Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.52
HBHC's Cash to Debt is ranked higher than
67% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.46 vs. HBHC: 0.52 )
HBHC' s 10-Year Cash to Debt Range
Min: 0.52   Max: No Debt
Current: 0.52

Equity to Asset 0.13
HBHC's Equity to Asset is ranked higher than
87% of the 2022 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. HBHC: 0.13 )
HBHC' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.13
Current: 0.13

0.08
0.13
Interest Coverage 5.20
HBHC's Interest Coverage is ranked higher than
91% of the 1874 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. HBHC: 5.20 )
HBHC' s 10-Year Interest Coverage Range
Min: 0.54   Max: 5.2
Current: 5.2

0.54
5.2
F-Score: 5
Z-Score: 0.22
WACC vs ROIC
7.67%
6.00%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 28.53
HBHC's Operating margin (%) is ranked higher than
74% of the 2058 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.81 vs. HBHC: 28.53 )
HBHC' s 10-Year Operating margin (%) Range
Min: 13.03   Max: 45.19
Current: 28.53

13.03
45.19
Net-margin (%) 19.91
HBHC's Net-margin (%) is ranked higher than
72% of the 2058 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.95 vs. HBHC: 19.91 )
HBHC' s 10-Year Net-margin (%) Range
Min: 10.55   Max: 31.01
Current: 19.91

10.55
31.01
ROE (%) 7.11
HBHC's ROE (%) is ranked higher than
70% of the 2060 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.74 vs. HBHC: 7.11 )
HBHC' s 10-Year ROE (%) Range
Min: 4.76   Max: 19.66
Current: 7.11

4.76
19.66
ROA (%) 0.90
HBHC's ROA (%) is ranked higher than
78% of the 2064 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. HBHC: 0.90 )
HBHC' s 10-Year ROA (%) Range
Min: 0.55   Max: 1.71
Current: 0.9

0.55
1.71
ROC (Joel Greenblatt) (%) 47.31
HBHC's ROC (Joel Greenblatt) (%) is ranked higher than
67% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.79 vs. HBHC: 47.31 )
HBHC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 26.51   Max: 231.19
Current: 47.31

26.51
231.19
Revenue Growth (3Y)(%) 0.50
HBHC's Revenue Growth (3Y)(%) is ranked higher than
72% of the 1734 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. HBHC: 0.50 )
HBHC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -1.3   Max: 11.3
Current: 0.5

-1.3
11.3
EBITDA Growth (3Y)(%) 16.50
HBHC's EBITDA Growth (3Y)(%) is ranked higher than
86% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. HBHC: 16.50 )
HBHC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -16.5   Max: 16.7
Current: 16.5

-16.5
16.7
EPS Growth (3Y)(%) 11.30
HBHC's EPS Growth (3Y)(%) is ranked higher than
79% of the 1572 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.40 vs. HBHC: 11.30 )
HBHC' s 10-Year EPS Growth (3Y)(%) Range
Min: -17.5   Max: 22.9
Current: 11.3

-17.5
22.9
» HBHC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

HBHC Guru Trades in Q1 2014

Steven Cohen 18,263 sh (New)
Paul Tudor Jones 10,000 sh (New)
David Dreman 299,172 sh (+3.12%)
Columbia Wanger 2,524,944 sh (-0.24%)
Ken Fisher 420,790 sh (-3.83%)
RS Investment Management 243,682 sh (-4.08%)
Joel Greenblatt 9,835 sh (-12%)
Jim Simons 74,249 sh (-27.03%)
» More
Q2 2014

HBHC Guru Trades in Q2 2014

Paul Tudor Jones 14,287 sh (+42.87%)
Joel Greenblatt Sold Out
Columbia Wanger 2,506,644 sh (-0.72%)
David Dreman 293,023 sh (-2.06%)
Jim Simons 72,350 sh (-2.56%)
Ken Fisher 403,215 sh (-4.18%)
RS Investment Management 225,844 sh (-7.32%)
» More
Q3 2014

HBHC Guru Trades in Q3 2014

Paul Tudor Jones 16,227 sh (+13.58%)
Ken Fisher 438,922 sh (+8.86%)
David Dreman 296,995 sh (+1.36%)
Jim Simons Sold Out
Columbia Wanger 2,483,644 sh (-0.92%)
RS Investment Management 222,686 sh (-1.4%)
» More
Q4 2014

HBHC Guru Trades in Q4 2014

Jim Simons 108,750 sh (New)
Joel Greenblatt 7,545 sh (New)
Paul Tudor Jones 60,690 sh (+274.01%)
David Dreman 312,089 sh (+5.08%)
RS Investment Management 222,328 sh (-0.16%)
Ken Fisher 434,556 sh (-0.99%)
Columbia Wanger 2,456,244 sh (-1.1%)
» More
» Details

Insider Trades

Latest Guru Trades with HBHC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-12-31 New Buy$29.11 - $35.63 $ 29.27-10%7545
Joel Greenblatt 2014-06-30 Sold Out 0.01%$32.41 - $37.56 $ 29.27-15%0
Ken Fisher 2013-12-31 Add 32.26%0.01%$30.72 - $36.75 $ 29.27-13%437545
David Dreman 2013-09-30 Reduce -71.39%0.56%$31.2 - $33.7 $ 29.27-10%253635
Ken Fisher 2013-09-30 New Buy0.03%$31.2 - $33.7 $ 29.27-10%330810
Joel Greenblatt 2013-06-30 New Buy0.01%$26.76 - $30.07 $ 29.272%11202
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.60
HBHC's P/E(ttm) is ranked higher than
81% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. HBHC: 14.60 )
HBHC' s 10-Year P/E(ttm) Range
Min: 11.8   Max: 35.72
Current: 14.6

11.8
35.72
Forward P/E 11.74
HBHC's Forward P/E is ranked higher than
86% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.42 vs. HBHC: 11.74 )
N/A
PE(NRI) 14.30
HBHC's PE(NRI) is ranked higher than
82% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. HBHC: 14.30 )
HBHC' s 10-Year PE(NRI) Range
Min: 11.81   Max: 35.41
Current: 14.3

11.81
35.41
P/B 0.97
HBHC's P/B is ranked higher than
84% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. HBHC: 0.97 )
HBHC' s 10-Year P/B Range
Min: 0.84   Max: 3.7
Current: 0.97

0.84
3.7
P/S 2.71
HBHC's P/S is ranked higher than
82% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.63 vs. HBHC: 2.71 )
HBHC' s 10-Year P/S Range
Min: 2.28   Max: 5.96
Current: 2.71

2.28
5.96
PFCF 7.30
HBHC's PFCF is ranked higher than
91% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. HBHC: 7.30 )
HBHC' s 10-Year PFCF Range
Min: 4.24   Max: 442.25
Current: 7.3

4.24
442.25
POCF 6.87
HBHC's POCF is ranked higher than
89% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.89 vs. HBHC: 6.87 )
HBHC' s 10-Year POCF Range
Min: 3.53   Max: 120.89
Current: 6.87

3.53
120.89
EV-to-EBIT 13.55
HBHC's EV-to-EBIT is ranked higher than
80% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.45 vs. HBHC: 13.55 )
HBHC' s 10-Year EV-to-EBIT Range
Min: 1.7   Max: 29.6
Current: 13.55

1.7
29.6
Shiller P/E 16.07
HBHC's Shiller P/E is ranked higher than
90% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. HBHC: 16.07 )
HBHC' s 10-Year Shiller P/E Range
Min: 10.65   Max: 32.48
Current: 16.07

10.65
32.48
Days Sales Outstanding 52.13
HBHC's Days Sales Outstanding is ranked higher than
83% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. HBHC: 52.13 )
HBHC' s 10-Year Days Sales Outstanding Range
Min: 35.79   Max: 341.65
Current: 52.13

35.79
341.65

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.28
HBHC's Dividend Yield is ranked higher than
70% of the 1919 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.37 vs. HBHC: 3.28 )
HBHC' s 10-Year Dividend Yield Range
Min: 1.37   Max: 4.04
Current: 3.28

1.37
4.04
Dividend Payout 0.47
HBHC's Dividend Payout is ranked higher than
68% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. HBHC: 0.47 )
HBHC' s 10-Year Dividend Payout Range
Min: 0.22   Max: 4.88
Current: 0.47

0.22
4.88
Yield on cost (5-Year) 3.30
HBHC's Yield on cost (5-Year) is ranked higher than
63% of the 1931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. HBHC: 3.30 )
HBHC' s 10-Year Yield on cost (5-Year) Range
Min: 1.37   Max: 4.04
Current: 3.3

1.37
4.04
Share Buyback Rate -30.90
HBHC's Share Buyback Rate is ranked higher than
53% of the 1464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.30 vs. HBHC: -30.90 )
HBHC' s 10-Year Share Buyback Rate Range
Min: 1.1   Max: -37.5
Current: -30.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.39
HBHC's Price/Tangible Book is ranked higher than
75% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.51 vs. HBHC: 1.39 )
HBHC' s 10-Year Price/Tangible Book Range
Min: 1.15   Max: 4.33
Current: 1.39

1.15
4.33
Price/DCF (Projected) 0.55
HBHC's Price/DCF (Projected) is ranked higher than
90% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.55 vs. HBHC: 0.55 )
HBHC' s 10-Year Price/DCF (Projected) Range
Min: 0.49   Max: 1.4
Current: 0.55

0.49
1.4
Price/Median PS Value 0.78
HBHC's Price/Median PS Value is ranked higher than
95% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. HBHC: 0.78 )
HBHC' s 10-Year Price/Median PS Value Range
Min: 0.53   Max: 1.69
Current: 0.78

0.53
1.69
Price/Peter Lynch Fair Value 2.24
HBHC's Price/Peter Lynch Fair Value is ranked higher than
88% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. HBHC: 2.24 )
HBHC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.04   Max: 4.2
Current: 2.24

1.04
4.2
Price/Graham Number 0.92
HBHC's Price/Graham Number is ranked higher than
81% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. HBHC: 0.92 )
HBHC' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 2.33
Current: 0.92

0.7
2.33
Earnings Yield (Greenblatt) 7.40
HBHC's Earnings Yield (Greenblatt) is ranked higher than
77% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. HBHC: 7.40 )
HBHC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.4   Max: 59.8
Current: 7.4

3.4
59.8
Forward Rate of Return (Yacktman) 20.65
HBHC's Forward Rate of Return (Yacktman) is ranked higher than
79% of the 1311 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.44 vs. HBHC: 20.65 )
HBHC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -8.8   Max: 23.6
Current: 20.65

-8.8
23.6

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Hancock Holding Company was organized in 1984 as a bank holding company registered under the Bank Holding Company Act of 1956. The Company is the parent company of two wholly-owned bank subsidiaries, Hancock Bank, headquartered in Gulfport, Mississippi and Whitney Bank, headquartered in New Orleans, Louisiana. The Company is community oriented and offers commercial, consumer and mortgage loans and deposit services to individuals and small to middle market businesses in their respective market areas. It also offers other services through several non-bank subsidiaries. Hancock Investment Services, Inc. provides discount investment brokerage services. Hancock Insurance Agency and Whitney Insurance Agency provide general insurance agency services. Harrison Finance Company provides consumer financing services. The Company's main operating segments consist of the Hancock segment, which coincides generally with the Company's Hancock Bank subsidiary, and the Whitney segment, which coincides generally with its Whitney Bank subsidiary. Each Bank segment offers commercial, consumer and mortgage loans and deposit services, as well as certain other services, such as trust and treasury management services. Although the Bank segments offer the same products and services, they are managed separately due to different pricing, product demand, and consumer markets. The Company offers various commercial loan services to a diversified customer base, including energy, wholesale and retail trade in various durable and nondurable products, manufacturing of such products, marine transportation and maritime construction, financial and professional services, and agricultural production. The Company through their respective trust departments, offer various trust services on a fee basis. In their trust capacities, the Company provides investment management services on an agency basis and act as trustee for pension plans, profit sharing plans, corporate and municipal bond issues, living trusts, life insurance trusts and various other types of trusts created by or for individuals, businesses, charitable and religious organizations. The Company competes with other commercial banks, savings associations, credit unions, mortgage banking firms, consumer finance companies, securities brokerage firms, mutual funds and insurance companies, and other financial institutions. The Company is subject to extensive regulation by the Board of Governors of the Federal Reserve System pursuant to the Bank Holding Company Act of 1956.
» More Articles for HBHC

Headlines

Articles On GuruFocus.com
Weekly 3-Year Low Highlights: FTI, GLNG, HBHC, GEF Jan 25 2015 
Community Trust Bank Corp. (CTBI) Dividend Stock Analysis Jul 11 2014 
Community Trust Bank Corp. (CTBI) Dividend Stock Analysis Jan 10 2014 
Community Trust Bank Corp. (CTBI) Dividend Stock Analysis Jul 19 2013 
Community Trust Bank Corp. (CTBI) High-Yield Dividend Stock Analysis Jan 18 2013 
Community Trust Bank Corp. (CTBI) High-Yield Dividend Stock Analysis Dec 01 2011 
Delafield Fund (tick Oct 08 2011 
Hancock Holding Company Reports Operating Results (10-K) Feb 28 2011 
Hancock Holding Company Reports Operating Results (10-Q) Nov 04 2010 
Hancock Holding Company (HBHC) Chairman James B Jr Estabrook buys 3,555 Shares Aug 24 2010 

More From Other Websites
HANCOCK HOLDING CO Files SEC form 10-K, Annual Report Feb 27 2015
Hancock to Present at Keefe, Bruyette & Woods Bank Conference Feb 24 2015
Hancock to Present at Keefe, Bruyette & Woods Bank Conference Feb 19 2015
Hancock Holding Company Announces Quarterly Dividend Jan 30 2015
Hancock Holding Company Announces Quarterly Dividend Jan 30 2015
Synovus (SNV) Gains on Q4 Earnings Beat, Revenues Up Y/Y - Analyst Blog Jan 28 2015
First Horizon Up 2.4% on Earnings Beat, Revenues Down Y/Y - Analyst Blog Jan 27 2015
Hancock's (HBHC) Q4 Earnings Miss on Lower Revenues - Analyst Blog Jan 23 2015
Hancock Holding misses Street 4Q forecasts Jan 22 2015
Hancock Holding misses Street 4Q forecasts Jan 22 2015
Hancock Reports Fourth Quarter 2014 Financial Results Jan 22 2015
HANCOCK HOLDING CO Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 22 2015
Hancock Reports Fourth Quarter 2014 Financial Results Jan 22 2015
Q4 2014 Hancock Holding Co Earnings Release - After Market Close Jan 22 2015
Hancock Holding Company to Announce Fourth Quarter 2014 Financial Results January 22 and Host... Dec 30 2014
Hancock Holding Company to Announce Fourth Quarter 2014 Financial Results January 22 and Host... Dec 30 2014
The buzz: Bartiromo on plunging oil's fallout Dec 21 2014
HANCOCK HOLDING CO Files SEC form 8-K, Change in Directors or Principal Officers Dec 08 2014
HANCOCK HOLDING CO Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Dec 02 2014
HANCOCK HOLDING CO Financials Nov 14 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK