Ratios

		vs industry	vs history
P/E(ttm)	5.60	HAFC's P/E(ttm) is ranked higher than 91% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 13.43 vs. HAFC: 5.60 )	HAFC' s 10-Year P/E(ttm) Range Min: 3.74   Max: 35.43 Current: 5.6 3.74 35.43
P/B	1.39	HAFC's P/B is ranked lower than 79% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.90 vs. HAFC: 1.39 )	HAFC' s 10-Year P/B Range Min: 0.15   Max: 3.08 Current: 1.39 0.15 3.08
P/S	4.00	HAFC's P/S is ranked lower than 83% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. HAFC: 4.00 )	HAFC' s 10-Year P/S Range Min: 0.24   Max: 6.42 Current: 4 0.24 6.42
PFCF	5.95	HAFC's PFCF is ranked lower than 52% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 6.70 vs. HAFC: 5.95 )	HAFC' s 10-Year PFCF Range Min: 0.26   Max: 91.02 Current: 5.95 0.26 91.02
EV-to-EBIT	11.5	HAFC's EV-to-EBIT is ranked higher than 69% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 16.90 vs. HAFC: 11.5 )	HAFC' s 10-Year EV-to-EBIT Range Min: 2   Max: 23.5 Current: 11.5 2 23.5
Shiller P/E	42.1	HAFC's Shiller P/E is ranked lower than 84% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 14.60 vs. HAFC: 42.1 )	HAFC' s 10-Year Shiller P/E Range Min: 7.8   Max: 54.4 Current: 42.1 7.8 54.4

Valuation & Return

		vs industry	vs history
Price/Tangible Book	1.4	HAFC's Price/Tangible Book is ranked higher than 70% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.00 vs. HAFC: 1.4 )	HAFC' s 10-Year Price/Tangible Book Range Min: 0.4   Max: 4.4 Current: 1.4 0.4 4.4
Price/DCF (Projected)	0.5	HAFC's Price/DCF (Projected) is ranked higher than 55% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.50 vs. HAFC: 0.5 )	HAFC' s 10-Year Price/DCF (Projected) Range Min: 0.1   Max: 1.3 Current: 0.5 0.1 1.3
Price/Median PS Value	1.4	HAFC's Price/Median PS Value is ranked higher than 86% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. HAFC: 1.4 )	HAFC' s 10-Year Price/Median PS Value Range Min: 0.1   Max: 1.9 Current: 1.4 0.1 1.9
Price/Graham Number	0.6	HAFC's Price/Graham Number is ranked higher than 52% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. HAFC: 0.6 )	HAFC' s 10-Year Price/Graham Number Range Min: 0.4   Max: 2 Current: 0.6 0.4 2
Earnings Yield (Greenblatt)	8.70	HAFC's Earnings Yield (Greenblatt) is ranked higher than 75% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 5.80 vs. HAFC: 8.70 )	HAFC' s 10-Year Earnings Yield (Greenblatt) Range Min: 4.2   Max: 51 Current: 8.7 4.2 51
Forward Rate of Return (Yacktman)	59.76	HAFC's Forward Rate of Return (Yacktman) is ranked higher than 94% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 15.01 vs. HAFC: 59.76 )	HAFC' s 10-Year Forward Rate of Return (Yacktman) Range Min: 14.9   Max: 227.9 Current: 59.76 14.9 227.9

Business Description

Hanmi Financial Corporation serves as the holding company for its subsidiary, Hanmi Bank. The bank is a community bank conducting general business banking, with its primary market encompassing the Korean-American community as well as other communities in the multi-ethnic populations. The bank's full-service offices are located in business areas where many of the businesses are run by immigrants and other minority groups. The bank maintains a branch network of several full-service branch offices in California, and loan production offices in several states throughout the U.S. Hanmi Financial's other subsidiaries are Chun-Ha Insurance Services, Inc. and All World Insurance Services, Inc., insurance agencies that offer a complete line of insurance products, including life, commercial, automobile, health, and property and casualty. The bank's revenues are derived mainly from interest and fees on the company's loans, interest and dividends on its securities portfolio, and service charges on deposit accounts. The bank originates loans for its own portfolio and for sale in the secondary market. Lending activities include real estate loans, commercial and industrial loans, and consumer loans. The bank offers commercial real estate loans. The bank's commercial real estate loans are mainly secured by investor-owned commercial buildings and owner-occupied commercial and industrial buildings. The bank also finances the construction of multifamily, low-income housing, commercial and industrial properties within its market area. The bank finances small and middle-market businesses in a spectrum of industries throughout California. The bank offers term loans for a variety of needs, including loans for working capital, purchases of equipment, machinery or inventory, business acquisitions, renovation of facilities, and refinancing of existing business-related debts. The bank offers a variety of international finance and trade services and products, including letters of credit, import financing and export financing.
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Industry:	Banks - Regional - US
Compare:	MTB, USB, PNC, PB, CFR

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