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Also traded in: Argentina, Germany, India, Netherlands

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.59
HDB's Cash to Debt is ranked lower than
66% of the 1134 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.18 vs. HDB: 0.59 )
Ranked among companies with meaningful Cash to Debt only.
HDB' s Cash to Debt Range Over the Past 10 Years
Min: 0.44  Med: 1.22 Max: N/A
Current: 0.59
Equity to Asset 0.10
HDB's Equity to Asset is ranked lower than
52% of the 1602 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.10 vs. HDB: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
HDB' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.10 Max: 0.13
Current: 0.1
0.07
0.13
Interest Coverage 0.62
HDB's Interest Coverage is ranked lower than
74% of the 1585 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.62 vs. HDB: 0.62 )
Ranked among companies with meaningful Interest Coverage only.
HDB' s Interest Coverage Range Over the Past 10 Years
Min: 0.27  Med: 0.49 Max: 0.67
Current: 0.62
0.27
0.67
F-Score: 1
WACC vs ROIC
13.40%
15.28%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 52.02
HDB's Operating margin (%) is ranked higher than
86% of the 1621 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 31.11 vs. HDB: 52.02 )
Ranked among companies with meaningful Operating margin (%) only.
HDB' s Operating margin (%) Range Over the Past 10 Years
Min: 21.54  Med: 38.64 Max: 48.74
Current: 52.02
21.54
48.74
Net-margin (%) 30.94
HDB's Net-margin (%) is ranked higher than
73% of the 1620 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 22.40 vs. HDB: 30.94 )
Ranked among companies with meaningful Net-margin (%) only.
HDB' s Net-margin (%) Range Over the Past 10 Years
Min: 14.18  Med: 26.01 Max: 31.4
Current: 30.94
14.18
31.4
ROE (%) 17.81
HDB's ROE (%) is ranked higher than
87% of the 1615 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.20 vs. HDB: 17.81 )
Ranked among companies with meaningful ROE (%) only.
HDB' s ROE (%) Range Over the Past 10 Years
Min: 8.19  Med: 14.27 Max: 18.28
Current: 17.81
8.19
18.28
ROA (%) 1.88
HDB's ROA (%) is ranked higher than
84% of the 1625 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.87 vs. HDB: 1.88 )
Ranked among companies with meaningful ROA (%) only.
HDB' s ROA (%) Range Over the Past 10 Years
Min: 0.86  Med: 1.46 Max: 1.74
Current: 1.88
0.86
1.74
Revenue Growth (3Y)(%) 19.40
HDB's Revenue Growth (3Y)(%) is ranked higher than
90% of the 1336 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.80 vs. HDB: 19.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
HDB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 14.1  Med: 25.25 Max: 106.5
Current: 19.4
14.1
106.5
EBITDA Growth (3Y)(%) 23.80
HDB's EBITDA Growth (3Y)(%) is ranked higher than
84% of the 1226 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.80 vs. HDB: 23.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
HDB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 6  Med: 27.30 Max: 34.2
Current: 23.8
6
34.2
EPS Growth (3Y)(%) 24.30
HDB's EPS Growth (3Y)(%) is ranked higher than
82% of the 1211 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.40 vs. HDB: 24.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
HDB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 7.6  Med: 25.65 Max: 42.9
Current: 24.3
7.6
42.9
» HDB's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-21)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

HDB Guru Trades in Q2 2015

Jim Simons 39,100 sh (New)
Pioneer Investments 30,359 sh (New)
Sarah Ketterer 20,016 sh (+137.83%)
Ken Fisher 7,219,320 sh (+15.76%)
Stanley Druckenmiller 1,003,600 sh (unchged)
Steve Mandel 2,014,620 sh (unchged)
Ruane Cunniff 18,393 sh (unchged)
Matthews Pacific Tiger Fund 119,500 sh (unchged)
Jeremy Grantham 1,385,798 sh (-7.88%)
» More
Q3 2015

HDB Guru Trades in Q3 2015

RS Investment Management 98,034 sh (New)
Steve Mandel 5,349,293 sh (+165.52%)
Ken Fisher 7,383,993 sh (+2.28%)
Stanley Druckenmiller 1,003,600 sh (unchged)
Matthews Pacific Tiger Fund Sold Out
Ruane Cunniff 18,328 sh (-0.35%)
Jeremy Grantham 1,280,898 sh (-7.57%)
Pioneer Investments 25,097 sh (-17.33%)
Sarah Ketterer 14,016 sh (-29.98%)
Jim Simons 21,200 sh (-45.78%)
» More
Q4 2015

HDB Guru Trades in Q4 2015

Jim Simons 127,500 sh (+501.42%)
Steve Mandel 5,878,093 sh (+9.89%)
RS Investment Management 103,298 sh (+5.37%)
Ken Fisher 7,682,756 sh (+4.05%)
Ruane Cunniff 18,328 sh (unchged)
Sarah Ketterer 14,016 sh (unchged)
Pioneer Investments 25,097 sh (unchged)
Jeremy Grantham 948,654 sh (-25.94%)
Stanley Druckenmiller 491,100 sh (-51.07%)
» More
Q1 2016

HDB Guru Trades in Q1 2016

Jim Simons 248,900 sh (+95.22%)
Ken Fisher 7,943,584 sh (+3.39%)
Steve Mandel 5,878,093 sh (unchged)
Sarah Ketterer 14,016 sh (unchged)
Jeremy Grantham 832,704 sh (-12.22%)
Ruane Cunniff 16,047 sh (-12.45%)
RS Investment Management 82,239 sh (-20.39%)
Pioneer Investments 19,275 sh (-23.20%)
Stanley Druckenmiller 125,800 sh (-74.38%)
» More
» Details

Insider Trades

Latest Guru Trades with HDB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - Asia
Compare:OTCPK:CIHKY, OTCPK:DBSDY, OTCPK:JPHLF, OTCPK:JPSTF, NYSE:MFG, OTCPK:CMAKY, OTCPK:BHKLY, OTCPK:HSNGY, OTCPK:CHCJY, OTCPK:PBCRY, OTCPK:OVCHF, OTCPK:SUTNY, OTCPK:SBKFF, NYSE:IBN, OTCPK:UOVEY, OTCPK:BKRKY, OTCPK:PPERY, NYSE:SHG, OTCPK:SMCBF, OTCPK:KPCPY » details
Traded in other countries:HDB.Argentina, HDFA.Germany, 500180.India, 148624.Netherlands,
HDFC Bank Ltd provides banking and financial services. It offers retail banking, wholesale banking and other banking services such as accounts & deposits, loans, insurance, forex and among others.

HDFC Bank Ltd provides banking and financial services. The Company operates in four business segments: Treasury, Retail Banking, Wholesale banking, and Other banking business. The treasury segment consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The retail banking segment serves retail customers through a branch network and other delivery channels. This segment raises deposits from customers and provides loans and other services to customers with the help of specialist product groups. The wholesale banking segment provides loans, non-fund facilities and transaction services to corporates, emerging corporates, public sector units, government bodies, financial institutions and medium scale enterprises. The other banking segment includes income from para banking activities such as credit cards, debit cards, third party product distribution, primary dealership business and the associated costs.

Ratios

vs
industry
vs
history
P/E(ttm) 24.22
HDB's P/E(ttm) is ranked lower than
86% of the 1682 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.67 vs. HDB: 24.22 )
Ranked among companies with meaningful P/E(ttm) only.
HDB' s P/E(ttm) Range Over the Past 10 Years
Min: 19.48  Med: 30.41 Max: 55.76
Current: 24.22
19.48
55.76
Forward P/E 26.46
HDB's Forward P/E is ranked lower than
99.99% of the 443 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.61 vs. HDB: 26.46 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 24.26
HDB's PE(NRI) is ranked lower than
86% of the 1537 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.86 vs. HDB: 24.26 )
Ranked among companies with meaningful PE(NRI) only.
HDB' s PE(NRI) Range Over the Past 10 Years
Min: 19.48  Med: 30.40 Max: 55.76
Current: 24.26
19.48
55.76
P/B 4.06
HDB's P/B is ranked lower than
97% of the 1759 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.04 vs. HDB: 4.06 )
Ranked among companies with meaningful P/B only.
HDB' s P/B Range Over the Past 10 Years
Min: 1.37  Med: 3.71 Max: 6.07
Current: 4.06
1.37
6.07
P/S 7.40
HDB's P/S is ranked lower than
92% of the 1761 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.94 vs. HDB: 7.40 )
Ranked among companies with meaningful P/S only.
HDB' s P/S Range Over the Past 10 Years
Min: 3.12  Med: 7.02 Max: 36.69
Current: 7.4
3.12
36.69
EV-to-EBIT 15.53
HDB's EV-to-EBIT is ranked lower than
74% of the 1650 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.90 vs. HDB: 15.53 )
Ranked among companies with meaningful EV-to-EBIT only.
HDB' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.3  Med: 17.90 Max: 160.9
Current: 15.53
4.3
160.9
EV-to-EBITDA 15.53
HDB's EV-to-EBITDA is ranked lower than
78% of the 1649 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.75 vs. HDB: 15.53 )
Ranked among companies with meaningful EV-to-EBITDA only.
HDB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.3  Med: 17.90 Max: 160.9
Current: 15.53
4.3
160.9
PEG 0.98
HDB's PEG is ranked higher than
50% of the 731 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.13 vs. HDB: 0.98 )
Ranked among companies with meaningful PEG only.
HDB' s PEG Range Over the Past 10 Years
Min: 0.22  Med: 0.72 Max: 3.02
Current: 0.98
0.22
3.02
Shiller P/E 54.19
HDB's Shiller P/E is ranked lower than
94% of the 491 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 17.16 vs. HDB: 54.19 )
Ranked among companies with meaningful Shiller P/E only.
HDB' s Shiller P/E Range Over the Past 10 Years
Min: 47.29  Med: 57.77 Max: 75.74
Current: 54.19
47.29
75.74

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.61
HDB's Dividend Yield is ranked lower than
93% of the 2235 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.98 vs. HDB: 0.61 )
Ranked among companies with meaningful Dividend Yield only.
HDB' s Dividend Yield Range Over the Past 10 Years
Min: 0.4  Med: 0.68 Max: 1.06
Current: 0.61
0.4
1.06
Dividend Payout 0.18
HDB's Dividend Payout is ranked higher than
80% of the 1294 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.33 vs. HDB: 0.18 )
Ranked among companies with meaningful Dividend Payout only.
HDB' s Dividend Payout Range Over the Past 10 Years
Min: 0.64  Med: 0.74 Max: 7.17
Current: 0.18
0.64
7.17
Dividend Growth (3y) 27.60
HDB's Dividend Growth (3y) is ranked higher than
81% of the 733 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.40 vs. HDB: 27.60 )
Ranked among companies with meaningful Dividend Growth (3y) only.
HDB' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 23.00 Max: 31.8
Current: 27.6
0
31.8
Forward Dividend Yield 0.61
HDB's Forward Dividend Yield is ranked lower than
94% of the 2109 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.21 vs. HDB: 0.61 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.18
HDB's Yield on cost (5-Year) is ranked lower than
62% of the 2505 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.58 vs. HDB: 2.18 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
HDB' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.43  Med: 2.43 Max: 3.79
Current: 2.18
1.43
3.79
3-Year Average Share Buyback Ratio -2.20
HDB's 3-Year Average Share Buyback Ratio is ranked lower than
51% of the 1042 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -2.00 vs. HDB: -2.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HDB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.7  Med: -4.15 Max: -1
Current: -2.2
-12.7
-1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 4.07
HDB's Price/Tangible Book is ranked lower than
96% of the 1747 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.12 vs. HDB: 4.07 )
Ranked among companies with meaningful Price/Tangible Book only.
HDB' s Price/Tangible Book Range Over the Past 10 Years
Min: 2.51  Med: 3.93 Max: 4.99
Current: 4.07
2.51
4.99
Price/Projected FCF 2.55
HDB's Price/Projected FCF is ranked lower than
95% of the 973 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.67 vs. HDB: 2.55 )
Ranked among companies with meaningful Price/Projected FCF only.
HDB' s Price/Projected FCF Range Over the Past 10 Years
Min: 2.12  Med: 3.47 Max: 16.77
Current: 2.55
2.12
16.77
Price/DCF (Earnings Based) 0.85
HDB's Price/DCF (Earnings Based) is ranked lower than
63% of the 113 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.73 vs. HDB: 0.85 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.05
HDB's Price/Median PS Value is ranked lower than
71% of the 1684 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.01 vs. HDB: 1.05 )
Ranked among companies with meaningful Price/Median PS Value only.
HDB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.54  Med: 1.05 Max: 5.12
Current: 1.05
0.54
5.12
Price/Peter Lynch Fair Value 0.97
HDB's Price/Peter Lynch Fair Value is ranked lower than
63% of the 434 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.90 vs. HDB: 0.97 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
HDB' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.8  Med: 1.21 Max: 2.6
Current: 0.97
0.8
2.6
Price/Graham Number 2.10
HDB's Price/Graham Number is ranked lower than
95% of the 1552 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.84 vs. HDB: 2.10 )
Ranked among companies with meaningful Price/Graham Number only.
HDB' s Price/Graham Number Range Over the Past 10 Years
Min: 1.47  Med: 2.14 Max: 3.09
Current: 2.1
1.47
3.09
Earnings Yield (Greenblatt) (%) 6.41
HDB's Earnings Yield (Greenblatt) (%) is ranked lower than
67% of the 1803 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.20 vs. HDB: 6.41 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
HDB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 5.60 Max: 23.4
Current: 6.41
0.6
23.4
Forward Rate of Return (Yacktman) (%) 25.57
HDB's Forward Rate of Return (Yacktman) (%) is ranked higher than
75% of the 844 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 13.22 vs. HDB: 25.57 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
HDB' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 0.9  Med: 37.10 Max: 95
Current: 25.57
0.9
95

More Statistics

Revenue (TTM) (Mil) $6,307
EPS (TTM) $ 2.29
Beta1.00
Short Percentage of Float0.29%
52-Week Range $51.11 - 69.69
Shares Outstanding (Mil)839.40

Analyst Estimate


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Mar17 Mar18
Revenue (Mil $) 6,890 8,396
EPS ($) 2.62 3.23
EPS w/o NRI ($) 2.62 3.23
EPS Growth Rate
(3Y to 5Y Estimate)
19.30%
Dividends Per Share ($)
» More Articles for HDB

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