Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 1.61
GTS's Cash to Debt is ranked higher than
80% of the 185 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.61 vs. GTS: 1.61 )
GTS' s 10-Year Cash to Debt Range
Min: 0.19   Max: No Debt
Current: 1.61

Equity to Asset 0.41
GTS's Equity to Asset is ranked higher than
96% of the 179 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. GTS: 0.41 )
GTS' s 10-Year Equity to Asset Range
Min: 0.23   Max: 0.41
Current: 0.41

0.23
0.41
Interest Coverage 6.10
GTS's Interest Coverage is ranked higher than
76% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.86 vs. GTS: 6.10 )
GTS' s 10-Year Interest Coverage Range
Min: 2.18   Max: 29.36
Current: 6.1

2.18
29.36
F-Score: 5
Z-Score: 1.93
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 2.19
GTS's Operating margin (%) is ranked higher than
70% of the 185 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.00 vs. GTS: 2.19 )
GTS' s 10-Year Operating margin (%) Range
Min: 1.84   Max: 7.16
Current: 2.19

1.84
7.16
Net-margin (%) 1.67
GTS's Net-margin (%) is ranked higher than
71% of the 185 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.13 vs. GTS: 1.67 )
GTS' s 10-Year Net-margin (%) Range
Min: -0.13   Max: 3.81
Current: 1.67

-0.13
3.81
ROE (%) 4.79
GTS's ROE (%) is ranked higher than
73% of the 185 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.71 vs. GTS: 4.79 )
GTS' s 10-Year ROE (%) Range
Min: 5.12   Max: 23.1
Current: 4.79

5.12
23.1
ROA (%) 1.86
GTS's ROA (%) is ranked higher than
88% of the 185 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.85 vs. GTS: 1.86 )
GTS' s 10-Year ROA (%) Range
Min: 1.55   Max: 6.99
Current: 1.86

1.55
6.99
ROC (Joel Greenblatt) (%) 59.10
GTS's ROC (Joel Greenblatt) (%) is ranked higher than
75% of the 164 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 204.78 vs. GTS: 59.10 )
GTS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 28.39   Max: 220.6
Current: 59.1

28.39
220.6
Revenue Growth (3Y)(%) 7.80
GTS's Revenue Growth (3Y)(%) is ranked higher than
90% of the 167 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.60 vs. GTS: 7.80 )
GTS' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 77.8
Current: 7.8

0
77.8
EPS Growth (3Y)(%) -4.10
GTS's EPS Growth (3Y)(%) is ranked higher than
76% of the 143 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.50 vs. GTS: -4.10 )
GTS' s 10-Year EPS Growth (3Y)(%) Range
Min: -10.1   Max: 48.7
Current: -4.1

-10.1
48.7
» GTS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

GTS Guru Trades in Q4 2013

Steven Cohen 11,891 sh (New)
Jim Simons 47,800 sh (New)
David Dreman 127,981 sh (+14.25%)
» More
Q1 2014

GTS Guru Trades in Q1 2014

Jim Simons 108,393 sh (+126.76%)
David Dreman 131,954 sh (+3.1%)
Steven Cohen Sold Out
» More
Q2 2014

GTS Guru Trades in Q2 2014

Charles Brandes 30,505 sh (New)
Jim Simons 143,500 sh (+32.39%)
David Dreman 129,102 sh (-2.16%)
» More
Q3 2014

GTS Guru Trades in Q3 2014

Paul Tudor Jones 15,072 sh (New)
Charles Brandes 32,660 sh (+7.06%)
David Dreman 130,767 sh (+1.29%)
Jim Simons 21,600 sh (-84.95%)
» More
» Details

Insider Trades

Latest Guru Trades with GTS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Charles Brandes 2014-06-30 New Buy$14.98 - $18 $ 24.2543%30505
David Dreman 2013-09-30 New Buy0.19%$18.41 - $22.66 $ 24.2520%112022
Richard Snow 2013-09-30 Sold Out 0.04%$18.41 - $22.66 $ 24.2520%0
Richard Snow 2013-03-31 Add 125.22%0.02%$17.23 - $19.38 $ 24.2533%48400
Richard Snow 2012-12-31 New Buy0.02%$16.12 - $21 $ 24.2532%21490
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Triple-S Management Corp

Undervalued Play on Puerto Rico
Triple-S Management Corporation (GTS), is a leading insurance holding company in Puerto Rico. The company offers a wide range of insurance products and services throughout Puerto Rico. It was founded in 1959, as has grown to become the largest medical insurance provider in Puerto Rico. The company was a major player in the Puerto Rico Health Reform program, to provide free to low cost medical coverage to the impoverished citizens in Puerto Rico. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 17.00
GTS's P/E(ttm) is ranked higher than
78% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.60 vs. GTS: 17.00 )
GTS' s 10-Year P/E(ttm) Range
Min: 6.04   Max: 18.64
Current: 17

6.04
18.64
P/B 0.77
GTS's P/B is ranked higher than
93% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.02 vs. GTS: 0.77 )
GTS' s 10-Year P/B Range
Min: 0.53   Max: 1.33
Current: 0.77

0.53
1.33
P/S 0.28
GTS's P/S is ranked higher than
97% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.60 vs. GTS: 0.28 )
GTS' s 10-Year P/S Range
Min: 0.15   Max: 0.36
Current: 0.28

0.15
0.36
PFCF 34.15
GTS's PFCF is ranked higher than
80% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 15.82 vs. GTS: 34.15 )
GTS' s 10-Year PFCF Range
Min: 2.93   Max: 252.63
Current: 34.15

2.93
252.63
EV-to-EBIT 11.87
GTS's EV-to-EBIT is ranked higher than
80% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.14 vs. GTS: 11.87 )
GTS' s 10-Year EV-to-EBIT Range
Min: 4.1   Max: 16.4
Current: 11.87

4.1
16.4
Shiller P/E 11.57
GTS's Shiller P/E is ranked higher than
95% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 24.29 vs. GTS: 11.57 )
GTS' s 10-Year Shiller P/E Range
Min: 5.25   Max: 14.34
Current: 11.57

5.25
14.34

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.80
GTS's Price/Tangible Book is ranked higher than
94% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.63 vs. GTS: 0.80 )
GTS' s 10-Year Price/Tangible Book Range
Min: 0.56   Max: 1.2
Current: 0.8

0.56
1.2
Price/DCF (Projected) 0.76
GTS's Price/DCF (Projected) is ranked higher than
89% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.01 vs. GTS: 0.76 )
GTS' s 10-Year Price/DCF (Projected) Range
Min: 0.44   Max: 1.51
Current: 0.76

0.44
1.51
Price/Median PS Value 1.13
GTS's Price/Median PS Value is ranked higher than
82% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.17 vs. GTS: 1.13 )
GTS' s 10-Year Price/Median PS Value Range
Min: 0.75   Max: 1.41
Current: 1.13

0.75
1.41
Price/Graham Number 0.78
GTS's Price/Graham Number is ranked higher than
89% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.04 vs. GTS: 0.78 )
GTS' s 10-Year Price/Graham Number Range
Min: 0.46   Max: 0.79
Current: 0.78

0.46
0.79
Earnings Yield (Greenblatt) 8.40
GTS's Earnings Yield (Greenblatt) is ranked higher than
79% of the 178 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.30 vs. GTS: 8.40 )
GTS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 6.1   Max: 24.3
Current: 8.4

6.1
24.3
Forward Rate of Return (Yacktman) -2.50
GTS's Forward Rate of Return (Yacktman) is ranked higher than
76% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 20.88 vs. GTS: -2.50 )
GTS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -2.5   Max: 19.8
Current: -2.5

-2.5
19.8

Business Description

Industry: Insurance » Insurance - Diversified
Compare:HUM, CI, WLP, AET, HNT, UNH, HS, MOH » details
Triple-S Management Corp was incorporated under the laws of the Commonwealth of Puerto Rico on January 17, 1997 to engage, among other things, as the holding company of entities mainly involved in the insurance industry. The Company is engaged in the managed care industry in Puerto Rico, serving approximately 2,188,000 members across all regions, with a 26% market share in terms of premiums written in Puerto Rico. Its operating segments include Life Insurance and Property and Casualty segments. Premiums on life insurance policies are billed in advance of their respective coverage period and the related revenue is recorded as earned when due. Premiums on property and casualty contracts are billed in advance of their respective coverage period and they are recognized as earned on a pro rata basis over the policy term. The Company has the exclusive right to use the Blue Cross and Blue Shield ('BCBS') name and mark throughout Puerto Rico, the U.S. Virgin Islands, Costa Rica and the British Virgin Islands and Anguilla. The Company markets its managed care products through an extensive network of independent agents and brokers located throughout Puerto Rico as well as an internal salaried sales force. Beginning on November 1, 2011 the Company resumed its participation in this sector as an Administrative Service Only ('ASO') provider. Through its subsidiaries TSS and AH, it offers various managed care products, including HMO plans, PPO plans, Medicare Supplement, Medicare Advantage, Medicare Part D and Medicaid plans. It offers various life, accident, disability and health and annuity products in Puerto Rico through its subsidiary TSV. It offers various property and casualty insurance products through its subsidiary Triple-S Propiedad, Inc. The Company has also established an exclusive pharmacy network with higher discounted rates than its broader network. It has designed a comprehensive Quality Improvement Program ("QIP"). The Company competes with Medical Card Systems Inc., InnovaCare, Inc., Humana, Inc., First Medical Health Plan, Inc., Cooperativa de Seguros de Vida de Puerto Rico, AXA Equitable Life, Mass Mutual Financial Group, among others. Its business operations are subject to comprehensive and detailed regulation in Puerto Rico, as well as U.S. federal regulation.
» More Articles for GTS

Headlines

Articles On GuruFocus.com
Undervalued Play on Puerto Rico Jun 23 2014 
Triple-S Management: Selling Below Book Value Mar 16 2014 
TRIPLE-S MGMT CL B Reports Operating Results (10-K) Mar 09 2011 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) Nov 09 2010 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) Aug 04 2010 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) May 05 2010 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) Nov 03 2009 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) Aug 05 2009 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) May 07 2009 

More From Other Websites
TRIPLE-S MANAGEMENT CORP Financials Nov 21 2014
TRIPLE-S MANAGEMENT CORP Files SEC form 8-K, Other Events Nov 12 2014
Triple-S Management to Present at The 2014 Stifel Healthcare Conference Nov 11 2014
TRIPLE-S MANAGEMENT CORP Files SEC form 10-Q, Quarterly Report Nov 05 2014
TRIPLE-S MANAGEMENT CORP Files SEC form 8-K, Results of Operations and Financial Condition, Other... Nov 04 2014
Triple-S Management Corporation Reports Third Quarter 2014 Results; Announces $50 Million Class B... Nov 04 2014
Q3 2014 Triple-S Management Corp Earnings Release - Before Market Open Nov 04 2014
Triple-S Management posts 3Q profit Nov 04 2014
Triple-S Management posts 3Q profit Nov 04 2014
Triple-S Management Corporation Reports Third Quarter 2014 Results; Announces $50 Million Class B... Nov 04 2014
Triple-S Management Corporation Awarded Two Regions of Puerto Rico's Medicaid Program Oct 15 2014
Triple-S Management Corporation Awarded Two Regions of Puerto Rico's Medicaid Program Oct 15 2014
TRIPLE-S MANAGEMENT CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Oct 15 2014
Triple-S Management Corporation Schedules Third-Quarter Earnings Release and Webcast Oct 03 2014
Should Hawaiian Holdings (HA) and Triple S Mgmt (GTS) Be in Your Value Portfolio? Sep 16 2014
Triple-S Management to Present at The Credit Suisse 5th Annual Small & Mid Cap Conference Sep 08 2014
TRIPLE-S MANAGEMENT CORP Files SEC form 8-K, Change in Directors or Principal Officers Sep 05 2014
TRIPLE-S MANAGEMENT CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Aug 06 2014
TRIPLE-S MANAGEMENT CORP Files SEC form 10-Q, Quarterly Report Aug 05 2014
Triple-S Management Corporation Reports Second Quarter 2014 Results Aug 05 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK