Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.37
HTH's Cash-to-Debt is ranked lower than
78% of the 1482 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.92 vs. HTH: 0.37 )
Ranked among companies with meaningful Cash-to-Debt only.
HTH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.37  Med: N/A Max: N/A
Current: 0.37
Equity-to-Asset 0.15
HTH's Equity-to-Asset is ranked higher than
86% of the 1484 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. HTH: 0.15 )
Ranked among companies with meaningful Equity-to-Asset only.
HTH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.15  Med: 0.32 Max: 0.76
Current: 0.15
0.15
0.76
Interest Coverage 3.94
HTH's Interest Coverage is ranked higher than
75% of the 1576 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.67 vs. HTH: 3.94 )
Ranked among companies with meaningful Interest Coverage only.
HTH' s Interest Coverage Range Over the Past 10 Years
Min: 3.94  Med: 5002.73 Max: N/A
Current: 3.94
Piotroski F-Score: 2
Beneish M-Score: -2.29
WACC vs ROIC
7.45%
5.56%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 13.74
HTH's Operating Margin % is ranked lower than
84% of the 1497 Companies
in the Global Specialty Finance industry.

( Industry Median: 30.60 vs. HTH: 13.74 )
Ranked among companies with meaningful Operating Margin % only.
HTH' s Operating Margin % Range Over the Past 10 Years
Min: -41.1  Med: 6.28 Max: 19.25
Current: 13.74
-41.1
19.25
Net Margin % 8.66
HTH's Net Margin % is ranked lower than
84% of the 1496 Companies
in the Global Specialty Finance industry.

( Industry Median: 21.84 vs. HTH: 8.66 )
Ranked among companies with meaningful Net Margin % only.
HTH' s Net Margin % Range Over the Past 10 Years
Min: -22.02  Med: 4.13 Max: 223.36
Current: 8.66
-22.02
223.36
ROE % 8.09
HTH's ROE % is ranked lower than
52% of the 1495 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.26 vs. HTH: 8.09 )
Ranked among companies with meaningful ROE % only.
HTH' s ROE % Range Over the Past 10 Years
Min: -4.07  Med: 3.48 Max: 45.51
Current: 8.09
-4.07
45.51
ROA % 1.18
HTH's ROA % is ranked higher than
73% of the 1504 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.87 vs. HTH: 1.18 )
Ranked among companies with meaningful ROA % only.
HTH' s ROA % Range Over the Past 10 Years
Min: -2.12  Med: 0.57 Max: 22.31
Current: 1.18
-2.12
22.31
3-Year Revenue Growth Rate 10.40
HTH's 3-Year Revenue Growth Rate is ranked higher than
77% of the 1300 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.80 vs. HTH: 10.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
HTH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -81.6  Med: 17.3 Max: 291
Current: 10.4
-81.6
291
3-Year EBITDA Growth Rate 0.80
HTH's 3-Year EBITDA Growth Rate is ranked lower than
67% of the 1210 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.10 vs. HTH: 0.80 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
HTH' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -79.8  Med: -28.2 Max: 785.9
Current: 0.8
-79.8
785.9
3-Year EPS without NRI Growth Rate 1.90
HTH's 3-Year EPS without NRI Growth Rate is ranked lower than
66% of the 1174 Companies
in the Global Specialty Finance industry.

( Industry Median: 7.30 vs. HTH: 1.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
HTH' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -43.7  Med: -13.4 Max: 18.7
Current: 1.9
-43.7
18.7
GuruFocus has detected 5 Warning Signs with Hilltop Holdings Inc $HTH.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» HTH's 10-Y Financials

Financials (Next Earnings Date: 2017-05-24 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

HTH Guru Trades in Q1 2016

Keeley Asset Management Corp 289,203 sh (New)
David Dreman 663 sh (New)
Paul Tudor Jones Sold Out
Mario Gabelli 271,750 sh (-0.59%)
Murray Stahl 27,031 sh (-10.89%)
Jim Simons 24,084 sh (-78.61%)
» More
Q2 2016

HTH Guru Trades in Q2 2016

Joel Greenblatt 148,175 sh (New)
Keeley Asset Management Corp 2,107,803 sh (+628.83%)
Jim Simons 25,800 sh (+7.13%)
David Dreman 663 sh (unchged)
Mario Gabelli 230,150 sh (-15.31%)
Murray Stahl 20,264 sh (-25.03%)
» More
Q3 2016

HTH Guru Trades in Q3 2016

David Dreman 663 sh (unchged)
Jim Simons Sold Out
Joel Greenblatt Sold Out
Murray Stahl 18,586 sh (-8.28%)
Keeley Asset Management Corp 1,896,363 sh (-10.03%)
Mario Gabelli 200,150 sh (-13.03%)
» More
Q4 2016

HTH Guru Trades in Q4 2016

NWQ Managers 571,745 sh (New)
Paul Tudor Jones 11,831 sh (New)
David Dreman 663 sh (unchged)
Keeley Asset Management Corp 1,647,348 sh (-13.13%)
Murray Stahl 14,164 sh (-23.79%)
Mario Gabelli 140,150 sh (-29.98%)
» More
» Details

Insider Trades

Latest Guru Trades with HTH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Specialty Finance    NAICS: 522298    SIC: 6159
Compare:NYSE:ESNT, OTCPK:FNMA, OTCPK:FMCC, NYSE:NSM, NAS:TREE, OTCPK:HMCBF, NYSE:WD, NYSE:HTGC, NYSE:GSBD, NYSE:OCN, NYSE:EFC, NYSE:SC, NYSE:PFSI, NYSE:AI, NAS:ATAX, NAS:MRLN, NAS:MRCC, AMEX:IMH, NYSE:SGM, OTCPK:FCBK » details
Traded in other countries:WXF.Germany,
Hilltop Holdings Inc is a financial holding company. The Company operates as the holding company for PlainsCapital Bank that provides business and consumer banking services in Texas.

Hilltop Holdings operates a small insurance holding company, NLASCO, that sells fire and homeowners' insurance through two subsidiaries, National Lloyds Insurance and American Summit Insurance. It targets mobile-home owners in the southern United States, with Texas making up 70% of sales. Hilltop was formed from what had been a realty firm specializing in manufactured housing. It acquired NLASCO in 2007, after which its other assets were sold.

Ratios

vs
industry
vs
history
PE Ratio 17.62
HTH's PE Ratio is ranked lower than
68% of the 1638 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.36 vs. HTH: 17.62 )
Ranked among companies with meaningful PE Ratio only.
HTH' s PE Ratio Range Over the Past 10 Years
Min: 2.05  Med: 15.56 Max: 57.21
Current: 17.62
2.05
57.21
Forward PE Ratio 15.36
HTH's Forward PE Ratio is ranked higher than
50% of the 407 Companies
in the Global Specialty Finance industry.

( Industry Median: 16.26 vs. HTH: 15.36 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 17.62
HTH's PE Ratio without NRI is ranked lower than
67% of the 1595 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.62 vs. HTH: 17.62 )
Ranked among companies with meaningful PE Ratio without NRI only.
HTH' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.2  Med: 16.76 Max: 141.5
Current: 17.62
7.2
141.5
Price-to-Owner-Earnings 22.06
HTH's Price-to-Owner-Earnings is ranked lower than
80% of the 860 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.74 vs. HTH: 22.06 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
HTH' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.2  Med: 13.86 Max: 1800
Current: 22.06
3.2
1800
PB Ratio 1.38
HTH's PB Ratio is ranked lower than
67% of the 1552 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.17 vs. HTH: 1.38 )
Ranked among companies with meaningful PB Ratio only.
HTH' s PB Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.09 Max: 1.91
Current: 1.38
0.63
1.91
PS Ratio 1.54
HTH's PS Ratio is ranked higher than
83% of the 1539 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.41 vs. HTH: 1.54 )
Ranked among companies with meaningful PS Ratio only.
HTH' s PS Ratio Range Over the Past 10 Years
Min: 0.92  Med: 3.91 Max: 45
Current: 1.54
0.92
45
EV-to-EBIT 16.10
HTH's EV-to-EBIT is ranked lower than
64% of the 1204 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.59 vs. HTH: 16.10 )
Ranked among companies with meaningful EV-to-EBIT only.
HTH' s EV-to-EBIT Range Over the Past 10 Years
Min: -5676.4  Med: 11.15 Max: 705.9
Current: 16.1
-5676.4
705.9
EV-to-EBITDA 13.24
HTH's EV-to-EBITDA is ranked lower than
58% of the 1219 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.36 vs. HTH: 13.24 )
Ranked among companies with meaningful EV-to-EBITDA only.
HTH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -762.5  Med: 9.2 Max: 3035.3
Current: 13.24
-762.5
3035.3
Shiller PE Ratio 24.24
HTH's Shiller PE Ratio is ranked lower than
61% of the 488 Companies
in the Global Specialty Finance industry.

( Industry Median: 21.69 vs. HTH: 24.24 )
Ranked among companies with meaningful Shiller PE Ratio only.
HTH' s Shiller PE Ratio Range Over the Past 10 Years
Min: 17.9  Med: 26.17 Max: 295.57
Current: 24.24
17.9
295.57

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.45
HTH's Dividend Yield % is ranked lower than
97% of the 2308 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.66 vs. HTH: 0.45 )
Ranked among companies with meaningful Dividend Yield % only.
HTH' s Dividend Yield % Range Over the Past 10 Years
Min: 0.2  Med: 1.75 Max: 2.09
Current: 0.45
0.2
2.09
Dividend Payout Ratio 0.04
HTH's Dividend Payout Ratio is ranked higher than
99% of the 1308 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.33 vs. HTH: 0.04 )
Ranked among companies with meaningful Dividend Payout Ratio only.
HTH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.04 Max: 0.04
Current: 0.04
Forward Dividend Yield % 0.91
HTH's Forward Dividend Yield % is ranked lower than
92% of the 2276 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.87 vs. HTH: 0.91 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.45
HTH's 5-Year Yield-on-Cost % is ranked lower than
97% of the 2646 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.10 vs. HTH: 0.45 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
HTH' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.2  Med: 1.75 Max: 2.09
Current: 0.45
0.2
2.09
3-Year Average Share Buyback Ratio -3.00
HTH's 3-Year Average Share Buyback Ratio is ranked lower than
58% of the 997 Companies
in the Global Specialty Finance industry.

( Industry Median: -1.60 vs. HTH: -3.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HTH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -70.3  Med: -13.9 Max: 0
Current: -3
-70.3
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.64
HTH's Price-to-Tangible-Book is ranked lower than
71% of the 1534 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.24 vs. HTH: 1.64 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
HTH' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.77  Med: 1.05 Max: 2.44
Current: 1.64
0.77
2.44
Price-to-Intrinsic-Value-Projected-FCF 1.48
HTH's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
87% of the 895 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.81 vs. HTH: 1.48 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
HTH' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.76  Med: 0.92 Max: 2.2
Current: 1.48
0.76
2.2
Price-to-Median-PS-Value 0.39
HTH's Price-to-Median-PS-Value is ranked higher than
97% of the 1429 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.18 vs. HTH: 0.39 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
HTH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.3  Med: 1.05 Max: 7.56
Current: 0.39
0.3
7.56
Price-to-Graham-Number 1.13
HTH's Price-to-Graham-Number is ranked lower than
68% of the 1344 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.96 vs. HTH: 1.13 )
Ranked among companies with meaningful Price-to-Graham-Number only.
HTH' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.74  Med: 1.29 Max: 2.37
Current: 1.13
0.74
2.37
Earnings Yield (Greenblatt) % 6.23
HTH's Earnings Yield (Greenblatt) % is ranked higher than
51% of the 1560 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.77 vs. HTH: 6.23 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
HTH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.1  Med: 5.9 Max: 17.1
Current: 6.23
0.1
17.1

More Statistics

Revenue (TTM) (Mil) $1,685
EPS (TTM) $ 1.49
Beta1.01
Short Percentage of Float3.04%
52-Week Range $17.91 - 30.60
Shares Outstanding (Mil)98.57

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 1.72 2.19
EPS without NRI ($) 1.72 2.19
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for HTH

Headlines

Articles On GuruFocus.com
KEELEY Small Cap Value Fund 4th Quarter Commentary Jan 27 2017 
Weekly CEO Buys Highlight: KMI, JMP, CVA, TCO, HTH Mar 21 2015 
Top 5 Insider Buys Reported Over the Past Week Aug 20 2013 
Weekly CEO Buys Highlight: AMH, HTH, ARCP, KYN, HK Aug 12 2013 
Weekly CFO Buys Highlight: UNTK, PTEK, HTH, KINS, GFN Dec 31 2012 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Nov 04 2010 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Aug 05 2010 
Hilltop Holdings Inc. Reports Operating Results (10-Q) May 03 2010 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Nov 06 2009 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Aug 07 2009 

More From Other Websites
Is it Worth Holding on to Hilltop Holdings (HTH) Stock Now? Mar 14 2017
NeighborhoodEdgeSM Closing Cost Assistance Program Allocates more than $1 Million to PrimeLending... Mar 13 2017
HilltopSecurities Selects Redtail CRM for Retail Financial Advisors Mar 09 2017
HilltopSecurities’ Private Client Group Welcomes Advisors, Branch Managers in California, Oklahoma Mar 07 2017
Hilltop Holdings, Inc. breached its 50 day moving average in a Bearish Manner : HTH-US : March 3,... Mar 03 2017
Eight PrimeLending Loan Originators among "Top 200 Mortgage Originators in America 2016" Feb 28 2017
HILLTOP HOLDINGS INC. Financials Feb 22 2017
HILLTOP HOLDINGS INC. Files SEC form 10-K, Annual Report Feb 16 2017
PrimeLending Named as One of Best Workplaces in Texas Feb 06 2017
ETFs with exposure to Hilltop Holdings, Inc. : February 2, 2017 Feb 02 2017
HILLTOP HOLDINGS INC. Files SEC form 8-K, Other Events Feb 01 2017
Hilltop Holdings, Inc. :HTH-US: Earnings Analysis: 2016 By the Numbers : January 31, 2017 Jan 31 2017
Hilltop Holdings (HTH) Misses on Q4 Earnings, Stock Down Jan 30 2017
Hilltop Holdings, Inc. :HTH-US: Earnings Analysis: Q4, 2016 By the Numbers : January 30, 2017 Jan 30 2017
Edited Transcript of HTH earnings conference call or presentation 27-Jan-17 2:00pm GMT Jan 27 2017
Hilltop Holdings misses Street 4Q forecasts Jan 26 2017
Hilltop Holdings misses Street 4Q forecasts Jan 26 2017
Hilltop Holdings Inc. Announces Financial Results for Fourth Quarter and Full Year 2016 Jan 26 2017
HILLTOP HOLDINGS INC. Files SEC form 8-K, Results of Operations and Financial Condition, Other... Jan 26 2017
Q4 2016 Hilltop Holdings Inc Earnings Release - After Market Close Jan 26 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)