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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.56
GBCI's Cash to Debt is ranked higher than
67% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. GBCI: 0.56 )
GBCI' s 10-Year Cash to Debt Range
Min: 0.08   Max: 1.62
Current: 0.56

0.08
1.62
Equity to Asset 0.13
GBCI's Equity to Asset is ranked higher than
88% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. GBCI: 0.13 )
GBCI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.14
Current: 0.13

0.07
0.14
Interest Coverage 4.37
GBCI's Interest Coverage is ranked higher than
89% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. GBCI: 4.37 )
GBCI' s 10-Year Interest Coverage Range
Min: 0.39   Max: 4.37
Current: 4.37

0.39
4.37
F-Score: 6
Z-Score: 0.34
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 40.76
GBCI's Operating margin (%) is ranked higher than
87% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. GBCI: 40.76 )
GBCI' s 10-Year Operating margin (%) Range
Min: 5.48   Max: 46.67
Current: 40.76

5.48
46.67
Net-margin (%) 30.86
GBCI's Net-margin (%) is ranked higher than
88% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. GBCI: 30.86 )
GBCI' s 10-Year Net-margin (%) Range
Min: 5.57   Max: 31.43
Current: 30.86

5.57
31.43
ROE (%) 11.24
GBCI's ROE (%) is ranked higher than
85% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. GBCI: 11.24 )
GBCI' s 10-Year ROE (%) Range
Min: 2.07   Max: 22.54
Current: 11.24

2.07
22.54
ROA (%) 1.40
GBCI's ROA (%) is ranked higher than
92% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. GBCI: 1.40 )
GBCI' s 10-Year ROA (%) Range
Min: 0.25   Max: 2.2
Current: 1.4

0.25
2.2
ROC (Joel Greenblatt) (%) 86.51
GBCI's ROC (Joel Greenblatt) (%) is ranked higher than
78% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. GBCI: 86.51 )
GBCI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 8.6   Max: 87.18
Current: 86.51

8.6
87.18
Revenue Growth (%) -1.10
GBCI's Revenue Growth (%) is ranked higher than
69% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. GBCI: -1.10 )
GBCI' s 10-Year Revenue Growth (%) Range
Min: -7.3   Max: 15.5
Current: -1.1

-7.3
15.5
EBITDA Growth (%) 27.60
GBCI's EBITDA Growth (%) is ranked higher than
92% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. GBCI: 27.60 )
GBCI' s 10-Year EBITDA Growth (%) Range
Min: -41.1   Max: 27.6
Current: 27.6

-41.1
27.6
EPS Growth (%) 29.00
GBCI's EPS Growth (%) is ranked higher than
91% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. GBCI: 29.00 )
GBCI' s 10-Year EPS Growth (%) Range
Min: -41.4   Max: 29
Current: 29

-41.4
29
» GBCI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

GBCI Guru Trades in Q4 2013

Jim Simons 379,160 sh (+13.6%)
John Keeley 1,271,520 sh (+1.36%)
Paul Tudor Jones Sold Out
David Dreman Sold Out
Private Capital 87,390 sh (-0.79%)
Ken Fisher 2,313,840 sh (-1.39%)
Steven Cohen 6,858 sh (-32.36%)
Chuck Royce 139,600 sh (-32.59%)
» More
Q1 2014

GBCI Guru Trades in Q1 2014

Paul Tudor Jones 19,600 sh (New)
Jim Simons 551,393 sh (+45.42%)
Steven Cohen Sold Out
Chuck Royce Sold Out
John Keeley 1,267,520 sh (-0.31%)
Ken Fisher 2,252,255 sh (-2.66%)
Private Capital 77,404 sh (-11.43%)
» More
Q2 2014

GBCI Guru Trades in Q2 2014

Paul Tudor Jones Sold Out
Jim Simons 545,660 sh (-1.04%)
Ken Fisher 2,178,705 sh (-3.27%)
John Keeley 1,212,720 sh (-4.32%)
Private Capital 54,714 sh (-29.31%)
» More
Q3 2014

GBCI Guru Trades in Q3 2014

Ken Fisher 2,291,615 sh (+5.18%)
Private Capital Sold Out
John Keeley 1,032,720 sh (-14.84%)
Jim Simons 457,160 sh (-16.22%)
» More
» Details

Insider Trades

Latest Guru Trades with GBCI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Private Capital 2014-09-30 Sold Out 0.18%$26.01 - $28.93 $ 27.240%0
Private Capital 2014-06-30 Reduce -29.31%0.08%$24.88 - $29.55 $ 27.241%54714
David Dreman 2013-12-31 Sold Out 0.15%$24.23 - $30.87 $ 27.24-3%0
John Keeley 2013-09-30 Add 173.6%0.36%$22.59 - $25.05 $ 27.2414%1254520
David Dreman 2013-09-30 Reduce -83.25%0.22%$22.59 - $25.05 $ 27.2414%65550
John Keeley 2013-06-30 Add 461.57%0.16%$17.44 - $22.43 $ 27.2441%458520
John Keeley 2013-03-31 Add 28.08%0.01%$14.71 - $18.98 $ 27.2463%81650
David Dreman 2012-03-31 Add 48.28%0.05%$12.53 - $15.5 $ 27.24106%482122
David Dreman 2011-12-31 New Buy0.09%$9.09 - $12.51 $ 27.24137%325144
John Keeley 2011-09-30 Reduce -71.42%0.02%$9.23 - $13.75 $ 27.24135%39650
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 18.10
GBCI's P/E(ttm) is ranked higher than
74% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. GBCI: 18.10 )
GBCI' s 10-Year P/E(ttm) Range
Min: 9.1   Max: 70.58
Current: 18.1

9.1
70.58
P/B 2.00
GBCI's P/B is ranked higher than
64% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. GBCI: 2.00 )
GBCI' s 10-Year P/B Range
Min: 0.78   Max: 3.58
Current: 2

0.78
3.58
P/S 5.60
GBCI's P/S is ranked higher than
64% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. GBCI: 5.60 )
GBCI' s 10-Year P/S Range
Min: 2.1   Max: 26.44
Current: 5.6

2.1
26.44
PFCF 11.80
GBCI's PFCF is ranked higher than
84% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. GBCI: 11.80 )
GBCI' s 10-Year PFCF Range
Min: 2.59   Max: 28.7
Current: 11.8

2.59
28.7
EV-to-EBIT 15.44
GBCI's EV-to-EBIT is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. GBCI: 15.44 )
GBCI' s 10-Year EV-to-EBIT Range
Min: 10.3   Max: 179.8
Current: 15.44

10.3
179.8
PEG 0.78
GBCI's PEG is ranked higher than
93% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. GBCI: 0.78 )
GBCI' s 10-Year PEG Range
Min: 0.4   Max: 25.7
Current: 0.78

0.4
25.7
Shiller P/E 30.40
GBCI's Shiller P/E is ranked higher than
80% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. GBCI: 30.40 )
GBCI' s 10-Year Shiller P/E Range
Min: 8.63   Max: 35.03
Current: 30.4

8.63
35.03

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.40
GBCI's Dividend Yield is ranked higher than
56% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. GBCI: 2.40 )
GBCI' s 10-Year Dividend Yield Range
Min: 1.66   Max: 5.63
Current: 2.4

1.66
5.63
Dividend Payout 0.44
GBCI's Dividend Payout is ranked higher than
69% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. GBCI: 0.44 )
GBCI' s 10-Year Dividend Payout Range
Min: 0.1   Max: 2
Current: 0.44

0.1
2
Dividend growth (3y) 4.90
GBCI's Dividend growth (3y) is ranked higher than
76% of the 1127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. GBCI: 4.90 )
GBCI' s 10-Year Dividend growth (3y) Range
Min: -8.6   Max: 28.5
Current: 4.9

-8.6
28.5
Yield on cost (5-Year) 2.24
GBCI's Yield on cost (5-Year) is ranked lower than
52% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. GBCI: 2.24 )
GBCI' s 10-Year Yield on cost (5-Year) Range
Min: 1.55   Max: 5.25
Current: 2.24

1.55
5.25
Share Buyback Rate -1.70
GBCI's Share Buyback Rate is ranked higher than
73% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. GBCI: -1.70 )
GBCI' s 10-Year Share Buyback Rate Range
Min: -1.7   Max: -15.5
Current: -1.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.30
GBCI's Price/Tangible Book is ranked higher than
65% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. GBCI: 2.30 )
GBCI' s 10-Year Price/Tangible Book Range
Min: 0.92   Max: 4.33
Current: 2.3

0.92
4.33
Price/DCF (Projected) 0.80
GBCI's Price/DCF (Projected) is ranked higher than
82% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. GBCI: 0.80 )
GBCI' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 2.93
Current: 0.8

0.3
2.93
Price/Median PS Value 1.40
GBCI's Price/Median PS Value is ranked higher than
69% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. GBCI: 1.40 )
GBCI' s 10-Year Price/Median PS Value Range
Min: 0.52   Max: 6.16
Current: 1.4

0.52
6.16
Price/Peter Lynch Fair Value 0.70
GBCI's Price/Peter Lynch Fair Value is ranked higher than
96% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. GBCI: 0.70 )
GBCI' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.47   Max: 9.46
Current: 0.7

0.47
9.46
Price/Graham Number 1.40
GBCI's Price/Graham Number is ranked higher than
69% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. GBCI: 1.40 )
GBCI' s 10-Year Price/Graham Number Range
Min: 0.75   Max: 2.02
Current: 1.4

0.75
2.02
Earnings Yield (Greenblatt) 6.50
GBCI's Earnings Yield (Greenblatt) is ranked higher than
74% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. GBCI: 6.50 )
GBCI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 9.7
Current: 6.5

0.6
9.7
Forward Rate of Return (Yacktman) 51.42
GBCI's Forward Rate of Return (Yacktman) is ranked higher than
92% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. GBCI: 51.42 )
GBCI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -20.7   Max: 52.3
Current: 51.42

-20.7
52.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Glacier Bancorp, Inc. is a Montana corporation incorporated in 2004 as a successor corporation to the Delaware Corporation originally incorporated in 1990. The Company is a regional bank holding company providing commercial banking services from 118 locations in Montana, Idaho, Wyoming, Colorado, Utah and Washington through thirteen divisions of its wholly-owned bank subsidiary, Glacier Bank. It offers a range of banking products and services, including transaction and savings deposits, real estate, commercial, agriculture, and consumer loans and mortgage origination services. It serves individuals, small to medium-sized businesses, community organizations and public entities. The Company provides full service brokerage services include selling products such as stocks, bonds, mutual funds, limited partnerships, annuities and other insurance products, through Raymond James Financial Services, a non-affiliated company. The Company's loan portfolio is comprised of three segments; residential real estate, commercial and consumer and other loans. Its loan segments, which are based on the purpose of the loan, include residential real estate, commercial, and consumer loans. The Company competes with other commercial banks, savings and loans, credit unions, finance, insurance and other non-depository companies operating in its market areas. The Company is subject to extensive regulation, supervision and examination by federal and state banking regulators.
» More Articles for GBCI

Headlines

Articles On GuruFocus.com
4 Stocks Paying Higher Cash Dividends Jun 30 2014 
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I own GBCI Nov 11 2012 
comment on GBCI Apr 03 2012 
Glacier Bancorp Inc. Reports Operating Results (10-K) Feb 28 2011 
Glacier Bancorp Inc. Reports Operating Results (10-Q) Nov 08 2010 
Glacier Bancorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Glacier Bancorp Inc. Reports Operating Results (10-Q) May 07 2010 
Glacier Bancorp Inc. (GBCI) Chairman of the Board Everit A Sliter buys 10,000 Shares Dec 07 2009 

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