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30.35 (1y: +76%)
Market Cap 13.55 B P/E(ttm)
Enterprise Value 14.24 B P/B 0.60
HIG- NYSE (USA)
Hartford Financial Services Group Inc
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$30.35
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry		 vs
history
Cash to Debt 0.332
HIG's Cash to Debt is ranked higher than
68% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.75 vs. HIG: 0.332 )
HIG' s 10-Year Cash to Debt Range
Min: 0.08   Max: 0.4
Current: 0.33
0.08
0.4
Equity to Asset 0.075
HIG's Equity to Asset is ranked higher than
69% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. HIG: 0.075 )
HIG' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.08
Current: 0.08
0.03
0.08
F-Score: 4
Z-Score: 0.16
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) -2.00
HIG's Operating margin (%) is ranked higher than
63% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.90 vs. HIG: -2.00 )
HIG' s 10-Year Operating margin (%) Range
Min: -49.8   Max: 16.5
Current: -2
-49.8
16.5
Net-margin (%) -0.1
HIG's Net-margin (%) is ranked higher than
63% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.70 vs. HIG: -0.1 )
HIG' s 10-Year Net-margin (%) Range
Min: -29.8   Max: 11.4
Current: -0.1
-29.8
11.4
ROE (%) -0.2
HIG's ROE (%) is ranked higher than
63% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.30 vs. HIG: -0.2 )
HIG' s 10-Year ROE (%) Range
Min: -29.7   Max: 15.8
Current: -0.2
-29.7
15.8
Revenue Growth (%) -4.1
HIG's Revenue Growth (%) is ranked higher than
65% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. HIG: -4.1 )
HIG' s 10-Year Revenue Growth (%) Range
Min: -23.7   Max: 11.1
Current: -4.1
-23.7
11.1
EBITDA Growth (%) -55.7
HIG's EBITDA Growth (%) is ranked higher than
60% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. HIG: -55.7 )
HIG' s 10-Year EBITDA Growth (%) Range
Min: -55.7   Max: 55.4
Current: -55.7
-55.7
55.4
EPS Growth (%) -50.2
HIG's EPS Growth (%) is ranked higher than
60% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. HIG: -50.2 )
HIG' s 10-Year EPS Growth (%) Range
Min: -50.2   Max: 35.7
Current: -50.2
-50.2
35.7
ยป HIG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

HIG Guru Trades in Q2 2012

Paul Tudor Jones 295,500 sh (+238.88%)
Ray Dalio 370,165 sh (+106.43%)
Diamond Hill Capital 10,785,029 sh (+47.37%)
Chuck Akre 1,157,900 sh (+43.32%)
Jeremy Grantham 898,466 sh (+15.94%)
Jim Simons 1,319,100 sh (+14.78%)
NWQ Managers 21,774,572 sh (+1.22%)
Richard Pzena 50,472 sh (+0.85%)
David Dreman 1,196,053 sh (+0.3%)
Jean-Marie Eveillard 200 sh (unchged)
Louis Moore Bacon 200,000 sh (unchged)
Bruce Kovner Sold Out
Larry Robbins Sold Out
Andreas Halvorsen Sold Out
Pioneer Investments Sold Out
Richard Snow 1,863,582 sh (-2.74%)
John Paulson 31,344,200 sh (-16.35%)
Louis Moore Bacon 350,000 sh (-55.13%)
David Tepper 1,072,956 sh (-62.43%)
Steven Cohen 16,617 sh (-92.15%)
» More
Q3 2012

HIG Guru Trades in Q3 2012

Andreas Halvorsen 2,447,200 sh (New)
Steven Cohen 627,322 sh (+3675.18%)
Richard Pzena 1,005,706 sh (+1892.6%)
David Tepper 3,612,650 sh (+236.7%)
Chuck Akre 1,366,200 sh (+17.99%)
NWQ Managers 22,707,792 sh (+4.29%)
Diamond Hill Capital 10,865,227 sh (+0.74%)
Jean-Marie Eveillard 200 sh (unchged)
David Tepper 10,000 sh (unchged)
Jim Simons Sold Out
Louis Moore Bacon Sold Out
Paul Tudor Jones 295,000 sh (-0.17%)
Jeremy Grantham 836,066 sh (-6.95%)
David Dreman 907,920 sh (-24.09%)
John Paulson 19,539,307 sh (-37.66%)
Richard Snow 818,018 sh (-56.11%)
Ray Dalio 58,065 sh (-84.31%)
» More
Q4 2012

HIG Guru Trades in Q4 2012

John Keeley 45,000 sh (New)
Louis Moore Bacon 2,475,000 sh (New)
Larry Robbins 1,062,700 sh (New)
David Tepper 4,983,959 sh (+37.96%)
Diamond Hill Capital 11,629,743 sh (+7.04%)
Jean-Marie Eveillard 200 sh (unchged)
Jeremy Grantham 898,320 sh (unchged)
Chuck Akre 1,366,200 sh (unchged)
Andreas Halvorsen Sold Out
Ray Dalio Sold Out
John Paulson 18,253,907 sh (-6.58%)
Richard Snow 738,178 sh (-9.76%)
Richard Pzena 899,506 sh (-10.56%)
NWQ Managers 19,565,892 sh (-13.84%)
David Dreman 490,415 sh (-45.98%)
Paul Tudor Jones 93,000 sh (-68.47%)
Steven Cohen 19,063 sh (-96.96%)
» More
Q1 2013

HIG Guru Trades in Q1 2013

Jim Simons 105,600 sh (New)
Richard Snow 2,003,518 sh (+171.41%)
Louis Moore Bacon 4,475,000 sh (+80.81%)
David Tepper 5,304,459 sh (+6.43%)
Larry Robbins 1,129,600 sh (+6.3%)
Jeremy Grantham 919,120 sh (+2.32%)
Richard Pzena 899,648 sh (+0.02%)
Jean-Marie Eveillard 200 sh (unchged)
Chuck Akre 1,366,200 sh (unchged)
John Keeley 45,000 sh (unchged)
Steven Cohen Sold Out
Paul Tudor Jones Sold Out
Diamond Hill Capital 11,269,662 sh (-3.1%)
NWQ Managers 17,865,624 sh (-8.69%)
David Dreman 395,268 sh (-19.4%)
John Paulson 10,958,270 sh (-39.97%)
» More
» Details

Insider Trades

Latest Guru Trades with HIG

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Paulson 2013-03-31 Reduce -39.97%1%$22.44 - $26.46 $ 30.3523%10958270
David Dreman 2012-12-31 Reduce -45.98%0.2%$19.69 - $22.88 $ 30.3541%490415
John Keeley 2012-12-31 New Buy0.02%$19.69 - $22.88 $ 30.3541%45000
Ray Dalio 2012-12-31 Sold Out 0.02%$19.69 - $22.88 $ 30.3541%0
John Paulson 2012-09-30 Reduce -37.66%1.73%$15.92 - $20.34 $ 30.3572%19539307
Chuck Akre 2012-09-30 Add 17.99%0.32%$15.92 - $20.34 $ 30.3572%1366200
David Dreman 2012-09-30 Reduce -24.09%0.12%$15.92 - $20.34 $ 30.3572%907920
Ray Dalio 2012-09-30 Reduce -84.31%0.08%$15.92 - $20.34 $ 30.3572%58065
Chuck Akre 2012-06-30 Add 43.32%0.51%$16.18 - $21.71 $ 30.3563%1157900
Ray Dalio 2012-06-30 Add 106.43%0.05%$16.18 - $21.71 $ 30.3563%370165
Premium More recent guru trades are included for Premium Members only!!
ยป Financial Charts

Peter Lynch Chart

Preferred stocks of Hartford Financial Services Group Inc

SymbolPriceYieldDescription
HIGPRA0.057.63

Top Ranked Articles about Hartford Financial Services Group Inc

Stocks Highest-Paid Manager David Tepper Keeps Buying
June 3, 2013
David Tepper - Stocks Highest-Paid Manager David Tepper Keeps Buying
David Tepper, renowned for his accurate market calls, became the highest paid fund manager, adding $2.2 billion to his wealth, and returned 30% to investors in his Appaloosa Hedge Fund, in 2012. He reaffirmed his bullish stance on stocks on a May 14 CNBC interview, and there are some stocks of which he is particularly fond. The stocks Tepper keeps buying are: QCOM, GT, HIG and MSFT. Read more...
Diamond Hill Capital Update and Top Three
May 14, 2013
Diamond Hill - Diamond Hill Capital Update And Top Three
Founded in year 2000, Diamond Hill Capital Management lists assets under management of $10.7 billion, as of April 30, 2013. Independent and publicly owned, Diamond Hill is listed on Nasdaq (DHIL) and included in the Russell 2000 Index. Led by Corporate CEO Ric Dillon, Diamond Hill manages five long-only equity strategies, three alternative equity strategies and a fixed income strategy. Here's an update on Diamond Hill Capitalโ€™s top three holdings and how those companies are performing in the first quarter of 2013: Read more...

Ratios

vs
industry		 vs
history
P/B 0.60
HIG's P/B is ranked higher than
86% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.83 vs. HIG: 0.60 )
HIG' s 10-Year P/B Range
Min: 0.12   Max: 2.58
Current: 0.6
0.12
2.58
P/S 0.50
HIG's P/S is ranked higher than
79% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.49 vs. HIG: 0.50 )
HIG' s 10-Year P/S Range
Min: 0.09   Max: 1.39
Current: 0.5
0.09
1.39
PFCF 7.90
HIG's PFCF is ranked higher than
65% of the 113 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.87 vs. HIG: 7.90 )
HIG' s 10-Year PFCF Range
Min: 0.26   Max: 11.16
Current: 7.9
0.26
11.16
EV-to-EBIT 50
HIG's EV-to-EBIT is ranked higher than
50% of the 120 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.44 vs. HIG: 50 )
HIG' s 10-Year EV-to-EBIT Range
Min: 6   Max: 62.9
Current: 50
6
62.9
Shiller P/E 149.5
HIG's Shiller P/E is ranked lower than
100% of the Companies
in the Global Insurance - Diversified industry.

( Industry Median: vs. HIG: 149.5 )
HIG' s 10-Year Shiller P/E Range
Min: 0.79   Max: 360.14
Current: 149.5
0.79
360.14

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 1.30
HIG's Dividend Yield is ranked lower than
63% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.53 vs. HIG: 1.30 )
HIG' s 10-Year Dividend Yield Range
Min: 0.65   Max: 42.83
Current: 1.3
0.65
42.83
Dividend growth (3y) 18.9
HIG's Dividend growth (3y) is ranked higher than
99% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. HIG: 18.9 )
HIG' s 10-Year Dividend growth (3y) Range
Min: -44   Max: 18.9
Current: 18.9
-44
18.9
Yield on cost (5-Year) 0.39
HIG's Yield on cost (5-Year) is ranked lower than
63% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.14 vs. HIG: 0.39 )
HIG' s 10-Year Yield on cost (5-Year) Range
Min: 0.19   Max: 12.69
Current: 0.39
0.19
12.69
Share Buyback Rate -6
HIG's Share Buyback Rate is ranked higher than
65% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.80 vs. HIG: -6 )
HIG' s 10-Year Share Buyback Rate Range
Min: -0.1   Max: -11.7
Current: -6

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 6.5
HIG's Price/Net Current Asset Value is ranked higher than
67% of the 33 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.90 vs. HIG: 6.5 )
HIG' s 10-Year Price/Net Current Asset Value Range
Min: 2.2   Max: 9.2
Current: 6.5
2.2
9.2
Price/Tangible Book 0.6
HIG's Price/Tangible Book is ranked higher than
89% of the 131 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.10 vs. HIG: 0.6 )
HIG' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 2.1
Current: 0.6
0.4
2.1
Price/DCF (Projected) 0.3
HIG's Price/DCF (Projected) is ranked higher than
90% of the 61 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.40 vs. HIG: 0.3 )
HIG' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 0.7
Current: 0.3
0.1
0.7
Price/Median PS Value 0.6
HIG's Price/Median PS Value is ranked higher than
96% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.00 vs. HIG: 0.6 )
HIG' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 1.3
Current: 0.6
0.4
1.3
Earnings Yield (Greenblatt) 2.00
HIG's Earnings Yield (Greenblatt) is ranked higher than
65% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.80 vs. HIG: 2.00 )
HIG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.6   Max: 16.8
Current: 2
1.6
16.8
Forward Rate of Return (Yacktman) 25.51
HIG's Forward Rate of Return (Yacktman) is ranked higher than
93% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. HIG: 25.51 )
HIG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 10.9   Max: 82
Current: 25.51
10.9
82

Business Description

The Hartford Financial Services Group, Inc. is a diversified insurance and financial services Company. The Hartford, headquartered in Connecticut, is among the providers of investment products, individual life, group life and group disability insurance products, and property and casualty insurance products in the United States. Hartford Fire Insurance Company, founded in 1810, is the oldest of The Hartford's subsidiaries. The Hartford maintains and enhances its position in the market within the financial services industry and to maximize shareholder value. The Company is organized into four divisions: Commercial Markets, Consumer Markets, Wealth Management and Runoff Operations and conducts business principally in nine reporting segments, as well as the Corporate category. Starting in the second quarter of 2012, financial results for the Individual Annuity segment, which consists of U.S. variable, fixed and fixed indexed annuities, will be reported in the Life Other Operations segment. The Commercial Markets division is organized into two reporting segments; Property & Casualty Commercial and Group Benefits: Property & Casualty Commercial provides workers' compensation, property, automobile, marine, livestock, liability and umbrella coverages primarily throughout the United States; Group Benefits provides employers, associations, affinity groups and financial institutions with group life, accident and disability coverage, along with other products and services, including voluntary benefits, and group retiree health. The Wealth Management division consists of the following reporting segments: Individual Annuity, Individual Life, Retirement Plans and Mutual Funds. Wealth Management provides investment products for over 7 million customers and life insurance for approximately 711,000 customers; The Runoff Operations includes Life Other Operations, Property & Casualty Other Operations, Corporate. Within the Life and Property & Casualty operations, The Hartford conducts business principally in ten operating segments. Additionally, Corporate primarily includes all of the Company's debt financing and related interest expense, as well as certain capital raising activities and purchase accounting adjustments. Life has realigned its reportable operating segments during 2005 to include six reportable operating segments: Retail Products Group, Retirement Plans, Institutional Solutions Group, Individual Life, Group Benefits and International. Retail offers individual variable and fixed market value adjusted annuities, retail mutual funds, 529 college savings plans, Canadian and offshore investment products. The Hartford owns the land and buildings comprising its Hartford location and other properties within the greater Hartford, Connecticut area which total approximately 1.9 million of the 2.2 million square feet owned. In addition, The Hartford leases approximately 5.3 million square feet throughout the United States and approximately 208 th
Company Website
SEC Reports
Industry: Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, ZFSVF, AIZ
Traded in other countries:HFF.Germany
ยป More Articles for HIG

Headlines

Articles On GuruFocus.com
David Tepper's Biggest-Winning Stocks Jun 17 2013 
Stocks Highest-Paid Manager David Tepper Keeps Buying Jun 03 2013 
Diamond Hill Capital Update and Top Three May 14 2013 
comment on HIG Apr 08 2013 
comment on HIG Feb 17 2013 
Hedge Fund Giant David Tepper Makes Bullish Moves: Buys AIG, JPM, SEE, MGM, HIG, F, Sells VLO, BAC Nov 15 2012 
comment on HIG Oct 22 2012 
comment on HIG Oct 08 2012 
Weekly CEO Buys Highlight: DGX, HIG, VOCS, PKY, SFLY May 13 2012 
Diamond Hill Capital Buys Comcast Corp, Walt Disney, Alere Inc, Alaska Air Grp, Xl Group, CareFusion Apr 19 2012 

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