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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry
vs
history
Cash to Debt 0.78
HDB's Cash to Debt is ranked higher than
71% of the 1340 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.26 vs. HDB: 0.78 )
HDB' s 10-Year Cash to Debt Range
Min: 0.44   Max: No Debt
Current: 0.78

Equity to Asset 0.09
HDB's Equity to Asset is ranked higher than
65% of the 1732 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.09 vs. HDB: 0.09 )
HDB' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.09

0.07
0.13
Interest Coverage 0.53
HDB's Interest Coverage is ranked higher than
55% of the 1595 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.27 vs. HDB: 0.53 )
HDB' s 10-Year Interest Coverage Range
Min: 0.27   Max: 0.74
Current: 0.53

0.27
0.74
F-Score: 6
Z-Score: 0.57
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry
vs
history
Operating margin (%) 42.32
HDB's Operating margin (%) is ranked higher than
88% of the 1755 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 28.45 vs. HDB: 42.32 )
HDB' s 10-Year Operating margin (%) Range
Min: -94.36   Max: 47.8
Current: 42.32

-94.36
47.8
Net-margin (%) 29.70
HDB's Net-margin (%) is ranked higher than
87% of the 1762 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 21.29 vs. HDB: 29.70 )
HDB' s 10-Year Net-margin (%) Range
Min: 14.18   Max: 131.56
Current: 29.7

14.18
131.56
ROE (%) 17.26
HDB's ROE (%) is ranked higher than
96% of the 1768 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.01 vs. HDB: 17.26 )
HDB' s 10-Year ROE (%) Range
Min: 6.05   Max: 19.89
Current: 17.26

6.05
19.89
ROA (%) 1.62
HDB's ROA (%) is ranked higher than
95% of the 1768 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.75 vs. HDB: 1.62 )
HDB' s 10-Year ROA (%) Range
Min: 0.75   Max: 1.55
Current: 1.62

0.75
1.55
ROC (Joel Greenblatt) (%) 388.09
HDB's ROC (Joel Greenblatt) (%) is ranked higher than
96% of the 1726 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 68.75 vs. HDB: 388.09 )
HDB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -55.63   Max: 388.12
Current: 388.09

-55.63
388.12
Revenue Growth (%) 18.20
HDB's Revenue Growth (%) is ranked higher than
96% of the 1536 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.50 vs. HDB: 18.20 )
HDB' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 106.4
Current: 18.2

0
106.4
EBITDA Growth (%) 21.30
HDB's EBITDA Growth (%) is ranked higher than
89% of the 1385 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.90 vs. HDB: 21.30 )
HDB' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 34.2
Current: 21.3

0
34.2
EPS Growth (%) 23.30
HDB's EPS Growth (%) is ranked higher than
88% of the 1355 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9.20 vs. HDB: 23.30 )
HDB' s 10-Year EPS Growth (%) Range
Min: 7.5   Max: 42.9
Current: 23.3

7.5
42.9
» HDB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

HDB Guru Trades in Q3 2013

John Griffin 380,000 sh (New)
Steven Cohen 12,661 sh (+85.62%)
Howard Marks 56,557 sh (+33.81%)
Jeremy Grantham 185,400 sh (+16.31%)
Ken Fisher 4,129,384 sh (+6.06%)
Sarah Ketterer 4,516 sh (unchged)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
Ruane Cunniff 18,291 sh (-0.1%)
Jim Simons 686,800 sh (-10.42%)
» More
Q4 2013

HDB Guru Trades in Q4 2013

Caxton Associates 18,600 sh (New)
Jeremy Grantham 353,342 sh (+90.58%)
Ken Fisher 4,384,959 sh (+6.19%)
Sarah Ketterer 4,516 sh (unchged)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
John Griffin 380,000 sh (unchged)
Howard Marks Sold Out
Steven Cohen Sold Out
Jim Simons Sold Out
Ruane Cunniff 17,491 sh (-4.37%)
» More
Q1 2014

HDB Guru Trades in Q1 2014

John Rogers 6,400 sh (New)
RS Investment Management 134,419 sh (New)
Steven Cohen 8,139 sh (New)
Jeremy Grantham 986,342 sh (+179.15%)
Sarah Ketterer 9,816 sh (+117.36%)
Ken Fisher 4,853,045 sh (+10.67%)
Ruane Cunniff 18,161 sh (+3.83%)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
John Griffin Sold Out
Caxton Associates Sold Out
» More
Q2 2014

HDB Guru Trades in Q2 2014

Caxton Associates 6,600 sh (New)
John Burbank 22,000 sh (New)
Jeremy Grantham 1,323,842 sh (+34.22%)
Ken Fisher 5,765,025 sh (+18.79%)
Ruane Cunniff 18,241 sh (+0.44%)
Sarah Ketterer 9,816 sh (unchged)
John Rogers Sold Out
RS Investment Management 106,700 sh (-20.62%)
Matthews Pacific Tiger Fund 119,500 sh (-62.6%)
» More
» Details

Insider Trades

Latest Guru Trades with HDB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Burbank 2014-06-30 New Buy0.02%$39.55 - $48.47 $ 48.4711%22000
John Griffin 2014-03-31 Sold Out 0.13%$30.61 - $40.41 $ 48.4740%0
John Griffin 2013-09-30 New Buy0.14%$27.32 - $37.95 $ 48.4748%380000
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 25.70
HDB's P/E(ttm) is ranked higher than
54% of the 1578 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 13.70 vs. HDB: 25.70 )
HDB' s 10-Year P/E(ttm) Range
Min: 22.66   Max: 26.04
Current: 25.7

22.66
26.04
P/B 4.41
HDB's P/B is ranked lower than
54% of the 1590 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.10 vs. HDB: 4.41 )
HDB' s 10-Year P/B Range
Min: 3.21   Max: 4.46
Current: 4.41

3.21
4.46
P/S 8.83
HDB's P/S is ranked lower than
51% of the 1711 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.85 vs. HDB: 8.83 )
HDB' s 10-Year P/S Range
Min: 6.51   Max: 7.66
Current: 8.83

6.51
7.66
PEG 1.00
HDB's PEG is ranked higher than
89% of the 1906 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9999.00 vs. HDB: 1.00 )
HDB' s 10-Year PEG Range
Min: 0.78   Max: 0.96
Current: 1

0.78
0.96
Shiller P/E 43.38
HDB's Shiller P/E is ranked higher than
53% of the 1093 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 16.35 vs. HDB: 43.38 )
HDB' s 10-Year Shiller P/E Range
Min: 39.21   Max: 44.36
Current: 43.38

39.21
44.36

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.66
HDB's Dividend Yield is ranked lower than
87% of the 1484 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.38 vs. HDB: 0.66 )
HDB' s 10-Year Dividend Yield Range
Min: 0.8   Max: 0.86
Current: 0.66

0.8
0.86
Dividend Payout 0.19
HDB's Dividend Payout is ranked higher than
86% of the 1906 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.47 vs. HDB: 0.19 )
HDB' s 10-Year Dividend Payout Range
Min: 0.64   Max: 7.17
Current: 0.19

0.64
7.17
Dividend growth (3y) 31.80
HDB's Dividend growth (3y) is ranked higher than
93% of the 1033 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.50 vs. HDB: 31.80 )
HDB' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 31.8
Current: 31.8

0
31.8
Yield on cost (5-Year) 2.58
HDB's Yield on cost (5-Year) is ranked higher than
56% of the 1497 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.67 vs. HDB: 2.58 )
HDB' s 10-Year Yield on cost (5-Year) Range
Min: 2.95   Max: 3.17
Current: 2.58

2.95
3.17
Share Buyback Rate -0.90
HDB's Share Buyback Rate is ranked higher than
77% of the 1291 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -1.90 vs. HDB: -0.90 )
HDB' s 10-Year Share Buyback Rate Range
Min: -0.9   Max: -11.2
Current: -0.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 4.41
HDB's Price/Tangible Book is ranked higher than
57% of the 1906 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.44 vs. HDB: 4.41 )
HDB' s 10-Year Price/Tangible Book Range
Min: 3.93   Max: 4.28
Current: 4.41

3.93
4.28
Price/DCF (Projected) 1.34
HDB's Price/DCF (Projected) is ranked higher than
51% of the 1192 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.60 vs. HDB: 1.34 )
HDB' s 10-Year Price/DCF (Projected) Range
Min: 1.19   Max: 1.3
Current: 1.34

1.19
1.3
Price/Median PS Value 1.04
HDB's Price/Median PS Value is ranked higher than
81% of the 1906 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.16 vs. HDB: 1.04 )
HDB' s 10-Year Price/Median PS Value Range
Min: 0.94   Max: 1.01
Current: 1.04

0.94
1.01
Price/Peter Lynch Fair Value 1.03
HDB's Price/Peter Lynch Fair Value is ranked higher than
92% of the 1906 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9999.00 vs. HDB: 1.03 )
HDB' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.95   Max: 1
Current: 1.03

0.95
1
Price/Graham Number 2.24
HDB's Price/Graham Number is ranked lower than
54% of the 1409 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.93 vs. HDB: 2.24 )
HDB' s 10-Year Price/Graham Number Range
Min: 2.04   Max: 2.17
Current: 2.24

2.04
2.17
Forward Rate of Return (Yacktman) 28.02
HDB's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 1348 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.46 vs. HDB: 28.02 )
HDB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 28.3   Max: 30.4
Current: 28.02

28.3
30.4

Business Description

Industry: Banks » Banks - Regional - Asia
Compare:IDCBY, CICHY, BACHY, BHKLY, CMAKY » details
Traded in other countries:HDFA.Germany, 500180.India, HDFCBANK.India
HDFC Bank Ltd is an Indian private sector bank. It offers financial services with respect to its main business activities of retail banking, wholesale banking and treasury operations.
» More Articles for NYSE:HDB

Headlines

Articles On GuruFocus.com
Weekly 52-Week Highs Highlight: HNP, HDB, MMC, EW Aug 31 2014 
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Guru Stocks at 52-Week Lows: RDS.A, SPG, AMT, HDB, VIV Aug 19 2013 
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Guru Stocks at 52-Week Lows: AMT, HDB, POT, SCCO, RCI Aug 05 2013 
comment on HDB May 12 2013 
comment on HDB Jan 01 2013 
Best Stocks for 2013 Dec 19 2012 


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