Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.08
HPY's Cash to Debt is ranked lower than
62% of the 1068 Companies
in the Global Business Services industry.

( Industry Median: 0.98 vs. HPY: 0.08 )
HPY' s 10-Year Cash to Debt Range
Min: 0.08   Max: N/A
Current: 0.08

Equity to Asset 0.18
HPY's Equity to Asset is ranked lower than
59% of the 1012 Companies
in the Global Business Services industry.

( Industry Median: 0.44 vs. HPY: 0.18 )
HPY' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.56
Current: 0.18

0.05
0.56
Interest Coverage 10.19
HPY's Interest Coverage is ranked lower than
51% of the 683 Companies
in the Global Business Services industry.

( Industry Median: 24.72 vs. HPY: 10.19 )
HPY' s 10-Year Interest Coverage Range
Min: 5.53   Max: 76.14
Current: 10.19

5.53
76.14
F-Score: 5
Z-Score: 2.77
M-Score: -2.37
WACC vs ROIC
6.95%
8.03%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 3.58
HPY's Operating margin (%) is ranked higher than
59% of the 1061 Companies
in the Global Business Services industry.

( Industry Median: 6.28 vs. HPY: 3.58 )
HPY' s 10-Year Operating margin (%) Range
Min: -4.35   Max: 5.91
Current: 3.58

-4.35
5.91
Net-margin (%) 1.48
HPY's Net-margin (%) is ranked higher than
57% of the 1063 Companies
in the Global Business Services industry.

( Industry Median: 4.10 vs. HPY: 1.48 )
HPY' s 10-Year Net-margin (%) Range
Min: -6.14   Max: 4.77
Current: 1.48

-6.14
4.77
ROE (%) 13.87
HPY's ROE (%) is ranked higher than
78% of the 1026 Companies
in the Global Business Services industry.

( Industry Median: 9.71 vs. HPY: 13.87 )
HPY' s 10-Year ROE (%) Range
Min: -33.53   Max: 44.33
Current: 13.87

-33.53
44.33
ROA (%) 2.92
HPY's ROA (%) is ranked higher than
62% of the 1077 Companies
in the Global Business Services industry.

( Industry Median: 3.88 vs. HPY: 2.92 )
HPY' s 10-Year ROA (%) Range
Min: -10.1   Max: 24.21
Current: 2.92

-10.1
24.21
ROC (Joel Greenblatt) (%) 54.17
HPY's ROC (Joel Greenblatt) (%) is ranked higher than
79% of the 1063 Companies
in the Global Business Services industry.

( Industry Median: 28.07 vs. HPY: 54.17 )
HPY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 37.27   Max: 92.58
Current: 54.17

37.27
92.58
Revenue Growth (3Y)(%) 8.00
HPY's Revenue Growth (3Y)(%) is ranked higher than
76% of the 845 Companies
in the Global Business Services industry.

( Industry Median: 5.30 vs. HPY: 8.00 )
HPY' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0.4   Max: 28
Current: 8

0.4
28
EBITDA Growth (3Y)(%) -1.80
HPY's EBITDA Growth (3Y)(%) is ranked higher than
58% of the 720 Companies
in the Global Business Services industry.

( Industry Median: 5.90 vs. HPY: -1.80 )
HPY' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -1.8   Max: 64.3
Current: -1.8

-1.8
64.3
EPS Growth (3Y)(%) -5.30
HPY's EPS Growth (3Y)(%) is ranked higher than
57% of the 654 Companies
in the Global Business Services industry.

( Industry Median: 8.50 vs. HPY: -5.30 )
HPY' s 10-Year EPS Growth (3Y)(%) Range
Min: -5.3   Max: 85.9
Current: -5.3

-5.3
85.9
» HPY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

HPY Guru Trades in Q2 2014

Joel Greenblatt 211,117 sh (+412.58%)
Ken Fisher 1,804,204 sh (+3.16%)
Paul Tudor Jones Sold Out
Jim Simons 25,900 sh (-80.50%)
RS Investment Management 58,022 sh (-93.20%)
» More
Q3 2014

HPY Guru Trades in Q3 2014

RS Investment Management 1,141,832 sh (+1867.93%)
Ken Fisher 1,862,181 sh (+3.21%)
Joel Greenblatt Sold Out
Jim Simons Sold Out
» More
Q4 2014

HPY Guru Trades in Q4 2014

Ken Fisher 1,839,141 sh (unchged)
Ken Fisher 1,839,141 sh (-1.24%)
RS Investment Management 984,097 sh (-13.81%)
» More
Q1 2015

HPY Guru Trades in Q1 2015

Paul Tudor Jones 4,500 sh (New)
Steven Cohen 75,600 sh (New)
RS Investment Management 1,317,407 sh (+33.87%)
Ken Fisher 1,803,473 sh (-1.94%)
» More
» Details

Insider Trades

Latest Guru Trades with HPY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 55.60
HPY's P/E(ttm) is ranked higher than
59% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 39.00 vs. HPY: 55.60 )
HPY' s 10-Year P/E(ttm) Range
Min: 5.07   Max: 65.83
Current: 55.6

5.07
65.83
Forward P/E 16.84
HPY's Forward P/E is ranked higher than
81% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. HPY: 16.84 )
N/A
PE(NRI) 55.50
HPY's PE(NRI) is ranked higher than
65% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 38.80 vs. HPY: 55.50 )
HPY' s 10-Year PE(NRI) Range
Min: 5.06   Max: 88.87
Current: 55.5

5.06
88.87
P/B 7.40
HPY's P/B is ranked lower than
56% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 3.60 vs. HPY: 7.40 )
HPY' s 10-Year P/B Range
Min: 0.87   Max: 12.58
Current: 7.4

0.87
12.58
P/S 0.80
HPY's P/S is ranked higher than
73% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 1.98 vs. HPY: 0.80 )
HPY' s 10-Year P/S Range
Min: 0.1   Max: 1.26
Current: 0.8

0.1
1.26
PFCF 48.30
HPY's PFCF is ranked higher than
62% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 75.00 vs. HPY: 48.30 )
HPY' s 10-Year PFCF Range
Min: 4.08   Max: 366
Current: 48.3

4.08
366
POCF 19.75
HPY's POCF is ranked higher than
68% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 20.54 vs. HPY: 19.75 )
HPY' s 10-Year POCF Range
Min: 2.14   Max: 126.95
Current: 19.75

2.14
126.95
EV-to-EBIT 28.23
HPY's EV-to-EBIT is ranked higher than
65% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 23.90 vs. HPY: 28.23 )
HPY' s 10-Year EV-to-EBIT Range
Min: 2.6   Max: 37.8
Current: 28.23

2.6
37.8
Shiller P/E 54.70
HPY's Shiller P/E is ranked higher than
70% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. HPY: 54.70 )
HPY' s 10-Year Shiller P/E Range
Min: 31.08   Max: 63.83
Current: 54.7

31.08
63.83
Current Ratio 0.98
HPY's Current Ratio is ranked lower than
56% of the 1023 Companies
in the Global Business Services industry.

( Industry Median: 1.45 vs. HPY: 0.98 )
HPY' s 10-Year Current Ratio Range
Min: 0.76   Max: 1.86
Current: 0.98

0.76
1.86
Quick Ratio 0.96
HPY's Quick Ratio is ranked lower than
51% of the 1023 Companies
in the Global Business Services industry.

( Industry Median: 1.33 vs. HPY: 0.96 )
HPY' s 10-Year Quick Ratio Range
Min: 0.74   Max: 1.83
Current: 0.96

0.74
1.83
Days Inventory 1.98
HPY's Days Inventory is ranked higher than
95% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. HPY: 1.98 )
HPY' s 10-Year Days Inventory Range
Min: 0.37   Max: 2.53
Current: 1.98

0.37
2.53
Days Sales Outstanding 36.53
HPY's Days Sales Outstanding is ranked higher than
88% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 78.36 vs. HPY: 36.53 )
HPY' s 10-Year Days Sales Outstanding Range
Min: 32.32   Max: 40.99
Current: 36.53

32.32
40.99

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.70
HPY's Dividend Yield is ranked lower than
87% of the 705 Companies
in the Global Business Services industry.

( Industry Median: 2.10 vs. HPY: 0.70 )
HPY' s 10-Year Dividend Yield Range
Min: 0.09   Max: 7.32
Current: 0.7

0.09
7.32
Dividend Payout 0.37
HPY's Dividend Payout is ranked higher than
85% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. HPY: 0.37 )
HPY' s 10-Year Dividend Payout Range
Min: 0.03   Max: 0.44
Current: 0.37

0.03
0.44
Dividend growth (3y) 28.60
HPY's Dividend growth (3y) is ranked higher than
89% of the 404 Companies
in the Global Business Services industry.

( Industry Median: 9.90 vs. HPY: 28.60 )
HPY' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 91.3
Current: 28.6

0
91.3
Yield on cost (5-Year) 6.28
HPY's Yield on cost (5-Year) is ranked higher than
87% of the 719 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. HPY: 6.28 )
HPY' s 10-Year Yield on cost (5-Year) Range
Min: 0.81   Max: 65.7
Current: 6.28

0.81
65.7
Share Buyback Rate 2.60
HPY's Share Buyback Rate is ranked higher than
93% of the 696 Companies
in the Global Business Services industry.

( Industry Median: -1.10 vs. HPY: 2.60 )
HPY' s 10-Year Share Buyback Rate Range
Min: 2.6   Max: -34.3
Current: 2.6

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 2.90
HPY's Price/DCF (Projected) is ranked higher than
70% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. HPY: 2.90 )
HPY' s 10-Year Price/DCF (Projected) Range
Min: 1.74   Max: 3.77
Current: 2.9

1.74
3.77
Price/Median PS Value 1.30
HPY's Price/Median PS Value is ranked higher than
64% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 1.40 vs. HPY: 1.30 )
HPY' s 10-Year Price/Median PS Value Range
Min: 0.25   Max: 1.76
Current: 1.3

0.25
1.76
Price/Peter Lynch Fair Value 4.70
HPY's Price/Peter Lynch Fair Value is ranked higher than
88% of the 1276 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. HPY: 4.70 )
HPY' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.91   Max: 4.1
Current: 4.7

0.91
4.1
Earnings Yield (Greenblatt) 3.50
HPY's Earnings Yield (Greenblatt) is ranked higher than
55% of the 1044 Companies
in the Global Business Services industry.

( Industry Median: 5.30 vs. HPY: 3.50 )
HPY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.6   Max: 38.5
Current: 3.5

2.6
38.5
Forward Rate of Return (Yacktman) 14.86
HPY's Forward Rate of Return (Yacktman) is ranked higher than
76% of the 591 Companies
in the Global Business Services industry.

( Industry Median: 11.97 vs. HPY: 14.86 )
HPY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.4   Max: 34.4
Current: 14.86

0.4
34.4

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:H5I.Germany,
Heartland Payment Systems Inc was incorporated in the state of Delaware on June 2000. The Company provides Card Payment Processing services to merchants in the United States which involves providing end-to-end electronic payment processing services to merchants. For this the Company undertakes merchant set-up and training, transaction authorization and electronic draft capture, clearing and settlement, merchant accounting, merchant assistance and support, and risk management. The Company sells and rents point-of-sale devices. The Company's customers fall into two categories: small and mid-sized merchants, or SME merchants and Network Services merchants, which are predominately petroleum industry merchants of all sizes. Further, the Company provides additional services such as Heartland School Solutions, Heartland Ovation Payroll, Campus Solutions, Micropayments, and Heartland Marketing Solutions. As of December 31, 2013, the Company provided card payment processing services to 166,697 active SME merchants located across the United States. In addition to settling card transactions, Network Services processes a wide range of payment transactions for its predominantly petroleum customer base, including providing 2.3 billion transaction authorizations through its front-end card processing systems in 2013. The Card Payment Processing revenue from SME merchants and Network Services merchants is recurring in nature. The Company enters into three year service contracts with its SME merchants and three to five year agreements with Network Services merchants. The Company's merchant base include restaurants, brick and mortar retailers, hotel and lodgings, automotive sales and repair shops, convenience and liquor stores, professional service providers and gas stations. As of December 31, 2013 the Company served 42,069 independent restaurants and had partner agreements with approximatley 250 trade associations. The Company has developed number of payment processing systems to increase the operating efficiencies such as HPS Exchange, VAPS and NWS and Passport. The Company undertakes procedures such as Merchant Monitoring, Investigation and Loss Prevention, Underwriting and Collateral to minimize the transaction fraud. The Company's marketing efforts are focused on industries in which its direct sales model is effective on merchants who are typically on location, interact with customers, value a local sales presence, and consult with trade associations and other civic groups to make purchasing decisions.
» More Articles for HPY

Headlines

Articles On GuruFocus.com
Fisher Investments' Top New Stocks of the First Quarter Apr 23 2014 
Weekly CEO Sells Highlight: CALL, TXRH, KNX, HPY May 22 2012 
Heartland Payment Systems Inc. Reports Operating Results (10-K) Mar 10 2011 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Nov 08 2010 
David Nierenberg’s Top Holdings: MOVE, ESIO, BABY, RSYS, HPY, SPN Aug 27 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Aug 06 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) May 07 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Nov 09 2009 
Heartland, Inc. Announces Year End Revenue Projections Sep 01 2009 
Heartland, Inc. Reports Second Quarter 2009 Results Aug 20 2009 

More From Other Websites
Coverage initiated on Heartland Payment Systems by Credit Agricole May 20 2015
Fear of reputational damage after security leaks may be overhyped May 20 2015
Heartland Guest Enhances Restaurant Operations and Consumer Dining May 16 2015
HEARTLAND PAYMENT SYSTEMS INC Financials May 15 2015
Heartland Payment Systems to Present at the 43rd Annual J.P. Morgan Global Technology, Media and... May 14 2015
HEARTLAND PAYMENT SYSTEMS INC Files SEC form 8-K, Submission of Matters to a Vote of Security... May 12 2015
10-Q for Heartland Payment Systems, Inc. May 11 2015
Heartland Introduces Heartland Secure™ for Restaurants May 11 2015
HEARTLAND PAYMENT SYSTEMS INC Files SEC form 10-Q, Quarterly Report May 08 2015
Tell The Truth And Be Transparent In Tough Times May 07 2015
Heartland Payment tops 1Q profit forecasts May 01 2015
Heartland Payment tops 1Q profit forecasts May 01 2015
HEARTLAND PAYMENT SYSTEMS INC Files SEC form 8-K, Results of Operations and Financial Condition,... May 01 2015
Heartland Payment Systems Reports $0.62 Adjusted Earnings Per Share, a First Quarter Record May 01 2015
Q1 2015 Heartland Payment Systems Inc Earnings Release - Before Market Open May 01 2015
Heartland Collaborates with PAX to Offer Secure EMV Terminals for Merchants Apr 23 2015
Heartland Payment Systems Announces Conference Call to Discuss First Quarter Fiscal 2015 Results Apr 20 2015
Heartland Chairman and CEO Robert Carr to Give Address at InformationWeek Conference 2015 Apr 09 2015
Heartland Opposes “Second-Class Status” in Indiana Apr 03 2015
VeriFone Partners Heartland Again, Gears for Liability Shift - Analyst Blog Mar 31 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK