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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.61
IBTX's Cash to Debt is ranked higher than
68% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. IBTX: 0.61 )
IBTX' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 0.61

Equity to Asset 0.13
IBTX's Equity to Asset is ranked higher than
88% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. IBTX: 0.13 )
IBTX' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.13

0.07
0.13
Interest Coverage 1.99
IBTX's Interest Coverage is ranked higher than
76% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. IBTX: 1.99 )
IBTX' s 10-Year Interest Coverage Range
Min: 0.96   Max: 1.99
Current: 1.99

0.96
1.99
Z-Score: 0.22
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 29.59
IBTX's Operating margin (%) is ranked higher than
75% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. IBTX: 29.59 )
IBTX' s 10-Year Operating margin (%) Range
Min: 25.38   Max: 28.46
Current: 29.59

25.38
28.46
Net-margin (%) 19.46
IBTX's Net-margin (%) is ranked higher than
71% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. IBTX: 19.46 )
IBTX' s 10-Year Net-margin (%) Range
Min: 23.04   Max: 26.12
Current: 19.46

23.04
26.12
ROE (%) 6.83
IBTX's ROE (%) is ranked higher than
68% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. IBTX: 6.83 )
IBTX' s 10-Year ROE (%) Range
Min: 11.24   Max: 16.99
Current: 6.83

11.24
16.99
ROA (%) 0.83
IBTX's ROA (%) is ranked higher than
74% of the 2019 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. IBTX: 0.83 )
IBTX' s 10-Year ROA (%) Range
Min: 1.01   Max: 1.16
Current: 0.83

1.01
1.16
ROC (Joel Greenblatt) (%) 45.87
IBTX's ROC (Joel Greenblatt) (%) is ranked higher than
66% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.96 vs. IBTX: 45.87 )
IBTX' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 26.53   Max: 45.35
Current: 45.87

26.53
45.35
» IBTX's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

IBTX Guru Trades in Q4 2013

Chuck Royce 179,200 sh (+9.6%)
» More
Q1 2014

IBTX Guru Trades in Q1 2014

Jim Simons 14,000 sh (New)
Chuck Royce 169,500 sh (-5.41%)
» More
Q2 2014

IBTX Guru Trades in Q2 2014

Jim Simons 34,846 sh (+148.9%)
Chuck Royce 172,500 sh (+1.77%)
» More
Q3 2014

IBTX Guru Trades in Q3 2014

Chuck Royce 137,600 sh (-20.23%)
Jim Simons 10,500 sh (-69.87%)
» More
» Details

Insider Trades

Latest Guru Trades with IBTX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 27.50
IBTX's P/E(ttm) is ranked higher than
67% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.50 vs. IBTX: 27.50 )
IBTX' s 10-Year P/E(ttm) Range
Min: 11.55   Max: 40.14
Current: 27.5

11.55
40.14
P/B 1.50
IBTX's P/B is ranked higher than
68% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. IBTX: 1.50 )
IBTX' s 10-Year P/B Range
Min: 1.47   Max: 2.96
Current: 1.5

1.47
2.96
P/S 5.20
IBTX's P/S is ranked higher than
65% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. IBTX: 5.20 )
IBTX' s 10-Year P/S Range
Min: 3.19   Max: 8
Current: 5.2

3.19
8
PFCF 28.90
IBTX's PFCF is ranked higher than
80% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. IBTX: 28.90 )
IBTX' s 10-Year PFCF Range
Min: 18.8   Max: 33.09
Current: 28.9

18.8
33.09
EV-to-EBIT 26.44
IBTX's EV-to-EBIT is ranked higher than
66% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.80 vs. IBTX: 26.44 )
IBTX' s 10-Year EV-to-EBIT Range
Min: 19.6   Max: 36.5
Current: 26.44

19.6
36.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.60
IBTX's Dividend Yield is ranked lower than
90% of the 1871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.25 vs. IBTX: 0.60 )
IBTX' s 10-Year Dividend Yield Range
Min: 0.13   Max: 0.56
Current: 0.6

0.13
0.56
Dividend Payout 0.15
IBTX's Dividend Payout is ranked higher than
91% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. IBTX: 0.15 )
IBTX' s 10-Year Dividend Payout Range
Min: 0.11   Max: 0.19
Current: 0.15

0.11
0.19
Yield on cost (5-Year) 0.60
IBTX's Yield on cost (5-Year) is ranked lower than
87% of the 1883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. IBTX: 0.60 )
IBTX' s 10-Year Yield on cost (5-Year) Range
Min: 0.13   Max: 0.56
Current: 0.6

0.13
0.56

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.77
IBTX's Price/Tangible Book is ranked higher than
63% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. IBTX: 2.77 )
IBTX' s 10-Year Price/Tangible Book Range
Min: 2.01   Max: 3.61
Current: 2.77

2.01
3.61
Price/Median PS Value 0.89
IBTX's Price/Median PS Value is ranked higher than
92% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. IBTX: 0.89 )
IBTX' s 10-Year Price/Median PS Value Range
Min: 0.57   Max: 1.33
Current: 0.89

0.57
1.33
Price/Graham Number 1.87
IBTX's Price/Graham Number is ranked higher than
66% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. IBTX: 1.87 )
IBTX' s 10-Year Price/Graham Number Range
Min: 1.22   Max: 2.69
Current: 1.87

1.22
2.69
Earnings Yield (Greenblatt) 3.80
IBTX's Earnings Yield (Greenblatt) is ranked higher than
62% of the 1973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. IBTX: 3.80 )
IBTX' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.7   Max: 5.1
Current: 3.8

2.7
5.1

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Independent Bank Group Inc is a bank holding company based in Texas, USA. The Company, through our wholly owned subsidiary, Independent Bank, provides a range of banking products and services tailored to meet the needs of businesses, professionals and individuals. It operates 30 banking offices in 26 communities in two market regions located in the Dallas-Fort Worth metropolitan area and in the greater Austin area.
» More Articles for IBTX

Headlines

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