Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash-to-Debt 0.27
GPX's Cash-to-Debt is ranked lower than
79% of the 145 Companies
in the Global Education & Training Services industry.

( Industry Median: 2.37 vs. GPX: 0.27 )
Ranked among companies with meaningful Cash-to-Debt only.
GPX' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02  Med: 0.31 Max: No Debt
Current: 0.27
Equity-to-Asset 0.53
GPX's Equity-to-Asset is ranked lower than
56% of the 141 Companies
in the Global Education & Training Services industry.

( Industry Median: 0.59 vs. GPX: 0.53 )
Ranked among companies with meaningful Equity-to-Asset only.
GPX' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.48  Med: 0.64 Max: 0.72
Current: 0.53
0.48
0.72
Interest Coverage 23.93
GPX's Interest Coverage is ranked lower than
58% of the 130 Companies
in the Global Education & Training Services industry.

( Industry Median: 62.68 vs. GPX: 23.93 )
Ranked among companies with meaningful Interest Coverage only.
GPX' s Interest Coverage Range Over the Past 10 Years
Min: 7.9  Med: 38.03 Max: 133.7
Current: 23.93
7.9
133.7
Piotroski F-Score: 5
Altman Z-Score: 4.22
Beneish M-Score: -2.69
WACC vs ROIC
6.95%
10.11%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 6.55
GPX's Operating Margin % is ranked higher than
51% of the 141 Companies
in the Global Education & Training Services industry.

( Industry Median: 6.50 vs. GPX: 6.55 )
Ranked among companies with meaningful Operating Margin % only.
GPX' s Operating Margin % Range Over the Past 10 Years
Min: 1.43  Med: 7.43 Max: 8.89
Current: 6.55
1.43
8.89
Net Margin % 4.04
GPX's Net Margin % is ranked lower than
53% of the 143 Companies
in the Global Education & Training Services industry.

( Industry Median: 4.86 vs. GPX: 4.04 )
Ranked among companies with meaningful Net Margin % only.
GPX' s Net Margin % Range Over the Past 10 Years
Min: -0.54  Med: 4.4 Max: 5.65
Current: 4.04
-0.54
5.65
ROE % 12.42
GPX's ROE % is ranked higher than
70% of the 139 Companies
in the Global Education & Training Services industry.

( Industry Median: 6.35 vs. GPX: 12.42 )
Ranked among companies with meaningful ROE % only.
GPX' s ROE % Range Over the Past 10 Years
Min: -1.17  Med: 11.76 Max: 15.72
Current: 12.42
-1.17
15.72
ROA % 6.56
GPX's ROA % is ranked higher than
66% of the 145 Companies
in the Global Education & Training Services industry.

( Industry Median: 3.47 vs. GPX: 6.56 )
Ranked among companies with meaningful ROA % only.
GPX' s ROA % Range Over the Past 10 Years
Min: -0.81  Med: 7.35 Max: 9.95
Current: 6.56
-0.81
9.95
ROC (Joel Greenblatt) % 41.78
GPX's ROC (Joel Greenblatt) % is ranked higher than
67% of the 144 Companies
in the Global Education & Training Services industry.

( Industry Median: 17.70 vs. GPX: 41.78 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
GPX' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 13.19  Med: 73.37 Max: 97.36
Current: 41.78
13.19
97.36
3-Year Revenue Growth Rate 10.90
GPX's 3-Year Revenue Growth Rate is ranked higher than
76% of the 127 Companies
in the Global Education & Training Services industry.

( Industry Median: 2.70 vs. GPX: 10.90 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
GPX' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -21.2  Med: 2.9 Max: 20.2
Current: 10.9
-21.2
20.2
3-Year EBITDA Growth Rate -0.50
GPX's 3-Year EBITDA Growth Rate is ranked lower than
56% of the 94 Companies
in the Global Education & Training Services industry.

( Industry Median: 2.80 vs. GPX: -0.50 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
GPX' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -69.5  Med: 5.6 Max: 705.9
Current: -0.5
-69.5
705.9
3-Year EPS without NRI Growth Rate -2.60
GPX's 3-Year EPS without NRI Growth Rate is ranked lower than
52% of the 84 Companies
in the Global Education & Training Services industry.

( Industry Median: 2.50 vs. GPX: -2.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
GPX' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -44.1  Med: 4.1 Max: 212.4
Current: -2.6
-44.1
212.4
GuruFocus has detected 3 Warning Signs with GP Strategies Corp $GPX.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» GPX's 10-Y Financials

Financials (Next Earnings Date: 2017-02-28)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

GPX Guru Trades in Q1 2016

Jim Simons 37,994 sh (+10.77%)
NWQ Managers 787,331 sh (+2.01%)
Chuck Royce 104,865 sh (-30.49%)
» More
Q2 2016

GPX Guru Trades in Q2 2016

Jim Simons 96,194 sh (+153.18%)
Chuck Royce 119,865 sh (+14.30%)
NWQ Managers 795,151 sh (+0.99%)
» More
Q3 2016

GPX Guru Trades in Q3 2016

Chuck Royce 152,065 sh (+26.86%)
NWQ Managers 621,302 sh (-21.86%)
Jim Simons 65,094 sh (-32.33%)
» More
Q4 2016

GPX Guru Trades in Q4 2016

NWQ Managers 747,311 sh (+20.28%)
Chuck Royce 126,365 sh (-16.90%)
Jim Simons 28,794 sh (-55.77%)
» More
» Details

Insider Trades

Latest Guru Trades with GPX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Education » Education & Training Services    NAICS: 611430    SIC: 8299
Compare:NYSE:BPI, NAS:APEI, NYSE:DL, NAS:CECO, NYSE:FC, NAS:ABCD, NYSE:LRN, NAS:ATAI, NYSE:UTI, OTCPK:AMBOY, NAS:NAUH, NAS:LINC, OTCBB:ASPU, OTCPK:MBAIF, OTCPK:LTRE, OTCPK:SLCFF, OTCPK:SCIL, OTCPK:PCSV, OTCPK:CHNUF, NAS:STRA » details
Traded in other countries:NPD.Germany,
GP Strategies Corp provides performance improvement solutions training, e-Learning solutions, management consulting and engineering services. The Company offers the services to automotive, steel, oil and gas, power, electronics and technology industries.

GP Strategies Corp was founded in 1959 under the name National Patent Development Corporation as a venture capital firm. The Company is a performance improvement solutions provider of training, e-Learning solutions, management consulting and engineering services. It provides customized training solutions focused on performance improvement initiatives for its clients. It also provides consulting, engineering and technical services which enhance its customized training capabilities and diversify its service offerings. The Company has five reportable business segments; Learning Solutions, Professional & Technical Services, Sandy Training & Marketing, Performance Readiness Solutions and Energy Services. The Learning Solutions segment delivers training, curriculum design and development, e-Learning services, system hosting, training business process outsourcing and consulting services through its offices in the U.S., Europe, Asia and Canada. This segment serves large companies in the electronics and semiconductors, healthcare, software, financial services and other industries as well as to government agencies. Professional & Technical Services has over four decades of experience providing training, consulting, engineering and technical services, including lean consulting, emergency preparedness, safety and regulatory compliance, chemical demilitarization and environmental services mainly to companies in the manufacturing, steel, pharmaceutical and petrochemical industries, federal and state government agencies and government contractors. Sandy Training & Marketing segment provides custom product sales training designed to better educate customer sales forces with respect to new vehicle features and designs, in effect rapidly increasing the sales force knowledge base and enabling them to address detailed customer queries. This segment also provides technical training services to automotive manufacturers as well as customers in other industries. Performance Readiness Solutions provides performance consulting and technology consulting services, including platform adoption, end-user training, change management, knowledge management, customer product training outsourcing and sales enablement solutions in industries such as manufacturing, aerospace, healthcare, life sciences, consumer products, financial, telecommunications, services and higher education as well as the public sector. The Energy Services segment provides engineering services, products and training mainly to electric power generators. Its proprietary EtaPRO Performance and Condition Monitoring System provide a suite of real-time software solutions for power generation facilities and is installed on power generating units across the world. This segment also provides web-based training through its GPiLearn portal, which offers various courses to power plant personnel in the U.S. and several other countries. This segment also provides services to users of alternative fuels, incl

Ratios

vs
industry
vs
history
PE Ratio 21.41
GPX's PE Ratio is ranked lower than
61% of the 98 Companies
in the Global Education & Training Services industry.

( Industry Median: 18.56 vs. GPX: 21.41 )
Ranked among companies with meaningful PE Ratio only.
GPX' s PE Ratio Range Over the Past 10 Years
Min: 5.32  Med: 18.44 Max: 26.21
Current: 21.41
5.32
26.21
Forward PE Ratio 18.05
GPX's Forward PE Ratio is ranked higher than
62% of the 21 Companies
in the Global Education & Training Services industry.

( Industry Median: 20.58 vs. GPX: 18.05 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 21.41
GPX's PE Ratio without NRI is ranked lower than
61% of the 98 Companies
in the Global Education & Training Services industry.

( Industry Median: 18.85 vs. GPX: 21.41 )
Ranked among companies with meaningful PE Ratio without NRI only.
GPX' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.32  Med: 18.44 Max: 26.21
Current: 21.41
5.32
26.21
Price-to-Owner-Earnings 20.39
GPX's Price-to-Owner-Earnings is ranked higher than
53% of the 58 Companies
in the Global Education & Training Services industry.

( Industry Median: 24.44 vs. GPX: 20.39 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
GPX' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.64  Med: 20.95 Max: 128.42
Current: 20.39
2.64
128.42
PB Ratio 2.60
GPX's PB Ratio is ranked lower than
67% of the 136 Companies
in the Global Education & Training Services industry.

( Industry Median: 1.62 vs. GPX: 2.60 )
Ranked among companies with meaningful PB Ratio only.
GPX' s PB Ratio Range Over the Past 10 Years
Min: 0.47  Med: 1.98 Max: 4.19
Current: 2.6
0.47
4.19
PS Ratio 0.88
GPX's PS Ratio is ranked higher than
71% of the 139 Companies
in the Global Education & Training Services industry.

( Industry Median: 1.46 vs. GPX: 0.88 )
Ranked among companies with meaningful PS Ratio only.
GPX' s PS Ratio Range Over the Past 10 Years
Min: 0.18  Med: 0.83 Max: 1.39
Current: 0.88
0.18
1.39
Price-to-Free-Cash-Flow 16.43
GPX's Price-to-Free-Cash-Flow is ranked lower than
53% of the 55 Companies
in the Global Education & Training Services industry.

( Industry Median: 14.81 vs. GPX: 16.43 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
GPX' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.9  Med: 16.66 Max: 178.45
Current: 16.43
1.9
178.45
Price-to-Operating-Cash-Flow 15.44
GPX's Price-to-Operating-Cash-Flow is ranked lower than
69% of the 74 Companies
in the Global Education & Training Services industry.

( Industry Median: 11.93 vs. GPX: 15.44 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
GPX' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.71  Med: 15.24 Max: 1883.33
Current: 15.44
1.71
1883.33
EV-to-EBIT 14.31
GPX's EV-to-EBIT is ranked lower than
61% of the 82 Companies
in the Global Education & Training Services industry.

( Industry Median: 12.14 vs. GPX: 14.31 )
Ranked among companies with meaningful EV-to-EBIT only.
GPX' s EV-to-EBIT Range Over the Past 10 Years
Min: -163.5  Med: 11.25 Max: 179.6
Current: 14.31
-163.5
179.6
EV-to-EBITDA 11.81
GPX's EV-to-EBITDA is ranked lower than
64% of the 89 Companies
in the Global Education & Training Services industry.

( Industry Median: 9.98 vs. GPX: 11.81 )
Ranked among companies with meaningful EV-to-EBITDA only.
GPX' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.5  Med: 9.5 Max: 55.1
Current: 11.81
2.5
55.1
PEG Ratio 1.76
GPX's PEG Ratio is ranked lower than
54% of the 46 Companies
in the Global Education & Training Services industry.

( Industry Median: 1.23 vs. GPX: 1.76 )
Ranked among companies with meaningful PEG Ratio only.
GPX' s PEG Ratio Range Over the Past 10 Years
Min: 0.2  Med: 0.92 Max: 5.2
Current: 1.76
0.2
5.2
Shiller PE Ratio 28.33
GPX's Shiller PE Ratio is ranked lower than
65% of the 20 Companies
in the Global Education & Training Services industry.

( Industry Median: 24.11 vs. GPX: 28.33 )
Ranked among companies with meaningful Shiller PE Ratio only.
GPX' s Shiller PE Ratio Range Over the Past 10 Years
Min: 23.82  Med: 35.84 Max: 47
Current: 28.33
23.82
47
Current Ratio 1.24
GPX's Current Ratio is ranked lower than
59% of the 130 Companies
in the Global Education & Training Services industry.

( Industry Median: 1.41 vs. GPX: 1.24 )
Ranked among companies with meaningful Current Ratio only.
GPX' s Current Ratio Range Over the Past 10 Years
Min: 0.95  Med: 1.47 Max: 2.25
Current: 1.24
0.95
2.25
Quick Ratio 1.24
GPX's Quick Ratio is ranked lower than
55% of the 130 Companies
in the Global Education & Training Services industry.

( Industry Median: 1.31 vs. GPX: 1.24 )
Ranked among companies with meaningful Quick Ratio only.
GPX' s Quick Ratio Range Over the Past 10 Years
Min: 0.86  Med: 1.37 Max: 2.25
Current: 1.24
0.86
2.25
Days Sales Outstanding 67.04
GPX's Days Sales Outstanding is ranked lower than
70% of the 107 Companies
in the Global Education & Training Services industry.

( Industry Median: 9999.00 vs. GPX: 67.04 )
Ranked among companies with meaningful Days Sales Outstanding only.
GPX' s Days Sales Outstanding Range Over the Past 10 Years
Min: 57.87  Med: 74.63 Max: 89.47
Current: 67.04
57.87
89.47

Buy Back

vs
industry
vs
history
5-Year Yield-on-Cost % 0.10
GPX's 5-Year Yield-on-Cost % is ranked lower than
100% of the 135 Companies
in the Global Education & Training Services industry.

( Industry Median: 3.07 vs. GPX: 0.10 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
GPX' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0
Current: 0.1
3-Year Average Share Buyback Ratio 3.90
GPX's 3-Year Average Share Buyback Ratio is ranked higher than
91% of the 92 Companies
in the Global Education & Training Services industry.

( Industry Median: -0.50 vs. GPX: 3.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GPX' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15.1  Med: -3.8 Max: 3.9
Current: 3.9
-15.1
3.9

Valuation & Return

vs
industry
vs
history
Price-to-Net-Current-Asset-Value 15.30
GPX's Price-to-Net-Current-Asset-Value is ranked lower than
67% of the 54 Companies
in the Global Education & Training Services industry.

( Industry Median: 6.25 vs. GPX: 15.30 )
Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
GPX' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 2.2  Med: 9.83 Max: 124.75
Current: 15.3
2.2
124.75
Price-to-Tangible-Book 11.80
GPX's Price-to-Tangible-Book is ranked lower than
95% of the 117 Companies
in the Global Education & Training Services industry.

( Industry Median: 2.18 vs. GPX: 11.80 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
GPX' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.72  Med: 4.22 Max: 37.7
Current: 11.8
0.72
37.7
Price-to-Intrinsic-Value-Projected-FCF 1.13
GPX's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
56% of the 70 Companies
in the Global Education & Training Services industry.

( Industry Median: 1.18 vs. GPX: 1.13 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
GPX' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.25  Med: 1.32 Max: 33.89
Current: 1.13
0.25
33.89
Price-to-Median-PS-Value 1.05
GPX's Price-to-Median-PS-Value is ranked lower than
57% of the 129 Companies
in the Global Education & Training Services industry.

( Industry Median: 0.99 vs. GPX: 1.05 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
GPX' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.23  Med: 0.81 Max: 1.67
Current: 1.05
0.23
1.67
Price-to-Graham-Number 3.35
GPX's Price-to-Graham-Number is ranked lower than
84% of the 77 Companies
in the Global Education & Training Services industry.

( Industry Median: 1.34 vs. GPX: 3.35 )
Ranked among companies with meaningful Price-to-Graham-Number only.
GPX' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.38  Med: 2.21 Max: 6.31
Current: 3.35
0.38
6.31
Earnings Yield (Greenblatt) % 7.03
GPX's Earnings Yield (Greenblatt) % is ranked higher than
59% of the 123 Companies
in the Global Education & Training Services industry.

( Industry Median: 4.50 vs. GPX: 7.03 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
GPX' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.6  Med: 8.8 Max: 32
Current: 7.03
0.6
32
Forward Rate of Return (Yacktman) % 8.94
GPX's Forward Rate of Return (Yacktman) % is ranked higher than
54% of the 69 Companies
in the Global Education & Training Services industry.

( Industry Median: 8.26 vs. GPX: 8.94 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
GPX' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -10.3  Med: 10.2 Max: 60.6
Current: 8.94
-10.3
60.6

More Statistics

Revenue (TTM) (Mil) $489.7
EPS (TTM) $ 1.18
Beta0.71
Short Percentage of Float1.08%
52-Week Range $19.59 - 30.00
Shares Outstanding (Mil)16.69

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 489 515
EPS ($) 1.30 1.40
EPS without NRI ($) 1.30 1.40
EPS Growth Rate
(Future 3Y To 5Y Estimate)
15.00%
Dividends per Share ($)
» More Articles for GPX

Headlines

Articles On GuruFocus.com
GP Strategies Corp. Reports Operating Results (10-Q) Nov 04 2010 
GP Strategies Corp. Reports Operating Results (10-Q) Aug 05 2010 
GP Strategies Corp. Reports Operating Results (10-Q) May 06 2010 
GP Strategies Corp. Reports Operating Results (10-Q) Nov 05 2009 
GP Strategies Corp. Reports Operating Results (10-Q) Aug 07 2009 
GP Strategies Corp. Reports Operating Results (10-Q) May 07 2009 
GPX: The Corporate Training Penny Stock for 2009 Jan 14 2009 

More From Other Websites
GP Strategies tops Street 4Q forecasts Feb 28 2017
GP Strategies tops Street 4Q forecasts Feb 28 2017
Q4 2016 GP Strategies Corp Earnings Release - Before Market Open Feb 28 2017
6:47 am GP Strategies beats by $0.06, beats on revs Feb 28 2017
GP Strategies Reports Fourth Quarter 2016 Earnings of $0.40 Per Share Feb 28 2017
GP Strategies to Report Fourth Quarter 2016 Results on February 28, 2017 Feb 17 2017
GP STRATEGIES CORP Files SEC form 8-K, Change in Directors or Principal Officers Feb 08 2017
GP Strategies Acquires McKinney Rogers Feb 02 2017
GP Strategies Corp. – Value Analysis (NYSE:GPX) : January 19, 2017 Jan 19 2017
GP Strategies Corp. breached its 50 day moving average in a Bearish Manner : GPX-US : January 18,... Jan 18 2017
GP Strategies to Present at the 19th Annual Needham Growth Conference Jan 05 2017
GP STRATEGIES CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of a... Dec 21 2016
GP Strategies Corp (GPX): Are Hedge Funds Right About This Stock? Dec 07 2016
GP STRATEGIES CORP Financials Nov 04 2016
ETF’s with exposure to GP Strategies Corp. : November 3, 2016 Nov 03 2016
GP Strategies Corp. :GPX-US: Earnings Analysis: Q3, 2016 By the Numbers : November 2, 2016 Nov 02 2016
GP STRATEGIES CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Nov 01 2016
GP Strategies Reports Third Quarter 2016 Financial Results Nov 01 2016
GP Strategies Reports Third Quarter 2016 Financial Results Nov 01 2016
School Stock Q3 Earnings to Watch on Nov 1: BFAM, DV, GPX Oct 31 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)