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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.15
GFED's Cash to Debt is ranked higher than
52% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. GFED: 0.15 )
GFED' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 0.15

Equity to Asset 0.10
GFED's Equity to Asset is ranked higher than
70% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. GFED: 0.10 )
GFED' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.3
Current: 0.1

0.06
0.3
Interest Coverage 1.35
GFED's Interest Coverage is ranked higher than
69% of the 1845 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. GFED: 1.35 )
GFED' s 10-Year Interest Coverage Range
Min: 0.07   Max: 1.35
Current: 1.35

0.07
1.35
F-Score: 4
Z-Score: 0.27
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 27.46
GFED's Operating margin (%) is ranked higher than
72% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.47 vs. GFED: 27.46 )
GFED' s 10-Year Operating margin (%) Range
Min: -43.59   Max: 49.45
Current: 27.46

-43.59
49.45
Net-margin (%) 22.35
GFED's Net-margin (%) is ranked higher than
76% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. GFED: 22.35 )
GFED' s 10-Year Net-margin (%) Range
Min: -27.98   Max: 31.58
Current: 22.35

-27.98
31.58
ROE (%) 9.40
GFED's ROE (%) is ranked higher than
79% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. GFED: 9.40 )
GFED' s 10-Year ROE (%) Range
Min: -13.4   Max: 14.96
Current: 9.4

-13.4
14.96
ROA (%) 0.86
GFED's ROA (%) is ranked higher than
76% of the 2045 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. GFED: 0.86 )
GFED' s 10-Year ROA (%) Range
Min: -0.86   Max: 1.29
Current: 0.86

-0.86
1.29
ROC (Joel Greenblatt) (%) 61.03
GFED's ROC (Joel Greenblatt) (%) is ranked higher than
72% of the 2013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. GFED: 61.03 )
GFED' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -67.05   Max: 87.5
Current: 61.03

-67.05
87.5
Revenue Growth (3Y)(%) 4.00
GFED's Revenue Growth (3Y)(%) is ranked higher than
83% of the 1748 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. GFED: 4.00 )
GFED' s 10-Year Revenue Growth (3Y)(%) Range
Min: -3.2   Max: 46.3
Current: 4

-3.2
46.3
EBITDA Growth (3Y)(%) 72.70
GFED's EBITDA Growth (3Y)(%) is ranked higher than
98% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. GFED: 72.70 )
GFED' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -48   Max: 72.7
Current: 72.7

-48
72.7
» GFED's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

GFED Guru Trades in

GFED Guru Trades in

Q2 2014

GFED Guru Trades in Q2 2014

Jim Simons 10,700 sh (New)
» More
Q3 2014

GFED Guru Trades in Q3 2014

Jim Simons 12,700 sh (+18.69%)
» More
» Details

Insider Trades

Latest Guru Trades with GFED

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 9.90
GFED's P/E(ttm) is ranked higher than
91% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.00 vs. GFED: 9.90 )
GFED' s 10-Year P/E(ttm) Range
Min: 5.63   Max: 373.89
Current: 9.9

5.63
373.89
P/B 0.95
GFED's P/B is ranked higher than
85% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. GFED: 0.95 )
GFED' s 10-Year P/B Range
Min: 0.26   Max: 2.05
Current: 0.95

0.26
2.05
P/S 1.95
GFED's P/S is ranked higher than
89% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.59 vs. GFED: 1.95 )
GFED' s 10-Year P/S Range
Min: 0.51   Max: 4.67
Current: 1.95

0.51
4.67
PFCF 3.84
GFED's PFCF is ranked higher than
93% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. GFED: 3.84 )
GFED' s 10-Year PFCF Range
Min: 0.84   Max: 41.29
Current: 3.84

0.84
41.29
EV-to-EBIT 18.25
GFED's EV-to-EBIT is ranked higher than
73% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.57 vs. GFED: 18.25 )
GFED' s 10-Year EV-to-EBIT Range
Min: -460.3   Max: 179.8
Current: 18.25

-460.3
179.8
Shiller P/E 104.75
GFED's Shiller P/E is ranked higher than
76% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. GFED: 104.75 )
GFED' s 10-Year Shiller P/E Range
Min: 3.26   Max: 1040
Current: 104.75

3.26
1040

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.75
GFED's Dividend Yield is ranked lower than
89% of the 1880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.31 vs. GFED: 0.75 )
GFED' s 10-Year Dividend Yield Range
Min: 0.39   Max: 10.29
Current: 0.75

0.39
10.29
Dividend Payout 0.08
GFED's Dividend Payout is ranked higher than
97% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. GFED: 0.08 )
GFED' s 10-Year Dividend Payout Range
Min: 0.16   Max: 5
Current: 0.08

0.16
5
Yield on cost (5-Year) 0.80
GFED's Yield on cost (5-Year) is ranked lower than
85% of the 1893 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. GFED: 0.80 )
GFED' s 10-Year Yield on cost (5-Year) Range
Min: 0.39   Max: 10.29
Current: 0.8

0.39
10.29
Share Buyback Rate -2.10
GFED's Share Buyback Rate is ranked higher than
71% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. GFED: -2.10 )
GFED' s 10-Year Share Buyback Rate Range
Min: 24.2   Max: -20.8
Current: -2.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.95
GFED's Price/Tangible Book is ranked higher than
87% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. GFED: 0.95 )
GFED' s 10-Year Price/Tangible Book Range
Min: 0.32   Max: 2.57
Current: 0.95

0.32
2.57
Price/DCF (Projected) 0.45
GFED's Price/DCF (Projected) is ranked higher than
93% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.17 vs. GFED: 0.45 )
GFED' s 10-Year Price/DCF (Projected) Range
Min: 0.12   Max: 7.28
Current: 0.45

0.12
7.28
Price/Median PS Value 1.40
GFED's Price/Median PS Value is ranked higher than
68% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. GFED: 1.40 )
GFED' s 10-Year Price/Median PS Value Range
Min: 0.37   Max: 16.97
Current: 1.4

0.37
16.97
Price/Graham Number 0.67
GFED's Price/Graham Number is ranked higher than
90% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. GFED: 0.67 )
GFED' s 10-Year Price/Graham Number Range
Min: 0.23   Max: 2
Current: 0.67

0.23
2
Earnings Yield (Greenblatt) 5.50
GFED's Earnings Yield (Greenblatt) is ranked higher than
69% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. GFED: 5.50 )
GFED' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 39.6
Current: 5.5

0.6
39.6
Forward Rate of Return (Yacktman) 7.86
GFED's Forward Rate of Return (Yacktman) is ranked higher than
64% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. GFED: 7.86 )
GFED' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 6.9   Max: 48.7
Current: 7.86

6.9
48.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Guaranty Federal Bancshares, Inc., is a Delaware-chartered corporation that was formed in September 1997. The Company is a savings and loan holding company for Guaranty Federal Savings Bank, a federal savings bank, the Bank, on December 30, 1997, in connection with a plan of conversion and reorganization involving the Bank and its then existing mutual holding company. The Bank's business has been, and continues to be, attracting retail deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, multi-family residential mortgage loans, construction loans, permanent one- to four-family residential mortgage loans, business, consumer and other loans. The Bank also invests in mortgage-backed securities, U.S. Government and federal agency securities and other marketable securities. The Bank's market areas are Greene and Christian Counties, which are in the southwestern corner of Missouri and includes the cities of Springfield, Nixa and Ozark, Missouri. The Bank offers various checking accounts, money markets, savings, fixed-term certificates of deposit and individual retirement accounts. The Bank offers a variety of deposit accounts having a range of interest rates and terms. The Company competes with community banks, regional and super-regional banking institutions, national banking institutions, and a range of other financial institutions such as credit unions, government-sponsored enterprises, mutual fund companies, insurance companies, brokerage companies, and other non-bank businesses. The Company is subject to regulation and supervision of the Board of Governors of the Federal Reserve System under the Bank Holding Company Act of 1956.
» More Articles for GFED

Headlines

Articles On GuruFocus.com
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) Aug 13 2010 
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) Aug 12 2009 
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) May 15 2009 

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