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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt No Debt
GGAL's Cash to Debt is ranked higher than
88% of the 1259 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.42 vs. GGAL: No Debt )
GGAL' s 10-Year Cash to Debt Range
Min: 0.08   Max: No Debt
Current: No Debt

Equity to Asset 0.09
GGAL's Equity to Asset is ranked higher than
69% of the 1649 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.09 vs. GGAL: 0.09 )
GGAL' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.11
Current: 0.09

0.06
0.11
Interest Coverage 0.50
GGAL's Interest Coverage is ranked higher than
53% of the 1447 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.20 vs. GGAL: 0.50 )
GGAL' s 10-Year Interest Coverage Range
Min: 0.05   Max: 0.82
Current: 0.5

0.05
0.82
F-Score: 6
Z-Score: 0.13
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 23.25
GGAL's Operating margin (%) is ranked higher than
66% of the 1594 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 29.40 vs. GGAL: 23.25 )
GGAL' s 10-Year Operating margin (%) Range
Min: -147.39   Max: 23.25
Current: 23.25

-147.39
23.25
Net-margin (%) 13.88
GGAL's Net-margin (%) is ranked higher than
60% of the 1613 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 21.45 vs. GGAL: 13.88 )
GGAL' s 10-Year Net-margin (%) Range
Min: -137.56   Max: 13.88
Current: 13.88

-137.56
13.88
ROE (%) 26.25
GGAL's ROE (%) is ranked higher than
99% of the 1615 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.13 vs. GGAL: 26.25 )
GGAL' s 10-Year ROE (%) Range
Min: -173.41   Max: 31.17
Current: 26.25

-173.41
31.17
ROA (%) 2.19
GGAL's ROA (%) is ranked higher than
96% of the 1616 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.75 vs. GGAL: 2.19 )
GGAL' s 10-Year ROA (%) Range
Min: -11.89   Max: 2.19
Current: 2.19

-11.89
2.19
ROC (Joel Greenblatt) (%) 219.16
GGAL's ROC (Joel Greenblatt) (%) is ranked higher than
91% of the 1569 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 73.85 vs. GGAL: 219.16 )
GGAL' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -533.71   Max: 219.16
Current: 219.16

-533.71
219.16
Revenue Growth (%) 35.30
GGAL's Revenue Growth (%) is ranked higher than
99% of the 1443 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. GGAL: 35.30 )
GGAL' s 10-Year Revenue Growth (%) Range
Min: -8.3   Max: 41.2
Current: 35.3

-8.3
41.2
EBITDA Growth (%) 65.10
GGAL's EBITDA Growth (%) is ranked higher than
97% of the 1280 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.70 vs. GGAL: 65.10 )
GGAL' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 69.7
Current: 65.1

0
69.7
EPS Growth (%) 63.80
GGAL's EPS Growth (%) is ranked higher than
96% of the 1283 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.90 vs. GGAL: 63.80 )
GGAL' s 10-Year EPS Growth (%) Range
Min: -57.8   Max: 107.2
Current: 63.8

-57.8
107.2
» GGAL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

GGAL Guru Trades in Q1 2013

Louis Moore Bacon 85,000 sh (unchged)
Jim Simons 155,300 sh (-32.18%)
» More
Q2 2013

GGAL Guru Trades in Q2 2013

Louis Moore Bacon 168,050 sh (+97.71%)
Jim Simons 119,200 sh (-23.25%)
» More
Q3 2013

GGAL Guru Trades in Q3 2013

Louis Moore Bacon Sold Out
Jim Simons 82,165 sh (-31.07%)
» More
Q4 2013

GGAL Guru Trades in Q4 2013

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with GGAL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 7.40
GGAL's P/E(ttm) is ranked higher than
95% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.40 vs. GGAL: 7.40 )
GGAL' s 10-Year P/E(ttm) Range
Min: 3.5   Max: 324.75
Current: 7.4

3.5
324.75
P/B 2.00
GGAL's P/B is ranked higher than
55% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.15 vs. GGAL: 2.00 )
GGAL' s 10-Year P/B Range
Min: 0.82   Max: 7.26
Current: 2

0.82
7.26
P/S 1.10
GGAL's P/S is ranked higher than
95% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.10 vs. GGAL: 1.10 )
GGAL' s 10-Year P/S Range
Min: 0.47   Max: 7.95
Current: 1.1

0.47
7.95
EV-to-EBIT 0.38
GGAL's EV-to-EBIT is ranked higher than
100% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 18.36 vs. GGAL: 0.38 )
GGAL' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 9536
Current: 0.38

0.1
9536
PEG 0.20
GGAL's PEG is ranked higher than
99% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.50 vs. GGAL: 0.20 )
GGAL' s 10-Year PEG Range
Min: 0.07   Max: 0.2
Current: 0.2

0.07
0.2
Shiller P/E 16.40
GGAL's Shiller P/E is ranked higher than
90% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 98.15 vs. GGAL: 16.40 )
GGAL' s 10-Year Shiller P/E Range
Min: 7.66   Max: 291
Current: 16.4

7.66
291

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.20
GGAL's Dividend Yield is ranked lower than
94% of the 1405 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.43 vs. GGAL: 0.20 )
GGAL' s 10-Year Dividend Yield Range
Min: 0.07   Max: 0.47
Current: 0.2

0.07
0.47
Dividend Payout 0.01
GGAL's Dividend Payout is ranked higher than
52% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. GGAL: 0.01 )
GGAL' s 10-Year Dividend Payout Range
Min: 0.04   Max: 0.62
Current: 0.01

0.04
0.62
Yield on cost (5-Year) 0.20
GGAL's Yield on cost (5-Year) is ranked lower than
90% of the 1367 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.63 vs. GGAL: 0.20 )
GGAL' s 10-Year Yield on cost (5-Year) Range
Min: 0.07   Max: 0.47
Current: 0.2

0.07
0.47
Share Buyback Rate -0.50
GGAL's Share Buyback Rate is ranked higher than
81% of the 1242 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -1.90 vs. GGAL: -0.50 )
GGAL' s 10-Year Share Buyback Rate Range
Min: 16.2   Max: -4.8
Current: -0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.20
GGAL's Price/Tangible Book is ranked higher than
59% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.35 vs. GGAL: 2.20 )
GGAL' s 10-Year Price/Tangible Book Range
Min: 0.21   Max: 11.48
Current: 2.2

0.21
11.48
Price/DCF (Projected) 0.60
GGAL's Price/DCF (Projected) is ranked higher than
90% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.48 vs. GGAL: 0.60 )
GGAL' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 2.15
Current: 0.6

0.1
2.15
Price/Median PS Value 0.60
GGAL's Price/Median PS Value is ranked higher than
97% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.11 vs. GGAL: 0.60 )
GGAL' s 10-Year Price/Median PS Value Range
Min: 0.09   Max: 10.84
Current: 0.6

0.09
10.84
Price/Peter Lynch Fair Value 0.30
GGAL's Price/Peter Lynch Fair Value is ranked higher than
99% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. GGAL: 0.30 )
GGAL' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.15   Max: 18.95
Current: 0.3

0.15
18.95
Price/Graham Number 0.80
GGAL's Price/Graham Number is ranked higher than
84% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.05 vs. GGAL: 0.80 )
GGAL' s 10-Year Price/Graham Number Range
Min: 0.4   Max: 11.09
Current: 0.8

0.4
11.09
Earnings Yield (Greenblatt) 230.70
GGAL's Earnings Yield (Greenblatt) is ranked higher than
99% of the 1588 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.90 vs. GGAL: 230.70 )
GGAL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 1662.1
Current: 230.7

0.3
1662.1
Forward Rate of Return (Yacktman) 72.82
GGAL's Forward Rate of Return (Yacktman) is ranked higher than
95% of the 1260 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.98 vs. GGAL: 72.82 )
GGAL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -8.5   Max: 67.4
Current: 72.82

-8.5
67.4

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:ITUB, BBD, BDORY, BSBR, GPFOY » details
Traded in other countries:GGABF.USA, GF4.Germany
Grupo Financiero Galicia SA is a financial service holding company for Banco Galicia, a commercial bank. The bank attracts deposits and offers business and consumer loans, mortgages, investment banking, and securities brokerage services & among others.
» More Articles for NAS:GGAL

Headlines

Articles On GuruFocus.com
Uncertainty and Company Valuations: The case of Argentina Mar 08 2014 
Should You Stay Long Argentinean Banks? Oct 13 2013 
Argentina's New Debt Exchange: Go Long Banks Sep 01 2013 

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