Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 9/10

vs
industry
vs
history
Cash to Debt No Debt
HCSG's Cash to Debt is ranked higher than
98% of the 738 Companies
in the Global Business Services industry.

( Industry Median: 1.28 vs. HCSG: No Debt )
Ranked among companies with meaningful Cash to Debt only.
HCSG' s Cash to Debt Range Over the Past 10 Years
Min: 5.29  Med: 10000.00 Max: No Debt
Current: No Debt
Equity to Asset 0.62
HCSG's Equity to Asset is ranked higher than
67% of the 717 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. HCSG: 0.62 )
Ranked among companies with meaningful Equity to Asset only.
HCSG' s Equity to Asset Range Over the Past 10 Years
Min: 0.59  Med: 0.79 Max: 0.92
Current: 0.62
0.59
0.92
Interest Coverage No Debt
HCSG's Interest Coverage is ranked higher than
98% of the 525 Companies
in the Global Business Services industry.

( Industry Median: 35.02 vs. HCSG: No Debt )
Ranked among companies with meaningful Interest Coverage only.
HCSG' s Interest Coverage Range Over the Past 10 Years
Min: 9999.99  Med: 10000.00 Max: 9999.99
Current: No Debt
F-Score: 8
Z-Score: 13.27
M-Score: -2.79
WACC vs ROIC
6.75%
29.16%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 6.20
HCSG's Operating margin (%) is ranked higher than
52% of the 726 Companies
in the Global Business Services industry.

( Industry Median: 5.58 vs. HCSG: 6.20 )
Ranked among companies with meaningful Operating margin (%) only.
HCSG' s Operating margin (%) Range Over the Past 10 Years
Min: 2.33  Med: 6.42 Max: 7.63
Current: 6.2
2.33
7.63
Net-margin (%) 4.04
HCSG's Net-margin (%) is ranked higher than
51% of the 727 Companies
in the Global Business Services industry.

( Industry Median: 3.87 vs. HCSG: 4.04 )
Ranked among companies with meaningful Net-margin (%) only.
HCSG' s Net-margin (%) Range Over the Past 10 Years
Min: 1.69  Med: 4.34 Max: 5.12
Current: 4.04
1.69
5.12
ROE (%) 20.07
HCSG's ROE (%) is ranked higher than
81% of the 704 Companies
in the Global Business Services industry.

( Industry Median: 8.54 vs. HCSG: 20.07 )
Ranked among companies with meaningful ROE (%) only.
HCSG' s ROE (%) Range Over the Past 10 Years
Min: 7.79  Med: 16.28 Max: 19.77
Current: 20.07
7.79
19.77
ROA (%) 12.22
HCSG's ROA (%) is ranked higher than
86% of the 742 Companies
in the Global Business Services industry.

( Industry Median: 3.74 vs. HCSG: 12.22 )
Ranked among companies with meaningful ROA (%) only.
HCSG' s ROA (%) Range Over the Past 10 Years
Min: 4.88  Med: 12.53 Max: 14.24
Current: 12.22
4.88
14.24
ROC (Joel Greenblatt) (%) 53.76
HCSG's ROC (Joel Greenblatt) (%) is ranked higher than
67% of the 726 Companies
in the Global Business Services industry.

( Industry Median: 24.08 vs. HCSG: 53.76 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
HCSG' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: 20.86  Med: 49.37 Max: 58.16
Current: 53.76
20.86
58.16
Revenue Growth (3Y)(%) 11.30
HCSG's Revenue Growth (3Y)(%) is ranked higher than
75% of the 571 Companies
in the Global Business Services industry.

( Industry Median: 4.00 vs. HCSG: 11.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
HCSG' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 7.3  Med: 11.30 Max: 15.9
Current: 11.3
7.3
15.9
EBITDA Growth (3Y)(%) -17.00
HCSG's EBITDA Growth (3Y)(%) is ranked lower than
83% of the 476 Companies
in the Global Business Services industry.

( Industry Median: 5.50 vs. HCSG: -17.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
HCSG' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -17  Med: 11.60 Max: 25.3
Current: -17
-17
25.3
EPS Growth (3Y)(%) -18.50
HCSG's EPS Growth (3Y)(%) is ranked lower than
80% of the 438 Companies
in the Global Business Services industry.

( Industry Median: 4.80 vs. HCSG: -18.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
HCSG' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -18.5  Med: 11.10 Max: 29.5
Current: -18.5
-18.5
29.5
» HCSG's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

HCSG Guru Trades in Q4 2014

Ron Baron 400,000 sh (New)
Joel Greenblatt 23,190 sh (New)
Paul Tudor Jones Sold Out
Chuck Royce 893,139 sh (-0.43%)
» More
Q1 2015

HCSG Guru Trades in Q1 2015

Ron Baron Sold Out
Chuck Royce 778,639 sh (-12.82%)
Joel Greenblatt 15,050 sh (-35.10%)
» More
Q2 2015

HCSG Guru Trades in Q2 2015

Ron Baron 750,000 sh (New)
Joel Greenblatt Sold Out
Chuck Royce 661,739 sh (-15.01%)
» More
Q3 2015

HCSG Guru Trades in Q3 2015

Ron Baron 750,000 sh (unchged)
Chuck Royce 517,264 sh (-21.83%)
» More
» Details

Insider Trades

Latest Guru Trades with HCSG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 36.60
HCSG's P/E(ttm) is ranked lower than
80% of the 513 Companies
in the Global Business Services industry.

( Industry Median: 19.80 vs. HCSG: 36.60 )
Ranked among companies with meaningful P/E(ttm) only.
HCSG' s P/E(ttm) Range Over the Past 10 Years
Min: 21.95  Med: 31.80 Max: 173.56
Current: 36.6
21.95
173.56
Forward P/E 25.51
HCSG's Forward P/E is ranked lower than
89% of the 254 Companies
in the Global Business Services industry.

( Industry Median: 14.12 vs. HCSG: 25.51 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 36.40
HCSG's PE(NRI) is ranked lower than
79% of the 512 Companies
in the Global Business Services industry.

( Industry Median: 20.00 vs. HCSG: 36.40 )
Ranked among companies with meaningful PE(NRI) only.
HCSG' s PE(NRI) Range Over the Past 10 Years
Min: 22.81  Med: 31.83 Max: 170.67
Current: 36.4
22.81
170.67
P/B 8.04
HCSG's P/B is ranked lower than
91% of the 694 Companies
in the Global Business Services industry.

( Industry Median: 1.97 vs. HCSG: 8.04 )
Ranked among companies with meaningful P/B only.
HCSG' s P/B Range Over the Past 10 Years
Min: 2.82  Med: 4.86 Max: 9.29
Current: 8.04
2.82
9.29
P/S 1.69
HCSG's P/S is ranked lower than
58% of the 716 Companies
in the Global Business Services industry.

( Industry Median: 1.18 vs. HCSG: 1.69 )
Ranked among companies with meaningful P/S only.
HCSG' s P/S Range Over the Past 10 Years
Min: 0.88  Med: 1.44 Max: 1.92
Current: 1.69
0.88
1.92
PFCF 29.58
HCSG's PFCF is ranked lower than
76% of the 371 Companies
in the Global Business Services industry.

( Industry Median: 16.67 vs. HCSG: 29.58 )
Ranked among companies with meaningful PFCF only.
HCSG' s PFCF Range Over the Past 10 Years
Min: 16.95  Med: 39.49 Max: 167.38
Current: 29.58
16.95
167.38
POCF 27.61
HCSG's POCF is ranked lower than
84% of the 469 Companies
in the Global Business Services industry.

( Industry Median: 12.13 vs. HCSG: 27.61 )
Ranked among companies with meaningful POCF only.
HCSG' s POCF Range Over the Past 10 Years
Min: 15.41  Med: 33.84 Max: 102.64
Current: 27.61
15.41
102.64
EV-to-EBIT 22.86
HCSG's EV-to-EBIT is ranked lower than
76% of the 544 Companies
in the Global Business Services industry.

( Industry Median: 14.10 vs. HCSG: 22.86 )
Ranked among companies with meaningful EV-to-EBIT only.
HCSG' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.4  Med: 20.00 Max: 148.6
Current: 22.86
6.4
148.6
EV-to-EBITDA 21.23
HCSG's EV-to-EBITDA is ranked lower than
80% of the 584 Companies
in the Global Business Services industry.

( Industry Median: 10.72 vs. HCSG: 21.23 )
Ranked among companies with meaningful EV-to-EBITDA only.
HCSG' s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.1  Med: 18.70 Max: 99.4
Current: 21.23
6.1
99.4
Shiller P/E 58.94
HCSG's Shiller P/E is ranked lower than
88% of the 155 Companies
in the Global Business Services industry.

( Industry Median: 22.50 vs. HCSG: 58.94 )
Ranked among companies with meaningful Shiller P/E only.
HCSG' s Shiller P/E Range Over the Past 10 Years
Min: 34.33  Med: 50.83 Max: 69.29
Current: 58.94
34.33
69.29
Current Ratio 3.90
HCSG's Current Ratio is ranked higher than
86% of the 722 Companies
in the Global Business Services industry.

( Industry Median: 1.59 vs. HCSG: 3.90 )
Ranked among companies with meaningful Current Ratio only.
HCSG' s Current Ratio Range Over the Past 10 Years
Min: 2.84  Med: 6.24 Max: 13.23
Current: 3.9
2.84
13.23
Quick Ratio 3.51
HCSG's Quick Ratio is ranked higher than
86% of the 722 Companies
in the Global Business Services industry.

( Industry Median: 1.42 vs. HCSG: 3.51 )
Ranked among companies with meaningful Quick Ratio only.
HCSG' s Quick Ratio Range Over the Past 10 Years
Min: 2.54  Med: 5.68 Max: 11.72
Current: 3.51
2.54
11.72
Days Inventory 8.61
HCSG's Days Inventory is ranked higher than
66% of the 420 Companies
in the Global Business Services industry.

( Industry Median: 20.48 vs. HCSG: 8.61 )
Ranked among companies with meaningful Days Inventory only.
HCSG' s Days Inventory Range Over the Past 10 Years
Min: 10.09  Med: 10.43 Max: 11.21
Current: 8.61
10.09
11.21
Days Sales Outstanding 54.58
HCSG's Days Sales Outstanding is ranked higher than
54% of the 553 Companies
in the Global Business Services industry.

( Industry Median: 57.70 vs. HCSG: 54.58 )
Ranked among companies with meaningful Days Sales Outstanding only.
HCSG' s Days Sales Outstanding Range Over the Past 10 Years
Min: 46.34  Med: 54.34 Max: 60.03
Current: 54.58
46.34
60.03
Days Payable 11.22
HCSG's Days Payable is ranked lower than
83% of the 485 Companies
in the Global Business Services industry.

( Industry Median: 36.86 vs. HCSG: 11.22 )
Ranked among companies with meaningful Days Payable only.
HCSG' s Days Payable Range Over the Past 10 Years
Min: 5.07  Med: 7.23 Max: 16.02
Current: 11.22
5.07
16.02

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.15
HCSG's Dividend Yield is ranked lower than
58% of the 728 Companies
in the Global Business Services industry.

( Industry Median: 1.55 vs. HCSG: 2.15 )
Ranked among companies with meaningful Dividend Yield only.
HCSG' s Dividend Yield Range Over the Past 10 Years
Min: 1.17  Med: 2.57 Max: 4.71
Current: 2.15
1.17
4.71
Dividend Payout 0.79
HCSG's Dividend Payout is ranked lower than
63% of the 460 Companies
in the Global Business Services industry.

( Industry Median: 0.43 vs. HCSG: 0.79 )
Ranked among companies with meaningful Dividend Payout only.
HCSG' s Dividend Payout Range Over the Past 10 Years
Min: 0.26  Med: 0.81 Max: 2.21
Current: 0.79
0.26
2.21
Dividend Growth (3y) 3.10
HCSG's Dividend Growth (3y) is ranked lower than
65% of the 253 Companies
in the Global Business Services industry.

( Industry Median: 7.70 vs. HCSG: 3.10 )
Ranked among companies with meaningful Dividend Growth (3y) only.
HCSG' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 3.65 Max: 98.7
Current: 3.1
0
98.7
Forward Dividend Yield 2.19
HCSG's Forward Dividend Yield is ranked lower than
61% of the 642 Companies
in the Global Business Services industry.

