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Also traded in: Brazil, Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.49
ITUB's Cash to Debt is ranked lower than
71% of the 1178 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.07 vs. ITUB: 0.49 )
Ranked among companies with meaningful Cash to Debt only.
ITUB' s Cash to Debt Range Over the Past 10 Years
Min: 0.15  Med: 0.70 Max: N/A
Current: 0.49
Equity to Asset 0.09
ITUB's Equity to Asset is ranked lower than
60% of the 1648 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.10 vs. ITUB: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
ITUB' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.15
Current: 0.09
0.07
0.15
Interest Coverage 0.32
ITUB's Interest Coverage is ranked lower than
88% of the 1534 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.67 vs. ITUB: 0.32 )
Ranked among companies with meaningful Interest Coverage only.
ITUB' s Interest Coverage Range Over the Past 10 Years
Min: 0.13  Med: 0.47 Max: 0.89
Current: 0.32
0.13
0.89
F-Score: 6
M-Score: -2.25
WACC vs ROIC
18.83%
11.06%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 25.62
ITUB's Operating margin (%) is ranked lower than
64% of the 1663 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 30.83 vs. ITUB: 25.62 )
Ranked among companies with meaningful Operating margin (%) only.
ITUB' s Operating margin (%) Range Over the Past 10 Years
Min: 9.6  Med: 26.36 Max: 31.43
Current: 25.62
9.6
31.43
Net-margin (%) 25.34
ITUB's Net-margin (%) is ranked higher than
59% of the 1664 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 22.36 vs. ITUB: 25.34 )
Ranked among companies with meaningful Net-margin (%) only.
ITUB' s Net-margin (%) Range Over the Past 10 Years
Min: 13.14  Med: 18.75 Max: 23.52
Current: 25.34
13.14
23.52
ROE (%) 23.89
ITUB's ROE (%) is ranked higher than
94% of the 1659 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.33 vs. ITUB: 23.89 )
Ranked among companies with meaningful ROE (%) only.
ITUB' s ROE (%) Range Over the Past 10 Years
Min: 13.73  Med: 22.09 Max: 31.12
Current: 23.89
13.73
31.12
ROA (%) 2.14
ITUB's ROA (%) is ranked higher than
87% of the 1670 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.88 vs. ITUB: 2.14 )
Ranked among companies with meaningful ROA (%) only.
ITUB' s ROA (%) Range Over the Past 10 Years
Min: 1.42  Med: 1.90 Max: 4.27
Current: 2.14
1.42
4.27
Revenue Growth (3Y)(%) 7.30
ITUB's Revenue Growth (3Y)(%) is ranked higher than
71% of the 1371 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.50 vs. ITUB: 7.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ITUB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -1.4  Med: 11.20 Max: 30.7
Current: 7.3
-1.4
30.7
EBITDA Growth (3Y)(%) 15.40
ITUB's EBITDA Growth (3Y)(%) is ranked higher than
73% of the 1271 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.00 vs. ITUB: 15.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ITUB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -15  Med: 21.90 Max: 38.9
Current: 15.4
-15
38.9
EPS Growth (3Y)(%) 15.90
ITUB's EPS Growth (3Y)(%) is ranked higher than
71% of the 1250 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.50 vs. ITUB: 15.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ITUB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -5.5  Med: 18.05 Max: 27.3
Current: 15.9
-5.5
27.3
» ITUB's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-08-05)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

ITUB Guru Trades in Q2 2015

John Rogers 1,128,391 sh (+92.90%)
Louis Moore Bacon 201,000 sh (+81.23%)
Howard Marks 5,150,534 sh (+25.79%)
Ruane Cunniff Sold Out
David Dreman 290,398 sh (-2.85%)
Jim Simons 1,866,141 sh (-32.76%)
Jeremy Grantham 388,459 sh (-64.73%)
» More
Q3 2015

ITUB Guru Trades in Q3 2015

Jim Simons 6,802,936 sh (+231.41%)
Jeremy Grantham 678,004 sh (+58.67%)
Howard Marks 6,398,060 sh (+12.93%)
John Rogers 1,280,803 sh (+3.19%)
Louis Moore Bacon Sold Out
David Dreman 89,015 sh (-72.13%)
» More
Q4 2015

ITUB Guru Trades in Q4 2015

Jeremy Grantham 966,204 sh (+42.51%)
John Rogers 1,722,429 sh (+34.48%)
David Dreman Sold Out
Jim Simons Sold Out
Howard Marks 6,215,175 sh (-2.86%)
» More
Q1 2016

ITUB Guru Trades in Q1 2016

David Dreman 4,613 sh (New)
John Rogers 1,723,894 sh (+0.09%)
Howard Marks 6,215,175 sh (unchged)
Jeremy Grantham 465,447 sh (-51.83%)
» More
» Details

Insider Trades

Latest Guru Trades with ITUB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Itau Unibanco Holding SA

SymbolPriceYieldDescription
ITUB4.Argentina0.000.00
ITUBF0.000.00

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:BSP:BBDC3, BSP:SANB3, BSP:ITSA4 » details
Traded in other countries:ITUB3.Brazil, BVXB.Germany, ITUB N.Mexico,
Itau Unibanco Holding SA provides financial products and services in Brazil. It provides investment banking, consumer credit card, real estate financing, leasing, foreign exchange and foreign trade financing services.

Itau Unibanco Holding SA was incorporated on September 9, 1943. It provides financial products and services in Brazil. It provides investment banking, consumer credit card, real estate financing, leasing, foreign exchange and foreign trade financing services. The Company provides these services on an integrated basis through its operating segments Commercial bank - retail, Wholesale bank, Consumer credit - retail & Activities with the market and corporation. Commercial bank - retail segment includes credit cards, asset management, insurance, pension plan and capitalization products, and credit products and services for individuals and companies such as Retail banking, Public sector banking, business banking, Wealth management services & Real estate financing. Wholesale bank segment includes corporate and investment banking, including middle-market banking business. Consumer credit - retail segment comprises of financial products and services to non-accountholders; and Activities with the market and corporation segment includes the results arising from capital surplus, subordinated debt surplus and the net balance of tax credits and debts.

Ratios

vs
industry
vs
history
P/E(ttm) 6.10
ITUB's P/E(ttm) is ranked higher than
86% of the 1574 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.79 vs. ITUB: 6.10 )
Ranked among companies with meaningful P/E(ttm) only.
ITUB' s P/E(ttm) Range Over the Past 10 Years
Min: 2.4  Med: 8.96 Max: 20.39
Current: 6.1
2.4
20.39
Forward P/E 6.61
ITUB's Forward P/E is ranked higher than
91% of the 376 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.05 vs. ITUB: 6.61 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 6.10
ITUB's PE(NRI) is ranked higher than
86% of the 1552 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.69 vs. ITUB: 6.10 )
Ranked among companies with meaningful PE(NRI) only.
ITUB' s PE(NRI) Range Over the Past 10 Years
Min: 2.42  Med: 8.98 Max: 20.41
Current: 6.1
2.42
20.41
Price/Owner Earnings (ttm) 5246.00
ITUB's Price/Owner Earnings (ttm) is ranked lower than
100% of the 857 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.46 vs. ITUB: 5246.00 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
ITUB' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 1.78  Med: 11.03 Max: 5714
Current: 5246
1.78
5714
P/B 1.38
ITUB's P/B is ranked lower than
72% of the 1655 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.04 vs. ITUB: 1.38 )
Ranked among companies with meaningful P/B only.
ITUB' s P/B Range Over the Past 10 Years
Min: 0.85  Med: 1.84 Max: 5.83
Current: 1.38
0.85
5.83
P/S 1.55
ITUB's P/S is ranked higher than
81% of the 1647 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.94 vs. ITUB: 1.55 )
Ranked among companies with meaningful P/S only.
ITUB' s P/S Range Over the Past 10 Years
Min: 0.49  Med: 1.74 Max: 2.67
Current: 1.55
0.49
2.67
PFCF 4.44
ITUB's PFCF is ranked higher than
73% of the 892 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 10.24 vs. ITUB: 4.44 )
Ranked among companies with meaningful PFCF only.
ITUB' s PFCF Range Over the Past 10 Years
Min: 1.81  Med: 5.71 Max: 79.34
Current: 4.44
1.81
79.34
POCF 4.16
ITUB's POCF is ranked higher than
71% of the 992 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.94 vs. ITUB: 4.16 )
Ranked among companies with meaningful POCF only.
ITUB' s POCF Range Over the Past 10 Years
Min: 1.71  Med: 4.60 Max: 171.13
Current: 4.16
1.71
171.13
EV-to-EBIT 10.55
ITUB's EV-to-EBIT is ranked higher than
62% of the 1513 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.20 vs. ITUB: 10.55 )
Ranked among companies with meaningful EV-to-EBIT only.
ITUB' s EV-to-EBIT Range Over the Past 10 Years
Min: 0.1  Med: 10.00 Max: 33.7
Current: 10.55
0.1
33.7
EV-to-EBITDA 9.49
ITUB's EV-to-EBITDA is ranked higher than
63% of the 1514 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 11.89 vs. ITUB: 9.49 )
Ranked among companies with meaningful EV-to-EBITDA only.
ITUB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.1  Med: 8.90 Max: 20.3
Current: 9.49
0.1
20.3
PEG 7.63
ITUB's PEG is ranked lower than
92% of the 738 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.10 vs. ITUB: 7.63 )
Ranked among companies with meaningful PEG only.
ITUB' s PEG Range Over the Past 10 Years
Min: 0.13  Med: 1.28 Max: 170.08
Current: 7.63
0.13
170.08
Shiller P/E 9.99
ITUB's Shiller P/E is ranked higher than
87% of the 503 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 17.33 vs. ITUB: 9.99 )
Ranked among companies with meaningful Shiller P/E only.
ITUB' s Shiller P/E Range Over the Past 10 Years
Min: 8.56  Med: 12.49 Max: 15.76
Current: 9.99
8.56
15.76

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.13
ITUB's Dividend Yield is ranked lower than
54% of the 2222 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.98 vs. ITUB: 1.13 )
Ranked among companies with meaningful Dividend Yield only.
ITUB' s Dividend Yield Range Over the Past 10 Years
Min: 0.03  Med: 0.53 Max: 6.84
Current: 1.13
0.03
6.84
Dividend Payout 0.09
ITUB's Dividend Payout is ranked higher than
94% of the 1292 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.33 vs. ITUB: 0.09 )
Ranked among companies with meaningful Dividend Payout only.
ITUB' s Dividend Payout Range Over the Past 10 Years
Min: 0.01  Med: 0.05 Max: 0.86
Current: 0.09
0.01
0.86
Dividend Growth (3y) 66.00
ITUB's Dividend Growth (3y) is ranked higher than
94% of the 745 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.80 vs. ITUB: 66.00 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ITUB' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 66
Current: 66
0
66
Forward Dividend Yield 1.13
ITUB's Forward Dividend Yield is ranked lower than
90% of the 2081 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.15 vs. ITUB: 1.13 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.11
ITUB's Yield on cost (5-Year) is ranked higher than
70% of the 2484 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.46 vs. ITUB: 2.11 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ITUB' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.06  Med: 1.00 Max: 12.88
Current: 2.11
0.06
12.88
3-Year Average Share Buyback Ratio -0.10
ITUB's 3-Year Average Share Buyback Ratio is ranked higher than
74% of the 1066 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -2.00 vs. ITUB: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ITUB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15.4  Med: -3.35 Max: 2.4
Current: -0.1
-15.4
2.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.49
ITUB's Price/Tangible Book is ranked lower than
69% of the 1645 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.11 vs. ITUB: 1.49 )
Ranked among companies with meaningful Price/Tangible Book only.
ITUB' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.21  Med: 2.07 Max: 1222876.53
Current: 1.49
1.21
1222876.53
Price/Projected FCF 0.50
ITUB's Price/Projected FCF is ranked higher than
70% of the 892 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.66 vs. ITUB: 0.50 )
Ranked among companies with meaningful Price/Projected FCF only.
ITUB' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.48  Med: 1.34 Max: 10.92
Current: 0.5
0.48
10.92
Price/Median PS Value 0.89
ITUB's Price/Median PS Value is ranked higher than
70% of the 1568 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.01 vs. ITUB: 0.89 )
Ranked among companies with meaningful Price/Median PS Value only.
ITUB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.39  Med: 1.06 Max: 454395.65
Current: 0.89
0.39
454395.65
Price/Peter Lynch Fair Value 0.80
ITUB's Price/Peter Lynch Fair Value is ranked higher than
58% of the 431 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.90 vs. ITUB: 0.80 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ITUB' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.18  Med: 1.22 Max: 2.87
Current: 0.8
0.18
2.87
Price/Graham Number 0.64
ITUB's Price/Graham Number is ranked higher than
67% of the 1460 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.84 vs. ITUB: 0.64 )
Ranked among companies with meaningful Price/Graham Number only.
ITUB' s Price/Graham Number Range Over the Past 10 Years
Min: 0.43  Med: 0.96 Max: 458063.47
Current: 0.64
0.43
458063.47
Earnings Yield (Greenblatt) (%) 9.50
ITUB's Earnings Yield (Greenblatt) (%) is ranked higher than
66% of the 1660 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.00 vs. ITUB: 9.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ITUB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3  Med: 10.00 Max: 13135.6
Current: 9.5
3
13135.6
Forward Rate of Return (Yacktman) (%) 25.96
ITUB's Forward Rate of Return (Yacktman) (%) is ranked higher than
77% of the 857 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.58 vs. ITUB: 25.96 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ITUB' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -3.8  Med: 12.70 Max: 42.5
Current: 25.96
-3.8
42.5

More Statistics

Revenue (TTM) (Mil) $28,284
EPS (TTM) $ 1.18
Beta1.57
Short Percentage of Float0.59%
52-Week Range $5.48 - 10.36
Shares Outstanding (Mil)5,928.68

Analyst Estimate

Dec16
Revenue (Mil $)
EPS ($) 3.94
EPS without NRI ($) 3.94
EPS Growth Rate
(3Y to 5Y Estimate)
7.90%
» More Articles for NYSE:ITUB

Headlines

Articles On GuruFocus.com
Dodge & Cox Funds' 1st Quarter 2016 Global Stock Fund Commentary Apr 20 2016 
Dodge & Cox Comments on Itau Unibanco Feb 01 2016 
John Rogers' Holdings Trading Below Peter Lynch Earnings Line Dec 16 2015 
Guru Stocks at 52-Week Lows: HSBC Holdings, Unilever, Banco Santander, Duke Energy, Itau Unibanco Aug 31 2015 
Weekly Guru Bargains Highlights: ITUB, PBR.A, SSL, APA, NOV Mar 21 2015 
Weekly 3-Year Low Highlights: IBM, ABEV, ITUB, OXY Mar 17 2015 
Undervalued Stocks in Howard Marks' Portfolio Mar 04 2015 
Howard Marks Buys 13 New Stocks in Q3 Nov 14 2014 
Brazil Market Rallying Jun 12 2014 
The Most Undervalued Predictable Companies of December and Who Bought Them Dec 13 2013 

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