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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.30
IFT's Cash to Debt is ranked higher than
60% of the 1566 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.48 vs. IFT: 0.30 )
IFT' s 10-Year Cash to Debt Range
Min: 0.03   Max: No Debt
Current: 0.3

Equity to Asset 0.49
IFT's Equity to Asset is ranked higher than
98% of the 2010 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.09 vs. IFT: 0.49 )
IFT' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.86
Current: 0.49

0.03
0.86
Interest Coverage 3.80
IFT's Interest Coverage is ranked higher than
87% of the 1837 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.30 vs. IFT: 3.80 )
IFT' s 10-Year Interest Coverage Range
Min: 3.8   Max: 3.8
Current: 3.8

F-Score: 1
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 1/10

vs
industry
vs
history
Operating margin (%) -48.79
IFT's Operating margin (%) is ranked lower than
53% of the 2021 Companies
in the Global Specialty Finance industry.

( Industry Median: 29.33 vs. IFT: -48.79 )
IFT' s 10-Year Operating margin (%) Range
Min: -234.1   Max: 58.22
Current: -48.79

-234.1
58.22
Net-margin (%) 5.76
IFT's Net-margin (%) is ranked higher than
52% of the 2021 Companies
in the Global Specialty Finance industry.

( Industry Median: 21.41 vs. IFT: 5.76 )
IFT' s 10-Year Net-margin (%) Range
Min: -233.89   Max: 73.34
Current: 5.76

-233.89
73.34
ROE (%) 0.74
IFT's ROE (%) is ranked higher than
51% of the 2031 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.59 vs. IFT: 0.74 )
IFT' s 10-Year ROE (%) Range
Min: -142.31   Max: 40.82
Current: 0.74

-142.31
40.82
ROA (%) 0.38
IFT's ROA (%) is ranked higher than
59% of the 2034 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.80 vs. IFT: 0.38 )
IFT' s 10-Year ROA (%) Range
Min: -23.31   Max: 25.7
Current: 0.38

-23.31
25.7
ROC (Joel Greenblatt) (%) -12988.49
IFT's ROC (Joel Greenblatt) (%) is ranked lower than
54% of the 2003 Companies
in the Global Specialty Finance industry.

( Industry Median: 76.89 vs. IFT: -12988.49 )
IFT' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -2327.32   Max: 33896.73
Current: -12988.49

-2327.32
33896.73
Revenue Growth (3Y)(%) -41.90
IFT's Revenue Growth (3Y)(%) is ranked higher than
50% of the 1740 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.20 vs. IFT: -41.90 )
IFT' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: -41.9
Current: -41.9

» IFT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

IFT Guru Trades in Q4 2013

Jim Simons 19,400 sh (-26.24%)
» More
Q1 2014

IFT Guru Trades in Q1 2014

Murray Stahl 167,900 sh (New)
Jim Simons 44,825 sh (+131.06%)
» More
Q2 2014

IFT Guru Trades in Q2 2014

George Soros 10,200 sh (New)
Murray Stahl 792,724 sh (+372.14%)
Jim Simons Sold Out
» More
Q3 2014

IFT Guru Trades in Q3 2014

Murray Stahl 1,058,737 sh (+33.56%)
George Soros Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with IFT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
George Soros 2014-09-30 Sold Out $6.37 - $7.11 $ 6.22-7%0
George Soros 2014-06-30 New Buy$5.72 - $7.03 $ 6.22-4%10200
George Soros 2011-09-30 Sold Out 0.0027%$2.19 - $10.11 $ 6.22-24%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Imperial Holdings Inc

Imperial Holdings: Trough Valuations, Materially Undervalued
As the market rises to new all-time highs, investors must seek margins of safety that are hidden from plain sight and uncorrelated to other common investments. With valuations where they are, these companies are often in industries that are troubled, misunderstood and off the radar for most investors. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 85.20
IFT's P/E(ttm) is ranked higher than
64% of the 2636 Companies
in the Global Specialty Finance industry.

( Industry Median: 17.80 vs. IFT: 85.20 )
IFT' s 10-Year P/E(ttm) Range
Min: 1.76   Max: 92.6
Current: 85.2

1.76
92.6
P/B 0.60
IFT's P/B is ranked higher than
93% of the 2636 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.33 vs. IFT: 0.60 )
IFT' s 10-Year P/B Range
Min: 0.17   Max: 1.21
Current: 0.6

0.17
1.21
P/S 5.20
IFT's P/S is ranked higher than
65% of the 2636 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.56 vs. IFT: 5.20 )
IFT' s 10-Year P/S Range
Min: 0.21   Max: 22.5
Current: 5.2

0.21
22.5
EV-to-EBIT -21.72
IFT's EV-to-EBIT is ranked lower than
64% of the 2636 Companies
in the Global Specialty Finance industry.

( Industry Median: 19.47 vs. IFT: -21.72 )
IFT' s 10-Year EV-to-EBIT Range
Min: -43.3   Max: 1438.8
Current: -21.72

-43.3
1438.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.60
IFT's Price/Tangible Book is ranked higher than
94% of the 2636 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.58 vs. IFT: 0.60 )
IFT' s 10-Year Price/Tangible Book Range
Min: 0.23   Max: 1.03
Current: 0.6

0.23
1.03
Price/Median PS Value 2.50
IFT's Price/Median PS Value is ranked higher than
62% of the 2636 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.21 vs. IFT: 2.50 )
IFT' s 10-Year Price/Median PS Value Range
Min: 0.15   Max: 8.97
Current: 2.5

0.15
8.97
Earnings Yield (Greenblatt) -4.60
IFT's Earnings Yield (Greenblatt) is ranked lower than
51% of the 1996 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.60 vs. IFT: -4.60 )
IFT' s 10-Year Earnings Yield (Greenblatt) Range
Min: -4.6   Max: 26.1
Current: -4.6

-4.6
26.1

Business Description

Industry: Banks » Specialty Finance
Compare: » details
Traded in other countries:3I4.Germany,
Imperial Holdings, Inc., was founded in December 2006 as a Florida limited liability company, Imperial Holdings, LLC, converted into Imperial Holdings, Inc. on February 3, 2011, in connection with the Company's initial public offering. It is a is a specialty finance company. The Company operates in two segments: life finance and structured settlements. In the life finance business, the Company owns a portfolio of 612 life insurance policies and earns income from changes in the fair value and from death benefits on matured life insurance policies. In the structured settlement business, the Company purchased structured settlement receivables at a discounted rate and sells these receivables to third parties. The life insurance policies in Imperial's portfolio were acquired through a combination of policy surrenders or foreclosures in satisfaction of loans issued under the Company's legacy premium finance business, direct policy purchases from the original policy owners (the secondary market) and from purchases of policies owned by other institutional investors (the tertiary market). Structured settlements refer to a contract between a plaintiff and defendant whereby the plaintiff agrees to settle a lawsuit (usually a personal injury, product liability or medical malpractice claim) in exchange for periodic payments over time. A defendant's payment obligation with respect to a structured settlement is usually assumed by a casualty insurance company. This payment obligation is then satisfied by the casualty insurer through the purchase of an annuity from a life insurance company, which provides a stream of payments to the plaintiff. The Company competes in the life finance space through two channels: other life settlement providers and institutional investors. On October 25, 2013, the Company sold substantially all of the operating assets comprising its structured settlement business to Majestic Opco L.L.C for $12.0 million pursuant to an asset purchase agreement.
» More Articles for IFT

Headlines

Articles On GuruFocus.com
Special Opportunities Fund Shareholder Letter - August 29, 2014 Oct 13 2014 
Imperial Holdings: Trough Valuations, Materially Undervalued May 16 2014 

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Imperial Holdings, Inc. Announces Third Quarter 2014 Results Conference Call Nov 06 2014
Imperial Holdings, Inc. Announces Third Quarter 2014 Results Conference Call Nov 06 2014
Imperial Holdings Adopts By-law Regarding Claims by Shareholders Nov 03 2014
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Imperial Holdings Adopts By-law Regarding Claims by Shareholders Nov 03 2014
Imperial Holdings Moves into New Corporate Offices Nov 03 2014
Imperial Holdings Moves into New Corporate Offices Nov 03 2014
Imperial Holdings Joins European Life Settlement Association Oct 28 2014
Imperial Holdings Joins European Life Settlement Association Oct 28 2014
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