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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.25
HIGPRA's Cash to Debt is ranked higher than
71% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.77 vs. HIGPRA: 0.25 )
HIGPRA' s 10-Year Cash to Debt Range
Min: 0.08   Max: 0.45
Current: 0.25

0.08
0.45
Equity to Asset 0.08
HIGPRA's Equity to Asset is ranked higher than
72% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. HIGPRA: 0.08 )
HIGPRA' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.08
Current: 0.08

0.03
0.08
Interest Coverage 0.16
HIGPRA's Interest Coverage is ranked higher than
67% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.30 vs. HIGPRA: 0.16 )
HIGPRA' s 10-Year Interest Coverage Range
Min: 0.16   Max: 15.23
Current: 0.16

0.16
15.23
F-Score: 5
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 7.23
HIGPRA's Operating margin (%) is ranked higher than
82% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.23 vs. HIGPRA: 7.23 )
HIGPRA' s 10-Year Operating margin (%) Range
Min: -49.8   Max: 15.45
Current: 7.23

-49.8
15.45
Net-margin (%) 3.06
HIGPRA's Net-margin (%) is ranked higher than
75% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.13 vs. HIGPRA: 3.06 )
HIGPRA' s 10-Year Net-margin (%) Range
Min: -29.82   Max: 11.38
Current: 3.06

-29.82
11.38
ROE (%) 3.31
HIGPRA's ROE (%) is ranked higher than
70% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.04 vs. HIGPRA: 3.31 )
HIGPRA' s 10-Year ROE (%) Range
Min: -19.31   Max: 25.12
Current: 3.31

-19.31
25.12
ROA (%) 0.23
HIGPRA's ROA (%) is ranked higher than
69% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.81 vs. HIGPRA: 0.23 )
HIGPRA' s 10-Year ROA (%) Range
Min: -0.85   Max: 1.11
Current: 0.23

-0.85
1.11
ROC (Joel Greenblatt) (%) 172.36
HIGPRA's ROC (Joel Greenblatt) (%) is ranked higher than
83% of the 136 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 188.20 vs. HIGPRA: 172.36 )
HIGPRA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -448.56   Max: 35450
Current: 172.36

-448.56
35450
Revenue Growth (%) 5.80
HIGPRA's Revenue Growth (%) is ranked higher than
91% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.70 vs. HIGPRA: 5.80 )
HIGPRA' s 10-Year Revenue Growth (%) Range
Min: -30.3   Max: 15
Current: 5.8

-30.3
15
EBITDA Growth (%) -42.40
HIGPRA's EBITDA Growth (%) is ranked higher than
72% of the 140 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.20 vs. HIGPRA: -42.40 )
HIGPRA' s 10-Year EBITDA Growth (%) Range
Min: -64.5   Max: 224.6
Current: -42.4

-64.5
224.6
EPS Growth (%) -37.40
HIGPRA's EPS Growth (%) is ranked higher than
69% of the 122 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.90 vs. HIGPRA: -37.40 )
HIGPRA' s 10-Year EPS Growth (%) Range
Min: -52.2   Max: 47.6
Current: -37.4

-52.2
47.6
» HIGPRA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2012

HIGPRA Guru Trades in Q3 2012

Chuck Akre 745,285 sh (New)
» More
Q4 2012

HIGPRA Guru Trades in Q4 2012

Diamond Hill Capital 60,135 sh (New)
Chuck Akre 734,881 sh (-1.4%)
» More
Q1 2013

HIGPRA Guru Trades in Q1 2013

Diamond Hill Capital Sold Out
Chuck Akre 725,097 sh (-1.33%)
» More
Q2 2013

HIGPRA Guru Trades in Q2 2013

Chuck Akre Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with HIGPRA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Hartford Financial Services Group Inc

SymbolPriceYieldDescription
HIGPRA0.057.63

Ratios

vs
industry
vs
history
P/E(ttm) 33.80
HIGPRA's P/E(ttm) is ranked higher than
72% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.20 vs. HIGPRA: 33.80 )
HIGPRA' s 10-Year P/E(ttm) Range
Min: 5.03   Max: 1285.22
Current: 33.8

5.03
1285.22
P/B 0.88
HIGPRA's P/B is ranked higher than
92% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.10 vs. HIGPRA: 0.88 )
HIGPRA' s 10-Year P/B Range
Min: 0.12   Max: 1.8
Current: 0.88

0.12
1.8
P/S 0.92
HIGPRA's P/S is ranked higher than
81% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.60 vs. HIGPRA: 0.92 )
HIGPRA' s 10-Year P/S Range
Min: 0.09   Max: 1.39
Current: 0.92

0.09
1.39
PFCF 14.46
HIGPRA's PFCF is ranked higher than
80% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.15 vs. HIGPRA: 14.46 )
HIGPRA' s 10-Year PFCF Range
Min: 0.25   Max: 14.83
Current: 14.46

0.25
14.83
EV-to-EBIT 14.30
HIGPRA's EV-to-EBIT is ranked higher than
73% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.18 vs. HIGPRA: 14.30 )
HIGPRA' s 10-Year EV-to-EBIT Range
Min: 2.8   Max: 45.9
Current: 14.3

2.8
45.9

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 7.63
HIGPRA's Dividend Yield is ranked lower than
75% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.82 vs. HIGPRA: 7.63 )
HIGPRA' s 10-Year Dividend Yield Range
Min: 0.65   Max: 42.83
Current: 7.63

0.65
42.83
Dividend growth (3y) 35.70
HIGPRA's Dividend growth (3y) is ranked higher than
96% of the 89 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.10 vs. HIGPRA: 35.70 )
HIGPRA' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 35.7
Current: 35.7

0
35.7
Yield on cost (5-Year) 26.94
HIGPRA's Yield on cost (5-Year) is ranked higher than
84% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.89 vs. HIGPRA: 26.94 )
HIGPRA' s 10-Year Yield on cost (5-Year) Range
Min: 2.3   Max: 151.23
Current: 26.94

2.3
151.23
Share Buyback Rate -0.20
HIGPRA's Share Buyback Rate is ranked higher than
89% of the 105 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.30 vs. HIGPRA: -0.20 )
HIGPRA' s 10-Year Share Buyback Rate Range
Min: 2   Max: -15.9
Current: -0.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.90
HIGPRA's Price/Tangible Book is ranked higher than
93% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.71 vs. HIGPRA: 0.90 )
HIGPRA' s 10-Year Price/Tangible Book Range
Min: 0.34   Max: 2.54
Current: 0.9

0.34
2.54
Price/DCF (Projected) 0.45
HIGPRA's Price/DCF (Projected) is ranked higher than
91% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.73 vs. HIGPRA: 0.45 )
HIGPRA' s 10-Year Price/DCF (Projected) Range
Min: 0.05   Max: 0.82
Current: 0.45

0.05
0.82
Price/Median PS Value 1.20
HIGPRA's Price/Median PS Value is ranked higher than
84% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.19 vs. HIGPRA: 1.20 )
HIGPRA' s 10-Year Price/Median PS Value Range
Min: 0.25   Max: 1.51
Current: 1.2

0.25
1.51
Price/Graham Number 0.73
HIGPRA's Price/Graham Number is ranked higher than
89% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.03 vs. HIGPRA: 0.73 )
HIGPRA' s 10-Year Price/Graham Number Range
Min: 0.32   Max: 9.02
Current: 0.73

0.32
9.02
Earnings Yield (Greenblatt) 7.00
HIGPRA's Earnings Yield (Greenblatt) is ranked higher than
69% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.00 vs. HIGPRA: 7.00 )
HIGPRA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.2   Max: 36.1
Current: 7

2.2
36.1
Forward Rate of Return (Yacktman) 14.27
HIGPRA's Forward Rate of Return (Yacktman) is ranked higher than
82% of the 120 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 20.60 vs. HIGPRA: 14.27 )
HIGPRA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 10.9   Max: 82.6
Current: 14.27

10.9
82.6

Business Description

Industry: Insurance » Insurance - Diversified
Compare: » details
Traded in other countries:HFF.Germany
Hartford Financial Services Group Inc is an insurance and financial services Company. The Company is among the providers of investment products, individual life, group life and group disability insurance products, and property and casualty insurance products in the United States. The Company currently conducts business mainly in six reporting segments including Property & Casualty Commercial, Consumer Markets, Property & Casualty Other Operations, Group Benefits, Mutual Funds and Talcott Resolution, as well as a corporate category. Property & Casualty Commercial provides workers' compensation, property, automobile, liability and umbrella coverages under several different products, primarily throughout the United States, within its standard commercial lines, which consists of The Hartford's small commercial and middle market lines of business. Additionally, a variety of customized insurance products and risk management services including workers' compensation, automobile, general liability, professional liability, livestock and specialty casualty coverages are offered through the segment's specialty lines. Consumer Markets provides standard automobile, homeowners and home-based business coverages to individuals across the United States, including a special program designed exclusively for members of AARP. The Hartford's auto and homeowners products provide coverage options and customized pricing tailored to a customer's individual risk. Group Benefits provides group life, accident and disability coverage, group retiree health and voluntary benefits to individual members of employer groups, associations, affinity groups and financial institutions. Group Benefits offers disability underwriting, administration, claims processing and reinsurance to other insurers and self-funded employer plans. Mutual Funds offers mutual funds for retail accounts such as retirement plans and 529 college savings plans and provides investment-management and administrative services such as product design, implementation and oversight. Talcott Resolution's business is comprised of runoff business from the Company's U.S. annuity, international annuity, and institutional and private-placement life insurance businesses. The majority of the Company's investment portfolios are managed by Hartford Investment Management Company ('HIMCO'). Insurance companies are subject to comprehensive and detailed regulation and supervision throughout the United States.

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