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Also traded in: Argentina, Belgium, Germany, Italy, Mexico, Netherlands, Switzerland, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.37
ING's Cash to Debt is ranked lower than
77% of the 1188 Companies
in the Global Banks - Global industry.

( Industry Median: 3.15 vs. ING: 0.37 )
Ranked among companies with meaningful Cash to Debt only.
ING' s Cash to Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.34 Max: N/A
Current: 0.37
Equity to Asset 0.05
ING's Equity to Asset is ranked lower than
92% of the 1677 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. ING: 0.05 )
Ranked among companies with meaningful Equity to Asset only.
ING' s Equity to Asset Range Over the Past 10 Years
Min: 0.02  Med: 0.03 Max: 0.08
Current: 0.05
0.02
0.08
Interest Coverage 0.14
ING's Interest Coverage is ranked lower than
94% of the 1565 Companies
in the Global Banks - Global industry.

( Industry Median: 1.64 vs. ING: 0.14 )
Ranked among companies with meaningful Interest Coverage only.
ING' s Interest Coverage Range Over the Past 10 Years
Min: 0.06  Med: 0.12 Max: 0.22
Current: 0.14
0.06
0.22
F-Score: 2
M-Score: 42.16
WACC vs ROIC
16.62%
3.05%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) 27.76
ING's Operating margin (%) is ranked lower than
59% of the 1693 Companies
in the Global Banks - Global industry.

( Industry Median: 31.14 vs. ING: 27.76 )
Ranked among companies with meaningful Operating margin (%) only.
ING' s Operating margin (%) Range Over the Past 10 Years
Min: -4.63  Med: 10.72 Max: 22.09
Current: 27.76
-4.63
22.09
Net-margin (%) 6.02
ING's Net-margin (%) is ranked lower than
89% of the 1694 Companies
in the Global Banks - Global industry.

( Industry Median: 22.52 vs. ING: 6.02 )
Ranked among companies with meaningful Net-margin (%) only.
ING' s Net-margin (%) Range Over the Past 10 Years
Min: -3.02  Med: 8.33 Max: 16.56
Current: 6.02
-3.02
16.56
ROE (%) 6.10
ING's ROE (%) is ranked lower than
68% of the 1689 Companies
in the Global Banks - Global industry.

( Industry Median: 8.37 vs. ING: 6.10 )
Ranked among companies with meaningful ROE (%) only.
ING' s ROE (%) Range Over the Past 10 Years
Min: -4.65  Med: 8.28 Max: 24.43
Current: 6.1
-4.65
24.43
ROA (%) 0.11
ING's ROA (%) is ranked lower than
91% of the 1698 Companies
in the Global Banks - Global industry.

( Industry Median: 0.89 vs. ING: 0.11 )
Ranked among companies with meaningful ROA (%) only.
ING' s ROA (%) Range Over the Past 10 Years
Min: -0.11  Med: 0.33 Max: 0.74
Current: 0.11
-0.11
0.74
Revenue Growth (3Y)(%) -34.80
ING's Revenue Growth (3Y)(%) is ranked lower than
97% of the 1391 Companies
in the Global Banks - Global industry.

( Industry Median: 2.70 vs. ING: -34.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ING' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -34.8  Med: -5.60 Max: 24.7
Current: -34.8
-34.8
24.7
EBITDA Growth (3Y)(%) -13.90
ING's EBITDA Growth (3Y)(%) is ranked lower than
87% of the 1291 Companies
in the Global Banks - Global industry.

( Industry Median: 5.90 vs. ING: -13.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ING' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -92.4  Med: 6.00 Max: 837.3
Current: -13.9
-92.4
837.3
EPS Growth (3Y)(%) -23.40
ING's EPS Growth (3Y)(%) is ranked lower than
92% of the 1270 Companies
in the Global Banks - Global industry.

( Industry Median: 7.40 vs. ING: -23.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ING' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -44.7  Med: 11.30 Max: 74.8
Current: -23.4
-44.7
74.8
» ING's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-08-05)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

ING Guru Trades in Q2 2015

NWQ Managers 308,955 sh (-1.66%)
David Dreman 262,775 sh (-22.98%)
» More
Q3 2015

ING Guru Trades in Q3 2015

NWQ Managers 321,045 sh (+3.91%)
David Dreman 67,821 sh (-74.19%)
» More
Q4 2015

ING Guru Trades in Q4 2015

Jim Simons 485,210 sh (New)
NWQ Managers 383,545 sh (+19.47%)
David Dreman Sold Out
» More
Q1 2016

ING Guru Trades in Q1 2016

Sarah Ketterer 546,918 sh (New)
David Dreman 4,550 sh (New)
Jim Simons 2,602,910 sh (+436.45%)
NWQ Managers 342,220 sh (-10.77%)
» More
» Details

Insider Trades

Latest Guru Trades with ING

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of ING Groep NV

SymbolPriceYieldDescription
IDG25.450.00
ISP26.020.00
ISF26.286.07

Business Description

Industry: Banks » Banks - Global
Compare:TSE:8316, LSE:BARC, TSX:BMO, XMCE:BBVA » details
Traded in other countries:ING.Argentina, INGS.Belgium, INN.Germany, INGA.Italy, INGN.Mexico, INGA.Netherlands, INO.Switzerland, 0LNN.UK, INGVF.USA,
ING Groep NV offers banking services. Its segments include Retail Banking (Retail Netherlands, Retail Belgium, Retail Germany and Retail Rest of World) and Commercial Banking.

ING Groep NV was established as a Naamloze Vennootschap (a Dutch public limited liability company) on 4 March 1991, through the merger of Nationale-Nederlanden and NMB Postbank Group. The Company offers banking, investments and retirement services. Its segments comprise of Retail Netherlands, Retail Belgium, Retail Germany, Retail rest of the World, and Commercial Banking. Retail Banking segment provides banking services to individuals and small and medium-sized enterprises in Europe, Asia and Australia. Its geographical reach consists of Netherlands, Belgium, Luxembourg, Germany, Australia and Poland, and other markets include Spain, France, Austria, Italy, Romania, Turkey and India. Retail Netherlands segment offers current and savings accounts, business lending, mortgages and other consumer lending in the Netherlands. Retail Belgium segment offers current and savings accounts, business lending, mortgages and other consumer lending in Belgium. Retail Germany segment offers current and savings accounts, mortgages and other customer lending. Retail Rest of World segment offers current and savings accounts, business lending, mortgages and other consumer lending. Commercial Banking segment offers wholesale banking activities ranging from cash management to corporate finance, real estate and lease. The Company is subject to detailed banking, insurance, asset management and other financial services laws and government regulation in the jurisdictions in which it conducts business.

Ratios

vs
industry
vs
history
P/E(ttm) 13.19
ING's P/E(ttm) is ranked higher than
51% of the 1632 Companies
in the Global Banks - Global industry.

( Industry Median: 12.48 vs. ING: 13.19 )
Ranked among companies with meaningful P/E(ttm) only.
ING' s P/E(ttm) Range Over the Past 10 Years
Min: 1.21  Med: 8.82 Max: 98.81
Current: 13.19
1.21
98.81
Forward P/E 10.74
ING's Forward P/E is ranked higher than
64% of the 399 Companies
in the Global Banks - Global industry.

( Industry Median: 11.51 vs. ING: 10.74 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 11.95
ING's PE(NRI) is ranked higher than
57% of the 1590 Companies
in the Global Banks - Global industry.

( Industry Median: 12.53 vs. ING: 11.95 )
Ranked among companies with meaningful PE(NRI) only.
ING' s PE(NRI) Range Over the Past 10 Years
Min: 1.21  Med: 8.22 Max: 790.5
Current: 11.95
1.21
790.5
Price/Owner Earnings (ttm) 8.81
ING's Price/Owner Earnings (ttm) is ranked higher than
68% of the 871 Companies
in the Global Banks - Global industry.

( Industry Median: 11.93 vs. ING: 8.81 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
ING' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 0.65  Med: 8.53 Max: 108.51
Current: 8.81
0.65
108.51
P/B 0.95
ING's P/B is ranked higher than
61% of the 1697 Companies
in the Global Banks - Global industry.

( Industry Median: 1.03 vs. ING: 0.95 )
Ranked among companies with meaningful P/B only.
ING' s P/B Range Over the Past 10 Years
Min: 0.13  Med: 0.87 Max: 1.7
Current: 0.95
0.13
1.7
P/S 5.70
ING's P/S is ranked lower than
83% of the 1697 Companies
in the Global Banks - Global industry.

( Industry Median: 2.92 vs. ING: 5.70 )
Ranked among companies with meaningful P/S only.
ING' s P/S Range Over the Past 10 Years
Min: 0.05  Med: 0.58 Max: 7
Current: 5.7
0.05
7
EV-to-EBIT -10.97
ING's EV-to-EBIT is ranked lower than
99.99% of the 1568 Companies
in the Global Banks - Global industry.

( Industry Median: 12.90 vs. ING: -10.97 )
Ranked among companies with meaningful EV-to-EBIT only.
ING' s EV-to-EBIT Range Over the Past 10 Years
Min: -662.5  Med: 9.80 Max: 389.3
Current: -10.97
-662.5
389.3
EV-to-EBITDA -5.73
ING's EV-to-EBITDA is ranked lower than
99.99% of the 1571 Companies
in the Global Banks - Global industry.

( Industry Median: 11.75 vs. ING: -5.73 )
Ranked among companies with meaningful EV-to-EBITDA only.
ING' s EV-to-EBITDA Range Over the Past 10 Years
Min: -6942  Med: 8.90 Max: 208.7
Current: -5.73
-6942
208.7
Shiller P/E 6.71
ING's Shiller P/E is ranked higher than
93% of the 503 Companies
in the Global Banks - Global industry.

