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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.45
ISTR's Cash to Debt is ranked higher than
65% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. ISTR: 0.45 )
ISTR' s 10-Year Cash to Debt Range
Min: 0.19   Max: No Debt
Current: 0.45

Equity to Asset 0.13
ISTR's Equity to Asset is ranked higher than
87% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. ISTR: 0.13 )
ISTR' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.13
Current: 0.13

0.08
0.13
Interest Coverage 1.25
ISTR's Interest Coverage is ranked higher than
67% of the 1845 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. ISTR: 1.25 )
ISTR' s 10-Year Interest Coverage Range
Min: 0.58   Max: 1.31
Current: 1.25

0.58
1.31
Z-Score: 0.19
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 17.51
ISTR's Operating margin (%) is ranked higher than
59% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.47 vs. ISTR: 17.51 )
ISTR' s 10-Year Operating margin (%) Range
Min: 13.96   Max: 21.31
Current: 17.51

13.96
21.31
Net-margin (%) 11.80
ISTR's Net-margin (%) is ranked higher than
58% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. ISTR: 11.80 )
ISTR' s 10-Year Net-margin (%) Range
Min: 9.29   Max: 15.07
Current: 11.8

9.29
15.07
ROE (%) 6.55
ISTR's ROE (%) is ranked higher than
68% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. ISTR: 6.55 )
ISTR' s 10-Year ROE (%) Range
Min: 6.4   Max: 10.84
Current: 6.55

6.4
10.84
ROA (%) 0.63
ISTR's ROA (%) is ranked higher than
67% of the 2045 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. ISTR: 0.63 )
ISTR' s 10-Year ROA (%) Range
Min: 0.63   Max: 1.26
Current: 0.63

0.63
1.26
ROC (Joel Greenblatt) (%) 24.85
ISTR's ROC (Joel Greenblatt) (%) is ranked higher than
58% of the 2013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. ISTR: 24.85 )
ISTR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 21.83   Max: 44.92
Current: 24.85

21.83
44.92
» ISTR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

ISTR Guru Trades in

ISTR Guru Trades in

ISTR Guru Trades in

Q3 2014

ISTR Guru Trades in Q3 2014

Michael Price 175,000 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with ISTR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2014-09-30 New Buy0.29%$13.07 - $14.45 $ 140%175000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Ratios

vs
industry
vs
history
P/E(ttm) 19.70
ISTR's P/E(ttm) is ranked higher than
72% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.00 vs. ISTR: 19.70 )
ISTR' s 10-Year P/E(ttm) Range
Min: 18.27   Max: 19.78
Current: 19.7

18.27
19.78
P/B 0.99
ISTR's P/B is ranked higher than
83% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. ISTR: 0.99 )
ISTR' s 10-Year P/B Range
Min: 0.92   Max: 1
Current: 0.99

0.92
1
P/S 2.22
ISTR's P/S is ranked higher than
86% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.59 vs. ISTR: 2.22 )
ISTR' s 10-Year P/S Range
Min: 2.06   Max: 2.23
Current: 2.22

2.06
2.23
EV-to-EBIT 23.59
ISTR's EV-to-EBIT is ranked higher than
68% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.57 vs. ISTR: 23.59 )
ISTR' s 10-Year EV-to-EBIT Range
Min: 22.4   Max: 23.9
Current: 23.59

22.4
23.9

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.05
ISTR's Dividend Yield is ranked lower than
97% of the 1880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.31 vs. ISTR: 0.05 )
ISTR' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 0.05

Yield on cost (5-Year) 0.10
ISTR's Yield on cost (5-Year) is ranked lower than
95% of the 1893 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. ISTR: 0.10 )
ISTR' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.02
ISTR's Price/Tangible Book is ranked higher than
85% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. ISTR: 1.02 )
ISTR' s 10-Year Price/Tangible Book Range
Min: 0.97   Max: 0.97
Current: 1.02

Price/Median PS Value 1.03
ISTR's Price/Median PS Value is ranked higher than
83% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. ISTR: 1.03 )
ISTR' s 10-Year Price/Median PS Value Range
Min: 0.98   Max: 0.98
Current: 1.03

Price/Graham Number 1.14
ISTR's Price/Graham Number is ranked higher than
74% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. ISTR: 1.14 )
ISTR' s 10-Year Price/Graham Number Range
Min: 1.08   Max: 1.08
Current: 1.14

Earnings Yield (Greenblatt) 4.20
ISTR's Earnings Yield (Greenblatt) is ranked higher than
64% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. ISTR: 4.20 )
ISTR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 4.2   Max: 4.5
Current: 4.2

4.2
4.5

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Investar Holding Corp was incorporated in 2009. It is a holding company for Investar Bank. Through its wholly-owned subsidiary, Investar Bank, a Louisiana-chartered commercial bank, it offers commercial banking products tailored to meet the needs of individuals and small to medium-sized businesses. The Company serves primary markets of Baton Rouge, New Orleans, Lafayette and Hammond, Louisiana, and their surrounding metropolitan areas from its main office located in Baton Rouge and from nine additional full-service branches located throughout its market area. The Company's competitors include national, regional and community banks within the various markets. It is subject to extensive regulation and supervision that governs almost all aspects of its operations, including, among other things, its lending practices, capital structure, investment practices, dividend policy, operations and growth.
» More Articles for ISTR

Headlines

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