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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt N/A
HIFS's Cash to Debt is ranked higher than
93% of the 973 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.48 vs. HIFS: N/A )
Ranked among companies with meaningful Cash to Debt only.
HIFS' s 10-Year Cash to Debt Range
Min: 0.03  Med: 0.27 Max: N/A
Current: N/A
Interest Coverage No Debt
HIFS's Interest Coverage is ranked higher than
100% of the 1205 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.69 vs. HIFS: No Debt )
Ranked among companies with meaningful Interest Coverage only.
HIFS' s 10-Year Interest Coverage Range
Min: 0.26  Med: 0.61 Max: 9999.99
Current: No Debt
0.26
9999.99
WACC vs ROIC
5.10%
1.69%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 61.67
HIFS's Operating margin (%) is ranked higher than
94% of the 1357 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 29.54 vs. HIFS: 61.67 )
Ranked among companies with meaningful Operating margin (%) only.
HIFS' s 10-Year Operating margin (%) Range
Min: 38.49  Med: 49.47 Max: 56.63
Current: 61.67
38.49
56.63
Net-margin (%) 36.27
HIFS's Net-margin (%) is ranked higher than
84% of the 1356 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.24 vs. HIFS: 36.27 )
Ranked among companies with meaningful Net-margin (%) only.
HIFS' s 10-Year Net-margin (%) Range
Min: 25.32  Med: 30.67 Max: 35.21
Current: 36.27
25.32
35.21
ROE (%) 4.06
HIFS's ROE (%) is ranked lower than
78% of the 1355 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.13 vs. HIFS: 4.06 )
Ranked among companies with meaningful ROE (%) only.
HIFS' s 10-Year ROE (%) Range
Min: 8.42  Med: 13.30 Max: 16.67
Current: 4.06
8.42
16.67
ROA (%) 0.32
HIFS's ROA (%) is ranked lower than
80% of the 1364 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. HIFS: 0.32 )
Ranked among companies with meaningful ROA (%) only.
HIFS' s 10-Year ROA (%) Range
Min: 0.63  Med: 1.13 Max: 1.47
Current: 0.32
0.63
1.47
ROC (Joel Greenblatt) (%) 48.92
HIFS's ROC (Joel Greenblatt) (%) is ranked lower than
63% of the 1348 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 74.52 vs. HIFS: 48.92 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
HIFS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 7.51  Med: 91.94 Max: 254.5
Current: 48.92
7.51
254.5
Revenue Growth (3Y)(%) -100.00
HIFS's Revenue Growth (3Y)(%) is ranked lower than
100% of the 1149 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. HIFS: -100.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
HIFS' s 10-Year Revenue Growth (3Y)(%) Range
Min: -100  Med: 11.65 Max: 23.3
Current: -100
-100
23.3
EBITDA Growth (3Y)(%) -100.00
HIFS's EBITDA Growth (3Y)(%) is ranked lower than
99% of the 1011 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.10 vs. HIFS: -100.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
HIFS' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -100  Med: 14.55 Max: 34.4
Current: -100
-100
34.4
EPS Growth (3Y)(%) -100.00
HIFS's EPS Growth (3Y)(%) is ranked lower than
100% of the 1020 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.20 vs. HIFS: -100.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
HIFS' s 10-Year EPS Growth (3Y)(%) Range
Min: -100  Med: 15.55 Max: 31.4
Current: -100
-100
31.4
» HIFS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

HIFS Guru Trades in

HIFS Guru Trades in

HIFS Guru Trades in

Q1 2015

HIFS Guru Trades in Q1 2015

Jim Simons 2,400 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with HIFS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/B 2.02
HIFS's P/B is ranked lower than
87% of the 1351 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.12 vs. HIFS: 2.02 )
Ranked among companies with meaningful P/B only.
HIFS' s 10-Year P/B Range
Min: 0.83  Med: 1.50 Max: 2.64
Current: 2.02
0.83
2.64
P/S 6.07
HIFS's P/S is ranked lower than
153% of the 1422 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.99 vs. HIFS: 6.07 )
Ranked among companies with meaningful P/S only.
HIFS' s 10-Year P/S Range
Min: 0  Med: 3.67 Max: 6.19
Current: 6.07
0
6.19
PFCF 27.37
HIFS's PFCF is ranked lower than
82% of the 825 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.60 vs. HIFS: 27.37 )
Ranked among companies with meaningful PFCF only.
HIFS' s 10-Year PFCF Range
Min: 7.32  Med: 12.78 Max: 27.21
Current: 27.37
7.32
27.21
POCF 18.21
HIFS's POCF is ranked lower than
76% of the 930 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.17 vs. HIFS: 18.21 )
Ranked among companies with meaningful POCF only.
HIFS' s 10-Year POCF Range
Min: 5.95  Med: 11.58 Max: 18.11
Current: 18.21
5.95
18.11
Shiller P/E 25.66
HIFS's Shiller P/E is ranked lower than
73% of the 771 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.62 vs. HIFS: 25.66 )
Ranked among companies with meaningful Shiller P/E only.
HIFS' s 10-Year Shiller P/E Range
Min: 8.58  Med: 14.19 Max: 25.86
Current: 25.66
8.58
25.86
Days Sales Outstanding 88.30
HIFS's Days Sales Outstanding is ranked lower than
74% of the 770 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 35.19 vs. HIFS: 88.30 )
Ranked among companies with meaningful Days Sales Outstanding only.
HIFS' s 10-Year Days Sales Outstanding Range
Min: 24.61  Med: 49.60 Max: 64.3
Current: 88.3
24.61
64.3

