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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt No Debt
ITIC's Cash to Debt is ranked higher than
98% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.79 vs. ITIC: No Debt )
Ranked among companies with meaningful Cash to Debt only.
ITIC' s Cash to Debt Range Over the Past 10 Years
Min: N/A  Med: No Debt Max: No Debt
Current: No Debt
N/A
No Debt
Equity to Asset 0.69
ITIC's Equity to Asset is ranked higher than
97% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.32 vs. ITIC: 0.69 )
Ranked among companies with meaningful Equity to Asset only.
ITIC' s Equity to Asset Range Over the Past 10 Years
Min: 0.62  Med: 0.67 Max: 0.78
Current: 0.69
0.62
0.78
Interest Coverage No Debt
ITIC's Interest Coverage is ranked higher than
98% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 168.00 vs. ITIC: No Debt )
Ranked among companies with meaningful Interest Coverage only.
ITIC' s Interest Coverage Range Over the Past 10 Years
Min: 1.56  Med: No Debt Max: No Debt
Current: No Debt
F-Score: 6
WACC vs ROIC
5.26%
11.45%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 15.35
ITIC's Operating margin (%) is ranked higher than
69% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.00 vs. ITIC: 15.35 )
Ranked among companies with meaningful Operating margin (%) only.
ITIC' s Operating margin (%) Range Over the Past 10 Years
Min: -4.52  Med: 13 Max: 20.47
Current: 15.35
-4.52
20.47
Net-margin (%) 10.67
ITIC's Net-margin (%) is ranked higher than
59% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.78 vs. ITIC: 10.67 )
Ranked among companies with meaningful Net-margin (%) only.
ITIC' s Net-margin (%) Range Over the Past 10 Years
Min: -1.66  Med: 9.3 Max: 15.57
Current: 10.67
-1.66
15.57
ROE (%) 9.14
ITIC's ROE (%) is ranked higher than
53% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.92 vs. ITIC: 9.14 )
Ranked among companies with meaningful ROE (%) only.
ITIC' s ROE (%) Range Over the Past 10 Years
Min: -1.25  Med: 7.96 Max: 14.68
Current: 9.14
-1.25
14.68
ROA (%) 6.29
ITIC's ROA (%) is ranked higher than
83% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.59 vs. ITIC: 6.29 )
Ranked among companies with meaningful ROA (%) only.
ITIC' s ROA (%) Range Over the Past 10 Years
Min: -0.82  Med: 5.37 Max: 9.7
Current: 6.29
-0.82
9.7
Revenue Growth (3Y)(%) 5.50
ITIC's Revenue Growth (3Y)(%) is ranked higher than
59% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.00 vs. ITIC: 5.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ITIC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -3.7  Med: 11.6 Max: 28.7
Current: 5.5
-3.7
28.7
EBITDA Growth (3Y)(%) 7.00
ITIC's EBITDA Growth (3Y)(%) is ranked higher than
55% of the 44 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.70 vs. ITIC: 7.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ITIC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -25.7  Med: 11.1 Max: 49.5
Current: 7
-25.7
49.5
EPS Growth (3Y)(%) 6.30
ITIC's EPS Growth (3Y)(%) is ranked higher than
61% of the 41 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.30 vs. ITIC: 6.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ITIC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -25.8  Med: 7.1 Max: 51.2
Current: 6.3
-25.8
51.2
» ITIC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

ITIC Guru Trades in Q3 2015

Jim Simons 13,100 sh (+1.55%)
Chuck Royce 800 sh (unchged)
Tom Gayner 213,300 sh (unchged)
» More
Q4 2015

ITIC Guru Trades in Q4 2015

Jim Simons 13,300 sh (+1.53%)
Tom Gayner 213,300 sh (unchged)
Chuck Royce Sold Out
» More
Q1 2016

ITIC Guru Trades in Q1 2016

Jim Simons 13,300 sh (unchged)
Tom Gayner 213,300 sh (unchged)
» More
Q2 2016

ITIC Guru Trades in Q2 2016

Jim Simons 13,900 sh (+4.51%)
Tom Gayner 213,300 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with ITIC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:NYSE:FAC, NAS:TRUP, NAS:GLRE, NAS:AMBC, NYSE:EIG, NYSE:OB, OTCPK:LCSHF, OTCPK:GMICF, NYSE:MTG, NYSE:RDN, NYSE:AGO, NYSE:FAF, NYSE:FNF » details
Investors Title Co is a holding company. The Company is engaged in the issuance of residential and commercial title insurance through ITIC and NITIC.

Investors Title Co was incorporated in the state of North Carolina in 1973. The Company is a holding company that operates through its subsidiaries. The Company's primary business activity, and its only reportable operating segment, is the issuance of residential and commercial title insurance through ITIC and NITIC. Additionally, the Company provides tax-deferred real property exchange services through its subsidiaries, Investors Title Exchange Corporation and Investors Title Accommodation Corporation; investment management and trust services to individuals, trusts and other entities through its subsidiary Investors Trust Company; and management services to title insurance agencies through its subsidiary, Investors Title Management Services. Through its two wholly-owned title underwriting subsidiaries, ITIC and NITIC, the Company underwrites title insurance for owners and mortgagees as a primary insurer. ITIC and NITIC offer primary title insurance coverage to owners and mortgagees of real estate and assume reinsurance of title insurance risks from other title insurance companies. The commitments and policies are predominantly issued using standard forms approved by the American Land Title Association. The Company markets its title insurance services to customers in the residential and commercial market sectors of the real estate industry. Issuing agents are typically real estate attorneys or subsidiaries of community and regional mortgage lending institutions, depending on local customs and regulations.

Ratios

vs
industry
vs
history
P/E(ttm) 14.75
ITIC's P/E(ttm) is ranked lower than
55% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.16 vs. ITIC: 14.75 )
Ranked among companies with meaningful P/E(ttm) only.
ITIC' s P/E(ttm) Range Over the Past 10 Years
Min: 7.23  Med: 12.66 Max: 125.74
Current: 14.75
7.23
125.74
PE(NRI) 14.75
ITIC's PE(NRI) is ranked lower than
56% of the 59 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.16 vs. ITIC: 14.75 )
Ranked among companies with meaningful PE(NRI) only.
ITIC' s PE(NRI) Range Over the Past 10 Years
Min: 7.23  Med: 12.66 Max: 125.74
Current: 14.75
7.23
125.74
Price/Owner Earnings (ttm) 13.14
ITIC's Price/Owner Earnings (ttm) is ranked lower than
71% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.52 vs. ITIC: 13.14 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
ITIC' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.84  Med: 14.64 Max: 1247.18
Current: 13.14
6.84
1247.18
P/B 1.28
ITIC's P/B is ranked lower than
63% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.00 vs. ITIC: 1.28 )
Ranked among companies with meaningful P/B only.
ITIC' s P/B Range Over the Past 10 Years
Min: 0.5  Med: 1.08 Max: 1.62
Current: 1.28
0.5
1.62
P/S 1.58
ITIC's P/S is ranked lower than
58% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.21 vs. ITIC: 1.58 )
Ranked among companies with meaningful P/S only.
ITIC' s P/S Range Over the Past 10 Years
Min: 0.68  Med: 1.2 Max: 1.65
Current: 1.58
0.68
1.65
PFCF 13.04
ITIC's PFCF is ranked lower than
73% of the 33 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.26 vs. ITIC: 13.04 )
Ranked among companies with meaningful PFCF only.
ITIC' s PFCF Range Over the Past 10 Years
Min: 5.96  Med: 12.09 Max: 107.36
Current: 13.04
5.96
107.36
POCF 10.83
ITIC's POCF is ranked lower than
71% of the 48 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.48 vs. ITIC: 10.83 )
Ranked among companies with meaningful POCF only.
ITIC' s POCF Range Over the Past 10 Years
Min: 5.23  Med: 10.97 Max: 868.16
Current: 10.83
5.23
868.16
EV-to-EBIT 8.67
ITIC's EV-to-EBIT is ranked lower than
60% of the 52 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.11 vs. ITIC: 8.67 )
Ranked among companies with meaningful EV-to-EBIT only.
ITIC' s EV-to-EBIT Range Over the Past 10 Years
Min: -61.2  Med: 6.7 Max: 14
Current: 8.67
-61.2
14
EV-to-EBITDA 7.79
ITIC's EV-to-EBITDA is ranked lower than
52% of the 52 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.15 vs. ITIC: 7.79 )
Ranked among companies with meaningful EV-to-EBITDA only.
ITIC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -35.9  Med: 6.3 Max: 149.1
Current: 7.79
-35.9
149.1
PEG 0.80
ITIC's PEG is ranked higher than
58% of the 26 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.84 vs. ITIC: 0.80 )
Ranked among companies with meaningful PEG only.
ITIC' s PEG Range Over the Past 10 Years
Min: 0.12  Med: 0.49 Max: 7.06
Current: 0.8
0.12
7.06
Shiller P/E 23.39
ITIC's Shiller P/E is ranked lower than
84% of the 19 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.37 vs. ITIC: 23.39 )
Ranked among companies with meaningful Shiller P/E only.
ITIC' s Shiller P/E Range Over the Past 10 Years
Min: 6.01  Med: 13.86 Max: 24.15
Current: 23.39
6.01
24.15

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.57
ITIC's Dividend Yield is ranked lower than
99.99% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.07 vs. ITIC: 0.57 )
Ranked among companies with meaningful Dividend Yield only.
ITIC' s Dividend Yield Range Over the Past 10 Years
Min: 0.34  Med: 0.5 Max: 1.4
Current: 0.57
0.34
1.4
Dividend Payout 0.08
ITIC's Dividend Payout is ranked higher than
93% of the 55 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.36 vs. ITIC: 0.08 )
Ranked among companies with meaningful Dividend Payout only.
ITIC' s Dividend Payout Range Over the Past 10 Years
Min: 0.02  Med: 0.06 Max: 7
Current: 0.08
0.02
7
Dividend Growth (3y) 11.30
ITIC's Dividend Growth (3y) is ranked higher than
61% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.10 vs. ITIC: 11.30 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ITIC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 5.3 Max: 26
Current: 11.3
0
26
Forward Dividend Yield 0.81
ITIC's Forward Dividend Yield is ranked lower than
99% of the 92 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.03 vs. ITIC: 0.81 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.79
ITIC's Yield on cost (5-Year) is ranked lower than
99.99% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.74 vs. ITIC: 0.79 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ITIC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.47  Med: 0.69 Max: 1.94
Current: 0.79
0.47
1.94
3-Year Average Share Buyback Ratio 1.50
ITIC's 3-Year Average Share Buyback Ratio is ranked higher than
64% of the 36 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.10 vs. ITIC: 1.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ITIC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -8.5  Med: 2.8 Max: 9.2
Current: 1.5
-8.5
9.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.28
ITIC's Price/Tangible Book is ranked lower than
64% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.10 vs. ITIC: 1.28 )
Ranked among companies with meaningful Price/Tangible Book only.
ITIC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.66  Med: 1.18 Max: 2.23
Current: 1.28
0.66
2.23
Price/Projected FCF 0.70
ITIC's Price/Projected FCF is ranked higher than
50% of the 24 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.71 vs. ITIC: 0.70 )
Ranked among companies with meaningful Price/Projected FCF only.
ITIC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.27  Med: 0.48 Max: 0.86
Current: 0.7
0.27
0.86
Price/Median PS Value 1.32
ITIC's Price/Median PS Value is ranked lower than
77% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.03 vs. ITIC: 1.32 )
Ranked among companies with meaningful Price/Median PS Value only.
ITIC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.53  Med: 0.98 Max: 1.64
Current: 1.32
0.53
1.64
Price/Peter Lynch Fair Value 1.02
ITIC's Price/Peter Lynch Fair Value is ranked lower than
65% of the 17 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.76 vs. ITIC: 1.02 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ITIC' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.24  Med: 0.44 Max: 2.04
Current: 1.02
0.24
2.04
Price/Graham Number 0.91
ITIC's Price/Graham Number is ranked lower than
64% of the 50 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.74 vs. ITIC: 0.91 )
Ranked among companies with meaningful Price/Graham Number only.
ITIC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.49  Med: 0.75 Max: 1.93
Current: 0.91
0.49
1.93
Earnings Yield (Greenblatt) (%) 11.50
ITIC's Earnings Yield (Greenblatt) (%) is ranked higher than
52% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.10 vs. ITIC: 11.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ITIC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 7.2  Med: 14.3 Max: 30.1
Current: 11.5
7.2
30.1
Forward Rate of Return (Yacktman) (%) 19.70
ITIC's Forward Rate of Return (Yacktman) (%) is ranked higher than
58% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 17.01 vs. ITIC: 19.70 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ITIC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 3.7  Med: 12.8 Max: 99
Current: 19.7
3.7
99

More Statistics

Revenue (TTM) (Mil) $122.1
EPS (TTM) $ 6.69
Beta0.49
Short Percentage of Float2.82%
52-Week Range $67.25 - 106.80
Shares Outstanding (Mil)1.90
» More Articles for ITIC

Headlines

Articles On GuruFocus.com
Tom Gayner's Holdings Trading Below the Peter Lynch Value Oct 29 2015 
Investor Title Co: Sound and Stable Jul 14 2014 
Investor Title Company: Worth $115 Per Share May 20 2014 
Investors Title Company – Owner-Operated Net-Net Nov 23 2011 
An Undervalued, Profitable Insurance Company -- Investors Title (ITIC) Apr 04 2011 
Investors Title Company Represents Value in Midst of Housing Turmoil Nov 30 2010 
Investors Title Company Reports Operating Results (10-Q) Oct 29 2010 
Investors Title Company Reports Operating Results (10-Q) Aug 02 2010 
Investors Title Company Reports Operating Results (10-Q) Apr 30 2010 
Investors Title Company Reports Operating Results (10-Q) Oct 30 2009 

More From Other Websites
INVESTORS TITLE CO Financials Aug 17 2016
Investors Title Company Board Increases Quarterly Dividend Aug 10 2016
INVESTORS TITLE CO Files SEC form 10-Q, Quarterly Report Aug 08 2016
Press Release - 2nd Quarter 2016 Financial Earnings Release and Financials Aug 08 2016
Investors Title Co. :ITIC-US: Earnings Analysis: Q2, 2016 By the Numbers : August 4, 2016 Aug 04 2016
Investors Title posts 2Q profit Aug 03 2016
Investors Title posts 2Q profit Aug 03 2016
INVESTORS TITLE CO Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Aug 03 2016
Investors Title Company Announces Second Quarter 2016 Financial Results Aug 03 2016
Press Release - A.M. Best Affirms Ratings of Investors Title Company, Inc. and Its Subsidiraries Jul 13 2016
A.M. Best Affirms Ratings of Investors Title Company, Inc. and Its Subsidiaries Jun 30 2016
INVESTORS TITLE CO Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 24 2016
Investors Title Company Declares Quarterly Dividend May 18 2016
INVESTORS TITLE CO Files SEC form 10-Q, Quarterly Report May 06 2016
Investors Title Co. :ITIC-US: Earnings Analysis: Q1, 2016 By the Numbers May 06 2016
Press Release - 1st Quarter 2016 Financial Earnings Release and Financials May 04 2016
Investors Title posts 1Q profit May 04 2016
Investors Title posts 1Q profit May 04 2016
INVESTORS TITLE CO Files SEC form 8-K, Results of Operations and Financial Condition, Financial... May 04 2016
Investors Title Company Announces First Quarter 2016 Financial Results May 04 2016
The best-run public companies in the Research Triangle area Apr 15 2016
INVESTORS TITLE CO Files SEC form 10-K, Annual Report Mar 11 2016
Investors Title Company Declares Quarterly Dividend Feb 29 2016
INVESTORS TITLE CO Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Feb 16 2016
Investors Title Co. Earnings Analysis: Q4, 2015 By the Numbers Feb 12 2016
Investors Title posts 4Q profit Feb 10 2016
Investors Title posts 4Q profit Feb 10 2016
INVESTORS TITLE CO Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Feb 10 2016
Press Release - 3rd Quarter 2015 Financial Earnings Release and Financials Dec 10 2015
Investors Title posts 3Q profit Nov 04 2015
Investors Title posts 2Q profit Aug 05 2015
Investors Title posts 1Q profit May 05 2015

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