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Also traded in: Argentina, Germany, India, Luxembourg

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.75
HDB's Cash-to-Debt is ranked lower than
68% of the 1610 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.14 vs. HDB: 0.75 )
Ranked among companies with meaningful Cash-to-Debt only.
HDB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.44  Med: 1.14 Max: N/A
Current: 0.75
Equity-to-Asset 0.10
HDB's Equity-to-Asset is ranked lower than
51% of the 1614 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.10 vs. HDB: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
HDB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.13
Current: 0.1
0.07
0.13
Interest Coverage 0.53
HDB's Interest Coverage is ranked lower than
81% of the 1610 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.66 vs. HDB: 0.53 )
Ranked among companies with meaningful Interest Coverage only.
HDB' s Interest Coverage Range Over the Past 10 Years
Min: 0.27  Med: 0.49 Max: 0.67
Current: 0.53
0.27
0.67
Piotroski F-Score: 2
WACC vs ROIC
14.07%
10.91%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 43.73
HDB's Operating Margin % is ranked higher than
76% of the 1627 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 31.10 vs. HDB: 43.73 )
Ranked among companies with meaningful Operating Margin % only.
HDB' s Operating Margin % Range Over the Past 10 Years
Min: 21.54  Med: 40.99 Max: 48.74
Current: 43.73
21.54
48.74
Net Margin % 29.22
HDB's Net Margin % is ranked higher than
69% of the 1625 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 22.46 vs. HDB: 29.22 )
Ranked among companies with meaningful Net Margin % only.
HDB' s Net Margin % Range Over the Past 10 Years
Min: 14.18  Med: 27.18 Max: 31.4
Current: 29.22
14.18
31.4
ROE % 15.56
HDB's ROE % is ranked higher than
83% of the 1623 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.50 vs. HDB: 15.56 )
Ranked among companies with meaningful ROE % only.
HDB' s ROE % Range Over the Past 10 Years
Min: 8.19  Med: 14.28 Max: 18.28
Current: 15.56
8.19
18.28
ROA % 1.67
HDB's ROA % is ranked higher than
82% of the 1632 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.90 vs. HDB: 1.67 )
Ranked among companies with meaningful ROA % only.
HDB' s ROA % Range Over the Past 10 Years
Min: 0.86  Med: 1.54 Max: 1.74
Current: 1.67
0.86
1.74
3-Year Revenue Growth Rate 18.00
HDB's 3-Year Revenue Growth Rate is ranked higher than
89% of the 1366 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 4.20 vs. HDB: 18.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
HDB' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 14.1  Med: 19.7 Max: 106.5
Current: 18
14.1
106.5
3-Year EBITDA Growth Rate 21.50
HDB's 3-Year EBITDA Growth Rate is ranked higher than
82% of the 1264 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.20 vs. HDB: 21.50 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
HDB' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 6  Med: 25.55 Max: 34.2
Current: 21.5
6
34.2
3-Year EPS without NRI Growth Rate 21.40
HDB's 3-Year EPS without NRI Growth Rate is ranked higher than
79% of the 1244 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.50 vs. HDB: 21.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
HDB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 7.6  Med: 24.3 Max: 42.9
Current: 21.4
7.6
42.9
GuruFocus has detected 5 Warning Signs with HDFC Bank Ltd $HDB.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» HDB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

HDB Guru Trades in Q1 2016

Jim Simons 248,900 sh (+95.22%)
Ken Fisher 7,943,584 sh (+3.39%)
Steve Mandel 5,878,093 sh (unchged)
Sarah Ketterer 14,016 sh (unchged)
Jeremy Grantham 832,704 sh (-12.22%)
Ruane Cunniff 16,047 sh (-12.45%)
RS Investment Management 82,239 sh (-20.39%)
Pioneer Investments 19,275 sh (-23.20%)
Stanley Druckenmiller 125,800 sh (-74.38%)
» More
Q2 2016

HDB Guru Trades in Q2 2016

Sarah Ketterer 130,016 sh (+827.63%)
Pioneer Investments 70,972 sh (+268.21%)
Stanley Druckenmiller 232,000 sh (+84.42%)
Jeremy Grantham 869,087 sh (+4.37%)
Ken Fisher 8,218,584 sh (+3.46%)
Steve Mandel 5,878,093 sh (unchged)
RS Investment Management 80,370 sh (-2.27%)
Ruane Cunniff 15,592 sh (-2.84%)
Jim Simons 7,400 sh (-97.03%)
» More
Q3 2016

HDB Guru Trades in Q3 2016

Stanley Druckenmiller 378,600 sh (+63.19%)
Sarah Ketterer 154,850 sh (+19.10%)
Jeremy Grantham 899,772 sh (+3.53%)
Ruane Cunniff 15,592 sh (unchged)
Jim Simons Sold Out
Ken Fisher 8,159,674 sh (-0.72%)
Pioneer Investments 57,863 sh (-18.47%)
Steve Mandel 4,034,823 sh (-31.36%)
» More
Q4 2016

HDB Guru Trades in Q4 2016

Jim Simons 1,548,700 sh (New)
Pioneer Investments 72,273 sh (+24.90%)
Sarah Ketterer 182,250 sh (+17.69%)
Ruane Cunniff 15,592 sh (unchged)
Stanley Druckenmiller Sold Out
Ken Fisher 8,102,530 sh (-0.70%)
Jeremy Grantham 653,372 sh (-27.38%)
Steve Mandel 1,312,249 sh (-67.48%)
» More
» Details

Insider Trades

Latest Guru Trades with HDB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - Asia  
Compare:OTCPK:CIHKY, NYSE:MFG, OTCPK:CMAKY, OTCPK:BNKHF, OTCPK:HSNGY, OTCPK:DBSDF, OTCPK:SBKFF, OTCPK:OVCHY, OTCPK:PBCRF, OTCPK:UOVEY, NYSE:IBN, OTCPK:BKRKF, NYSE:SHG, OTCPK:PPERY, NYSE:KB, OTCPK:SMUUY, OTCPK:SUTNY, OTCPK:KPCPF, OTCPK:BKEAF, OTCPK:BKKLY » details
Traded in other countries:HDB.Argentina, HDFA.Germany, 500180.India, 148624.Luxembourg,
HDFC Bank Ltd provides banking and financial services. It offers retail banking, wholesale banking and other banking services such as accounts & deposits, loans, insurance, forex and among others.

HDFC Bank Ltd provides banking and financial services. The Company operates in four business segments: Treasury, Retail Banking, Wholesale banking, and Other banking business. The treasury segment consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The retail banking segment serves retail customers through a branch network and other delivery channels. This segment raises deposits from customers and provides loans and other services to customers with the help of specialist product groups. The wholesale banking segment provides loans, non-fund facilities and transaction services to corporates, emerging corporates, public sector units, government bodies, financial institutions and medium scale enterprises. The other banking segment includes income from para banking activities such as credit cards, debit cards, third party product distribution, primary dealership business and the associated costs.

Ratios

vs
industry
vs
history
PE Ratio 27.65
HDB's PE Ratio is ranked lower than
87% of the 1585 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.23 vs. HDB: 27.65 )
Ranked among companies with meaningful PE Ratio only.
HDB' s PE Ratio Range Over the Past 10 Years
Min: 19.48  Med: 26.32 Max: 50.58
Current: 27.65
19.48
50.58
Forward PE Ratio 19.46
HDB's Forward PE Ratio is ranked lower than
71% of the 390 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 16.21 vs. HDB: 19.46 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 27.65
HDB's PE Ratio without NRI is ranked lower than
86% of the 1517 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.53 vs. HDB: 27.65 )
Ranked among companies with meaningful PE Ratio without NRI only.
HDB' s PE Ratio without NRI Range Over the Past 10 Years
Min: 19.48  Med: 26.32 Max: 50.54
Current: 27.65
19.48
50.54
PB Ratio 4.18
HDB's PB Ratio is ranked lower than
97% of the 1683 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.19 vs. HDB: 4.18 )
Ranked among companies with meaningful PB Ratio only.
HDB' s PB Ratio Range Over the Past 10 Years
Min: 1.37  Med: 3.67 Max: 6.07
Current: 4.18
1.37
6.07
PS Ratio 8.09
HDB's PS Ratio is ranked lower than
92% of the 1674 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.44 vs. HDB: 8.09 )
Ranked among companies with meaningful PS Ratio only.
HDB' s PS Ratio Range Over the Past 10 Years
Min: 3.12  Med: 7.15 Max: 36.69
Current: 8.09
3.12
36.69
EV-to-EBIT 19.31
HDB's EV-to-EBIT is ranked lower than
70% of the 1281 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.38 vs. HDB: 19.31 )
Ranked among companies with meaningful EV-to-EBIT only.
HDB' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.3  Med: 17.95 Max: 160.9
Current: 19.31
4.3
160.9
EV-to-EBITDA 19.31
HDB's EV-to-EBITDA is ranked lower than
74% of the 1295 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 11.35 vs. HDB: 19.31 )
Ranked among companies with meaningful EV-to-EBITDA only.
HDB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.3  Med: 17.95 Max: 160.9
Current: 19.31
4.3
160.9
PEG Ratio 1.30
HDB's PEG Ratio is ranked higher than
54% of the 793 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.44 vs. HDB: 1.30 )
Ranked among companies with meaningful PEG Ratio only.
HDB' s PEG Ratio Range Over the Past 10 Years
Min: 0.22  Med: 0.71 Max: 3.02
Current: 1.3
0.22
3.02
Shiller PE Ratio 53.72
HDB's Shiller PE Ratio is ranked lower than
91% of the 489 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 21.50 vs. HDB: 53.72 )
Ranked among companies with meaningful Shiller PE Ratio only.
HDB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 44.89  Med: 53.78 Max: 67.46
Current: 53.72
44.89
67.46

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.59
HDB's Dividend Yield % is ranked lower than
93% of the 2302 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.67 vs. HDB: 0.59 )
Ranked among companies with meaningful Dividend Yield % only.
HDB' s Dividend Yield % Range Over the Past 10 Years
Min: 0.4  Med: 0.68 Max: 1.06
Current: 0.59
0.4
1.06
Dividend Payout Ratio 0.19
HDB's Dividend Payout Ratio is ranked higher than
78% of the 1292 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.33 vs. HDB: 0.19 )
Ranked among companies with meaningful Dividend Payout Ratio only.
HDB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14  Med: 0.17 Max: 0.24
Current: 0.19
0.14
0.24
3-Year Dividend Growth Rate 23.00
HDB's 3-Year Dividend Growth Rate is ranked higher than
78% of the 766 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.70 vs. HDB: 23.00 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
HDB' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 23 Max: 31.8
Current: 23
0
31.8
Forward Dividend Yield % 0.59
HDB's Forward Dividend Yield % is ranked lower than
95% of the 2243 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.84 vs. HDB: 0.59 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.97
HDB's 5-Year Yield-on-Cost % is ranked lower than
65% of the 2646 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.34 vs. HDB: 1.97 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
HDB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.34  Med: 2.27 Max: 3.54
Current: 1.97
1.34
3.54
3-Year Average Share Buyback Ratio -2.00
HDB's 3-Year Average Share Buyback Ratio is ranked higher than
51% of the 1063 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -2.10 vs. HDB: -2.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HDB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.7  Med: -4.1 Max: -1
Current: -2
-12.7
-1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 4.18
HDB's Price-to-Tangible-Book is ranked lower than
96% of the 1680 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.23 vs. HDB: 4.18 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
HDB' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 2.51  Med: 3.92 Max: 4.99
Current: 4.18
2.51
4.99
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.97
HDB's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
57% of the 126 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.86 vs. HDB: 0.97 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.14
HDB's Price-to-Median-PS-Value is ranked higher than
54% of the 1545 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.16 vs. HDB: 1.14 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
HDB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.53  Med: 1.04 Max: 5.03
Current: 1.14
0.53
5.03
Price-to-Peter-Lynch-Fair-Value 1.27
HDB's Price-to-Peter-Lynch-Fair-Value is ranked lower than
54% of the 438 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.15 vs. HDB: 1.27 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
HDB' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.8  Med: 1.06 Max: 2.6
Current: 1.27
0.8
2.6
Price-to-Graham-Number 2.27
HDB's Price-to-Graham-Number is ranked lower than
96% of the 1465 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.95 vs. HDB: 2.27 )
Ranked among companies with meaningful Price-to-Graham-Number only.
HDB' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 1.47  Med: 2.1 Max: 2.92
Current: 2.27
1.47
2.92
Earnings Yield (Greenblatt) % 5.20
HDB's Earnings Yield (Greenblatt) % is ranked lower than
53% of the 1696 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.70 vs. HDB: 5.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
HDB' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.6  Med: 5.55 Max: 23.2
Current: 5.2
0.6
23.2
Forward Rate of Return (Yacktman) % 21.80
HDB's Forward Rate of Return (Yacktman) % is ranked higher than
75% of the 893 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 11.05 vs. HDB: 21.80 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
HDB' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 0.9  Med: 33.85 Max: 95
Current: 21.8
0.9
95

More Statistics

Revenue (TTM) (Mil) $6,579
EPS (TTM) $ 2.25
Beta0.81
Short Percentage of Float0.33%
52-Week Range $51.11 - 74.04
Shares Outstanding (Mil)848.54

Analyst Estimate

Mar17 Mar18
Revenue (Mil $)
EPS ($) 2.69 3.21
EPS without NRI ($) 2.69 3.21
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for HDB

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