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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.80
HDB's Cash to Debt is ranked higher than
71% of the 1272 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.10 vs. HDB: 0.80 )
HDB' s 10-Year Cash to Debt Range
Min: 0.44   Max: No Debt
Current: 0.8

Equity to Asset 0.09
HDB's Equity to Asset is ranked higher than
62% of the 1588 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.10 vs. HDB: 0.09 )
HDB' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.09

0.07
0.13
Interest Coverage 0.47
HDB's Interest Coverage is ranked higher than
52% of the 1357 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.13 vs. HDB: 0.47 )
HDB' s 10-Year Interest Coverage Range
Min: 0.27   Max: 0.74
Current: 0.47

0.27
0.74
F-Score: 2
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 41.38
HDB's Operating margin (%) is ranked higher than
87% of the 1462 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 30.05 vs. HDB: 41.38 )
HDB' s 10-Year Operating margin (%) Range
Min: -94.36   Max: 47.8
Current: 41.38

-94.36
47.8
Net-margin (%) 27.81
HDB's Net-margin (%) is ranked higher than
85% of the 1570 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 20.57 vs. HDB: 27.81 )
HDB' s 10-Year Net-margin (%) Range
Min: 14.18   Max: 131.56
Current: 27.81

14.18
131.56
ROE (%) 13.20
HDB's ROE (%) is ranked higher than
91% of the 1554 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.99 vs. HDB: 13.20 )
HDB' s 10-Year ROE (%) Range
Min: 6.05   Max: 19.89
Current: 13.2

6.05
19.89
ROA (%) 1.41
HDB's ROA (%) is ranked higher than
92% of the 1563 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.75 vs. HDB: 1.41 )
HDB' s 10-Year ROA (%) Range
Min: 0.75   Max: 1.41
Current: 1.41

0.75
1.41
ROC (Joel Greenblatt) (%) 317.39
HDB's ROC (Joel Greenblatt) (%) is ranked higher than
94% of the 1437 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 78.30 vs. HDB: 317.39 )
HDB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -55.63   Max: 317.39
Current: 317.39

-55.63
317.39
Revenue Growth (%) 10.80
HDB's Revenue Growth (%) is ranked higher than
90% of the 1284 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.00 vs. HDB: 10.80 )
HDB' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 108
Current: 10.8

0
108
EBITDA Growth (%) 19.20
HDB's EBITDA Growth (%) is ranked higher than
85% of the 1124 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.20 vs. HDB: 19.20 )
HDB' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 33.1
Current: 19.2

0
33.1
EPS Growth (%) 24.00
HDB's EPS Growth (%) is ranked higher than
87% of the 1103 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9.50 vs. HDB: 24.00 )
HDB' s 10-Year EPS Growth (%) Range
Min: 3.8   Max: 41.3
Current: 24

3.8
41.3
» HDB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

HDB Guru Trades in Q1 2013

Jim Simons 820,400 sh (+671.78%)
Steven Cohen 13,780 sh (+46.33%)
Ken Fisher 3,373,989 sh (+5.49%)
Ruane Cunniff 18,310 sh (+3.72%)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
Sarah Ketterer 4,516 sh (unchged)
Howard Marks 23,573 sh (unchged)
Caxton Associates Sold Out
Jeremy Grantham 25,697 sh (-95.07%)
» More
Q2 2013

HDB Guru Trades in Q2 2013

Jeremy Grantham 159,400 sh (+520.31%)
Howard Marks 42,267 sh (+79.3%)
Ken Fisher 3,893,409 sh (+15.39%)
Sarah Ketterer 4,516 sh (unchged)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
Ruane Cunniff 18,310 sh (unchged)
Jim Simons 766,700 sh (-6.55%)
Steven Cohen 6,821 sh (-50.5%)
» More
Q3 2013

HDB Guru Trades in Q3 2013

John Griffin 380,000 sh (New)
Steven Cohen 12,661 sh (+85.62%)
Howard Marks 56,557 sh (+33.81%)
Jeremy Grantham 185,400 sh (+16.31%)
Ken Fisher 4,129,384 sh (+6.06%)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
Sarah Ketterer 4,516 sh (unchged)
Ruane Cunniff 18,291 sh (-0.1%)
Jim Simons 686,800 sh (-10.42%)
» More
Q4 2013

HDB Guru Trades in Q4 2013

Caxton Associates 18,600 sh (New)
Jeremy Grantham 353,342 sh (+90.58%)
Ken Fisher 4,384,959 sh (+6.19%)
Sarah Ketterer 4,516 sh (unchged)
Matthews Pacific Tiger Fund 319,500 sh (unchged)
John Griffin 380,000 sh (unchged)
Jim Simons Sold Out
Steven Cohen Sold Out
Howard Marks Sold Out
Ruane Cunniff 17,491 sh (-4.37%)
» More
» Details

Insider Trades

Latest Guru Trades with HDB

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Griffin 2013-09-30 New Buy0.14%$27.32 - $37.95 $ 40.6724%380000
Ruane Cunniff 2011-03-31 Add 117.16%0.01%$28.08 - $33.9 $ 40.6733%3253
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

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Ratios

vs
industry
vs
history
P/E(ttm) 27.40
HDB's P/E(ttm) is ranked lower than
60% of the 1451 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 13.60 vs. HDB: 27.40 )
HDB' s 10-Year P/E(ttm) Range
Min: 13.13   Max: 58.81
Current: 27.4

13.13
58.81
P/B 4.70
HDB's P/B is ranked lower than
71% of the 1479 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.10 vs. HDB: 4.70 )
HDB' s 10-Year P/B Range
Min: 1.49   Max: 8.31
Current: 4.7

1.49
8.31
P/S 7.82
HDB's P/S is ranked lower than
86% of the 1638 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.80 vs. HDB: 7.82 )
HDB' s 10-Year P/S Range
Min: 4.1   Max: 49.52
Current: 7.82

4.1
49.52
EV-to-EBIT 23.80
HDB's EV-to-EBIT is ranked lower than
54% of the 1447 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 15.51 vs. HDB: 23.80 )
HDB' s 10-Year EV-to-EBIT Range
Min: 13.7   Max: 161.8
Current: 23.8

13.7
161.8
PEG 1.00
HDB's PEG is ranked higher than
66% of the 848 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.00 vs. HDB: 1.00 )
HDB' s 10-Year PEG Range
Min: 0.24   Max: 1.45
Current: 1

0.24
1.45
Shiller P/E 40.90
HDB's Shiller P/E is ranked lower than
66% of the 841 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 16.71 vs. HDB: 40.90 )
HDB' s 10-Year Shiller P/E Range
Min: 17.35   Max: 57.81
Current: 40.9

17.35
57.81

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.70
HDB's Dividend Yield is ranked lower than
88% of the 1312 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.40 vs. HDB: 0.70 )
HDB' s 10-Year Dividend Yield Range
Min: 0.45   Max: 0.99
Current: 0.7

0.45
0.99
Dividend Payout 0.18
HDB's Dividend Payout is ranked higher than
83% of the 1147 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.31 vs. HDB: 0.18 )
HDB' s 10-Year Dividend Payout Range
Min: 0.12   Max: 7.17
Current: 0.18

0.12
7.17
Dividend growth (3y) 19.10
HDB's Dividend growth (3y) is ranked higher than
89% of the 809 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 4.20 vs. HDB: 19.10 )
HDB' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 30.1
Current: 19.1

0
30.1
Yield on cost (5-Year) 2.01
HDB's Yield on cost (5-Year) is ranked lower than
55% of the 1327 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.66 vs. HDB: 2.01 )
HDB' s 10-Year Yield on cost (5-Year) Range
Min: 1.29   Max: 2.84
Current: 2.01

1.29
2.84
Share Buyback Rate -2.60
HDB's Share Buyback Rate is ranked higher than
70% of the 1170 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -2.70 vs. HDB: -2.60 )
HDB' s 10-Year Share Buyback Rate Range
Min: -2.6   Max: -11.2
Current: -2.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 4.70
HDB's Price/Tangible Book is ranked lower than
72% of the 1380 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.20 vs. HDB: 4.70 )
HDB' s 10-Year Price/Tangible Book Range
Min: 2.62   Max: 5.31
Current: 4.7

2.62
5.31
Price/DCF (Projected) 1.40
HDB's Price/DCF (Projected) is ranked lower than
64% of the 902 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.60 vs. HDB: 1.40 )
HDB' s 10-Year Price/DCF (Projected) Range
Min: 1.22   Max: 9.37
Current: 1.4

1.22
9.37
Price/Median PS Value 0.80
HDB's Price/Median PS Value is ranked higher than
84% of the 1493 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.00 vs. HDB: 0.80 )
HDB' s 10-Year Price/Median PS Value Range
Min: 0.22   Max: 3.07
Current: 0.8

0.22
3.07
Price/Peter Lynch Fair Value 1.10
HDB's Price/Peter Lynch Fair Value is ranked higher than
51% of the 440 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.80 vs. HDB: 1.10 )
HDB' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.77   Max: 2.89
Current: 1.1

0.77
2.89
Price/Graham Number 2.40
HDB's Price/Graham Number is ranked lower than
70% of the 1365 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.90 vs. HDB: 2.40 )
HDB' s 10-Year Price/Graham Number Range
Min: 1.55   Max: 3.28
Current: 2.4

1.55
3.28
Earnings Yield (Greenblatt) 4.20
HDB's Earnings Yield (Greenblatt) is ranked higher than
54% of the 1411 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.40 vs. HDB: 4.20 )
HDB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 7.3
Current: 4.2

0.6
7.3
Forward Rate of Return (Yacktman) 26.56
HDB's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 1102 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.77 vs. HDB: 26.56 )
HDB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.1   Max: 131.6
Current: 26.56

0.1
131.6

Business Description

Industry: Banks » Banks - Regional - Asia
Compare:IDCBY, CICHY, BACHY, BHKLY, CMAKY » details
Traded in other countries:HDFA.Germany
HDFC Bank Ltd is an Indian private sector bank. It offers financial services with respect to its main business activities of retail banking, wholesale banking and treasury operations.

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