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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.15
IFT's Cash to Debt is ranked lower than
88% of the 966 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.47 vs. IFT: 0.15 )
Ranked among companies with meaningful Cash to Debt only.
IFT' s 10-Year Cash to Debt Range
Min: 0.03  Med: 0.47 Max: No Debt
Current: 0.15
Equity to Asset 0.44
IFT's Equity to Asset is ranked higher than
95% of the 1319 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. IFT: 0.44 )
Ranked among companies with meaningful Equity to Asset only.
IFT' s 10-Year Equity to Asset Range
Min: 0.03  Med: 0.54 Max: 0.86
Current: 0.44
0.03
0.86
F-Score: 1
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) -27.29
IFT's Operating margin (%) is ranked lower than
97% of the 1381 Companies
in the Global Specialty Finance industry.

( Industry Median: 29.90 vs. IFT: -27.29 )
Ranked among companies with meaningful Operating margin (%) only.
IFT' s 10-Year Operating margin (%) Range
Min: -826.61  Med: -11.47 Max: 58.22
Current: -27.29
-826.61
58.22
Net-margin (%) -15.06
IFT's Net-margin (%) is ranked lower than
96% of the 1381 Companies
in the Global Specialty Finance industry.

( Industry Median: 21.60 vs. IFT: -15.06 )
Ranked among companies with meaningful Net-margin (%) only.
IFT' s 10-Year Net-margin (%) Range
Min: -877.24  Med: -12.60 Max: 73.34
Current: -15.06
-877.24
73.34
ROE (%) -3.13
IFT's ROE (%) is ranked lower than
93% of the 1384 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.41 vs. IFT: -3.13 )
Ranked among companies with meaningful ROE (%) only.
IFT' s 10-Year ROE (%) Range
Min: -142.31  Med: -37.26 Max: 40.82
Current: -3.13
-142.31
40.82
ROA (%) -1.47
IFT's ROA (%) is ranked lower than
96% of the 1392 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.84 vs. IFT: -1.47 )
Ranked among companies with meaningful ROA (%) only.
IFT' s 10-Year ROA (%) Range
Min: -23.31  Med: -5.59 Max: 25.7
Current: -1.47
-23.31
25.7
ROC (Joel Greenblatt) (%) 3975.95
IFT's ROC (Joel Greenblatt) (%) is ranked higher than
98% of the 1374 Companies
in the Global Specialty Finance industry.

( Industry Median: 77.18 vs. IFT: 3975.95 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
IFT' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -10175.31  Med: 0.24 Max: 45030.24
Current: 3975.95
-10175.31
45030.24
Revenue Growth (3Y)(%) -3.50
IFT's Revenue Growth (3Y)(%) is ranked lower than
75% of the 1170 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.00 vs. IFT: -3.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
IFT' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: -20.95 Max: -3.5
Current: -3.5
EPS Growth (3Y)(%) -50.90
IFT's EPS Growth (3Y)(%) is ranked lower than
96% of the 1036 Companies
in the Global Specialty Finance industry.

( Industry Median: 9.60 vs. IFT: -50.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
IFT' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: -50.9
Current: -50.9
» IFT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

IFT Guru Trades in Q2 2014

George Soros 10,200 sh (New)
Murray Stahl 792,724 sh (+372.14%)
Jim Simons Sold Out
» More
Q3 2014

IFT Guru Trades in Q3 2014

Murray Stahl 1,058,737 sh (+33.56%)
George Soros Sold Out
» More
Q4 2014

IFT Guru Trades in Q4 2014

Murray Stahl 1,370,897 sh (+29.48%)
Murray Stahl 1,370,897 sh (unchged)
» More
Q1 2015

