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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.36
IRE's Cash to Debt is ranked higher than
63% of the 1365 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.30 vs. IRE: 0.36 )
IRE' s 10-Year Cash to Debt Range
Min: 0.02   Max: No Debt
Current: 0.36

Equity to Asset 0.06
IRE's Equity to Asset is ranked higher than
56% of the 1753 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.09 vs. IRE: 0.06 )
IRE' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.07
Current: 0.06

0.03
0.07
F-Score: 3
Z-Score: 0.15
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) -64.60
IRE's Operating margin (%) is ranked lower than
52% of the 1776 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 28.81 vs. IRE: -64.60 )
IRE' s 10-Year Operating margin (%) Range
Min: -64.6   Max: 54.04
Current: -64.6

-64.6
54.04
Net-margin (%) -50.01
IRE's Net-margin (%) is ranked lower than
52% of the 1783 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 21.59 vs. IRE: -50.01 )
IRE' s 10-Year Net-margin (%) Range
Min: -50.01   Max: 40.65
Current: -50.01

-50.01
40.65
ROE (%) -26.44
IRE's ROE (%) is ranked lower than
52% of the 1790 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 8.54 vs. IRE: -26.44 )
IRE' s 10-Year ROE (%) Range
Min: -19.39   Max: 32.79
Current: -26.44

-19.39
32.79
ROA (%) -1.59
IRE's ROA (%) is ranked lower than
52% of the 1790 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.79 vs. IRE: -1.59 )
IRE' s 10-Year ROA (%) Range
Min: -1.21   Max: 1.52
Current: -1.59

-1.21
1.52
ROC (Joel Greenblatt) (%) -936.76
IRE's ROC (Joel Greenblatt) (%) is ranked lower than
53% of the 1757 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 72.81 vs. IRE: -936.76 )
IRE' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -708.52   Max: 252.61
Current: -936.76

-708.52
252.61
Revenue Growth (%) -55.00
IRE's Revenue Growth (%) is ranked higher than
50% of the 1555 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.20 vs. IRE: -55.00 )
IRE' s 10-Year Revenue Growth (%) Range
Min: -68.1   Max: 36.5
Current: -55

-68.1
36.5
EBITDA Growth (%) -55.00
IRE's EBITDA Growth (%) is ranked higher than
52% of the 1398 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 6.70 vs. IRE: -55.00 )
IRE' s 10-Year EBITDA Growth (%) Range
Min: -55   Max: 63.6
Current: -55

-55
63.6
EPS Growth (%) -55.00
IRE's EPS Growth (%) is ranked higher than
53% of the 1407 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 8.90 vs. IRE: -55.00 )
IRE' s 10-Year EPS Growth (%) Range
Min: -62.9   Max: 81.7
Current: -55

-62.9
81.7
» IRE's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

IRE Guru Trades in Q3 2013

Steven Cohen 83,502 sh (+407.33%)
Jim Simons 56,560 sh (-19.5%)
» More
Q4 2013

IRE Guru Trades in Q4 2013

Jim Simons Sold Out
Steven Cohen 18,802 sh (-77.48%)
» More
Q1 2014

IRE Guru Trades in Q1 2014

Jim Simons 174,260 sh (New)
Steven Cohen 24,243 sh (+28.94%)
» More
Q2 2014

IRE Guru Trades in Q2 2014

Jim Simons 453,860 sh (+160.45%)
» More
» Details

Insider Trades

Latest Guru Trades with IRE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Wilbur Ross 2011-12-31 New Buy22.7%$4 - $10.2 $ 14.69162%2147483647
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Bank of Ireland (Governor & Co of)

SymbolPriceYieldDescription
BKIC.UK7.5016.83
BKIE.UK0.0019.60

Ratios

vs
industry
vs
history
P/B 1.20
IRE's P/B is ranked higher than
69% of the 1927 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.13 vs. IRE: 1.20 )
IRE' s 10-Year P/B Range
Min: 0.03   Max: 3.36
Current: 1.2

0.03
3.36
P/S 2.10
IRE's P/S is ranked higher than
84% of the 1927 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 2.97 vs. IRE: 2.10 )
IRE' s 10-Year P/S Range
Min: 0.04   Max: 4.09
Current: 2.1

0.04
4.09
EV-to-EBIT -28.26
IRE's EV-to-EBIT is ranked lower than
55% of the 1927 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 17.23 vs. IRE: -28.26 )
IRE' s 10-Year EV-to-EBIT Range
Min: 17.4   Max: 54.3
Current: -28.26

17.4
54.3
Shiller P/E 1.10
IRE's Shiller P/E is ranked higher than
100% of the 1927 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 27.04 vs. IRE: 1.10 )
IRE' s 10-Year Shiller P/E Range
Min: 0.07   Max: 19.94
Current: 1.1

0.07
19.94

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
IRE's Price/Tangible Book is ranked higher than
73% of the 1927 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.32 vs. IRE: 1.20 )
IRE' s 10-Year Price/Tangible Book Range
Min: 0.08   Max: 3.43
Current: 1.2

0.08
3.43
Price/Median PS Value 1.30
IRE's Price/Median PS Value is ranked higher than
61% of the 1927 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.08 vs. IRE: 1.30 )
IRE' s 10-Year Price/Median PS Value Range
Min: 0.09   Max: 2.85
Current: 1.3

0.09
2.85
Forward Rate of Return (Yacktman) -362.64
IRE's Forward Rate of Return (Yacktman) is ranked lower than
53% of the 1423 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 15.24 vs. IRE: -362.64 )
IRE' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 30.5   Max: 2193.5
Current: -362.64

30.5
2193.5

Business Description

Industry: Banks » Banks - Regional - Europe
Compare:BNPQY, LYG, KBCSY, DB, NRBAY » details
Traded in other countries:BKIR.UK, BKIC.UK, BIR.Germany, BIR1.Germany, IRLBF.USA
Bank of Ireland (Governor & Co of) provides a range of banking and other financial services. The Company operates through Retail Ireland, Bank of Ireland Life, Retail UK, Corporate and Treasury. Retail Ireland includes all the group's branch operations in the Republic of Ireland. The branches offer a wide range of financial products and services in addition to the deposit, lending, current account and other money transmission services traditionally offered by banks. It also includes Bank of Ireland Mortgage Bank, ICS Building Society, Private Banking, an instalment credit and leasing business, credit card operations, commercial finance / factoring businesses, the domestic and US foreign exchange operations of First Rate Enterprises and direct telephone and online banking services. Bank of Ireland Life comprises the life assurer, New Ireland Assurance Company PLC, and the business unit which distributes New Ireland investment and insurance products through the group's branch network. New Ireland offers protection, investment and pension products to the Irish market through the group's branch network, independent brokers and its direct sales force. Retail UK comprises Business Banking in Great Britain and Northern Ireland, the branch network in Northern Ireland, the UK residential mortgage business and the business activities with the UK Post Office. The business banking unit provides loan facilities to medium and large corporate clients in addition to international banking, working capital financing, leasing and electronic banking services. Offshore deposit taking services are offered in the Isle of Man. The business activities with the UK Post Office provide a range of retail financial services. The principal constituents of this Corporate and Treasury division are Corporate Banking and Global Markets in addition to Asset Management Services and IBI Corporate Finance. Corporate Banking provides integrated relationship banking services to a significant number of the major Irish corporations, financial institutions and multinational corporations operating in or out of Ireland. The range of lending products provided includes overdraft and short term loan facilities, term loans, project finance and structured finance. Corporate Banking is also engaged in international lending, with offices located in the UK, France, Germany and the US. Its international lending business includes acquisition finance, project finance, term lending and asset based financing, principally in the UK, Continental Europe and the US. Global Markets is responsible for managing the group's interest rate and foreign exchange risks, while also executing the group's liquidity and funding requirements. Global Markets trades in a range of market instruments on behalf of the group itself and the group's customers. The trading activities include dealing in inter-bank deposits and loans, foreign exchange spot and forward contracts, options, financial futures, bonds, sw
» More Articles for NYSE:IRE

Headlines

Articles On GuruFocus.com
Wilbur Ross on Euro Investments, Rate Cuts, New SPAC Jun 06 2014 
Prem Watsa, Wilbur Ross Bet on Greece’s Eurobank Apr 17 2014 
Prem Watsa Cuts One of His ‘Most Successful Investments’ Mar 11 2014 
Prem Watsa Comments on Bank of Ireland Mar 11 2014 
Prem Watsa on The Bank of Ireland Mar 09 2014 
Wilbur Ross on investing like a billionaire Mar 07 2014 
Prem Watsa's New Stock Pick in Greece, the First Nation Demoted to Emerging Status Jun 28 2013 
Prem Wesa May 21 2013 
Bank of Ireland May 21 2013 
Vulture Investing Guru Wilbur Ross Calls Bank of Ireland His Best Recent Investment May 20 2013 

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