Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.66
IBTX's Cash to Debt is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 0.66 )
IBTX' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 0.66

Equity to Asset 0.13
IBTX's Equity to Asset is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 0.13 )
IBTX' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.13

0.07
0.13
Interest Coverage 1.99
IBTX's Interest Coverage is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 1.99 )
IBTX' s 10-Year Interest Coverage Range
Min: 0.96   Max: 1.99
Current: 1.99

0.96
1.99
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 28.46
IBTX's Operating margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 28.46 )
IBTX' s 10-Year Operating margin (%) Range
Min: 25.38   Max: 28.46
Current: 28.46

25.38
28.46
Net-margin (%) 23.04
IBTX's Net-margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 23.04 )
IBTX' s 10-Year Net-margin (%) Range
Min: 23.04   Max: 26.12
Current: 23.04

23.04
26.12
ROE (%) 8.47
IBTX's ROE (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 8.47 )
IBTX' s 10-Year ROE (%) Range
Min: 8.47   Max: 17.25
Current: 8.47

8.47
17.25
ROA (%) 0.91
IBTX's ROA (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 0.91 )
IBTX' s 10-Year ROA (%) Range
Min: 0.91   Max: 1.19
Current: 0.91

0.91
1.19
ROC (Joel Greenblatt) (%) 33.63
IBTX's ROC (Joel Greenblatt) (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 33.63 )
IBTX' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 21.14   Max: 33.63
Current: 33.63

21.14
33.63
» IBTX's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

IBTX Guru Trades in Q3 2013

Chuck Royce 163,500 sh (+11.99%)
» More
Q4 2013

IBTX Guru Trades in Q4 2013

Chuck Royce 179,200 sh (+9.6%)
» More
Q1 2014

IBTX Guru Trades in Q1 2014

Jim Simons 14,000 sh (New)
Chuck Royce 169,500 sh (-5.41%)
» More
Q2 2014

IBTX Guru Trades in Q2 2014

Jim Simons 34,846 sh (+148.9%)
Chuck Royce 172,500 sh (+1.77%)
» More
» Details

Insider Trades

Latest Guru Trades with IBTX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 36.70
IBTX's P/E(ttm) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 36.70 )
IBTX' s 10-Year P/E(ttm) Range
Min: 11.55   Max: 40.14
Current: 36.7

11.55
40.14
P/B 1.80
IBTX's P/B is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 1.80 )
IBTX' s 10-Year P/B Range
Min: 1.63   Max: 2.96
Current: 1.8

1.63
2.96
P/S 6.40
IBTX's P/S is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 6.40 )
IBTX' s 10-Year P/S Range
Min: 3.19   Max: 7.97
Current: 6.4

3.19
7.97
EV-to-EBIT 33.77
IBTX's EV-to-EBIT is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 33.77 )
IBTX' s 10-Year EV-to-EBIT Range
Min: 19.6   Max: 35.9
Current: 33.77

19.6
35.9

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.50
IBTX's Dividend Yield is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 0.50 )
IBTX' s 10-Year Dividend Yield Range
Min: 0.13   Max: 0.51
Current: 0.5

0.13
0.51
Dividend Payout 0.17
IBTX's Dividend Payout is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 0.17 )
IBTX' s 10-Year Dividend Payout Range
Min: 0.16   Max: 0.19
Current: 0.17

0.16
0.19
Yield on cost (5-Year) 0.50
IBTX's Yield on cost (5-Year) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 0.50 )
IBTX' s 10-Year Yield on cost (5-Year) Range
Min: 0.13   Max: 0.51
Current: 0.5

0.13
0.51

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.31
IBTX's Price/Tangible Book is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 3.31 )
IBTX' s 10-Year Price/Tangible Book Range
Min: 2.01   Max: 3.61
Current: 3.31

2.01
3.61
Price/Median PS Value 1.04
IBTX's Price/Median PS Value is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 1.04 )
IBTX' s 10-Year Price/Median PS Value Range
Min: 0.55   Max: 1.29
Current: 1.04

0.55
1.29
Price/Graham Number 2.46
IBTX's Price/Graham Number is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 2.46 )
IBTX' s 10-Year Price/Graham Number Range
Min: 1.22   Max: 2.69
Current: 2.46

1.22
2.69
Earnings Yield (Greenblatt) 3.00
IBTX's Earnings Yield (Greenblatt) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. IBTX: 3.00 )
IBTX' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.8   Max: 5.1
Current: 3

2.8
5.1

Business Description

Industry: »
Compare: » details
Independent Bank Group Inc is a bank holding company based in Texas, USA. The Company, through our wholly owned subsidiary, Independent Bank, provides a range of banking products and services tailored to meet the needs of businesses, professionals and individuals. It operates 30 banking offices in 26 communities in two market regions located in the Dallas-Fort Worth metropolitan area and in the greater Austin area.
» More Articles for IBTX

Headlines

Articles On GuruFocus.com
Three Companies Reporting Group Insider Buying Sep 04 2013 
Weekly Top Insider Buys – August 23 to 30 Aug 30 2013 
Weekly CEO Buys Highlight: IBTX, INSM, GERN, INO, EQU Apr 07 2013 

More From Other Websites
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Regulation FD Disclosure Aug 28 2014
INDEPENDENT BANK GROUP, INC. Financials Aug 19 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 10-Q, Quarterly Report Aug 11 2014
Independent Bank Group, Inc. Declares Quarterly Dividend Aug 05 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Other Events Aug 05 2014
Independent Bank Group Reports Second Quarter Financial Results Jul 29 2014
Q1 2014 Independent Bank Group Inc Earnings Release - Before Market Open Jul 29 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Results of Operations and Financial Condition Jul 29 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Other... Jul 18 2014
Independent Bank Group, Inc. Announces Q2 2014 Earnings Conference Call Jul 18 2014
Independent Bank Group, Inc. Announces Upsizing and Pricing of $65 Million of Its 5.875%... Jul 17 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jul 15 2014
Independent Bank Group, Inc. Announces Commencement of Subordinated Notes Offering Jul 15 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Jun 18 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K/A, Financial Statements and Exhibits Jun 09 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jun 05 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jun 03 2014
Independent Bank Group, Inc. to Acquire Houston City Bancshares, Inc. Jun 02 2014
INDEPENDENT BANK GROUP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 16 2014
Independent Bank initiated with a Buy at Sterne Agee May 16 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK