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8 (1y: -1%)
Market Cap 46.9 M P/E(ttm)
Enterprise Value P/B
GANS.PK- OTCPK (USA)
Gainsco, Inc.
Not Rated
Top Ranked Predictable Companies
$8.00
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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

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GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

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» GANS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

GANS Guru Trades in Q2 2012

Robert Bruce 240,727 sh (unchged)
» More
Q3 2012

GANS Guru Trades in Q3 2012

Robert Bruce 240,727 sh (unchged)
» More
Q4 2012

GANS Guru Trades in Q4 2012

Robert Bruce 240,727 sh (unchged)
» More
Q1 2013

GANS Guru Trades in Q1 2013

Robert Bruce 240,727 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with GANS



No Insider Trades Found!

Ratios

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EV-to-EBIT 7.5
GANS's EV-to-EBIT is ranked higher than
53% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.15 vs. GANS: 7.5 )
GANS' s 10-Year EV-to-EBIT Range
Min: 0   Max: 0
Current: 7.5

Valuation & Return

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industry		 vs
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Business Description

Gainsco, Inc. is a Texas corporation, which was organized in October 1978. Through its insurance company and managing general agency subsidiaries, the Company engages in the property and casualty insurance business, focusing on the nonstandard personal auto market. The Company's nonstandard personal auto products are mainly aligned with customers seeking to purchase basic coverage and limits of liability required by statutory requirements, or slightly higher. Its products include coverage for third party liability, for bodily injury and physical damage, as well as collision and comprehensive coverage for theft, physical damage and other perils for an insured's vehicle. Within this context, the Company offers its product to a range of customers who present varying degrees of potential risk to the Company and it strives to price its product to reflect this range of risk accordingly, in order to earn an underwriting profit. Simultaneously, when actuarially prudent, it attempts to position its product price to be competitive with other companies offering similar products to optimize its likelihood of securing its targeted customers. The Company offers flexible premium down payment, installment payment, late payment, and policy reinstatement plans that help it secure new customers and retain exiting customers, while generating an additional source of income from fees that it charges for those services. It mainly write six-month policies in Arizona, Florida, Nevada and New Mexico and both one month and six month policies in Texas, with one year policies in California and both six month and one year policies in Georgia and South Carolina. The terms of policies it is permitted to offer varies in the states in which it operates. The Company competes with large national insurance companies, smaller regional companies and local managing general agents in the sale of nonstandard auto insurance products and services. It markets its products mainly through independent agencies that also sell the insurance products of its competitors. Many competitors are national in scope, larger, and better capitalized than it is. The Company's insurance company is subject to regulation and supervision by the insurance department of the jurisdiction in which it is domiciled or licensed to transact business.
Company Website
SEC Reports
Industry: Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY
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