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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry
vs
history
Cash to Debt 0.82
HDB's Cash to Debt is ranked higher than
71% of the 1551 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.48 vs. HDB: 0.82 )
HDB' s 10-Year Cash to Debt Range
Min: 0.44   Max: No Debt
Current: 0.82

Equity to Asset 0.10
HDB's Equity to Asset is ranked higher than
68% of the 1996 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.09 vs. HDB: 0.10 )
HDB' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.1

0.07
0.13
Interest Coverage 0.53
HDB's Interest Coverage is ranked higher than
55% of the 1825 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.27 vs. HDB: 0.53 )
HDB' s 10-Year Interest Coverage Range
Min: 0.27   Max: 0.74
Current: 0.53

0.27
0.74
F-Score: 5
Z-Score: 0.60
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry
vs
history
Operating margin (%) 47.38
HDB's Operating margin (%) is ranked higher than
92% of the 2006 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 29.16 vs. HDB: 47.38 )
HDB' s 10-Year Operating margin (%) Range
Min: -94.36   Max: 47.8
Current: 47.38

-94.36
47.8
Net-margin (%) 30.86
HDB's Net-margin (%) is ranked higher than
88% of the 2006 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 21.42 vs. HDB: 30.86 )
HDB' s 10-Year Net-margin (%) Range
Min: 14.18   Max: 131.56
Current: 30.86

14.18
131.56
ROE (%) 18.28
HDB's ROE (%) is ranked higher than
95% of the 2016 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.57 vs. HDB: 18.28 )
HDB' s 10-Year ROE (%) Range
Min: 8.19   Max: 18.28
Current: 18.28

8.19
18.28
ROA (%) 1.78
HDB's ROA (%) is ranked higher than
95% of the 2019 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.80 vs. HDB: 1.78 )
HDB' s 10-Year ROA (%) Range
Min: 0.86   Max: 1.67
Current: 1.78

0.86
1.67
ROC (Joel Greenblatt) (%) 444.95
HDB's ROC (Joel Greenblatt) (%) is ranked higher than
96% of the 1989 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 76.96 vs. HDB: 444.95 )
HDB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 51.59   Max: 403.5
Current: 444.95

51.59
403.5
Revenue Growth (%) 18.20
HDB's Revenue Growth (%) is ranked higher than
96% of the 1727 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.00 vs. HDB: 18.20 )
HDB' s 10-Year Revenue Growth (%) Range
Min: 14.1   Max: 106.4
Current: 18.2

14.1
106.4
EBITDA Growth (%) 21.30
HDB's EBITDA Growth (%) is ranked higher than
89% of the 1558 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.50 vs. HDB: 21.30 )
HDB' s 10-Year EBITDA Growth (%) Range
Min: 6   Max: 34.2
Current: 21.3

6
34.2
EPS Growth (%) 23.30
HDB's EPS Growth (%) is ranked higher than
88% of the 1545 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.90 vs. HDB: 23.30 )
HDB' s 10-Year EPS Growth (%) Range
Min: 7.5   Max: 42.9
Current: 23.3

7.5
42.9
» HDB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

HDB Guru Trades in Q4 2013

Caxton Associates 18,600 sh (New)
Jeremy Grantham 353,342 sh (+90.58%)
Ken Fisher 4,384,959 sh (+6.19%)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
John Griffin 380,000 sh (unchged)
Sarah Ketterer 4,516 sh (unchged)
Howard Marks Sold Out
Steven Cohen Sold Out
Jim Simons Sold Out
Ruane Cunniff 17,491 sh (-4.37%)
» More
Q1 2014

HDB Guru Trades in Q1 2014

John Rogers 6,400 sh (New)
RS Investment Management 134,419 sh (New)
Steven Cohen 8,139 sh (New)
Jeremy Grantham 986,342 sh (+179.15%)
Sarah Ketterer 9,816 sh (+117.36%)
Ken Fisher 4,853,045 sh (+10.67%)
Ruane Cunniff 18,161 sh (+3.83%)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
Caxton Associates Sold Out
John Griffin Sold Out
» More
Q2 2014

HDB Guru Trades in Q2 2014

Caxton Associates 6,600 sh (New)
John Burbank 22,000 sh (New)
Jeremy Grantham 1,323,842 sh (+34.22%)
Ken Fisher 5,765,025 sh (+18.79%)
Ruane Cunniff 18,241 sh (+0.44%)
Sarah Ketterer 9,816 sh (unchged)
John Rogers Sold Out
RS Investment Management 106,700 sh (-20.62%)
Matthews Pacific Tiger Fund 119,500 sh (-62.6%)
» More
Q3 2014

HDB Guru Trades in Q3 2014

Stanley Druckenmiller 306,000 sh (New)
Jim Simons 480,800 sh (New)
Sarah Ketterer 9,816 sh (unchged)
Matthews Pacific Tiger Fund 119,500 sh (unchged)
Caxton Associates Sold Out
Ruane Cunniff 18,166 sh (-0.41%)
Ken Fisher 5,670,624 sh (-1.64%)
RS Investment Management 97,506 sh (-8.62%)
Jeremy Grantham 1,057,330 sh (-20.13%)
John Burbank 14,000 sh (-36.36%)
» More
» Details

Insider Trades

Latest Guru Trades with HDB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Burbank 2014-09-30 Reduce -36.36%0.01%$46.37 - $51.33 $ 51.877%14000
John Burbank 2014-06-30 New Buy0.02%$39.55 - $48.47 $ 51.8718%22000
John Rogers 2014-06-30 Sold Out $39.55 - $48.47 $ 51.8718%0
John Griffin 2014-03-31 Sold Out 0.13%$30.61 - $40.41 $ 51.8750%0
John Rogers 2014-03-31 New Buy$30.61 - $40.41 $ 51.8750%6400
John Griffin 2013-09-30 New Buy0.14%$27.32 - $37.95 $ 51.8758%380000
Ken Fisher 2012-09-30 Add 43.75%0.09%$32.25 - $37.58 $ 51.8750%3003389
Ken Fisher 2012-06-30 Add 31.06%0.05%$27.6 - $34.6 $ 51.8764%2089295
Ken Fisher 2012-03-31 New Buy0.15%$26.66 - $35.74 $ 51.8770%1594190
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 26.60
HDB's P/E(ttm) is ranked higher than
68% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 17.50 vs. HDB: 26.60 )
HDB' s 10-Year P/E(ttm) Range
Min: 22.66   Max: 26.6
Current: 26.6

22.66
26.6
P/B 4.80
HDB's P/B is ranked higher than
60% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.34 vs. HDB: 4.80 )
HDB' s 10-Year P/B Range
Min: 3.21   Max: 4.8
Current: 4.8

3.21
4.8
P/S 9.10
HDB's P/S is ranked higher than
61% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.61 vs. HDB: 9.10 )
HDB' s 10-Year P/S Range
Min: 6.53   Max: 9.1
Current: 9.1

6.53
9.1
EV-to-EBIT 7.77
HDB's EV-to-EBIT is ranked higher than
92% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 19.80 vs. HDB: 7.77 )
HDB' s 10-Year EV-to-EBIT Range
Min: 6   Max: 18
Current: 7.77

6
18
PEG 1.03
HDB's PEG is ranked higher than
91% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9999.00 vs. HDB: 1.03 )
HDB' s 10-Year PEG Range
Min: 0.66   Max: 0.86
Current: 1.03

0.66
0.86
Shiller P/E 45.50
HDB's Shiller P/E is ranked higher than
78% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9999.00 vs. HDB: 45.50 )
HDB' s 10-Year Shiller P/E Range
Min: 39.17   Max: 45.5
Current: 45.5

39.17
45.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.60
HDB's Dividend Yield is ranked lower than
88% of the 1871 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.25 vs. HDB: 0.60 )
HDB' s 10-Year Dividend Yield Range
Min: 0.68   Max: 0.86
Current: 0.6

0.68
0.86
Dividend Payout 0.18
HDB's Dividend Payout is ranked higher than
88% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.60 vs. HDB: 0.18 )
HDB' s 10-Year Dividend Payout Range
Min: 0.64   Max: 7.17
Current: 0.18

0.64
7.17
Dividend growth (3y) 31.80
HDB's Dividend growth (3y) is ranked higher than
94% of the 1118 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.50 vs. HDB: 31.80 )
HDB' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 31.8
Current: 31.8

0
31.8
Yield on cost (5-Year) 2.21
HDB's Yield on cost (5-Year) is ranked higher than
55% of the 1883 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.50 vs. HDB: 2.21 )
HDB' s 10-Year Yield on cost (5-Year) Range
Min: 2.51   Max: 3.17
Current: 2.21

2.51
3.17
Share Buyback Rate -0.90
HDB's Share Buyback Rate is ranked higher than
77% of the 1472 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -1.90 vs. HDB: -0.90 )
HDB' s 10-Year Share Buyback Rate Range
Min: -0.9   Max: -11.2
Current: -0.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 5.20
HDB's Price/Tangible Book is ranked higher than
62% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.62 vs. HDB: 5.20 )
HDB' s 10-Year Price/Tangible Book Range
Min: 3.93   Max: 4.29
Current: 5.2

3.93
4.29
Price/DCF (Projected) 1.80
HDB's Price/DCF (Projected) is ranked higher than
74% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.54 vs. HDB: 1.80 )
HDB' s 10-Year Price/DCF (Projected) Range
Min: 1.28   Max: 1.72
Current: 1.8

1.28
1.72
Price/Median PS Value 1.20
HDB's Price/Median PS Value is ranked higher than
81% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.25 vs. HDB: 1.20 )
HDB' s 10-Year Price/Median PS Value Range
Min: 0.94   Max: 1.01
Current: 1.2

0.94
1.01
Price/Peter Lynch Fair Value 1.30
HDB's Price/Peter Lynch Fair Value is ranked higher than
93% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9999.00 vs. HDB: 1.30 )
HDB' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.95   Max: 1
Current: 1.3

0.95
1
Price/Graham Number 2.60
HDB's Price/Graham Number is ranked higher than
66% of the 2626 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.19 vs. HDB: 2.60 )
HDB' s 10-Year Price/Graham Number Range
Min: 2.04   Max: 2.17
Current: 2.6

2.04
2.17
Earnings Yield (Greenblatt) 12.80
HDB's Earnings Yield (Greenblatt) is ranked higher than
91% of the 1973 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.60 vs. HDB: 12.80 )
HDB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 5.6   Max: 16.5
Current: 12.8

5.6
16.5
Forward Rate of Return (Yacktman) 34.01
HDB's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 1512 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 13.69 vs. HDB: 34.01 )
HDB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 31.2   Max: 33.4
Current: 34.01

31.2
33.4

Business Description

Industry: Banks » Banks - Regional - Asia
Compare:IDCBY, CICHY, BACHY, BHKLY, CMAKY » details
Traded in other countries:HDFA.Germany, 500180.India, HDFCBANK.India
HDFC Bank Ltd provides banking and financial services. The Company operates in four business segments: Treasury, Retail Banking, Wholesale banking, and Other banking business. The treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The retail banking segment serves retail customers through a branch network and other delivery channels. This segment raises deposits from customers and provides loans and other services to customers with the help of specialist product groups. The wholesale banking segment provides loans, non-fund facilities and transaction services to large corporates, emerging corporates, public sector units, government bodies, financial institutions and medium scale enterprises. The other banking segment includes income from para banking activities such as credit cards, debit cards, third party product distribution, primary dealership business and the associated costs.
» More Articles for HDB

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