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.97
HIFS's Dividend Yield is ranked lower than
88% of the 2112 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.57 vs. HIFS: 0.97 )
Ranked among companies with meaningful Dividend Yield only.
HIFS' s 10-Year Dividend Yield Range
Min: 0.9  Med: 1.84 Max: 3.49
Current: 0.97
0.9
3.49
Dividend Payout 0.13
HIFS's Dividend Payout is ranked higher than
88% of the 1248 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.24 vs. HIFS: 0.13 )
Ranked among companies with meaningful Dividend Payout only.
HIFS' s 10-Year Dividend Payout Range
Min: 0.17  Med: 0.27 Max: 0.38
Current: 0.13
0.17
0.38
Dividend growth (3y) -100.00
HIFS's Dividend growth (3y) is ranked lower than
93% of the 640 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.20 vs. HIFS: -100.00 )
Ranked among companies with meaningful Dividend growth (3y) only.
HIFS' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 0.00 Max: 21.3
Current: -100
0
21.3
Yield on cost (5-Year) 0.97
HIFS's Yield on cost (5-Year) is ranked lower than
87% of the 2110 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.91 vs. HIFS: 0.97 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
HIFS' s 10-Year Yield on cost (5-Year) Range
Min: 0.9  Med: 1.84 Max: 3.49
Current: 0.97
0.9
3.49
Share Buyback Rate 100.00
HIFS's Share Buyback Rate is ranked higher than
100% of the 931 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.50 vs. HIFS: 100.00 )
Ranked among companies with meaningful Share Buyback Rate only.
HIFS' s 10-Year Share Buyback Rate Range
Min: 100  Med: -0.35 Max: -1.4
Current: 100

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.02
HIFS's Price/Tangible Book is ranked lower than
82% of the 1331 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.18 vs. HIFS: 2.02 )
Ranked among companies with meaningful Price/Tangible Book only.
HIFS' s 10-Year Price/Tangible Book Range
Min: 0.89  Med: 1.33 Max: 2.11
Current: 2.02
0.89
2.11
Price/Peter Lynch Fair Value 0.89
HIFS's Price/Peter Lynch Fair Value is ranked lower than
611% of the 357 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.99 vs. HIFS: 0.89 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
HIFS' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.34  Med: 0.69 Max: 2.43
Current: 0.89
0.34
2.43
Forward Rate of Return (Yacktman) (%) 24.36
HIFS's Forward Rate of Return (Yacktman) (%) is ranked higher than
71% of the 770 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.43 vs. HIFS: 24.36 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
HIFS' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -3.8  Med: 18.70 Max: 37.7
Current: 24.36
-3.8
37.7

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Hingham Institution Savings was originally chartered in 1834. It is a Massachusetts-chartered savings bank. The Company provides a variety of financial services to individuals and small businesses through its ten offices in Boston and southeastern Massachusetts. The Company primary deposit products are savings, checking, and term certificate accounts, commercial loans, online banking etc. It conducts business in the South Shore are, adding branches in Hull, South Hingham, Cohasset, North Scituate, and South Weymouth, and most recently, a drive-up teller and ATM service in Hingham Square.
» More Articles for HIFS

Headlines

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More From Other Websites
6.24.15: Dividend Announced Jun 25 2015
Hingham Savings Dividend Announced Jun 25 2015
5.11.15: HIFS Ranked #1 Thrift in the East and #2 in the Country for 2nd Consecutive Year May 11 2015
Hingham Savings Ranked #1 Thrift in the East, #2 in the Country for the 2nd Consecutive Year May 11 2015
4.16.15: 24% Increase in Net Operating Earnings, Excluding Last Year's $5.7 Million of Net Income... Apr 17 2015
Hingham Savings posts 1Q profit Apr 16 2015
Hingham Savings Reports 24% Increase in Net Operating Earnings, Excluding Last Year's $5.7 Million... Apr 16 2015
3.26.15: Dividend Announced Mar 30 2015
1.16.15: Record Annual Earnings And 30% Increase In Quarterly Earnings Jan 16 2015
11.26.14: Hingham Declares Regular and Special Dividend Nov 26 2014
10.15.14: 32% Growth in Quarterly Earnings Oct 16 2014
Hingham Institution for Savings: 4% Increase in Dividend Announced Sep 26 2014
Hingham Savings Reports 18% Growth in Quarterly Earnings Jul 17 2014

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