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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.12
HPY's Cash to Debt is ranked lower than
89% of the 738 Companies
in the Global Business Services industry.

( Industry Median: 1.27 vs. HPY: 0.12 )
Ranked among companies with meaningful Cash to Debt only.
HPY' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.50 Max: N/A
Current: 0.12
Equity to Asset 0.22
HPY's Equity to Asset is ranked lower than
87% of the 715 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. HPY: 0.22 )
Ranked among companies with meaningful Equity to Asset only.
HPY' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.33 Max: 0.56
Current: 0.22
0.05
0.56
Interest Coverage 10.26
HPY's Interest Coverage is ranked lower than
75% of the 529 Companies
in the Global Business Services industry.

( Industry Median: 35.02 vs. HPY: 10.26 )
Ranked among companies with meaningful Interest Coverage only.
HPY' s Interest Coverage Range Over the Past 10 Years
Min: 9.54  Med: 21.47 Max: 76.14
Current: 10.26
9.54
76.14
F-Score: 5
Z-Score: 3.78
M-Score: -2.83
WACC vs ROIC
6.14%
11.55%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 5.43
HPY's Operating margin (%) is ranked lower than
58% of the 724 Companies
in the Global Business Services industry.

( Industry Median: 5.53 vs. HPY: 5.43 )
Ranked among companies with meaningful Operating margin (%) only.
HPY' s Operating margin (%) Range Over the Past 10 Years
Min: 2.46  Med: 3.99 Max: 5.91
Current: 5.43
2.46
5.91
Net-margin (%) 3.16
HPY's Net-margin (%) is ranked lower than
65% of the 725 Companies
in the Global Business Services industry.

( Industry Median: 4.04 vs. HPY: 3.16 )
Ranked among companies with meaningful Net-margin (%) only.
HPY' s Net-margin (%) Range Over the Past 10 Years
Min: -3.14  Med: 2.45 Max: 3.68
Current: 3.16
-3.14
3.68
ROE (%) 28.95
HPY's ROE (%) is ranked higher than
70% of the 704 Companies
in the Global Business Services industry.

( Industry Median: 8.37 vs. HPY: 28.95 )
Ranked among companies with meaningful ROE (%) only.
HPY' s ROE (%) Range Over the Past 10 Years
Min: -33.53  Med: 23.89 Max: 33.44
Current: 28.95
-33.53
33.44
ROA (%) 5.79
HPY's ROA (%) is ranked lower than
56% of the 741 Companies
in the Global Business Services industry.

( Industry Median: 3.85 vs. HPY: 5.79 )
Ranked among companies with meaningful ROA (%) only.
HPY' s ROA (%) Range Over the Past 10 Years
Min: -10.1  Med: 9.26 Max: 13.11
Current: 5.79
-10.1
13.11
ROC (Joel Greenblatt) (%) 92.76
HPY's ROC (Joel Greenblatt) (%) is ranked higher than
69% of the 724 Companies
in the Global Business Services industry.

( Industry Median: 23.65 vs. HPY: 92.76 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
HPY' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -60.69  Med: 52.70 Max: 92.49
Current: 92.76
-60.69
92.49
Revenue Growth (3Y)(%) 8.00
HPY's Revenue Growth (3Y)(%) is ranked higher than
66% of the 573 Companies
in the Global Business Services industry.

( Industry Median: 4.00 vs. HPY: 8.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
HPY' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0.4  Med: 8.00 Max: 28
Current: 8
0.4
28
EBITDA Growth (3Y)(%) 11.60
HPY's EBITDA Growth (3Y)(%) is ranked lower than
66% of the 475 Companies
in the Global Business Services industry.

( Industry Median: 5.50 vs. HPY: 11.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
HPY' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -11.2  Med: 19.65 Max: 64.3
Current: 11.6
-11.2
64.3
EPS Growth (3Y)(%) -5.30
HPY's EPS Growth (3Y)(%) is ranked lower than
66% of the 438 Companies
in the Global Business Services industry.

( Industry Median: 4.60 vs. HPY: -5.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
HPY' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -5.3  Med: 30.90 Max: 87.5
Current: -5.3
-5.3
87.5
» HPY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

HPY Guru Trades in Q1 2015

Steven Cohen 75,600 sh (New)
Paul Tudor Jones 4,500 sh (New)
RS Investment Management 1,317,407 sh (+33.87%)
Ken Fisher 1,803,473 sh (-1.94%)
» More
Q2 2015

HPY Guru Trades in Q2 2015

Paul Tudor Jones Sold Out
Ken Fisher 1,780,768 sh (-1.26%)
Steven Cohen 72,600 sh (-3.97%)
RS Investment Management 891,547 sh (-32.33%)
RS Investment Management 891,547 sh (-32.33%)
» More
Q3 2015

HPY Guru Trades in Q3 2015

RS Investment Management 912,365 sh (+2.34%)
Ken Fisher 1,724,598 sh (-3.15%)
Steven Cohen 21,130 sh (-70.90%)
» More
Q4 2015

HPY Guru Trades in Q4 2015

Mario Gabelli 6,400 sh (New)
Ken Fisher 1,226,974 sh (-28.85%)
Ken Fisher 1,226,974 sh (-28.85%)
» More
» Details

Insider Trades

Latest Guru Trades with HPY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about Heartland Payment Systems Inc

Ken Fisher Trims Stake in Heartland Payment Systems Guru reduces stake by nearly 29%
Ken Fisher (Trades, Portfolio), CEO and CIO of Fisher Investments, trimmed his stake in Heartland Payment Systems Inc. (NYSE:HPY), a Princeton, New Jersey-based electronic payment processing company, by nearly 29% in the fourth quarter. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 80.43
HPY's P/E(ttm) is ranked lower than
93% of the 777 Companies
in the Global Business Services industry.

( Industry Median: 20.88 vs. HPY: 80.43 )
Ranked among companies with meaningful P/E(ttm) only.
HPY' s P/E(ttm) Range Over the Past 10 Years
Min: 5.07  Med: 24.65 Max: 85.55
Current: 80.43
5.07
85.55
Forward P/E 27.55
HPY's Forward P/E is ranked lower than
93% of the 472 Companies
in the Global Business Services industry.

( Industry Median: 15.95 vs. HPY: 27.55 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 80.82
HPY's PE(NRI) is ranked lower than
94% of the 611 Companies
in the Global Business Services industry.

( Industry Median: 20.80 vs. HPY: 80.82 )
Ranked among companies with meaningful PE(NRI) only.
HPY' s PE(NRI) Range Over the Past 10 Years
Min: 5.06  Med: 24.82 Max: 88.87
Current: 80.82
5.06
88.87
P/B 10.02
HPY's P/B is ranked lower than
94% of the 987 Companies
in the Global Business Services industry.

( Industry Median: 2.46 vs. HPY: 10.02 )
Ranked among companies with meaningful P/B only.
HPY' s P/B Range Over the Past 10 Years
Min: 0.87  Med: 5.62 Max: 12.58
Current: 10.02
0.87
12.58
P/S 1.30
HPY's P/S is ranked lower than
53% of the 986 Companies
in the Global Business Services industry.

( Industry Median: 1.16 vs. HPY: 1.30 )
Ranked among companies with meaningful P/S only.
HPY' s P/S Range Over the Past 10 Years
Min: 0.1  Med: 0.68 Max: 1.37
Current: 1.3
0.1
1.37
PFCF 27.18
HPY's PFCF is ranked lower than
69% of the 599 Companies
in the Global Business Services industry.

( Industry Median: 18.44 vs. HPY: 27.18 )
Ranked among companies with meaningful PFCF only.
HPY' s PFCF Range Over the Past 10 Years
Min: 4.08  Med: 22.66 Max: 366
Current: 27.18
4.08
366
POCF 18.38
HPY's POCF is ranked lower than
72% of the 732 Companies
in the Global Business Services industry.

( Industry Median: 12.33 vs. HPY: 18.38 )
Ranked among companies with meaningful POCF only.
HPY' s POCF Range Over the Past 10 Years
Min: 2.14  Med: 12.05 Max: 126.95
Current: 18.38
2.14
126.95
EV-to-EBIT 36.96
HPY's EV-to-EBIT is ranked lower than
88% of the 816 Companies
in the Global Business Services industry.

( Industry Median: 15.05 vs. HPY: 36.96 )
Ranked among companies with meaningful EV-to-EBIT only.
HPY' s EV-to-EBIT Range Over the Past 10 Years
Min: -20.9  Med: 15.00 Max: 39.5
Current: 36.96
-20.9
39.5
EV-to-EBITDA 23.07
HPY's EV-to-EBITDA is ranked lower than
85% of the 866 Companies
in the Global Business Services industry.

( Industry Median: 10.86 vs. HPY: 23.07 )
Ranked among companies with meaningful EV-to-EBITDA only.
HPY' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2556  Med: 9.90 Max: 28.7
Current: 23.07
-2556
28.7
Shiller P/E 87.73
HPY's Shiller P/E is ranked lower than
91% of the 228 Companies
in the Global Business Services industry.

( Industry Median: 25.78 vs. HPY: 87.73 )
Ranked among companies with meaningful Shiller P/E only.
HPY' s Shiller P/E Range Over the Past 10 Years
Min: 43.07  Med: 54.09 Max: 94.45
Current: 87.73
43.07
94.45
Current Ratio 0.91
HPY's Current Ratio is ranked lower than
86% of the 724 Companies
in the Global Business Services industry.

( Industry Median: 1.59 vs. HPY: 0.91 )
Ranked among companies with meaningful Current Ratio only.
HPY' s Current Ratio Range Over the Past 10 Years
Min: 0.76  Med: 1.07 Max: 1.86
Current: 0.91
0.76
1.86
Quick Ratio 0.90
HPY's Quick Ratio is ranked lower than
81% of the 724 Companies
in the Global Business Services industry.

( Industry Median: 1.42 vs. HPY: 0.90 )
Ranked among companies with meaningful Quick Ratio only.
HPY' s Quick Ratio Range Over the Past 10 Years
Min: 0.74  Med: 1.03 Max: 1.83
Current: 0.9
0.74
1.83
Days Inventory 1.83
HPY's Days Inventory is ranked higher than
84% of the 418 Companies
in the Global Business Services industry.

( Industry Median: 20.63 vs. HPY: 1.83 )
Ranked among companies with meaningful Days Inventory only.
HPY' s Days Inventory Range Over the Past 10 Years
Min: 0.37  Med: 2.09 Max: 2.53
Current: 1.83
0.37
2.53
Days Sales Outstanding 37.26
HPY's Days Sales Outstanding is ranked higher than
75% of the 556 Companies
in the Global Business Services industry.

( Industry Median: 57.94 vs. HPY: 37.26 )
Ranked among companies with meaningful Days Sales Outstanding only.
HPY' s Days Sales Outstanding Range Over the Past 10 Years
Min: 32.32  Med: 34.13 Max: 40.99
Current: 37.26
32.32
40.99
Days Payable 11.21
HPY's Days Payable is ranked lower than
85% of the 491 Companies
in the Global Business Services industry.

( Industry Median: 39.20 vs. HPY: 11.21 )
Ranked among companies with meaningful Days Payable only.
HPY' s Days Payable Range Over the Past 10 Years
Min: 6.15  Med: 9.28 Max: 14.08
Current: 11.21
6.15
14.08

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.44
HPY's Dividend Yield is ranked lower than
96% of the 725 Companies
in the Global Business Services industry.

( Industry Median: 1.43 vs. HPY: 0.44 )
Ranked among companies with meaningful Dividend Yield only.
HPY' s Dividend Yield Range Over the Past 10 Years
Min: 0.09  Med: 0.66 Max: 7.32
Current: 0.44
0.09
7.32
Dividend Payout 0.34
HPY's Dividend Payout is ranked higher than
79% of the 460 Companies
in the Global Business Services industry.

( Industry Median: 0.43 vs. HPY: 0.34 )
Ranked among companies with meaningful Dividend Payout only.
HPY' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.15 Max: 0.44
Current: 0.34
0.03
0.44
Dividend Growth (3y) 28.60
HPY's Dividend Growth (3y) is ranked higher than
85% of the 254 Companies
in the Global Business Services industry.

( Industry Median: 7.70 vs. HPY: 28.60 )
Ranked among companies with meaningful Dividend Growth (3y) only.
HPY' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: -45.70 Max: 91.3
Current: 28.6
0
91.3
Forward Dividend Yield 0.44
HPY's Forward Dividend Yield is ranked lower than
96% of the 635 Companies
in the Global Business Services industry.

( Industry Median: 2.77 vs. HPY: 0.44 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.95
HPY's Yield on cost (5-Year) is ranked higher than
65% of the 744 Companies
in the Global Business Services industry.

( Industry Median: 2.94 vs. HPY: 3.95 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
HPY' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.81  Med: 5.92 Max: 65.7
Current: 3.95
0.81
65.7
3-Year Average Share Buyback Ratio 2.60
HPY's 3-Year Average Share Buyback Ratio is ranked higher than
92% of the 438 Companies
in the Global Business Services industry.

( Industry Median: -1.40 vs. HPY: 2.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HPY' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -34.3  Med: -1.30 Max: 2.6
Current: 2.6
-34.3
2.6

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 3.39
HPY's Price/Projected FCF is ranked lower than
88% of the 568 Companies
in the Global Business Services industry.

( Industry Median: 1.45 vs. HPY: 3.39 )
Ranked among companies with meaningful Price/Projected FCF only.
HPY' s Price/Projected FCF Range Over the Past 10 Years
Min: 1.31  Med: 2.50 Max: 3.77
Current: 3.39
1.31
3.77
Price/Median PS Value 1.89
HPY's Price/Median PS Value is ranked lower than
86% of the 871 Companies
in the Global Business Services industry.

( Industry Median: 1.03 vs. HPY: 1.89 )
Ranked among companies with meaningful Price/Median PS Value only.
HPY' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.24  Med: 0.98 Max: 1.68
Current: 1.89
0.24
1.68
Price/Peter Lynch Fair Value 15.29
HPY's Price/Peter Lynch Fair Value is ranked lower than
99% of the 258 Companies
in the Global Business Services industry.

( Industry Median: 1.72 vs. HPY: 15.29 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
HPY' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.33  Med: 2.75 Max: 10.73
Current: 15.29
0.33
10.73
Earnings Yield (Greenblatt) (%) 2.73
HPY's Earnings Yield (Greenblatt) (%) is ranked lower than
65% of the 717 Companies
in the Global Business Services industry.

( Industry Median: 5.20 vs. HPY: 2.73 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
HPY' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.5  Med: 6.40 Max: 31.2
Current: 2.73
2.5
31.2
Forward Rate of Return (Yacktman) (%) 7.44
HPY's Forward Rate of Return (Yacktman) (%) is ranked lower than
59% of the 365 Companies
in the Global Business Services industry.

( Industry Median: 10.89 vs. HPY: 7.44 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
HPY' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -17.7  Med: 14.20 Max: 53.2
Current: 7.44
-17.7
53.2

More Statistics

Revenue(Mil) $2588
EPS $ 1.12
Beta0.64
Short Percentage of Float2.86%
52-Week Range $46.65 - 96.47
Shares Outstanding(Mil)36.76

Analyst Estimate

Dec16
Revenue(Mil)
EPS($) 3.30
EPS without NRI($) 3.30

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:H5I.Germany,
Heartland Payment Systems Inc was incorporated in the state of Delaware on June 2000. The Company provides Card Payment Processing services to merchants in the United States which involves providing end-to-end electronic payment processing services to merchants. For this the Company undertakes merchant set-up and training, transaction authorization and electronic draft capture, clearing and settlement, merchant accounting, merchant assistance and support, and risk management. The Company sells and rents point-of-sale devices. The Company's customers fall into two categories: small and mid-sized merchants, or SME merchants and Network Services merchants, which are predominately petroleum industry merchants of all sizes. Further, the Company provides additional services such as Heartland School Solutions, Heartland Ovation Payroll, Campus Solutions, Micropayments, and Heartland Marketing Solutions. As of December 31, 2013, the Company provided card payment processing services to 166,697 active SME merchants located across the United States. In addition to settling card transactions, Network Services processes a wide range of payment transactions for its predominantly petroleum customer base, including providing 2.3 billion transaction authorizations through its front-end card processing systems in 2013. The Card Payment Processing revenue from SME merchants and Network Services merchants is recurring in nature. The Company enters into three year service contracts with its SME merchants and three to five year agreements with Network Services merchants. The Company's merchant base include restaurants, brick and mortar retailers, hotel and lodgings, automotive sales and repair shops, convenience and liquor stores, professional service providers and gas stations. As of December 31, 2013 the Company served 42,069 independent restaurants and had partner agreements with approximatley 250 trade associations. The Company has developed number of payment processing systems to increase the operating efficiencies such as HPS Exchange, VAPS and NWS and Passport. The Company undertakes procedures such as Merchant Monitoring, Investigation and Loss Prevention, Underwriting and Collateral to minimize the transaction fraud. The Company's marketing efforts are focused on industries in which its direct sales model is effective on merchants who are typically on location, interact with customers, value a local sales presence, and consult with trade associations and other civic groups to make purchasing decisions.
» More Articles for HPY

Headlines

Articles On GuruFocus.com
Ken Fisher Trims Stake in Heartland Payment Systems Jan 27 2016 
Broadview Advisors' Largest Buys in Q2 2015 Sep 02 2015 
Fisher Investments' Top New Stocks of the First Quarter Apr 23 2014 
Weekly CEO Sells Highlight: CALL, TXRH, KNX, HPY May 22 2012 
Heartland Payment Systems Inc. Reports Operating Results (10-K) Mar 10 2011 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Nov 08 2010 
David Nierenberg’s Top Holdings: MOVE, ESIO, BABY, RSYS, HPY, SPN Aug 27 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Aug 06 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) May 07 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Nov 09 2009 

More From Other Websites
Heartland Payment Systems, Inc. Earnings Analysis: 2015 By the Numbers Feb 04 2016
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Heartland reports 2015 Fourth quarter and Full Year results Feb 02 2016
Dividend Stocks Get Upgrades, Heartland Payment Cut Dec 31 2015
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5 Under the Radar Stocks to Buy Dec 29 2015
The Heartland–Global Payments Merger’s Path to Approval Dec 23 2015
What’s the Rationale for the Heartland–Global Payments Merger? Dec 23 2015
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Heartland–Global Payments Merger: Basics and Conditions Precedent Dec 22 2015
Payment Processing Growth: The Heartland–Global Payments Merger Dec 22 2015
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