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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.34
GBCI's Cash to Debt is ranked lower than
77% of the 1188 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. GBCI: 0.34 )
Ranked among companies with meaningful Cash to Debt only.
GBCI' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.18 Max: 1.62
Current: 0.34
0.08
1.62
Equity to Asset 0.12
GBCI's Equity to Asset is ranked higher than
69% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. GBCI: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
GBCI' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.11 Max: 0.14
Current: 0.12
0.07
0.14
Interest Coverage 5.13
GBCI's Interest Coverage is ranked higher than
82% of the 1565 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. GBCI: 5.13 )
Ranked among companies with meaningful Interest Coverage only.
GBCI' s Interest Coverage Range Over the Past 10 Years
Min: 0.39  Med: 1.04 Max: 5.51
Current: 5.13
0.39
5.51
F-Score: 4
M-Score: -2.44
WACC vs ROIC
11.04%
8.92%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 38.16
GBCI's Operating margin (%) is ranked higher than
67% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.14 vs. GBCI: 38.16 )
Ranked among companies with meaningful Operating margin (%) only.
GBCI' s Operating margin (%) Range Over the Past 10 Years
Min: 5.48  Med: 37.30 Max: 43.97
Current: 38.16
5.48
43.97
Net-margin (%) 29.48
GBCI's Net-margin (%) is ranked higher than
70% of the 1694 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.52 vs. GBCI: 29.48 )
Ranked among companies with meaningful Net-margin (%) only.
GBCI' s Net-margin (%) Range Over the Past 10 Years
Min: 5.57  Med: 26.02 Max: 31.04
Current: 29.48
5.57
31.04
ROE (%) 10.94
GBCI's ROE (%) is ranked higher than
67% of the 1689 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.37 vs. GBCI: 10.94 )
Ranked among companies with meaningful ROE (%) only.
GBCI' s ROE (%) Range Over the Past 10 Years
Min: 2.07  Med: 10.58 Max: 15.49
Current: 10.94
2.07
15.49
ROA (%) 1.33
GBCI's ROA (%) is ranked higher than
74% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. GBCI: 1.33 )
Ranked among companies with meaningful ROA (%) only.
GBCI' s ROA (%) Range Over the Past 10 Years
Min: 0.25  Med: 1.25 Max: 1.5
Current: 1.33
0.25
1.5
Revenue Growth (3Y)(%) 6.20
GBCI's Revenue Growth (3Y)(%) is ranked higher than
67% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. GBCI: 6.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
GBCI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -7.2  Med: 10.30 Max: 15.1
Current: 6.2
-7.2
15.1
EBITDA Growth (3Y)(%) 14.10
GBCI's EBITDA Growth (3Y)(%) is ranked higher than
72% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. GBCI: 14.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
GBCI' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -41.2  Med: 13.40 Max: 73.5
Current: 14.1
-41.2
73.5
EPS Growth (3Y)(%) 13.50
GBCI's EPS Growth (3Y)(%) is ranked higher than
66% of the 1270 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. GBCI: 13.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
GBCI' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -41.1  Med: 13.50 Max: 83.8
Current: 13.5
-41.1
83.8
» GBCI's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-23)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

GBCI Guru Trades in Q2 2015

Paul Tudor Jones 9,600 sh (New)
Jim Simons 549,600 sh (+3.97%)
Ken Fisher 2,214,990 sh (-0.86%)
John Keeley 74,885 sh (-32.49%)
» More
Q3 2015

GBCI Guru Trades in Q3 2015

John Keeley 85,125 sh (+13.67%)
Paul Tudor Jones Sold Out
Jim Simons 534,500 sh (-2.75%)
Ken Fisher 2,151,357 sh (-2.87%)
» More
Q4 2015

GBCI Guru Trades in Q4 2015

Paul Tudor Jones 16,700 sh (New)
Jim Simons 621,000 sh (+16.18%)
Ken Fisher 2,152,134 sh (+0.04%)
John Keeley 74,325 sh (-12.69%)
» More
Q1 2016

GBCI Guru Trades in Q1 2016

Jim Simons 942,460 sh (+51.76%)
Paul Tudor Jones Sold Out
Ken Fisher 2,125,263 sh (-1.25%)
John Keeley 69,275 sh (-6.79%)
» More
» Details

Insider Trades

Latest Guru Trades with GBCI

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:FHN, NAS:BPOP, NAS:FCNCA, NAS:HOMB, NYSE:BOH, NAS:UMBF » details
Traded in other countries:GLC.Germany,
Glacier Bancorp Inc is a regional bank holding company. The Company offers banking products and services, including transaction and savings deposits, real estate, commercial, agriculture and consumer loans and mortgage origination services.

Glacier Bancorp Inc is a Montana corporation incorporated in 2004 as a successor corporation to the Delaware Corporation originally incorporated in 1990. The Company is a regional bank holding company providing commercial banking services from 118 locations in Montana, Idaho, Wyoming, Colorado, Utah and Washington through thirteen divisions of its wholly-owned bank subsidiary, Glacier Bank. It offers a range of banking products and services, including transaction and savings deposits, real estate, commercial, agriculture, and consumer loans and mortgage origination services. It serves individuals, small to medium-sized businesses, community organizations and public entities. The Company provides full service brokerage services include selling products such as stocks, bonds, mutual funds, limited partnerships, annuities and other insurance products, through Raymond James Financial Services, a non-affiliated company. The Company's loan portfolio is comprised of three segments; residential real estate, commercial and consumer and other loans. Its loan segments, which are based on the purpose of the loan, include residential real estate, commercial, and consumer loans. The Company competes with other commercial banks, savings and loans, credit unions, finance, insurance and other non-depository companies operating in its market areas. The Company is subject to extensive regulation, supervision and examination by federal and state banking regulators.

Ratios

vs
industry
vs
history
P/E(ttm) 17.63
GBCI's P/E(ttm) is ranked lower than
71% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.48 vs. GBCI: 17.63 )
Ranked among companies with meaningful P/E(ttm) only.
GBCI' s P/E(ttm) Range Over the Past 10 Years
Min: 10.1  Med: 18.81 Max: 70.58
Current: 17.63
10.1
70.58
Forward P/E 14.84
GBCI's Forward P/E is ranked lower than
82% of the 399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.51 vs. GBCI: 14.84 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 17.63
GBCI's PE(NRI) is ranked lower than
71% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.53 vs. GBCI: 17.63 )
Ranked among companies with meaningful PE(NRI) only.
GBCI' s PE(NRI) Range Over the Past 10 Years
Min: 10.09  Med: 18.74 Max: 67.83
Current: 17.63
10.09
67.83
Price/Owner Earnings (ttm) 17.05
GBCI's Price/Owner Earnings (ttm) is ranked lower than
71% of the 871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.93 vs. GBCI: 17.05 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
GBCI' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 12.29  Med: 20.38 Max: 274.07
Current: 17.05
12.29
274.07
P/B 1.95
GBCI's P/B is ranked lower than
85% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. GBCI: 1.95 )
Ranked among companies with meaningful P/B only.
GBCI' s P/B Range Over the Past 10 Years
Min: 0.78  Med: 1.81 Max: 3.25
Current: 1.95
0.78
3.25
P/S 5.23
GBCI's P/S is ranked lower than
81% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. GBCI: 5.23 )
Ranked among companies with meaningful P/S only.
GBCI' s P/S Range Over the Past 10 Years
Min: 2.08  Med: 4.57 Max: 12.77
Current: 5.23
2.08
12.77
PFCF 11.90
GBCI's PFCF is ranked lower than
59% of the 907 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.99 vs. GBCI: 11.90 )
Ranked among companies with meaningful PFCF only.
GBCI' s PFCF Range Over the Past 10 Years
Min: 2.87  Med: 11.45 Max: 70.3
Current: 11.9
2.87
70.3
POCF 10.82
GBCI's POCF is ranked lower than
62% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.81 vs. GBCI: 10.82 )
Ranked among companies with meaningful POCF only.
GBCI' s POCF Range Over the Past 10 Years
Min: 2.59  Med: 10.23 Max: 42.09
Current: 10.82
2.59
42.09
EV-to-EBIT 15.64
GBCI's EV-to-EBIT is ranked lower than
59% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. GBCI: 15.64 )
Ranked among companies with meaningful EV-to-EBIT only.
GBCI' s EV-to-EBIT Range Over the Past 10 Years
Min: 10.3  Med: 21.60 Max: 178.3
Current: 15.64
10.3
178.3
EV-to-EBITDA 14.05
GBCI's EV-to-EBITDA is ranked lower than
58% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.75 vs. GBCI: 14.05 )
Ranked among companies with meaningful EV-to-EBITDA only.
GBCI' s EV-to-EBITDA Range Over the Past 10 Years
Min: 10  Med: 20.30 Max: 140.5
Current: 14.05
10
140.5
PEG 0.53
GBCI's PEG is ranked higher than
77% of the 746 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. GBCI: 0.53 )
Ranked among companies with meaningful PEG only.
GBCI' s PEG Range Over the Past 10 Years
Min: 0.32  Med: 1.41 Max: 5.72
Current: 0.53
0.32
5.72
Shiller P/E 23.57
GBCI's Shiller P/E is ranked lower than
70% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.88 vs. GBCI: 23.57 )
Ranked among companies with meaningful Shiller P/E only.
GBCI' s Shiller P/E Range Over the Past 10 Years
Min: 9.23  Med: 20.22 Max: 33.39
Current: 23.57
9.23
33.39

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.82
GBCI's Dividend Yield is ranked lower than
51% of the 2261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.05 vs. GBCI: 2.82 )
Ranked among companies with meaningful Dividend Yield only.
GBCI' s Dividend Yield Range Over the Past 10 Years
Min: 1.76  Med: 2.55 Max: 5.63
Current: 2.82
1.76
5.63
Dividend Payout 0.37
GBCI's Dividend Payout is ranked higher than
66% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. GBCI: 0.37 )
Ranked among companies with meaningful Dividend Payout only.
GBCI' s Dividend Payout Range Over the Past 10 Years
Min: 0.21  Med: 0.44 Max: 2
Current: 0.37
0.21
2
Dividend Growth (3y) 12.30
GBCI's Dividend Growth (3y) is ranked higher than
63% of the 749 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.70 vs. GBCI: 12.30 )
Ranked among companies with meaningful Dividend Growth (3y) only.
GBCI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -8.6  Med: 10.30 Max: 28.5
Current: 12.3
-8.6
28.5
Forward Dividend Yield 2.93
GBCI's Forward Dividend Yield is ranked lower than
54% of the 2133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.23 vs. GBCI: 2.93 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.18
GBCI's Yield on cost (5-Year) is ranked higher than
61% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.53 vs. GBCI: 4.18 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
GBCI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.61  Med: 3.78 Max: 8.35
Current: 4.18
2.61
8.35
3-Year Average Share Buyback Ratio -1.90
GBCI's 3-Year Average Share Buyback Ratio is ranked higher than
50% of the 1070 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. GBCI: -1.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GBCI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.5  Med: -5.40 Max: -1.1
Current: -1.9
-18.5
-1.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.21
GBCI's Price/Tangible Book is ranked lower than
86% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. GBCI: 2.21 )
Ranked among companies with meaningful Price/Tangible Book only.
GBCI' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.92  Med: 2.36 Max: 4.29
Current: 2.21
0.92
4.29
Price/Projected FCF 0.77
GBCI's Price/Projected FCF is ranked lower than
61% of the 897 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. GBCI: 0.77 )
Ranked among companies with meaningful Price/Projected FCF only.
GBCI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.3  Med: 0.88 Max: 1.74
Current: 0.77
0.3
1.74
Price/Median PS Value 1.14
GBCI's Price/Median PS Value is ranked lower than
64% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. GBCI: 1.14 )
Ranked among companies with meaningful Price/Median PS Value only.
GBCI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.46  Med: 0.85 Max: 2.69
Current: 1.14
0.46
2.69
Price/Peter Lynch Fair Value 0.70
GBCI's Price/Peter Lynch Fair Value is ranked higher than
65% of the 441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. GBCI: 0.70 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
GBCI' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.65  Med: 1.59 Max: 9.46
Current: 0.7
0.65
9.46
Price/Graham Number 1.32
GBCI's Price/Graham Number is ranked lower than
82% of the 1517 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. GBCI: 1.32 )
Ranked among companies with meaningful Price/Graham Number only.
GBCI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.79  Med: 1.34 Max: 1.98
Current: 1.32
0.79
1.98
Earnings Yield (Greenblatt) (%) 6.34
GBCI's Earnings Yield (Greenblatt) (%) is ranked lower than
54% of the 1722 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.12 vs. GBCI: 6.34 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
GBCI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 4.60 Max: 9.7
Current: 6.34
0.6
9.7
Forward Rate of Return (Yacktman) (%) 59.15
GBCI's Forward Rate of Return (Yacktman) (%) is ranked higher than
94% of the 861 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. GBCI: 59.15 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
GBCI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -20.3  Med: 13.50 Max: 59.9
Current: 59.15
-20.3
59.9

More Statistics

Revenue (TTM) (Mil) $397.3
EPS (TTM) $ 1.55
Beta1.43
Short Percentage of Float4.24%
52-Week Range $21.90 - 30.29
Shares Outstanding (Mil)76.17

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 414 436
EPS ($) 1.69 1.84
EPS without NRI ($) 1.69 1.84
EPS Growth Rate
(3Y to 5Y Estimate)
10.00%
» More Articles for GBCI

Headlines

Articles On GuruFocus.com
4 Stocks Paying Higher Cash Dividends Jun 30 2014 
4 Dividend Stocks Building Shareholder Returns Jul 08 2013 
My 4 Favorite Stocks with Recent Dividend Growth Jun 30 2013 
Glacier Bancorp Inc. Reports Operating Results (10-K) Feb 28 2011 
Glacier Bancorp Inc. Reports Operating Results (10-Q) Nov 08 2010 
Glacier Bancorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Glacier Bancorp Inc. Reports Operating Results (10-Q) May 07 2010 
Glacier Bancorp Inc. (GBCI) Chairman of the Board Everit A Sliter buys 10,000 Shares Dec 07 2009 
Kenneth Fisher recent bank activity: JPMorgan Chase & Co., Citigroup Inc., UBS AG, Glacier Bancorp Sep 20 2009 
Glacier Bancorp Inc. (GBCI) Chairman of the Board Everit A Sliter buys 2,200 Shares Aug 05 2009 

More From Other Websites
Glacier Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : GBCI-US : May 19,... May 19 2016
GLACIER BANCORP INC Financials May 13 2016
GLACIER BANCORP INC Files SEC form 10-Q, Quarterly Report May 06 2016
Glacier Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : GBCI-US : May 5, 2016 May 05 2016
GLACIER BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 29 2016
Glacier Bancorp, Inc. :GBCI-US: Earnings Analysis: Q4, 2015 By the Numbers Apr 26 2016
Edited Transcript of GBCI earnings conference call or presentation 22-Apr-16 3:00pm GMT Apr 22 2016
GLACIER BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 21 2016
Glacier Bancorp misses Street 1Q forecasts Apr 21 2016
Glacier Bancorp misses Street 1Q forecasts Apr 21 2016
Glacier Bancorp, Inc. Announces Results for the Quarter Ended March 31, 2016 Apr 21 2016
Glacier Bancorp, Inc. Announces Acquisition of Treasure State Bank in Missoula, Montana Apr 21 2016
Treasure State Bank Reports First Quarter 2016 Operating Results Apr 21 2016
Q1 2016 Glacier Bancorp Inc Earnings Release - After Market Close Apr 21 2016
Glacier Bancorp, Inc. Announces Acquisition of Treasure State Bank in Missoula, Montana Apr 20 2016
Glacier Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : GBCI-US : April 8,... Apr 08 2016
Glacier Bancorp, Inc. Increases Quarterly Dividend Mar 30 2016
Glacier Bancorp, Inc. Announces First Quarter Earnings Release and Conference Call Mar 28 2016
GLACIER BANCORP INC Files SEC form 10-K, Annual Report Feb 25 2016

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