( Industry Median: 16.88 vs. ING: 6.71 )
Ranked among companies with meaningful Shiller P/E only.
ING' s Shiller P/E Range Over the Past 10 Years
Min: 0.61  Med: 3.61 Max: 9.19
Current: 6.71
0.61
9.19

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.83
ING's Dividend Yield is ranked higher than
87% of the 2261 Companies
in the Global Banks - Global industry.

( Industry Median: 3.05 vs. ING: 5.83 )
Ranked among companies with meaningful Dividend Yield only.
ING' s Dividend Yield Range Over the Past 10 Years
Min: 1.75  Med: 4.29 Max: 53.02
Current: 5.83
1.75
53.02
Dividend Payout 0.26
ING's Dividend Payout is ranked higher than
64% of the 1315 Companies
in the Global Banks - Global industry.

( Industry Median: 0.33 vs. ING: 0.26 )
Ranked among companies with meaningful Dividend Payout only.
ING' s Dividend Payout Range Over the Past 10 Years
Min: 0.07  Med: 0.49 Max: 4.61
Current: 0.26
0.07
4.61
Forward Dividend Yield 5.86
ING's Forward Dividend Yield is ranked higher than
90% of the 2133 Companies
in the Global Banks - Global industry.

( Industry Median: 3.23 vs. ING: 5.86 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 5.83
ING's Yield on cost (5-Year) is ranked higher than
76% of the 2524 Companies
in the Global Banks - Global industry.

( Industry Median: 3.53 vs. ING: 5.83 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ING' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.75  Med: 4.29 Max: 53.02
Current: 5.83
1.75
53.02
3-Year Average Share Buyback Ratio -0.20
ING's 3-Year Average Share Buyback Ratio is ranked higher than
70% of the 1070 Companies
in the Global Banks - Global industry.

( Industry Median: -1.90 vs. ING: -0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ING' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -22.9  Med: -1.40 Max: 2.2
Current: -0.2
-22.9
2.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
ING's Price/Tangible Book is ranked higher than
62% of the 1698 Companies
in the Global Banks - Global industry.

( Industry Median: 1.10 vs. ING: 1.00 )
Ranked among companies with meaningful Price/Tangible Book only.
ING' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.29  Med: 1.12 Max: 2.06
Current: 1
0.29
2.06
Price/Projected FCF 1.18
ING's Price/Projected FCF is ranked lower than
84% of the 897 Companies
in the Global Banks - Global industry.

( Industry Median: 0.65 vs. ING: 1.18 )
Ranked among companies with meaningful Price/Projected FCF only.
ING' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.05  Med: 0.28 Max: 108.3
Current: 1.18
0.05
108.3
Price/Median PS Value 9.88
ING's Price/Median PS Value is ranked lower than
100% of the 1617 Companies
in the Global Banks - Global industry.

( Industry Median: 1.00 vs. ING: 9.88 )
Ranked among companies with meaningful Price/Median PS Value only.
ING' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.16  Med: 0.89 Max: 11.1
Current: 9.88
0.16
11.1
Price/Peter Lynch Fair Value 0.23
ING's Price/Peter Lynch Fair Value is ranked lower than
84% of the 441 Companies
in the Global Banks - Global industry.

( Industry Median: 0.89 vs. ING: 0.23 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ING' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.21  Med: 0.57 Max: 2.2
Current: 0.23
0.21
2.2
Price/Graham Number 0.73
ING's Price/Graham Number is ranked higher than
58% of the 1517 Companies
in the Global Banks - Global industry.

( Industry Median: 0.83 vs. ING: 0.73 )
Ranked among companies with meaningful Price/Graham Number only.
ING' s Price/Graham Number Range Over the Past 10 Years
Min: 0.28  Med: 0.59 Max: 4.73
Current: 0.73
0.28
4.73
Earnings Yield (Greenblatt) (%) -9.07
ING's Earnings Yield (Greenblatt) (%) is ranked lower than
94% of the 1722 Companies
in the Global Banks - Global industry.

( Industry Median: 7.12 vs. ING: -9.07 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ING' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: -9.07  Med: 5.80 Max: 49603.2
Current: -9.07
-9.07
49603.2
Forward Rate of Return (Yacktman) (%) 86.34
ING's Forward Rate of Return (Yacktman) (%) is ranked higher than
96% of the 861 Companies
in the Global Banks - Global industry.

( Industry Median: 12.71 vs. ING: 86.34 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ING' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -45.7  Med: 26.45 Max: 360.5
Current: 86.34
-45.7
360.5

More Statistics

Revenue (TTM) (Mil) $19,684
EPS (TTM) $ 1.00
Beta1.48
Short Percentage of Float0.05%
52-Week Range $10.49 - 17.44
Shares Outstanding (Mil)3,870.18

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $)
EPS ($) 1.12 1.34 1.45
EPS without NRI ($) 1.12 1.34 1.45
EPS Growth Rate
(3Y to 5Y Estimate)
15.20%
» More Articles for NYSE:ING

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