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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.22
HIG's Cash to Debt is ranked higher than
69% of the 155 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.20 vs. HIG: 0.22 )
HIG' s 10-Year Cash to Debt Range
Min: 0.08   Max: 0.45
Current: 0.22

0.08
0.45
Equity to Asset 0.07
HIG's Equity to Asset is ranked higher than
70% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. HIG: 0.07 )
HIG' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.08
Current: 0.07

0.03
0.08
Interest Coverage 0.16
HIG's Interest Coverage is ranked higher than
66% of the 120 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.10 vs. HIG: 0.16 )
HIG' s 10-Year Interest Coverage Range
Min: 0.16   Max: 15.23
Current: 0.16

0.16
15.23
F-Score: 6
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 0.24
HIG's Operating margin (%) is ranked higher than
69% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.97 vs. HIG: 0.24 )
HIG' s 10-Year Operating margin (%) Range
Min: -49.8   Max: 15.45
Current: 0.24

-49.8
15.45
Net-margin (%) 0.67
HIG's Net-margin (%) is ranked higher than
68% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.79 vs. HIG: 0.67 )
HIG' s 10-Year Net-margin (%) Range
Min: -29.82   Max: 11.38
Current: 0.67

-29.82
11.38
ROE (%) 0.93
HIG's ROE (%) is ranked higher than
69% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.04 vs. HIG: 0.93 )
HIG' s 10-Year ROE (%) Range
Min: -29.66   Max: 21.89
Current: 0.93

-29.66
21.89
ROA (%) 0.06
HIG's ROA (%) is ranked higher than
68% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.74 vs. HIG: 0.06 )
HIG' s 10-Year ROA (%) Range
Min: -0.96   Max: 1.01
Current: 0.06

-0.96
1.01
ROC (Joel Greenblatt) (%) 7.18
HIG's ROC (Joel Greenblatt) (%) is ranked higher than
70% of the 132 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 153.52 vs. HIG: 7.18 )
HIG' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -427.07   Max: 17725
Current: 7.18

-427.07
17725
Revenue Growth (%) 5.80
HIG's Revenue Growth (%) is ranked higher than
88% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.20 vs. HIG: 5.80 )
HIG' s 10-Year Revenue Growth (%) Range
Min: -30.3   Max: 15
Current: 5.8

-30.3
15
EBITDA Growth (%) -42.40
HIG's EBITDA Growth (%) is ranked higher than
71% of the 126 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.90 vs. HIG: -42.40 )
HIG' s 10-Year EBITDA Growth (%) Range
Min: -64.5   Max: 224.6
Current: -42.4

-64.5
224.6
EPS Growth (%) -37.40
HIG's EPS Growth (%) is ranked higher than
70% of the 127 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.00 vs. HIG: -37.40 )
HIG' s 10-Year EPS Growth (%) Range
Min: -52.2   Max: 47.6
Current: -37.4

-52.2
47.6
» HIG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

HIG Guru Trades in Q1 2013

Jim Simons 105,600 sh (New)
Richard Snow 2,003,518 sh (+171.41%)
Louis Moore Bacon 4,475,000 sh (+80.81%)
David Tepper 5,304,459 sh (+6.43%)
Larry Robbins 1,129,600 sh (+6.3%)
Jeremy Grantham 919,120 sh (+2.32%)
Richard Pzena 899,648 sh (+0.02%)
John Keeley 45,000 sh (unchged)
Chuck Akre 1,366,200 sh (unchged)
Jean-Marie Eveillard 200 sh (unchged)
Paul Tudor Jones Sold Out
Steven Cohen Sold Out
Diamond Hill Capital 11,269,662 sh (-3.1%)
NWQ Managers 17,865,624 sh (-8.69%)
David Dreman 395,268 sh (-19.4%)
John Paulson 10,958,270 sh (-39.97%)
» More
Q2 2013

HIG Guru Trades in Q2 2013

Mario Gabelli 25,500 sh (New)
Arnold Schneider 586,664 sh (New)
Bruce Berkowitz 53,300 sh (New)
Chuck Royce 3,400 sh (New)
Pioneer Investments 3,504,100 sh (New)
Steven Cohen 115,605 sh (New)
Caxton Associates 1,068,764 sh (New)
Louis Moore Bacon 7,800,000 sh (+74.3%)
Chuck Akre 2,028,270 sh (+48.46%)
Richard Snow 2,174,784 sh (+8.55%)
Jeremy Grantham 976,220 sh (+6.21%)
Jean-Marie Eveillard 200 sh (unchged)
Jim Simons Sold Out
Larry Robbins Sold Out
John Keeley Sold Out
Richard Pzena 856,142 sh (-4.84%)
David Dreman 367,604 sh (-7%)
NWQ Managers 14,427,934 sh (-19.24%)
David Tepper 4,134,770 sh (-22.05%)
John Paulson 5,968,670 sh (-45.53%)
Diamond Hill Capital 3,880,907 sh (-65.56%)
» More
Q3 2013

HIG Guru Trades in Q3 2013

Jim Simons 809,710 sh (New)
Richard Pzena 1,437,110 sh (+67.86%)
Arnold Schneider 926,572 sh (+57.94%)
Richard Snow 2,442,569 sh (+12.31%)
Steven Cohen 124,118 sh (+7.36%)
Mario Gabelli 26,000 sh (+1.96%)
Caxton Associates 1,086,427 sh (+1.65%)
Louis Moore Bacon 250,000 sh (unchged)
John Paulson 5,968,670 sh (unchged)
Jean-Marie Eveillard 200 sh (unchged)
David Tepper 4,052,770 sh (-1.98%)
Bruce Berkowitz 52,000 sh (-2.44%)
Pioneer Investments 3,404,779 sh (-2.83%)
Jeremy Grantham 860,692 sh (-11.83%)
NWQ Managers 12,477,740 sh (-13.52%)
Louis Moore Bacon 4,800,000 sh (-38.46%)
Chuck Royce 1,800 sh (-47.06%)
David Dreman 94,860 sh (-74.2%)
Chuck Akre 319,803 sh (-84.23%)
Diamond Hill Capital 439,226 sh (-88.68%)
» More
Q4 2013

HIG Guru Trades in Q4 2013

Paul Tudor Jones 6,772 sh (New)
George Soros 60,000 sh (New)
Mario Gabelli 350,500 sh (+1248.08%)
Bruce Berkowitz 52,000 sh (unchged)
John Paulson 5,968,670 sh (unchged)
Chuck Royce 1,800 sh (unchged)
Jean-Marie Eveillard 200 sh (unchged)
Diamond Hill Capital Sold Out
Jim Simons Sold Out
Chuck Akre 319,074 sh (-0.23%)
Richard Pzena 1,428,894 sh (-0.57%)
Arnold Schneider 913,917 sh (-1.37%)
Richard Snow 2,331,730 sh (-4.54%)
Pioneer Investments 3,093,390 sh (-9.15%)
NWQ Managers 11,140,064 sh (-10.72%)
Caxton Associates 902,800 sh (-16.9%)
Louis Moore Bacon 3,950,000 sh (-17.71%)
Jeremy Grantham 631,520 sh (-26.63%)
David Tepper 2,579,004 sh (-36.36%)
David Dreman 55,908 sh (-41.06%)
Steven Cohen 30,049 sh (-75.79%)
» More
» Details

Insider Trades

Latest Guru Trades with HIG

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2013-12-31 Reduce -41.06%0.11%$30.68 - $36.62 $ 34.671%55908
Mario Gabelli 2013-12-31 Add 1248.08%0.06%$30.68 - $36.62 $ 34.671%350500
George Soros 2013-12-31 New Buy0.02%$30.68 - $36.62 $ 34.671%60000
Chuck Akre 2013-09-30 Reduce -84.23%2.36%$29.6 - $32.3 $ 34.6711%319803
David Dreman 2013-09-30 Reduce -74.2%0.24%$29.6 - $32.3 $ 34.6711%94860
Chuck Akre 2013-06-30 Add 48.46%0.91%$24.82 - $31.43 $ 34.6720%2028270
John Paulson 2013-06-30 Reduce -45.53%0.73%$24.82 - $31.43 $ 34.6720%5968670
John Keeley 2013-06-30 Sold Out 0.02%$24.82 - $31.43 $ 34.6720%0
Bruce Berkowitz 2013-06-30 New Buy0.02%$24.82 - $31.43 $ 34.6720%53300
Mario Gabelli 2013-06-30 New Buy0.01%$24.82 - $31.43 $ 34.6720%25500
John Paulson 2013-03-31 Reduce -39.97%1%$22.44 - $26.46 $ 34.6741%10958270
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Hartford Financial Services Group Inc

SymbolPriceYieldDescription
HIGPRA0.057.63

Top Ranked Articles about Hartford Financial Services Group Inc

Diamond Hill Capital’s High-Impact Sells
The updated portfolio of Diamond Hill Capital lists 148 stocks, seven of them new, a total value at $9.93 billion, and a quarter-over-quarter turnover of 6%. The portfolio is weighted with top three sectors: financial services at 23.8%, technology at 15.5% and health care at 13.1%. Read more...
David Tepper’s Biggest Increases in His Most Bullish Sector, Financials
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Diamond Hill Capital Growing - Six Sells
The updated portfolio of Diamond Hill Capital Management lists 15 stocks, 19 of them new, a total value at $9.28 billion, and a quarter-over-quarter turnover of 6%. The portfolio is currently weighted with top three sectors: financial services at 26.9%, technology at 14% and consumer defensive at 13.5%. Read more...
Stocks Highest-Paid Manager David Tepper Keeps Buying
David Tepper, renowned for his accurate market calls, became the highest paid fund manager, adding $2.2 billion to his wealth, and returned 30% to investors in his Appaloosa Hedge Fund, in 2012. He reaffirmed his bullish stance on stocks on a May 14 CNBC interview, and there are some stocks of which he is particularly fond. The stocks Tepper keeps buying are: QCOM, GT, HIG and MSFT. Read more...
Diamond Hill Capital Update and Top Three
Founded in year 2000, Diamond Hill Capital Management lists assets under management of $10.7 billion, as of April 30, 2013. Independent and publicly owned, Diamond Hill is listed on Nasdaq (DHIL) and included in the Russell 2000 Index. Led by Corporate CEO Ric Dillon, Diamond Hill manages five long-only equity strategies, three alternative equity strategies and a fixed income strategy. Here's an update on Diamond Hill Capital’s top three holdings and how those companies are performing in the first quarter of 2013: Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 277.30
HIG's P/E(ttm) is ranked higher than
50% of the 139 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.90 vs. HIG: 277.30 )
HIG' s 10-Year P/E(ttm) Range
Min: 5.03   Max: 1285.22
Current: 277.3

5.03
1285.22
P/B 0.80
HIG's P/B is ranked higher than
88% of the 145 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.03 vs. HIG: 0.80 )
HIG' s 10-Year P/B Range
Min: 0.12   Max: 1.8
Current: 0.8

0.12
1.8
P/S 0.60
HIG's P/S is ranked higher than
68% of the 156 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.50 vs. HIG: 0.60 )
HIG' s 10-Year P/S Range
Min: 0.09   Max: 1.39
Current: 0.6

0.09
1.39
PFCF 13.90
HIG's PFCF is ranked higher than
66% of the 101 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.40 vs. HIG: 13.90 )
HIG' s 10-Year PFCF Range
Min: 0.25   Max: 14.59
Current: 13.9

0.25
14.59
EV-to-EBIT 500.00
HIG's EV-to-EBIT is ranked lower than
56% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.00 vs. HIG: 500.00 )
HIG' s 10-Year EV-to-EBIT Range
Min: 6   Max: 527.8
Current: 500

6
527.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.60
HIG's Dividend Yield is ranked lower than
74% of the 117 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.80 vs. HIG: 1.60 )
HIG' s 10-Year Dividend Yield Range
Min: 0.65   Max: 42.83
Current: 1.6

0.65
42.83
Dividend Payout 0.81
HIG's Dividend Payout is ranked lower than
51% of the 109 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.35 vs. HIG: 0.81 )
HIG' s 10-Year Dividend Payout Range
Min: 0.08   Max: 1.47
Current: 0.81

0.08
1.47
Dividend growth (3y) 35.70
HIG's Dividend growth (3y) is ranked higher than
97% of the 76 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -5.80 vs. HIG: 35.70 )
HIG' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 35.7
Current: 35.7

0
35.7
Yield on cost (5-Year) 5.65
HIG's Yield on cost (5-Year) is ranked higher than
87% of the 117 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.80 vs. HIG: 5.65 )
HIG' s 10-Year Yield on cost (5-Year) Range
Min: 2.3   Max: 151.23
Current: 5.65

2.3
151.23
Share Buyback Rate -0.20
HIG's Share Buyback Rate is ranked higher than
85% of the 103 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.50 vs. HIG: -0.20 )
HIG' s 10-Year Share Buyback Rate Range
Min: 2   Max: -15.9
Current: -0.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.80
HIG's Price/Tangible Book is ranked higher than
90% of the 141 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.50 vs. HIG: 0.80 )
HIG' s 10-Year Price/Tangible Book Range
Min: 0.36   Max: 2.54
Current: 0.8

0.36
2.54
Price/DCF (Projected) 0.50
HIG's Price/DCF (Projected) is ranked higher than
77% of the 92 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.50 vs. HIG: 0.50 )
HIG' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 0.74
Current: 0.5

0.1
0.74
Price/Median PS Value 1.00
HIG's Price/Median PS Value is ranked higher than
92% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.20 vs. HIG: 1.00 )
HIG' s 10-Year Price/Median PS Value Range
Min: 0.49   Max: 1.68
Current: 1

0.49
1.68
Price/Graham Number 1.40
HIG's Price/Graham Number is ranked higher than
65% of the 127 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.80 vs. HIG: 1.40 )
HIG' s 10-Year Price/Graham Number Range
Min: 0.42   Max: 1.63
Current: 1.4

0.42
1.63
Earnings Yield (Greenblatt) 0.20
HIG's Earnings Yield (Greenblatt) is ranked higher than
53% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.20 vs. HIG: 0.20 )
HIG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 16.5
Current: 0.2

0.2
16.5
Forward Rate of Return (Yacktman) 19.08
HIG's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 86 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 19.08 vs. HIG: 19.08 )
HIG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 10.9   Max: 82.6
Current: 19.08

10.9
82.6

Business Description

Industry: Insurance » Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, ZFSVF, AIZ » details
Traded in other countries:HFF.Germany
Hartford Financial Services Group Inc is an insurance and financial services Company. The Company is among the providers of investment products, individual life, group life and group disability insurance products, and property and casualty insurance products in the United States. The Company currently conducts business mainly in six reporting segments including Property & Casualty Commercial, Consumer Markets, Property & Casualty Other Operations, Group Benefits, Mutual Funds and Talcott Resolution, as well as a corporate category. Property & Casualty Commercial provides workers' compensation, property, automobile, liability and umbrella coverages under several different products, primarily throughout the United States, within its standard commercial lines, which consists of The Hartford's small commercial and middle market lines of business. Additionally, a variety of customized insurance products and risk management services including workers' compensation, automobile, general liability, professional liability, livestock and specialty casualty coverages are offered through the segment's specialty lines. Consumer Markets provides standard automobile, homeowners and home-based business coverages to individuals across the United States, including a special program designed exclusively for members of AARP. The Hartford's auto and homeowners products provide coverage options and customized pricing tailored to a customer's individual risk. Group Benefits provides group life, accident and disability coverage, group retiree health and voluntary benefits to individual members of employer groups, associations, affinity groups and financial institutions. Group Benefits offers disability underwriting, administration, claims processing and reinsurance to other insurers and self-funded employer plans. Mutual Funds offers mutual funds for retail accounts such as retirement plans and 529 college savings plans and provides investment-management and administrative services such as product design, implementation and oversight. Talcott Resolution's business is comprised of runoff business from the Company's U.S. annuity, international annuity, and institutional and private-placement life insurance businesses. The majority of the Company's investment portfolios are managed by Hartford Investment Management Company ('HIMCO'). Insurance companies are subject to comprehensive and detailed regulation and supervision throughout the United States.

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