Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.76
GLBZ's Cash to Debt is ranked higher than
68% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. GLBZ: 0.76 )
GLBZ' s 10-Year Cash to Debt Range
Min: 0.22   Max: No Debt
Current: 0.76

Equity to Asset 0.08
GLBZ's Equity to Asset is ranked higher than
59% of the 1643 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. GLBZ: 0.08 )
GLBZ' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.08

0.07
0.1
Interest Coverage 1.22
GLBZ's Interest Coverage is ranked higher than
66% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. GLBZ: 1.22 )
GLBZ' s 10-Year Interest Coverage Range
Min: 0.16   Max: 1.22
Current: 1.22

0.16
1.22
F-Score: 5
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 22.21
GLBZ's Operating margin (%) is ranked higher than
64% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. GLBZ: 22.21 )
GLBZ' s 10-Year Operating margin (%) Range
Min: -1.97   Max: 28.12
Current: 22.21

-1.97
28.12
Net-margin (%) 17.88
GLBZ's Net-margin (%) is ranked higher than
68% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.45 vs. GLBZ: 17.88 )
GLBZ' s 10-Year Net-margin (%) Range
Min: -13.04   Max: 22.7
Current: 17.88

-13.04
22.7
ROE (%) 8.28
GLBZ's ROE (%) is ranked higher than
76% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. GLBZ: 8.28 )
GLBZ' s 10-Year ROE (%) Range
Min: -8.41   Max: 13.24
Current: 8.28

-8.41
13.24
ROA (%) 0.69
GLBZ's ROA (%) is ranked higher than
70% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. GLBZ: 0.69 )
GLBZ' s 10-Year ROA (%) Range
Min: -0.7   Max: 1.02
Current: 0.69

-0.7
1.02
ROC (Joel Greenblatt) (%) 87.86
GLBZ's ROC (Joel Greenblatt) (%) is ranked higher than
78% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.99 vs. GLBZ: 87.86 )
GLBZ' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -8.87   Max: 114.64
Current: 87.86

-8.87
114.64
Revenue Growth (%) -1.00
GLBZ's Revenue Growth (%) is ranked higher than
68% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. GLBZ: -1.00 )
GLBZ' s 10-Year Revenue Growth (%) Range
Min: -6.5   Max: 12
Current: -1

-6.5
12
EBITDA Growth (%) 7.10
GLBZ's EBITDA Growth (%) is ranked higher than
73% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. GLBZ: 7.10 )
GLBZ' s 10-Year EBITDA Growth (%) Range
Min: -69.4   Max: 234.4
Current: 7.1

-69.4
234.4
EPS Growth (%) 7.30
GLBZ's EPS Growth (%) is ranked higher than
72% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.80 vs. GLBZ: 7.30 )
GLBZ' s 10-Year EPS Growth (%) Range
Min: -50.1   Max: 98.8
Current: 7.3

-50.1
98.8
» GLBZ's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with GLBZ



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.30
GLBZ's P/E(ttm) is ranked higher than
78% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. GLBZ: 13.30 )
GLBZ' s 10-Year P/E(ttm) Range
Min: 7.17   Max: 93.75
Current: 13.3

7.17
93.75
P/B 1.10
GLBZ's P/B is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. GLBZ: 1.10 )
GLBZ' s 10-Year P/B Range
Min: 0.69   Max: 2.22
Current: 1.1

0.69
2.22
P/S 2.29
GLBZ's P/S is ranked higher than
80% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. GLBZ: 2.29 )
GLBZ' s 10-Year P/S Range
Min: 1.29   Max: 12.28
Current: 2.29

1.29
12.28
PFCF 8.70
GLBZ's PFCF is ranked higher than
79% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.86 vs. GLBZ: 8.70 )
GLBZ' s 10-Year PFCF Range
Min: 3.47   Max: 281
Current: 8.7

3.47
281
EV-to-EBIT 12.41
GLBZ's EV-to-EBIT is ranked higher than
82% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.41 vs. GLBZ: 12.41 )
GLBZ' s 10-Year EV-to-EBIT Range
Min: 6.1   Max: 136.5
Current: 12.41

6.1
136.5
PEG 0.50
GLBZ's PEG is ranked higher than
92% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. GLBZ: 0.50 )
GLBZ' s 10-Year PEG Range
Min: 0.2   Max: 8.85
Current: 0.5

0.2
8.85
Shiller P/E 16.10
GLBZ's Shiller P/E is ranked higher than
87% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 140.07 vs. GLBZ: 16.10 )
GLBZ' s 10-Year Shiller P/E Range
Min: 7.27   Max: 17.01
Current: 16.1

7.27
17.01

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.23
GLBZ's Dividend Yield is ranked higher than
66% of the 1402 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.45 vs. GLBZ: 3.23 )
GLBZ' s 10-Year Dividend Yield Range
Min: 1.51   Max: 5.48
Current: 3.23

1.51
5.48
Dividend Payout 0.43
GLBZ's Dividend Payout is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. GLBZ: 0.43 )
GLBZ' s 10-Year Dividend Payout Range
Min: 0.08   Max: 0.83
Current: 0.43

0.08
0.83
Yield on cost (5-Year) 3.30
GLBZ's Yield on cost (5-Year) is ranked higher than
59% of the 1356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. GLBZ: 3.30 )
GLBZ' s 10-Year Yield on cost (5-Year) Range
Min: 1.51   Max: 5.48
Current: 3.3

1.51
5.48
Share Buyback Rate -0.60
GLBZ's Share Buyback Rate is ranked higher than
79% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. GLBZ: -0.60 )
GLBZ' s 10-Year Share Buyback Rate Range
Min: 7.8   Max: -7
Current: -0.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
GLBZ's Price/Tangible Book is ranked higher than
80% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. GLBZ: 1.00 )
GLBZ' s 10-Year Price/Tangible Book Range
Min: 0.7   Max: 2.15
Current: 1

0.7
2.15
Price/DCF (Projected) 0.60
GLBZ's Price/DCF (Projected) is ranked higher than
85% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.56 vs. GLBZ: 0.60 )
GLBZ' s 10-Year Price/DCF (Projected) Range
Min: 0.25   Max: 0.85
Current: 0.6

0.25
0.85
Price/Median PS Value 1.00
GLBZ's Price/Median PS Value is ranked higher than
77% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. GLBZ: 1.00 )
GLBZ' s 10-Year Price/Median PS Value Range
Min: 0.47   Max: 5.38
Current: 1

0.47
5.38
Price/Graham Number 0.80
GLBZ's Price/Graham Number is ranked higher than
83% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. GLBZ: 0.80 )
GLBZ' s 10-Year Price/Graham Number Range
Min: 0.48   Max: 2.04
Current: 0.8

0.48
2.04
Earnings Yield (Greenblatt) 8.30
GLBZ's Earnings Yield (Greenblatt) is ranked higher than
76% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. GLBZ: 8.30 )
GLBZ' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 16.4
Current: 8.3

0.7
16.4
Forward Rate of Return (Yacktman) 6.65
GLBZ's Forward Rate of Return (Yacktman) is ranked higher than
61% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.45 vs. GLBZ: 6.65 )
GLBZ' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -5.7   Max: 53.2
Current: 6.65

