Ratios

		vs industry	vs history
P/E(ttm)	14.40	HBCP's P/E(ttm) is ranked higher than 55% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 13.43 vs. HBCP: 14.40 )	HBCP' s 10-Year P/E(ttm) Range Min: 7.21   Max: 31.91 Current: 14.4 7.21 31.91
P/B	0.94	HBCP's P/B is ranked higher than 55% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 0.90 vs. HBCP: 0.94 )	HBCP' s 10-Year P/B Range Min: 0.59   Max: 0.98 Current: 0.94 0.59 0.98
P/S	2.65	HBCP's P/S is ranked lower than 64% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 2.20 vs. HBCP: 2.65 )	HBCP' s 10-Year P/S Range Min: 2.57   Max: 15.7 Current: 2.65 2.57 15.7
PFCF	21.42	HBCP's PFCF is ranked lower than 51% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 6.70 vs. HBCP: 21.42 )	HBCP' s 10-Year PFCF Range Min: 6.98   Max: 113.67 Current: 21.42 6.98 113.67
EV-to-EBIT	13.45	HBCP's EV-to-EBIT is ranked higher than 75% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 16.90 vs. HBCP: 13.45 )	HBCP' s 10-Year EV-to-EBIT Range Min: 8.3   Max: 27.1 Current: 13.45 8.3 27.1
PEG	1.97	HBCP's PEG is ranked higher than 82% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 1.29 vs. HBCP: 1.97 )	HBCP' s 10-Year PEG Range Min: 0   Max: 2.1 Current: 1.97 0 2.1
Shiller P/E	17.89	HBCP's Shiller P/E is ranked lower than 51% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 14.60 vs. HBCP: 17.89 )	HBCP' s 10-Year Shiller P/E Range Min: 17.75   Max: 18.59 Current: 17.89 17.75 18.59

Valuation & Return

		vs industry	vs history
Price/Tangible Book	0.9	HBCP's Price/Tangible Book is ranked higher than 62% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 1.00 vs. HBCP: 0.9 )	HBCP' s 10-Year Price/Tangible Book Range Min: 0.2   Max: 0.9 Current: 0.9 0.2 0.9
Price/DCF (Projected)	0.8	HBCP's Price/DCF (Projected) is ranked lower than 90% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 0.50 vs. HBCP: 0.8 )	HBCP' s 10-Year Price/DCF (Projected) Range Min: 0.8   Max: 0.8 Current: 0.8
Price/Median PS Value	0.8	HBCP's Price/Median PS Value is ranked higher than 54% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 0.80 vs. HBCP: 0.8 )	HBCP' s 10-Year Price/Median PS Value Range Min: 0.8   Max: 4.7 Current: 0.8 0.8 4.7
Price/Graham Number	0.8	HBCP's Price/Graham Number is ranked higher than 59% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 0.80 vs. HBCP: 0.8 )	HBCP' s 10-Year Price/Graham Number Range Min: 0.2   Max: 0.9 Current: 0.8 0.2 0.9
Earnings Yield (Greenblatt)	7.40	HBCP's Earnings Yield (Greenblatt) is ranked higher than 80% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 5.80 vs. HBCP: 7.40 )	HBCP' s 10-Year Earnings Yield (Greenblatt) Range Min: 3.7   Max: 12.1 Current: 7.4 3.7 12.1
Forward Rate of Return (Yacktman)	3.26	HBCP's Forward Rate of Return (Yacktman) is ranked lower than 99% of the 811 Companies in the Global Savings & Cooperative Banks industry. ( Industry Median: 15.01 vs. HBCP: 3.26 )	HBCP' s 10-Year Forward Rate of Return (Yacktman) Range Min: 2.7   Max: 3.9 Current: 3.26 2.7 3.9

Business Description

Home Bancorp, Inc. is a Louisiana corporation that became the holding Company for Home Bank in October 2008. The Bank is mainly engaged in attracting deposits from the general public and using those funds to invest in loans and securities. Its main sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans and consumer loans. The Bank derives its income mainly from interest earned on loans and investment securities and, to a lesser extent, from fees received in connection with the origination of loans, service charges on deposit accounts and for other services. The Bank's main expenses are interest expense on deposits and borrowings and general operating expenses. The Bank has four primary market areas across south Louisiana: Greater Lafayette, Baton Rouge, Greater New Orleans and the Northshore (of Lake Ponchartrain). The Company faces competition from other financial institutions, including savings and loan associations, savings banks, finance companies, credit unions and other providers of financial services, such as money market mutual funds, brokerage firms, consumer finance companies and insurance companies. Home Bank is subject to federal regulation and oversight by the Office of the Comptroller of the Currency ("OCC"). The Bank is also subject to regulation and examination by the FDIC, which insures the deposits of the Bank to the maximum extent permitted by law, and requirements established by the Federal Reserve Board ("FRB").
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Industry:	Savings & Cooperative Banks
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