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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.07
HIG's Cash to Debt is ranked higher than
71% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.66 vs. HIG: 0.07 )
HIG' s 10-Year Cash to Debt Range
Min: 0.07   Max: 0.45
Current: 0.07

0.07
0.45
Equity to Asset 0.08
HIG's Equity to Asset is ranked higher than
75% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. HIG: 0.08 )
HIG' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.08
Current: 0.08

0.03
0.08
Interest Coverage 0.16
HIG's Interest Coverage is ranked higher than
68% of the 146 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.30 vs. HIG: 0.16 )
HIG' s 10-Year Interest Coverage Range
Min: 0.16   Max: 15.23
Current: 0.16

0.16
15.23
F-Score: 5
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 1.46
HIG's Operating margin (%) is ranked higher than
83% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.45 vs. HIG: 1.46 )
HIG' s 10-Year Operating margin (%) Range
Min: -49.8   Max: 15.45
Current: 1.46

-49.8
15.45
Net-margin (%) 3.02
HIG's Net-margin (%) is ranked higher than
76% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.34 vs. HIG: 3.02 )
HIG' s 10-Year Net-margin (%) Range
Min: -29.82   Max: 11.38
Current: 3.02

-29.82
11.38
ROE (%) 3.81
HIG's ROE (%) is ranked higher than
70% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.06 vs. HIG: 3.81 )
HIG' s 10-Year ROE (%) Range
Min: -19.31   Max: 25.12
Current: 3.81

-19.31
25.12
ROA (%) 0.27
HIG's ROA (%) is ranked higher than
70% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.86 vs. HIG: 0.27 )
HIG' s 10-Year ROA (%) Range
Min: -0.85   Max: 1.11
Current: 0.27

-0.85
1.11
ROC (Joel Greenblatt) (%) 41.38
HIG's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 137 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 179.80 vs. HIG: 41.38 )
HIG' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -448.56   Max: 35450
Current: 41.38

-448.56
35450
Revenue Growth (%) 5.20
HIG's Revenue Growth (%) is ranked higher than
90% of the 146 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.70 vs. HIG: 5.20 )
HIG' s 10-Year Revenue Growth (%) Range
Min: -30.3   Max: 15
Current: 5.2

-30.3
15
EBITDA Growth (%) -42.30
HIG's EBITDA Growth (%) is ranked higher than
72% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.90 vs. HIG: -42.30 )
HIG' s 10-Year EBITDA Growth (%) Range
Min: -64.5   Max: 224.6
Current: -42.3

-64.5
224.6
EPS Growth (%) -37.40
HIG's EPS Growth (%) is ranked higher than
69% of the 123 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.90 vs. HIG: -37.40 )
HIG' s 10-Year EPS Growth (%) Range
Min: -52.2   Max: 47.6
Current: -37.4

-52.2
47.6
» HIG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

HIG Guru Trades in Q3 2013

Jim Simons 809,710 sh (New)
Richard Pzena 1,437,110 sh (+67.86%)
Arnold Schneider 926,572 sh (+57.94%)
Richard Snow 2,442,569 sh (+12.31%)
Steven Cohen 124,118 sh (+7.36%)
Mario Gabelli 26,000 sh (+1.96%)
Caxton Associates 1,086,427 sh (+1.65%)
Jean-Marie Eveillard 200 sh (unchged)
John Paulson 5,968,670 sh (unchged)
Louis Moore Bacon 250,000 sh (unchged)
David Tepper 4,052,770 sh (-1.98%)
Bruce Berkowitz 52,000 sh (-2.44%)
Pioneer Investments 3,404,779 sh (-2.83%)
Jeremy Grantham 860,692 sh (-11.83%)
NWQ Managers 12,477,740 sh (-13.52%)
Louis Moore Bacon 4,800,000 sh (-38.46%)
Chuck Royce 1,800 sh (-47.06%)
David Dreman 94,860 sh (-74.2%)
Chuck Akre 319,803 sh (-84.23%)
Diamond Hill Capital 439,226 sh (-88.68%)
» More
Q4 2013

HIG Guru Trades in Q4 2013

Paul Tudor Jones 6,772 sh (New)
George Soros 60,000 sh (New)
Mario Gabelli 350,500 sh (+1248.08%)
Jean-Marie Eveillard 200 sh (unchged)
Bruce Berkowitz 52,000 sh (unchged)
John Paulson 5,968,670 sh (unchged)
Chuck Royce 1,800 sh (unchged)
Jim Simons Sold Out
Diamond Hill Capital Sold Out
Chuck Akre 319,074 sh (-0.23%)
Richard Pzena 1,428,894 sh (-0.57%)
Arnold Schneider 913,917 sh (-1.37%)
Richard Snow 2,331,730 sh (-4.54%)
Pioneer Investments 3,093,390 sh (-9.15%)
NWQ Managers 11,140,064 sh (-10.72%)
Caxton Associates 902,800 sh (-16.9%)
Louis Moore Bacon 3,950,000 sh (-17.71%)
Jeremy Grantham 631,520 sh (-26.63%)
David Tepper 2,579,004 sh (-36.36%)
David Dreman 55,908 sh (-41.06%)
Steven Cohen 30,049 sh (-75.79%)
» More
Q1 2014

HIG Guru Trades in Q1 2014

Ray Dalio 18,056 sh (New)
Steven Cohen 303,777 sh (+910.94%)
Caxton Associates 1,647,800 sh (+82.52%)
David Dreman 87,278 sh (+56.11%)
Mario Gabelli 417,000 sh (+18.97%)
Richard Pzena 1,497,369 sh (+4.79%)
Bruce Berkowitz 52,000 sh (unchged)
Jean-Marie Eveillard 200 sh (unchged)
Louis Moore Bacon 300,000 sh (unchged)
Chuck Royce Sold Out
George Soros Sold Out
David Tepper Sold Out
Paul Tudor Jones Sold Out
John Paulson 5,963,570 sh (-0.09%)
Chuck Akre 317,874 sh (-0.38%)
Richard Snow 2,311,232 sh (-0.88%)
NWQ Managers 10,626,684 sh (-4.61%)
Louis Moore Bacon 3,250,000 sh (-17.72%)
Arnold Schneider 594,482 sh (-34.95%)
Pioneer Investments 1,928,108 sh (-37.67%)
Jeremy Grantham 299,439 sh (-52.58%)
» More
Q2 2014

HIG Guru Trades in Q2 2014

George Soros 65,000 sh (New)
Jim Simons 171,111 sh (New)
Richard Pzena 1,640,026 sh (+9.53%)
Richard Snow 2,500,364 sh (+8.18%)
Pioneer Investments 2,074,653 sh (+7.6%)
Mario Gabelli 444,300 sh (+6.55%)
Jean-Marie Eveillard 200 sh (unchged)
Bruce Berkowitz 52,000 sh (unchged)
Ray Dalio Sold Out
Caxton Associates Sold Out
Chuck Akre 314,982 sh (-0.91%)
Arnold Schneider 576,952 sh (-2.95%)
David Dreman 69,666 sh (-20.18%)
John Paulson 4,468,670 sh (-25.07%)
NWQ Managers 7,574,297 sh (-28.72%)
Louis Moore Bacon 2,100,000 sh (-35.38%)
Jeremy Grantham 126,680 sh (-57.69%)
» More
» Details

Insider Trades

Latest Guru Trades with HIG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
NWQ Managers 2014-06-30 Reduce -28.72%0.95%$33.3 - $36.37 $ 39.111%7574297
John Paulson 2014-06-30 Reduce -25.07%0.25%$33.3 - $36.37 $ 39.111%4468670
Richard Snow 2014-06-30 Add 8.18%0.23%$33.3 - $36.37 $ 39.111%2500364
David Dreman 2014-06-30 Reduce -20.18%0.05%$33.3 - $36.37 $ 39.111%69666
George Soros 2014-06-30 New Buy0.02%$33.3 - $36.37 $ 39.111%65000
Ray Dalio 2014-06-30 Sold Out 0.01%$33.3 - $36.37 $ 39.111%0
David Tepper 2014-03-31 Sold Out 1.2%$32.18 - $36.25 $ 39.112%0
Arnold Schneider 2014-03-31 Reduce -34.95%1.05%$32.18 - $36.25 $ 39.112%594482
NWQ Managers 2014-03-31 Reduce -4.61%0.16%$32.18 - $36.25 $ 39.112%10626684
David Dreman 2014-03-31 Add 56.11%0.09%$32.18 - $36.25 $ 39.112%87278
George Soros 2014-03-31 Sold Out 0.02%$32.18 - $36.25 $ 39.112%0
Ray Dalio 2014-03-31 New Buy0.01%$32.18 - $36.25 $ 39.112%18056
David Tepper 2013-12-31 Reduce -36.36%0.73%$30.68 - $36.62 $ 39.114%2579004
NWQ Managers 2013-12-31 Reduce -10.72%0.4%$30.68 - $36.62 $ 39.114%11140064
Richard Snow 2013-12-31 Reduce -4.54%0.15%$30.68 - $36.62 $ 39.114%2331730
David Dreman 2013-12-31 Reduce -41.06%0.11%$30.68 - $36.62 $ 39.114%55908
Mario Gabelli 2013-12-31 Add 1248.08%0.06%$30.68 - $36.62 $ 39.114%350500
George Soros 2013-12-31 New Buy0.02%$30.68 - $36.62 $ 39.114%60000
Premium More recent guru trades are included for Premium Members only!!
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» Interactive Charts

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Preferred stocks of Hartford Financial Services Group Inc

SymbolPriceYieldDescription
HIGPRA0.057.63

Ratios

vs
industry
vs
history
P/E(ttm) 28.70
HIG's P/E(ttm) is ranked higher than
72% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.10 vs. HIG: 28.70 )
HIG' s 10-Year P/E(ttm) Range
Min: 5.03   Max: 1285.22
Current: 28.7

5.03
1285.22
P/B 0.90
HIG's P/B is ranked higher than
90% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.97 vs. HIG: 0.90 )
HIG' s 10-Year P/B Range
Min: 0.12   Max: 1.8
Current: 0.9

0.12
1.8
P/S 0.80
HIG's P/S is ranked higher than
81% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.59 vs. HIG: 0.80 )
HIG' s 10-Year P/S Range
Min: 0.09   Max: 1.39
Current: 0.8

0.09
1.39
PFCF 22.00
HIG's PFCF is ranked higher than
83% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 23.00 vs. HIG: 22.00 )
HIG' s 10-Year PFCF Range
Min: 0.26   Max: 54.5
Current: 22

0.26
54.5
EV-to-EBIT 49.70
HIG's EV-to-EBIT is ranked higher than
80% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.69 vs. HIG: 49.70 )
HIG' s 10-Year EV-to-EBIT Range
Min: -85   Max: 57.5
Current: 49.7

-85
57.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.60
HIG's Dividend Yield is ranked lower than
77% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.10 vs. HIG: 1.60 )
HIG' s 10-Year Dividend Yield Range
Min: 0.65   Max: 42.83
Current: 1.6

0.65
42.83
Dividend Payout 0.62
HIG's Dividend Payout is ranked higher than
69% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.40 vs. HIG: 0.62 )
HIG' s 10-Year Dividend Payout Range
Min: 0.04   Max: 10
Current: 0.62

0.04
10
Dividend growth (3y) 35.70
HIG's Dividend growth (3y) is ranked higher than
96% of the 90 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.10 vs. HIG: 35.70 )
HIG' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 35.7
Current: 35.7

0
35.7
Yield on cost (5-Year) 5.65
HIG's Yield on cost (5-Year) is ranked higher than
81% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.20 vs. HIG: 5.65 )
HIG' s 10-Year Yield on cost (5-Year) Range
Min: 2.3   Max: 151.23
Current: 5.65

2.3
151.23
Share Buyback Rate -0.20
HIG's Share Buyback Rate is ranked higher than
88% of the 107 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.20 vs. HIG: -0.20 )
HIG' s 10-Year Share Buyback Rate Range
Min: 2   Max: -15.9
Current: -0.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.92
HIG's Price/Tangible Book is ranked higher than
92% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.57 vs. HIG: 0.92 )
HIG' s 10-Year Price/Tangible Book Range
Min: 0.34   Max: 2.54
Current: 0.92

0.34
2.54
Price/DCF (Projected) 0.83
HIG's Price/DCF (Projected) is ranked higher than
86% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.79 vs. HIG: 0.83 )
HIG' s 10-Year Price/DCF (Projected) Range
Min: 0.05   Max: 0.89
Current: 0.83

0.05
0.89
Price/Median PS Value 1.14
HIG's Price/Median PS Value is ranked higher than
80% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.15 vs. HIG: 1.14 )
HIG' s 10-Year Price/Median PS Value Range
Min: 0.26   Max: 1.59
Current: 1.14

0.26
1.59
Price/Graham Number 0.72
HIG's Price/Graham Number is ranked higher than
87% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.79 vs. HIG: 0.72 )
HIG' s 10-Year Price/Graham Number Range
Min: 0.31   Max: 9.02
Current: 0.72

0.31
9.02
Earnings Yield (Greenblatt) 2.00
HIG's Earnings Yield (Greenblatt) is ranked higher than
78% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.20 vs. HIG: 2.00 )
HIG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.7   Max: 6988.4
Current: 2

1.7
6988.4
Forward Rate of Return (Yacktman) 2.54
HIG's Forward Rate of Return (Yacktman) is ranked higher than
78% of the 116 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.89 vs. HIG: 2.54 )
HIG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.1   Max: 389.3
Current: 2.54

3.1
389.3

Business Description

Industry: Insurance » Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, ZFSVF, AIZ » details
Traded in other countries:HFF.Germany
Hartford Financial Services Group Inc is an insurance and financial services Company. The Company is among the providers of investment products, individual life, group life and group disability insurance products, and property and casualty insurance products in the United States. The Company currently conducts business mainly in six reporting segments including Property & Casualty Commercial, Consumer Markets, Property & Casualty Other Operations, Group Benefits, Mutual Funds and Talcott Resolution, as well as a corporate category. Property & Casualty Commercial provides workers' compensation, property, automobile, liability and umbrella coverages under several different products, primarily throughout the United States, within its standard commercial lines, which consists of The Hartford's small commercial and middle market lines of business. Additionally, a variety of customized insurance products and risk management services including workers' compensation, automobile, general liability, professional liability, livestock and specialty casualty coverages are offered through the segment's specialty lines. Consumer Markets provides standard automobile, homeowners and home-based business coverages to individuals across the United States, including a special program designed exclusively for members of AARP. The Hartford's auto and homeowners products provide coverage options and customized pricing tailored to a customer's individual risk. Group Benefits provides group life, accident and disability coverage, group retiree health and voluntary benefits to individual members of employer groups, associations, affinity groups and financial institutions. Group Benefits offers disability underwriting, administration, claims processing and reinsurance to other insurers and self-funded employer plans. Mutual Funds offers mutual funds for retail accounts such as retirement plans and 529 college savings plans and provides investment-management and administrative services such as product design, implementation and oversight. Talcott Resolution's business is comprised of runoff business from the Company's U.S. annuity, international annuity, and institutional and private-placement life insurance businesses. The majority of the Company's investment portfolios are managed by Hartford Investment Management Company ('HIMCO'). Insurance companies are subject to comprehensive and detailed regulation and supervision throughout the United States.
» More Articles for HIG

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