Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.57
GNW's Cash to Debt is ranked higher than
72% of the 155 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.20 vs. GNW: 0.57 )
GNW' s 10-Year Cash to Debt Range
Min: 0.35   Max: No Debt
Current: 0.57

Equity to Asset 0.13
GNW's Equity to Asset is ranked higher than
83% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. GNW: 0.13 )
GNW' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.15
Current: 0.13

0.08
0.15
Interest Coverage 2.13
GNW's Interest Coverage is ranked higher than
68% of the 120 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.10 vs. GNW: 2.13 )
GNW' s 10-Year Interest Coverage Range
Min: 0.41   Max: 14.45
Current: 2.13

0.41
14.45
F-Score: 4
Z-Score: 0.19
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 11.17
GNW's Operating margin (%) is ranked higher than
88% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.97 vs. GNW: 11.17 )
GNW' s 10-Year Operating margin (%) Range
Min: -9.47   Max: 31.7
Current: 11.17

-9.47
31.7
Net-margin (%) 5.96
GNW's Net-margin (%) is ranked higher than
84% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.79 vs. GNW: 5.96 )
GNW' s 10-Year Net-margin (%) Range
Min: -5.75   Max: 12.91
Current: 5.96

-5.75
12.91
ROE (%) 3.89
GNW's ROE (%) is ranked higher than
72% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.04 vs. GNW: 3.89 )
GNW' s 10-Year ROE (%) Range
Min: -6.41   Max: 9.96
Current: 3.89

-6.41
9.96
ROA (%) 0.52
GNW's ROA (%) is ranked higher than
74% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.74 vs. GNW: 0.52 )
GNW' s 10-Year ROA (%) Range
Min: -0.53   Max: 1.2
Current: 0.52

-0.53
1.2
Revenue Growth (%) -2.60
GNW's Revenue Growth (%) is ranked higher than
77% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.20 vs. GNW: -2.60 )
GNW' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 5.5
Current: -2.6

0
5.5
EBITDA Growth (%) 55.60
GNW's EBITDA Growth (%) is ranked higher than
98% of the 126 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.90 vs. GNW: 55.60 )
GNW' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 55.6
Current: 55.6

0
55.6
EPS Growth (%) 118.70
GNW's EPS Growth (%) is ranked higher than
98% of the 127 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.00 vs. GNW: 118.70 )
GNW' s 10-Year EPS Growth (%) Range
Min: 0   Max: 118.7
Current: 118.7

0
118.7
» GNW's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

GNW Guru Trades in Q1 2013

Bruce Berkowitz 898,800 sh (New)
Caxton Associates 1,850,000 sh (New)
Ray Dalio 204,637 sh (New)
Steven Cohen 577,199 sh (+900.78%)
Louis Moore Bacon 1,650,000 sh (+371.43%)
Jim Simons 5,806,500 sh (+285.76%)
John Paulson 9,000,000 sh (+130.77%)
Jeremy Grantham 912,400 sh (+95.23%)
John Keeley 155,000 sh (+14.81%)
Joel Greenblatt 48,969 sh (+10.67%)
Seth Klarman Sold Out
Paul Tudor Jones Sold Out
Dodge & Cox 35,476,097 sh (-1.86%)
Arnold Schneider 561,364 sh (-3.66%)
Richard Snow 1,525,635 sh (-22.01%)
Edward Lampert 8,382,562 sh (-30.63%)
» More
Q2 2013

GNW Guru Trades in Q2 2013

Bruce Berkowitz 1,075,200 sh (+19.63%)
Jeremy Grantham 1,030,450 sh (+12.94%)
Joel Greenblatt 51,664 sh (+5.5%)
John Paulson 9,000,000 sh (unchged)
Louis Moore Bacon 150,000 sh (unchged)
Caxton Associates Sold Out
Edward Lampert Sold Out
Ray Dalio Sold Out
Dodge & Cox 35,177,497 sh (-0.84%)
Richard Snow 1,453,384 sh (-4.74%)
Arnold Schneider 524,784 sh (-6.52%)
John Keeley 140,000 sh (-9.68%)
Jim Simons 4,737,900 sh (-18.4%)
Louis Moore Bacon 350,000 sh (-78.79%)
Steven Cohen 72,800 sh (-87.39%)
» More
Q3 2013

GNW Guru Trades in Q3 2013

John Paulson 9,000,000 sh (unchged)
John Keeley 140,000 sh (unchged)
Louis Moore Bacon Sold Out
Bruce Berkowitz 1,071,500 sh (-0.34%)
Dodge & Cox 32,373,141 sh (-7.97%)
Joel Greenblatt 46,253 sh (-10.47%)
Jeremy Grantham 911,939 sh (-11.5%)
Jim Simons 4,169,900 sh (-11.99%)
Richard Snow 1,261,449 sh (-13.21%)
Steven Cohen 57,633 sh (-20.83%)
Arnold Schneider 160,884 sh (-69.34%)
» More
Q4 2013

GNW Guru Trades in Q4 2013

David Dreman 4,810 sh (New)
James Barrow 8,489,611 sh (New)
Steven Cohen 214,937 sh (+272.94%)
John Keeley 160,000 sh (+14.29%)
John Paulson 9,000,000 sh (unchged)
Bruce Berkowitz 1,071,500 sh (unchged)
Dodge & Cox Sold Out
Jeremy Grantham 836,606 sh (-8.26%)
Richard Snow 1,004,924 sh (-20.34%)
Joel Greenblatt 35,968 sh (-22.24%)
Jim Simons 2,708,200 sh (-35.05%)
Arnold Schneider 98,559 sh (-38.74%)
» More
» Details

Insider Trades

Latest Guru Trades with GNW

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Dodge & Cox 2013-12-31 Sold Out 0.47%$12.62 - $15.63 $ 16.8817%0
James Barrow 2013-12-31 New Buy0.19%$12.62 - $15.63 $ 16.8817%8489611
David Dreman 2013-12-31 New Buy0.01%$12.62 - $15.63 $ 16.8817%4810
Joel Greenblatt 2013-12-31 Reduce -22.24%$12.62 - $15.63 $ 16.8817%35968
Edward Lampert 2013-06-30 Sold Out 2.1%$9.1 - $11.41 $ 16.8862%0
Ray Dalio 2013-06-30 Sold Out 0.02%$9.1 - $11.41 $ 16.8862%0
Seth Klarman 2013-03-31 Sold Out 3.6%$7.51 - $10.51 $ 16.8884%0
Edward Lampert 2013-03-31 Reduce -30.63%0.74%$7.51 - $10.51 $ 16.8884%8382562
John Paulson 2013-03-31 Add 130.77%0.29%$7.51 - $10.51 $ 16.8884%9000000
Bruce Berkowitz 2013-03-31 New Buy0.11%$7.51 - $10.51 $ 16.8884%898800
Ray Dalio 2013-03-31 New Buy0.02%$7.51 - $10.51 $ 16.8884%204637
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Genworth Financial Inc

Berkowitz: 'It Doesn’t Pay to Bet Against America' – Low P/E Stocks
In his July 2013 letter to shareholders, Bruce Berkowitz demonstrated his signature communication gift, to explain-inspire at the same time. Guru Berkowitz wrote: “Eighty-five percent of net assets are invested in AIG, Bank of America, and others damaged by our country’s residential real estate bubble. We bought when most thought them dead. Clearly, they were not and we helped prove the point. Our initial investments reaffirmed a deeply held – and historically profitable – belief that it doesn’t pay to bet against America.” Read more...
Bruce Berkowitz’s Vision Becomes Reality, Fairholme Reaches All-Time High
Bruce Berkowitz’s Fairholme Fund has gained 20.4% year to date, pushing it to a 39% return over the past 12 months. It has been trading over $38 for most of the month of May, its highest point in its history. Berkowitz seemed to see this coming, stating in his year-end letter: “We had a great 2012, after a horrible 2011, and expect the Fund to reach new highs in the not too distant future.” Read more...
‘Margin of Safety’ Seth Klarman’s First Quarter Selling
Fascinating online discovery… You can either buy Seth Klarman’s lucid book, “Margin of Safety: Risk-Averse Value Investing Strategies for the Thoughtful Investor” for around $2,000 plus shipping, or you can download it for free as a pdf file. An amazing writer, billionaire Seth Klarman is founder and president of one of the world’s largest hedge funds, The Baupost Group, a value investing manager. As of March 31, 2013, Klarman sold out three major holdings in gold, insurance and news companies: Read more...
Four Companies Reporting Pricey Insider Buys from Their CEOs
This past week we have seen a significant increase in CEOs spending some big money on their own companies. GuruFocus research points out that top corporate executives like the CEOs and CFOs are the best performers when studying insider trading. These executives are expected to be the best informed about their companies and in result, their trades have turned out to be the most profitable. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 15.30
GNW's P/E(ttm) is ranked higher than
62% of the 139 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.90 vs. GNW: 15.30 )
GNW' s 10-Year P/E(ttm) Range
Min: 7.89   Max: 146.02
Current: 15.3

7.89
146.02
P/B 0.60
GNW's P/B is ranked higher than
97% of the 145 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.03 vs. GNW: 0.60 )
GNW' s 10-Year P/B Range
Min: 0.04   Max: 1.3
Current: 0.6

0.04
1.3
P/S 0.90
GNW's P/S is ranked higher than
60% of the 156 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.50 vs. GNW: 0.90 )
GNW' s 10-Year P/S Range
Min: 0.04   Max: 1.77
Current: 0.9

0.04
1.77
PFCF 5.90
GNW's PFCF is ranked higher than
79% of the 101 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.40 vs. GNW: 5.90 )
GNW' s 10-Year PFCF Range
Min: 0.07   Max: 6.68
Current: 5.9

0.07
6.68
EV-to-EBIT 15.60
GNW's EV-to-EBIT is ranked higher than
55% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.00 vs. GNW: 15.60 )
GNW' s 10-Year EV-to-EBIT Range
Min: 4.6   Max: 68.8
Current: 15.6

4.6
68.8
PEG 0.30
GNW's PEG is ranked higher than
93% of the 81 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.40 vs. GNW: 0.30 )
GNW' s 10-Year PEG Range
Min: 0   Max: 0.6
Current: 0.3

0
0.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.60
GNW's Price/Tangible Book is ranked higher than
96% of the 141 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.50 vs. GNW: 0.60 )
GNW' s 10-Year Price/Tangible Book Range
Min: 0.19   Max: 1.42
Current: 0.6

0.19
1.42
Price/DCF (Projected) 0.20
GNW's Price/DCF (Projected) is ranked higher than
95% of the 92 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.50 vs. GNW: 0.20 )
GNW' s 10-Year Price/DCF (Projected) Range
Min: 0.02   Max: 0.23
Current: 0.2

0.02
0.23
Price/Median PS Value 1.20
GNW's Price/Median PS Value is ranked higher than
77% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.20 vs. GNW: 1.20 )
GNW' s 10-Year Price/Median PS Value Range
Min: 0.17   Max: 2.38
Current: 1.2

0.17
2.38
Price/Graham Number 0.60
GNW's Price/Graham Number is ranked higher than
95% of the 127 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.80 vs. GNW: 0.60 )
GNW' s 10-Year Price/Graham Number Range
Min: 0.29   Max: 0.9
Current: 0.6

0.29
0.9
Earnings Yield (Greenblatt) 6.40
GNW's Earnings Yield (Greenblatt) is ranked higher than
60% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.20 vs. GNW: 6.40 )
GNW' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.5   Max: 21.7
Current: 6.4

1.5
21.7
Forward Rate of Return (Yacktman) 26.50
GNW's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 86 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 19.08 vs. GNW: 26.50 )
GNW' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 28.3   Max: 169.7
Current: 26.5

28.3
169.7

Business Description

Industry: Insurance » Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, ZFSVF, AIZ » details
Traded in other countries:GGK.Germany
Genworth Financial, Inc. was incorporated in Delaware in 2003 in preparation for an initial public offering of its common stock, which was completed on May 28, 2004. It is a financial services company providing insurance, wealth management, investment and financial solutions to more than 15 million customers, with a presence in more than 25 countries. The Company operates through three divisions: U.S. Life Insurance, Global Mortgage Insurance and Corporate and Other. The U.S. Life Insurance Division includes the U.S. Life Insurance segment. The Global Mortgage Insurance Division includes the International Mortgage Insurance and U.S. Mortgage Insurance segments. The Corporate and Other Division includes the International Protection, Wealth Management and Runoff segments and Corporate and Other activities. U.S. Life Insurance segment offers and manage a variety of insurance and fixed annuity products. Its primary insurance products include life insurance, long-term care insurance and fixed annuities. International Mortgage Insurance provides mortgage insurance products and related services in Canada and Australia and also participates in select European and other countries. U.S. Mortgage Insurance offers mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans, also known as flow mortgage insurance. International Protection provides payment protection coverage in multiple European countries. Wealth Management offers and manages a variety of wealth management products that include managed account programs together with advisor support and financial planning services. The Runoff segment includes the results of non-strategic products which are no longer actively sold. Its non-strategic products primarily include its variable annuity, variable life insurance, institutional, corporate-owned life insurance and Medicare supplement insurance products. Competition in the Company's life insurance business comes from many sources, including traditional insurance companies as well as non-traditional providers, such as banks and structured finance or private equity markets. The Company's insurance operations are subject to a wide variety of laws and regulations.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

Sww
ReplySww - 2 months ago
At least should worth around bookvalue. 2014 Feb price 15.5

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide