS Growth (%) Range
Min: 0   Max: 58.7
Current: 33.9

0
58.7
» FXCB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FXCB Guru Trades in Q3 2013

Jim Simons 114,800 sh (+17.99%)
» More
Q4 2013

FXCB Guru Trades in Q4 2013

Jim Simons 138,900 sh (+20.99%)
» More
Q1 2014

FXCB Guru Trades in Q1 2014

Jim Simons 152,768 sh (+9.98%)
» More
Q2 2014

FXCB Guru Trades in Q2 2014

Jim Simons 177,800 sh (+16.39%)
» More
» Details

Insider Trades

Latest Guru Trades with FXCB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2012-03-31 Sold Out 0.03%$12.26 - $13.23 $ 17.0543%0
Michael Price 2011-12-31 Reduce -87.1%0.26%$12.09 - $12.95 $ 17.0535%16800
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 28.50
FXCB's P/E(ttm) is ranked higher than
53% of the 1578 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.70 vs. FXCB: 28.50 )
FXCB' s 10-Year P/E(ttm) Range
Min: 26.81   Max: 120.57
Current: 28.5

26.81
120.57
P/B 1.20
FXCB's P/B is ranked higher than
68% of the 1590 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. FXCB: 1.20 )
FXCB' s 10-Year P/B Range
Min: 0.66   Max: 1.67
Current: 1.2

0.66
1.67
P/S 5.50
FXCB's P/S is ranked higher than
52% of the 1711 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.85 vs. FXCB: 5.50 )
FXCB' s 10-Year P/S Range
Min: 4.08   Max: 67.9
Current: 5.5

4.08
67.9
PFCF 12.20
FXCB's PFCF is ranked higher than
60% of the 982 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.80 vs. FXCB: 12.20 )
FXCB' s 10-Year PFCF Range
Min: 7.82   Max: 277
Current: 12.2

7.82
277
EV-to-EBIT 42.92
FXCB's EV-to-EBIT is ranked higher than
62% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 19.25 vs. FXCB: 42.92 )
FXCB' s 10-Year EV-to-EBIT Range
Min: 11.2   Max: 2777.8
Current: 42.92

11.2
2777.8
Shiller P/E 54.60
FXCB's Shiller P/E is ranked higher than
51% of the 1093 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.35 vs. FXCB: 54.60 )
FXCB' s 10-Year Shiller P/E Range
Min: 51.81   Max: 110.83
Current: 54.6

51.81
110.83

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.30
FXCB's Dividend Yield is ranked higher than
51% of the 1484 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.38 vs. FXCB: 2.30 )
FXCB' s 10-Year Dividend Yield Range
Min: 0.15   Max: 2.24
Current: 2.3

0.15
2.24
Dividend Payout 0.60
FXCB's Dividend Payout is ranked higher than
59% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.47 vs. FXCB: 0.60 )
FXCB' s 10-Year Dividend Payout Range
Min: 0.22   Max: 0.8
Current: 0.6

0.22
0.8
Yield on cost (5-Year) 2.30
FXCB's Yield on cost (5-Year) is ranked lower than
55% of the 1497 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.67 vs. FXCB: 2.30 )
FXCB' s 10-Year Yield on cost (5-Year) Range
Min: 0.15   Max: 2.24
Current: 2.3

0.15
2.24
Share Buyback Rate 5.70
FXCB's Share Buyback Rate is ranked higher than
97% of the 1291 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.90 vs. FXCB: 5.70 )
FXCB' s 10-Year Share Buyback Rate Range
Min: 0   Max: -0.7
Current: 5.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
FXCB's Price/Tangible Book is ranked higher than
79% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.44 vs. FXCB: 1.20 )
FXCB' s 10-Year Price/Tangible Book Range
Min: 0.67   Max: 1.59
Current: 1.2

0.67
1.59
Price/DCF (Projected) 0.70
FXCB's Price/DCF (Projected) is ranked higher than
68% of the 1192 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.60 vs. FXCB: 0.70 )
FXCB' s 10-Year Price/DCF (Projected) Range
Min: 0.55   Max: 0.94
Current: 0.7

0.55
0.94
Price/Median PS Value 1.00
FXCB's Price/Median PS Value is ranked higher than
85% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.16 vs. FXCB: 1.00 )
FXCB' s 10-Year Price/Median PS Value Range
Min: 0.79   Max: 12.05
Current: 1

0.79
12.05
Price/Graham Number 1.20
FXCB's Price/Graham Number is ranked higher than
56% of the 1409 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.93 vs. FXCB: 1.20 )
FXCB' s 10-Year Price/Graham Number Range
Min: 1.16   Max: 2.71
Current: 1.2

1.16
2.71
Earnings Yield (Greenblatt) 2.30
FXCB's Earnings Yield (Greenblatt) is ranked higher than
52% of the 1603 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. FXCB: 2.30 )
FXCB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 8.9
Current: 2.3

0.4
8.9
Forward Rate of Return (Yacktman) 3.23
FXCB's Forward Rate of Return (Yacktman) is ranked higher than
56% of the 1348 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.46 vs. FXCB: 3.23 )
FXCB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.1   Max: 4.7
Current: 3.23

1.1
4.7

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Fox Chase Bancorp, Inc. is a Maryland corporation that was incorporated in March 2010. The Bank operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its market areas. The Bank attracts deposits from the general public and uses those funds to originate one- to four-family real estate, multi-family and commercial real estate, construction, commercial and consumer loans, which the Bank generally holds for investment. Fox Chase Bank also maintains an investment portfolio. The Bank is regulated by the Office of the Comptroller of the Currency and its deposits are insured up to applicable legal limits under the Deposit Insurance Fund administered by the Federal Deposit Insurance Corporation. The Bank is also a member of the Federal Home Loan Bank of Pittsburgh. The largest segment of its portfolio is multi-family and commercial real estate loans. It offers fixed-rate and adjustable-rate mortgage loans secured by multi-family and commercial real estate to individuals and small businesses in its main market areas. Its multi-family and commercial real estate loans are generally secured by condominiums, apartment buildings and mixed-use properties with residential units, as well as office and retail space. It originates multi-family and commercial real estate loans with terms of up to 25 years. The second largest segment of its loan portfolio is residential mortgage loans, which enable borrowers to purchase or refinance existing homes, most of which are owner occupied. It offer fixed-rate and adjustable-rate loans with terms up to 30 years. It also offers commercial and industrial loans to professionals, sole proprietorships and small and mid-size businesses in its market area. It also purchases loan participations from other institutions to utilize excess capital and liquidity when it believes that such investments will provide an appropriate return. It offer a variety of consumer loans, including home equity loans and lines of credit, loans to individuals to purchase insurance policies, loans secured by certificate of deposits (share loans) and unsecured overdraft lines of credit. Its most direct competition for deposits has historically come from the numerous financial institutions and credit unions operating in its market areas and, to a lesser extent, from other financial service companies such as brokerage firms and insurance companies. Its competition for loans comes mainly from financial institutions in its market areas, and, to a lesser extent, from other financial service providers such as mortgage companies, mortgage brokers and credit unions. As a savings and loan holding company, it is subject to Federal Reserve Board regulations, examinations, supervision, reporting requirements and regulations concerning its activities.

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