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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.13
GFED's Cash to Debt is ranked lower than
89% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. GFED: 0.13 )
Ranked among companies with meaningful Cash to Debt only.
GFED' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.19 Max: No Debt
Current: 0.13
Equity to Asset 0.10
GFED's Equity to Asset is ranked lower than
51% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. GFED: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
GFED' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.3
Current: 0.1
0.06
0.3
Interest Coverage 1.79
GFED's Interest Coverage is ranked higher than
50% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. GFED: 1.79 )
Ranked among companies with meaningful Interest Coverage only.
GFED' s Interest Coverage Range Over the Past 10 Years
Min: 0.07  Med: 0.54 Max: 1.62
Current: 1.79
0.07
1.62
F-Score: 6
WACC vs ROIC
4.25%
5.29%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 30.27
GFED's Operating margin (%) is ranked lower than
52% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. GFED: 30.27 )
Ranked among companies with meaningful Operating margin (%) only.
GFED' s Operating margin (%) Range Over the Past 10 Years
Min: -43.59  Med: 22.17 Max: 49.45
Current: 30.27
-43.59
49.45
Net-margin (%) 23.72
GFED's Net-margin (%) is ranked higher than
55% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. GFED: 23.72 )
Ranked among companies with meaningful Net-margin (%) only.
GFED' s Net-margin (%) Range Over the Past 10 Years
Min: -27.98  Med: 17.64 Max: 31.01
Current: 23.72
-27.98
31.01
ROE (%) 9.67
GFED's ROE (%) is ranked higher than
63% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. GFED: 9.67 )
Ranked among companies with meaningful ROE (%) only.
GFED' s ROE (%) Range Over the Past 10 Years
Min: -13.4  Med: 6.94 Max: 14.96
Current: 9.67
-13.4
14.96
ROA (%) 0.94
GFED's ROA (%) is ranked higher than
57% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. GFED: 0.94 )
Ranked among companies with meaningful ROA (%) only.
GFED' s ROA (%) Range Over the Past 10 Years
Min: -0.86  Med: 0.70 Max: 1.29
Current: 0.94
-0.86
1.29
Revenue Growth (3Y)(%) -14.50
GFED's Revenue Growth (3Y)(%) is ranked lower than
85% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. GFED: -14.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
GFED' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -14.5  Med: 8.20 Max: 46.3
Current: -14.5
-14.5
46.3
EBITDA Growth (3Y)(%) -0.90
GFED's EBITDA Growth (3Y)(%) is ranked lower than
67% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. GFED: -0.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
GFED' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -48  Med: 21.95 Max: 72.7
Current: -0.9
-48
72.7
EPS Growth (3Y)(%) 9.60
GFED's EPS Growth (3Y)(%) is ranked higher than
55% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. GFED: 9.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
GFED' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -90.3  Med: 21.45 Max: 824.4
Current: 9.6
-90.3
824.4
» GFED's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

GFED Guru Trades in Q4 2014

Jim Simons 15,200 sh (+19.69%)
» More
Q1 2015

GFED Guru Trades in Q1 2015

Jim Simons 17,900 sh (+17.76%)
» More
Q2 2015

GFED Guru Trades in Q2 2015

Jim Simons 18,800 sh (+5.03%)
» More
Q3 2015

GFED Guru Trades in Q3 2015

Jim Simons 19,800 sh (+5.32%)
» More
» Details

Insider Trades

Latest Guru Trades with GFED

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.06
GFED's P/E(ttm) is ranked higher than
51% of the 2083 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.50 vs. GFED: 11.06 )
Ranked among companies with meaningful P/E(ttm) only.
GFED' s P/E(ttm) Range Over the Past 10 Years
Min: 5.64  Med: 12.86 Max: 99999999.99
Current: 11.06
5.64
99999999.99
PE(NRI) 10.97
GFED's PE(NRI) is ranked higher than
56% of the 1535 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.30 vs. GFED: 10.97 )
Ranked among companies with meaningful PE(NRI) only.
GFED' s PE(NRI) Range Over the Past 10 Years
Min: 5.64  Med: 12.86 Max: 99999999.99
Current: 10.97
5.64
99999999.99
P/B 1.02
GFED's P/B is ranked lower than
55% of the 2114 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. GFED: 1.02 )
Ranked among companies with meaningful P/B only.
GFED' s P/B Range Over the Past 10 Years
Min: 0.26  Med: 0.91 Max: 2.03
Current: 1.02
0.26
2.03
P/S 2.62
GFED's P/S is ranked lower than
52% of the 2513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.57 vs. GFED: 2.62 )
Ranked among companies with meaningful P/S only.
GFED' s P/S Range Over the Past 10 Years
Min: 0.51  Med: 1.40 Max: 4.53
Current: 2.62
0.51
4.53
PFCF 8.16
GFED's PFCF is ranked lower than
51% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. GFED: 8.16 )
Ranked among companies with meaningful PFCF only.
GFED' s PFCF Range Over the Past 10 Years
Min: 0.84  Med: 6.67 Max: 44.46
Current: 8.16
0.84
44.46
POCF 7.44
GFED's POCF is ranked lower than
52% of the 1445 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.26 vs. GFED: 7.44 )
Ranked among companies with meaningful POCF only.
GFED' s POCF Range Over the Past 10 Years
Min: 0.81  Med: 5.50 Max: 29.55
Current: 7.44
0.81
29.55
EV-to-EBIT 16.52
GFED's EV-to-EBIT is ranked lower than
65% of the 2044 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.62 vs. GFED: 16.52 )
Ranked among companies with meaningful EV-to-EBIT only.
GFED' s EV-to-EBIT Range Over the Past 10 Years
Min: -460.3  Med: 17.60 Max: 179.8
Current: 16.52
-460.3
179.8
EV-to-EBITDA 14.85
GFED's EV-to-EBITDA is ranked lower than
65% of the 2053 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.33 vs. GFED: 14.85 )
Ranked among companies with meaningful EV-to-EBITDA only.
GFED' s EV-to-EBITDA Range Over the Past 10 Years
Min: -72.4  Med: 16.00 Max: 311.2
Current: 14.85
-72.4
311.2
Shiller P/E 20.62
GFED's Shiller P/E is ranked lower than
73% of the 557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. GFED: 20.62 )
Ranked among companies with meaningful Shiller P/E only.
GFED' s Shiller P/E Range Over the Past 10 Years
Min: 3.56  Med: 12.66 Max: 29.42
Current: 20.62
3.56
29.42

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.51
GFED's Dividend Yield is ranked lower than
79% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. GFED: 1.51 )
Ranked among companies with meaningful Dividend Yield only.
GFED' s Dividend Yield Range Over the Past 10 Years
Min: 0.39  Med: 2.32 Max: 10.29
Current: 1.51
0.39
10.29
Dividend Payout 0.14
GFED's Dividend Payout is ranked higher than
87% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. GFED: 0.14 )
Ranked among companies with meaningful Dividend Payout only.
GFED' s Dividend Payout Range Over the Past 10 Years
Min: 0.12  Med: 0.40 Max: 5
Current: 0.14
0.12
5
Forward Dividend Yield 2.05
GFED's Forward Dividend Yield is ranked lower than
74% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. GFED: 2.05 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.48
GFED's Yield on cost (5-Year) is ranked lower than
80% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. GFED: 1.48 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
GFED' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.39  Med: 2.32 Max: 10.29
Current: 1.48
0.39
10.29
3-Year Average Share Buyback Ratio -15.00
GFED's 3-Year Average Share Buyback Ratio is ranked lower than
83% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. GFED: -15.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GFED' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -20.8  Med: 1.60 Max: 24.2
Current: -15
-20.8
24.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.04
GFED's Price/Tangible Book is ranked higher than
52% of the 1932 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. GFED: 1.04 )
Ranked among companies with meaningful Price/Tangible Book only.
GFED' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.32  Med: 1.04 Max: 2.57
Current: 1.04
0.32
2.57
Price/Projected FCF 0.49
GFED's Price/Projected FCF is ranked higher than
68% of the 1071 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.64 vs. GFED: 0.49 )
Ranked among companies with meaningful Price/Projected FCF only.
GFED' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.12  Med: 0.56 Max: 7.25
Current: 0.49
0.12
7.25
Price/Median PS Value 1.90
GFED's Price/Median PS Value is ranked lower than
95% of the 1761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. GFED: 1.90 )
Ranked among companies with meaningful Price/Median PS Value only.
GFED' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.37  Med: 2.71 Max: 5.39
Current: 1.9
0.37
5.39
Price/Peter Lynch Fair Value 0.46
GFED's Price/Peter Lynch Fair Value is ranked higher than
79% of the 502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. GFED: 0.46 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
GFED' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.43  Med: 0.71 Max: 3.59
Current: 0.46
0.43
3.59
Price/Graham Number 0.72
GFED's Price/Graham Number is ranked higher than
57% of the 1720 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. GFED: 0.72 )
Ranked among companies with meaningful Price/Graham Number only.
GFED' s Price/Graham Number Range Over the Past 10 Years
Min: 0.32  Med: 0.96 Max: 2.43
Current: 0.72
0.32
2.43
Earnings Yield (Greenblatt) (%) 6.06
GFED's Earnings Yield (Greenblatt) (%) is ranked lower than
58% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. GFED: 6.06 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
GFED' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 5.30 Max: 42.8
Current: 6.06
0.6
42.8
Forward Rate of Return (Yacktman) (%) 53.18
GFED's Forward Rate of Return (Yacktman) (%) is ranked higher than
88% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. GFED: 53.18 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
GFED' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 14  Med: 29.50 Max: 61.5
Current: 53.18
14
61.5

More Statistics

Revenue(Mil) $26
EPS $ 1.38
Beta0.27
Short Percentage of Float0.01%
52-Week Range $14.15 - 15.89
Shares Outstanding(Mil)4.35

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Guaranty Federal Bancshares Inc is a Delaware-chartered corporation that was formed in September 1997. The Company is a savings and loan holding company for Guaranty Federal Savings Bank, a federal savings bank, the Bank, on December 30, 1997, in connection with a plan of conversion and reorganization involving the Bank and its then existing mutual holding company. The Bank's business has been, and continues to be, attracting retail deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, multi-family residential mortgage loans, construction loans, permanent one- to four-family residential mortgage loans, business, consumer and other loans. The Bank also invests in mortgage-backed securities, U.S. Government and federal agency securities and other marketable securities. The Bank's market areas are Greene and Christian Counties, which are in the southwestern corner of Missouri and includes the cities of Springfield, Nixa and Ozark, Missouri. The Bank offers various checking accounts, money markets, savings, fixed-term certificates of deposit and individual retirement accounts. The Bank offers a variety of deposit accounts having a range of interest rates and terms. The Company competes with community banks, regional and super-regional banking institutions, national banking institutions, and a range of other financial institutions such as credit unions, government-sponsored enterprises, mutual fund companies, insurance companies, brokerage companies, & other non-bank businesses. The Company is subject to regulation and supervision of the Board of Governors of the Federal Reserve System under the Bank Holding Company Act of 1956.
» More Articles for GFED

Headlines

Articles On GuruFocus.com
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) Aug 13 2010 
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) Aug 12 2009 
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) May 15 2009 

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