-5.7
53.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Glen Burnie Bancorp is a bank holding Company organized in 1990 under the laws of the State of Maryland. The Company owns all the outstanding shares of capital stock of The Bank of Glen Burnie (the 'Bank'), a commercial bank organized in 1949 under the laws of the State of Maryland. The Bank is engaged in the commercial and retail banking business, offering services including the acceptance of demand and time deposits, and the origination of loans to individuals, associations, partnerships and corporations. Its real estate financing consists of residential first and second mortgage loans, home equity lines of credit and commercial mortgage loans. Lending activities include residential and commercial real estate loans, construction loans, land acquisition and development loans, commercial loans and consumer installment lending. The Bank solicits loan applications for commercial loans from small to medium sized businesses located in its market area. Consumer lending currently consists mainly of indirect automobile loans originated through arrangements with local dealers. The Bank offers long-term mortgage financing for residential and commercial real estate, as well as construction and land development loans. The Bank additionally provides installment and time lending including various capital loans, equipment, vehicles, lines of credit and letters of credit for commercial lenders. Its commercial portfolio includes demand, installment and time lending for commercial purposes. The Bank's commercial loan portfolio consists of demand, installment and time loans for commercial purposes. The Bank's business demand, installment and time lending includes various working capital loans, equipment, vehicles, lines of credit and letters of credit for commercial customers. The Bank makes consumer and commercial installment loans for the purchase of automobiles, boats, other consumer durable goods, capital goods and equipment. The Bank's deposit products include regular savings accounts (statements), money market deposit accounts, demand deposit accounts, NOW checking accounts, IRA and SEP accounts, Christmas club accounts and certificates of deposit. ATMS, wire transfers, telephone banking, money orders and travelers checks, and safe deposit banks are also offered. The Bank faces competition for deposits and loans from other community banks, branches or affiliates of larger banks, savings and loan associations, savings banks and credit unions, which compete vigorously. The Company is registered with the Board of Governors of the Federal Reserve System and subject to Federal Reserve Board regulation, examination, supervision and reporting requirements.
» More Articles for GLBZ

Headlines

Articles On GuruFocus.com
comment on GLBZ Apr 03 2012 
Glen Burnie Bancorp Reports Operating Results (10-K) Mar 11 2011 
Glen Burnie Bancorp Reports Operating Results (10-Q) Nov 05 2010 
Glen Burnie Bancorp Reports Operating Results (10-Q) Aug 05 2010 
Glen Burnie Bancorp Reports Operating Results (10-Q) May 13 2010 
Glen Burnie Bancorp Reports Operating Results (10-Q) Nov 03 2009 
Glen Burnie Bancorp Declares 3Q Dividend Sep 14 2009 
Glen Burnie Bancorp Reports Operating Results (10-Q) Jul 29 2009 
Glen Burnie Bancorp Releases 2Q Earnings Jul 28 2009 
Glen Burnie Bancorp Reports Operating Results (10-Q) Apr 28 2009 

More From Other Websites
Nasdaq stocks posting largest volume increases Jul 23 2014
Glen Burnie Bancorp Declares 2Q Dividend Jun 12 2014
GLEN BURNIE BANCORP Financials May 23 2014
GLEN BURNIE BANCORP Files SEC form 10-Q, Quarterly Report May 15 2014
GLEN BURNIE BANCORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... May 14 2014
GLEN BURNIE BANCORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 08 2014
Glen Burnie Bancorp Releases 1Q 2014 Earnings May 08 2014
GLEN BURNIE BANCORP DECLARES 1Q DIVIDEND Mar 26 2014
GLEN BURNIE BANCORP Files SEC form 10-K, Annual Report Mar 18 2014
Glen Burnie Bancorp Declares 1Q Dividend Mar 17 2014
GLEN BURNIE BANCORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Feb 19 2014
Glen Burnie Bancorp Announces 2013 4Q and Year End Earnings Feb 18 2014
GLEN BURNIE BANCORP Files SEC form 8-K, Entry into a Material Definitive Agreement Jan 10 2014
GLEN BURNIE BANCORP Files SEC form 8-K, Change in Directors or Principal Officers Jan 06 2014
Glen Burnie Bancorp Declares 4Q Dividend Dec 12 2013
Glen Burnie Bancorp Releases 3Q Earnings Nov 07 2013
Glen Burnie Bancorp Declares 3Q Dividend Sep 12 2013
GLEN BURNIE BANCORP Files SEC form 10-Q, Quarterly Report Aug 14 2013
Glen Burnie Bancorp Releases 2Q Earnings Aug 09 2013

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide