Switch to:
Also traded in: Argentina, Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 15.05
GGAL's Cash-to-Debt is ranked higher than
69% of the 1592 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.23 vs. GGAL: 15.05 )
Ranked among companies with meaningful Cash-to-Debt only.
GGAL' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 2.94 Max: 15.05
Current: 15.05
0.1
15.05
Equity-to-Asset 0.08
GGAL's Equity-to-Asset is ranked lower than
71% of the 1591 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.10 vs. GGAL: 0.08 )
Ranked among companies with meaningful Equity-to-Asset only.
GGAL' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.07 Max: 0.11
Current: 0.08
0.06
0.11
Interest Coverage 0.42
GGAL's Interest Coverage is ranked lower than
86% of the 1515 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.69 vs. GGAL: 0.42 )
Ranked among companies with meaningful Interest Coverage only.
GGAL' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 0.49 Max: 0.82
Current: 0.42
0.12
0.82
Beneish M-Score: 0.56
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 28.46
GGAL's Operating Margin % is ranked lower than
58% of the 1606 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 31.37 vs. GGAL: 28.46 )
Ranked among companies with meaningful Operating Margin % only.
GGAL' s Operating Margin % Range Over the Past 10 Years
Min: 6.82  Med: 24.44 Max: 32.35
Current: 28.46
6.82
32.35
Net Margin % 20.35
GGAL's Net Margin % is ranked lower than
59% of the 1605 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 22.70 vs. GGAL: 20.35 )
Ranked among companies with meaningful Net Margin % only.
GGAL' s Net Margin % Range Over the Past 10 Years
Min: 2.1  Med: 14.96 Max: 20.35
Current: 20.35
2.1
20.35
ROE % 41.89
GGAL's ROE % is ranked higher than
99% of the 1603 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.58 vs. GGAL: 41.89 )
Ranked among companies with meaningful ROE % only.
GGAL' s ROE % Range Over the Past 10 Years
Min: 2.82  Med: 31.3 Max: 41.89
Current: 41.89
2.82
41.89
ROA % 3.67
GGAL's ROA % is ranked higher than
95% of the 1612 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.90 vs. GGAL: 3.67 )
Ranked among companies with meaningful ROA % only.
GGAL' s ROA % Range Over the Past 10 Years
Min: 0.2  Med: 2.41 Max: 3.67
Current: 3.67
0.2
3.67
3-Year Revenue Growth Rate 35.10
GGAL's 3-Year Revenue Growth Rate is ranked higher than
97% of the 1354 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 4.20 vs. GGAL: 35.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
GGAL' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -8.3  Med: 29.4 Max: 41.3
Current: 35.1
-8.3
41.3
3-Year EBITDA Growth Rate 41.40
GGAL's 3-Year EBITDA Growth Rate is ranked higher than
93% of the 1256 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.40 vs. GGAL: 41.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
GGAL' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -74.4  Med: 41.4 Max: 266.8
Current: 41.4
-74.4
266.8
3-Year EPS without NRI Growth Rate 47.40
GGAL's 3-Year EPS without NRI Growth Rate is ranked higher than
94% of the 1226 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.40 vs. GGAL: 47.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
GGAL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -58  Med: 47.4 Max: 107.2
Current: 47.4
-58
107.2
GuruFocus has detected 4 Warning Signs with Grupo Financiero Galicia SA $GGAL.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» GGAL's 10-Y Financials

Financials (Next Earnings Date: 2017-05-14 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

GGAL Guru Trades in Q2 2016

Jim Simons 109,900 sh (New)
Pioneer Investments 91,466 sh (New)
Lee Ainslie 42,920 sh (New)
RS Investment Management 139,238 sh (-6.01%)
Caxton Associates 249,965 sh (-6.93%)
» More
Q3 2016

GGAL Guru Trades in Q3 2016

George Soros 70,000 sh (New)
John Burbank 20,000 sh (New)
Ken Fisher 7,400 sh (New)
Caxton Associates 264,765 sh (+5.92%)
Lee Ainslie 40,706 sh (-5.16%)
Pioneer Investments 67,906 sh (-25.76%)
Jim Simons 70,400 sh (-35.94%)
» More
Q4 2016

GGAL Guru Trades in Q4 2016

Ken Fisher 8,200 sh (+10.81%)
Pioneer Investments Sold Out
Jim Simons Sold Out
John Burbank Sold Out
Lee Ainslie Sold Out
George Soros Sold Out
Caxton Associates 65,910 sh (-75.11%)
» More
Q1 2017

GGAL Guru Trades in Q1 2017

Manning & Napier Advisors, Inc 102,510 sh (New)
Ken Fisher 9,000 sh (+9.76%)
» More
» Details

Insider Trades

Latest Guru Trades with GGAL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - Latin America  
Compare:NYSE:ITCB, NYSE:BSMX, NYSE:BFR, NYSE:AVAL, NYSE:SUPV, NYSE:BLX, NYSE:CIB, NYSE:BMA, OTCPK:PRBAY, OTCPK:GPFOY, NYSE:BSAC, NYSE:BCH, NYSE:BAP, OTCPK:GBOOY, OTCPK:BDORY, NYSE:BBDO, NYSE:BSBR, NYSE:ITUB » details
Traded in other countries:GGAL.Argentina, GF4.Germany, GGABF.USA,
Headquarter Location:Argentina
Grupo Financiero Galicia SA, through its subsidiaries, provides banking, insurance, and investment services. It offers financial products and services to large corporations, small and medium-sized companies, and individuals.

Grupo Financiero Galicia is the holding company for Banco Galicia, one of the three largest banks in Argentina by assets. It provides a wide range of financial services to corporations and individuals and operates 232 branches across the country. The bank was hit hard by Argentina's 2002 financial crisis and made virtually no new loans for several years. Banco Galicia is still recovering from the crisis but has begun rebuilding its loan portfolio.

Ratios

vs
industry
vs
history
PE Ratio 13.14
GGAL's PE Ratio is ranked higher than
60% of the 1510 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.59 vs. GGAL: 13.14 )
Ranked among companies with meaningful PE Ratio only.
GGAL' s PE Ratio Range Over the Past 10 Years
Min: 2.8  Med: 9.46 Max: 65.14
Current: 13.14
2.8
65.14
PE Ratio without NRI 13.11
GGAL's PE Ratio without NRI is ranked higher than
60% of the 1477 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.63 vs. GGAL: 13.11 )
Ranked among companies with meaningful PE Ratio without NRI only.
GGAL' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.79  Med: 9.44 Max: 48.2
Current: 13.11
2.79
48.2
Price-to-Owner-Earnings 14.63
GGAL's Price-to-Owner-Earnings is ranked higher than
50% of the 882 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.21 vs. GGAL: 14.63 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
GGAL' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.51  Med: 9.02 Max: 62.5
Current: 14.63
2.51
62.5
PB Ratio 3.88
GGAL's PB Ratio is ranked lower than
96% of the 1611 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.20 vs. GGAL: 3.88 )
Ranked among companies with meaningful PB Ratio only.
GGAL' s PB Ratio Range Over the Past 10 Years
Min: 0.4  Med: 1.76 Max: 4.32
Current: 3.88
0.4
4.32
PS Ratio 2.90
GGAL's PS Ratio is ranked higher than
63% of the 1586 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.40 vs. GGAL: 2.90 )
Ranked among companies with meaningful PS Ratio only.
GGAL' s PS Ratio Range Over the Past 10 Years
Min: 0.23  Med: 1.12 Max: 2.96
Current: 2.9
0.23
2.96
Price-to-Free-Cash-Flow 4.64
GGAL's Price-to-Free-Cash-Flow is ranked higher than
74% of the 870 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.33 vs. GGAL: 4.64 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
GGAL' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.6  Med: 3.57 Max: 54.35
Current: 4.64
0.6
54.35
Price-to-Operating-Cash-Flow 4.49
GGAL's Price-to-Operating-Cash-Flow is ranked higher than
72% of the 940 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 10.82 vs. GGAL: 4.49 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
GGAL' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.58  Med: 3.18 Max: 37.73
Current: 4.49
0.58
37.73
EV-to-EBIT 4.34
GGAL's EV-to-EBIT is ranked higher than
81% of the 1668 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.52 vs. GGAL: 4.34 )
Ranked among companies with meaningful EV-to-EBIT only.
GGAL' s EV-to-EBIT Range Over the Past 10 Years
Min: -21.2  Med: 4.1 Max: 4333.4
Current: 4.34
-21.2
4333.4
EV-to-EBITDA 4.34
GGAL's EV-to-EBITDA is ranked higher than
80% of the 1685 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 11.29 vs. GGAL: 4.34 )
Ranked among companies with meaningful EV-to-EBITDA only.
GGAL' s EV-to-EBITDA Range Over the Past 10 Years
Min: -437.2  Med: 3.4 Max: 4333.4
Current: 4.34
-437.2
4333.4
PEG Ratio 0.37
GGAL's PEG Ratio is ranked higher than
90% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.43 vs. GGAL: 0.37 )
Ranked among companies with meaningful PEG Ratio only.
GGAL' s PEG Ratio Range Over the Past 10 Years
Min: 0.1  Med: 0.24 Max: 0.59
Current: 0.37
0.1
0.59
Shiller PE Ratio 44.68
GGAL's Shiller PE Ratio is ranked lower than
89% of the 479 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 20.93 vs. GGAL: 44.68 )
Ranked among companies with meaningful Shiller PE Ratio only.
GGAL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.9  Med: 29.94 Max: 58.5
Current: 44.68
12.9
58.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.21
GGAL's Dividend Yield % is ranked lower than
99% of the 2319 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.69 vs. GGAL: 0.21 )
Ranked among companies with meaningful Dividend Yield % only.
GGAL' s Dividend Yield % Range Over the Past 10 Years
Min: 0.1  Med: 0.23 Max: 0.72
Current: 0.21
0.1
0.72
Dividend Payout Ratio 0.03
GGAL's Dividend Payout Ratio is ranked higher than
99% of the 1315 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.33 vs. GGAL: 0.03 )
Ranked among companies with meaningful Dividend Payout Ratio only.
GGAL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01  Med: 0.02 Max: 0.03
Current: 0.03
0.01
0.03
3-Year Dividend Growth Rate 79.20
GGAL's 3-Year Dividend Growth Rate is ranked higher than
97% of the 768 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.20 vs. GGAL: 79.20 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
GGAL' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 79.2
Current: 79.2
0
79.2
Forward Dividend Yield % 0.21
GGAL's Forward Dividend Yield % is ranked lower than
99% of the 2248 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.73 vs. GGAL: 0.21 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.21
GGAL's 5-Year Yield-on-Cost % is ranked lower than
100% of the 2649 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.31 vs. GGAL: 0.21 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
GGAL' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.1  Med: 0.23 Max: 0.72
Current: 0.21
0.1
0.72
3-Year Average Share Buyback Ratio -1.60
GGAL's 3-Year Average Share Buyback Ratio is ranked higher than
52% of the 1042 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -1.80 vs. GGAL: -1.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GGAL' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -4.4  Med: 0 Max: 16.2
Current: -1.6
-4.4
16.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 3.88
GGAL's Price-to-Tangible-Book is ranked lower than
95% of the 1576 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.27 vs. GGAL: 3.88 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
GGAL' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.42  Med: 2.31 Max: 3.99
Current: 3.88
0.42
3.99
Price-to-Intrinsic-Value-Projected-FCF 0.78
GGAL's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
52% of the 869 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.78 vs. GGAL: 0.78 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
GGAL' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.25  Med: 0.53 Max: 2.8
Current: 0.78
0.25
2.8
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.23
GGAL's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
71% of the 139 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.85 vs. GGAL: 1.23 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 2.57
GGAL's Price-to-Median-PS-Value is ranked lower than
94% of the 1462 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.14 vs. GGAL: 2.57 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
GGAL' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.29  Med: 1.26 Max: 2.64
Current: 2.57
0.29
2.64
Price-to-Graham-Number 1.50
GGAL's Price-to-Graham-Number is ranked lower than
87% of the 1364 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.96 vs. GGAL: 1.50 )
Ranked among companies with meaningful Price-to-Graham-Number only.
GGAL' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.28  Med: 0.96 Max: 2.56
Current: 1.5
0.28
2.56
Earnings Yield (Greenblatt) % 23.11
GGAL's Earnings Yield (Greenblatt) % is ranked higher than
85% of the 2207 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.95 vs. GGAL: 23.11 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
GGAL' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1  Med: 19.3 Max: 30221.4
Current: 23.11
1
30221.4

More Statistics

Revenue (TTM) (Mil) $1,987
EPS (TTM) $ 3.11
Beta1.33
Short Percentage of Float1.70%
52-Week Range $23.23 - 40.41
Shares Outstanding (Mil)130.03
» More Articles for GGAL

Headlines

Articles On GuruFocus.com
13 Questions With Argentine Value Investor Santiago Lucca Dec 05 2016 
All-In-One Screener Identifies Undervalued U.S. Financial Services Stocks Oct 19 2015 
Predictable and Undervalued Companies - Part II May 20 2015 
Uncertainty and Company Valuations: The case of Argentina Mar 08 2014 
Should You Stay Long Argentinean Banks? Oct 13 2013 
Argentina's New Debt Exchange: Go Long Banks Sep 01 2013 

More From Other Websites
Zacks.com featured highlights: PCTEL, Grupo Financiero Galicia, Pampa Energía, Ituran Location and... Apr 25 2017
5 Stocks with Recent Price Strength to Boost Your Portfolio Apr 24 2017
Zacks.com featured highlights: DXC Technology, Ruger, Yum China Holdings, NN and Grupo Financiero... Apr 19 2017
5 Solid Relative Price Strength Stocks to Make You Rich Apr 18 2017
ETFs with exposure to Grupo Financiero Galicia SA : April 7, 2017 Apr 07 2017
Why Grupo Financiero (GGAL) Could Be Positioned for a Surge? Apr 06 2017
Today's Strong Buy Stocks at New Highs Apr 05 2017
3 Reasons Why Grupo Financiero (GGAL) is a Great Momentum Stock Mar 30 2017
Banco de Galicia y Buenos Aires S.A. -- Moody's withdraws ratings of Banco de Galicia y Buenos... Mar 29 2017
Why Grupo Financiero Galicia (GGAL) Stock Might be a Great Pick Mar 28 2017
Credit Suisse Mulls Share Sale Instead of Swiss Unit IPO Mar 27 2017
Today's Strong Buys Breaking Out to New Highs Mar 24 2017
Top Ranked Momentum Stocks to Buy for March 24th Mar 24 2017
Grupo Financiero Galicia (GGAL) Shares March Higher, Can It Continue? Mar 24 2017
AstraZeneca Gets 'Complete Response Letter' From FDA on Hyperkalaemia Treatment Mar 17 2017
Grupo Financiero Galicia SA :GGAL-US: Earnings Analysis: 2016 By the Numbers : March 6, 2017 Mar 06 2017
Spinnaker Capital LTD Sells Banco Macro SA, Grupo Financiero Galicia SA Jan 26 2017
Will Grupo Financiero Galicia (GGAL) Continue to Surge Higher? Jan 06 2017
Will Grupo Financiero a Great Stock for Value Investors? Dec 29 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)