( Industry Median: 2.29 vs. HCSG: 2.19 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.92
HCSG's Yield on cost (5-Year) is ranked lower than
51% of the 740 Companies
in the Global Business Services industry.

( Industry Median: 3.01 vs. HCSG: 2.92 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
HCSG' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.58  Med: 3.47 Max: 6.36
Current: 2.92
1.58
6.36
3-Year Average Share Buyback Ratio -1.80
HCSG's 3-Year Average Share Buyback Ratio is ranked lower than
54% of the 437 Companies
in the Global Business Services industry.

( Industry Median: -1.40 vs. HCSG: -1.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HCSG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -3.8  Med: -1.30 Max: 2.8
Current: -1.8
-3.8
2.8

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 13.25
HCSG's Price/Net Current Asset Value is ranked lower than
74% of the 358 Companies
in the Global Business Services industry.

( Industry Median: 5.64 vs. HCSG: 13.25 )
Ranked among companies with meaningful Price/Net Current Asset Value only.
HCSG' s Price/Net Current Asset Value Range Over the Past 10 Years
Min: 0.71  Med: 4.28 Max: 15.94
Current: 13.25
0.71
15.94
Price/Tangible Book 10.16
HCSG's Price/Tangible Book is ranked lower than
83% of the 554 Companies
in the Global Business Services industry.

( Industry Median: 2.39 vs. HCSG: 10.16 )
Ranked among companies with meaningful Price/Tangible Book only.
HCSG' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.57  Med: 3.68 Max: 10.67
Current: 10.16
0.57
10.67
Price/Projected FCF 3.28
HCSG's Price/Projected FCF is ranked lower than
86% of the 365 Companies
in the Global Business Services industry.

( Industry Median: 1.30 vs. HCSG: 3.28 )
Ranked among companies with meaningful Price/Projected FCF only.
HCSG' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.46  Med: 1.99 Max: 3.55
Current: 3.28
0.46
3.55
Price/Median PS Value 1.18
HCSG's Price/Median PS Value is ranked lower than
60% of the 630 Companies
in the Global Business Services industry.

( Industry Median: 1.04 vs. HCSG: 1.18 )
Ranked among companies with meaningful Price/Median PS Value only.
HCSG' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.14  Med: 0.79 Max: 1.2
Current: 1.18
0.14
1.2
Price/Graham Number 4.10
HCSG's Price/Graham Number is ranked lower than
83% of the 450 Companies
in the Global Business Services industry.

( Industry Median: 1.51 vs. HCSG: 4.10 )
Ranked among companies with meaningful Price/Graham Number only.
HCSG' s Price/Graham Number Range Over the Past 10 Years
Min: 0.57  Med: 2.24 Max: 8.49
Current: 4.1
0.57
8.49
Earnings Yield (Greenblatt) (%) 4.40
HCSG's Earnings Yield (Greenblatt) (%) is ranked lower than
57% of the 718 Companies
in the Global Business Services industry.

( Industry Median: 5.40 vs. HCSG: 4.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
HCSG' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.7  Med: 5.00 Max: 15.7
Current: 4.4
0.7
15.7
Forward Rate of Return (Yacktman) (%) -2.23
HCSG's Forward Rate of Return (Yacktman) (%) is ranked lower than
77% of the 369 Companies
in the Global Business Services industry.

( Industry Median: 11.02 vs. HCSG: -2.23 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
HCSG' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -4.7  Med: 12.40 Max: 40.2
Current: -2.23
-4.7
40.2

More Statistics

Revenue(Mil) $1437
EPS $ 0.82
Beta0.65
Short Percentage of Float8.01%
52-Week Range $29.42 - 38.49
Shares Outstanding(Mil)71.97

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 1,614 1,813
EPS($) 1.12 1.32
EPS without NRI($) 1.12 1.32

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:HS1.Germany,
Healthcare Services Group Inc a Pennsylvania corporation was incorporated on November 22, 1976. It provides management, administrative and operating expertise and services to the housekeeping, laundry, linen, facility maintenance and dietary service departments of the health care industry, including nursing homes, retirement complexes, rehabilitation centers and hospitals located throughout the United States. The Company operates two wholly-owned subsidiaries, Huntingdon Holdings, Inc. and Healthcare Staff Leasing Solutions, LLC. Healthcare Staff Leasing Solutions offers professional employer organization services to potential clients in the health care industry. Based on the nature and similarities of the services provided, its operations consist of two business segments namely Housekeeping and Dietary. The Company provides its Housekeeping services to essentially all client facilities and provides Dietary services to approximately 800 of such facilities. Housekeeping consists mainly of the cleaning, disinfecting and sanitizing of patient rooms and common areas of a client's facility, as well as the laundering and processing of the personal clothing belonging to the facility's patients. Dietary consists of providing dietician consulting professional services, the development of a menu that meets the patient's dietary needs and the purchasing and preparing of the food for delivery to the patients. Both segments provide its services mainly with respect to full service agreements with its clients. In such agreements, the Company is responsible for the management and hourly employees located at its clients' facilities. The Company also provides services on the basis of a management-only agreement for a very limited number of housekeeping clients. The Company's agreements with clients typically provide for a one year service term, cancelable by either party upon 30 to 90 days' notice after the initial 90-day period. The market for its services consists of large number of facilities involved in various aspects of the health care industry, including long-term and post-acute care facilities and hospitals. The Company competes mainly with the in-house support service departments of its potential clients. It also competes for new agreements, as well as renewals of existing agreements, based upon the quality and dependability of its services and the cost savings. The Company's clients are subject to government regulation.
» More Articles for HCSG

Headlines

Articles On GuruFocus.com
Dividend Stock Analysis: Health Care Services Group Jun 04 2015 
4 Stocks Compounding Your Returns With Increased Dividends Jul 14 2014 
Low Beta Dividend Paying Stocks That Investors Should Consider Jun 24 2014 
The Best Dividend Stocks from the Business Service Industry to Buy Now Nov 12 2012 
Six Dividend Winners Boosting Investor's Distributions Oct 15 2012 
The Best Stocks with Dividend Growth From Last Week (October 8–14, 2012) Oct 14 2012 
Ten Income Stocks with Stable Payouts Raising Distributions Jul 16 2012 
MLP’s deliver consistent distribution increases Apr 16 2012 
Dividend Roundup: WAG, GEL, POPE, HCSG, GAIN Jul 13 2011 
Healthcare Services Group Inc. Reports Operating Results (10-K) Feb 18 2011 

More From Other Websites
Healthcare Services Group, Inc. Earnings Analysis: 2015 By the Numbers Feb 04 2016
Edited Transcript of HCSG earnings conference call or presentation 3-Feb-16 1:30pm GMT Feb 03 2016
Healthcare Services Group Inc Earnings Call scheduled for 8:30 am ET today Feb 03 2016
Healthcare Services misses 4Q profit forecasts Feb 02 2016
Healthcare Services misses 4Q profit forecasts Feb 02 2016
Healthcare Services Group, Inc. – Value Analysis (NASDAQ:HCSG) : February 2, 2016 Feb 02 2016
HEALTHCARE SERVICES GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Feb 02 2016
Healthcare Services Group, Inc. Reports Results for the Three Months and Year Ended December 31,... Feb 02 2016
Healthcare Services Group, Inc. breached its 50 day moving average in a Bearish Manner : February 2,... Feb 02 2016
Q4 2015 Healthcare Services Group Inc Earnings Release - After Market Close Feb 02 2016
HEALTHCARE SERVICES GROUP INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jan 26 2016
Healthcare Services Group, Inc. Increases Fourth Quarter Cash Dividend, Provides Update on 2015... Jan 26 2016
Healthcare Services Group, Inc. Increases Fourth Quarter Cash Dividend, Provides Update on 2015... Jan 26 2016
Healthcare Services Group, Inc. breached its 50 day moving average in a Bearish Manner : December... Dec 10 2015
HEALTHCARE SERVICES GROUP INC Financials Dec 08 2015
Sinclair Broadcast Group, Inc. (SBGI): Are Hedge Funds Right About This Stock? Nov 27 2015
HEALTHCARE SERVICES GROUP INC Files SEC form 10-Q, Quarterly Report Oct 23 2015
Community Health System Plummets 35.3%, IHF Lost ~6.4% Oct 23 2015
Healthcare Services Group Trades above Its 100-Day Moving Average Oct 15 2015
Healthcare Services Group, Inc. Earnings Q3, 2015 Oct 15 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK