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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.31
IPCC's Cash to Debt is ranked higher than
58% of the 195 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.64 vs. IPCC: 0.31 )
IPCC' s 10-Year Cash to Debt Range
Min: 0.18   Max: No Debt
Current: 0.31

Equity to Asset 0.28
IPCC's Equity to Asset is ranked higher than
77% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. IPCC: 0.28 )
IPCC' s 10-Year Equity to Asset Range
Min: 0.22   Max: 0.36
Current: 0.28

0.22
0.36
Interest Coverage 3.24
IPCC's Interest Coverage is ranked higher than
51% of the 157 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 27.44 vs. IPCC: 3.24 )
IPCC' s 10-Year Interest Coverage Range
Min: 1.71   Max: 9999.99
Current: 3.24

1.71
9999.99
F-Score: 6
Z-Score: 1.30
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 3.35
IPCC's Operating margin (%) is ranked higher than
56% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.62 vs. IPCC: 3.35 )
IPCC' s 10-Year Operating margin (%) Range
Min: -5.3   Max: 15.18
Current: 3.35

-5.3
15.18
Net-margin (%) 2.43
IPCC's Net-margin (%) is ranked higher than
56% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.68 vs. IPCC: 2.43 )
IPCC' s 10-Year Net-margin (%) Range
Min: -4.51   Max: 10.13
Current: 2.43

-4.51
10.13
ROE (%) 4.97
IPCC's ROE (%) is ranked higher than
58% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. IPCC: 4.97 )
IPCC' s 10-Year ROE (%) Range
Min: -8.16   Max: 17.61
Current: 4.97

-8.16
17.61
ROA (%) 1.41
IPCC's ROA (%) is ranked higher than
60% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.69 vs. IPCC: 1.41 )
IPCC' s 10-Year ROA (%) Range
Min: -2.8   Max: 5.39
Current: 1.41

-2.8
5.39
ROC (Joel Greenblatt) (%) 93.79
IPCC's ROC (Joel Greenblatt) (%) is ranked higher than
67% of the 147 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 217.60 vs. IPCC: 93.79 )
IPCC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 56.2   Max: 508.85
Current: 93.79

56.2
508.85
Revenue Growth (%) 16.50
IPCC's Revenue Growth (%) is ranked higher than
93% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.20 vs. IPCC: 16.50 )
IPCC' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 18
Current: 16.5

0
18
EBITDA Growth (%) -14.40
IPCC's EBITDA Growth (%) is ranked higher than
54% of the 162 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. IPCC: -14.40 )
IPCC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 19.6
Current: -14.4

0
19.6
EPS Growth (%) -26.00
IPCC's EPS Growth (%) is ranked higher than
54% of the 167 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. IPCC: -26.00 )
IPCC' s 10-Year EPS Growth (%) Range
Min: 0   Max: 39.9
Current: -26

0
39.9
» IPCC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

IPCC Guru Trades in Q2 2013

Chuck Royce 57,262 sh (-2.22%)
» More
Q3 2013

IPCC Guru Trades in Q3 2013

Diamond Hill Capital 44,938 sh (New)
Chuck Royce 55,962 sh (-2.27%)
» More
Q4 2013

IPCC Guru Trades in Q4 2013

Diamond Hill Capital 137,156 sh (+205.21%)
Chuck Royce 55,962 sh (unchged)
» More
Q1 2014

IPCC Guru Trades in Q1 2014

Chuck Royce 172,362 sh (+208%)
Diamond Hill Capital 137,391 sh (+0.17%)
» More
» Details

Insider Trades

Latest Guru Trades with IPCC



No Insider Trades Found!
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Top Ranked Articles about Infinity Property and Casualty Corp

Diamond Hill Capital's Top 5 New Stock Buys
Investment management firm Diamond Hill Capital Management was formed in 200 and currently operates four long-only equity funds, three alternative equity funds and one fixed income fund, with a total of $11 billion in assets under management as of Sept. 30, 2013. The firm’s investment philosophy centers on Graham-Buffett principles. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 21.90
IPCC's P/E(ttm) is ranked higher than
59% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.60 vs. IPCC: 21.90 )
IPCC' s 10-Year P/E(ttm) Range
Min: 6.12   Max: 42.89
Current: 21.9

6.12
42.89
P/B 1.10
IPCC's P/B is ranked higher than
76% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. IPCC: 1.10 )
IPCC' s 10-Year P/B Range
Min: 0.81   Max: 1.67
Current: 1.1

0.81
1.67
P/S 0.56
IPCC's P/S is ranked higher than
92% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.28 vs. IPCC: 0.56 )
IPCC' s 10-Year P/S Range
Min: 0.49   Max: 1.26
Current: 0.56

0.49
1.26
PFCF 6.20
IPCC's PFCF is ranked higher than
86% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.78 vs. IPCC: 6.20 )
IPCC' s 10-Year PFCF Range
Min: 4.1   Max: 81.04
Current: 6.2

4.1
81.04
EV-to-EBIT 19.60
IPCC's EV-to-EBIT is ranked higher than
58% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.26 vs. IPCC: 19.60 )
IPCC' s 10-Year EV-to-EBIT Range
Min: 4.3   Max: 37.4
Current: 19.6

4.3
37.4
PEG 0.30
IPCC's PEG is ranked higher than
95% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.07 vs. IPCC: 0.30 )
IPCC' s 10-Year PEG Range
Min: 0.3   Max: 86.61
Current: 0.3

0.3
86.61
Shiller P/E 17.10
IPCC's Shiller P/E is ranked higher than
80% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.98 vs. IPCC: 17.10 )
IPCC' s 10-Year Shiller P/E Range
Min: 8.21   Max: 19.95
Current: 17.1

8.21
19.95

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.03
IPCC's Dividend Yield is ranked lower than
63% of the 158 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.45 vs. IPCC: 2.03 )
IPCC' s 10-Year Dividend Yield Range
Min: 0.33   Max: 2
Current: 2.03

0.33
2
Dividend Payout 0.43
IPCC's Dividend Payout is ranked higher than
82% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.04 vs. IPCC: 0.43 )
IPCC' s 10-Year Dividend Payout Range
Min: 0.04   Max: 0.61
Current: 0.43

0.04
0.61
Dividend growth (3y) 28.90
IPCC's Dividend growth (3y) is ranked higher than
93% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. IPCC: 28.90 )
IPCC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 28.9
Current: 28.9

0
28.9
Yield on cost (5-Year) 6.35
IPCC's Yield on cost (5-Year) is ranked higher than
87% of the 160 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.15 vs. IPCC: 6.35 )
IPCC' s 10-Year Yield on cost (5-Year) Range
Min: 1.05   Max: 6.35
Current: 6.35

1.05
6.35
Share Buyback Rate 4.00
IPCC's Share Buyback Rate is ranked higher than
87% of the 155 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. IPCC: 4.00 )
IPCC' s 10-Year Share Buyback Rate Range
Min: 0   Max: 0.2
Current: 4

0
0.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
IPCC's Price/Tangible Book is ranked higher than
78% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.58 vs. IPCC: 1.30 )
IPCC' s 10-Year Price/Tangible Book Range
Min: 1.01   Max: 1.78
Current: 1.3

1.01
1.78
Price/DCF (Projected) 0.50
IPCC's Price/DCF (Projected) is ranked higher than
89% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.77 vs. IPCC: 0.50 )
IPCC' s 10-Year Price/DCF (Projected) Range
Min: 0.48   Max: 0.85
Current: 0.5

0.48
0.85
Price/Median PS Value 0.80
IPCC's Price/Median PS Value is ranked higher than
92% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.14 vs. IPCC: 0.80 )
IPCC' s 10-Year Price/Median PS Value Range
Min: 0.73   Max: 2.98
Current: 0.8

0.73
2.98
Price/Graham Number 1.10
IPCC's Price/Graham Number is ranked higher than
69% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.99 vs. IPCC: 1.10 )
IPCC' s 10-Year Price/Graham Number Range
Min: 0.54   Max: 1.52
Current: 1.1

0.54
1.52
Earnings Yield (Greenblatt) 5.10
IPCC's Earnings Yield (Greenblatt) is ranked higher than
53% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.90 vs. IPCC: 5.10 )
IPCC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.7   Max: 23.5
Current: 5.1

2.7
23.5
Forward Rate of Return (Yacktman) -0.62
IPCC's Forward Rate of Return (Yacktman) is ranked higher than
57% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.69 vs. IPCC: -0.62 )
IPCC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -5.8   Max: 29.4
Current: -0.62

-5.8
29.4

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:IPW.Germany
Infinity Property and Casualty Corporation is incorporated Ohio. It is a holding company that, through subsidiaries, provides personal automobile insurance with a concentration on nonstandard auto insurance. Personal automobile insurance is the Company's primary insurance product. It provides coverage to individuals for liability to others for bodily injury and property damage and for physical damage to an insured's own vehicle from collision and various other perils. The Company offers three primary products to individual drivers: the Low-Cost product, which offers the most restricted coverage, the Value-Added product, which offers broader coverage and higher limits, and the Premier product, which offers the broadest coverage and is designed for standard and preferred risk drivers. Commercial Vehicle provides coverage to businesses for liability to others for bodily injury and property damage and for physical damage to vehicles from collision and various other perils. The Company offers monoline commercial automobile insurance to businesses with fleets of 20 or fewer vehicles. Classic Collector provides protection for classic collectible automobiles. The Company's Classic Collector program provides coverage to individuals with classic or antique automobiles for liability to others for bodily injury and property damage and for physical damage to an insured's own vehicle from collision and various other perils. It distributes its products mainly through a network of over 13,000 independent agencies and brokers. The Company's insurance company subsidiaries are subject to regulation and supervision by insurance departments of the jurisdictions in which they are domiciled or licensed to transact business.
» More Articles for IPCC

Headlines

Articles On GuruFocus.com
Diamond Hill Capital's Top 5 New Stock Buys Oct 29 2013 
Buying back stock 7% Apr 30 2013 
Infinity Property and Casualty Corp. Reports Operating Results (10-K) Feb 25 2011 
Infinity Property and Casualty Corp. (IPCC) Executive VP, CFO & Treasurer Roger Smith sells 6,005 Sh Dec 17 2010 
Infinity Property and Casualty Corp. (IPCC) Executive VP, CFO & Treasurer Roger Smith sells 3,995 Sh Dec 15 2010 
Infinity Property and Casualty Corp. Reports Operating Results (10-Q) Nov 05 2010 
Infinity Property and Casualty Reports Strong Underwriting Results Aug 06 2009 
Infinity Property and Casualty Reports Strong Underwriting Results Feb 05 2009 

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