IFT Guru Trades in Q1 2015

Murray Stahl 1,770,316 sh (+29.14%)
» More
» Details

Insider Trades

Latest Guru Trades with IFT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
Forward P/E 7.28
IFT's Forward P/E is ranked higher than
87% of the 707 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.17 vs. IFT: 7.28 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 0.57
IFT's P/B is ranked higher than
86% of the 1350 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.10 vs. IFT: 0.57 )
Ranked among companies with meaningful P/B only.
IFT' s 10-Year P/B Range
Min: 0.17  Med: 0.67 Max: 1.21
Current: 0.57
0.17
1.21
P/S 2.80
IFT's P/S is ranked higher than
54% of the 1367 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.97 vs. IFT: 2.80 )
Ranked among companies with meaningful P/S only.
IFT' s 10-Year P/S Range
Min: 0.21  Med: 2.88 Max: 100
Current: 2.8
0.21
100
EV-to-EBIT 42.65
IFT's EV-to-EBIT is ranked lower than
90% of the 1371 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.11 vs. IFT: 42.65 )
Ranked among companies with meaningful EV-to-EBIT only.
IFT' s 10-Year EV-to-EBIT Range
Min: -62.5  Med: -1.00 Max: 1438.8
Current: 42.65
-62.5
1438.8
Days Sales Outstanding 43.62
IFT's Days Sales Outstanding is ranked lower than
61% of the 768 Companies
in the Global Specialty Finance industry.

( Industry Median: 34.05 vs. IFT: 43.62 )
Ranked among companies with meaningful Days Sales Outstanding only.
IFT' s 10-Year Days Sales Outstanding Range
Min: 2.66  Med: 8.18 Max: 292.4
Current: 43.62
2.66
292.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.57
IFT's Price/Tangible Book is ranked higher than
86% of the 1329 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.17 vs. IFT: 0.57 )
Ranked among companies with meaningful Price/Tangible Book only.
IFT' s 10-Year Price/Tangible Book Range
Min: 0.23  Med: 0.69 Max: 1.03
Current: 0.57
0.23
1.03
Price/Median PS Value 0.97
IFT's Price/Median PS Value is ranked higher than
70% of the 1232 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.09 vs. IFT: 0.97 )
Ranked among companies with meaningful Price/Median PS Value only.
IFT' s 10-Year Price/Median PS Value Range
Min: 0.11  Med: 0.93 Max: 20.25
Current: 0.97
0.11
20.25
Earnings Yield (Greenblatt) (%) 2.30
IFT's Earnings Yield (Greenblatt) (%) is ranked lower than
82% of the 1343 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.70 vs. IFT: 2.30 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
IFT' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.1  Med: 6.70 Max: 26.1
Current: 2.3
0.1
26.1

Business Description

Industry: Banks » Specialty Finance
Compare: » details
Traded in other countries:3I4.Germany,
Imperial Holdings Inc was founded in December 2006 as a Florida limited liability company, Imperial Holdings, LLC, converted into Imperial Holdings, Inc. on February 3, 2011, in connection with the Company's initial public offering. It is a is a specialty finance company. The Company operates in two segments: life finance and structured settlements. In the life finance business, the Company owns a portfolio of 612 life insurance policies and earns income from changes in the fair value and from death benefits on matured life insurance policies. In the structured settlement business, the Company purchased structured settlement receivables at a discounted rate and sells these receivables to third parties. The life insurance policies in Imperial's portfolio were acquired through a combination of policy surrenders or foreclosures in satisfaction of loans issued under the Company's legacy premium finance business, direct policy purchases from the original policy owners (the secondary market) and from purchases of policies owned by other institutional investors (the tertiary market). Structured settlements refer to a contract between a plaintiff and defendant whereby the plaintiff agrees to settle a lawsuit (usually a personal injury, product liability or medical malpractice claim) in exchange for periodic payments over time. A defendant's payment obligation with respect to a structured settlement is usually assumed by a casualty insurance company. This payment obligation is then satisfied by the casualty insurer through the purchase of an annuity from a life insurance company, which provides a stream of payments to the plaintiff. The Company competes in the life finance space through two channels: other life settlement providers and institutional investors. On October 25, 2013, the Company sold substantially all of the operating assets comprising its structured settlement business to Majestic Opco L.L.C for $12.0 million pursuant to an asset purchase agreement.
» More Articles for IFT

Headlines

Articles On GuruFocus.com
Special Opportunities Fund Shareholder Letter - August 29, 2014 Oct 13 2014 
Imperial Holdings: Trough Valuations, Materially Undervalued May 16 2014 

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